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status of existing checking account class label | duration in month int64 | credit history class label | purpose class label | credit amount int64 | savings account/bonds class label | present employment since class label | installment rate in percentage of disposable income int64 | personal status and sex class label | other debtors / guarantors class label | present residence since int64 | property class label | age in years int64 | other installment plans class label | housing class label | number of existing credits at this bank int64 | job class label | number of people being liable to provide maintenance for int64 | telephone class label | foreign worker class label | class class label |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0< 0 DM | 6 | 4critical account / other credits existing (not at this bank) | 4domestic appliances | 1,169 | 4unknown / no savings account | 4>= 7 years | 4 | 2male: single | 0none | 4 | 0real estate | 67 | 2none | 1own | 2 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
10 <= ... < 200 DM | 48 | 2existing credits paid back duly till now | 4domestic appliances | 5,951 | 0< 100 DM | 21 <= ... < 4 years | 2 | 1female: divorced/separated/married | 0none | 2 | 0real estate | 22 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 1bad |
3no checking account | 12 | 4critical account / other credits existing (not at this bank) | 7vacation | 2,096 | 0< 100 DM | 34 <= ... < 7 years | 2 | 2male: single | 0none | 3 | 0real estate | 49 | 2none | 1own | 1 | 1unskilled - resident | 2 | 0none | 0yes | 0good |
0< 0 DM | 42 | 2existing credits paid back duly till now | 3radio/television | 7,882 | 0< 100 DM | 34 <= ... < 7 years | 2 | 2male: single | 2guarantor | 4 | 1building society savings agreement / life insurance | 45 | 2none | 2for free | 1 | 2skilled employee / official | 2 | 0none | 0yes | 0good |
0< 0 DM | 24 | 3delay in paying off in the past | 0car (new) | 4,870 | 0< 100 DM | 21 <= ... < 4 years | 3 | 2male: single | 0none | 4 | 3unknown / no property | 53 | 2none | 2for free | 2 | 2skilled employee / official | 2 | 0none | 0yes | 1bad |
3no checking account | 36 | 2existing credits paid back duly till now | 7vacation | 9,055 | 4unknown / no savings account | 21 <= ... < 4 years | 2 | 2male: single | 0none | 4 | 3unknown / no property | 35 | 2none | 2for free | 1 | 1unskilled - resident | 2 | 1yes, registered under the customer’s name | 0yes | 0good |
3no checking account | 24 | 2existing credits paid back duly till now | 3radio/television | 2,835 | 2500 <= ... < 1000 DM | 4>= 7 years | 3 | 2male: single | 0none | 4 | 1building society savings agreement / life insurance | 53 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 36 | 2existing credits paid back duly till now | 1car (used) | 6,948 | 0< 100 DM | 21 <= ... < 4 years | 2 | 2male: single | 0none | 2 | 2car or other, not in attribute 6 | 35 | 2none | 0rent | 1 | 3management / self-employed / highly qualified employee / officer | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
3no checking account | 12 | 2existing credits paid back duly till now | 4domestic appliances | 3,059 | 3>= 1000 DM | 34 <= ... < 7 years | 2 | 0male: divorced/separated | 0none | 4 | 0real estate | 61 | 2none | 1own | 1 | 1unskilled - resident | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 30 | 4critical account / other credits existing (not at this bank) | 0car (new) | 5,234 | 0< 100 DM | 0unemployed | 4 | 3male: married/widowed | 0none | 2 | 2car or other, not in attribute 6 | 28 | 2none | 1own | 2 | 3management / self-employed / highly qualified employee / officer | 1 | 0none | 0yes | 1bad |
