| { |
| "task_id": "c36", |
| "layer": "composite", |
| "seed_type": "replicate", |
| "operators": [ |
| "replicate", |
| "restyle", |
| "add section", |
| "restructure layout", |
| "wire up data" |
| ], |
| "difficulty": "regular", |
| "levers": [ |
| "state coupling" |
| ], |
| "domain": "e-commerce", |
| "seed_meta": { |
| "ref_image_src": "prototypes/reference.jpg" |
| }, |
| "title": "CREDITGUIDE.DE loan comparison landing page: replicate + real quote data + application wizard + layout rearrangement + night mode", |
| "milestones": [ |
| { |
| "operator": "replicate", |
| "request": "First build this German landing page exactly as in the reference image — this is a page the client has already shipped, don't change a single word of the copy, don't translate it into English, copy the German original verbatim. What's needed: a narrow dark navy bar at the top, the CREDITGUIDE.DE logo on the left, and on the right the entries Sofortkredit, Online, Beantragen, Zinsen, Ohne Schufa? in that order, with a bright blue rounded button Direktvergleich → at the far right. Below, the hero has a portrait photo on the left (the image isn't finalized, use a placeholder for now), and on the right on a white background the big heading Sofortkredit, below it the smaller Online vergleichen & Direkt beantragen, and below that four short phrases with checkmarks in two rows of two: Schneller Überblick, Top-Zins Angebote, Sofort-Antrag, Express-Auszahlung, and finally a blue button » Kreditvergleich starten. Under the hero sits a dark horizontal bar with four items in one row: Zahlreiche Bankangebote, Mit wenigen Klicks vergleichen, Top-Zinsen erhalten, Schnelle Prüfung & Auszahlung, each preceded by a checkmark icon. The body has a blue-outlined hexagonal badge on the left and a German paragraph on the right, in three blocks in order: SOFORTKREDIT, VERWENDUNG, VERGLEICH; under the VERWENDUNG body there is an 8-item bulleted list (from Unvorhersehbare Reparaturen to Ausgleich des Girokontos). The body area contains three identical dark banners in total, positioned: one after the VERGLEICH paragraph, one after the Sofortkredit Online block, and one after the Sofortkredit Beantragen block; all three read Ihr Creditguide zum Sofortkredit. Vergleichen, Anfragen, Abschließen., each with a blue » Jetzt starten button below. Next is the light gray Sofortkredit Online block, with a two-color centered heading (dark navy first half, bright blue second half) and a short underline below it, then three white cards, each with a hexagonal badge on the left reading SCHRITT 1 / SCHRITT 2 / SCHRITT 3 and a small heading plus German body on the right. Further down the Sofortkredit Beantragen block, with the same two-color centered heading, body split into sections by four hexagonal badges ALLGEMEIN, UNTERLAGEN, HINWEISE, LEGITIMATION: 2 list items under ALLGEMEIN, 7 under UNTERLAGEN, four underlined small headings inside HINWEISE (Kreditvergleich, Dokument-Upload, Qualifizierte elektronische Signatur (QES), Bonitätsprüfung in Echtzeit), and two underlined small headings inside LEGITIMATION (Post-Ident-Verfahren and Video-Ident-Verfahren). At the very bottom of the page, leave a two-color centered heading in the same style, Sofortkredit Ohne Schufa?. The overall feel should match the image: plenty of whitespace, steady dark navy + bright blue, with gray-black small body text." |
| }, |
| { |
| "operator": "wire up data", |
| "request": "An article alone is useless — what the client wants is comparison. After the VERGLEICH paragraph, add a real quote comparison area. Ops sent a messy list of base annual rates, I'll copy it for you: Santander 3.49; ING cheapest 3.29; DKB 3.95; Postbank 4.15; Targobank 4.59 (the most expensive); Norisbank 3.79; Commerzbank 4.29. Each of these seven offers all six terms — 12, 24, 36, 48, 60, 72 months — list every combination. The industry rule is the longer the term the more expensive: each additional year adds 0.25 points to that bank's base rate, 12 months is the base, and rates are written to two decimal places. Users can pick the loan amount from 5,000 to 25,000 in steps of 5,000, five tiers in total, default 10,000; changing the amount doesn't change the