debt_data.csv

ovd_days,sex,bal_due,need_coll_amt,exchanged_need_coll_amt,ovd_days_group,exchanged_amt_group,avg_daily_balance,avg_daily_expense,avg_daily_income,asset,age,reason
302.0,F,4096.35,4096.35,4096.35,90+,1000-5000,50.68,7.9,58.58,2574.57,59,公司拖欠工资，暂时无法偿还欠款
9.0,M,5984.4,1736.92,1736.92,0-30,1000-5000,39.27,14.43,53.7,1979.38,35,过分依赖单一收入来源，当来源中断时陷入困境
40.0,M,12126.06,12126.06,12126.06,30-90,5000-20000,42.25,76.81,119.06,4406.59,30,信用卡或贷款遭遇诈骗，经济受损严重
64.0,M,6198.81,6198.81,6198.81,30-90,5000-20000,44.31,64.36,108.67,3022.01,20,被误导参与高风险投资，遭受经济损失
241.0,M,13141.21,13141.21,13141.21,90+,5000-20000,32.67,50.24,82.91,3561.51,58,工资大幅下降，收入不足以覆盖欠款
10.0,M,4776.66,1583.34,1583.34,0-30,1000-5000,27.47,8.36,35.83,2152.26,57,被误导参与高风险投资，遭受经济损失
151.0,M,1035.29,1035.29,1035.29,90+,1000-5000,32.44,19.75,52.19,2120.72,21,涉及法律纠纷，资金被冻结或赔偿金额较大
59.0,M,2179.73,2179.73,2179.73,30-90,1000-5000,5.16,12.92,18.08,1983.79,21,最近失业，暂时没有经济来源
252.0,M,10153.06,10153.06,10153.06,90+,5000-20000,16.82,55.87,72.69,3450.69,36,工作地点变更或异地调动，增加搬迁与生活成本
4.0,M,12460.33,3651.14,3651.14,0-30,1000-5000,52.12,30.56,82.67999999999999,2474.72,47,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
241.0,M,3193.95,3193.95,3193.95,90+,1000-5000,15.11,43.24,58.35,2178.62,31,未能按时收到客户或业务款项，现金流紧张
120.0,M,7111.99,7111.99,7111.99,90+,5000-20000,40.02,39.28,79.30000000000001,2852.15,25,因重大疾病或意外受伤，医药费占用了大部分资金
252.0,M,46479.15,46479.15,46479.15,90+,20000-100000,146.51,73.48,219.99,10389.43,52,被他人恶意起诉或经济纠纷牵连，导致支出增加
221.0,M,1024.68,1024.68,1024.68,90+,1000-5000,27.16,28.68,55.84,2312.98,24,行业政策调整或市场需求变化，导致业务停滞
9.0,M,1342.02,1342.02,1342.02,0-30,1000-5000,22.61,21.86,44.47,2082.96,20,家庭成员重病或离世，额外经济负担较大
29.0,M,15049.23,7736.1,7736.1,0-30,5000-20000,14.75,28.57,43.32,2718.0,45,对金融诈骗或非法集资缺乏警觉，导致资金被骗
283.0,M,1153.32,1153.32,1153.32,90+,1000-5000,13.72,12.25,25.97,2076.31,25,身体状况欠佳，导致无法正常工作，收入减少
222.0,F,1027.2,1027.2,1027.2,90+,1000-5000,16.45,5.54,21.99,2071.18,22,一时疏忽未做好财务规划，导致资金周转困难
29.0,M,2450.51,1617.93,1617.93,0-30,1000-5000,8.98,40.0,48.98,2088.03,55,家庭成员重病或离世，额外经济负担较大
152.0,M,51908.77,51908.77,51908.77,90+,20000-100000,207.31,137.09,344.4,8716.96,43,在财务压力下未能及时调整消费习惯
271.0,M,2937.11,2937.11,2937.11,90+,1000-5000,14.08,5.36,19.44,2323.32,24,家庭内部分配不均，财务管理冲突
338.0,M,8053.4,8053.4,8053.4,90+,5000-20000,23.12,13.26,36.38,3080.44,18,信用卡或贷款遭遇诈骗，经济受损严重
11.0,M,25820.89,1535.88,1535.88,0-30,1000-5000,16.86,14.36,31.22,1970.24,54,曾因坐牢或其他法律问题，导致无法还款