10 <= ... < 200 DM | 12 | 2existing credits paid back duly till now | 0car (new) | 1,295 | 0< 100 DM | 1< 1 year | 3 | 1female: divorced/separated/married | 0none | 1 | 2car or other, not in attribute 6 | 25 | 2none | 0rent | 1 | 2skilled employee / official | 1 | 0none | 0yes | 1bad |
0< 0 DM | 48 | 2existing credits paid back duly till now | 9business | 4,308 | 0< 100 DM | 1< 1 year | 3 | 1female: divorced/separated/married | 0none | 4 | 1building society savings agreement / life insurance | 24 | 2none | 0rent | 1 | 2skilled employee / official | 1 | 0none | 0yes | 1bad |
10 <= ... < 200 DM | 12 | 2existing credits paid back duly till now | 4domestic appliances | 1,567 | 0< 100 DM | 21 <= ... < 4 years | 1 | 1female: divorced/separated/married | 0none | 1 | 2car or other, not in attribute 6 | 22 | 2none | 1own | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
0< 0 DM | 24 | 4critical account / other credits existing (not at this bank) | 0car (new) | 1,199 | 0< 100 DM | 4>= 7 years | 4 | 2male: single | 0none | 4 | 2car or other, not in attribute 6 | 60 | 2none | 1own | 2 | 1unskilled - resident | 1 | 0none | 0yes | 1bad |
0< 0 DM | 15 | 2existing credits paid back duly till now | 0car (new) | 1,403 | 0< 100 DM | 21 <= ... < 4 years | 2 | 1female: divorced/separated/married | 0none | 4 | 2car or other, not in attribute 6 | 28 | 2none | 0rent | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
0< 0 DM | 24 | 2existing credits paid back duly till now | 4domestic appliances | 1,282 | 1100 <= ... < 500 DM | 21 <= ... < 4 years | 4 | 1female: divorced/separated/married | 0none | 2 | 2car or other, not in attribute 6 | 32 | 2none | 1own | 1 | 1unskilled - resident | 1 | 0none | 0yes | 1bad |
3no checking account | 24 | 4critical account / other credits existing (not at this bank) | 4domestic appliances | 2,424 | 4unknown / no savings account | 4>= 7 years | 4 | 2male: single | 0none | 4 | 1building society savings agreement / life insurance | 53 | 2none | 1own | 2 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
0< 0 DM | 30 | 0no credits taken / all credits paid back duly | 9business | 8,072 | 4unknown / no savings account | 1< 1 year | 2 | 2male: single | 0none | 3 | 2car or other, not in attribute 6 | 25 | 0bank | 1own | 3 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 24 | 2existing credits paid back duly till now | 1car (used) | 12,579 | 0< 100 DM | 4>= 7 years | 4 | 1female: divorced/separated/married | 0none | 2 | 3unknown / no property | 44 | 2none | 2for free | 1 | 3management / self-employed / highly qualified employee / officer | 1 | 1yes, registered under the customer’s name | 0yes | 1bad |
3no checking account | 24 | 2existing credits paid back duly till now | 4domestic appliances | 3,430 | 2500 <= ... < 1000 DM | 4>= 7 years | 3 | 2male: single | 0none | 2 | 2car or other, not in attribute 6 | 31 | 2none | 1own | 1 | 2skilled employee / official | 2 | 1yes, registered under the customer’s name | 0yes | 0good |
3no checking account | 9 | 4critical account / other credits existing (not at this bank) | 0car (new) | 2,134 | 0< 100 DM | 21 <= ... < 4 years | 4 | 2male: single | 0none | 4 | 2car or other, not in attribute 6 | 48 | 2none | 1own | 3 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
0< 0 DM | 6 | 2existing credits paid back duly till now | 4domestic appliances | 2,647 | 2500 <= ... < 1000 DM | 21 <= ... < 4 years | 2 | 2male: single | 0none | 3 | 0real estate | 44 | 2none | 0rent | 1 | 2skilled employee / official | 2 | 0none | 0yes | 0good |
0< 0 DM | 10 | 4critical account / other credits existing (not at this bank) | 0car (new) | 2,241 | 0< 100 DM | 1< 1 year | 1 | 2male: single | 0none | 3 | 0real estate | 48 | 2none | 0rent | 2 | 1unskilled - resident | 2 | 0none | 1no | 0good |