rates, only the money figures. Don't use the banks' complicated repayment formula — just use total repayment = principal × (1 + annual rate × years), monthly payment = total repayment ÷ number of months rounded up to whole euros, and interest is total repayment minus principal. The list defaults to rate ascending, ties by bank name alphabetically; it must also be switchable to sort by monthly payment and by total interest. On the left users can check banks and filter by term (both multi-select), 10 rows per page with pagination, and paging must not lose the filter conditions. When the filters leave nothing, show a decent empty state prompt, don't give the user a blank board. Also give the lowest-rate row across all offers a prominent marker so it's visible at a glance, but don't make it garish — still the original steady blue." |
| }, |
| { |
| "operator": "add section", |
| "request": "After comparing, users must be able to apply right away. Add a select button to the right of each offer; once selected, show a selected notice at the top (as many as are selected, but we only allow one at a time — changing selection directly swaps the old one), and the selected row itself must visibly show it's selected. At the same time a three-step application wizard appears on the page: step one fills in name and age; under 18 can't proceed to the next step, and a notice must be shown; step two fills in monthly net income — our risk line is the monthly payment must not exceed 35% of net income, and exceeding it must clearly notify and block further progress, and only once adjusted enough and the notice gone can they continue; step three is a confirmation summary where bank, term, amount, monthly payment, and total interest must all exactly match that row in the list, and submitting shows a success notice. When no offer is selected yet the wizard must show a guided empty state and must not let people click through empty. One detail don't forget: if the user selects an offer and then changes the filters so that row is hidden, the selected item must not be lost; clearing is only possible via an explicit clear-selection action, after which it returns to the empty state." |
| }, |
| { |
| "operator": "restructure layout", |
| "request": "The page is too long; rearrange it. On large screens put the quote list and the application wizard side by side, with the wizard on the right, staying visible as you scroll down; on narrow screens keep them stacked vertically, list on top and wizard below. The three identical dark banners are too wordy — don't repeat them in the body any more; merge them into one bar permanently pinned to the bottom of the page: when no offer is selected it still shows the original German copy and the » Jetzt starten button; once an offer is selected it switches to that offer's summary, with at least bank and monthly payment, and the numbers must match the list. All five entries at the top must scroll to the corresponding place when clicked: Sofortkredit to the top of the hero, Online to the Sofortkredit Online block, Beantragen to the Sofortkredit Beantragen block, Zinsen to the newly built quote comparison area, Ohne Schufa? to the heading at the bottom of the page; whichever block you scroll to, that entry lights up, and only one at a time. Don't mess up the hexagons, German body text, underlined small headings, the three two-color headings, and the hero's text-left image-right layout from the previous version." |
| }, |
| { |
| "operator": "restyle", |
| "request": "Add a night mode toggle at the top that switches the whole site together, and remember the user's last choice after a refresh. Dark mode must still be the original blue palette — don't pop out a second theme color; the newly built quote list, filters, wizard, and bottom pinned bar must all switch along with it, and no block may remain white and look out of place. The lowest-rate marker must be visible at a glance in both modes, but its style must belong to the same family as the whole site. Most important, don't interrupt the user: when switching skins, the filter conditions, sort order, current page number, which offer is selected, and which step the wizard is on must all be preserved exactly." |