100.0,M,6318.21,6318.21,6318.21,90+,5000-20000,45.36,29.56,74.92,2782.24,43,因市场经济下行或行业裁员潮，收入减少
29.0,M,8475.14,3967.32,3967.32,0-30,1000-5000,25.55,55.54,81.09,2676.71,46,被误导参与高风险投资，遭受经济损失
8.0,M,77359.87,5680.55,5680.55,0-30,5000-20000,29.99,30.09,60.08,3010.06,33,家庭成员重病或离世，额外经济负担较大
215.0,M,7368.99,7368.99,7368.99,90+,5000-20000,47.33,31.03,78.36,3080.74,40,因市场经济下行或行业裁员潮，收入减少
10.0,M,29962.19,3451.37,3451.37,0-30,1000-5000,8.99,24.17,33.160000000000004,2476.28,60,在财务压力下未能及时调整消费习惯
237.0,F,5712.62,5712.62,5712.62,90+,5000-20000,31.36,12.7,44.06,2985.57,22,因通货膨胀或物价上涨，生活成本高涨
12.0,M,66847.76,10099.96,10099.96,0-30,5000-20000,52.77,22.82,75.59,3989.04,25,遭遇自然灾害（如地震、洪水等），导致财产损失严重
29.0,M,13793.06,1737.61,1737.61,0-30,1000-5000,11.24,27.28,38.52,1979.98,38,家庭内部分配不均，财务管理冲突
28.0,M,24113.07,4507.53,4507.53,0-30,1000-5000,10.49,7.69,18.18,2467.55,25,在财务压力下未能及时调整消费习惯
313.0,M,5110.18,5110.18,5110.18,90+,5000-20000,28.78,50.34,79.12,2574.8,35,在财务压力下未能及时调整消费习惯
314.0,M,1730.53,1730.53,1730.53,90+,1000-5000,45.55,5.86,51.41,2257.56,47,涉及法律纠纷，资金被冻结或赔偿金额较大
222.0,M,2702.24,2702.24,2702.24,90+,1000-5000,41.33,39.14,80.47,2591.78,31,遭遇自然灾害（如地震、洪水等），导致财产损失严重
156.0,F,1627.81,1627.81,1627.81,90+,1000-5000,32.29,17.38,49.67,1812.08,28,被误导参与高风险投资，遭受经济损失
90.0,M,3378.36,3378.36,3378.36,30-90,1000-5000,44.16,5.72,49.879999999999995,2205.65,28,支援朋友或亲戚后，未能按时收回借款
9.0,M,16971.43,1763.52,1763.52,0-30,1000-5000,22.1,37.37,59.47,2286.96,55,未能按时收到客户或业务款项，现金流紧张
69.0,F,14116.2,14116.2,14116.2,30-90,5000-20000,26.85,52.22,79.07,3913.64,36,未能按时收到客户或业务款项，现金流紧张
241.0,M,1757.46,1757.46,1757.46,90+,1000-5000,35.95,20.73,56.68000000000001,2008.59,57,意外事故导致财产损失或需支付赔偿
9.0,M,27359.08,3076.47,3076.47,0-30,1000-5000,32.43,10.0,42.43,2716.1,23,创业失败，资金链断裂
59.0,M,7209.69,7209.69,7209.69,30-90,5000-20000,26.3,10.72,37.02,2770.19,29,一时疏忽未做好财务规划，导致资金周转困难
120.0,M,3320.67,3320.67,3320.67,90+,1000-5000,16.92,15.02,31.94,2481.14,60,遭遇自然灾害（如地震、洪水等），导致财产损失严重
9.0,M,4329.03,1717.67,1717.67,0-30,1000-5000,24.63,14.11,38.739999999999995,2029.43,40,涉及法律纠纷，资金被冻结或赔偿金额较大
314.0,M,1160.18,1160.18,1160.18,90+,1000-5000,26.19,24.69,50.88,2318.89,47,因重大疾病或意外受伤，医药费占用了大部分资金
151.0,M,2587.04,2587.04,2587.04,90+,1000-5000,47.55,6.02,53.56999999999999,2021.27,28,最近失业，暂时没有经济来源
9.0,M,17402.46,14471.51,14471.51,0-30,5000-20000,92.62,5.25,97.87,4076.46,50,家庭成员重病或离世，额外经济负担较大
9.0,M,4095.02,1143.17,1143.17,0-30,1000-5000,37.91,29.59,67.5,2111.73,48,公司拖欠工资，暂时无法偿还欠款