10 <= ... < 200 DM | 12 | 4critical account / other credits existing (not at this bank) | 1car (used) | 1,804 | 1100 <= ... < 500 DM | 1< 1 year | 3 | 2male: single | 0none | 4 | 1building society savings agreement / life insurance | 44 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
3no checking account | 10 | 4critical account / other credits existing (not at this bank) | 3radio/television | 2,069 | 4unknown / no savings account | 21 <= ... < 4 years | 2 | 3male: married/widowed | 0none | 1 | 2car or other, not in attribute 6 | 26 | 2none | 1own | 2 | 2skilled employee / official | 1 | 0none | 1no | 0good |
0< 0 DM | 6 | 2existing credits paid back duly till now | 3radio/television | 1,374 | 0< 100 DM | 21 <= ... < 4 years | 1 | 2male: single | 0none | 2 | 0real estate | 36 | 0bank | 1own | 1 | 1unskilled - resident | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
3no checking account | 6 | 0no credits taken / all credits paid back duly | 4domestic appliances | 426 | 0< 100 DM | 4>= 7 years | 4 | 3male: married/widowed | 0none | 4 | 2car or other, not in attribute 6 | 39 | 2none | 1own | 1 | 1unskilled - resident | 1 | 0none | 0yes | 0good |
2>= 200 DM / salary assignments for at least 1 year | 12 | 1all credits at this bank paid back duly | 4domestic appliances | 409 | 3>= 1000 DM | 21 <= ... < 4 years | 3 | 1female: divorced/separated/married | 0none | 3 | 0real estate | 42 | 2none | 0rent | 2 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 7 | 2existing credits paid back duly till now | 4domestic appliances | 2,415 | 0< 100 DM | 21 <= ... < 4 years | 3 | 2male: single | 2guarantor | 2 | 0real estate | 34 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
0< 0 DM | 60 | 3delay in paying off in the past | 9business | 6,836 | 0< 100 DM | 4>= 7 years | 3 | 2male: single | 0none | 4 | 3unknown / no property | 63 | 2none | 1own | 2 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 1bad |
10 <= ... < 200 DM | 18 | 2existing credits paid back duly till now | 9business | 1,913 | 3>= 1000 DM | 1< 1 year | 3 | 3male: married/widowed | 0none | 3 | 0real estate | 36 | 0bank | 1own | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
0< 0 DM | 24 | 2existing credits paid back duly till now | 3radio/television | 4,020 | 0< 100 DM | 21 <= ... < 4 years | 2 | 2male: single | 0none | 2 | 2car or other, not in attribute 6 | 27 | 1stores | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 18 | 2existing credits paid back duly till now | 0car (new) | 5,866 | 1100 <= ... < 500 DM | 21 <= ... < 4 years | 2 | 2male: single | 0none | 2 | 2car or other, not in attribute 6 | 30 | 2none | 1own | 2 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
3no checking account | 12 | 4critical account / other credits existing (not at this bank) | 9business | 1,264 | 4unknown / no savings account | 4>= 7 years | 4 | 2male: single | 0none | 4 | 3unknown / no property | 57 | 2none | 0rent | 1 | 1unskilled - resident | 1 | 0none | 0yes | 0good |
2>= 200 DM / salary assignments for at least 1 year | 12 | 2existing credits paid back duly till now | 3radio/television | 1,474 | 0< 100 DM | 1< 1 year | 4 | 1female: divorced/separated/married | 0none | 1 | 1building society savings agreement / life insurance | 33 | 0bank | 1own | 1 | 3management / self-employed / highly qualified employee / officer | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
10 <= ... < 200 DM | 45 | 4critical account / other credits existing (not at this bank) | 4domestic appliances | 4,746 | 0< 100 DM | 1< 1 year | 4 | 2male: single | 0none | 2 | 1building society savings agreement / life insurance | 25 | 2none | 1own | 2 | 1unskilled - resident | 1 | 0none | 0yes | 1bad |
3no checking account | 48 | 4critical account / other credits existing (not at this bank) | 7vacation | 6,110 | 0< 100 DM | 21 <= ... < 4 years | 1 | 2male: single | 0none | 3 | 3unknown / no property | 31 | 0bank | 2for free | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