| } |
| ], |
| "checklist": [ |
| { |
| "id": "rep.header.nav", |
| "m": 1, |
| "dimension": "coverage", |
| "w": 1.5, |
| "description": "The narrow dark navy top bar shows CREDITGUIDE.DE on the left, and on the right 5 nav items in the order Sofortkredit, Online, Beantragen, Zinsen, Ohne Schufa?, with a bright blue rounded button reading Direktvergleich → (including the arrow) at the far right — the order and copy exactly consistent." |
| }, |
| { |
| "id": "rep.hero.layout", |
| "m": 1, |
| "dimension": "visual", |
| "w": 1.5, |
| "description": "The hero is text-left image-right: the left image (can be a placeholder) takes about half the hero width, and on the right on a white background in order are the big heading Sofortkredit, the subtitle Online vergleichen & Direkt beantragen, the four checked short phrases Schneller Überblick / Top-Zins Angebote / Sofort-Antrag / Express-Auszahlung (arranged in two rows of two columns), and the blue button » Kreditvergleich starten, with the copy verbatim." |
| }, |
| { |
| "id": "rep.strip.four", |
| "m": 1, |
| "dimension": "visual", |
| "w": 1.0, |
| "description": "Directly below the hero is a dark navy horizontal bar arranged horizontally with exactly 4 items, copy in order Zahlreiche Bankangebote, Mit wenigen Klicks vergleichen, Top-Zinsen erhalten, Schnelle Prüfung & Auszahlung, each preceded by a checkmark icon." |
| }, |
| { |
| "id": "rep.hex.count", |
| "m": 1, |
| "dimension": "coverage", |
| "w": 1.5, |
| "description": "The whole page has 10 blue-outlined hexagonal badges, with text in order SOFORTKREDIT, VERWENDUNG, VERGLEICH, SCHRITT 1, SCHRITT 2, SCHRITT 3, ALLGEMEIN, UNTERLAGEN, HINWEISE, LEGITIMATION, and the badges are uniformly aligned in a column on the left of the body — not circles or squares." |
| }, |
| { |
| "id": "rep.lists.subheads", |
| "m": 1, |
| "dimension": "coverage", |
| "w": 1.0, |
| "description": "The bulleted list in the VERWENDUNG section is exactly 8 items (first Unvorhersehbare Reparaturen…, last Ausgleich des Girokontos…), UNTERLAGEN exactly 7, ALLGEMEIN exactly 2; the HINWEISE section has 4 underlined small headings Kreditvergleich, Dokument-Upload, Qualifizierte elektronische Signatur (QES), Bonitätsprüfung in Echtzeit, and the LEGITIMATION section has 2 underlined small headings Post-Ident-Verfahren, Video-Ident-Verfahren — 6 small headings in total with verbatim matching text and underlined styling." |
| }, |
| { |
| "id": "rep.headings.tricolor", |
| "m": 1, |
| "dimension": "visual", |
| "w": 1.0, |
| "description": "The page has 3 centered two-color headings in total, from top to bottom Sofortkredit Online, Sofortkredit Beantragen, Sofortkredit Ohne Schufa? (the third at the very bottom of the page); all three have a dark navy first half and bright blue second half, each with a short underline below." |
| }, |
| { |
| "id": "data.count42", |
| "m": 2, |
| "dimension": "functional", |
| "w": 1.5, |
| "description": "With no filters applied and the amount at the default 10,000, there are 42 quotes in total (7 banks × 6 terms, verifiable via the total count copy or by summing the pages), the default sort is rate ascending, and the first row is ING 12 Monate with the rate shown as 3.29% (or 3,29 %), monthly payment 861 €, total interest 329 €." |
| }, |
| { |
| "id": "data.calc.extreme", |
| "m": 2, |
| "dimension": "functional", |
| "w": 1.5, |
| "description": "At an amount of 10,000, the Targobank 72 Monate row has a rate of 5.84% (or 5,84 %), monthly payment 188 €, total interest 3,504 €; the ING 36 Monate row is 3.79% (or 3,79 %), monthly payment 310 €, total interest 1,137 € (monthly payment rounded up; either decimal-point or thousands-separator notation is acceptable)." |
| }, |
| { |
| "id": "data.amount.steps", |
| "m": 2, |
| "dimension": "functional", |
| "w": 1.0, |
| "description": "The amount selector provides exactly five tiers — 5,000, 10,000, 15,000, 20,000, 25,000 — defaulting to 10,000; switching to 5,000 keeps the ING 12 Monate rate at 3.29% (or 3,29 %) while the monthly payment becomes 431 €; switching to 20,000 makes the ING 36 Monate monthly payment 619 € with total interest 2,274 €." |
| }, |
| { |
| "id": "data.sort.combo", |