184.0,M,18160.65,18160.65,18160.65,90+,5000-20000,71.9,81.27,153.17000000000002,4211.01,18,工作地点变更或异地调动，增加搬迁与生活成本
9.0,M,10666.76,1223.31,1223.31,0-30,1000-5000,24.1,12.94,37.04,1831.44,22,过度消费导致信用卡欠款累积
163.0,M,1994.76,1994.76,1994.76,90+,1000-5000,20.96,16.05,37.010000000000005,2312.66,53,遭遇自然灾害（如地震、洪水等），导致财产损失严重
302.0,M,25804.55,25804.55,25804.55,90+,20000-100000,100.78,30.16,130.94,5476.19,44,没有储备紧急备用金，导致突发情况难以应对
90.0,M,3549.13,3549.13,3549.13,30-90,1000-5000,43.62,10.01,53.629999999999995,2040.32,58,创业失败，资金链断裂
184.0,F,12274.73,12274.73,12274.73,90+,5000-20000,57.79,64.88,122.67,4246.75,39,过分依赖单一收入来源，当来源中断时陷入困境
252.0,M,9775.33,9775.33,9775.33,90+,5000-20000,96.19,29.68,125.87,2931.01,53,涉及法律纠纷，资金被冻结或赔偿金额较大
60.0,F,23512.4,23512.4,23512.4,30-90,20000-100000,62.94,91.96,154.89999999999998,5938.51,32,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
38.0,M,12777.11,12777.11,12777.11,30-90,5000-20000,28.53,27.53,56.06,4234.19,41,公司拖欠工资，暂时无法偿还欠款
40.0,M,5032.72,5032.72,5032.72,30-90,5000-20000,22.41,63.77,86.18,2545.17,43,婚姻破裂或离婚，财务状况复杂化
179.0,M,8096.87,8096.87,8096.87,90+,5000-20000,34.11,25.73,59.84,3336.57,28,家庭内部分配不均，财务管理冲突
9.0,M,8569.43,4315.84,4315.84,0-30,1000-5000,14.9,25.41,40.31,2697.44,48,意外事故导致财产损失或需支付赔偿
252.0,M,31941.42,31941.42,31941.42,90+,20000-100000,99.25,125.98,225.23,6622.42,57,被误导参与高风险投资，遭受经济损失
29.0,M,3196.61,3196.61,3196.61,0-30,1000-5000,23.74,17.68,41.42,2325.89,18,涉及法律纠纷，资金被冻结或赔偿金额较大
34.0,M,57291.44,27614.65,27614.65,30-90,20000-100000,103.45,43.05,146.5,7254.39,43,工作地点变更或异地调动，增加搬迁与生活成本
95.0,M,2240.9,2240.9,2240.9,90+,1000-5000,54.82,30.36,85.18,2216.41,45,因市场经济下行或行业裁员潮，收入减少
9.0,M,16476.23,2570.31,2570.31,0-30,1000-5000,30.54,27.19,57.73,2091.78,54,一时疏忽未做好财务规划，导致资金周转困难
9.0,M,15500.39,5474.57,5474.57,0-30,5000-20000,13.45,43.69,57.14,2884.37,37,工资大幅下降，收入不足以覆盖欠款
363.0,M,2844.34,2844.34,2844.34,90+,1000-5000,19.19,11.93,31.12,2221.12,26,家庭成员重病或离世，额外经济负担较大
9.0,M,13315.88,4517.3,4517.3,0-30,1000-5000,15.56,25.25,40.81,2821.37,37,被他人恶意起诉或经济纠纷牵连，导致支出增加
9.0,F,5896.88,2788.89,2788.89,0-30,1000-5000,14.26,43.94,58.2,2323.32,25,因通货膨胀或物价上涨，生活成本高涨
207.0,F,39483.46,39483.46,39483.46,90+,20000-100000,105.08,30.27,135.35,7674.04,53,因重大疾病或意外受伤，医药费占用了大部分资金
363.0,F,2127.92,2127.92,2127.92,90+,1000-5000,13.27,27.73,41.0,2248.93,44,遭遇自然灾害（如地震、洪水等），导致财产损失严重
29.0,M,42252.06,17330.62,17330.62,0-30,5000-20000,65.85,14.69,80.53999999999999,3942.83,23,意外事故导致财产损失或需支付赔偿