2>= 200 DM / salary assignments for at least 1 year | 18 | 2existing credits paid back duly till now | 4domestic appliances | 2,100 | 0< 100 DM | 21 <= ... < 4 years | 4 | 2male: single | 1co-applicant | 2 | 0real estate | 37 | 1stores | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 1bad |
2>= 200 DM / salary assignments for at least 1 year | 10 | 2existing credits paid back duly till now | 5repairs | 1,225 | 0< 100 DM | 21 <= ... < 4 years | 2 | 2male: single | 0none | 2 | 2car or other, not in attribute 6 | 37 | 2none | 1own | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
10 <= ... < 200 DM | 9 | 2existing credits paid back duly till now | 4domestic appliances | 458 | 0< 100 DM | 21 <= ... < 4 years | 4 | 2male: single | 0none | 3 | 0real estate | 24 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
3no checking account | 30 | 2existing credits paid back duly till now | 4domestic appliances | 2,333 | 2500 <= ... < 1000 DM | 4>= 7 years | 4 | 2male: single | 0none | 2 | 2car or other, not in attribute 6 | 30 | 0bank | 1own | 1 | 3management / self-employed / highly qualified employee / officer | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 12 | 2existing credits paid back duly till now | 4domestic appliances | 1,158 | 2500 <= ... < 1000 DM | 21 <= ... < 4 years | 3 | 0male: divorced/separated | 0none | 1 | 2car or other, not in attribute 6 | 26 | 2none | 1own | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
10 <= ... < 200 DM | 18 | 3delay in paying off in the past | 6education | 6,204 | 0< 100 DM | 21 <= ... < 4 years | 2 | 2male: single | 0none | 4 | 0real estate | 44 | 2none | 1own | 1 | 1unskilled - resident | 2 | 1yes, registered under the customer’s name | 0yes | 0good |
0< 0 DM | 30 | 4critical account / other credits existing (not at this bank) | 1car (used) | 6,187 | 1100 <= ... < 500 DM | 34 <= ... < 7 years | 1 | 3male: married/widowed | 0none | 4 | 2car or other, not in attribute 6 | 24 | 2none | 0rent | 2 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
0< 0 DM | 48 | 4critical account / other credits existing (not at this bank) | 1car (used) | 6,143 | 0< 100 DM | 4>= 7 years | 4 | 1female: divorced/separated/married | 0none | 4 | 3unknown / no property | 58 | 1stores | 2for free | 2 | 1unskilled - resident | 1 | 0none | 0yes | 1bad |
3no checking account | 11 | 4critical account / other credits existing (not at this bank) | 0car (new) | 1,393 | 0< 100 DM | 1< 1 year | 4 | 1female: divorced/separated/married | 0none | 4 | 2car or other, not in attribute 6 | 35 | 2none | 1own | 2 | 3management / self-employed / highly qualified employee / officer | 1 | 0none | 0yes | 0good |
3no checking account | 36 | 2existing credits paid back duly till now | 4domestic appliances | 2,299 | 2500 <= ... < 1000 DM | 4>= 7 years | 4 | 2male: single | 0none | 4 | 2car or other, not in attribute 6 | 39 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
0< 0 DM | 6 | 2existing credits paid back duly till now | 1car (used) | 1,352 | 2500 <= ... < 1000 DM | 0unemployed | 1 | 1female: divorced/separated/married | 0none | 2 | 1building society savings agreement / life insurance | 23 | 2none | 0rent | 1 | 0unemployed / unskilled - non-resident | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
3no checking account | 11 | 4critical account / other credits existing (not at this bank) | 0car (new) | 7,228 | 0< 100 DM | 21 <= ... < 4 years | 1 | 2male: single | 0none | 4 | 1building society savings agreement / life insurance | 39 | 2none | 1own | 2 | 1unskilled - resident | 1 | 0none | 0yes | 0good |
