Upload stringleveldigits_159.py
Browse files- stringleveldigits_159.py +101 -0
stringleveldigits_159.py
ADDED
|
@@ -0,0 +1,101 @@
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 1 |
+
# -*- coding: utf-8 -*-
|
| 2 |
+
"""stringleveldigits.159
|
| 3 |
+
|
| 4 |
+
Automatically generated by Colab.
|
| 5 |
+
|
| 6 |
+
Original file is located at
|
| 7 |
+
https://colab.research.google.com/drive/1PYxiyOc2syUh3LwBeNHT7Ks2uQcfVk_n
|
| 8 |
+
"""
|
| 9 |
+
|
| 10 |
+
import numpy as np
|
| 11 |
+
import pandas as pd
|
| 12 |
+
|
| 13 |
+
import os
|
| 14 |
+
|
| 15 |
+
for dirnam, _, filenames in os.walk('financial_risk_assessment.csv'):
|
| 16 |
+
for filename in filenames:
|
| 17 |
+
print(os.path.join(dirname, filename))
|
| 18 |
+
|
| 19 |
+
import pandas as pd
|
| 20 |
+
import numpy as np
|
| 21 |
+
import matplotlib.pyplot as plt
|
| 22 |
+
import seaborn as sns
|
| 23 |
+
from sklearn.model_selection import train_test_split
|
| 24 |
+
from sklearn.preprocessing import StandardScaler, OneHotEncoder
|
| 25 |
+
from sklearn.compose import ColumnTransformer
|
| 26 |
+
from sklearn.pipeline import Pipeline
|
| 27 |
+
from sklearn.impute import SimpleImputer
|
| 28 |
+
from sklearn.ensemble import RandomForestClassifier
|
| 29 |
+
from sklearn.metrics import classification_report, confusion_matrix
|
| 30 |
+
|
| 31 |
+
sns.set(style="whitegrid")
|
| 32 |
+
|
| 33 |
+
df = pd.read_csv('financial_risk_assessment.csv')
|
| 34 |
+
|
| 35 |
+
df.head()
|
| 36 |
+
|
| 37 |
+
df.info()
|
| 38 |
+
|
| 39 |
+
df.describe(include=[np.number])
|
| 40 |
+
|
| 41 |
+
df.describe(include=[object])
|
| 42 |
+
|
| 43 |
+
df.isnull().sum()
|
| 44 |
+
|
| 45 |
+
plt.figure(figsize=(8,6))
|
| 46 |
+
sns.countplot(x='Risk Rating', data=df)
|
| 47 |
+
plt.title('Distribution of Risk Ratings')
|
| 48 |
+
plt.show()
|
| 49 |
+
|
| 50 |
+
num_features = ['Age', 'Income', 'Credit Score', 'Loan Amount', 'Years at Current Job',
|
| 51 |
+
'Debt-to-Income Ratio', 'Assets Value', 'Number of Dependents', 'Previous Defaults']
|
| 52 |
+
df[num_features].hist(figsize=(15,12), bins=30, edgecolor='black')
|
| 53 |
+
plt.suptitle('Histograms of Numerical Features')
|
| 54 |
+
plt.show()
|
| 55 |
+
|
| 56 |
+
plt.figure(figsize=(15,10))
|
| 57 |
+
for i, feature in enumerate(num_features):
|
| 58 |
+
plt.subplot(3, 3, i+1)
|
| 59 |
+
sns.boxplot(x='Risk Rating', y=feature, data=df)
|
| 60 |
+
plt.title(f'Boxplot of {feature}')
|
| 61 |
+
plt.tight_layout()
|
| 62 |
+
plt.show()
|
| 63 |
+
|
| 64 |
+
plt.figure(figsize=(12,10))
|
| 65 |
+
correlation_matrix = df[num_features].corr()
|
| 66 |
+
sns.heatmap(correlation_matrix, annot=True, cmap='coolwarm', fmt='.2f', vmin=-1, vmax=1)
|
| 67 |
+
plt.title('Correlation Heatmap')
|
| 68 |
+
plt.show()
|
| 69 |
+
|
| 70 |
+
for column in['Gender', 'Education Level', 'Marital Status', 'Loan Purpose', 'Employment Status', 'Payment History', 'City', 'State', 'Country']:
|
| 71 |
+
print('f{column} unique values:')
|
| 72 |
+
print(df[column].value_counts())
|
| 73 |
+
print()
|
| 74 |
+
|
| 75 |
+
X = df.drop('Risk Rating', axis=1)
|
| 76 |
+
y = df['Risk Rating']
|
| 77 |
+
|
| 78 |
+
numeric_features = ['Age', 'Income', 'Credit Score', 'Loan Amount', 'Years at Current Job', 'Debt-to-Income Ratio', 'Assets Value', 'Number of Dependents', 'Previous Defaults', 'Marital Status Change']
|
| 79 |
+
categorical_features = ['Gender', 'Education Level', 'Marital Status', 'Loan Purpose', 'Employment Status', 'Payment History', 'City', 'State', 'Country']
|
| 80 |
+
|
| 81 |
+
numeric_transformer = Pipeline(steps=[('imputer', SimpleImputer(strategy='median')), ('scaler', StandardScaler())])
|
| 82 |
+
categorical_transformer = Pipeline(steps=[('imputer', SimpleImputer(strategy='most_frequent')), ('onehot', OneHotEncoder(handle_unknown='ignore'))])
|
| 83 |
+
preprocessor = ColumnTransformer(transformers=[('num', numeric_transformer, numeric_features),('cat', categorical_transformer, categorical_features)])
|
| 84 |
+
|
| 85 |
+
X_train, X_test, y_train, y_test = train_test_split(X, y, test_size=0.2, random_state=42)
|
| 86 |
+
model = Pipeline(steps=[('preprocessor', preprocessor), ('classifier', RandomForestClassifier(n_estimators=100, random_state=42))])
|
| 87 |
+
|
| 88 |
+
model.fit(X_train, y_train)
|
| 89 |
+
|
| 90 |
+
y_pred = model.predict(X_test)
|
| 91 |
+
|
| 92 |
+
print("Classification Report:")
|
| 93 |
+
print(classification_report(y_test, y_pred))
|
| 94 |
+
|
| 95 |
+
conf_matrix = confusion_matrix(y_test, y_pred)
|
| 96 |
+
plt.figure(figsize=(10,7))
|
| 97 |
+
sns.heatmap(conf_matrix, annot=True, fmt='d', cmap='Blues', xticklabels=['Low', 'Medium', 'High'], yticklabels=['Low','Medium', 'High'])
|
| 98 |
+
plt.xlabel('Predicted')
|
| 99 |
+
plt.ylabel('Actual')
|
| 100 |
+
plt.title('Confusion Matrix')
|
| 101 |
+
plt.show()
|