| "m": 2, |
| "dimension": "functional", |
| "w": 1.0, |
| "description": "At an amount of 10,000 with no filters: switching the sort to monthly payment ascending makes the first row ING 72 Monate with a monthly payment of 177 €; switching the sort to total interest ascending makes the first row ING 12 Monate (total interest 329 €) and the second Santander 12 Monate (total interest 349 €), and the two sorts' first rows differ from each other." |
| }, |
| { |
| "id": "data.filter.page", |
| "m": 2, |
| "dimension": "interaction", |
| "w": 1.5, |
| "description": "With no filters there are 10 rows per page over 5 pages, with only 2 rows on page 5; after going to page 2, and after switching sort on page 2, the checked bank/term conditions stay unchanged and page 2 always shows rows 11–20 of the current filtered, sorted results; checking only DKB and Postbank with only 36 and 60 months selected gives exactly 4 results shown fully on one page (pager disappears or shows only 1 page)." |
| }, |
| { |
| "id": "data.empty.badge", |
| "m": 2, |
| "dimension": "functional", |
| "w": 1.0, |
| "description": "In day mode, with no filters, at an amount of 10,000, only the ING 12 Monate row carries a prominent lowest-rate marker (the other 41 rows don't), and the marker's color belongs to the site's blue family rather than an added red/green/orange second primary color; after unchecking all banks the list area shows a clear empty-state prompt with no quote rows or page numbers." |
| }, |
| { |
| "id": "wiz.select.single", |
| "m": 3, |
| "dimension": "interaction", |
| "w": 1.5, |
| "description": "After clicking the select button on a quote, a selected notice appears at the top with a count of 1, and that row shows an obvious selected state; clicking another quote moves the selected state to the new row, the old row reverts to unselected, and the count stays 1 (no accumulation)." |
| }, |
| { |
| "id": "wiz.age.gate", |
| "m": 3, |
| "dimension": "functional", |
| "w": 1.0, |
| "description": "Entering age 17 in wizard step one prevents proceeding to step two and shows a clear notice; changing to 18 or above allows entering step two." |
| }, |
| { |
| "id": "wiz.income.rule", |
| "m": 3, |
| "dimension": "functional", |
| "w": 1.5, |
| "description": "After selecting ING 12 Monate (amount 10,000, monthly payment 861 €), entering monthly net income 2000 in step two shows a notice that the 35% risk line is exceeded and prevents entering step three; changing to 2500 removes the notice and allows step three (threshold is monthly payment ≤ net income × 35%, i.e. a cap of 700 for 2000 and 875 for 2500)." |
| }, |
| { |
| "id": "wiz.summary.match", |
| "m": 3, |
| "dimension": "functional", |
| "w": 1.0, |
| "description": "The step-three summary lists all five items — bank, term, amount, monthly payment, total interest — with values exactly matching the selected row in the list (e.g. selecting ING 36 Monate at amount 10,000 shows monthly payment 310 € and total interest 1,137 €); submitting shows a success notice; with no quote selected the wizard shows the guided empty state and cannot advance to the income check step." |
| }, |
| { |
| "id": "wiz.coupling.filter", |
| "m": 3, |
| "dimension": "functional", |
| "w": 1.5, |
| "description": "First select an ING quote, then uncheck ING in the filters so that row disappears from the list: the top selected count is still 1, and the wizard's bank/term/monthly payment information for that offer stays exactly the same; only after clicking clear selection does the count go to zero and the wizard return to the guided empty state with no offer selected." |
| }, |
| { |
| "id": "layout.twocol", |
| "m": 4, |
| "dimension": "visual", |
| "w": 1.5, |
| "description": "At a browser width of about 1280px the quote list and application wizard sit side by side (wizard on the right), and the wizard stays visible in the viewport as you scroll the list; at about 480px they stack vertically with the list on top and the wizard below." |
| }, |
| { |
| "id": "layout.sticky.merge", |
| "m": 4, |
| "dimension": "functional", |
| "w": 1.5, |