3no checking account | 12 | 2existing credits paid back duly till now | 4domestic appliances | 2,073 | 1100 <= ... < 500 DM | 21 <= ... < 4 years | 4 | 1female: divorced/separated/married | 1co-applicant | 2 | 0real estate | 28 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 24 | 3delay in paying off in the past | 3radio/television | 2,333 | 4unknown / no savings account | 1< 1 year | 4 | 2male: single | 0none | 2 | 1building society savings agreement / life insurance | 29 | 0bank | 1own | 1 | 1unskilled - resident | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 27 | 3delay in paying off in the past | 1car (used) | 5,965 | 0< 100 DM | 4>= 7 years | 1 | 2male: single | 0none | 2 | 2car or other, not in attribute 6 | 30 | 2none | 1own | 2 | 3management / self-employed / highly qualified employee / officer | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
3no checking account | 12 | 2existing credits paid back duly till now | 4domestic appliances | 1,262 | 0< 100 DM | 21 <= ... < 4 years | 3 | 2male: single | 0none | 2 | 2car or other, not in attribute 6 | 25 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
3no checking account | 18 | 2existing credits paid back duly till now | 1car (used) | 3,378 | 4unknown / no savings account | 21 <= ... < 4 years | 2 | 2male: single | 0none | 1 | 1building society savings agreement / life insurance | 31 | 2none | 1own | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
10 <= ... < 200 DM | 36 | 3delay in paying off in the past | 0car (new) | 2,225 | 0< 100 DM | 4>= 7 years | 4 | 2male: single | 0none | 4 | 3unknown / no property | 57 | 0bank | 2for free | 2 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 1bad |
3no checking account | 6 | 1all credits at this bank paid back duly | 0car (new) | 783 | 4unknown / no savings account | 21 <= ... < 4 years | 1 | 2male: single | 2guarantor | 2 | 0real estate | 26 | 1stores | 1own | 1 | 1unskilled - resident | 2 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 12 | 2existing credits paid back duly till now | 4domestic appliances | 6,468 | 4unknown / no savings account | 0unemployed | 2 | 2male: single | 0none | 1 | 3unknown / no property | 52 | 2none | 1own | 1 | 3management / self-employed / highly qualified employee / officer | 1 | 1yes, registered under the customer’s name | 0yes | 1bad |
3no checking account | 36 | 4critical account / other credits existing (not at this bank) | 4domestic appliances | 9,566 | 0< 100 DM | 21 <= ... < 4 years | 2 | 1female: divorced/separated/married | 0none | 2 | 2car or other, not in attribute 6 | 31 | 1stores | 1own | 2 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
2>= 200 DM / salary assignments for at least 1 year | 18 | 2existing credits paid back duly till now | 0car (new) | 1,961 | 0< 100 DM | 4>= 7 years | 3 | 1female: divorced/separated/married | 0none | 2 | 2car or other, not in attribute 6 | 23 | 2none | 1own | 1 | 3management / self-employed / highly qualified employee / officer | 1 | 0none | 0yes | 0good |
0< 0 DM | 36 | 4critical account / other credits existing (not at this bank) | 3radio/television | 6,229 | 0< 100 DM | 1< 1 year | 4 | 1female: divorced/separated/married | 1co-applicant | 4 | 3unknown / no property | 23 | 2none | 0rent | 2 | 1unskilled - resident | 1 | 1yes, registered under the customer’s name | 0yes | 1bad |
10 <= ... < 200 DM | 9 | 2existing credits paid back duly till now | 9business | 1,391 | 0< 100 DM | 21 <= ... < 4 years | 2 | 3male: married/widowed | 0none | 1 | 0real estate | 27 | 0bank | 1own | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
10 <= ... < 200 DM | 15 | 4critical account / other credits existing (not at this bank) | 4domestic appliances | 1,537 | 4unknown / no savings account | 4>= 7 years | 4 | 2male: single | 2guarantor | 4 | 0real estate | 50 | 2none | 1own | 2 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