9.0,M,16492.62,2060.65,2060.65,0-30,1000-5000,6.55,8.09,14.64,2340.85,37,对金融诈骗或非法集资缺乏警觉，导致资金被骗
9.0,M,11195.69,1716.9,1716.9,0-30,1000-5000,13.95,9.94,23.89,2001.81,25,信用卡或贷款遭遇诈骗，经济受损严重
54.0,M,62546.47,20190.88,20190.88,30-90,20000-100000,108.31,61.28,169.59,5203.16,19,因重大疾病或意外受伤，医药费占用了大部分资金
210.0,M,4721.13,4721.13,4721.13,90+,1000-5000,34.0,17.76,51.760000000000005,2069.59,53,因重大疾病或意外受伤，医药费占用了大部分资金
97.0,M,23893.01,23893.01,23893.01,90+,20000-100000,102.04,73.9,175.94,5550.86,37,子女教育开支增加，财务压力过重
101.0,M,12944.4,12944.4,12944.4,90+,5000-20000,29.03,13.94,42.97,4015.57,39,公司拖欠工资，暂时无法偿还欠款
212.0,M,88589.63,88589.63,88589.63,90+,20000-100000,276.41,86.18,362.59,15671.26,38,家庭内部关系紧张，无法共同承担经济责任
191.0,M,1152.03,1152.03,1152.03,90+,1000-5000,16.3,45.8,62.099999999999994,2012.45,31,支援朋友或亲戚后，未能按时收回借款
95.0,M,18836.04,18836.04,18836.04,90+,5000-20000,76.62,39.31,115.93,4170.31,41,信用卡或贷款遭遇诈骗，经济受损严重
70.0,M,32045.96,32045.96,32045.96,30-90,20000-100000,39.09,102.44,141.53,6925.58,55,家庭成员重病或离世，额外经济负担较大
332.0,F,49919.85,49919.85,49919.85,90+,20000-100000,98.66,59.35,158.01,10266.96,54,工资大幅下降，收入不足以覆盖欠款
9.0,M,23028.31,4237.95,4237.95,0-30,1000-5000,20.75,11.96,32.71,2280.95,38,公司拖欠工资，暂时无法偿还欠款
302.0,M,3527.02,3527.02,3527.02,90+,1000-5000,25.66,21.01,46.67,2298.82,60,未能按时收到客户或业务款项，现金流紧张
39.0,M,34970.0,34970.0,34970.0,30-90,20000-100000,150.91,93.65,244.56,8049.08,27,因通货膨胀或物价上涨，生活成本高涨
179.0,M,11519.28,11519.28,11519.28,90+,5000-20000,37.05,70.04,107.09,3647.37,55,子女教育开支增加，财务压力过重
59.0,F,14190.55,14190.55,14190.55,30-90,5000-20000,44.04,7.59,51.629999999999995,3936.64,36,工资大幅下降，收入不足以覆盖欠款
9.0,F,18766.79,2232.32,2232.32,0-30,1000-5000,8.79,33.79,42.58,1906.25,51,曾因坐牢或其他法律问题，导致无法还款
100.0,M,1033.46,1033.46,1033.46,90+,1000-5000,26.13,19.7,45.83,2097.98,42,工作地点变更或异地调动，增加搬迁与生活成本
337.0,M,4454.16,4454.16,4454.16,90+,1000-5000,18.95,33.57,52.52,2423.87,51,公司拖欠工资，暂时无法偿还欠款
29.0,M,3740.58,2132.05,2132.05,0-30,1000-5000,31.83,30.16,61.989999999999995,2434.92,40,创业失败，资金链断裂
9.0,M,22249.2,2858.77,2858.77,0-30,1000-5000,7.98,25.22,33.2,2297.52,33,一时疏忽未做好财务规划，导致资金周转困难
9.0,M,13342.5,1378.9,1378.9,0-30,1000-5000,15.02,10.87,25.89,2286.72,42,创业失败，资金链断裂
21.0,F,28969.4,3770.52,3770.52,0-30,1000-5000,29.54,20.8,50.34,2363.8,33,工资大幅下降，收入不足以覆盖欠款
363.0,M,5066.93,5066.93,5066.93,90+,5000-20000,48.63,42.11,90.74,2631.07,45,公司拖欠工资，暂时无法偿还欠款
90.0,M,27036.16,27036.16,27036.16,30-90,20000-100000,48.71,39.31,88.02000000000001,5883.78,22,婚姻破裂或离婚，财务状况复杂化
