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admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Bernard, Information about your Documents. Policy Number : 7DGN/CW. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VN385XL Samantha Archer 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Samantha Archer Policy Number: 7DGN/CW Issue date: 15/05/2020 Address: Flat 22f Jill harbors Cooktown G2 1DL Contact number: 01144960535Email address: rickyhayes@example.org Vehicle Details: Registration number: VN385XL Keeper: Samantha Archer Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G2 1DL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 04 February, 2025 Bonus Protection: Protected To: 00:00 2020-08-17 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Samantha Archer Policyholder Date of Birth: Mon 27 January, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mandy Spencer Driver Date of Birth: Fri 30 August, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 7DGN/CW This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VN385XL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2020-08-17 2Name of Policyholder: Samantha Archer 3Persons or classes of persons entitled to drive: Samantha Archer, Mandy Spencer All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 04 February, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Samantha Archer Policy number: 7DGN/CW Issue date: 15/05/2020 Issued by: AdmiralAddress: Flat 22f Jill harbors Cooktown G2 1DL Reason for issue: Renewal Contact number: 01144960535Email address: rickyhayes@example.org Vehicle Details: Registration number: VN385XL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G2 1DL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 04 February, 2025 Years No Claims Bonus: 14 To: 00:00 on 2020-08-17 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Samantha Archer , Mandy Spencer Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,329.55 Policy Upgrade sub-total: £6.77 Insurance Premium Tax: £1,542.15 Total: £9,055.94Windscreen Cover Included Protected No Claims Bonus £6.77 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|7DGN/CW\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 7DGN/CW Issue Date: 15/05/2020 Renewal Date: 04 February, 2025 483881525 Samantha Archer Flat 22f Jill harbors Cooktown G2 1DL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 04 February, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 15/05/2020. Your Renewal Offer £9,055.94 Last Year's Premium £6,067.70 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 04 February, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Samantha Archer \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,055.94 \| Payment Date: Sun 18 August, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Samantha Archer (FORD MUSTANG - VN385XL) 04 February, 2025 to 2020-08-17 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,055.94 Your Renewal Offer £9,055.94 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : rickyhayes@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	7DGN/CW	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2020-08-17	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	04 February, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Scott, Information about your Documents. Policy Number : PIKGV_P-JH-UP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GV387LV Dr Samuel Green 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Samuel Green Policy Number: PIKGV_P-JH-UP Issue date: 02/04/22 Address: 697 Frank grove South Lydiatown SK4V 6TR Contact number: +44118 496 0397Email address: rwhite@example.org Vehicle Details: Registration number: GV387LV Keeper: Dr Samuel Green Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SK4V 6TR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 25/06/24 Bonus Protection: Protected To: 00:00 21/01/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Samuel Green Policyholder Date of Birth: 04/06/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Gemma Wood-Wright Driver Date of Birth: 20/10/23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: PIKGV_P-JH-UP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GV387LV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21/01/2024 2Name of Policyholder: Dr Samuel Green 3Persons or classes of persons entitled to drive: Dr Samuel Green, Gemma Wood-Wright All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 25/06/246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Samuel Green Policy number: PIKGV_P-JH-UP Issue date: 02/04/22 Issued by: AdmiralAddress: 697 Frank grove South Lydiatown SK4V 6TR Reason for issue: Renewal Contact number: +44118 496 0397Email address: rwhite@example.org Vehicle Details: Registration number: GV387LV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SK4V 6TR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 25/06/24 Years No Claims Bonus: 14 To: 00:00 on 21/01/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Samuel Green , Gemma Wood-Wright Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,548.03 Policy Upgrade sub-total: £539.69 Insurance Premium Tax: £4,065.39 Total: £6,261.71Windscreen Cover Included Protected No Claims Bonus £539.69 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|PIKGV_P-JH-UP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: PIKGV_P-JH-UP Issue Date: 02/04/22 Renewal Date: 25/06/24 483881525 Dr Samuel Green 697 Frank grove South Lydiatown SK4V 6TR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 25/06/24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 02/04/22. Your Renewal Offer £6,261.71 Last Year's Premium £961.13 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 25/06/24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Samuel Green \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,261.71 \| Payment Date: 2025-10-16 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Samuel Green (FORD MUSTANG - GV387LV) 25/06/24 to 21/01/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,261.71 Your Renewal Offer £6,261.71 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : rwhite@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	PIKGV_P-JH-UP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21/01/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	25/06/24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Terence, Information about your Documents. Policy Number : PSP/0HB2. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UX18 8LB Owen Pugh 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Owen Pugh Policy Number: PSP/0HB2 Issue date: 2026-01-29 Address: Flat 1 John club North Keith CH19 5NL Contact number: +441414960729Email address: jgallagher@example.net Vehicle Details: Registration number: UX18 8LB Keeper: Owen Pugh Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CH19 5NL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2025-04-18 Bonus Protection: Protected To: 00:00 2024-12-06 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Owen Pugh Policyholder Date of Birth: 24/11/24 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Bethany Martin-Jones Driver Date of Birth: 30/12/2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: PSP/0HB2 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UX18 8LB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2024-12-06 2Name of Policyholder: Owen Pugh 3Persons or classes of persons entitled to drive: Owen Pugh, Bethany Martin-Jones All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2025-04-186Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Owen Pugh Policy number: PSP/0HB2 Issue date: 2026-01-29 Issued by: AdmiralAddress: Flat 1 John club North Keith CH19 5NL Reason for issue: Renewal Contact number: +441414960729Email address: jgallagher@example.net Vehicle Details: Registration number: UX18 8LB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CH19 5NL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2025-04-18 Years No Claims Bonus: 14 To: 00:00 on 2024-12-06 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Owen Pugh , Bethany Martin-Jones Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,883.44 Policy Upgrade sub-total: £3,095.06 Insurance Premium Tax: £9,658.94 Total: £6,034.32Windscreen Cover Included Protected No Claims Bonus £3,095.06 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|PSP/0HB2\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: PSP/0HB2 Issue Date: 2026-01-29 Renewal Date: 2025-04-18 483881525 Owen Pugh Flat 1 John club North Keith CH19 5NL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2025-04-18. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2026-01-29. Your Renewal Offer £6,034.32 Last Year's Premium £2,917.16 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2025-04-18 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Owen Pugh \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,034.32 \| Payment Date: Sunday 06 October, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Owen Pugh (FORD MUSTANG - UX18 8LB) 2025-04-18 to 2024-12-06 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,034.32 Your Renewal Offer £6,034.32 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jgallagher@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	PSP/0HB2	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2024-12-06	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2025-04-18	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Timothy, Information about your Documents. Policy Number : 71_EUWY. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MG11 6EM Miss Christine Smith 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Christine Smith Policy Number: 71_EUWY Issue date: Sat 14 May, 2022 Address: Flat 68x Hartley crossing East Anneburgh AL4V 4EH Contact number: (0151)4960341Email address: reiddenis@example.com Vehicle Details: Registration number: MG11 6EM Keeper: Miss Christine Smith Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AL4V 4EH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19/11/2025 Bonus Protection: Protected To: 00:00 Wednesday 24 November, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Christine Smith Policyholder Date of Birth: Saturday 09 April, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Russell Lawrence Driver Date of Birth: 02 August, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 71_EUWY This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MG11 6EM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wednesday 24 November, 2021 2Name of Policyholder: Miss Christine Smith 3Persons or classes of persons entitled to drive: Miss Christine Smith, Mr Russell Lawrence All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19/11/20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Christine Smith Policy number: 71_EUWY Issue date: Sat 14 May, 2022 Issued by: AdmiralAddress: Flat 68x Hartley crossing East Anneburgh AL4V 4EH Reason for issue: Renewal Contact number: (0151)4960341Email address: reiddenis@example.com Vehicle Details: Registration number: MG11 6EM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AL4V 4EH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19/11/2025 Years No Claims Bonus: 14 To: 00:00 on Wednesday 24 November, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Christine Smith , Mr Russell Lawrence Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,029.97 Policy Upgrade sub-total: £3,855.11 Insurance Premium Tax: £1,735.13 Total: £2,247.00Windscreen Cover Included Protected No Claims Bonus £3,855.11 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|71_EUWY\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 71_EUWY Issue Date: Sat 14 May, 2022 Renewal Date: 19/11/2025 483881525 Miss Christine Smith Flat 68x Hartley crossing East Anneburgh AL4V 4EH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19/11/2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 14 May, 2022. Your Renewal Offer £2,247.00 Last Year's Premium £4,802.58 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19/11/2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Christine Smith \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,247.00 \| Payment Date: 30/01/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Christine Smith (FORD MUSTANG - MG11 6EM) 19/11/2025 to Wednesday 24 November, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,247.00 Your Renewal Offer £2,247.00 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : reiddenis@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	71_EUWY	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wednesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19/11/2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Antony, Information about your Documents. Policy Number : ddzhtgt-off. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CV719LN Leslie Collins 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Leslie Collins Policy Number: ddzhtgt-off Issue date: Friday 02 June, 2023 Address: 982 Clarke trail South Stacey W15 4RZ Contact number: (0131)4960994Email address: christinefrost@example.com Vehicle Details: Registration number: CV719LN Keeper: Leslie Collins Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W15 4RZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Monday 26 August, 2019 Bonus Protection: Protected To: 00:00 Sunday 26 February, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Leslie Collins Policyholder Date of Birth: 11 March, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Lauren Morrison Driver Date of Birth: 22/02/24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ddzhtgt-off This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CV719LN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sunday 26 February, 2023 2Name of Policyholder: Leslie Collins 3Persons or classes of persons entitled to drive: Leslie Collins, Mrs Lauren Morrison All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Monday 26 August, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Leslie Collins Policy number: ddzhtgt-off Issue date: Friday 02 June, 2023 Issued by: AdmiralAddress: 982 Clarke trail South Stacey W15 4RZ Reason for issue: Renewal Contact number: (0131)4960994Email address: christinefrost@example.com Vehicle Details: Registration number: CV719LN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W15 4RZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Monday 26 August, 2019 Years No Claims Bonus: 14 To: 00:00 on Sunday 26 February, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Leslie Collins , Mrs Lauren Morrison Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,820.61 Policy Upgrade sub-total: £1,974.52 Insurance Premium Tax: £1,756.58 Total: £9,068.40Windscreen Cover Included Protected No Claims Bonus £1,974.52 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ddzhtgt-off\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ddzhtgt-off Issue Date: Friday 02 June, 2023 Renewal Date: Monday 26 August, 2019 483881525 Leslie Collins 982 Clarke trail South Stacey W15 4RZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Monday 26 August, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 02 June, 2023. Your Renewal Offer £9,068.40 Last Year's Premium £1,982.97 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Monday 26 August, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Leslie Collins \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,068.40 \| Payment Date: 31/03/24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Leslie Collins (FORD MUSTANG - CV719LN) Monday 26 August, 2019 to Sunday 26 February, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,068.40 Your Renewal Offer £9,068.40 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : christinefrost@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ddzhtgt-off	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sunday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Monday 26 August, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Nicholas, Information about your Documents. Policy Number : 9KQ0X4-BNTWB_HV/2Z/YW-6A. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CD704NS Mr Iain Davison 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Iain Davison Policy Number: 9KQ0X4-BNTWB_HV/2Z/YW-6A Issue date: 25/01/2021 Address: 95 Cook landing Chloetown B39 1YP Contact number: (0909)8790404Email address: debragreen@example.org Vehicle Details: Registration number: CD704NS Keeper: Mr Iain Davison Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B39 1YP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10 October, 2019 Bonus Protection: Protected To: 00:00 Wednesday 03 September, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Iain Davison Policyholder Date of Birth: 2021-07-05 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Abigail Anderson-Sullivan Driver Date of Birth: 18/08/2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 9KQ0X4-BNTWB_HV/2Z/YW-6A This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CD704NS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wednesday 03 September, 2025 2Name of Policyholder: Mr Iain Davison 3Persons or classes of persons entitled to drive: Mr Iain Davison, Abigail Anderson-Sullivan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10 October, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Iain Davison Policy number: 9KQ0X4-BNTWB_HV/2Z/YW-6A Issue date: 25/01/2021 Issued by: AdmiralAddress: 95 Cook landing Chloetown B39 1YP Reason for issue: Renewal Contact number: (0909)8790404Email address: debragreen@example.org Vehicle Details: Registration number: CD704NS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B39 1YP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10 October, 2019 Years No Claims Bonus: 14 To: 00:00 on Wednesday 03 September, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Iain Davison , Abigail Anderson-Sullivan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £801.50 Policy Upgrade sub-total: £4,441.60 Insurance Premium Tax: £6,846.50 Total: £4,472.53Windscreen Cover Included Protected No Claims Bonus £4,441.60 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|9KQ0X4-BNTWB_HV/2Z/YW-6A\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 9KQ0X4-BNTWB_HV/2Z/YW-6A Issue Date: 25/01/2021 Renewal Date: 10 October, 2019 483881525 Mr Iain Davison 95 Cook landing Chloetown B39 1YP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10 October, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 25/01/2021. Your Renewal Offer £4,472.53 Last Year's Premium £3,426.33 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10 October, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Iain Davison \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,472.53 \| Payment Date: 09 March, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Iain Davison (FORD MUSTANG - CD704NS) 10 October, 2019 to Wednesday 03 September, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,472.53 Your Renewal Offer £4,472.53 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : debragreen@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	9KQ0X4-BNTWB_HV/2Z/YW-6A	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wednesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10 October, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jane, Information about your Documents. Policy Number : 5.A63P/075I. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SD91 9KF Ricky Bryan-King 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ricky Bryan-King Policy Number: 5.A63P/075I Issue date: 28 June, 2023 Address: Flat 44 Diane summit South Kieran WA6 6HS Contact number: +441184960727Email address: saundersmandy@example.org Vehicle Details: Registration number: SD91 9KF Keeper: Ricky Bryan-King Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WA6 6HS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 02/11/2022 Bonus Protection: Protected To: 00:00 18 December, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ricky Bryan-King Policyholder Date of Birth: 19/02/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jeremy Hall Driver Date of Birth: 25/04/2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 5.A63P/075I This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SD91 9KF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 18 December, 2022 2Name of Policyholder: Ricky Bryan-King 3Persons or classes of persons entitled to drive: Ricky Bryan-King, Jeremy Hall All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 02/11/20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ricky Bryan-King Policy number: 5.A63P/075I Issue date: 28 June, 2023 Issued by: AdmiralAddress: Flat 44 Diane summit South Kieran WA6 6HS Reason for issue: Renewal Contact number: +441184960727Email address: saundersmandy@example.org Vehicle Details: Registration number: SD91 9KF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WA6 6HS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 02/11/2022 Years No Claims Bonus: 14 To: 00:00 on 18 December, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ricky Bryan-King , Jeremy Hall Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,859.25 Policy Upgrade sub-total: £3,364.14 Insurance Premium Tax: £1,101.82 Total: £2,093.44Windscreen Cover Included Protected No Claims Bonus £3,364.14 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|5.A63P/075I\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 5.A63P/075I Issue Date: 28 June, 2023 Renewal Date: 02/11/2022 483881525 Ricky Bryan-King Flat 44 Diane summit South Kieran WA6 6HS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 02/11/2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 28 June, 2023. Your Renewal Offer £2,093.44 Last Year's Premium £8,018.41 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 02/11/2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ricky Bryan-King \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,093.44 \| Payment Date: Tue 15 October, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ricky Bryan-King (FORD MUSTANG - SD91 9KF) 02/11/2022 to 18 December, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,093.44 Your Renewal Offer £2,093.44 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : saundersmandy@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	5.A63P/075I	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	18	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	02/11/2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Malcolm, Information about your Documents. Policy Number : xfilz.ap.vpxsgr-_w_s/. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DT559MR Charlotte Johnson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Charlotte Johnson Policy Number: xfilz.ap.vpxsgr-_w_s/ Issue date: 2025-03-15 Address: 06 Amber burgs Maxborough HG3V 5YX Contact number: +44(0)1154960487Email address: marion53@example.org Vehicle Details: Registration number: DT559MR Keeper: Charlotte Johnson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HG3V 5YX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19 March, 2020 Bonus Protection: Protected To: 00:00 Wed 12 March, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Charlotte Johnson Policyholder Date of Birth: 2023-09-24 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Leslie Moss Driver Date of Birth: Thu 25 September, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: xfilz.ap.vpxsgr-_w_s/ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DT559MR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 12 March, 2025 2Name of Policyholder: Charlotte Johnson 3Persons or classes of persons entitled to drive: Charlotte Johnson, Leslie Moss All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19 March, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Charlotte Johnson Policy number: xfilz.ap.vpxsgr-_w_s/ Issue date: 2025-03-15 Issued by: AdmiralAddress: 06 Amber burgs Maxborough HG3V 5YX Reason for issue: Renewal Contact number: +44(0)1154960487Email address: marion53@example.org Vehicle Details: Registration number: DT559MR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HG3V 5YX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19 March, 2020 Years No Claims Bonus: 14 To: 00:00 on Wed 12 March, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Charlotte Johnson , Leslie Moss Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,707.48 Policy Upgrade sub-total: £34.14 Insurance Premium Tax: £3,832.67 Total: £9,574.24Windscreen Cover Included Protected No Claims Bonus £34.14 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|xfilz.ap.vpxsgr-_w_s/\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: xfilz.ap.vpxsgr-_w_s/ Issue Date: 2025-03-15 Renewal Date: 19 March, 2020 483881525 Charlotte Johnson 06 Amber burgs Maxborough HG3V 5YX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19 March, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2025-03-15. Your Renewal Offer £9,574.24 Last Year's Premium £806.34 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19 March, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Charlotte Johnson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,574.24 \| Payment Date: Wed 05 November, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Charlotte Johnson (FORD MUSTANG - DT559MR) 19 March, 2020 to Wed 12 March, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,574.24 Your Renewal Offer £9,574.24 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : marion53@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	xfilz.ap.vpxsgr-_w_s/	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19 March, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jonathan, Information about your Documents. Policy Number : A5KQF/W/KG0. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XT85 9BO Douglas Fletcher 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Douglas Fletcher Policy Number: A5KQF/W/KG0 Issue date: 12/12/2022 Address: Flat 31 Parsons lane Victoriaton M6 7BF Contact number: (029)2018683Email address: herbertlydia@example.com Vehicle Details: Registration number: XT85 9BO Keeper: Douglas Fletcher Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M6 7BF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 31/08/2022 Bonus Protection: Protected To: 00:00 Thursday 23 March, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Douglas Fletcher Policyholder Date of Birth: 25/11/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Guy Walton Driver Date of Birth: 2019-09-05 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: A5KQF/W/KG0 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XT85 9BO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thursday 23 March, 2023 2Name of Policyholder: Douglas Fletcher 3Persons or classes of persons entitled to drive: Douglas Fletcher, Guy Walton All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 31/08/20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Douglas Fletcher Policy number: A5KQF/W/KG0 Issue date: 12/12/2022 Issued by: AdmiralAddress: Flat 31 Parsons lane Victoriaton M6 7BF Reason for issue: Renewal Contact number: (029)2018683Email address: herbertlydia@example.com Vehicle Details: Registration number: XT85 9BO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M6 7BF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 31/08/2022 Years No Claims Bonus: 14 To: 00:00 on Thursday 23 March, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Douglas Fletcher , Guy Walton Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,714.78 Policy Upgrade sub-total: £6,118.86 Insurance Premium Tax: £4,928.09 Total: £4,208.20Windscreen Cover Included Protected No Claims Bonus £6,118.86 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|A5KQF/W/KG0\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: A5KQF/W/KG0 Issue Date: 12/12/2022 Renewal Date: 31/08/2022 483881525 Douglas Fletcher Flat 31 Parsons lane Victoriaton M6 7BF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 31/08/2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 12/12/2022. Your Renewal Offer £4,208.20 Last Year's Premium £6,315.26 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 31/08/2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Douglas Fletcher \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,208.20 \| Payment Date: 2022-12-01 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Douglas Fletcher (FORD MUSTANG - XT85 9BO) 31/08/2022 to Thursday 23 March, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,208.20 Your Renewal Offer £4,208.20 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : herbertlydia@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	A5KQF/W/KG0	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thursday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	31/08/2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Kerry, Information about your Documents. Policy Number : ZQJUQZBLDJJ_QLI. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CD73 4UC Mr Conor O'Connor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Conor O'Connor Policy Number: ZQJUQZBLDJJ_QLI Issue date: 07/05/2022 Address: 85 Megan highway East Kimberley G75 1WL Contact number: 01174960278Email address: rosie02@example.com Vehicle Details: Registration number: CD73 4UC Keeper: Mr Conor O'Connor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G75 1WL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Friday 14 February, 2020 Bonus Protection: Protected To: 00:00 17/02/2026 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Conor O'Connor Policyholder Date of Birth: Sunday 01 June, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Hazel Wood Driver Date of Birth: Mon 15 January, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZQJUQZBLDJJ_QLI This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CD73 4UC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 17/02/2026 2Name of Policyholder: Mr Conor O'Connor 3Persons or classes of persons entitled to drive: Mr Conor O'Connor, Hazel Wood All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Friday 14 February, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Conor O'Connor Policy number: ZQJUQZBLDJJ_QLI Issue date: 07/05/2022 Issued by: AdmiralAddress: 85 Megan highway East Kimberley G75 1WL Reason for issue: Renewal Contact number: 01174960278Email address: rosie02@example.com Vehicle Details: Registration number: CD73 4UC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G75 1WL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Friday 14 February, 2020 Years No Claims Bonus: 14 To: 00:00 on 17/02/2026 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Conor O'Connor , Hazel Wood Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,161.83 Policy Upgrade sub-total: £9,484.15 Insurance Premium Tax: £9,112.79 Total: £3,118.21Windscreen Cover Included Protected No Claims Bonus £9,484.15 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZQJUQZBLDJJ_QLI\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZQJUQZBLDJJ_QLI Issue Date: 07/05/2022 Renewal Date: Friday 14 February, 2020 483881525 Mr Conor O'Connor 85 Megan highway East Kimberley G75 1WL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Friday 14 February, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07/05/2022. Your Renewal Offer £3,118.21 Last Year's Premium £4,780.70 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Friday 14 February, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Conor O'Connor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,118.21 \| Payment Date: Sunday 12 December, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Conor O'Connor (FORD MUSTANG - CD73 4UC) Friday 14 February, 2020 to 17/02/2026 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,118.21 Your Renewal Offer £3,118.21 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : rosie02@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZQJUQZBLDJJ_QLI	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	17/02/2026	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Friday 14 February, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rita, Information about your Documents. Policy Number : 48/TTWVHPK. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NJ403VV Sara Weston 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Sara Weston Policy Number: 48/TTWVHPK Issue date: Saturday 11 February, 2023 Address: Studio 13 Fraser ranch Port Lindsey FK13 7PJ Contact number: 0289018990Email address: mhopkins@example.net Vehicle Details: Registration number: NJ403VV Keeper: Sara Weston Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: FK13 7PJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2025-07-06 Bonus Protection: Protected To: 00:00 05/07/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Sara Weston Policyholder Date of Birth: 19/06/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Miss Gemma Smith Driver Date of Birth: 10/10/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 48/TTWVHPK This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NJ403VV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 05/07/2025 2Name of Policyholder: Sara Weston 3Persons or classes of persons entitled to drive: Sara Weston, Miss Gemma Smith All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2025-07-066Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Sara Weston Policy number: 48/TTWVHPK Issue date: Saturday 11 February, 2023 Issued by: AdmiralAddress: Studio 13 Fraser ranch Port Lindsey FK13 7PJ Reason for issue: Renewal Contact number: 0289018990Email address: mhopkins@example.net Vehicle Details: Registration number: NJ403VV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: FK13 7PJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2025-07-06 Years No Claims Bonus: 14 To: 00:00 on 05/07/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Sara Weston , Miss Gemma Smith Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,718.18 Policy Upgrade sub-total: £2,416.70 Insurance Premium Tax: £4,670.45 Total: £8,567.15Windscreen Cover Included Protected No Claims Bonus £2,416.70 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|48/TTWVHPK\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 48/TTWVHPK Issue Date: Saturday 11 February, 2023 Renewal Date: 2025-07-06 483881525 Sara Weston Studio 13 Fraser ranch Port Lindsey FK13 7PJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2025-07-06. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Saturday 11 February, 2023. Your Renewal Offer £8,567.15 Last Year's Premium £3,941.55 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2025-07-06 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Sara Weston \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,567.15 \| Payment Date: 03/08/2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Sara Weston (FORD MUSTANG - NJ403VV) 2025-07-06 to 05/07/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,567.15 Your Renewal Offer £8,567.15 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mhopkins@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	48/TTWVHPK	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	05/07/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2025-07-06	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mohammed, Information about your Documents. Policy Number : 0J--1QT/I7ZZFI5-55PPE7YMG. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JT407GG Scott Pickering 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Scott Pickering Policy Number: 0J--1QT/I7ZZFI5-55PPE7YMG Issue date: 11 February, 2024 Address: Studio 90 Mitchell drive Hughesmouth DE76 2TT Contact number: 0191 498 0863Email address: natasha00@example.org Vehicle Details: Registration number: JT407GG Keeper: Scott Pickering Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DE76 2TT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2021-10-17 Bonus Protection: Protected To: 00:00 19/09/22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Scott Pickering Policyholder Date of Birth: 12/09/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Leon Green Driver Date of Birth: 27/01/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 0J--1QT/I7ZZFI5-55PPE7YMG This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JT407GG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 19/09/22 2Name of Policyholder: Scott Pickering 3Persons or classes of persons entitled to drive: Scott Pickering, Leon Green All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2021-10-176Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Scott Pickering Policy number: 0J--1QT/I7ZZFI5-55PPE7YMG Issue date: 11 February, 2024 Issued by: AdmiralAddress: Studio 90 Mitchell drive Hughesmouth DE76 2TT Reason for issue: Renewal Contact number: 0191 498 0863Email address: natasha00@example.org Vehicle Details: Registration number: JT407GG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DE76 2TT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2021-10-17 Years No Claims Bonus: 14 To: 00:00 on 19/09/22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Scott Pickering , Leon Green Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £507.37 Policy Upgrade sub-total: £8,459.91 Insurance Premium Tax: £1,974.09 Total: £2,517.63Windscreen Cover Included Protected No Claims Bonus £8,459.91 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|0J--1QT/I7ZZFI5-55PPE7YMG\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 0J--1QT/I7ZZFI5-55PPE7YMG Issue Date: 11 February, 2024 Renewal Date: 2021-10-17 483881525 Scott Pickering Studio 90 Mitchell drive Hughesmouth DE76 2TT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2021-10-17. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11 February, 2024. Your Renewal Offer £2,517.63 Last Year's Premium £9,391.07 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2021-10-17 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Scott Pickering \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,517.63 \| Payment Date: 07 May, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Scott Pickering (FORD MUSTANG - JT407GG) 2021-10-17 to 19/09/22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,517.63 Your Renewal Offer £2,517.63 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : natasha00@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	0J--1QT/I7ZZFI5-55PPE7YMG	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	19/09/22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2021-10-17	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Maureen, Information about your Documents. Policy Number : 8XAW5W/V728WX91CS_M.RO. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LL624GD George Brown 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: George Brown Policy Number: 8XAW5W/V728WX91CS_M.RO Issue date: Friday 31 January, 2020 Address: 764 Jackson extensions East Nicoleburgh G5 3NF Contact number: (0909)8790817Email address: sally61@example.com Vehicle Details: Registration number: LL624GD Keeper: George Brown Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G5 3NF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 16 July, 2023 Bonus Protection: Protected To: 00:00 Sun 25 July, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description George Brown Policyholder Date of Birth: 2023-01-12 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Kenneth O'Neill Driver Date of Birth: 2025-12-24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 8XAW5W/V728WX91CS_M.RO This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LL624GD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 25 July, 2021 2Name of Policyholder: George Brown 3Persons or classes of persons entitled to drive: George Brown, Dr Kenneth O'Neill All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 16 July, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: George Brown Policy number: 8XAW5W/V728WX91CS_M.RO Issue date: Friday 31 January, 2020 Issued by: AdmiralAddress: 764 Jackson extensions East Nicoleburgh G5 3NF Reason for issue: Renewal Contact number: (0909)8790817Email address: sally61@example.com Vehicle Details: Registration number: LL624GD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G5 3NF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 16 July, 2023 Years No Claims Bonus: 14 To: 00:00 on Sun 25 July, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: George Brown , Dr Kenneth O'Neill Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,039.98 Policy Upgrade sub-total: £5,782.34 Insurance Premium Tax: £1,992.26 Total: £3,845.69Windscreen Cover Included Protected No Claims Bonus £5,782.34 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|8XAW5W/V728WX91CS_M.RO\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 8XAW5W/V728WX91CS_M.RO Issue Date: Friday 31 January, 2020 Renewal Date: 16 July, 2023 483881525 George Brown 764 Jackson extensions East Nicoleburgh G5 3NF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 16 July, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 31 January, 2020. Your Renewal Offer £3,845.69 Last Year's Premium £4,294.04 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 16 July, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: George Brown \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,845.69 \| Payment Date: 2024-07-16 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary George Brown (FORD MUSTANG - LL624GD) 16 July, 2023 to Sun 25 July, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,845.69 Your Renewal Offer £3,845.69 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : sally61@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	8XAW5W/V728WX91CS_M.RO	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	16 July, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello John, Information about your Documents. Policy Number : SSMFHJHIRUVTQCWB. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DX424SK Dr Michelle Charlton 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Michelle Charlton Policy Number: SSMFHJHIRUVTQCWB Issue date: 29/12/23 Address: Studio 29 Tucker turnpike East Jamesborough W3W 8WA Contact number: +44(0)20 74960394Email address: humphriesjoseph@example.org Vehicle Details: Registration number: DX424SK Keeper: Dr Michelle Charlton Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W3W 8WA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 04 June, 2023 Bonus Protection: Protected To: 00:00 Sat 11 January, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Michelle Charlton Policyholder Date of Birth: 25/08/2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Clare Dunn Driver Date of Birth: 27/01/2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: SSMFHJHIRUVTQCWB This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DX424SK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 11 January, 2020 2Name of Policyholder: Dr Michelle Charlton 3Persons or classes of persons entitled to drive: Dr Michelle Charlton, Clare Dunn All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 04 June, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Michelle Charlton Policy number: SSMFHJHIRUVTQCWB Issue date: 29/12/23 Issued by: AdmiralAddress: Studio 29 Tucker turnpike East Jamesborough W3W 8WA Reason for issue: Renewal Contact number: +44(0)20 74960394Email address: humphriesjoseph@example.org Vehicle Details: Registration number: DX424SK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W3W 8WA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 04 June, 2023 Years No Claims Bonus: 14 To: 00:00 on Sat 11 January, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Michelle Charlton , Clare Dunn Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,577.66 Policy Upgrade sub-total: £1,491.00 Insurance Premium Tax: £89.13 Total: £594.10Windscreen Cover Included Protected No Claims Bonus £1,491.00 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|SSMFHJHIRUVTQCWB\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: SSMFHJHIRUVTQCWB Issue Date: 29/12/23 Renewal Date: 04 June, 2023 483881525 Dr Michelle Charlton Studio 29 Tucker turnpike East Jamesborough W3W 8WA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 04 June, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29/12/23. Your Renewal Offer £594.10 Last Year's Premium £5,453.37 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 04 June, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Michelle Charlton \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £594.10 \| Payment Date: Sat 13 August, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Michelle Charlton (FORD MUSTANG - DX424SK) 04 June, 2023 to Sat 11 January, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£594.10 Your Renewal Offer £594.10 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : humphriesjoseph@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	SSMFHJHIRUVTQCWB	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	04 June, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Leslie, Information about your Documents. Policy Number : A1YI5S_7/NSY. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WP46 2VN Sharon Bird 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Sharon Bird Policy Number: A1YI5S_7/NSY Issue date: Wednesday 04 October, 2023 Address: Flat 92p Craig freeway New Douglasbury W94 8SE Contact number: +44(0)131 496 0559Email address: christine19@example.com Vehicle Details: Registration number: WP46 2VN Keeper: Sharon Bird Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W94 8SE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 30/05/20 Bonus Protection: Protected To: 00:00 21 December, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Sharon Bird Policyholder Date of Birth: 08/02/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Miss Elaine Tomlinson Driver Date of Birth: 2020-11-24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: A1YI5S_7/NSY This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WP46 2VN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21 December, 2021 2Name of Policyholder: Sharon Bird 3Persons or classes of persons entitled to drive: Sharon Bird, Miss Elaine Tomlinson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 30/05/206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Sharon Bird Policy number: A1YI5S_7/NSY Issue date: Wednesday 04 October, 2023 Issued by: AdmiralAddress: Flat 92p Craig freeway New Douglasbury W94 8SE Reason for issue: Renewal Contact number: +44(0)131 496 0559Email address: christine19@example.com Vehicle Details: Registration number: WP46 2VN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W94 8SE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 30/05/20 Years No Claims Bonus: 14 To: 00:00 on 21 December, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Sharon Bird , Miss Elaine Tomlinson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,655.82 Policy Upgrade sub-total: £139.90 Insurance Premium Tax: £8,314.04 Total: £4,410.64Windscreen Cover Included Protected No Claims Bonus £139.90 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|A1YI5S_7/NSY\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: A1YI5S_7/NSY Issue Date: Wednesday 04 October, 2023 Renewal Date: 30/05/20 483881525 Sharon Bird Flat 92p Craig freeway New Douglasbury W94 8SE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 30/05/20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 04 October, 2023. Your Renewal Offer £4,410.64 Last Year's Premium £5,791.11 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 30/05/20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Sharon Bird \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,410.64 \| Payment Date: Mon 20 May, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Sharon Bird (FORD MUSTANG - WP46 2VN) 30/05/20 to 21 December, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,410.64 Your Renewal Offer £4,410.64 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : christine19@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	A1YI5S_7/NSY	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	30/05/20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Glen, Information about your Documents. Policy Number : 60UW/WI/8OOH9. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AC463YZ Angela Barber-Martin 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Angela Barber-Martin Policy Number: 60UW/WI/8OOH9 Issue date: 14 June, 2024 Address: Flat 62 Baxter drives Port Leighshire CH3 4UW Contact number: 0116 4960880Email address: rmurphy@example.com Vehicle Details: Registration number: AC463YZ Keeper: Angela Barber-Martin Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CH3 4UW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2022-04-26 Bonus Protection: Protected To: 00:00 22 May, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Angela Barber-Martin Policyholder Date of Birth: Sunday 23 June, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Lauren Hawkins Driver Date of Birth: 23 October, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 60UW/WI/8OOH9 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AC463YZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 22 May, 2023 2Name of Policyholder: Angela Barber-Martin 3Persons or classes of persons entitled to drive: Angela Barber-Martin, Lauren Hawkins All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2022-04-266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Angela Barber-Martin Policy number: 60UW/WI/8OOH9 Issue date: 14 June, 2024 Issued by: AdmiralAddress: Flat 62 Baxter drives Port Leighshire CH3 4UW Reason for issue: Renewal Contact number: 0116 4960880Email address: rmurphy@example.com Vehicle Details: Registration number: AC463YZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CH3 4UW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2022-04-26 Years No Claims Bonus: 14 To: 00:00 on 22 May, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Angela Barber-Martin , Lauren Hawkins Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,763.55 Policy Upgrade sub-total: £6,147.48 Insurance Premium Tax: £3,132.84 Total: £536.11Windscreen Cover Included Protected No Claims Bonus £6,147.48 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|60UW/WI/8OOH9\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 60UW/WI/8OOH9 Issue Date: 14 June, 2024 Renewal Date: 2022-04-26 483881525 Angela Barber-Martin Flat 62 Baxter drives Port Leighshire CH3 4UW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2022-04-26. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14 June, 2024. Your Renewal Offer £536.11 Last Year's Premium £9,711.53 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2022-04-26 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Angela Barber-Martin \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £536.11 \| Payment Date: 02/11/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Angela Barber-Martin (FORD MUSTANG - AC463YZ) 2022-04-26 to 22 May, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£536.11 Your Renewal Offer £536.11 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : rmurphy@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	60UW/WI/8OOH9	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2022-04-26	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Toby, Information about your Documents. Policy Number : TVKQI/-PVJQKUCE.OJ.UGT. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XA343VO Dr Mohamed Gill 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Mohamed Gill Policy Number: TVKQI/-PVJQKUCE.OJ.UGT Issue date: 19/02/22 Address: Flat 40 Aimee street Lake Vincent EN7V 0AP Contact number: +44(0)141 4960788Email address: dannyedwards@example.org Vehicle Details: Registration number: XA343VO Keeper: Dr Mohamed Gill Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EN7V 0AP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 03/02/2026 Bonus Protection: Protected To: 00:00 Thursday 28 August, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Mohamed Gill Policyholder Date of Birth: 09/01/2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Keith Warner Driver Date of Birth: Saturday 02 September, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: TVKQI/-PVJQKUCE.OJ.UGT This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XA343VO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thursday 28 August, 2025 2Name of Policyholder: Dr Mohamed Gill 3Persons or classes of persons entitled to drive: Dr Mohamed Gill, Keith Warner All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 03/02/20266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Mohamed Gill Policy number: TVKQI/-PVJQKUCE.OJ.UGT Issue date: 19/02/22 Issued by: AdmiralAddress: Flat 40 Aimee street Lake Vincent EN7V 0AP Reason for issue: Renewal Contact number: +44(0)141 4960788Email address: dannyedwards@example.org Vehicle Details: Registration number: XA343VO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EN7V 0AP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 03/02/2026 Years No Claims Bonus: 14 To: 00:00 on Thursday 28 August, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Mohamed Gill , Keith Warner Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,238.74 Policy Upgrade sub-total: £8,515.29 Insurance Premium Tax: £1,432.59 Total: £9,836.82Windscreen Cover Included Protected No Claims Bonus £8,515.29 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|TVKQI/-PVJQKUCE.OJ.UGT\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: TVKQI/-PVJQKUCE.OJ.UGT Issue Date: 19/02/22 Renewal Date: 03/02/2026 483881525 Dr Mohamed Gill Flat 40 Aimee street Lake Vincent EN7V 0AP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 03/02/2026. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 19/02/22. Your Renewal Offer £9,836.82 Last Year's Premium £44.10 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 03/02/2026 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Mohamed Gill \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,836.82 \| Payment Date: 2021-12-22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Mohamed Gill (FORD MUSTANG - XA343VO) 03/02/2026 to Thursday 28 August, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,836.82 Your Renewal Offer £9,836.82 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dannyedwards@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	TVKQI/-PVJQKUCE.OJ.UGT	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thursday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	03/02/2026	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lisa, Information about your Documents. Policy Number : lmd.kmpt.. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CR961VR Thomas McDonald-Giles 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Thomas McDonald-Giles Policy Number: lmd.kmpt. Issue date: 19/09/24 Address: Flat 1 Swift forest North Keith N5 1EZ Contact number: 01154960564Email address: glennknight@example.org Vehicle Details: Registration number: CR961VR Keeper: Thomas McDonald-Giles Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N5 1EZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 16 November, 2024 Bonus Protection: Protected To: 00:00 Wed 06 October, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Thomas McDonald-Giles Policyholder Date of Birth: 14/11/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Sharon Ward Driver Date of Birth: 04 February, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: lmd.kmpt. This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CR961VR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 06 October, 2021 2Name of Policyholder: Thomas McDonald-Giles 3Persons or classes of persons entitled to drive: Thomas McDonald-Giles, Ms Sharon Ward All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 16 November, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Thomas McDonald-Giles Policy number: lmd.kmpt. Issue date: 19/09/24 Issued by: AdmiralAddress: Flat 1 Swift forest North Keith N5 1EZ Reason for issue: Renewal Contact number: 01154960564Email address: glennknight@example.org Vehicle Details: Registration number: CR961VR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N5 1EZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 16 November, 2024 Years No Claims Bonus: 14 To: 00:00 on Wed 06 October, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Thomas McDonald-Giles , Ms Sharon Ward Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,289.89 Policy Upgrade sub-total: £190.24 Insurance Premium Tax: £9,271.59 Total: £20.67Windscreen Cover Included Protected No Claims Bonus £190.24 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|lmd.kmpt.\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: lmd.kmpt. Issue Date: 19/09/24 Renewal Date: 16 November, 2024 483881525 Thomas McDonald-Giles Flat 1 Swift forest North Keith N5 1EZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 16 November, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 19/09/24. Your Renewal Offer £20.67 Last Year's Premium £2,291.50 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 16 November, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Thomas McDonald-Giles \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £20.67 \| Payment Date: 25/11/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Thomas McDonald-Giles (FORD MUSTANG - CR961VR) 16 November, 2024 to Wed 06 October, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£20.67 Your Renewal Offer £20.67 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : glennknight@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	lmd.kmpt.	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	16 November, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Graeme, Information about your Documents. Policy Number : 1OPYSSHK0-O8-PHM8WW7. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MF39 1WW Miss Nicole Payne 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Nicole Payne Policy Number: 1OPYSSHK0-O8-PHM8WW7 Issue date: 2024-11-15 Address: 597 Kimberley mountains Chapmanville TW8P 5GJ Contact number: +44116 496 0775Email address: zrobinson@example.net Vehicle Details: Registration number: MF39 1WW Keeper: Miss Nicole Payne Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TW8P 5GJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 29 January, 2026 Bonus Protection: Protected To: 00:00 Sat 08 February, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Nicole Payne Policyholder Date of Birth: Tue 09 June, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dennis Watson Driver Date of Birth: 2022-12-14 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 1OPYSSHK0-O8-PHM8WW7 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MF39 1WW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 08 February, 2025 2Name of Policyholder: Miss Nicole Payne 3Persons or classes of persons entitled to drive: Miss Nicole Payne, Dennis Watson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 29 January, 20266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Nicole Payne Policy number: 1OPYSSHK0-O8-PHM8WW7 Issue date: 2024-11-15 Issued by: AdmiralAddress: 597 Kimberley mountains Chapmanville TW8P 5GJ Reason for issue: Renewal Contact number: +44116 496 0775Email address: zrobinson@example.net Vehicle Details: Registration number: MF39 1WW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TW8P 5GJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 29 January, 2026 Years No Claims Bonus: 14 To: 00:00 on Sat 08 February, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Nicole Payne , Dennis Watson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,117.13 Policy Upgrade sub-total: £2,813.62 Insurance Premium Tax: £9,983.77 Total: £7,673.96Windscreen Cover Included Protected No Claims Bonus £2,813.62 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|1OPYSSHK0-O8-PHM8WW7\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 1OPYSSHK0-O8-PHM8WW7 Issue Date: 2024-11-15 Renewal Date: 29 January, 2026 483881525 Miss Nicole Payne 597 Kimberley mountains Chapmanville TW8P 5GJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 29 January, 2026. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2024-11-15. Your Renewal Offer £7,673.96 Last Year's Premium £8,921.61 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 29 January, 2026 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Nicole Payne \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,673.96 \| Payment Date: Sunday 29 December, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Nicole Payne (FORD MUSTANG - MF39 1WW) 29 January, 2026 to Sat 08 February, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,673.96 Your Renewal Offer £7,673.96 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : zrobinson@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	1OPYSSHK0-O8-PHM8WW7	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	29 January, 2026	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Geoffrey, Information about your Documents. Policy Number : LQWXKODTDHRGVDO. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RR037LT Mathew Lee 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mathew Lee Policy Number: LQWXKODTDHRGVDO Issue date: 03/06/22 Address: Studio 42 Sullivan village Gibsonview E80 1EA Contact number: 0141 4960637Email address: samgould@example.com Vehicle Details: Registration number: RR037LT Keeper: Mathew Lee Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E80 1EA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 02 May, 2023 Bonus Protection: Protected To: 00:00 02/03/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mathew Lee Policyholder Date of Birth: Friday 08 September, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Liam Ryan Driver Date of Birth: 12/12/2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: LQWXKODTDHRGVDO This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RR037LT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 02/03/2025 2Name of Policyholder: Mathew Lee 3Persons or classes of persons entitled to drive: Mathew Lee, Liam Ryan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 02 May, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mathew Lee Policy number: LQWXKODTDHRGVDO Issue date: 03/06/22 Issued by: AdmiralAddress: Studio 42 Sullivan village Gibsonview E80 1EA Reason for issue: Renewal Contact number: 0141 4960637Email address: samgould@example.com Vehicle Details: Registration number: RR037LT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E80 1EA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 02 May, 2023 Years No Claims Bonus: 14 To: 00:00 on 02/03/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mathew Lee , Liam Ryan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,499.72 Policy Upgrade sub-total: £579.61 Insurance Premium Tax: £570.57 Total: £5,510.30Windscreen Cover Included Protected No Claims Bonus £579.61 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|LQWXKODTDHRGVDO\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: LQWXKODTDHRGVDO Issue Date: 03/06/22 Renewal Date: Tuesday 02 May, 2023 483881525 Mathew Lee Studio 42 Sullivan village Gibsonview E80 1EA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 02 May, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03/06/22. Your Renewal Offer £5,510.30 Last Year's Premium £5,697.76 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 02 May, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mathew Lee \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,510.30 \| Payment Date: 2021-08-14 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mathew Lee (FORD MUSTANG - RR037LT) Tuesday 02 May, 2023 to 02/03/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,510.30 Your Renewal Offer £5,510.30 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : samgould@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	LQWXKODTDHRGVDO	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	02/03/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 02 May, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Samuel, Information about your Documents. Policy Number : ZVA_AUHVA_WZ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YA943DN Kevin Johnson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kevin Johnson Policy Number: ZVA_AUHVA_WZ Issue date: 12/02/21 Address: Studio 4 Marc inlet Hugheston W1 0BN Contact number: (0115) 496 0530Email address: whall@example.org Vehicle Details: Registration number: YA943DN Keeper: Kevin Johnson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W1 0BN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 17/06/2022 Bonus Protection: Protected To: 00:00 07/11/22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kevin Johnson Policyholder Date of Birth: Thursday 19 February, 2026 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Joe Dyer Driver Date of Birth: 07 May, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZVA_AUHVA_WZ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YA943DN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 07/11/22 2Name of Policyholder: Kevin Johnson 3Persons or classes of persons entitled to drive: Kevin Johnson, Joe Dyer All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 17/06/20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kevin Johnson Policy number: ZVA_AUHVA_WZ Issue date: 12/02/21 Issued by: AdmiralAddress: Studio 4 Marc inlet Hugheston W1 0BN Reason for issue: Renewal Contact number: (0115) 496 0530Email address: whall@example.org Vehicle Details: Registration number: YA943DN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W1 0BN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 17/06/2022 Years No Claims Bonus: 14 To: 00:00 on 07/11/22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kevin Johnson , Joe Dyer Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,149.08 Policy Upgrade sub-total: £2,355.44 Insurance Premium Tax: £7,360.67 Total: £2,841.85Windscreen Cover Included Protected No Claims Bonus £2,355.44 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZVA_AUHVA_WZ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZVA_AUHVA_WZ Issue Date: 12/02/21 Renewal Date: 17/06/2022 483881525 Kevin Johnson Studio 4 Marc inlet Hugheston W1 0BN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 17/06/2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 12/02/21. Your Renewal Offer £2,841.85 Last Year's Premium £6,169.02 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 17/06/2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kevin Johnson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,841.85 \| Payment Date: 21 September, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kevin Johnson (FORD MUSTANG - YA943DN) 17/06/2022 to 07/11/22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,841.85 Your Renewal Offer £2,841.85 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : whall@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZVA_AUHVA_WZ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	07/11/22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	17/06/2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Neil, Information about your Documents. Policy Number : LMY_QVA/. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BE90 7HE Mr Jack Simpson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Jack Simpson Policy Number: LMY_QVA/ Issue date: 09/02/24 Address: Flat 16g O'Connor mews Julieside HU7 4DN Contact number: +441164960835Email address: kingmatthew@example.org Vehicle Details: Registration number: BE90 7HE Keeper: Mr Jack Simpson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HU7 4DN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2025-11-30 Bonus Protection: Protected To: 00:00 2023-02-26 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Jack Simpson Policyholder Date of Birth: 2019-05-09 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Anthony Murphy Driver Date of Birth: 31 January, 2026 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: LMY_QVA/ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BE90 7HE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-02-26 2Name of Policyholder: Mr Jack Simpson 3Persons or classes of persons entitled to drive: Mr Jack Simpson, Anthony Murphy All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2025-11-306Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Jack Simpson Policy number: LMY_QVA/ Issue date: 09/02/24 Issued by: AdmiralAddress: Flat 16g O'Connor mews Julieside HU7 4DN Reason for issue: Renewal Contact number: +441164960835Email address: kingmatthew@example.org Vehicle Details: Registration number: BE90 7HE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HU7 4DN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2025-11-30 Years No Claims Bonus: 14 To: 00:00 on 2023-02-26 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Jack Simpson , Anthony Murphy Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,219.03 Policy Upgrade sub-total: £6,437.09 Insurance Premium Tax: £3,687.85 Total: £873.05Windscreen Cover Included Protected No Claims Bonus £6,437.09 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|LMY_QVA/\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: LMY_QVA/ Issue Date: 09/02/24 Renewal Date: 2025-11-30 483881525 Mr Jack Simpson Flat 16g O'Connor mews Julieside HU7 4DN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2025-11-30. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 09/02/24. Your Renewal Offer £873.05 Last Year's Premium £6,775.73 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2025-11-30 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Jack Simpson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £873.05 \| Payment Date: 2023-07-19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Jack Simpson (FORD MUSTANG - BE90 7HE) 2025-11-30 to 2023-02-26 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£873.05 Your Renewal Offer £873.05 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kingmatthew@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	LMY_QVA/	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-02-26	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2025-11-30	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lynda, Information about your Documents. Policy Number : H2TV7HN5I8SMH1/H5BX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MV09 9FV Louis Jones 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Louis Jones Policy Number: H2TV7HN5I8SMH1/H5BX Issue date: 10/01/25 Address: 342 Ellie centers North Gerardview LL0 9WF Contact number: (0306) 9990477Email address: iholt@example.org Vehicle Details: Registration number: MV09 9FV Keeper: Louis Jones Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LL0 9WF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 14/05/24 Bonus Protection: Protected To: 00:00 30/06/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Louis Jones Policyholder Date of Birth: Saturday 11 November, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Anthony Preston Driver Date of Birth: 18 June, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: H2TV7HN5I8SMH1/H5BX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MV09 9FV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 30/06/2023 2Name of Policyholder: Louis Jones 3Persons or classes of persons entitled to drive: Louis Jones, Anthony Preston All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 14/05/246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Louis Jones Policy number: H2TV7HN5I8SMH1/H5BX Issue date: 10/01/25 Issued by: AdmiralAddress: 342 Ellie centers North Gerardview LL0 9WF Reason for issue: Renewal Contact number: (0306) 9990477Email address: iholt@example.org Vehicle Details: Registration number: MV09 9FV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LL0 9WF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 14/05/24 Years No Claims Bonus: 14 To: 00:00 on 30/06/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Louis Jones , Anthony Preston Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,398.33 Policy Upgrade sub-total: £1,198.70 Insurance Premium Tax: £1,038.29 Total: £8,479.95Windscreen Cover Included Protected No Claims Bonus £1,198.70 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|H2TV7HN5I8SMH1/H5BX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: H2TV7HN5I8SMH1/H5BX Issue Date: 10/01/25 Renewal Date: 14/05/24 483881525 Louis Jones 342 Ellie centers North Gerardview LL0 9WF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 14/05/24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 10/01/25. Your Renewal Offer £8,479.95 Last Year's Premium £7,873.69 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 14/05/24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Louis Jones \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,479.95 \| Payment Date: 21 February, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Louis Jones (FORD MUSTANG - MV09 9FV) 14/05/24 to 30/06/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,479.95 Your Renewal Offer £8,479.95 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : iholt@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	H2TV7HN5I8SMH1/H5BX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	30/06/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	14/05/24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Shaun, Information about your Documents. Policy Number : F/G09FM50NCQ0HB. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VK89 5AV Mr Gregory Robinson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Gregory Robinson Policy Number: F/G09FM50NCQ0HB Issue date: 2019-08-13 Address: 559 Baker walks Lucyberg CH2 5UB Contact number: +44113 4960815Email address: robertsoncarl@example.net Vehicle Details: Registration number: VK89 5AV Keeper: Mr Gregory Robinson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CH2 5UB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 14/01/2022 Bonus Protection: Protected To: 00:00 2020-12-09 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Gregory Robinson Policyholder Date of Birth: 27 December, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Brian Russell Driver Date of Birth: Wed 04 December, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: F/G09FM50NCQ0HB This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VK89 5AV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2020-12-09 2Name of Policyholder: Mr Gregory Robinson 3Persons or classes of persons entitled to drive: Mr Gregory Robinson, Brian Russell All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 14/01/20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Gregory Robinson Policy number: F/G09FM50NCQ0HB Issue date: 2019-08-13 Issued by: AdmiralAddress: 559 Baker walks Lucyberg CH2 5UB Reason for issue: Renewal Contact number: +44113 4960815Email address: robertsoncarl@example.net Vehicle Details: Registration number: VK89 5AV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CH2 5UB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 14/01/2022 Years No Claims Bonus: 14 To: 00:00 on 2020-12-09 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Gregory Robinson , Brian Russell Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,749.74 Policy Upgrade sub-total: £8,499.82 Insurance Premium Tax: £9,679.69 Total: £5,007.24Windscreen Cover Included Protected No Claims Bonus £8,499.82 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|F/G09FM50NCQ0HB\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: F/G09FM50NCQ0HB Issue Date: 2019-08-13 Renewal Date: 14/01/2022 483881525 Mr Gregory Robinson 559 Baker walks Lucyberg CH2 5UB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 14/01/2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2019-08-13. Your Renewal Offer £5,007.24 Last Year's Premium £8,020.53 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 14/01/2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Gregory Robinson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,007.24 \| Payment Date: Wed 03 April, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Gregory Robinson (FORD MUSTANG - VK89 5AV) 14/01/2022 to 2020-12-09 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,007.24 Your Renewal Offer £5,007.24 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : robertsoncarl@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	F/G09FM50NCQ0HB	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2020-12-09	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	14/01/2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lynne, Information about your Documents. Policy Number : EEGHZUY. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BX43 7YG Dr Stewart Taylor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Stewart Taylor Policy Number: EEGHZUY Issue date: 2024-05-16 Address: Flat 92 Shaun unions Holliestad B02 3LZ Contact number: +44(0)8081570204Email address: heatherbrown@example.com Vehicle Details: Registration number: BX43 7YG Keeper: Dr Stewart Taylor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B02 3LZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2026-02-02 Bonus Protection: Protected To: 00:00 Mon 21 September, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Stewart Taylor Policyholder Date of Birth: 21/04/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Leslie Burke Driver Date of Birth: 2024-05-06 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: EEGHZUY This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BX43 7YG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Mon 21 September, 2020 2Name of Policyholder: Dr Stewart Taylor 3Persons or classes of persons entitled to drive: Dr Stewart Taylor, Leslie Burke All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2026-02-026Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Stewart Taylor Policy number: EEGHZUY Issue date: 2024-05-16 Issued by: AdmiralAddress: Flat 92 Shaun unions Holliestad B02 3LZ Reason for issue: Renewal Contact number: +44(0)8081570204Email address: heatherbrown@example.com Vehicle Details: Registration number: BX43 7YG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B02 3LZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2026-02-02 Years No Claims Bonus: 14 To: 00:00 on Mon 21 September, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Stewart Taylor , Leslie Burke Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,311.15 Policy Upgrade sub-total: £4,706.26 Insurance Premium Tax: £1,313.56 Total: £1,951.32Windscreen Cover Included Protected No Claims Bonus £4,706.26 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|EEGHZUY\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: EEGHZUY Issue Date: 2024-05-16 Renewal Date: 2026-02-02 483881525 Dr Stewart Taylor Flat 92 Shaun unions Holliestad B02 3LZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2026-02-02. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2024-05-16. Your Renewal Offer £1,951.32 Last Year's Premium £2,691.40 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2026-02-02 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Stewart Taylor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,951.32 \| Payment Date: 2024-03-24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Stewart Taylor (FORD MUSTANG - BX43 7YG) 2026-02-02 to Mon 21 September, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,951.32 Your Renewal Offer £1,951.32 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : heatherbrown@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	EEGHZUY	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Mon	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2026-02-02	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Frederick, Information about your Documents. Policy Number : 76L4D8YL_W/W/2YDL//E6Y. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JE97 4XN Joshua Cunningham-Howell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Joshua Cunningham-Howell Policy Number: 76L4D8YL_W/W/2YDL//E6Y Issue date: 20/08/2022 Address: Flat 01m Thomson views Lake Rita S0K 1ZB Contact number: +449098790318Email address: connollyanthony@example.org Vehicle Details: Registration number: JE97 4XN Keeper: Joshua Cunningham-Howell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S0K 1ZB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 15 August, 2024 Bonus Protection: Protected To: 00:00 07/01/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Joshua Cunningham-Howell Policyholder Date of Birth: 27/09/2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Garry McCarthy Driver Date of Birth: 23/01/2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 76L4D8YL_W/W/2YDL//E6Y This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JE97 4XN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 07/01/2024 2Name of Policyholder: Joshua Cunningham-Howell 3Persons or classes of persons entitled to drive: Joshua Cunningham-Howell, Garry McCarthy All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 15 August, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Joshua Cunningham-Howell Policy number: 76L4D8YL_W/W/2YDL//E6Y Issue date: 20/08/2022 Issued by: AdmiralAddress: Flat 01m Thomson views Lake Rita S0K 1ZB Reason for issue: Renewal Contact number: +449098790318Email address: connollyanthony@example.org Vehicle Details: Registration number: JE97 4XN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S0K 1ZB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 15 August, 2024 Years No Claims Bonus: 14 To: 00:00 on 07/01/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Joshua Cunningham-Howell , Garry McCarthy Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,689.52 Policy Upgrade sub-total: £9,395.25 Insurance Premium Tax: £2,222.75 Total: £4,358.56Windscreen Cover Included Protected No Claims Bonus £9,395.25 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|76L4D8YL_W/W/2YDL//E6Y\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 76L4D8YL_W/W/2YDL//E6Y Issue Date: 20/08/2022 Renewal Date: Thu 15 August, 2024 483881525 Joshua Cunningham-Howell Flat 01m Thomson views Lake Rita S0K 1ZB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 15 August, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 20/08/2022. Your Renewal Offer £4,358.56 Last Year's Premium £924.24 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 15 August, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Joshua Cunningham-Howell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,358.56 \| Payment Date: Tue 02 January, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Joshua Cunningham-Howell (FORD MUSTANG - JE97 4XN) Thu 15 August, 2024 to 07/01/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,358.56 Your Renewal Offer £4,358.56 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : connollyanthony@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	76L4D8YL_W/W/2YDL//E6Y	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	07/01/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 15 August, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Laura, Information about your Documents. Policy Number : 98M1_LQ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EK564LJ Julia Phillips-Ferguson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Julia Phillips-Ferguson Policy Number: 98M1_LQ Issue date: Fri 22 July, 2022 Address: Flat 8 Gregory forest Alicefurt AB31 8XP Contact number: 0161 4960183Email address: margarethawkins@example.com Vehicle Details: Registration number: EK564LJ Keeper: Julia Phillips-Ferguson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AB31 8XP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 17/08/19 Bonus Protection: Protected To: 00:00 Monday 17 May, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Julia Phillips-Ferguson Policyholder Date of Birth: Monday 07 June, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dominic Nicholson Driver Date of Birth: 05/07/24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 98M1_LQ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EK564LJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Monday 17 May, 2021 2Name of Policyholder: Julia Phillips-Ferguson 3Persons or classes of persons entitled to drive: Julia Phillips-Ferguson, Dominic Nicholson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 17/08/196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Julia Phillips-Ferguson Policy number: 98M1_LQ Issue date: Fri 22 July, 2022 Issued by: AdmiralAddress: Flat 8 Gregory forest Alicefurt AB31 8XP Reason for issue: Renewal Contact number: 0161 4960183Email address: margarethawkins@example.com Vehicle Details: Registration number: EK564LJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AB31 8XP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 17/08/19 Years No Claims Bonus: 14 To: 00:00 on Monday 17 May, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Julia Phillips-Ferguson , Dominic Nicholson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,988.14 Policy Upgrade sub-total: £1,630.45 Insurance Premium Tax: £6,128.66 Total: £9,580.62Windscreen Cover Included Protected No Claims Bonus £1,630.45 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|98M1_LQ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 98M1_LQ Issue Date: Fri 22 July, 2022 Renewal Date: 17/08/19 483881525 Julia Phillips-Ferguson Flat 8 Gregory forest Alicefurt AB31 8XP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 17/08/19. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Fri 22 July, 2022. Your Renewal Offer £9,580.62 Last Year's Premium £1,062.31 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 17/08/19 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Julia Phillips-Ferguson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,580.62 \| Payment Date: 02/05/2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Julia Phillips-Ferguson (FORD MUSTANG - EK564LJ) 17/08/19 to Monday 17 May, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,580.62 Your Renewal Offer £9,580.62 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : margarethawkins@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	98M1_LQ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Monday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	17/08/19	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Graeme, Information about your Documents. Policy Number : 0YQ2XFPZ4KT1. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DP025WK Jessica Wilson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jessica Wilson Policy Number: 0YQ2XFPZ4KT1 Issue date: Monday 17 February, 2025 Address: Flat 43Q Carole ville Jonathanmouth BN51 2ST Contact number: +44121 4960667Email address: gward@example.com Vehicle Details: Registration number: DP025WK Keeper: Jessica Wilson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BN51 2ST Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 20/11/24 Bonus Protection: Protected To: 00:00 2021-10-18 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jessica Wilson Policyholder Date of Birth: 2021-01-17 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Angela Hopkins Driver Date of Birth: 2023-11-23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 0YQ2XFPZ4KT1 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DP025WK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2021-10-18 2Name of Policyholder: Jessica Wilson 3Persons or classes of persons entitled to drive: Jessica Wilson, Ms Angela Hopkins All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 20/11/246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jessica Wilson Policy number: 0YQ2XFPZ4KT1 Issue date: Monday 17 February, 2025 Issued by: AdmiralAddress: Flat 43Q Carole ville Jonathanmouth BN51 2ST Reason for issue: Renewal Contact number: +44121 4960667Email address: gward@example.com Vehicle Details: Registration number: DP025WK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BN51 2ST Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 20/11/24 Years No Claims Bonus: 14 To: 00:00 on 2021-10-18 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jessica Wilson , Ms Angela Hopkins Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,873.64 Policy Upgrade sub-total: £408.17 Insurance Premium Tax: £5,966.24 Total: £942.75Windscreen Cover Included Protected No Claims Bonus £408.17 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|0YQ2XFPZ4KT1\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 0YQ2XFPZ4KT1 Issue Date: Monday 17 February, 2025 Renewal Date: 20/11/24 483881525 Jessica Wilson Flat 43Q Carole ville Jonathanmouth BN51 2ST Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 20/11/24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 17 February, 2025. Your Renewal Offer £942.75 Last Year's Premium £5,870.51 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 20/11/24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jessica Wilson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £942.75 \| Payment Date: 31/01/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jessica Wilson (FORD MUSTANG - DP025WK) 20/11/24 to 2021-10-18 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£942.75 Your Renewal Offer £942.75 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gward@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	0YQ2XFPZ4KT1	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2021-10-18	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	20/11/24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gordon, Information about your Documents. Policy Number : WLQ/QOLZE71QDF. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SV614OX Ann O'Brien 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ann O'Brien Policy Number: WLQ/QOLZE71QDF Issue date: 19/12/2021 Address: Flat 88 Joyce orchard Allenview SW1P 2HE Contact number: (0113)4960230Email address: amy28@example.com Vehicle Details: Registration number: SV614OX Keeper: Ann O'Brien Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SW1P 2HE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 23 December, 2024 Bonus Protection: Protected To: 00:00 02/09/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ann O'Brien Policyholder Date of Birth: 09 August, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Clive Marsh Driver Date of Birth: 05 February, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: WLQ/QOLZE71QDF This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SV614OX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 02/09/2020 2Name of Policyholder: Ann O'Brien 3Persons or classes of persons entitled to drive: Ann O'Brien, Mr Clive Marsh All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 23 December, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ann O'Brien Policy number: WLQ/QOLZE71QDF Issue date: 19/12/2021 Issued by: AdmiralAddress: Flat 88 Joyce orchard Allenview SW1P 2HE Reason for issue: Renewal Contact number: (0113)4960230Email address: amy28@example.com Vehicle Details: Registration number: SV614OX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SW1P 2HE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 23 December, 2024 Years No Claims Bonus: 14 To: 00:00 on 02/09/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ann O'Brien , Mr Clive Marsh Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,124.66 Policy Upgrade sub-total: £178.09 Insurance Premium Tax: £4,784.57 Total: £5,273.53Windscreen Cover Included Protected No Claims Bonus £178.09 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|WLQ/QOLZE71QDF\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: WLQ/QOLZE71QDF Issue Date: 19/12/2021 Renewal Date: 23 December, 2024 483881525 Ann O'Brien Flat 88 Joyce orchard Allenview SW1P 2HE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 23 December, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 19/12/2021. Your Renewal Offer £5,273.53 Last Year's Premium £4,880.87 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 23 December, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ann O'Brien \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,273.53 \| Payment Date: 09/04/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ann O'Brien (FORD MUSTANG - SV614OX) 23 December, 2024 to 02/09/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,273.53 Your Renewal Offer £5,273.53 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : amy28@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	WLQ/QOLZE71QDF	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	02/09/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	23 December, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Elaine, Information about your Documents. Policy Number : C.99JIT1EYQ7N.HOG9CX42. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UF34 3DL Carolyn Atkinson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Carolyn Atkinson Policy Number: C.99JIT1EYQ7N.HOG9CX42 Issue date: 04/09/2025 Address: 924 Marilyn bypass Lake Dorothyburgh G99 0LF Contact number: (020)74960147Email address: tinashah@example.org Vehicle Details: Registration number: UF34 3DL Keeper: Carolyn Atkinson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G99 0LF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 12/05/21 Bonus Protection: Protected To: 00:00 21 May, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Carolyn Atkinson Policyholder Date of Birth: 08/05/2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Damien Clark Driver Date of Birth: 23 April, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: C.99JIT1EYQ7N.HOG9CX42 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UF34 3DL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21 May, 2023 2Name of Policyholder: Carolyn Atkinson 3Persons or classes of persons entitled to drive: Carolyn Atkinson, Mr Damien Clark All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 12/05/216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Carolyn Atkinson Policy number: C.99JIT1EYQ7N.HOG9CX42 Issue date: 04/09/2025 Issued by: AdmiralAddress: 924 Marilyn bypass Lake Dorothyburgh G99 0LF Reason for issue: Renewal Contact number: (020)74960147Email address: tinashah@example.org Vehicle Details: Registration number: UF34 3DL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G99 0LF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 12/05/21 Years No Claims Bonus: 14 To: 00:00 on 21 May, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Carolyn Atkinson , Mr Damien Clark Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,426.22 Policy Upgrade sub-total: £8,920.58 Insurance Premium Tax: £593.07 Total: £4,194.10Windscreen Cover Included Protected No Claims Bonus £8,920.58 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|C.99JIT1EYQ7N.HOG9CX42\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: C.99JIT1EYQ7N.HOG9CX42 Issue Date: 04/09/2025 Renewal Date: 12/05/21 483881525 Carolyn Atkinson 924 Marilyn bypass Lake Dorothyburgh G99 0LF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 12/05/21. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 04/09/2025. Your Renewal Offer £4,194.10 Last Year's Premium £2,619.70 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 12/05/21 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Carolyn Atkinson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,194.10 \| Payment Date: 17/02/2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Carolyn Atkinson (FORD MUSTANG - UF34 3DL) 12/05/21 to 21 May, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,194.10 Your Renewal Offer £4,194.10 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : tinashah@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	C.99JIT1EYQ7N.HOG9CX42	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	12/05/21	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Amy, Information about your Documents. Policy Number : QSDOYB/YXP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YE31 7KL Andrea Thomson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Andrea Thomson Policy Number: QSDOYB/YXP Issue date: 03 November, 2024 Address: 619 Joshua trail Abbietown E2J 2LZ Contact number: 01314960195Email address: patrickstewart@example.com Vehicle Details: Registration number: YE31 7KL Keeper: Andrea Thomson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E2J 2LZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 13/12/2021 Bonus Protection: Protected To: 00:00 2024-04-13 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Andrea Thomson Policyholder Date of Birth: Sunday 22 January, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Shaun Martin Driver Date of Birth: 26/12/2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: QSDOYB/YXP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YE31 7KL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2024-04-13 2Name of Policyholder: Andrea Thomson 3Persons or classes of persons entitled to drive: Andrea Thomson, Shaun Martin All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 13/12/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Andrea Thomson Policy number: QSDOYB/YXP Issue date: 03 November, 2024 Issued by: AdmiralAddress: 619 Joshua trail Abbietown E2J 2LZ Reason for issue: Renewal Contact number: 01314960195Email address: patrickstewart@example.com Vehicle Details: Registration number: YE31 7KL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E2J 2LZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 13/12/2021 Years No Claims Bonus: 14 To: 00:00 on 2024-04-13 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Andrea Thomson , Shaun Martin Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,677.96 Policy Upgrade sub-total: £7,711.21 Insurance Premium Tax: £83.65 Total: £153.45Windscreen Cover Included Protected No Claims Bonus £7,711.21 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|QSDOYB/YXP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: QSDOYB/YXP Issue Date: 03 November, 2024 Renewal Date: 13/12/2021 483881525 Andrea Thomson 619 Joshua trail Abbietown E2J 2LZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 13/12/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03 November, 2024. Your Renewal Offer £153.45 Last Year's Premium £2,711.29 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 13/12/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Andrea Thomson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £153.45 \| Payment Date: 2019-09-20 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Andrea Thomson (FORD MUSTANG - YE31 7KL) 13/12/2021 to 2024-04-13 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£153.45 Your Renewal Offer £153.45 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : patrickstewart@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	QSDOYB/YXP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2024-04-13	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	13/12/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Phillip, Information about your Documents. Policy Number : GHDL/OR. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MF862CH Kevin Robinson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kevin Robinson Policy Number: GHDL/OR Issue date: Thursday 06 October, 2022 Address: Flat 14 Green mills Wilsonborough S1 1EH Contact number: +44(0)141 4960034Email address: maryturner@example.com Vehicle Details: Registration number: MF862CH Keeper: Kevin Robinson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S1 1EH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Saturday 11 January, 2025 Bonus Protection: Protected To: 00:00 Friday 19 August, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kevin Robinson Policyholder Date of Birth: Thursday 16 February, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Martin White Driver Date of Birth: 05 December, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: GHDL/OR This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MF862CH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 19 August, 2022 2Name of Policyholder: Kevin Robinson 3Persons or classes of persons entitled to drive: Kevin Robinson, Martin White All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Saturday 11 January, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kevin Robinson Policy number: GHDL/OR Issue date: Thursday 06 October, 2022 Issued by: AdmiralAddress: Flat 14 Green mills Wilsonborough S1 1EH Reason for issue: Renewal Contact number: +44(0)141 4960034Email address: maryturner@example.com Vehicle Details: Registration number: MF862CH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S1 1EH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Saturday 11 January, 2025 Years No Claims Bonus: 14 To: 00:00 on Friday 19 August, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kevin Robinson , Martin White Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £883.15 Policy Upgrade sub-total: £936.49 Insurance Premium Tax: £8,809.91 Total: £1,037.60Windscreen Cover Included Protected No Claims Bonus £936.49 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|GHDL/OR\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: GHDL/OR Issue Date: Thursday 06 October, 2022 Renewal Date: Saturday 11 January, 2025 483881525 Kevin Robinson Flat 14 Green mills Wilsonborough S1 1EH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Saturday 11 January, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thursday 06 October, 2022. Your Renewal Offer £1,037.60 Last Year's Premium £46.17 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Saturday 11 January, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kevin Robinson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,037.60 \| Payment Date: 20/05/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kevin Robinson (FORD MUSTANG - MF862CH) Saturday 11 January, 2025 to Friday 19 August, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,037.60 Your Renewal Offer £1,037.60 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : maryturner@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	GHDL/OR	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Saturday 11 January, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Tracey, Information about your Documents. Policy Number : JCPRLPUBQYKQ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GP07 2LA Abdul Shepherd 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Abdul Shepherd Policy Number: JCPRLPUBQYKQ Issue date: 2023-10-05 Address: Studio 3 Pritchard island Hartland WF0 1FU Contact number: 0118 4960028Email address: marshkim@example.org Vehicle Details: Registration number: GP07 2LA Keeper: Abdul Shepherd Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WF0 1FU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27 January, 2026 Bonus Protection: Protected To: 00:00 2026-02-10 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Abdul Shepherd Policyholder Date of Birth: Fri 23 September, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ruth Griffiths Driver Date of Birth: Thursday 23 May, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: JCPRLPUBQYKQ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GP07 2LA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2026-02-10 2Name of Policyholder: Abdul Shepherd 3Persons or classes of persons entitled to drive: Abdul Shepherd, Ruth Griffiths All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27 January, 20266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Abdul Shepherd Policy number: JCPRLPUBQYKQ Issue date: 2023-10-05 Issued by: AdmiralAddress: Studio 3 Pritchard island Hartland WF0 1FU Reason for issue: Renewal Contact number: 0118 4960028Email address: marshkim@example.org Vehicle Details: Registration number: GP07 2LA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WF0 1FU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27 January, 2026 Years No Claims Bonus: 14 To: 00:00 on 2026-02-10 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Abdul Shepherd , Ruth Griffiths Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,485.36 Policy Upgrade sub-total: £2,343.43 Insurance Premium Tax: £9,419.63 Total: £2,319.72Windscreen Cover Included Protected No Claims Bonus £2,343.43 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|JCPRLPUBQYKQ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: JCPRLPUBQYKQ Issue Date: 2023-10-05 Renewal Date: 27 January, 2026 483881525 Abdul Shepherd Studio 3 Pritchard island Hartland WF0 1FU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27 January, 2026. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2023-10-05. Your Renewal Offer £2,319.72 Last Year's Premium £8,916.44 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27 January, 2026 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Abdul Shepherd \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,319.72 \| Payment Date: Sun 05 October, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Abdul Shepherd (FORD MUSTANG - GP07 2LA) 27 January, 2026 to 2026-02-10 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,319.72 Your Renewal Offer £2,319.72 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : marshkim@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	JCPRLPUBQYKQ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2026-02-10	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27 January, 2026	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Howard, Information about your Documents. Policy Number : 1AR.T8M/950K1AT2ZU. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BY17 5FK Mr Nathan Thomas 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Nathan Thomas Policy Number: 1AR.T8M/950K1AT2ZU Issue date: Friday 24 September, 2021 Address: 21 Mitchell common Royton W02 6AJ Contact number: (0909) 879 0513Email address: thomasandrew@example.net Vehicle Details: Registration number: BY17 5FK Keeper: Mr Nathan Thomas Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W02 6AJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sun 14 February, 2021 Bonus Protection: Protected To: 00:00 10 April, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Nathan Thomas Policyholder Date of Birth: 12/07/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Andrew Davison-Phillips Driver Date of Birth: 31 May, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 1AR.T8M/950K1AT2ZU This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BY17 5FK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 10 April, 2025 2Name of Policyholder: Mr Nathan Thomas 3Persons or classes of persons entitled to drive: Mr Nathan Thomas, Andrew Davison-Phillips All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sun 14 February, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Nathan Thomas Policy number: 1AR.T8M/950K1AT2ZU Issue date: Friday 24 September, 2021 Issued by: AdmiralAddress: 21 Mitchell common Royton W02 6AJ Reason for issue: Renewal Contact number: (0909) 879 0513Email address: thomasandrew@example.net Vehicle Details: Registration number: BY17 5FK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W02 6AJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sun 14 February, 2021 Years No Claims Bonus: 14 To: 00:00 on 10 April, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Nathan Thomas , Andrew Davison-Phillips Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,714.71 Policy Upgrade sub-total: £4,256.84 Insurance Premium Tax: £780.47 Total: £1,383.34Windscreen Cover Included Protected No Claims Bonus £4,256.84 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|1AR.T8M/950K1AT2ZU\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 1AR.T8M/950K1AT2ZU Issue Date: Friday 24 September, 2021 Renewal Date: Sun 14 February, 2021 483881525 Mr Nathan Thomas 21 Mitchell common Royton W02 6AJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sun 14 February, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 24 September, 2021. Your Renewal Offer £1,383.34 Last Year's Premium £3,983.51 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sun 14 February, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Nathan Thomas \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,383.34 \| Payment Date: Sat 23 July, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Nathan Thomas (FORD MUSTANG - BY17 5FK) Sun 14 February, 2021 to 10 April, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,383.34 Your Renewal Offer £1,383.34 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : thomasandrew@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	1AR.T8M/950K1AT2ZU	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	10	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sun 14 February, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Derek, Information about your Documents. Policy Number : CQ6WMSN6BC_E9/3VES. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PB93 6MF Natalie Robertson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Natalie Robertson Policy Number: CQ6WMSN6BC_E9/3VES Issue date: 08 May, 2024 Address: 668 Janet estate Rogersmouth AL3E 4TR Contact number: +4420 74960420Email address: smithnicole@example.org Vehicle Details: Registration number: PB93 6MF Keeper: Natalie Robertson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AL3E 4TR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 05 October, 2023 Bonus Protection: Protected To: 00:00 Wed 29 January, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Natalie Robertson Policyholder Date of Birth: 10/06/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Dawn Richards Driver Date of Birth: 2025-07-17 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: CQ6WMSN6BC_E9/3VES This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PB93 6MF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 29 January, 2020 2Name of Policyholder: Natalie Robertson 3Persons or classes of persons entitled to drive: Natalie Robertson, Dr Dawn Richards All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 05 October, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Natalie Robertson Policy number: CQ6WMSN6BC_E9/3VES Issue date: 08 May, 2024 Issued by: AdmiralAddress: 668 Janet estate Rogersmouth AL3E 4TR Reason for issue: Renewal Contact number: +4420 74960420Email address: smithnicole@example.org Vehicle Details: Registration number: PB93 6MF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AL3E 4TR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 05 October, 2023 Years No Claims Bonus: 14 To: 00:00 on Wed 29 January, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Natalie Robertson , Dr Dawn Richards Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,848.98 Policy Upgrade sub-total: £1,359.55 Insurance Premium Tax: £3,331.15 Total: £6,019.56Windscreen Cover Included Protected No Claims Bonus £1,359.55 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|CQ6WMSN6BC_E9/3VES\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: CQ6WMSN6BC_E9/3VES Issue Date: 08 May, 2024 Renewal Date: 05 October, 2023 483881525 Natalie Robertson 668 Janet estate Rogersmouth AL3E 4TR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 05 October, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 08 May, 2024. Your Renewal Offer £6,019.56 Last Year's Premium £5,897.24 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 05 October, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Natalie Robertson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,019.56 \| Payment Date: Wednesday 08 November, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Natalie Robertson (FORD MUSTANG - PB93 6MF) 05 October, 2023 to Wed 29 January, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,019.56 Your Renewal Offer £6,019.56 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : smithnicole@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	CQ6WMSN6BC_E9/3VES	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	05 October, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Stanley, Information about your Documents. Policy Number : OFRLJ1FVB41GQF0YN1. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CP78 0SY Rhys Hill 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Rhys Hill Policy Number: OFRLJ1FVB41GQF0YN1 Issue date: 30/09/2025 Address: 666 Jarvis camp Sullivanchester M30 5GR Contact number: 01164960650Email address: leonard16@example.net Vehicle Details: Registration number: CP78 0SY Keeper: Rhys Hill Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M30 5GR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2020-02-09 Bonus Protection: Protected To: 00:00 Tue 04 July, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Rhys Hill Policyholder Date of Birth: 20/09/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Iain Kelly Driver Date of Birth: 06 August, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: OFRLJ1FVB41GQF0YN1 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CP78 0SY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tue 04 July, 2023 2Name of Policyholder: Rhys Hill 3Persons or classes of persons entitled to drive: Rhys Hill, Iain Kelly All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2020-02-096Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Rhys Hill Policy number: OFRLJ1FVB41GQF0YN1 Issue date: 30/09/2025 Issued by: AdmiralAddress: 666 Jarvis camp Sullivanchester M30 5GR Reason for issue: Renewal Contact number: 01164960650Email address: leonard16@example.net Vehicle Details: Registration number: CP78 0SY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M30 5GR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2020-02-09 Years No Claims Bonus: 14 To: 00:00 on Tue 04 July, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Rhys Hill , Iain Kelly Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,825.06 Policy Upgrade sub-total: £3,256.28 Insurance Premium Tax: £784.14 Total: £4,457.50Windscreen Cover Included Protected No Claims Bonus £3,256.28 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|OFRLJ1FVB41GQF0YN1\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: OFRLJ1FVB41GQF0YN1 Issue Date: 30/09/2025 Renewal Date: 2020-02-09 483881525 Rhys Hill 666 Jarvis camp Sullivanchester M30 5GR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2020-02-09. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 30/09/2025. Your Renewal Offer £4,457.50 Last Year's Premium £9,677.18 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2020-02-09 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Rhys Hill \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,457.50 \| Payment Date: Fri 14 November, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Rhys Hill (FORD MUSTANG - CP78 0SY) 2020-02-09 to Tue 04 July, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,457.50 Your Renewal Offer £4,457.50 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : leonard16@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	OFRLJ1FVB41GQF0YN1	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tue	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2020-02-09	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Justin, Information about your Documents. Policy Number : 46J4NT/NJG63.ZQ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DK50 1VJ Daniel Taylor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Daniel Taylor Policy Number: 46J4NT/NJG63.ZQ Issue date: Wednesday 10 July, 2024 Address: Flat 95 King hills South Jodie ME2R 9TU Contact number: +44(0)1632960422Email address: etalbot@example.net Vehicle Details: Registration number: DK50 1VJ Keeper: Daniel Taylor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ME2R 9TU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 04/12/2023 Bonus Protection: Protected To: 00:00 31/03/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Daniel Taylor Policyholder Date of Birth: 21 February, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Philip Turner Driver Date of Birth: 2026-02-13 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 46J4NT/NJG63.ZQ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DK50 1VJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 31/03/2024 2Name of Policyholder: Daniel Taylor 3Persons or classes of persons entitled to drive: Daniel Taylor, Dr Philip Turner All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 04/12/20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Daniel Taylor Policy number: 46J4NT/NJG63.ZQ Issue date: Wednesday 10 July, 2024 Issued by: AdmiralAddress: Flat 95 King hills South Jodie ME2R 9TU Reason for issue: Renewal Contact number: +44(0)1632960422Email address: etalbot@example.net Vehicle Details: Registration number: DK50 1VJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ME2R 9TU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 04/12/2023 Years No Claims Bonus: 14 To: 00:00 on 31/03/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Daniel Taylor , Dr Philip Turner Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,804.80 Policy Upgrade sub-total: £5,987.68 Insurance Premium Tax: £1,604.98 Total: £8,842.12Windscreen Cover Included Protected No Claims Bonus £5,987.68 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|46J4NT/NJG63.ZQ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 46J4NT/NJG63.ZQ Issue Date: Wednesday 10 July, 2024 Renewal Date: 04/12/2023 483881525 Daniel Taylor Flat 95 King hills South Jodie ME2R 9TU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 04/12/2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 10 July, 2024. Your Renewal Offer £8,842.12 Last Year's Premium £3,566.00 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 04/12/2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Daniel Taylor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,842.12 \| Payment Date: 12 October, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Daniel Taylor (FORD MUSTANG - DK50 1VJ) 04/12/2023 to 31/03/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,842.12 Your Renewal Offer £8,842.12 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : etalbot@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	46J4NT/NJG63.ZQ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	31/03/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	04/12/2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Janice, Information about your Documents. Policy Number : 4_5FG3/-E0R1. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LM65 1MC Janice Gordon 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Janice Gordon Policy Number: 4_5FG3/-E0R1 Issue date: 29/09/20 Address: Studio 3 Burke inlet South David EH4W 7YD Contact number: +44151 4960505Email address: aandrews@example.net Vehicle Details: Registration number: LM65 1MC Keeper: Janice Gordon Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EH4W 7YD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sat 03 August, 2024 Bonus Protection: Protected To: 00:00 Sun 28 February, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Janice Gordon Policyholder Date of Birth: 23/11/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ryan Adams-Griffiths Driver Date of Birth: 2023-11-21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4_5FG3/-E0R1 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LM65 1MC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 28 February, 2021 2Name of Policyholder: Janice Gordon 3Persons or classes of persons entitled to drive: Janice Gordon, Ryan Adams-Griffiths All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sat 03 August, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Janice Gordon Policy number: 4_5FG3/-E0R1 Issue date: 29/09/20 Issued by: AdmiralAddress: Studio 3 Burke inlet South David EH4W 7YD Reason for issue: Renewal Contact number: +44151 4960505Email address: aandrews@example.net Vehicle Details: Registration number: LM65 1MC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EH4W 7YD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sat 03 August, 2024 Years No Claims Bonus: 14 To: 00:00 on Sun 28 February, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Janice Gordon , Ryan Adams-Griffiths Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,590.66 Policy Upgrade sub-total: £6,568.83 Insurance Premium Tax: £1,276.75 Total: £2,806.89Windscreen Cover Included Protected No Claims Bonus £6,568.83 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4_5FG3/-E0R1\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4_5FG3/-E0R1 Issue Date: 29/09/20 Renewal Date: Sat 03 August, 2024 483881525 Janice Gordon Studio 3 Burke inlet South David EH4W 7YD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sat 03 August, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29/09/20. Your Renewal Offer £2,806.89 Last Year's Premium £9,923.31 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sat 03 August, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Janice Gordon \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,806.89 \| Payment Date: 12 April, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Janice Gordon (FORD MUSTANG - LM65 1MC) Sat 03 August, 2024 to Sun 28 February, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,806.89 Your Renewal Offer £2,806.89 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : aandrews@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4_5FG3/-E0R1	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sat 03 August, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jamie, Information about your Documents. Policy Number : EQU/B3KD/F11. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HS31 8GC Gail Collier 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Gail Collier Policy Number: EQU/B3KD/F11 Issue date: Mon 05 June, 2023 Address: 58 Holmes prairie Dianeberg DH7 3JE Contact number: 0292018194Email address: robert11@example.net Vehicle Details: Registration number: HS31 8GC Keeper: Gail Collier Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DH7 3JE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 21 September, 2023 Bonus Protection: Protected To: 00:00 Wed 20 May, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Gail Collier Policyholder Date of Birth: 20/03/21 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Louis Edwards Driver Date of Birth: Fri 24 January, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: EQU/B3KD/F11 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HS31 8GC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 20 May, 2020 2Name of Policyholder: Gail Collier 3Persons or classes of persons entitled to drive: Gail Collier, Louis Edwards All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 21 September, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Gail Collier Policy number: EQU/B3KD/F11 Issue date: Mon 05 June, 2023 Issued by: AdmiralAddress: 58 Holmes prairie Dianeberg DH7 3JE Reason for issue: Renewal Contact number: 0292018194Email address: robert11@example.net Vehicle Details: Registration number: HS31 8GC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DH7 3JE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 21 September, 2023 Years No Claims Bonus: 14 To: 00:00 on Wed 20 May, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Gail Collier , Louis Edwards Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,864.41 Policy Upgrade sub-total: £8,626.14 Insurance Premium Tax: £6,106.71 Total: £2,366.60Windscreen Cover Included Protected No Claims Bonus £8,626.14 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|EQU/B3KD/F11\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: EQU/B3KD/F11 Issue Date: Mon 05 June, 2023 Renewal Date: 21 September, 2023 483881525 Gail Collier 58 Holmes prairie Dianeberg DH7 3JE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 21 September, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Mon 05 June, 2023. Your Renewal Offer £2,366.60 Last Year's Premium £4,906.56 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 21 September, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Gail Collier \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,366.60 \| Payment Date: Sun 04 February, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Gail Collier (FORD MUSTANG - HS31 8GC) 21 September, 2023 to Wed 20 May, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,366.60 Your Renewal Offer £2,366.60 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : robert11@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	EQU/B3KD/F11	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	21 September, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rebecca, Information about your Documents. Policy Number : D/8FZ7S2GW. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PJ19 9MJ Dr Stuart Thompson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Stuart Thompson Policy Number: D/8FZ7S2GW Issue date: 10/04/24 Address: Studio 93 Davies fort Lewisbury M38 7SH Contact number: 029 2018574Email address: ujenkins@example.com Vehicle Details: Registration number: PJ19 9MJ Keeper: Dr Stuart Thompson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M38 7SH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2020-01-22 Bonus Protection: Protected To: 00:00 21/06/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Stuart Thompson Policyholder Date of Birth: 19/10/2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Carl Barrett Driver Date of Birth: 28/10/19 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: D/8FZ7S2GW This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PJ19 9MJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21/06/2023 2Name of Policyholder: Dr Stuart Thompson 3Persons or classes of persons entitled to drive: Dr Stuart Thompson, Carl Barrett All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2020-01-226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Stuart Thompson Policy number: D/8FZ7S2GW Issue date: 10/04/24 Issued by: AdmiralAddress: Studio 93 Davies fort Lewisbury M38 7SH Reason for issue: Renewal Contact number: 029 2018574Email address: ujenkins@example.com Vehicle Details: Registration number: PJ19 9MJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M38 7SH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2020-01-22 Years No Claims Bonus: 14 To: 00:00 on 21/06/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Stuart Thompson , Carl Barrett Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,843.25 Policy Upgrade sub-total: £2,596.47 Insurance Premium Tax: £4,822.58 Total: £6,139.19Windscreen Cover Included Protected No Claims Bonus £2,596.47 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|D/8FZ7S2GW\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: D/8FZ7S2GW Issue Date: 10/04/24 Renewal Date: 2020-01-22 483881525 Dr Stuart Thompson Studio 93 Davies fort Lewisbury M38 7SH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2020-01-22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 10/04/24. Your Renewal Offer £6,139.19 Last Year's Premium £2,443.98 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2020-01-22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Stuart Thompson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,139.19 \| Payment Date: 17/03/20 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Stuart Thompson (FORD MUSTANG - PJ19 9MJ) 2020-01-22 to 21/06/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,139.19 Your Renewal Offer £6,139.19 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ujenkins@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	D/8FZ7S2GW	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21/06/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2020-01-22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Joanne, Information about your Documents. Policy Number : SULX-CN-YYOQBUC. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YM108XP Tracey Oliver 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Tracey Oliver Policy Number: SULX-CN-YYOQBUC Issue date: 17/10/2020 Address: Studio 96S Hunter ways Lake Staceystad L37 6QA Contact number: (0113) 496 0656Email address: stephanie18@example.com Vehicle Details: Registration number: YM108XP Keeper: Tracey Oliver Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L37 6QA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-07-10 Bonus Protection: Protected To: 00:00 Sunday 30 April, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Tracey Oliver Policyholder Date of Birth: Saturday 12 September, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Donna Johnston Driver Date of Birth: Fri 02 May, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: SULX-CN-YYOQBUC This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YM108XP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sunday 30 April, 2023 2Name of Policyholder: Tracey Oliver 3Persons or classes of persons entitled to drive: Tracey Oliver, Donna Johnston All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-07-106Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Tracey Oliver Policy number: SULX-CN-YYOQBUC Issue date: 17/10/2020 Issued by: AdmiralAddress: Studio 96S Hunter ways Lake Staceystad L37 6QA Reason for issue: Renewal Contact number: (0113) 496 0656Email address: stephanie18@example.com Vehicle Details: Registration number: YM108XP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L37 6QA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-07-10 Years No Claims Bonus: 14 To: 00:00 on Sunday 30 April, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Tracey Oliver , Donna Johnston Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £469.61 Policy Upgrade sub-total: £953.63 Insurance Premium Tax: £701.92 Total: £4,376.59Windscreen Cover Included Protected No Claims Bonus £953.63 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|SULX-CN-YYOQBUC\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: SULX-CN-YYOQBUC Issue Date: 17/10/2020 Renewal Date: 2019-07-10 483881525 Tracey Oliver Studio 96S Hunter ways Lake Staceystad L37 6QA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-07-10. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 17/10/2020. Your Renewal Offer £4,376.59 Last Year's Premium £3,202.25 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-07-10 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Tracey Oliver \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,376.59 \| Payment Date: Wednesday 05 March, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Tracey Oliver (FORD MUSTANG - YM108XP) 2019-07-10 to Sunday 30 April, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,376.59 Your Renewal Offer £4,376.59 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : stephanie18@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	SULX-CN-YYOQBUC	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sunday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-07-10	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Hayley, Information about your Documents. Policy Number : TYNEWGJLXCBS. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CM874RD Alexandra Young 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Alexandra Young Policy Number: TYNEWGJLXCBS Issue date: Saturday 08 May, 2021 Address: 235 Stephanie port East Tobyland S7 5AS Contact number: (0118) 4960745Email address: bensonclifford@example.com Vehicle Details: Registration number: CM874RD Keeper: Alexandra Young Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S7 5AS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 15 February, 2022 Bonus Protection: Protected To: 00:00 12/05/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Alexandra Young Policyholder Date of Birth: 2022-12-09 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Ruth Jones Driver Date of Birth: Sunday 08 September, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: TYNEWGJLXCBS This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CM874RD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 12/05/2022 2Name of Policyholder: Alexandra Young 3Persons or classes of persons entitled to drive: Alexandra Young, Ms Ruth Jones All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 15 February, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Alexandra Young Policy number: TYNEWGJLXCBS Issue date: Saturday 08 May, 2021 Issued by: AdmiralAddress: 235 Stephanie port East Tobyland S7 5AS Reason for issue: Renewal Contact number: (0118) 4960745Email address: bensonclifford@example.com Vehicle Details: Registration number: CM874RD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S7 5AS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 15 February, 2022 Years No Claims Bonus: 14 To: 00:00 on 12/05/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Alexandra Young , Ms Ruth Jones Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,396.68 Policy Upgrade sub-total: £5,287.85 Insurance Premium Tax: £2,547.23 Total: £2,793.65Windscreen Cover Included Protected No Claims Bonus £5,287.85 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|TYNEWGJLXCBS\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: TYNEWGJLXCBS Issue Date: Saturday 08 May, 2021 Renewal Date: 15 February, 2022 483881525 Alexandra Young 235 Stephanie port East Tobyland S7 5AS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 15 February, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Saturday 08 May, 2021. Your Renewal Offer £2,793.65 Last Year's Premium £675.11 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 15 February, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Alexandra Young \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,793.65 \| Payment Date: Mon 18 September, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Alexandra Young (FORD MUSTANG - CM874RD) 15 February, 2022 to 12/05/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,793.65 Your Renewal Offer £2,793.65 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : bensonclifford@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	TYNEWGJLXCBS	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	12/05/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	15 February, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Holly, Information about your Documents. Policy Number : 9QJ-01CBPX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CE91 9JL Mrs Louise Clark 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Louise Clark Policy Number: 9QJ-01CBPX Issue date: 10/11/2022 Address: Flat 8 Richards mall Douglasside EH77 0YZ Contact number: +441134960339Email address: ronald82@example.net Vehicle Details: Registration number: CE91 9JL Keeper: Mrs Louise Clark Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EH77 0YZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2022-11-12 Bonus Protection: Protected To: 00:00 04 January, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Louise Clark Policyholder Date of Birth: 18 February, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Tracy Gordon Driver Date of Birth: 20/02/24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 9QJ-01CBPX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CE91 9JL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 04 January, 2021 2Name of Policyholder: Mrs Louise Clark 3Persons or classes of persons entitled to drive: Mrs Louise Clark, Tracy Gordon All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2022-11-126Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Louise Clark Policy number: 9QJ-01CBPX Issue date: 10/11/2022 Issued by: AdmiralAddress: Flat 8 Richards mall Douglasside EH77 0YZ Reason for issue: Renewal Contact number: +441134960339Email address: ronald82@example.net Vehicle Details: Registration number: CE91 9JL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EH77 0YZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2022-11-12 Years No Claims Bonus: 14 To: 00:00 on 04 January, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Louise Clark , Tracy Gordon Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,072.39 Policy Upgrade sub-total: £2,759.65 Insurance Premium Tax: £8,717.66 Total: £7,624.45Windscreen Cover Included Protected No Claims Bonus £2,759.65 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|9QJ-01CBPX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 9QJ-01CBPX Issue Date: 10/11/2022 Renewal Date: 2022-11-12 483881525 Mrs Louise Clark Flat 8 Richards mall Douglasside EH77 0YZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2022-11-12. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 10/11/2022. Your Renewal Offer £7,624.45 Last Year's Premium £4,276.62 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2022-11-12 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Louise Clark \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,624.45 \| Payment Date: Monday 28 February, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Louise Clark (FORD MUSTANG - CE91 9JL) 2022-11-12 to 04 January, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,624.45 Your Renewal Offer £7,624.45 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ronald82@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	9QJ-01CBPX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	04	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2022-11-12	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Yvonne, Information about your Documents. Policy Number : 3W8MF1MA8M8FTHBBY14. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UC36 6PC Dr Cameron Thomas 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Cameron Thomas Policy Number: 3W8MF1MA8M8FTHBBY14 Issue date: Tuesday 21 June, 2022 Address: Flat 74n Whitehead stream North Stephenton SR3 3FY Contact number: +44(0)29 2018357Email address: edwardsstuart@example.com Vehicle Details: Registration number: UC36 6PC Keeper: Dr Cameron Thomas Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SR3 3FY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 11/03/20 Bonus Protection: Protected To: 00:00 08 July, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Cameron Thomas Policyholder Date of Birth: 10/09/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Judith West Driver Date of Birth: Monday 08 April, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 3W8MF1MA8M8FTHBBY14 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UC36 6PC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 08 July, 2021 2Name of Policyholder: Dr Cameron Thomas 3Persons or classes of persons entitled to drive: Dr Cameron Thomas, Judith West All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 11/03/206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Cameron Thomas Policy number: 3W8MF1MA8M8FTHBBY14 Issue date: Tuesday 21 June, 2022 Issued by: AdmiralAddress: Flat 74n Whitehead stream North Stephenton SR3 3FY Reason for issue: Renewal Contact number: +44(0)29 2018357Email address: edwardsstuart@example.com Vehicle Details: Registration number: UC36 6PC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SR3 3FY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 11/03/20 Years No Claims Bonus: 14 To: 00:00 on 08 July, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Cameron Thomas , Judith West Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,701.29 Policy Upgrade sub-total: £1,208.09 Insurance Premium Tax: £2,423.06 Total: £2,088.48Windscreen Cover Included Protected No Claims Bonus £1,208.09 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|3W8MF1MA8M8FTHBBY14\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 3W8MF1MA8M8FTHBBY14 Issue Date: Tuesday 21 June, 2022 Renewal Date: 11/03/20 483881525 Dr Cameron Thomas Flat 74n Whitehead stream North Stephenton SR3 3FY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 11/03/20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 21 June, 2022. Your Renewal Offer £2,088.48 Last Year's Premium £1,356.34 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 11/03/20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Cameron Thomas \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,088.48 \| Payment Date: 01/04/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Cameron Thomas (FORD MUSTANG - UC36 6PC) 11/03/20 to 08 July, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,088.48 Your Renewal Offer £2,088.48 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : edwardsstuart@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	3W8MF1MA8M8FTHBBY14	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	08	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	11/03/20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Paige, Information about your Documents. Policy Number : ZUEA0QIO5AD0LB56AHT. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UN76 8AF Gail Ali 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Gail Ali Policy Number: ZUEA0QIO5AD0LB56AHT Issue date: 2022-06-22 Address: 16 Jordan island Jasonview E9B 5FF Contact number: +441214960881Email address: hewittmelissa@example.com Vehicle Details: Registration number: UN76 8AF Keeper: Gail Ali Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E9B 5FF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Monday 23 September, 2024 Bonus Protection: Protected To: 00:00 03/10/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Gail Ali Policyholder Date of Birth: Tuesday 06 February, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Clifford Lloyd Driver Date of Birth: Saturday 23 July, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZUEA0QIO5AD0LB56AHT This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UN76 8AF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 03/10/2024 2Name of Policyholder: Gail Ali 3Persons or classes of persons entitled to drive: Gail Ali, Clifford Lloyd All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Monday 23 September, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Gail Ali Policy number: ZUEA0QIO5AD0LB56AHT Issue date: 2022-06-22 Issued by: AdmiralAddress: 16 Jordan island Jasonview E9B 5FF Reason for issue: Renewal Contact number: +441214960881Email address: hewittmelissa@example.com Vehicle Details: Registration number: UN76 8AF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E9B 5FF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Monday 23 September, 2024 Years No Claims Bonus: 14 To: 00:00 on 03/10/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Gail Ali , Clifford Lloyd Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,301.06 Policy Upgrade sub-total: £855.02 Insurance Premium Tax: £5,385.07 Total: £9,771.09Windscreen Cover Included Protected No Claims Bonus £855.02 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZUEA0QIO5AD0LB56AHT\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZUEA0QIO5AD0LB56AHT Issue Date: 2022-06-22 Renewal Date: Monday 23 September, 2024 483881525 Gail Ali 16 Jordan island Jasonview E9B 5FF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Monday 23 September, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2022-06-22. Your Renewal Offer £9,771.09 Last Year's Premium £3,250.70 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Monday 23 September, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Gail Ali \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,771.09 \| Payment Date: Friday 23 April, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Gail Ali (FORD MUSTANG - UN76 8AF) Monday 23 September, 2024 to 03/10/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,771.09 Your Renewal Offer £9,771.09 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hewittmelissa@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZUEA0QIO5AD0LB56AHT	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	03/10/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Monday 23 September, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Julie, Information about your Documents. Policy Number : wrzxyreohixaei. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CL922CG Josh Allen 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Josh Allen Policy Number: wrzxyreohixaei Issue date: 01 October, 2019 Address: 20 Watkins mountain Wilkinsonshire S8 2EJ Contact number: +44(0)1414960204Email address: hayley93@example.org Vehicle Details: Registration number: CL922CG Keeper: Josh Allen Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S8 2EJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 24 April, 2020 Bonus Protection: Protected To: 00:00 26/04/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Josh Allen Policyholder Date of Birth: 23 November, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Miss Victoria Alexander Driver Date of Birth: 06 September, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: wrzxyreohixaei This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CL922CG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 26/04/2023 2Name of Policyholder: Josh Allen 3Persons or classes of persons entitled to drive: Josh Allen, Miss Victoria Alexander All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 24 April, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Josh Allen Policy number: wrzxyreohixaei Issue date: 01 October, 2019 Issued by: AdmiralAddress: 20 Watkins mountain Wilkinsonshire S8 2EJ Reason for issue: Renewal Contact number: +44(0)1414960204Email address: hayley93@example.org Vehicle Details: Registration number: CL922CG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S8 2EJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 24 April, 2020 Years No Claims Bonus: 14 To: 00:00 on 26/04/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Josh Allen , Miss Victoria Alexander Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,543.58 Policy Upgrade sub-total: £5,879.82 Insurance Premium Tax: £1,451.61 Total: £7,459.29Windscreen Cover Included Protected No Claims Bonus £5,879.82 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|wrzxyreohixaei\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: wrzxyreohixaei Issue Date: 01 October, 2019 Renewal Date: Fri 24 April, 2020 483881525 Josh Allen 20 Watkins mountain Wilkinsonshire S8 2EJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 24 April, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 01 October, 2019. Your Renewal Offer £7,459.29 Last Year's Premium £2,921.40 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 24 April, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Josh Allen \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,459.29 \| Payment Date: 23/06/20 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Josh Allen (FORD MUSTANG - CL922CG) Fri 24 April, 2020 to 26/04/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,459.29 Your Renewal Offer £7,459.29 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hayley93@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	wrzxyreohixaei	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	26/04/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 24 April, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Patricia, Information about your Documents. Policy Number : A/8/.6K6. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MC76 7YV Mrs Irene Black 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Irene Black Policy Number: A/8/.6K6 Issue date: Thursday 21 March, 2024 Address: 70 Wilson summit Port Dominic HX7 0GD Contact number: +441632 960726Email address: rossturner@example.com Vehicle Details: Registration number: MC76 7YV Keeper: Mrs Irene Black Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HX7 0GD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 10 December, 2025 Bonus Protection: Protected To: 00:00 26/06/2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Irene Black Policyholder Date of Birth: 24/02/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Harry Pearce Driver Date of Birth: Sat 21 January, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: A/8/.6K6 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MC76 7YV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 26/06/2021 2Name of Policyholder: Mrs Irene Black 3Persons or classes of persons entitled to drive: Mrs Irene Black, Harry Pearce All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 10 December, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Irene Black Policy number: A/8/.6K6 Issue date: Thursday 21 March, 2024 Issued by: AdmiralAddress: 70 Wilson summit Port Dominic HX7 0GD Reason for issue: Renewal Contact number: +441632 960726Email address: rossturner@example.com Vehicle Details: Registration number: MC76 7YV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HX7 0GD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 10 December, 2025 Years No Claims Bonus: 14 To: 00:00 on 26/06/2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Irene Black , Harry Pearce Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,871.08 Policy Upgrade sub-total: £5,906.63 Insurance Premium Tax: £3,237.42 Total: £6,462.06Windscreen Cover Included Protected No Claims Bonus £5,906.63 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|A/8/.6K6\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: A/8/.6K6 Issue Date: Thursday 21 March, 2024 Renewal Date: Wednesday 10 December, 2025 483881525 Mrs Irene Black 70 Wilson summit Port Dominic HX7 0GD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 10 December, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thursday 21 March, 2024. Your Renewal Offer £6,462.06 Last Year's Premium £2,712.04 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 10 December, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Irene Black \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,462.06 \| Payment Date: 11/02/2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Irene Black (FORD MUSTANG - MC76 7YV) Wednesday 10 December, 2025 to 26/06/2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,462.06 Your Renewal Offer £6,462.06 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : rossturner@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	A/8/.6K6	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	26/06/2021	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 10 December, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Brandon, Information about your Documents. Policy Number : FG.Q6LA4I5KGYM. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EO79 4DZ Lawrence Gardiner 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Lawrence Gardiner Policy Number: FG.Q6LA4I5KGYM Issue date: Wednesday 22 January, 2025 Address: Flat 60 Gibbons pines North Maxview PA4 9TN Contact number: 01154960264Email address: dreed@example.com Vehicle Details: Registration number: EO79 4DZ Keeper: Lawrence Gardiner Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PA4 9TN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 23 May, 2024 Bonus Protection: Protected To: 00:00 07/02/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Lawrence Gardiner Policyholder Date of Birth: 21/03/19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Donna Francis Driver Date of Birth: Fri 18 April, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: FG.Q6LA4I5KGYM This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EO79 4DZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 07/02/2024 2Name of Policyholder: Lawrence Gardiner 3Persons or classes of persons entitled to drive: Lawrence Gardiner, Donna Francis All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 23 May, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Lawrence Gardiner Policy number: FG.Q6LA4I5KGYM Issue date: Wednesday 22 January, 2025 Issued by: AdmiralAddress: Flat 60 Gibbons pines North Maxview PA4 9TN Reason for issue: Renewal Contact number: 01154960264Email address: dreed@example.com Vehicle Details: Registration number: EO79 4DZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PA4 9TN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 23 May, 2024 Years No Claims Bonus: 14 To: 00:00 on 07/02/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Lawrence Gardiner , Donna Francis Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £803.12 Policy Upgrade sub-total: £7,157.94 Insurance Premium Tax: £2,955.12 Total: £4,808.50Windscreen Cover Included Protected No Claims Bonus £7,157.94 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|FG.Q6LA4I5KGYM\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: FG.Q6LA4I5KGYM Issue Date: Wednesday 22 January, 2025 Renewal Date: 23 May, 2024 483881525 Lawrence Gardiner Flat 60 Gibbons pines North Maxview PA4 9TN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 23 May, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 22 January, 2025. Your Renewal Offer £4,808.50 Last Year's Premium £5,387.37 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 23 May, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Lawrence Gardiner \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,808.50 \| Payment Date: Tuesday 10 November, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Lawrence Gardiner (FORD MUSTANG - EO79 4DZ) 23 May, 2024 to 07/02/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,808.50 Your Renewal Offer £4,808.50 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dreed@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	FG.Q6LA4I5KGYM	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	07/02/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	23 May, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Arthur, Information about your Documents. Policy Number : 5/NIOBDVZ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MH98 7LA Frederick Wong 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Frederick Wong Policy Number: 5/NIOBDVZ Issue date: 14/02/20 Address: 501 Geoffrey river West Elizabethborough TW6R 4RP Contact number: +449098790552Email address: hicksjessica@example.org Vehicle Details: Registration number: MH98 7LA Keeper: Frederick Wong Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TW6R 4RP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 24/07/20 Bonus Protection: Protected To: 00:00 12 July, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Frederick Wong Policyholder Date of Birth: 2022-01-21 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Christopher Holden Driver Date of Birth: 18/11/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 5/NIOBDVZ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MH98 7LA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 12 July, 2025 2Name of Policyholder: Frederick Wong 3Persons or classes of persons entitled to drive: Frederick Wong, Dr Christopher Holden All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 24/07/206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Frederick Wong Policy number: 5/NIOBDVZ Issue date: 14/02/20 Issued by: AdmiralAddress: 501 Geoffrey river West Elizabethborough TW6R 4RP Reason for issue: Renewal Contact number: +449098790552Email address: hicksjessica@example.org Vehicle Details: Registration number: MH98 7LA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TW6R 4RP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 24/07/20 Years No Claims Bonus: 14 To: 00:00 on 12 July, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Frederick Wong , Dr Christopher Holden Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £456.97 Policy Upgrade sub-total: £1,260.95 Insurance Premium Tax: £9,280.61 Total: £3,580.83Windscreen Cover Included Protected No Claims Bonus £1,260.95 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|5/NIOBDVZ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 5/NIOBDVZ Issue Date: 14/02/20 Renewal Date: 24/07/20 483881525 Frederick Wong 501 Geoffrey river West Elizabethborough TW6R 4RP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 24/07/20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14/02/20. Your Renewal Offer £3,580.83 Last Year's Premium £5,863.28 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 24/07/20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Frederick Wong \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,580.83 \| Payment Date: 01 November, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Frederick Wong (FORD MUSTANG - MH98 7LA) 24/07/20 to 12 July, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,580.83 Your Renewal Offer £3,580.83 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hicksjessica@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	5/NIOBDVZ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	12	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	24/07/20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Danny, Information about your Documents. Policy Number : NB._VIP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LM558UG Sharon Johnson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Sharon Johnson Policy Number: NB._VIP Issue date: 25/02/2022 Address: Studio 3 Hudson light Kerrport B44 8NX Contact number: 01214960762Email address: peterbarnes@example.org Vehicle Details: Registration number: LM558UG Keeper: Sharon Johnson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B44 8NX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 11 January, 2023 Bonus Protection: Protected To: 00:00 2023-12-23 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Sharon Johnson Policyholder Date of Birth: 31/01/26 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Helen White-Smart Driver Date of Birth: 10 October, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: NB._VIP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LM558UG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-12-23 2Name of Policyholder: Sharon Johnson 3Persons or classes of persons entitled to drive: Sharon Johnson, Helen White-Smart All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 11 January, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Sharon Johnson Policy number: NB._VIP Issue date: 25/02/2022 Issued by: AdmiralAddress: Studio 3 Hudson light Kerrport B44 8NX Reason for issue: Renewal Contact number: 01214960762Email address: peterbarnes@example.org Vehicle Details: Registration number: LM558UG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B44 8NX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 11 January, 2023 Years No Claims Bonus: 14 To: 00:00 on 2023-12-23 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Sharon Johnson , Helen White-Smart Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,264.24 Policy Upgrade sub-total: £6,883.84 Insurance Premium Tax: £2,891.79 Total: £7,938.13Windscreen Cover Included Protected No Claims Bonus £6,883.84 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|NB._VIP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: NB._VIP Issue Date: 25/02/2022 Renewal Date: Wed 11 January, 2023 483881525 Sharon Johnson Studio 3 Hudson light Kerrport B44 8NX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 11 January, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 25/02/2022. Your Renewal Offer £7,938.13 Last Year's Premium £6,392.46 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 11 January, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Sharon Johnson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,938.13 \| Payment Date: 2024-12-09 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Sharon Johnson (FORD MUSTANG - LM558UG) Wed 11 January, 2023 to 2023-12-23 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,938.13 Your Renewal Offer £7,938.13 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : peterbarnes@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	NB._VIP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-12-23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 11 January, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jessica, Information about your Documents. Policy Number : bd-.es./s-xhl. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OS162ZD Terry Powell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Terry Powell Policy Number: bd-.es./s-xhl Issue date: Mon 21 December, 2020 Address: 9 Scott trail Port Wendy LA0R 3PU Contact number: (0116) 4960579Email address: taylornicola@example.com Vehicle Details: Registration number: OS162ZD Keeper: Terry Powell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LA0R 3PU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-09-23 Bonus Protection: Protected To: 00:00 31/03/2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Terry Powell Policyholder Date of Birth: 2025-10-04 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Vincent Andrews Driver Date of Birth: 14/04/2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: bd-.es./s-xhl This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OS162ZD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 31/03/2021 2Name of Policyholder: Terry Powell 3Persons or classes of persons entitled to drive: Terry Powell, Vincent Andrews All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-09-236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Terry Powell Policy number: bd-.es./s-xhl Issue date: Mon 21 December, 2020 Issued by: AdmiralAddress: 9 Scott trail Port Wendy LA0R 3PU Reason for issue: Renewal Contact number: (0116) 4960579Email address: taylornicola@example.com Vehicle Details: Registration number: OS162ZD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LA0R 3PU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-09-23 Years No Claims Bonus: 14 To: 00:00 on 31/03/2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Terry Powell , Vincent Andrews Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,703.96 Policy Upgrade sub-total: £4,348.47 Insurance Premium Tax: £5,916.04 Total: £6,248.80Windscreen Cover Included Protected No Claims Bonus £4,348.47 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|bd-.es./s-xhl\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: bd-.es./s-xhl Issue Date: Mon 21 December, 2020 Renewal Date: 2019-09-23 483881525 Terry Powell 9 Scott trail Port Wendy LA0R 3PU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-09-23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Mon 21 December, 2020. Your Renewal Offer £6,248.80 Last Year's Premium £5,598.14 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-09-23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Terry Powell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,248.80 \| Payment Date: 2022-09-20 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Terry Powell (FORD MUSTANG - OS162ZD) 2019-09-23 to 31/03/2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,248.80 Your Renewal Offer £6,248.80 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : taylornicola@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	bd-.es./s-xhl	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	31/03/2021	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-09-23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Diane, Information about your Documents. Policy Number : autem-facilis-quasi. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NH50 1BP Mr Kenneth Tucker 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Kenneth Tucker Policy Number: autem-facilis-quasi Issue date: Thursday 09 April, 2020 Address: Studio 33h Payne alley New Antony L2E 0UG Contact number: 020 7946 0644Email address: qtaylor@example.org Vehicle Details: Registration number: NH50 1BP Keeper: Mr Kenneth Tucker Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L2E 0UG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 24/06/25 Bonus Protection: Protected To: 00:00 05/05/19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Kenneth Tucker Policyholder Date of Birth: Fri 25 March, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Miss Mary Hayward Driver Date of Birth: Sat 07 May, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: autem-facilis-quasi This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NH50 1BP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 05/05/19 2Name of Policyholder: Mr Kenneth Tucker 3Persons or classes of persons entitled to drive: Mr Kenneth Tucker, Miss Mary Hayward All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 24/06/256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Kenneth Tucker Policy number: autem-facilis-quasi Issue date: Thursday 09 April, 2020 Issued by: AdmiralAddress: Studio 33h Payne alley New Antony L2E 0UG Reason for issue: Renewal Contact number: 020 7946 0644Email address: qtaylor@example.org Vehicle Details: Registration number: NH50 1BP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L2E 0UG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 24/06/25 Years No Claims Bonus: 14 To: 00:00 on 05/05/19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Kenneth Tucker , Miss Mary Hayward Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,283.53 Policy Upgrade sub-total: £4,318.71 Insurance Premium Tax: £1,923.08 Total: £9,442.99Windscreen Cover Included Protected No Claims Bonus £4,318.71 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|autem-facilis-quasi\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: autem-facilis-quasi Issue Date: Thursday 09 April, 2020 Renewal Date: 24/06/25 483881525 Mr Kenneth Tucker Studio 33h Payne alley New Antony L2E 0UG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 24/06/25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thursday 09 April, 2020. Your Renewal Offer £9,442.99 Last Year's Premium £8,995.58 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 24/06/25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Kenneth Tucker \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,442.99 \| Payment Date: 02 October, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Kenneth Tucker (FORD MUSTANG - NH50 1BP) 24/06/25 to 05/05/19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,442.99 Your Renewal Offer £9,442.99 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : qtaylor@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	autem-facilis-quasi	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	05/05/19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	24/06/25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Eric, Information about your Documents. Policy Number : 59/E/-Q.8IU83FU2/HYO.HN2. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HE528YO Owen Hall 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Owen Hall Policy Number: 59/E/-Q.8IU83FU2/HYO.HN2 Issue date: 04/03/21 Address: Studio 03 Jones greens Port Christineside NE9 1JQ Contact number: +443069990201Email address: kevinlewis@example.net Vehicle Details: Registration number: HE528YO Keeper: Owen Hall Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NE9 1JQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2023-07-15 Bonus Protection: Protected To: 00:00 Mon 23 August, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Owen Hall Policyholder Date of Birth: 2021-11-15 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Danny Morgan Driver Date of Birth: 26 July, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 59/E/-Q.8IU83FU2/HYO.HN2 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HE528YO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Mon 23 August, 2021 2Name of Policyholder: Owen Hall 3Persons or classes of persons entitled to drive: Owen Hall, Dr Danny Morgan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2023-07-156Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Owen Hall Policy number: 59/E/-Q.8IU83FU2/HYO.HN2 Issue date: 04/03/21 Issued by: AdmiralAddress: Studio 03 Jones greens Port Christineside NE9 1JQ Reason for issue: Renewal Contact number: +443069990201Email address: kevinlewis@example.net Vehicle Details: Registration number: HE528YO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NE9 1JQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2023-07-15 Years No Claims Bonus: 14 To: 00:00 on Mon 23 August, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Owen Hall , Dr Danny Morgan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,269.33 Policy Upgrade sub-total: £9,450.29 Insurance Premium Tax: £9,658.95 Total: £5,343.32Windscreen Cover Included Protected No Claims Bonus £9,450.29 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|59/E/-Q.8IU83FU2/HYO.HN2\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 59/E/-Q.8IU83FU2/HYO.HN2 Issue Date: 04/03/21 Renewal Date: 2023-07-15 483881525 Owen Hall Studio 03 Jones greens Port Christineside NE9 1JQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2023-07-15. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 04/03/21. Your Renewal Offer £5,343.32 Last Year's Premium £4,081.19 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2023-07-15 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Owen Hall \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,343.32 \| Payment Date: 21/02/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Owen Hall (FORD MUSTANG - HE528YO) 2023-07-15 to Mon 23 August, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,343.32 Your Renewal Offer £5,343.32 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kevinlewis@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	59/E/-Q.8IU83FU2/HYO.HN2	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Mon	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2023-07-15	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Karl, Information about your Documents. Policy Number : z.kjmyottpg. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CY018ME Dr Jason Williams 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Jason Williams Policy Number: z.kjmyottpg Issue date: Sun 27 September, 2020 Address: Flat 78t Gary plains Stokeshaven L40 7GQ Contact number: (0161)4960602Email address: davismohammad@example.com Vehicle Details: Registration number: CY018ME Keeper: Dr Jason Williams Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L40 7GQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Saturday 13 April, 2019 Bonus Protection: Protected To: 00:00 11 December, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Jason Williams Policyholder Date of Birth: Sun 21 September, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Lesley Smith Driver Date of Birth: 2021-06-17 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: z.kjmyottpg This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CY018ME or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 11 December, 2021 2Name of Policyholder: Dr Jason Williams 3Persons or classes of persons entitled to drive: Dr Jason Williams, Ms Lesley Smith All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Saturday 13 April, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Jason Williams Policy number: z.kjmyottpg Issue date: Sun 27 September, 2020 Issued by: AdmiralAddress: Flat 78t Gary plains Stokeshaven L40 7GQ Reason for issue: Renewal Contact number: (0161)4960602Email address: davismohammad@example.com Vehicle Details: Registration number: CY018ME Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L40 7GQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Saturday 13 April, 2019 Years No Claims Bonus: 14 To: 00:00 on 11 December, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Jason Williams , Ms Lesley Smith Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,854.04 Policy Upgrade sub-total: £2,021.52 Insurance Premium Tax: £2,963.42 Total: £3,990.53Windscreen Cover Included Protected No Claims Bonus £2,021.52 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|z.kjmyottpg\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: z.kjmyottpg Issue Date: Sun 27 September, 2020 Renewal Date: Saturday 13 April, 2019 483881525 Dr Jason Williams Flat 78t Gary plains Stokeshaven L40 7GQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Saturday 13 April, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 27 September, 2020. Your Renewal Offer £3,990.53 Last Year's Premium £3,113.03 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Saturday 13 April, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Jason Williams \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,990.53 \| Payment Date: 29/10/19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Jason Williams (FORD MUSTANG - CY018ME) Saturday 13 April, 2019 to 11 December, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,990.53 Your Renewal Offer £3,990.53 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : davismohammad@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	z.kjmyottpg	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	11	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Saturday 13 April, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ruth, Information about your Documents. Policy Number : 1X-LCYLRU. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SE82 4FL Grace Hamilton 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Grace Hamilton Policy Number: 1X-LCYLRU Issue date: 24/02/20 Address: Flat 22e Rita valleys South Joanna B6 8TH Contact number: +44808 1570010Email address: laurenwalker@example.com Vehicle Details: Registration number: SE82 4FL Keeper: Grace Hamilton Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B6 8TH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2024-12-09 Bonus Protection: Protected To: 00:00 2022-11-30 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Grace Hamilton Policyholder Date of Birth: 24 May, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Wayne Wallace-Fox Driver Date of Birth: 15 August, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 1X-LCYLRU This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SE82 4FL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2022-11-30 2Name of Policyholder: Grace Hamilton 3Persons or classes of persons entitled to drive: Grace Hamilton, Wayne Wallace-Fox All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2024-12-096Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Grace Hamilton Policy number: 1X-LCYLRU Issue date: 24/02/20 Issued by: AdmiralAddress: Flat 22e Rita valleys South Joanna B6 8TH Reason for issue: Renewal Contact number: +44808 1570010Email address: laurenwalker@example.com Vehicle Details: Registration number: SE82 4FL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B6 8TH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2024-12-09 Years No Claims Bonus: 14 To: 00:00 on 2022-11-30 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Grace Hamilton , Wayne Wallace-Fox Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £869.94 Policy Upgrade sub-total: £2,408.58 Insurance Premium Tax: £5,699.19 Total: £8,611.64Windscreen Cover Included Protected No Claims Bonus £2,408.58 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|1X-LCYLRU\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 1X-LCYLRU Issue Date: 24/02/20 Renewal Date: 2024-12-09 483881525 Grace Hamilton Flat 22e Rita valleys South Joanna B6 8TH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2024-12-09. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 24/02/20. Your Renewal Offer £8,611.64 Last Year's Premium £6,034.50 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2024-12-09 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Grace Hamilton \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,611.64 \| Payment Date: 2025-01-27 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Grace Hamilton (FORD MUSTANG - SE82 4FL) 2024-12-09 to 2022-11-30 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,611.64 Your Renewal Offer £8,611.64 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : laurenwalker@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	1X-LCYLRU	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2022-11-30	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2024-12-09	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Terry, Information about your Documents. Policy Number : co.beqdibkb. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HO200HU Stacey Potter-Bennett 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Stacey Potter-Bennett Policy Number: co.beqdibkb Issue date: 20 November, 2024 Address: 84 Rebecca camp East Hazelport AB5W 1DJ Contact number: +441154960255Email address: cstone@example.net Vehicle Details: Registration number: HO200HU Keeper: Stacey Potter-Bennett Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AB5W 1DJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 08/04/2022 Bonus Protection: Protected To: 00:00 Sunday 31 July, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Stacey Potter-Bennett Policyholder Date of Birth: 26/12/2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Christine Connolly Driver Date of Birth: 12 January, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: co.beqdibkb This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HO200HU or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sunday 31 July, 2022 2Name of Policyholder: Stacey Potter-Bennett 3Persons or classes of persons entitled to drive: Stacey Potter-Bennett, Christine Connolly All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 08/04/20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Stacey Potter-Bennett Policy number: co.beqdibkb Issue date: 20 November, 2024 Issued by: AdmiralAddress: 84 Rebecca camp East Hazelport AB5W 1DJ Reason for issue: Renewal Contact number: +441154960255Email address: cstone@example.net Vehicle Details: Registration number: HO200HU Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AB5W 1DJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 08/04/2022 Years No Claims Bonus: 14 To: 00:00 on Sunday 31 July, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Stacey Potter-Bennett , Christine Connolly Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,460.47 Policy Upgrade sub-total: £7,720.99 Insurance Premium Tax: £399.09 Total: £8,361.82Windscreen Cover Included Protected No Claims Bonus £7,720.99 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|co.beqdibkb\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: co.beqdibkb Issue Date: 20 November, 2024 Renewal Date: 08/04/2022 483881525 Stacey Potter-Bennett 84 Rebecca camp East Hazelport AB5W 1DJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 08/04/2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 20 November, 2024. Your Renewal Offer £8,361.82 Last Year's Premium £8,967.23 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 08/04/2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Stacey Potter-Bennett \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,361.82 \| Payment Date: 2022-03-02 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Stacey Potter-Bennett (FORD MUSTANG - HO200HU) 08/04/2022 to Sunday 31 July, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,361.82 Your Renewal Offer £8,361.82 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : cstone@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	co.beqdibkb	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sunday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	08/04/2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mohammed, Information about your Documents. Policy Number : vhhu-xmaerrraenb-tm. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FY79 1SY Abbie Walker-Warner 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Abbie Walker-Warner Policy Number: vhhu-xmaerrraenb-tm Issue date: Sun 04 May, 2025 Address: 6 Stokes alley East Ashleyland PO8P 0YH Contact number: +44(0)121 4960113Email address: robertscarly@example.com Vehicle Details: Registration number: FY79 1SY Keeper: Abbie Walker-Warner Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PO8P 0YH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 12 May, 2021 Bonus Protection: Protected To: 00:00 2025-05-16 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Abbie Walker-Warner Policyholder Date of Birth: Sat 13 April, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Kevin Smith Driver Date of Birth: 06/02/26 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: vhhu-xmaerrraenb-tm This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FY79 1SY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-05-16 2Name of Policyholder: Abbie Walker-Warner 3Persons or classes of persons entitled to drive: Abbie Walker-Warner, Dr Kevin Smith All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 12 May, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Abbie Walker-Warner Policy number: vhhu-xmaerrraenb-tm Issue date: Sun 04 May, 2025 Issued by: AdmiralAddress: 6 Stokes alley East Ashleyland PO8P 0YH Reason for issue: Renewal Contact number: +44(0)121 4960113Email address: robertscarly@example.com Vehicle Details: Registration number: FY79 1SY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PO8P 0YH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 12 May, 2021 Years No Claims Bonus: 14 To: 00:00 on 2025-05-16 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Abbie Walker-Warner , Dr Kevin Smith Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,418.40 Policy Upgrade sub-total: £5,107.51 Insurance Premium Tax: £3,065.76 Total: £2,125.60Windscreen Cover Included Protected No Claims Bonus £5,107.51 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|vhhu-xmaerrraenb-tm\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: vhhu-xmaerrraenb-tm Issue Date: Sun 04 May, 2025 Renewal Date: Wednesday 12 May, 2021 483881525 Abbie Walker-Warner 6 Stokes alley East Ashleyland PO8P 0YH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 12 May, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 04 May, 2025. Your Renewal Offer £2,125.60 Last Year's Premium £79.39 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 12 May, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Abbie Walker-Warner \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,125.60 \| Payment Date: 2021-07-11 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Abbie Walker-Warner (FORD MUSTANG - FY79 1SY) Wednesday 12 May, 2021 to 2025-05-16 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,125.60 Your Renewal Offer £2,125.60 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : robertscarly@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	vhhu-xmaerrraenb-tm	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-05-16	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 12 May, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Christian, Information about your Documents. Policy Number : oaohn.mtldhcdqcaysr-kf. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) ED737VA Mr Justin McLean 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Justin McLean Policy Number: oaohn.mtldhcdqcaysr-kf Issue date: 2020-07-19 Address: Flat 06 Green squares Trevorton EC35 3TA Contact number: +44(0)141 496 0323Email address: thenderson@example.net Vehicle Details: Registration number: ED737VA Keeper: Mr Justin McLean Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EC35 3TA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2023-12-23 Bonus Protection: Protected To: 00:00 2024-08-16 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Justin McLean Policyholder Date of Birth: 2020-03-17 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Conor Begum Driver Date of Birth: Sun 20 November, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: oaohn.mtldhcdqcaysr-kf This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: ED737VA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2024-08-16 2Name of Policyholder: Mr Justin McLean 3Persons or classes of persons entitled to drive: Mr Justin McLean, Mr Conor Begum All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2023-12-236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Justin McLean Policy number: oaohn.mtldhcdqcaysr-kf Issue date: 2020-07-19 Issued by: AdmiralAddress: Flat 06 Green squares Trevorton EC35 3TA Reason for issue: Renewal Contact number: +44(0)141 496 0323Email address: thenderson@example.net Vehicle Details: Registration number: ED737VA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EC35 3TA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2023-12-23 Years No Claims Bonus: 14 To: 00:00 on 2024-08-16 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Justin McLean , Mr Conor Begum Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,988.93 Policy Upgrade sub-total: £4,952.16 Insurance Premium Tax: £1,028.34 Total: £5,068.15Windscreen Cover Included Protected No Claims Bonus £4,952.16 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|oaohn.mtldhcdqcaysr-kf\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: oaohn.mtldhcdqcaysr-kf Issue Date: 2020-07-19 Renewal Date: 2023-12-23 483881525 Mr Justin McLean Flat 06 Green squares Trevorton EC35 3TA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2023-12-23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2020-07-19. Your Renewal Offer £5,068.15 Last Year's Premium £172.78 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2023-12-23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Justin McLean \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,068.15 \| Payment Date: 30 December, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Justin McLean (FORD MUSTANG - ED737VA) 2023-12-23 to 2024-08-16 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,068.15 Your Renewal Offer £5,068.15 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : thenderson@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	oaohn.mtldhcdqcaysr-kf	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2024-08-16	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2023-12-23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Norman, Information about your Documents. Policy Number : 6VS.FEBUY. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XO55 6FS Grace Evans 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Grace Evans Policy Number: 6VS.FEBUY Issue date: 03/02/2024 Address: 49 Duncan haven Valerieberg OL0V 4UR Contact number: +44(0)9098790099Email address: julieedwards@example.org Vehicle Details: Registration number: XO55 6FS Keeper: Grace Evans Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: OL0V 4UR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2022-11-21 Bonus Protection: Protected To: 00:00 Sun 07 July, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Grace Evans Policyholder Date of Birth: Tuesday 17 February, 2026 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Gillian Baldwin Driver Date of Birth: Friday 07 August, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 6VS.FEBUY This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XO55 6FS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 07 July, 2019 2Name of Policyholder: Grace Evans 3Persons or classes of persons entitled to drive: Grace Evans, Mrs Gillian Baldwin All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2022-11-216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Grace Evans Policy number: 6VS.FEBUY Issue date: 03/02/2024 Issued by: AdmiralAddress: 49 Duncan haven Valerieberg OL0V 4UR Reason for issue: Renewal Contact number: +44(0)9098790099Email address: julieedwards@example.org Vehicle Details: Registration number: XO55 6FS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: OL0V 4UR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2022-11-21 Years No Claims Bonus: 14 To: 00:00 on Sun 07 July, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Grace Evans , Mrs Gillian Baldwin Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,031.39 Policy Upgrade sub-total: £601.53 Insurance Premium Tax: £5,748.36 Total: £5,707.84Windscreen Cover Included Protected No Claims Bonus £601.53 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|6VS.FEBUY\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 6VS.FEBUY Issue Date: 03/02/2024 Renewal Date: 2022-11-21 483881525 Grace Evans 49 Duncan haven Valerieberg OL0V 4UR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2022-11-21. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03/02/2024. Your Renewal Offer £5,707.84 Last Year's Premium £7,285.62 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2022-11-21 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Grace Evans \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,707.84 \| Payment Date: 2024-01-26 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Grace Evans (FORD MUSTANG - XO55 6FS) 2022-11-21 to Sun 07 July, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,707.84 Your Renewal Offer £5,707.84 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : julieedwards@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	6VS.FEBUY	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2022-11-21	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Natalie, Information about your Documents. Policy Number : QYQ3O1DJGGY. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YT94 7ZO Lucy Byrne 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Lucy Byrne Policy Number: QYQ3O1DJGGY Issue date: 23/05/21 Address: Studio 34Z Lamb alley New Bradleyville B13 9RD Contact number: +441314960345Email address: xoliver@example.org Vehicle Details: Registration number: YT94 7ZO Keeper: Lucy Byrne Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B13 9RD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Friday 16 December, 2022 Bonus Protection: Protected To: 00:00 31/01/2026 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Lucy Byrne Policyholder Date of Birth: Thu 02 December, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Hayley Rogers Driver Date of Birth: Monday 31 July, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: QYQ3O1DJGGY This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YT94 7ZO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 31/01/2026 2Name of Policyholder: Lucy Byrne 3Persons or classes of persons entitled to drive: Lucy Byrne, Hayley Rogers All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Friday 16 December, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Lucy Byrne Policy number: QYQ3O1DJGGY Issue date: 23/05/21 Issued by: AdmiralAddress: Studio 34Z Lamb alley New Bradleyville B13 9RD Reason for issue: Renewal Contact number: +441314960345Email address: xoliver@example.org Vehicle Details: Registration number: YT94 7ZO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B13 9RD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Friday 16 December, 2022 Years No Claims Bonus: 14 To: 00:00 on 31/01/2026 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Lucy Byrne , Hayley Rogers Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,091.62 Policy Upgrade sub-total: £474.02 Insurance Premium Tax: £7,170.93 Total: £6,396.89Windscreen Cover Included Protected No Claims Bonus £474.02 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|QYQ3O1DJGGY\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: QYQ3O1DJGGY Issue Date: 23/05/21 Renewal Date: Friday 16 December, 2022 483881525 Lucy Byrne Studio 34Z Lamb alley New Bradleyville B13 9RD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Friday 16 December, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23/05/21. Your Renewal Offer £6,396.89 Last Year's Premium £4,081.51 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Friday 16 December, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Lucy Byrne \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,396.89 \| Payment Date: 2024-03-11 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Lucy Byrne (FORD MUSTANG - YT94 7ZO) Friday 16 December, 2022 to 31/01/2026 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,396.89 Your Renewal Offer £6,396.89 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : xoliver@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	QYQ3O1DJGGY	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	31/01/2026	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Friday 16 December, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gemma, Information about your Documents. Policy Number : F13DC_1RFE/1/M5KSX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CS91 3DJ Luke Pearce 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Luke Pearce Policy Number: F13DC_1RFE/1/M5KSX Issue date: 03/09/2020 Address: Flat 93 Mary trail South Leannestad WF6N 8JA Contact number: (029)2018093Email address: jadelewis@example.com Vehicle Details: Registration number: CS91 3DJ Keeper: Luke Pearce Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WF6N 8JA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 21 June, 2020 Bonus Protection: Protected To: 00:00 Tuesday 29 July, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Luke Pearce Policyholder Date of Birth: Tue 28 May, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Lawrence Miller Driver Date of Birth: 03 November, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: F13DC_1RFE/1/M5KSX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CS91 3DJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tuesday 29 July, 2025 2Name of Policyholder: Luke Pearce 3Persons or classes of persons entitled to drive: Luke Pearce, Lawrence Miller All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 21 June, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Luke Pearce Policy number: F13DC_1RFE/1/M5KSX Issue date: 03/09/2020 Issued by: AdmiralAddress: Flat 93 Mary trail South Leannestad WF6N 8JA Reason for issue: Renewal Contact number: (029)2018093Email address: jadelewis@example.com Vehicle Details: Registration number: CS91 3DJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WF6N 8JA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 21 June, 2020 Years No Claims Bonus: 14 To: 00:00 on Tuesday 29 July, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Luke Pearce , Lawrence Miller Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,367.48 Policy Upgrade sub-total: £8,973.42 Insurance Premium Tax: £2,772.35 Total: £1,744.50Windscreen Cover Included Protected No Claims Bonus £8,973.42 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|F13DC_1RFE/1/M5KSX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: F13DC_1RFE/1/M5KSX Issue Date: 03/09/2020 Renewal Date: 21 June, 2020 483881525 Luke Pearce Flat 93 Mary trail South Leannestad WF6N 8JA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 21 June, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03/09/2020. Your Renewal Offer £1,744.50 Last Year's Premium £6,109.87 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 21 June, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Luke Pearce \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,744.50 \| Payment Date: Friday 30 September, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Luke Pearce (FORD MUSTANG - CS91 3DJ) 21 June, 2020 to Tuesday 29 July, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,744.50 Your Renewal Offer £1,744.50 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jadelewis@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	F13DC_1RFE/1/M5KSX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tuesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	21 June, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Hayley, Information about your Documents. Policy Number : 6_Q-PTSII_HSGW/77DJ.U5. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VE80 4VH Eric Burke 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Eric Burke Policy Number: 6_Q-PTSII_HSGW/77DJ.U5 Issue date: 2025-03-18 Address: Flat 32 Smith path East Oliverton AL29 8PA Contact number: +44(0)292018684Email address: ojames@example.com Vehicle Details: Registration number: VE80 4VH Keeper: Eric Burke Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AL29 8PA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 06 June, 2019 Bonus Protection: Protected To: 00:00 05/03/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Eric Burke Policyholder Date of Birth: 26/07/2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Stephanie Cross Driver Date of Birth: Wed 18 November, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 6_Q-PTSII_HSGW/77DJ.U5 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VE80 4VH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 05/03/24 2Name of Policyholder: Eric Burke 3Persons or classes of persons entitled to drive: Eric Burke, Stephanie Cross All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 06 June, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Eric Burke Policy number: 6_Q-PTSII_HSGW/77DJ.U5 Issue date: 2025-03-18 Issued by: AdmiralAddress: Flat 32 Smith path East Oliverton AL29 8PA Reason for issue: Renewal Contact number: +44(0)292018684Email address: ojames@example.com Vehicle Details: Registration number: VE80 4VH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AL29 8PA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 06 June, 2019 Years No Claims Bonus: 14 To: 00:00 on 05/03/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Eric Burke , Stephanie Cross Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,530.37 Policy Upgrade sub-total: £5,510.32 Insurance Premium Tax: £7,424.27 Total: £2,239.60Windscreen Cover Included Protected No Claims Bonus £5,510.32 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|6_Q-PTSII_HSGW/77DJ.U5\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 6_Q-PTSII_HSGW/77DJ.U5 Issue Date: 2025-03-18 Renewal Date: Thursday 06 June, 2019 483881525 Eric Burke Flat 32 Smith path East Oliverton AL29 8PA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 06 June, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2025-03-18. Your Renewal Offer £2,239.60 Last Year's Premium £4,944.03 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 06 June, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Eric Burke \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,239.60 \| Payment Date: 06/01/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Eric Burke (FORD MUSTANG - VE80 4VH) Thursday 06 June, 2019 to 05/03/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,239.60 Your Renewal Offer £2,239.60 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ojames@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	6_Q-PTSII_HSGW/77DJ.U5	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	05/03/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 06 June, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ian, Information about your Documents. Policy Number : GOU/.ESRNMSP-PPMGMNNT/P. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) ER604RX Mr Cameron McDonald 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Cameron McDonald Policy Number: GOU/.ESRNMSP-PPMGMNNT/P Issue date: 27/11/2019 Address: 5 Dawson parkways Rickyton EN5 8PJ Contact number: +442074960488Email address: elliewhite@example.com Vehicle Details: Registration number: ER604RX Keeper: Mr Cameron McDonald Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EN5 8PJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 08/12/25 Bonus Protection: Protected To: 00:00 2023-08-04 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Cameron McDonald Policyholder Date of Birth: 2020-11-26 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Liam Rice Driver Date of Birth: Friday 08 November, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: GOU/.ESRNMSP-PPMGMNNT/P This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: ER604RX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-08-04 2Name of Policyholder: Mr Cameron McDonald 3Persons or classes of persons entitled to drive: Mr Cameron McDonald, Liam Rice All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 08/12/256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Cameron McDonald Policy number: GOU/.ESRNMSP-PPMGMNNT/P Issue date: 27/11/2019 Issued by: AdmiralAddress: 5 Dawson parkways Rickyton EN5 8PJ Reason for issue: Renewal Contact number: +442074960488Email address: elliewhite@example.com Vehicle Details: Registration number: ER604RX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EN5 8PJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 08/12/25 Years No Claims Bonus: 14 To: 00:00 on 2023-08-04 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Cameron McDonald , Liam Rice Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £239.35 Policy Upgrade sub-total: £2,283.41 Insurance Premium Tax: £1,286.64 Total: £1,871.87Windscreen Cover Included Protected No Claims Bonus £2,283.41 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|GOU/.ESRNMSP-PPMGMNNT/P\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: GOU/.ESRNMSP-PPMGMNNT/P Issue Date: 27/11/2019 Renewal Date: 08/12/25 483881525 Mr Cameron McDonald 5 Dawson parkways Rickyton EN5 8PJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 08/12/25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 27/11/2019. Your Renewal Offer £1,871.87 Last Year's Premium £429.07 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 08/12/25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Cameron McDonald \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,871.87 \| Payment Date: 06 June, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Cameron McDonald (FORD MUSTANG - ER604RX) 08/12/25 to 2023-08-04 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,871.87 Your Renewal Offer £1,871.87 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : elliewhite@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	GOU/.ESRNMSP-PPMGMNNT/P	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-08-04	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	08/12/25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Suzanne, Information about your Documents. Policy Number : HLXCN-NFCRMCUUSIX_O.W. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BL69 7JA Dr Brian Hill 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Brian Hill Policy Number: HLXCN-NFCRMCUUSIX_O.W Issue date: 05 March, 2023 Address: 972 Ryan gardens East Josephine S22 7SX Contact number: 0909 8790592Email address: xburton@example.org Vehicle Details: Registration number: BL69 7JA Keeper: Dr Brian Hill Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S22 7SX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 21/08/2019 Bonus Protection: Protected To: 00:00 2025-08-22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Brian Hill Policyholder Date of Birth: 18/09/2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Nicola Collier Driver Date of Birth: 13 May, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: HLXCN-NFCRMCUUSIX_O.W This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BL69 7JA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-08-22 2Name of Policyholder: Dr Brian Hill 3Persons or classes of persons entitled to drive: Dr Brian Hill, Dr Nicola Collier All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 21/08/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Brian Hill Policy number: HLXCN-NFCRMCUUSIX_O.W Issue date: 05 March, 2023 Issued by: AdmiralAddress: 972 Ryan gardens East Josephine S22 7SX Reason for issue: Renewal Contact number: 0909 8790592Email address: xburton@example.org Vehicle Details: Registration number: BL69 7JA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S22 7SX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 21/08/2019 Years No Claims Bonus: 14 To: 00:00 on 2025-08-22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Brian Hill , Dr Nicola Collier Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,077.06 Policy Upgrade sub-total: £6,682.85 Insurance Premium Tax: £2,575.72 Total: £2,025.50Windscreen Cover Included Protected No Claims Bonus £6,682.85 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|HLXCN-NFCRMCUUSIX_O.W\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: HLXCN-NFCRMCUUSIX_O.W Issue Date: 05 March, 2023 Renewal Date: 21/08/2019 483881525 Dr Brian Hill 972 Ryan gardens East Josephine S22 7SX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 21/08/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 05 March, 2023. Your Renewal Offer £2,025.50 Last Year's Premium £9,530.86 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 21/08/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Brian Hill \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,025.50 \| Payment Date: 15/08/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Brian Hill (FORD MUSTANG - BL69 7JA) 21/08/2019 to 2025-08-22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,025.50 Your Renewal Offer £2,025.50 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : xburton@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	HLXCN-NFCRMCUUSIX_O.W	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-08-22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	21/08/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ricky, Information about your Documents. Policy Number : NITW-YFLDZSO.. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LH07 2KD Diane Mitchell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Diane Mitchell Policy Number: NITW-YFLDZSO. Issue date: 15 January, 2020 Address: Flat 5 Georgina trail Port Peter GU8H 7SR Contact number: 0117 4960139Email address: abbie88@example.org Vehicle Details: Registration number: LH07 2KD Keeper: Diane Mitchell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GU8H 7SR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 09/10/2022 Bonus Protection: Protected To: 00:00 Saturday 29 May, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Diane Mitchell Policyholder Date of Birth: 08 November, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Connor Bryant Driver Date of Birth: 2024-02-09 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: NITW-YFLDZSO. This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LH07 2KD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 29 May, 2021 2Name of Policyholder: Diane Mitchell 3Persons or classes of persons entitled to drive: Diane Mitchell, Connor Bryant All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 09/10/20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Diane Mitchell Policy number: NITW-YFLDZSO. Issue date: 15 January, 2020 Issued by: AdmiralAddress: Flat 5 Georgina trail Port Peter GU8H 7SR Reason for issue: Renewal Contact number: 0117 4960139Email address: abbie88@example.org Vehicle Details: Registration number: LH07 2KD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GU8H 7SR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 09/10/2022 Years No Claims Bonus: 14 To: 00:00 on Saturday 29 May, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Diane Mitchell , Connor Bryant Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,548.74 Policy Upgrade sub-total: £4,855.14 Insurance Premium Tax: £466.22 Total: £2,588.88Windscreen Cover Included Protected No Claims Bonus £4,855.14 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|NITW-YFLDZSO.\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: NITW-YFLDZSO. Issue Date: 15 January, 2020 Renewal Date: 09/10/2022 483881525 Diane Mitchell Flat 5 Georgina trail Port Peter GU8H 7SR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 09/10/2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 15 January, 2020. Your Renewal Offer £2,588.88 Last Year's Premium £9,397.49 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 09/10/2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Diane Mitchell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,588.88 \| Payment Date: Sunday 11 February, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Diane Mitchell (FORD MUSTANG - LH07 2KD) 09/10/2022 to Saturday 29 May, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,588.88 Your Renewal Offer £2,588.88 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : abbie88@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	NITW-YFLDZSO.	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	09/10/2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Helen, Information about your Documents. Policy Number : YWKTW.H7. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UT023XZ Mrs Shirley Thomson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Shirley Thomson Policy Number: YWKTW.H7 Issue date: Mon 18 March, 2019 Address: Flat 94 Warner villages Nathanville WS40 2RX Contact number: +44(0)1214960154Email address: sheilabyrne@example.com Vehicle Details: Registration number: UT023XZ Keeper: Mrs Shirley Thomson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WS40 2RX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 13 January, 2026 Bonus Protection: Protected To: 00:00 Sat 15 April, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Shirley Thomson Policyholder Date of Birth: 27 January, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None David Barnes Driver Date of Birth: 14/04/2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: YWKTW.H7 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UT023XZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 15 April, 2023 2Name of Policyholder: Mrs Shirley Thomson 3Persons or classes of persons entitled to drive: Mrs Shirley Thomson, David Barnes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 13 January, 20266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Shirley Thomson Policy number: YWKTW.H7 Issue date: Mon 18 March, 2019 Issued by: AdmiralAddress: Flat 94 Warner villages Nathanville WS40 2RX Reason for issue: Renewal Contact number: +44(0)1214960154Email address: sheilabyrne@example.com Vehicle Details: Registration number: UT023XZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WS40 2RX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 13 January, 2026 Years No Claims Bonus: 14 To: 00:00 on Sat 15 April, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Shirley Thomson , David Barnes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,394.07 Policy Upgrade sub-total: £7,225.73 Insurance Premium Tax: £9,981.79 Total: £8,532.90Windscreen Cover Included Protected No Claims Bonus £7,225.73 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|YWKTW.H7\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: YWKTW.H7 Issue Date: Mon 18 March, 2019 Renewal Date: Tuesday 13 January, 2026 483881525 Mrs Shirley Thomson Flat 94 Warner villages Nathanville WS40 2RX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 13 January, 2026. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Mon 18 March, 2019. Your Renewal Offer £8,532.90 Last Year's Premium £6,158.64 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 13 January, 2026 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Shirley Thomson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,532.90 \| Payment Date: 25/02/24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Shirley Thomson (FORD MUSTANG - UT023XZ) Tuesday 13 January, 2026 to Sat 15 April, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,532.90 Your Renewal Offer £8,532.90 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : sheilabyrne@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	YWKTW.H7	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 13 January, 2026	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Charles, Information about your Documents. Policy Number : D4JQPH0Q. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MC34 0GZ Carl Roberts-Ward 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Carl Roberts-Ward Policy Number: D4JQPH0Q Issue date: 11 April, 2024 Address: Flat 68X Brown knoll North Joeland DY6N 9FY Contact number: +44808 1570098Email address: staceyadams@example.com Vehicle Details: Registration number: MC34 0GZ Keeper: Carl Roberts-Ward Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DY6N 9FY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 23 November, 2023 Bonus Protection: Protected To: 00:00 2021-01-17 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Carl Roberts-Ward Policyholder Date of Birth: Monday 29 November, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jayne Knight Driver Date of Birth: 2020-04-26 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: D4JQPH0Q This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MC34 0GZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2021-01-17 2Name of Policyholder: Carl Roberts-Ward 3Persons or classes of persons entitled to drive: Carl Roberts-Ward, Jayne Knight All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 23 November, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Carl Roberts-Ward Policy number: D4JQPH0Q Issue date: 11 April, 2024 Issued by: AdmiralAddress: Flat 68X Brown knoll North Joeland DY6N 9FY Reason for issue: Renewal Contact number: +44808 1570098Email address: staceyadams@example.com Vehicle Details: Registration number: MC34 0GZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DY6N 9FY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 23 November, 2023 Years No Claims Bonus: 14 To: 00:00 on 2021-01-17 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Carl Roberts-Ward , Jayne Knight Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,380.42 Policy Upgrade sub-total: £8,695.38 Insurance Premium Tax: £5,364.22 Total: £1,127.19Windscreen Cover Included Protected No Claims Bonus £8,695.38 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|D4JQPH0Q\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: D4JQPH0Q Issue Date: 11 April, 2024 Renewal Date: 23 November, 2023 483881525 Carl Roberts-Ward Flat 68X Brown knoll North Joeland DY6N 9FY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 23 November, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11 April, 2024. Your Renewal Offer £1,127.19 Last Year's Premium £1,986.17 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 23 November, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Carl Roberts-Ward \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,127.19 \| Payment Date: Sat 10 February, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Carl Roberts-Ward (FORD MUSTANG - MC34 0GZ) 23 November, 2023 to 2021-01-17 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,127.19 Your Renewal Offer £1,127.19 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : staceyadams@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	D4JQPH0Q	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2021-01-17	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	23 November, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Katy, Information about your Documents. Policy Number : j/huf/f_p-ahhgdoyl. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SP203BE Dr Mitchell Harris 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Mitchell Harris Policy Number: j/huf/f_p-ahhgdoyl Issue date: Thursday 10 April, 2025 Address: 58 Clark stream Joshuastad IM8X 2WT Contact number: 0292018489Email address: lmcdonald@example.com Vehicle Details: Registration number: SP203BE Keeper: Dr Mitchell Harris Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM8X 2WT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 17 August, 2022 Bonus Protection: Protected To: 00:00 23 May, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Mitchell Harris Policyholder Date of Birth: 24/03/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Marc Kirby Driver Date of Birth: Saturday 07 February, 2026 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: j/huf/f_p-ahhgdoyl This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SP203BE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 23 May, 2021 2Name of Policyholder: Dr Mitchell Harris 3Persons or classes of persons entitled to drive: Dr Mitchell Harris, Marc Kirby All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 17 August, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Mitchell Harris Policy number: j/huf/f_p-ahhgdoyl Issue date: Thursday 10 April, 2025 Issued by: AdmiralAddress: 58 Clark stream Joshuastad IM8X 2WT Reason for issue: Renewal Contact number: 0292018489Email address: lmcdonald@example.com Vehicle Details: Registration number: SP203BE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM8X 2WT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 17 August, 2022 Years No Claims Bonus: 14 To: 00:00 on 23 May, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Mitchell Harris , Marc Kirby Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,823.58 Policy Upgrade sub-total: £3,829.77 Insurance Premium Tax: £5,626.20 Total: £4,194.93Windscreen Cover Included Protected No Claims Bonus £3,829.77 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|j/huf/f_p-ahhgdoyl\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: j/huf/f_p-ahhgdoyl Issue Date: Thursday 10 April, 2025 Renewal Date: 17 August, 2022 483881525 Dr Mitchell Harris 58 Clark stream Joshuastad IM8X 2WT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 17 August, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thursday 10 April, 2025. Your Renewal Offer £4,194.93 Last Year's Premium £5,125.00 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 17 August, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Mitchell Harris \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,194.93 \| Payment Date: 09/04/2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Mitchell Harris (FORD MUSTANG - SP203BE) 17 August, 2022 to 23 May, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,194.93 Your Renewal Offer £4,194.93 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : lmcdonald@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	j/huf/f_p-ahhgdoyl	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	17 August, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello William, Information about your Documents. Policy Number : 67RHG/ZP9_TY1VZ/P4. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PP87 7UR Kirsty Allen 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kirsty Allen Policy Number: 67RHG/ZP9_TY1VZ/P4 Issue date: 2022-05-26 Address: 1 Suzanne locks Jenniferfurt ML1 1TX Contact number: 01414960786Email address: jayahmed@example.com Vehicle Details: Registration number: PP87 7UR Keeper: Kirsty Allen Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ML1 1TX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sat 26 October, 2024 Bonus Protection: Protected To: 00:00 2022-07-12 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kirsty Allen Policyholder Date of Birth: 19 September, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Michael Harris Driver Date of Birth: 19/05/2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 67RHG/ZP9_TY1VZ/P4 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PP87 7UR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2022-07-12 2Name of Policyholder: Kirsty Allen 3Persons or classes of persons entitled to drive: Kirsty Allen, Michael Harris All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sat 26 October, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kirsty Allen Policy number: 67RHG/ZP9_TY1VZ/P4 Issue date: 2022-05-26 Issued by: AdmiralAddress: 1 Suzanne locks Jenniferfurt ML1 1TX Reason for issue: Renewal Contact number: 01414960786Email address: jayahmed@example.com Vehicle Details: Registration number: PP87 7UR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ML1 1TX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sat 26 October, 2024 Years No Claims Bonus: 14 To: 00:00 on 2022-07-12 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kirsty Allen , Michael Harris Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,713.67 Policy Upgrade sub-total: £238.84 Insurance Premium Tax: £6,596.86 Total: £3,978.75Windscreen Cover Included Protected No Claims Bonus £238.84 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|67RHG/ZP9_TY1VZ/P4\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 67RHG/ZP9_TY1VZ/P4 Issue Date: 2022-05-26 Renewal Date: Sat 26 October, 2024 483881525 Kirsty Allen 1 Suzanne locks Jenniferfurt ML1 1TX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sat 26 October, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2022-05-26. Your Renewal Offer £3,978.75 Last Year's Premium £1,318.60 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sat 26 October, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kirsty Allen \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,978.75 \| Payment Date: Mon 30 September, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kirsty Allen (FORD MUSTANG - PP87 7UR) Sat 26 October, 2024 to 2022-07-12 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,978.75 Your Renewal Offer £3,978.75 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jayahmed@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	67RHG/ZP9_TY1VZ/P4	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2022-07-12	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sat 26 October, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Diana, Information about your Documents. Policy Number : HK_KBFZ_W/XMZ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NA098KA Dominic Manning 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dominic Manning Policy Number: HK_KBFZ_W/XMZ Issue date: 2025-12-15 Address: Flat 4 Brown crossing New Peter B91 7JA Contact number: +44(0)1144960557Email address: hallmarcus@example.com Vehicle Details: Registration number: NA098KA Keeper: Dominic Manning Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B91 7JA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 23 June, 2020 Bonus Protection: Protected To: 00:00 11/12/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dominic Manning Policyholder Date of Birth: 04/09/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Wayne Jones-Wood Driver Date of Birth: Thursday 01 May, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: HK_KBFZ_W/XMZ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NA098KA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 11/12/2022 2Name of Policyholder: Dominic Manning 3Persons or classes of persons entitled to drive: Dominic Manning, Wayne Jones-Wood All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 23 June, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dominic Manning Policy number: HK_KBFZ_W/XMZ Issue date: 2025-12-15 Issued by: AdmiralAddress: Flat 4 Brown crossing New Peter B91 7JA Reason for issue: Renewal Contact number: +44(0)1144960557Email address: hallmarcus@example.com Vehicle Details: Registration number: NA098KA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B91 7JA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 23 June, 2020 Years No Claims Bonus: 14 To: 00:00 on 11/12/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dominic Manning , Wayne Jones-Wood Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,360.36 Policy Upgrade sub-total: £2,106.75 Insurance Premium Tax: £2,905.79 Total: £9,780.27Windscreen Cover Included Protected No Claims Bonus £2,106.75 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|HK_KBFZ_W/XMZ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: HK_KBFZ_W/XMZ Issue Date: 2025-12-15 Renewal Date: Tue 23 June, 2020 483881525 Dominic Manning Flat 4 Brown crossing New Peter B91 7JA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 23 June, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2025-12-15. Your Renewal Offer £9,780.27 Last Year's Premium £6,273.74 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 23 June, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dominic Manning \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,780.27 \| Payment Date: Sat 27 September, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dominic Manning (FORD MUSTANG - NA098KA) Tue 23 June, 2020 to 11/12/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,780.27 Your Renewal Offer £9,780.27 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hallmarcus@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	HK_KBFZ_W/XMZ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	11/12/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 23 June, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Terry, Information about your Documents. Policy Number : 9/2/WG3QZ4DFOISI. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YB75 6GZ Katherine Jennings 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Katherine Jennings Policy Number: 9/2/WG3QZ4DFOISI Issue date: 08/10/22 Address: 4 Simpson haven Stuarttown SE17 3GH Contact number: +4428 9018 0816Email address: jodie76@example.org Vehicle Details: Registration number: YB75 6GZ Keeper: Katherine Jennings Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SE17 3GH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 06/11/2019 Bonus Protection: Protected To: 00:00 01/05/20 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Katherine Jennings Policyholder Date of Birth: Sun 23 February, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Fiona Ali Driver Date of Birth: 04 December, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 9/2/WG3QZ4DFOISI This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YB75 6GZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 01/05/20 2Name of Policyholder: Katherine Jennings 3Persons or classes of persons entitled to drive: Katherine Jennings, Fiona Ali All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 06/11/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Katherine Jennings Policy number: 9/2/WG3QZ4DFOISI Issue date: 08/10/22 Issued by: AdmiralAddress: 4 Simpson haven Stuarttown SE17 3GH Reason for issue: Renewal Contact number: +4428 9018 0816Email address: jodie76@example.org Vehicle Details: Registration number: YB75 6GZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SE17 3GH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 06/11/2019 Years No Claims Bonus: 14 To: 00:00 on 01/05/20 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Katherine Jennings , Fiona Ali Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,656.12 Policy Upgrade sub-total: £5,782.19 Insurance Premium Tax: £4,238.63 Total: £9,382.18Windscreen Cover Included Protected No Claims Bonus £5,782.19 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|9/2/WG3QZ4DFOISI\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 9/2/WG3QZ4DFOISI Issue Date: 08/10/22 Renewal Date: 06/11/2019 483881525 Katherine Jennings 4 Simpson haven Stuarttown SE17 3GH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 06/11/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 08/10/22. Your Renewal Offer £9,382.18 Last Year's Premium £8,910.47 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 06/11/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Katherine Jennings \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,382.18 \| Payment Date: 2022-05-10 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Katherine Jennings (FORD MUSTANG - YB75 6GZ) 06/11/2019 to 01/05/20 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,382.18 Your Renewal Offer £9,382.18 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jodie76@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	9/2/WG3QZ4DFOISI	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	01/05/20	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	06/11/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Henry, Information about your Documents. Policy Number : ikhgswstmmphp-ld.yh. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RM850DY Mr Dominic Turner 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Dominic Turner Policy Number: ikhgswstmmphp-ld.yh Issue date: 2022-09-07 Address: Studio 21S Wells curve Lake Geraldhaven N2 0JZ Contact number: +441134960079Email address: smay@example.org Vehicle Details: Registration number: RM850DY Keeper: Mr Dominic Turner Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N2 0JZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Monday 11 March, 2019 Bonus Protection: Protected To: 00:00 20/07/2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Dominic Turner Policyholder Date of Birth: 25 May, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Cameron Douglas Driver Date of Birth: Sunday 21 August, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ikhgswstmmphp-ld.yh This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RM850DY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 20/07/2021 2Name of Policyholder: Mr Dominic Turner 3Persons or classes of persons entitled to drive: Mr Dominic Turner, Cameron Douglas All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Monday 11 March, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Dominic Turner Policy number: ikhgswstmmphp-ld.yh Issue date: 2022-09-07 Issued by: AdmiralAddress: Studio 21S Wells curve Lake Geraldhaven N2 0JZ Reason for issue: Renewal Contact number: +441134960079Email address: smay@example.org Vehicle Details: Registration number: RM850DY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N2 0JZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Monday 11 March, 2019 Years No Claims Bonus: 14 To: 00:00 on 20/07/2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Dominic Turner , Cameron Douglas Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,168.70 Policy Upgrade sub-total: £3,122.92 Insurance Premium Tax: £3,361.54 Total: £1,327.23Windscreen Cover Included Protected No Claims Bonus £3,122.92 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ikhgswstmmphp-ld.yh\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ikhgswstmmphp-ld.yh Issue Date: 2022-09-07 Renewal Date: Monday 11 March, 2019 483881525 Mr Dominic Turner Studio 21S Wells curve Lake Geraldhaven N2 0JZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Monday 11 March, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2022-09-07. Your Renewal Offer £1,327.23 Last Year's Premium £1,718.08 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Monday 11 March, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Dominic Turner \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,327.23 \| Payment Date: 26 May, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Dominic Turner (FORD MUSTANG - RM850DY) Monday 11 March, 2019 to 20/07/2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,327.23 Your Renewal Offer £1,327.23 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : smay@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ikhgswstmmphp-ld.yh	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	20/07/2021	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Monday 11 March, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Chelsea, Information about your Documents. Policy Number : wcalvrcbhrifa/g_lhu.rd. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AS312RY Tony Parkes 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Tony Parkes Policy Number: wcalvrcbhrifa/g_lhu.rd Issue date: 09 September, 2025 Address: 5 Amber ports West Shirley M98 9YR Contact number: 029 2018 0387Email address: baldwinraymond@example.com Vehicle Details: Registration number: AS312RY Keeper: Tony Parkes Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M98 9YR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2021-10-29 Bonus Protection: Protected To: 00:00 Thursday 11 June, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Tony Parkes Policyholder Date of Birth: 2021-03-05 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Maria Roberts Driver Date of Birth: 2024-07-28 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: wcalvrcbhrifa/g_lhu.rd This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AS312RY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thursday 11 June, 2020 2Name of Policyholder: Tony Parkes 3Persons or classes of persons entitled to drive: Tony Parkes, Maria Roberts All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2021-10-296Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Tony Parkes Policy number: wcalvrcbhrifa/g_lhu.rd Issue date: 09 September, 2025 Issued by: AdmiralAddress: 5 Amber ports West Shirley M98 9YR Reason for issue: Renewal Contact number: 029 2018 0387Email address: baldwinraymond@example.com Vehicle Details: Registration number: AS312RY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M98 9YR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2021-10-29 Years No Claims Bonus: 14 To: 00:00 on Thursday 11 June, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Tony Parkes , Maria Roberts Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,936.61 Policy Upgrade sub-total: £8,466.07 Insurance Premium Tax: £8,183.84 Total: £9,667.23Windscreen Cover Included Protected No Claims Bonus £8,466.07 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|wcalvrcbhrifa/g_lhu.rd\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: wcalvrcbhrifa/g_lhu.rd Issue Date: 09 September, 2025 Renewal Date: 2021-10-29 483881525 Tony Parkes 5 Amber ports West Shirley M98 9YR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2021-10-29. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 09 September, 2025. Your Renewal Offer £9,667.23 Last Year's Premium £3,647.34 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2021-10-29 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Tony Parkes \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,667.23 \| Payment Date: 24/05/2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Tony Parkes (FORD MUSTANG - AS312RY) 2021-10-29 to Thursday 11 June, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,667.23 Your Renewal Offer £9,667.23 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : baldwinraymond@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	wcalvrcbhrifa/g_lhu.rd	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thursday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2021-10-29	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Hollie, Information about your Documents. Policy Number : T0ZOMSW8. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GT00 0SA Glen Clayton-Morris 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Glen Clayton-Morris Policy Number: T0ZOMSW8 Issue date: Mon 18 October, 2021 Address: 92 Connor rapid Geraldinetown M12 9DQ Contact number: (0114)4960639Email address: richardsjeffrey@example.com Vehicle Details: Registration number: GT00 0SA Keeper: Glen Clayton-Morris Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M12 9DQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-12-07 Bonus Protection: Protected To: 00:00 09/09/25 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Glen Clayton-Morris Policyholder Date of Birth: Wednesday 22 January, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Damien George Driver Date of Birth: Tue 01 March, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: T0ZOMSW8 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GT00 0SA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 09/09/25 2Name of Policyholder: Glen Clayton-Morris 3Persons or classes of persons entitled to drive: Glen Clayton-Morris, Dr Damien George All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-12-076Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Glen Clayton-Morris Policy number: T0ZOMSW8 Issue date: Mon 18 October, 2021 Issued by: AdmiralAddress: 92 Connor rapid Geraldinetown M12 9DQ Reason for issue: Renewal Contact number: (0114)4960639Email address: richardsjeffrey@example.com Vehicle Details: Registration number: GT00 0SA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M12 9DQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-12-07 Years No Claims Bonus: 14 To: 00:00 on 09/09/25 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Glen Clayton-Morris , Dr Damien George Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,979.63 Policy Upgrade sub-total: £9,912.86 Insurance Premium Tax: £9,638.40 Total: £2,626.38Windscreen Cover Included Protected No Claims Bonus £9,912.86 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|T0ZOMSW8\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: T0ZOMSW8 Issue Date: Mon 18 October, 2021 Renewal Date: 2019-12-07 483881525 Glen Clayton-Morris 92 Connor rapid Geraldinetown M12 9DQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-12-07. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Mon 18 October, 2021. Your Renewal Offer £2,626.38 Last Year's Premium £9,760.69 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-12-07 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Glen Clayton-Morris \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,626.38 \| Payment Date: Wednesday 08 March, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Glen Clayton-Morris (FORD MUSTANG - GT00 0SA) 2019-12-07 to 09/09/25 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,626.38 Your Renewal Offer £2,626.38 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : richardsjeffrey@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	T0ZOMSW8	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	09/09/25	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-12-07	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Joshua, Information about your Documents. Policy Number : R/CYV4O/GTPXUCD/5V08G7H. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OS49 0PX Karen Smith 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Karen Smith Policy Number: R/CYV4O/GTPXUCD/5V08G7H Issue date: 02/09/25 Address: Studio 3 Carole port Lake Gillian RH96 9LP Contact number: +441414960402Email address: rprice@example.net Vehicle Details: Registration number: OS49 0PX Keeper: Karen Smith Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: RH96 9LP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 30 March, 2023 Bonus Protection: Protected To: 00:00 08/07/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Karen Smith Policyholder Date of Birth: 22/10/2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Tom Hughes Driver Date of Birth: 15/12/2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: R/CYV4O/GTPXUCD/5V08G7H This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OS49 0PX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 08/07/2020 2Name of Policyholder: Karen Smith 3Persons or classes of persons entitled to drive: Karen Smith, Tom Hughes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 30 March, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Karen Smith Policy number: R/CYV4O/GTPXUCD/5V08G7H Issue date: 02/09/25 Issued by: AdmiralAddress: Studio 3 Carole port Lake Gillian RH96 9LP Reason for issue: Renewal Contact number: +441414960402Email address: rprice@example.net Vehicle Details: Registration number: OS49 0PX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: RH96 9LP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 30 March, 2023 Years No Claims Bonus: 14 To: 00:00 on 08/07/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Karen Smith , Tom Hughes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,487.86 Policy Upgrade sub-total: £7,759.78 Insurance Premium Tax: £976.72 Total: £4,700.45Windscreen Cover Included Protected No Claims Bonus £7,759.78 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|R/CYV4O/GTPXUCD/5V08G7H\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: R/CYV4O/GTPXUCD/5V08G7H Issue Date: 02/09/25 Renewal Date: Thursday 30 March, 2023 483881525 Karen Smith Studio 3 Carole port Lake Gillian RH96 9LP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 30 March, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 02/09/25. Your Renewal Offer £4,700.45 Last Year's Premium £3,024.21 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 30 March, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Karen Smith \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,700.45 \| Payment Date: 15/04/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Karen Smith (FORD MUSTANG - OS49 0PX) Thursday 30 March, 2023 to 08/07/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,700.45 Your Renewal Offer £4,700.45 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : rprice@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	R/CYV4O/GTPXUCD/5V08G7H	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	08/07/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 30 March, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jacqueline, Information about your Documents. Policy Number : kwv_hbxfs. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KA233CP Mitchell Richards 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mitchell Richards Policy Number: kwv_hbxfs Issue date: 02/05/24 Address: Flat 0 Toby cove Hammondhaven B3K 9JH Contact number: +44121 4960648Email address: gailholden@example.org Vehicle Details: Registration number: KA233CP Keeper: Mitchell Richards Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B3K 9JH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 11 February, 2025 Bonus Protection: Protected To: 00:00 12/08/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mitchell Richards Policyholder Date of Birth: 11/11/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Carolyn Collins Driver Date of Birth: 2022-03-05 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: kwv_hbxfs This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KA233CP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 12/08/2022 2Name of Policyholder: Mitchell Richards 3Persons or classes of persons entitled to drive: Mitchell Richards, Carolyn Collins All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 11 February, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mitchell Richards Policy number: kwv_hbxfs Issue date: 02/05/24 Issued by: AdmiralAddress: Flat 0 Toby cove Hammondhaven B3K 9JH Reason for issue: Renewal Contact number: +44121 4960648Email address: gailholden@example.org Vehicle Details: Registration number: KA233CP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B3K 9JH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 11 February, 2025 Years No Claims Bonus: 14 To: 00:00 on 12/08/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mitchell Richards , Carolyn Collins Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,012.02 Policy Upgrade sub-total: £6,040.83 Insurance Premium Tax: £6,494.02 Total: £2,038.95Windscreen Cover Included Protected No Claims Bonus £6,040.83 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|kwv_hbxfs\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: kwv_hbxfs Issue Date: 02/05/24 Renewal Date: 11 February, 2025 483881525 Mitchell Richards Flat 0 Toby cove Hammondhaven B3K 9JH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 11 February, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 02/05/24. Your Renewal Offer £2,038.95 Last Year's Premium £2,722.15 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 11 February, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mitchell Richards \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,038.95 \| Payment Date: 2024-12-04 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mitchell Richards (FORD MUSTANG - KA233CP) 11 February, 2025 to 12/08/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,038.95 Your Renewal Offer £2,038.95 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gailholden@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	kwv_hbxfs	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	12/08/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	11 February, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Marie, Information about your Documents. Policy Number : 3AYHRBTJXFI. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HR539JK Ms Melanie Burns 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ms Melanie Burns Policy Number: 3AYHRBTJXFI Issue date: 07 October, 2019 Address: Studio 49 Hawkins curve New Jadeside G61 9DS Contact number: +442074960268Email address: jenkinsgeorgia@example.com Vehicle Details: Registration number: HR539JK Keeper: Ms Melanie Burns Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G61 9DS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2025-10-10 Bonus Protection: Protected To: 00:00 05/05/25 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ms Melanie Burns Policyholder Date of Birth: Monday 11 May, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Georgina Willis Driver Date of Birth: 25/07/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 3AYHRBTJXFI This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HR539JK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 05/05/25 2Name of Policyholder: Ms Melanie Burns 3Persons or classes of persons entitled to drive: Ms Melanie Burns, Georgina Willis All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2025-10-106Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ms Melanie Burns Policy number: 3AYHRBTJXFI Issue date: 07 October, 2019 Issued by: AdmiralAddress: Studio 49 Hawkins curve New Jadeside G61 9DS Reason for issue: Renewal Contact number: +442074960268Email address: jenkinsgeorgia@example.com Vehicle Details: Registration number: HR539JK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G61 9DS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2025-10-10 Years No Claims Bonus: 14 To: 00:00 on 05/05/25 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ms Melanie Burns , Georgina Willis Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,955.37 Policy Upgrade sub-total: £1,502.67 Insurance Premium Tax: £7,968.55 Total: £4,817.43Windscreen Cover Included Protected No Claims Bonus £1,502.67 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|3AYHRBTJXFI\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 3AYHRBTJXFI Issue Date: 07 October, 2019 Renewal Date: 2025-10-10 483881525 Ms Melanie Burns Studio 49 Hawkins curve New Jadeside G61 9DS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2025-10-10. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07 October, 2019. Your Renewal Offer £4,817.43 Last Year's Premium £715.39 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2025-10-10 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ms Melanie Burns \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,817.43 \| Payment Date: 19/04/21 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ms Melanie Burns (FORD MUSTANG - HR539JK) 2025-10-10 to 05/05/25 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,817.43 Your Renewal Offer £4,817.43 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jenkinsgeorgia@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	3AYHRBTJXFI	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	05/05/25	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2025-10-10	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Anna, Information about your Documents. Policy Number : VPBGO-PW-A. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HS92 0YP Janice Wood 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Janice Wood Policy Number: VPBGO-PW-A Issue date: 24 March, 2019 Address: Studio 23 Hollie cliff New Charliemouth G8A 3JE Contact number: (0113)4960923Email address: tjones@example.net Vehicle Details: Registration number: HS92 0YP Keeper: Janice Wood Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G8A 3JE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2025-01-01 Bonus Protection: Protected To: 00:00 30 May, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Janice Wood Policyholder Date of Birth: 30/05/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Geoffrey Howell Driver Date of Birth: 24/01/2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: VPBGO-PW-A This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HS92 0YP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 30 May, 2022 2Name of Policyholder: Janice Wood 3Persons or classes of persons entitled to drive: Janice Wood, Geoffrey Howell All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2025-01-016Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Janice Wood Policy number: VPBGO-PW-A Issue date: 24 March, 2019 Issued by: AdmiralAddress: Studio 23 Hollie cliff New Charliemouth G8A 3JE Reason for issue: Renewal Contact number: (0113)4960923Email address: tjones@example.net Vehicle Details: Registration number: HS92 0YP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G8A 3JE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2025-01-01 Years No Claims Bonus: 14 To: 00:00 on 30 May, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Janice Wood , Geoffrey Howell Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,916.92 Policy Upgrade sub-total: £8,631.99 Insurance Premium Tax: £7,890.28 Total: £8,551.62Windscreen Cover Included Protected No Claims Bonus £8,631.99 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|VPBGO-PW-A\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: VPBGO-PW-A Issue Date: 24 March, 2019 Renewal Date: 2025-01-01 483881525 Janice Wood Studio 23 Hollie cliff New Charliemouth G8A 3JE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2025-01-01. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 24 March, 2019. Your Renewal Offer £8,551.62 Last Year's Premium £7,925.52 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2025-01-01 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Janice Wood \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,551.62 \| Payment Date: Monday 01 June, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Janice Wood (FORD MUSTANG - HS92 0YP) 2025-01-01 to 30 May, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,551.62 Your Renewal Offer £8,551.62 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : tjones@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	VPBGO-PW-A	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	30	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2025-01-01	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Francesca, Information about your Documents. Policy Number : JWC5QN3AIP-X0_CNQXS. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KV27 5FN Ben Johnston 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ben Johnston Policy Number: JWC5QN3AIP-X0_CNQXS Issue date: Tue 13 May, 2025 Address: Studio 54 Gregory fort Marcview B0J 8DF Contact number: (029) 2018319Email address: phillipskarl@example.net Vehicle Details: Registration number: KV27 5FN Keeper: Ben Johnston Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B0J 8DF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sun 16 February, 2020 Bonus Protection: Protected To: 00:00 Saturday 27 June, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ben Johnston Policyholder Date of Birth: 08 May, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Rhys Edwards Driver Date of Birth: Sun 21 February, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: JWC5QN3AIP-X0_CNQXS This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KV27 5FN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 27 June, 2020 2Name of Policyholder: Ben Johnston 3Persons or classes of persons entitled to drive: Ben Johnston, Rhys Edwards All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sun 16 February, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ben Johnston Policy number: JWC5QN3AIP-X0_CNQXS Issue date: Tue 13 May, 2025 Issued by: AdmiralAddress: Studio 54 Gregory fort Marcview B0J 8DF Reason for issue: Renewal Contact number: (029) 2018319Email address: phillipskarl@example.net Vehicle Details: Registration number: KV27 5FN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B0J 8DF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sun 16 February, 2020 Years No Claims Bonus: 14 To: 00:00 on Saturday 27 June, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ben Johnston , Rhys Edwards Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,957.75 Policy Upgrade sub-total: £644.88 Insurance Premium Tax: £7,619.88 Total: £1,393.98Windscreen Cover Included Protected No Claims Bonus £644.88 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|JWC5QN3AIP-X0_CNQXS\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: JWC5QN3AIP-X0_CNQXS Issue Date: Tue 13 May, 2025 Renewal Date: Sun 16 February, 2020 483881525 Ben Johnston Studio 54 Gregory fort Marcview B0J 8DF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sun 16 February, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 13 May, 2025. Your Renewal Offer £1,393.98 Last Year's Premium £1,583.79 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sun 16 February, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ben Johnston \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,393.98 \| Payment Date: 06/01/2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ben Johnston (FORD MUSTANG - KV27 5FN) Sun 16 February, 2020 to Saturday 27 June, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,393.98 Your Renewal Offer £1,393.98 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : phillipskarl@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	JWC5QN3AIP-X0_CNQXS	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sun 16 February, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Geoffrey, Information about your Documents. Policy Number : M0JE2D5. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UX37 8GB Dean Taylor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dean Taylor Policy Number: M0JE2D5 Issue date: 17/12/22 Address: 7 Suzanne mews Christianfurt DL1 9AG Contact number: (0151) 496 0892Email address: swhite@example.org Vehicle Details: Registration number: UX37 8GB Keeper: Dean Taylor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DL1 9AG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2024-11-25 Bonus Protection: Protected To: 00:00 21 March, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dean Taylor Policyholder Date of Birth: 2020-01-09 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Conor Morton-Frost Driver Date of Birth: 02/12/2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: M0JE2D5 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UX37 8GB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21 March, 2023 2Name of Policyholder: Dean Taylor 3Persons or classes of persons entitled to drive: Dean Taylor, Conor Morton-Frost All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2024-11-256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dean Taylor Policy number: M0JE2D5 Issue date: 17/12/22 Issued by: AdmiralAddress: 7 Suzanne mews Christianfurt DL1 9AG Reason for issue: Renewal Contact number: (0151) 496 0892Email address: swhite@example.org Vehicle Details: Registration number: UX37 8GB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DL1 9AG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2024-11-25 Years No Claims Bonus: 14 To: 00:00 on 21 March, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dean Taylor , Conor Morton-Frost Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,784.00 Policy Upgrade sub-total: £1,404.54 Insurance Premium Tax: £2,019.41 Total: £7,412.82Windscreen Cover Included Protected No Claims Bonus £1,404.54 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|M0JE2D5\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: M0JE2D5 Issue Date: 17/12/22 Renewal Date: 2024-11-25 483881525 Dean Taylor 7 Suzanne mews Christianfurt DL1 9AG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2024-11-25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 17/12/22. Your Renewal Offer £7,412.82 Last Year's Premium £7,706.84 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2024-11-25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dean Taylor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,412.82 \| Payment Date: Monday 16 June, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dean Taylor (FORD MUSTANG - UX37 8GB) 2024-11-25 to 21 March, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,412.82 Your Renewal Offer £7,412.82 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : swhite@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	M0JE2D5	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2024-11-25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Nigel, Information about your Documents. Policy Number : Q/741QF. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AR659TH Gordon Taylor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Gordon Taylor Policy Number: Q/741QF Issue date: Wed 09 September, 2020 Address: Studio 9 Hunt harbors Reedmouth S88 8PL Contact number: 01154960008Email address: cliffordellis@example.com Vehicle Details: Registration number: AR659TH Keeper: Gordon Taylor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S88 8PL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 13 February, 2024 Bonus Protection: Protected To: 00:00 Saturday 04 July, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Gordon Taylor Policyholder Date of Birth: 16/10/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Stephanie Holmes Driver Date of Birth: Thu 26 March, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: Q/741QF This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AR659TH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 04 July, 2020 2Name of Policyholder: Gordon Taylor 3Persons or classes of persons entitled to drive: Gordon Taylor, Stephanie Holmes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 13 February, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Gordon Taylor Policy number: Q/741QF Issue date: Wed 09 September, 2020 Issued by: AdmiralAddress: Studio 9 Hunt harbors Reedmouth S88 8PL Reason for issue: Renewal Contact number: 01154960008Email address: cliffordellis@example.com Vehicle Details: Registration number: AR659TH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S88 8PL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 13 February, 2024 Years No Claims Bonus: 14 To: 00:00 on Saturday 04 July, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Gordon Taylor , Stephanie Holmes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,985.02 Policy Upgrade sub-total: £5,680.26 Insurance Premium Tax: £3,335.03 Total: £8,728.72Windscreen Cover Included Protected No Claims Bonus £5,680.26 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|Q/741QF\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: Q/741QF Issue Date: Wed 09 September, 2020 Renewal Date: Tue 13 February, 2024 483881525 Gordon Taylor Studio 9 Hunt harbors Reedmouth S88 8PL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 13 February, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wed 09 September, 2020. Your Renewal Offer £8,728.72 Last Year's Premium £5,587.32 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 13 February, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Gordon Taylor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,728.72 \| Payment Date: Tue 17 November, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Gordon Taylor (FORD MUSTANG - AR659TH) Tue 13 February, 2024 to Saturday 04 July, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,728.72 Your Renewal Offer £8,728.72 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : cliffordellis@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	Q/741QF	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 13 February, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lynne, Information about your Documents. Policy Number : VLNX71VI. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SN97 4LD Miss Jenna Randall 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Jenna Randall Policy Number: VLNX71VI Issue date: Fri 23 September, 2022 Address: Flat 57Q Harper stravenue Sylviastad B7 1SN Contact number: 0114 4960226Email address: eleanorgraham@example.com Vehicle Details: Registration number: SN97 4LD Keeper: Miss Jenna Randall Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B7 1SN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 16 December, 2021 Bonus Protection: Protected To: 00:00 2019-08-10 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Jenna Randall Policyholder Date of Birth: 04 May, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ann Perry Driver Date of Birth: Monday 02 March, 2026 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: VLNX71VI This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SN97 4LD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2019-08-10 2Name of Policyholder: Miss Jenna Randall 3Persons or classes of persons entitled to drive: Miss Jenna Randall, Ann Perry All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 16 December, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Jenna Randall Policy number: VLNX71VI Issue date: Fri 23 September, 2022 Issued by: AdmiralAddress: Flat 57Q Harper stravenue Sylviastad B7 1SN Reason for issue: Renewal Contact number: 0114 4960226Email address: eleanorgraham@example.com Vehicle Details: Registration number: SN97 4LD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B7 1SN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 16 December, 2021 Years No Claims Bonus: 14 To: 00:00 on 2019-08-10 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Jenna Randall , Ann Perry Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,371.81 Policy Upgrade sub-total: £4,272.45 Insurance Premium Tax: £9,475.48 Total: £254.15Windscreen Cover Included Protected No Claims Bonus £4,272.45 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|VLNX71VI\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: VLNX71VI Issue Date: Fri 23 September, 2022 Renewal Date: 16 December, 2021 483881525 Miss Jenna Randall Flat 57Q Harper stravenue Sylviastad B7 1SN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 16 December, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Fri 23 September, 2022. Your Renewal Offer £254.15 Last Year's Premium £6,742.36 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 16 December, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Jenna Randall \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £254.15 \| Payment Date: Monday 28 October, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Jenna Randall (FORD MUSTANG - SN97 4LD) 16 December, 2021 to 2019-08-10 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£254.15 Your Renewal Offer £254.15 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : eleanorgraham@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	VLNX71VI	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2019-08-10	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	16 December, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Eric, Information about your Documents. Policy Number : 186ODR6BO-6UIBOU/-/U3I. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SF884LW Sandra Reynolds 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Sandra Reynolds Policy Number: 186ODR6BO-6UIBOU/-/U3I Issue date: 2020-04-14 Address: 901 Singh mission Tonybury G6 3PG Contact number: (020) 7496 0299Email address: luke81@example.org Vehicle Details: Registration number: SF884LW Keeper: Sandra Reynolds Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G6 3PG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 17/01/23 Bonus Protection: Protected To: 00:00 2020-03-19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Sandra Reynolds Policyholder Date of Birth: 11/05/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Deborah Thomson Driver Date of Birth: Monday 01 July, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 186ODR6BO-6UIBOU/-/U3I This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SF884LW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2020-03-19 2Name of Policyholder: Sandra Reynolds 3Persons or classes of persons entitled to drive: Sandra Reynolds, Deborah Thomson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 17/01/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Sandra Reynolds Policy number: 186ODR6BO-6UIBOU/-/U3I Issue date: 2020-04-14 Issued by: AdmiralAddress: 901 Singh mission Tonybury G6 3PG Reason for issue: Renewal Contact number: (020) 7496 0299Email address: luke81@example.org Vehicle Details: Registration number: SF884LW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G6 3PG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 17/01/23 Years No Claims Bonus: 14 To: 00:00 on 2020-03-19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Sandra Reynolds , Deborah Thomson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,810.40 Policy Upgrade sub-total: £6,280.24 Insurance Premium Tax: £6,007.62 Total: £5,910.61Windscreen Cover Included Protected No Claims Bonus £6,280.24 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|186ODR6BO-6UIBOU/-/U3I\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 186ODR6BO-6UIBOU/-/U3I Issue Date: 2020-04-14 Renewal Date: 17/01/23 483881525 Sandra Reynolds 901 Singh mission Tonybury G6 3PG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 17/01/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2020-04-14. Your Renewal Offer £5,910.61 Last Year's Premium £4,914.59 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 17/01/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Sandra Reynolds \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,910.61 \| Payment Date: Fri 03 September, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Sandra Reynolds (FORD MUSTANG - SF884LW) 17/01/23 to 2020-03-19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,910.61 Your Renewal Offer £5,910.61 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : luke81@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	186ODR6BO-6UIBOU/-/U3I	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2020-03-19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	17/01/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Keith, Information about your Documents. Policy Number : FAFZJABYWOHP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VL972RR Sophie Thomas-Rowe 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Sophie Thomas-Rowe Policy Number: FAFZJABYWOHP Issue date: 18/03/21 Address: 71 Stanley tunnel North Nicolaborough M98 5NT Contact number: (0118) 496 0145Email address: allensarah@example.net Vehicle Details: Registration number: VL972RR Keeper: Sophie Thomas-Rowe Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M98 5NT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 02 December, 2024 Bonus Protection: Protected To: 00:00 29 March, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Sophie Thomas-Rowe Policyholder Date of Birth: 18 September, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Charlie Reid Driver Date of Birth: 27/09/2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: FAFZJABYWOHP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VL972RR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 29 March, 2023 2Name of Policyholder: Sophie Thomas-Rowe 3Persons or classes of persons entitled to drive: Sophie Thomas-Rowe, Charlie Reid All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 02 December, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Sophie Thomas-Rowe Policy number: FAFZJABYWOHP Issue date: 18/03/21 Issued by: AdmiralAddress: 71 Stanley tunnel North Nicolaborough M98 5NT Reason for issue: Renewal Contact number: (0118) 496 0145Email address: allensarah@example.net Vehicle Details: Registration number: VL972RR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M98 5NT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 02 December, 2024 Years No Claims Bonus: 14 To: 00:00 on 29 March, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Sophie Thomas-Rowe , Charlie Reid Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,266.36 Policy Upgrade sub-total: £6,907.50 Insurance Premium Tax: £1,260.35 Total: £5,124.91Windscreen Cover Included Protected No Claims Bonus £6,907.50 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|FAFZJABYWOHP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: FAFZJABYWOHP Issue Date: 18/03/21 Renewal Date: 02 December, 2024 483881525 Sophie Thomas-Rowe 71 Stanley tunnel North Nicolaborough M98 5NT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 02 December, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 18/03/21. Your Renewal Offer £5,124.91 Last Year's Premium £1,555.49 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 02 December, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Sophie Thomas-Rowe \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,124.91 \| Payment Date: Tuesday 27 February, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Sophie Thomas-Rowe (FORD MUSTANG - VL972RR) 02 December, 2024 to 29 March, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,124.91 Your Renewal Offer £5,124.91 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : allensarah@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	FAFZJABYWOHP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	29	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	02 December, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Abbie, Information about your Documents. Policy Number : JNY/RHC2/671. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CD161UX Ms Amelia Morris 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ms Amelia Morris Policy Number: JNY/RHC2/671 Issue date: Wednesday 05 October, 2022 Address: 878 Hunt run Philipmouth E76 2LP Contact number: +44121 496 0854Email address: christopherwilliams@example.com Vehicle Details: Registration number: CD161UX Keeper: Ms Amelia Morris Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E76 2LP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Saturday 20 December, 2025 Bonus Protection: Protected To: 00:00 20/05/25 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ms Amelia Morris Policyholder Date of Birth: 31/08/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Gordon Curtis Driver Date of Birth: Fri 07 October, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: JNY/RHC2/671 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CD161UX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 20/05/25 2Name of Policyholder: Ms Amelia Morris 3Persons or classes of persons entitled to drive: Ms Amelia Morris, Mr Gordon Curtis All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Saturday 20 December, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ms Amelia Morris Policy number: JNY/RHC2/671 Issue date: Wednesday 05 October, 2022 Issued by: AdmiralAddress: 878 Hunt run Philipmouth E76 2LP Reason for issue: Renewal Contact number: +44121 496 0854Email address: christopherwilliams@example.com Vehicle Details: Registration number: CD161UX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E76 2LP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Saturday 20 December, 2025 Years No Claims Bonus: 14 To: 00:00 on 20/05/25 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ms Amelia Morris , Mr Gordon Curtis Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,580.55 Policy Upgrade sub-total: £3,026.07 Insurance Premium Tax: £567.20 Total: £930.49Windscreen Cover Included Protected No Claims Bonus £3,026.07 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|JNY/RHC2/671\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: JNY/RHC2/671 Issue Date: Wednesday 05 October, 2022 Renewal Date: Saturday 20 December, 2025 483881525 Ms Amelia Morris 878 Hunt run Philipmouth E76 2LP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Saturday 20 December, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 05 October, 2022. Your Renewal Offer £930.49 Last Year's Premium £8,570.32 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Saturday 20 December, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ms Amelia Morris \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £930.49 \| Payment Date: Mon 15 April, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ms Amelia Morris (FORD MUSTANG - CD161UX) Saturday 20 December, 2025 to 20/05/25 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£930.49 Your Renewal Offer £930.49 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : christopherwilliams@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	JNY/RHC2/671	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	20/05/25	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Saturday 20 December, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Sara, Information about your Documents. Policy Number : fahrb-so/_rkkp. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AF903LJ Liam Whitehouse 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Liam Whitehouse Policy Number: fahrb-so/_rkkp Issue date: 2023-12-29 Address: 2 Lydia stream West Lewisshire DD9 0AA Contact number: +44116 496 0676Email address: ritataylor@example.net Vehicle Details: Registration number: AF903LJ Keeper: Liam Whitehouse Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DD9 0AA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 13 November, 2023 Bonus Protection: Protected To: 00:00 06 March, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Liam Whitehouse Policyholder Date of Birth: 22/09/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Jonathan Holmes Driver Date of Birth: Sat 06 August, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: fahrb-so/_rkkp This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AF903LJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 06 March, 2020 2Name of Policyholder: Liam Whitehouse 3Persons or classes of persons entitled to drive: Liam Whitehouse, Mr Jonathan Holmes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 13 November, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Liam Whitehouse Policy number: fahrb-so/_rkkp Issue date: 2023-12-29 Issued by: AdmiralAddress: 2 Lydia stream West Lewisshire DD9 0AA Reason for issue: Renewal Contact number: +44116 496 0676Email address: ritataylor@example.net Vehicle Details: Registration number: AF903LJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DD9 0AA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 13 November, 2023 Years No Claims Bonus: 14 To: 00:00 on 06 March, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Liam Whitehouse , Mr Jonathan Holmes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £555.89 Policy Upgrade sub-total: £9,064.59 Insurance Premium Tax: £3,525.66 Total: £9,552.13Windscreen Cover Included Protected No Claims Bonus £9,064.59 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|fahrb-so/_rkkp\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: fahrb-so/_rkkp Issue Date: 2023-12-29 Renewal Date: 13 November, 2023 483881525 Liam Whitehouse 2 Lydia stream West Lewisshire DD9 0AA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 13 November, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2023-12-29. Your Renewal Offer £9,552.13 Last Year's Premium £5,455.84 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 13 November, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Liam Whitehouse \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,552.13 \| Payment Date: Thu 12 December, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Liam Whitehouse (FORD MUSTANG - AF903LJ) 13 November, 2023 to 06 March, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,552.13 Your Renewal Offer £9,552.13 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ritataylor@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	fahrb-so/_rkkp	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	06	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	13 November, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Shane, Information about your Documents. Policy Number : VJ.DRLZB. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TS126TZ Callum Simpson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Callum Simpson Policy Number: VJ.DRLZB Issue date: 25/08/2019 Address: Studio 2 Nigel lights North Sharon G5 0ZS Contact number: 01134960709Email address: zward@example.com Vehicle Details: Registration number: TS126TZ Keeper: Callum Simpson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G5 0ZS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2024-07-09 Bonus Protection: Protected To: 00:00 05/12/25 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Callum Simpson Policyholder Date of Birth: Sat 24 July, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Clare Cook Driver Date of Birth: 19 July, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: VJ.DRLZB This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TS126TZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 05/12/25 2Name of Policyholder: Callum Simpson 3Persons or classes of persons entitled to drive: Callum Simpson, Mrs Clare Cook All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2024-07-096Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Callum Simpson Policy number: VJ.DRLZB Issue date: 25/08/2019 Issued by: AdmiralAddress: Studio 2 Nigel lights North Sharon G5 0ZS Reason for issue: Renewal Contact number: 01134960709Email address: zward@example.com Vehicle Details: Registration number: TS126TZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G5 0ZS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2024-07-09 Years No Claims Bonus: 14 To: 00:00 on 05/12/25 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Callum Simpson , Mrs Clare Cook Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,006.09 Policy Upgrade sub-total: £6,534.25 Insurance Premium Tax: £5,395.83 Total: £9,780.59Windscreen Cover Included Protected No Claims Bonus £6,534.25 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|VJ.DRLZB\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: VJ.DRLZB Issue Date: 25/08/2019 Renewal Date: 2024-07-09 483881525 Callum Simpson Studio 2 Nigel lights North Sharon G5 0ZS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2024-07-09. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 25/08/2019. Your Renewal Offer £9,780.59 Last Year's Premium £2,965.77 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2024-07-09 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Callum Simpson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,780.59 \| Payment Date: 09/12/2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Callum Simpson (FORD MUSTANG - TS126TZ) 2024-07-09 to 05/12/25 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,780.59 Your Renewal Offer £9,780.59 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : zward@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	VJ.DRLZB	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	05/12/25	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2024-07-09	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Tina, Information about your Documents. Policy Number : 57TUV8-7DCQEYJ-7Y8S. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KR352WX Holly Davies 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Holly Davies Policy Number: 57TUV8-7DCQEYJ-7Y8S Issue date: 09/04/2024 Address: Flat 75D Victor harbor West Joyce BA0 9ZZ Contact number: (0121)4960297Email address: laurenkhan@example.com Vehicle Details: Registration number: KR352WX Keeper: Holly Davies Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BA0 9ZZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2022-08-23 Bonus Protection: Protected To: 00:00 2022-09-27 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Holly Davies Policyholder Date of Birth: 21/05/2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Adam Smith-Harrison Driver Date of Birth: Wed 27 January, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 57TUV8-7DCQEYJ-7Y8S This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KR352WX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2022-09-27 2Name of Policyholder: Holly Davies 3Persons or classes of persons entitled to drive: Holly Davies, Adam Smith-Harrison All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2022-08-236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Holly Davies Policy number: 57TUV8-7DCQEYJ-7Y8S Issue date: 09/04/2024 Issued by: AdmiralAddress: Flat 75D Victor harbor West Joyce BA0 9ZZ Reason for issue: Renewal Contact number: (0121)4960297Email address: laurenkhan@example.com Vehicle Details: Registration number: KR352WX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BA0 9ZZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2022-08-23 Years No Claims Bonus: 14 To: 00:00 on 2022-09-27 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Holly Davies , Adam Smith-Harrison Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,521.37 Policy Upgrade sub-total: £2,253.69 Insurance Premium Tax: £6,390.24 Total: £4,831.06Windscreen Cover Included Protected No Claims Bonus £2,253.69 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|57TUV8-7DCQEYJ-7Y8S\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 57TUV8-7DCQEYJ-7Y8S Issue Date: 09/04/2024 Renewal Date: 2022-08-23 483881525 Holly Davies Flat 75D Victor harbor West Joyce BA0 9ZZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2022-08-23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 09/04/2024. Your Renewal Offer £4,831.06 Last Year's Premium £3,809.92 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2022-08-23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Holly Davies \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,831.06 \| Payment Date: Saturday 30 April, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Holly Davies (FORD MUSTANG - KR352WX) 2022-08-23 to 2022-09-27 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,831.06 Your Renewal Offer £4,831.06 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : laurenkhan@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	57TUV8-7DCQEYJ-7Y8S	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2022-09-27	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2022-08-23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Anne, Information about your Documents. Policy Number : 2EBCEAKKX3P8CYGV_.VT56M. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SG736DC Bryan Begum 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Bryan Begum Policy Number: 2EBCEAKKX3P8CYGV_.VT56M Issue date: 17/08/23 Address: Flat 28I John knolls Lake Jean S7 2LP Contact number: +44306 9990520Email address: ameliadoyle@example.org Vehicle Details: Registration number: SG736DC Keeper: Bryan Begum Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S7 2LP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 18 August, 2020 Bonus Protection: Protected To: 00:00 17 January, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Bryan Begum Policyholder Date of Birth: 04/07/2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Norman Turnbull Driver Date of Birth: 13/11/20 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 2EBCEAKKX3P8CYGV_.VT56M This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SG736DC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 17 January, 2021 2Name of Policyholder: Bryan Begum 3Persons or classes of persons entitled to drive: Bryan Begum, Norman Turnbull All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 18 August, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Bryan Begum Policy number: 2EBCEAKKX3P8CYGV_.VT56M Issue date: 17/08/23 Issued by: AdmiralAddress: Flat 28I John knolls Lake Jean S7 2LP Reason for issue: Renewal Contact number: +44306 9990520Email address: ameliadoyle@example.org Vehicle Details: Registration number: SG736DC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S7 2LP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 18 August, 2020 Years No Claims Bonus: 14 To: 00:00 on 17 January, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Bryan Begum , Norman Turnbull Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,362.31 Policy Upgrade sub-total: £9,662.48 Insurance Premium Tax: £5,072.21 Total: £4,211.13Windscreen Cover Included Protected No Claims Bonus £9,662.48 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|2EBCEAKKX3P8CYGV_.VT56M\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 2EBCEAKKX3P8CYGV_.VT56M Issue Date: 17/08/23 Renewal Date: Tue 18 August, 2020 483881525 Bryan Begum Flat 28I John knolls Lake Jean S7 2LP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 18 August, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 17/08/23. Your Renewal Offer £4,211.13 Last Year's Premium £2,212.85 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 18 August, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Bryan Begum \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,211.13 \| Payment Date: 06 September, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Bryan Begum (FORD MUSTANG - SG736DC) Tue 18 August, 2020 to 17 January, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,211.13 Your Renewal Offer £4,211.13 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ameliadoyle@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	2EBCEAKKX3P8CYGV_.VT56M	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	17	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 18 August, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Reece, Information about your Documents. Policy Number : X/_PCIWJAML. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FA349JL Frank Dodd 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Frank Dodd Policy Number: X/_PCIWJAML Issue date: 19/06/2025 Address: 695 Valerie lake Aimeeshire PL5 7RF Contact number: 0161 496 0549Email address: leahdavies@example.net Vehicle Details: Registration number: FA349JL Keeper: Frank Dodd Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PL5 7RF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 23/10/24 Bonus Protection: Protected To: 00:00 Wednesday 25 December, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Frank Dodd Policyholder Date of Birth: Wednesday 08 April, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Kerry Robertson Driver Date of Birth: Sun 12 November, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: X/_PCIWJAML This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FA349JL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wednesday 25 December, 2019 2Name of Policyholder: Frank Dodd 3Persons or classes of persons entitled to drive: Frank Dodd, Ms Kerry Robertson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 23/10/246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Frank Dodd Policy number: X/_PCIWJAML Issue date: 19/06/2025 Issued by: AdmiralAddress: 695 Valerie lake Aimeeshire PL5 7RF Reason for issue: Renewal Contact number: 0161 496 0549Email address: leahdavies@example.net Vehicle Details: Registration number: FA349JL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PL5 7RF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 23/10/24 Years No Claims Bonus: 14 To: 00:00 on Wednesday 25 December, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Frank Dodd , Ms Kerry Robertson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,920.53 Policy Upgrade sub-total: £7,264.63 Insurance Premium Tax: £7,932.07 Total: £1,063.92Windscreen Cover Included Protected No Claims Bonus £7,264.63 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|X/_PCIWJAML\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: X/_PCIWJAML Issue Date: 19/06/2025 Renewal Date: 23/10/24 483881525 Frank Dodd 695 Valerie lake Aimeeshire PL5 7RF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 23/10/24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 19/06/2025. Your Renewal Offer £1,063.92 Last Year's Premium £8,494.98 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 23/10/24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Frank Dodd \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,063.92 \| Payment Date: 02/12/2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Frank Dodd (FORD MUSTANG - FA349JL) 23/10/24 to Wednesday 25 December, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,063.92 Your Renewal Offer £1,063.92 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : leahdavies@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	X/_PCIWJAML	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wednesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	23/10/24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mary, Information about your Documents. Policy Number : OFTHMNRRV-. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RY483NU Miss Chloe Smith 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Chloe Smith Policy Number: OFTHMNRRV- Issue date: 02/08/2024 Address: 5 Katy harbors Glenburgh NN0E 9NW Contact number: 01214960864Email address: carolinebegum@example.net Vehicle Details: Registration number: RY483NU Keeper: Miss Chloe Smith Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NN0E 9NW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sunday 25 January, 2026 Bonus Protection: Protected To: 00:00 Sat 26 June, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Chloe Smith Policyholder Date of Birth: 2020-11-08 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Justin Perkins Driver Date of Birth: Thu 08 December, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: OFTHMNRRV- This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RY483NU or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 26 June, 2021 2Name of Policyholder: Miss Chloe Smith 3Persons or classes of persons entitled to drive: Miss Chloe Smith, Mr Justin Perkins All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sunday 25 January, 20266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Chloe Smith Policy number: OFTHMNRRV- Issue date: 02/08/2024 Issued by: AdmiralAddress: 5 Katy harbors Glenburgh NN0E 9NW Reason for issue: Renewal Contact number: 01214960864Email address: carolinebegum@example.net Vehicle Details: Registration number: RY483NU Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NN0E 9NW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sunday 25 January, 2026 Years No Claims Bonus: 14 To: 00:00 on Sat 26 June, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Chloe Smith , Mr Justin Perkins Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,638.78 Policy Upgrade sub-total: £3,114.82 Insurance Premium Tax: £440.09 Total: £3,326.07Windscreen Cover Included Protected No Claims Bonus £3,114.82 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|OFTHMNRRV-\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: OFTHMNRRV- Issue Date: 02/08/2024 Renewal Date: Sunday 25 January, 2026 483881525 Miss Chloe Smith 5 Katy harbors Glenburgh NN0E 9NW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sunday 25 January, 2026. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 02/08/2024. Your Renewal Offer £3,326.07 Last Year's Premium £4,197.80 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sunday 25 January, 2026 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Chloe Smith \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,326.07 \| Payment Date: Fri 14 July, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Chloe Smith (FORD MUSTANG - RY483NU) Sunday 25 January, 2026 to Sat 26 June, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,326.07 Your Renewal Offer £3,326.07 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : carolinebegum@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	OFTHMNRRV-	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sunday 25 January, 2026	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Katherine, Information about your Documents. Policy Number : VAQ0P_1G9JWACMIEE. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BT96 6LR Dr Dean Pearson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Dean Pearson Policy Number: VAQ0P_1G9JWACMIEE Issue date: 29 October, 2023 Address: Flat 83z Wallace route Ericview M98 9TE Contact number: 01174960880Email address: ellisrachael@example.net Vehicle Details: Registration number: BT96 6LR Keeper: Dr Dean Pearson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M98 9TE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2020-08-25 Bonus Protection: Protected To: 00:00 Sat 14 September, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Dean Pearson Policyholder Date of Birth: 03 September, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Rebecca Hill Driver Date of Birth: 28/02/2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: VAQ0P_1G9JWACMIEE This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BT96 6LR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 14 September, 2019 2Name of Policyholder: Dr Dean Pearson 3Persons or classes of persons entitled to drive: Dr Dean Pearson, Rebecca Hill All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2020-08-256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Dean Pearson Policy number: VAQ0P_1G9JWACMIEE Issue date: 29 October, 2023 Issued by: AdmiralAddress: Flat 83z Wallace route Ericview M98 9TE Reason for issue: Renewal Contact number: 01174960880Email address: ellisrachael@example.net Vehicle Details: Registration number: BT96 6LR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M98 9TE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2020-08-25 Years No Claims Bonus: 14 To: 00:00 on Sat 14 September, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Dean Pearson , Rebecca Hill Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,619.27 Policy Upgrade sub-total: £8,509.58 Insurance Premium Tax: £4,782.92 Total: £1,431.94Windscreen Cover Included Protected No Claims Bonus £8,509.58 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|VAQ0P_1G9JWACMIEE\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: VAQ0P_1G9JWACMIEE Issue Date: 29 October, 2023 Renewal Date: 2020-08-25 483881525 Dr Dean Pearson Flat 83z Wallace route Ericview M98 9TE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2020-08-25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29 October, 2023. Your Renewal Offer £1,431.94 Last Year's Premium £6,858.08 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2020-08-25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Dean Pearson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,431.94 \| Payment Date: Saturday 12 July, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Dean Pearson (FORD MUSTANG - BT96 6LR) 2020-08-25 to Sat 14 September, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,431.94 Your Renewal Offer £1,431.94 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ellisrachael@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	VAQ0P_1G9JWACMIEE	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2020-08-25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jennifer, Information about your Documents. Policy Number : 58_QU/-KYB3M8R075. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PE195GV Elliott Hutchinson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Elliott Hutchinson Policy Number: 58_QU/-KYB3M8R075 Issue date: 29/07/22 Address: 134 Karl vista West Shaun TA5V 8LR Contact number: +44(0)1174960609Email address: gerard12@example.net Vehicle Details: Registration number: PE195GV Keeper: Elliott Hutchinson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TA5V 8LR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 13/08/22 Bonus Protection: Protected To: 00:00 2020-01-03 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Elliott Hutchinson Policyholder Date of Birth: Mon 28 July, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Sophie Franklin-Stokes Driver Date of Birth: Saturday 14 August, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 58_QU/-KYB3M8R075 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PE195GV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2020-01-03 2Name of Policyholder: Elliott Hutchinson 3Persons or classes of persons entitled to drive: Elliott Hutchinson, Sophie Franklin-Stokes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 13/08/226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Elliott Hutchinson Policy number: 58_QU/-KYB3M8R075 Issue date: 29/07/22 Issued by: AdmiralAddress: 134 Karl vista West Shaun TA5V 8LR Reason for issue: Renewal Contact number: +44(0)1174960609Email address: gerard12@example.net Vehicle Details: Registration number: PE195GV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TA5V 8LR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 13/08/22 Years No Claims Bonus: 14 To: 00:00 on 2020-01-03 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Elliott Hutchinson , Sophie Franklin-Stokes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,685.50 Policy Upgrade sub-total: £8,457.20 Insurance Premium Tax: £6,583.07 Total: £4,613.61Windscreen Cover Included Protected No Claims Bonus £8,457.20 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|58_QU/-KYB3M8R075\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 58_QU/-KYB3M8R075 Issue Date: 29/07/22 Renewal Date: 13/08/22 483881525 Elliott Hutchinson 134 Karl vista West Shaun TA5V 8LR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 13/08/22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29/07/22. Your Renewal Offer £4,613.61 Last Year's Premium £9,973.66 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 13/08/22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Elliott Hutchinson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,613.61 \| Payment Date: Wednesday 31 July, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Elliott Hutchinson (FORD MUSTANG - PE195GV) 13/08/22 to 2020-01-03 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,613.61 Your Renewal Offer £4,613.61 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gerard12@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	58_QU/-KYB3M8R075	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2020-01-03	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	13/08/22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Charles, Information about your Documents. Policy Number : r-znqlf/. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WM72 5GL Sean Bruce 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Sean Bruce Policy Number: r-znqlf/ Issue date: 05/09/25 Address: Studio 71 Caroline plaza South Leannechester S6K 1TH Contact number: 0292018899Email address: wardduncan@example.net Vehicle Details: Registration number: WM72 5GL Keeper: Sean Bruce Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S6K 1TH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 05/06/25 Bonus Protection: Protected To: 00:00 Mon 05 May, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Sean Bruce Policyholder Date of Birth: 07/11/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Bryan Newman-Russell Driver Date of Birth: 09/12/2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: r-znqlf/ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WM72 5GL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Mon 05 May, 2025 2Name of Policyholder: Sean Bruce 3Persons or classes of persons entitled to drive: Sean Bruce, Bryan Newman-Russell All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 05/06/256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Sean Bruce Policy number: r-znqlf/ Issue date: 05/09/25 Issued by: AdmiralAddress: Studio 71 Caroline plaza South Leannechester S6K 1TH Reason for issue: Renewal Contact number: 0292018899Email address: wardduncan@example.net Vehicle Details: Registration number: WM72 5GL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S6K 1TH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 05/06/25 Years No Claims Bonus: 14 To: 00:00 on Mon 05 May, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Sean Bruce , Bryan Newman-Russell Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,826.72 Policy Upgrade sub-total: £463.47 Insurance Premium Tax: £1,241.69 Total: £2,849.53Windscreen Cover Included Protected No Claims Bonus £463.47 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|r-znqlf/\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: r-znqlf/ Issue Date: 05/09/25 Renewal Date: 05/06/25 483881525 Sean Bruce Studio 71 Caroline plaza South Leannechester S6K 1TH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 05/06/25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 05/09/25. Your Renewal Offer £2,849.53 Last Year's Premium £5,128.67 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 05/06/25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Sean Bruce \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,849.53 \| Payment Date: 18 October, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Sean Bruce (FORD MUSTANG - WM72 5GL) 05/06/25 to Mon 05 May, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,849.53 Your Renewal Offer £2,849.53 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : wardduncan@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	r-znqlf/	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Mon	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	05/06/25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Heather, Information about your Documents. Policy Number : LDLILW/YQWSFU. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) ST806OE Roger Smith 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Roger Smith Policy Number: LDLILW/YQWSFU Issue date: Monday 06 June, 2022 Address: 68 Chapman isle Joannechester G20 1EJ Contact number: +44116 4960681Email address: fconway@example.com Vehicle Details: Registration number: ST806OE Keeper: Roger Smith Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G20 1EJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2021-04-24 Bonus Protection: Protected To: 00:00 Sunday 28 July, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Roger Smith Policyholder Date of Birth: Monday 06 February, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Hollie Johnson Driver Date of Birth: 24/06/2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: LDLILW/YQWSFU This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: ST806OE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sunday 28 July, 2019 2Name of Policyholder: Roger Smith 3Persons or classes of persons entitled to drive: Roger Smith, Hollie Johnson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2021-04-246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Roger Smith Policy number: LDLILW/YQWSFU Issue date: Monday 06 June, 2022 Issued by: AdmiralAddress: 68 Chapman isle Joannechester G20 1EJ Reason for issue: Renewal Contact number: +44116 4960681Email address: fconway@example.com Vehicle Details: Registration number: ST806OE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G20 1EJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2021-04-24 Years No Claims Bonus: 14 To: 00:00 on Sunday 28 July, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Roger Smith , Hollie Johnson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,305.12 Policy Upgrade sub-total: £9,653.16 Insurance Premium Tax: £483.07 Total: £7,443.03Windscreen Cover Included Protected No Claims Bonus £9,653.16 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|LDLILW/YQWSFU\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: LDLILW/YQWSFU Issue Date: Monday 06 June, 2022 Renewal Date: 2021-04-24 483881525 Roger Smith 68 Chapman isle Joannechester G20 1EJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2021-04-24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 06 June, 2022. Your Renewal Offer £7,443.03 Last Year's Premium £2,887.97 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2021-04-24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Roger Smith \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,443.03 \| Payment Date: Friday 20 June, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Roger Smith (FORD MUSTANG - ST806OE) 2021-04-24 to Sunday 28 July, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,443.03 Your Renewal Offer £7,443.03 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : fconway@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	LDLILW/YQWSFU	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sunday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2021-04-24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lynne, Information about your Documents. Policy Number : y-ou-rs-bzlero_btvp. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GK288KF Jordan Thomas 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jordan Thomas Policy Number: y-ou-rs-bzlero_btvp Issue date: 2022-11-27 Address: Flat 36m Michelle fort Brennanstad LN4 0QT Contact number: +44(0)909 879 0545Email address: hilary34@example.net Vehicle Details: Registration number: GK288KF Keeper: Jordan Thomas Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LN4 0QT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 28 February, 2025 Bonus Protection: Protected To: 00:00 2025-05-20 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jordan Thomas Policyholder Date of Birth: 02/04/2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Albert Baker Driver Date of Birth: 2024-11-21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: y-ou-rs-bzlero_btvp This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GK288KF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-05-20 2Name of Policyholder: Jordan Thomas 3Persons or classes of persons entitled to drive: Jordan Thomas, Albert Baker All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 28 February, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jordan Thomas Policy number: y-ou-rs-bzlero_btvp Issue date: 2022-11-27 Issued by: AdmiralAddress: Flat 36m Michelle fort Brennanstad LN4 0QT Reason for issue: Renewal Contact number: +44(0)909 879 0545Email address: hilary34@example.net Vehicle Details: Registration number: GK288KF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LN4 0QT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 28 February, 2025 Years No Claims Bonus: 14 To: 00:00 on 2025-05-20 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jordan Thomas , Albert Baker Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,334.92 Policy Upgrade sub-total: £8,591.54 Insurance Premium Tax: £3,999.95 Total: £1,227.02Windscreen Cover Included Protected No Claims Bonus £8,591.54 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|y-ou-rs-bzlero_btvp\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: y-ou-rs-bzlero_btvp Issue Date: 2022-11-27 Renewal Date: Fri 28 February, 2025 483881525 Jordan Thomas Flat 36m Michelle fort Brennanstad LN4 0QT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 28 February, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2022-11-27. Your Renewal Offer £1,227.02 Last Year's Premium £9,298.28 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 28 February, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jordan Thomas \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,227.02 \| Payment Date: Wed 24 February, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jordan Thomas (FORD MUSTANG - GK288KF) Fri 28 February, 2025 to 2025-05-20 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,227.02 Your Renewal Offer £1,227.02 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hilary34@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	y-ou-rs-bzlero_btvp	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-05-20	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 28 February, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Stephanie, Information about your Documents. Policy Number : Q_44HC3F. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VB976ZA Scott Sheppard-Osborne 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Scott Sheppard-Osborne Policy Number: Q_44HC3F Issue date: 28/04/25 Address: Studio 2 Kevin stravenue Lake Dawnville E7C 6FY Contact number: +44117 4960728Email address: fbarrett@example.org Vehicle Details: Registration number: VB976ZA Keeper: Scott Sheppard-Osborne Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E7C 6FY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 01/08/23 Bonus Protection: Protected To: 00:00 06 October, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Scott Sheppard-Osborne Policyholder Date of Birth: 12 July, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Tracy McKenzie Driver Date of Birth: 17/12/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: Q_44HC3F This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VB976ZA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 06 October, 2020 2Name of Policyholder: Scott Sheppard-Osborne 3Persons or classes of persons entitled to drive: Scott Sheppard-Osborne, Dr Tracy McKenzie All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 01/08/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Scott Sheppard-Osborne Policy number: Q_44HC3F Issue date: 28/04/25 Issued by: AdmiralAddress: Studio 2 Kevin stravenue Lake Dawnville E7C 6FY Reason for issue: Renewal Contact number: +44117 4960728Email address: fbarrett@example.org Vehicle Details: Registration number: VB976ZA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E7C 6FY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 01/08/23 Years No Claims Bonus: 14 To: 00:00 on 06 October, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Scott Sheppard-Osborne , Dr Tracy McKenzie Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,481.83 Policy Upgrade sub-total: £480.79 Insurance Premium Tax: £3,770.60 Total: £7,005.68Windscreen Cover Included Protected No Claims Bonus £480.79 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|Q_44HC3F\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: Q_44HC3F Issue Date: 28/04/25 Renewal Date: 01/08/23 483881525 Scott Sheppard-Osborne Studio 2 Kevin stravenue Lake Dawnville E7C 6FY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 01/08/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 28/04/25. Your Renewal Offer £7,005.68 Last Year's Premium £2,178.04 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 01/08/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Scott Sheppard-Osborne \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,005.68 \| Payment Date: 24/07/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Scott Sheppard-Osborne (FORD MUSTANG - VB976ZA) 01/08/23 to 06 October, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,005.68 Your Renewal Offer £7,005.68 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : fbarrett@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	Q_44HC3F	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	06	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	01/08/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Deborah, Information about your Documents. Policy Number : gtmehms.frmqnvoue-. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KE815EM Jade Howarth 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jade Howarth Policy Number: gtmehms.frmqnvoue- Issue date: Tue 05 May, 2020 Address: Flat 04f Neil landing Lake Kyleland SM5M 0UE Contact number: +44(0)161 496 0753Email address: matthewsmarc@example.org Vehicle Details: Registration number: KE815EM Keeper: Jade Howarth Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SM5M 0UE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 22 January, 2020 Bonus Protection: Protected To: 00:00 Tue 11 March, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jade Howarth Policyholder Date of Birth: 26/09/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Anthony Knowles Driver Date of Birth: 22 September, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: gtmehms.frmqnvoue- This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KE815EM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tue 11 March, 2025 2Name of Policyholder: Jade Howarth 3Persons or classes of persons entitled to drive: Jade Howarth, Anthony Knowles All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 22 January, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jade Howarth Policy number: gtmehms.frmqnvoue- Issue date: Tue 05 May, 2020 Issued by: AdmiralAddress: Flat 04f Neil landing Lake Kyleland SM5M 0UE Reason for issue: Renewal Contact number: +44(0)161 496 0753Email address: matthewsmarc@example.org Vehicle Details: Registration number: KE815EM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SM5M 0UE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 22 January, 2020 Years No Claims Bonus: 14 To: 00:00 on Tue 11 March, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jade Howarth , Anthony Knowles Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,774.95 Policy Upgrade sub-total: £7,833.04 Insurance Premium Tax: £3,104.02 Total: £6,695.07Windscreen Cover Included Protected No Claims Bonus £7,833.04 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|gtmehms.frmqnvoue-\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: gtmehms.frmqnvoue- Issue Date: Tue 05 May, 2020 Renewal Date: Wed 22 January, 2020 483881525 Jade Howarth Flat 04f Neil landing Lake Kyleland SM5M 0UE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 22 January, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 05 May, 2020. Your Renewal Offer £6,695.07 Last Year's Premium £1,733.18 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 22 January, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jade Howarth \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,695.07 \| Payment Date: Sunday 17 March, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jade Howarth (FORD MUSTANG - KE815EM) Wed 22 January, 2020 to Tue 11 March, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,695.07 Your Renewal Offer £6,695.07 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : matthewsmarc@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	gtmehms.frmqnvoue-	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tue	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 22 January, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Trevor, Information about your Documents. Policy Number : piiaenubwtezjq. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) ER882FC Mary Gill 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mary Gill Policy Number: piiaenubwtezjq Issue date: Tuesday 04 June, 2019 Address: Studio 68n Smith cove Alexbury S0C 7EU Contact number: (0151) 4960411Email address: jayne48@example.net Vehicle Details: Registration number: ER882FC Keeper: Mary Gill Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S0C 7EU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Mon 13 June, 2022 Bonus Protection: Protected To: 00:00 Fri 23 October, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mary Gill Policyholder Date of Birth: 03 January, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Antony Evans Driver Date of Birth: 07/09/2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: piiaenubwtezjq This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: ER882FC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Fri 23 October, 2020 2Name of Policyholder: Mary Gill 3Persons or classes of persons entitled to drive: Mary Gill, Dr Antony Evans All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Mon 13 June, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mary Gill Policy number: piiaenubwtezjq Issue date: Tuesday 04 June, 2019 Issued by: AdmiralAddress: Studio 68n Smith cove Alexbury S0C 7EU Reason for issue: Renewal Contact number: (0151) 4960411Email address: jayne48@example.net Vehicle Details: Registration number: ER882FC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S0C 7EU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Mon 13 June, 2022 Years No Claims Bonus: 14 To: 00:00 on Fri 23 October, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mary Gill , Dr Antony Evans Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,766.35 Policy Upgrade sub-total: £145.82 Insurance Premium Tax: £7,686.56 Total: £1,633.27Windscreen Cover Included Protected No Claims Bonus £145.82 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|piiaenubwtezjq\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: piiaenubwtezjq Issue Date: Tuesday 04 June, 2019 Renewal Date: Mon 13 June, 2022 483881525 Mary Gill Studio 68n Smith cove Alexbury S0C 7EU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Mon 13 June, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 04 June, 2019. Your Renewal Offer £1,633.27 Last Year's Premium £3,689.26 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Mon 13 June, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mary Gill \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,633.27 \| Payment Date: 02/05/20 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mary Gill (FORD MUSTANG - ER882FC) Mon 13 June, 2022 to Fri 23 October, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,633.27 Your Renewal Offer £1,633.27 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jayne48@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	piiaenubwtezjq	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Fri	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Mon 13 June, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Kenneth, Information about your Documents. Policy Number : dtmrsky-cfcwtk_. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HO50 2SV Kyle Harris 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kyle Harris Policy Number: dtmrsky-cfcwtk_ Issue date: Thursday 01 May, 2025 Address: Studio 8 Barry oval Allanview M63 8AP Contact number: +44(0)114 496 0360Email address: naomi01@example.com Vehicle Details: Registration number: HO50 2SV Keeper: Kyle Harris Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M63 8AP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 21 December, 2019 Bonus Protection: Protected To: 00:00 2026-01-19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kyle Harris Policyholder Date of Birth: 20 April, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr James Hughes Driver Date of Birth: 02/09/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: dtmrsky-cfcwtk_ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HO50 2SV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2026-01-19 2Name of Policyholder: Kyle Harris 3Persons or classes of persons entitled to drive: Kyle Harris, Mr James Hughes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 21 December, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kyle Harris Policy number: dtmrsky-cfcwtk_ Issue date: Thursday 01 May, 2025 Issued by: AdmiralAddress: Studio 8 Barry oval Allanview M63 8AP Reason for issue: Renewal Contact number: +44(0)114 496 0360Email address: naomi01@example.com Vehicle Details: Registration number: HO50 2SV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M63 8AP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 21 December, 2019 Years No Claims Bonus: 14 To: 00:00 on 2026-01-19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kyle Harris , Mr James Hughes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,318.12 Policy Upgrade sub-total: £5,143.45 Insurance Premium Tax: £6,357.94 Total: £5,956.74Windscreen Cover Included Protected No Claims Bonus £5,143.45 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|dtmrsky-cfcwtk_\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: dtmrsky-cfcwtk_ Issue Date: Thursday 01 May, 2025 Renewal Date: 21 December, 2019 483881525 Kyle Harris Studio 8 Barry oval Allanview M63 8AP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 21 December, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thursday 01 May, 2025. Your Renewal Offer £5,956.74 Last Year's Premium £2,606.02 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 21 December, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kyle Harris \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,956.74 \| Payment Date: 13 December, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kyle Harris (FORD MUSTANG - HO50 2SV) 21 December, 2019 to 2026-01-19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,956.74 Your Renewal Offer £5,956.74 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : naomi01@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	dtmrsky-cfcwtk_	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2026-01-19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	21 December, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06

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