10 <= ... < 200 DM | 36 | 0no credits taken / all credits paid back duly | 9business | 1,953 | 0< 100 DM | 4>= 7 years | 4 | 2male: single | 0none | 4 | 3unknown / no property | 61 | 2none | 2for free | 1 | 3management / self-employed / highly qualified employee / officer | 1 | 1yes, registered under the customer’s name | 0yes | 1bad |
10 <= ... < 200 DM | 48 | 0no credits taken / all credits paid back duly | 9business | 14,421 | 0< 100 DM | 21 <= ... < 4 years | 2 | 2male: single | 0none | 2 | 2car or other, not in attribute 6 | 25 | 2none | 1own | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 1bad |
3no checking account | 24 | 2existing credits paid back duly till now | 4domestic appliances | 3,181 | 0< 100 DM | 1< 1 year | 4 | 1female: divorced/separated/married | 0none | 4 | 1building society savings agreement / life insurance | 26 | 2none | 1own | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
3no checking account | 27 | 2existing credits paid back duly till now | 6education | 5,190 | 4unknown / no savings account | 4>= 7 years | 4 | 2male: single | 0none | 4 | 1building society savings agreement / life insurance | 48 | 2none | 1own | 4 | 2skilled employee / official | 2 | 1yes, registered under the customer’s name | 0yes | 0good |
3no checking account | 12 | 2existing credits paid back duly till now | 4domestic appliances | 2,171 | 0< 100 DM | 1< 1 year | 2 | 1female: divorced/separated/married | 0none | 2 | 2car or other, not in attribute 6 | 29 | 0bank | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 12 | 2existing credits paid back duly till now | 0car (new) | 1,007 | 3>= 1000 DM | 21 <= ... < 4 years | 4 | 3male: married/widowed | 0none | 1 | 0real estate | 22 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
3no checking account | 36 | 2existing credits paid back duly till now | 7vacation | 1,819 | 0< 100 DM | 21 <= ... < 4 years | 4 | 2male: single | 0none | 4 | 3unknown / no property | 37 | 1stores | 2for free | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 1bad |
3no checking account | 36 | 2existing credits paid back duly till now | 4domestic appliances | 2,394 | 4unknown / no savings account | 21 <= ... < 4 years | 4 | 1female: divorced/separated/married | 0none | 4 | 2car or other, not in attribute 6 | 25 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
3no checking account | 36 | 2existing credits paid back duly till now | 1car (used) | 8,133 | 0< 100 DM | 21 <= ... < 4 years | 1 | 1female: divorced/separated/married | 0none | 2 | 1building society savings agreement / life insurance | 30 | 0bank | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
3no checking account | 7 | 4critical account / other credits existing (not at this bank) | 4domestic appliances | 730 | 4unknown / no savings account | 4>= 7 years | 4 | 2male: single | 0none | 2 | 1building society savings agreement / life insurance | 46 | 2none | 0rent | 2 | 1unskilled - resident | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
0< 0 DM | 8 | 4critical account / other credits existing (not at this bank) | 2furniture/equipment | 1,164 | 0< 100 DM | 4>= 7 years | 3 | 2male: single | 0none | 4 | 3unknown / no property | 51 | 0bank | 2for free | 2 | 3management / self-employed / highly qualified employee / officer | 2 | 1yes, registered under the customer’s name | 0yes | 0good |
10 <= ... < 200 DM | 42 | 4critical account / other credits existing (not at this bank) | 9business | 5,954 | 0< 100 DM | 34 <= ... < 7 years | 2 | 1female: divorced/separated/married | 0none | 1 | 0real estate | 41 | 0bank | 1own | 2 | 1unskilled - resident | 1 | 0none | 0yes | 0good |