| "description": "The body area no longer contains the repeated Ihr Creditguide… dark banners (the original three are merged), and the page bottom instead has one pinned bar; when no offer is selected the bar shows the original German copy Ihr Creditguide zum Sofortkredit. Vergleichen, Anfragen, Abschließen. and the » Jetzt starten button." |
| }, |
| { |
| "id": "layout.sticky.bound", |
| "m": 4, |
| "dimension": "functional", |
| "w": 1.5, |
| "description": "After selecting ING 36 Monate (amount 10,000), the bottom pinned bar switches to showing that offer's summary, containing at least the bank name ING and monthly payment 310 €, with values consistent across the list row, the wizard summary, and the bar; after clearing the selection the bar returns to the original German copy." |
| }, |
| { |
| "id": "layout.anchor.targets", |
| "m": 4, |
| "dimension": "interaction", |
| "w": 1.0, |
| "description": "Clicking Online scrolls to the Sofortkredit Online block, clicking Beantragen scrolls to the Sofortkredit Beantragen block, and clicking Ohne Schufa? scrolls to the Sofortkredit Ohne Schufa? heading at the bottom of the page — the three jump targets are all different and all visible." |
| }, |
| { |
| "id": "layout.anchor.zinsen", |
| "m": 4, |
| "dimension": "interaction", |
| "w": 1.0, |
| "description": "Clicking Zinsen scrolls to the quote comparison area (filters and quote list enter the viewport), and clicking Sofortkredit returns to the top of the hero; while scrolling only one nav item is highlighted at a time, and when stopped at the quote comparison area the highlighted one is Zinsen." |
| }, |
| { |
| "id": "layout.regression", |
| "m": 4, |
| "dimension": "coverage", |
| "w": 1.0, |
| "description": "After the rearrangement the 10 hexagonal badges, 6 underlined small headings, and three two-color centered headings all still exist with unchanged styling; the hero is still text-left image-right, and all German body copy is unchanged word for word (not replaced with Chinese or new copy)." |
| }, |
| { |
| "id": "skin.toggle", |
| "m": 5, |
| "dimension": "visual", |
| "w": 1.5, |
| "description": "A theme toggle exists at the top; after switching to night the header, body area, and card backgrounds all turn dark, with body text turning light and readable; switching back to day restores the reference image's white background + dark navy + bright blue palette." |
| }, |
| { |
| "id": "skin.consistency", |
| "m": 5, |
| "dimension": "visual", |
| "w": 1.5, |
| "description": "In night mode the quote list, filter controls, application wizard, and bottom pinned bar all darken with the theme, with no residual block still on a white background; the primary color remains the blue family (no second colorful primary color introduced), and the ING 12 Monate row's lowest-rate marker is clearly distinguishable in both modes and stylistically of the same family as the site." |
| }, |
| { |
| "id": "skin.state.keep", |
| "m": 5, |
| "dimension": "functional", |
| "w": 1.5, |
| "description": "Under the state of DKB+Postbank checked, sorted by monthly payment ascending, staying on a non-first page (if that combination has multiple pages), an offer selected, and the wizard stopped at step two with content filled in, switching the theme preserves exactly: the number of filter results, the sort result order, the current page number, the selected row, the wizard step, and the filled content." |
| }, |
| { |
| "id": "skin.persist", |
| "m": 5, |
| "dimension": "functional", |
| "w": 1.0, |
| "description": "After choosing night mode and refreshing the page, the page is still in night mode (it doesn't flash back to day before switching), and after the refresh the bottom pinned bar still shows the original German copy Ihr Creditguide zum Sofortkredit. Vergleichen, Anfragen, Abschließen. when no offer is selected." |
| }, |
| { |
| "id": "skin.hex.regression", |
| "m": 5, |
| "dimension": "coverage", |
| "w": 1.0, |
| "description": "In night mode the 10 badges are still hexagonal with clearly visible outlines (not degraded into squares or disappearing), and the 6 underlined small headings, three two-color headings, and German body copy are exactly the same as in day mode." |
| } |
| ], |
| "inject": null, |
| "qc_static": [], |
| "review_status": "needs_human" |
| } |