0< 0 DM | 36 | 2existing credits paid back duly till now | 7vacation | 1,977 | 4unknown / no savings account | 4>= 7 years | 4 | 2male: single | 0none | 4 | 3unknown / no property | 40 | 2none | 1own | 1 | 3management / self-employed / highly qualified employee / officer | 1 | 1yes, registered under the customer’s name | 0yes | 1bad |
0< 0 DM | 12 | 4critical account / other credits existing (not at this bank) | 1car (used) | 1,526 | 0< 100 DM | 4>= 7 years | 4 | 2male: single | 0none | 4 | 3unknown / no property | 66 | 2none | 2for free | 2 | 3management / self-employed / highly qualified employee / officer | 1 | 0none | 0yes | 0good |
0< 0 DM | 42 | 2existing credits paid back duly till now | 4domestic appliances | 3,965 | 0< 100 DM | 1< 1 year | 4 | 2male: single | 0none | 3 | 2car or other, not in attribute 6 | 34 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 1bad |
10 <= ... < 200 DM | 11 | 3delay in paying off in the past | 4domestic appliances | 4,771 | 0< 100 DM | 34 <= ... < 7 years | 2 | 2male: single | 0none | 4 | 1building society savings agreement / life insurance | 51 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
3no checking account | 54 | 0no credits taken / all credits paid back duly | 1car (used) | 9,436 | 4unknown / no savings account | 21 <= ... < 4 years | 2 | 2male: single | 0none | 2 | 1building society savings agreement / life insurance | 39 | 2none | 1own | 1 | 1unskilled - resident | 2 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 30 | 2existing credits paid back duly till now | 3radio/television | 3,832 | 0< 100 DM | 1< 1 year | 2 | 3male: married/widowed | 0none | 1 | 1building society savings agreement / life insurance | 22 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
3no checking account | 24 | 2existing credits paid back duly till now | 4domestic appliances | 5,943 | 4unknown / no savings account | 1< 1 year | 1 | 1female: divorced/separated/married | 0none | 1 | 2car or other, not in attribute 6 | 44 | 2none | 1own | 2 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 1bad |
3no checking account | 15 | 2existing credits paid back duly till now | 4domestic appliances | 1,213 | 2500 <= ... < 1000 DM | 4>= 7 years | 4 | 2male: single | 0none | 3 | 1building society savings agreement / life insurance | 47 | 1stores | 1own | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
3no checking account | 18 | 2existing credits paid back duly till now | 9business | 1,568 | 1100 <= ... < 500 DM | 21 <= ... < 4 years | 3 | 1female: divorced/separated/married | 0none | 4 | 1building society savings agreement / life insurance | 24 | 2none | 0rent | 1 | 1unskilled - resident | 1 | 0none | 0yes | 0good |
0< 0 DM | 24 | 2existing credits paid back duly till now | 2furniture/equipment | 1,755 | 0< 100 DM | 4>= 7 years | 4 | 1female: divorced/separated/married | 2guarantor | 4 | 0real estate | 58 | 2none | 1own | 1 | 1unskilled - resident | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
0< 0 DM | 10 | 2existing credits paid back duly till now | 4domestic appliances | 2,315 | 0< 100 DM | 4>= 7 years | 3 | 2male: single | 0none | 4 | 0real estate | 52 | 2none | 1own | 1 | 1unskilled - resident | 1 | 0none | 0yes | 0good |
3no checking account | 12 | 4critical account / other credits existing (not at this bank) | 9business | 1,412 | 0< 100 DM | 21 <= ... < 4 years | 4 | 1female: divorced/separated/married | 2guarantor | 2 | 0real estate | 29 | 2none | 1own | 2 | 3management / self-employed / highly qualified employee / officer | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
10 <= ... < 200 DM | 18 | 4critical account / other credits existing (not at this bank) | 3radio/television | 1,295 | 0< 100 DM | 1< 1 year | 4 | 1female: divorced/separated/married | 0none | 1 | 1building society savings agreement / life insurance | 27 | 2none | 1own | 2 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 36 | 2existing credits paid back duly till now | 7vacation | 12,612 | 1100 <= ... < 500 DM | 21 <= ... < 4 years | 1 | 2male: single | 0none | 4 | 3unknown / no property | 47 | 2none | 2for free | 1 | 2skilled employee / official | 2 | 1yes, registered under the customer’s name | 0yes | 1bad |
0< 0 DM | 18 | 2existing credits paid back duly till now | 0car (new) | 2,249 | 1100 <= ... < 500 DM | 34 <= ... < 7 years | 4 | 2male: single | 0none | 3 | 2car or other, not in attribute 6 | 30 | 2none | 1own | 1 | 3management / self-employed / highly qualified employee / officer | 2 | 1yes, registered under the customer’s name | 0yes | 0good |
0< 0 DM | 12 | 0no credits taken / all credits paid back duly | 6education | 1,108 | 0< 100 DM | 34 <= ... < 7 years | 4 | 2male: single | 0none | 3 | 0real estate | 28 | 2none | 1own | 2 | 2skilled employee / official | 1 | 0none | 0yes | 1bad |
3no checking account | 12 | 4critical account / other credits existing (not at this bank) | 4domestic appliances | 618 | 0< 100 DM | 4>= 7 years | 4 | 2male: single | 0none | 4 | 0real estate | 56 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
0< 0 DM | 12 | 4critical account / other credits existing (not at this bank) | 1car (used) | 1,409 | 0< 100 DM | 4>= 7 years | 4 | 2male: single | 0none | 3 | 0real estate | 54 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
3no checking account | 12 | 4critical account / other credits existing (not at this bank) | 4domestic appliances | 797 | 4unknown / no savings account | 4>= 7 years | 4 | 1female: divorced/separated/married | 0none | 3 | 1building society savings agreement / life insurance | 33 | 0bank | 1own | 1 | 1unskilled - resident | 2 | 0none | 0yes | 1bad |
2>= 200 DM / salary assignments for at least 1 year | 24 | 4critical account / other credits existing (not at this bank) | 3radio/television | 3,617 | 4unknown / no savings account | 4>= 7 years | 4 | 2male: single | 1co-applicant | 4 | 3unknown / no property | 20 | 2none | 0rent | 2 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 12 | 2existing credits paid back duly till now | 0car (new) | 1,318 | 3>= 1000 DM | 4>= 7 years | 4 | 2male: single | 0none | 4 | 0real estate | 54 | 2none | 1own | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 0good |
10 <= ... < 200 DM | 54 | 0no credits taken / all credits paid back duly | 9business | 15,945 | 0< 100 DM | 1< 1 year | 3 | 2male: single | 0none | 4 | 3unknown / no property | 58 | 2none | 0rent | 1 | 2skilled employee / official | 1 | 1yes, registered under the customer’s name | 0yes | 1bad |
3no checking account | 12 | 4critical account / other credits existing (not at this bank) | 7vacation | 2,012 | 4unknown / no savings account | 34 <= ... < 7 years | 4 | 1female: divorced/separated/married | 0none | 2 | 2car or other, not in attribute 6 | 61 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 18 | 2existing credits paid back duly till now | 9business | 2,622 | 1100 <= ... < 500 DM | 21 <= ... < 4 years | 4 | 2male: single | 0none | 4 | 2car or other, not in attribute 6 | 34 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 36 | 4critical account / other credits existing (not at this bank) | 4domestic appliances | 2,337 | 0< 100 DM | 4>= 7 years | 4 | 2male: single | 0none | 4 | 0real estate | 36 | 2none | 1own | 1 | 2skilled employee / official | 1 | 0none | 0yes | 0good |
10 <= ... < 200 DM | 20 | 3delay in paying off in the past | 1car (used) | 7,057 | 4unknown / no savings account | 34 <= ... < 7 years | 3 | 2male: single | 0none | 4 | 1building society savings agreement / life insurance | 36 | 0bank | 0rent | 2 | 3management / self-employed / highly qualified employee / officer | 2 | 1yes, registered under the customer’s name | 0yes | 0good |
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