30.0,M,26627.72,3046.33,3046.33,0-30,1000-5000,30.2,13.34,43.54,2516.38,57,子女教育开支增加，财务压力过重
29.0,M,4097.73,2261.26,2261.26,0-30,1000-5000,26.41,13.88,40.29,2129.79,49,支援朋友或亲戚后，未能按时收回借款
343.0,M,49446.96,49446.96,49446.96,90+,20000-100000,220.49,91.08,311.57,9311.61,53,创业失败，资金链断裂
38.0,M,65279.1,65279.1,65279.1,30-90,20000-100000,257.8,89.74,347.54,11187.41,43,一时疏忽未做好财务规划，导致资金周转困难
101.0,F,47750.95,47750.95,47750.95,90+,20000-100000,143.68,116.21,259.89,8630.86,52,被误导参与高风险投资，遭受经济损失
29.0,M,2672.68,2183.68,2183.68,0-30,1000-5000,12.49,53.86,66.35,1977.12,55,家庭内部关系紧张，无法共同承担经济责任
241.0,M,9743.56,9743.56,9743.56,90+,5000-20000,21.82,15.62,37.44,3616.99,57,行业政策调整或市场需求变化，导致业务停滞
179.0,M,3980.85,3980.85,3980.85,90+,1000-5000,36.46,13.4,49.86,2652.24,31,一时疏忽未做好财务规划，导致资金周转困难
34.0,M,4201.69,3751.41,3751.41,30-90,1000-5000,56.34,21.71,78.05000000000001,2147.32,20,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
0.0,F,5398.3,5398.3,5398.3,,5000-20000,16.65,46.24,62.89,2806.69,18,对金融诈骗或非法集资缺乏警觉，导致资金被骗
9.0,M,9186.03,6500.43,6500.43,0-30,5000-20000,35.31,43.91,79.22,2861.53,54,工资大幅下降，收入不足以覆盖欠款
69.0,M,2548.67,2548.67,2548.67,30-90,1000-5000,9.13,10.32,19.450000000000003,2280.53,48,家庭内部关系紧张，无法共同承担经济责任
167.0,M,45550.66,45550.66,45550.66,90+,20000-100000,90.0,66.24,156.24,8392.9,55,支援朋友或亲戚后，未能按时收回借款
40.0,M,8400.41,8149.31,8149.31,30-90,5000-20000,47.18,43.41,90.59,3017.88,46,未能按时收到客户或业务款项，现金流紧张
337.0,M,5291.63,5291.63,5291.63,90+,5000-20000,5.84,21.79,27.63,2693.51,49,工作地点变更或异地调动，增加搬迁与生活成本
40.0,M,45295.62,45295.62,45295.62,30-90,20000-100000,124.61,112.78,237.39,8827.8,29,过度消费导致信用卡欠款累积
28.0,F,45076.25,7257.54,7257.54,0-30,5000-20000,38.13,42.62,80.75,3003.29,58,没有储备紧急备用金，导致突发情况难以应对
29.0,M,9761.67,4355.27,4355.27,0-30,1000-5000,19.1,26.18,45.28,2798.02,29,过度消费导致信用卡欠款累积
152.0,M,14549.39,14549.39,14549.39,90+,5000-20000,17.87,42.84,60.71000000000001,4673.48,41,工作地点变更或异地调动，增加搬迁与生活成本
9.0,M,45377.88,1977.08,1977.08,0-30,1000-5000,8.2,25.03,33.230000000000004,2147.19,21,工作地点变更或异地调动，增加搬迁与生活成本
9.0,F,41190.64,4779.73,4779.73,0-30,1000-5000,40.51,21.33,61.84,2627.46,18,涉及法律纠纷，资金被冻结或赔偿金额较大
131.0,F,31728.99,31728.99,31728.99,90+,20000-100000,50.6,96.12,146.72,6941.66,38,公司拖欠工资，暂时无法偿还欠款
143.0,M,34106.27,34106.27,34106.27,90+,20000-100000,141.24,32.95,174.19,6751.41,43,理财投资失败，资金被套牢或亏损严重
39.0,M,4154.81,2751.65,2751.65,30-90,1000-5000,11.61,12.12,23.729999999999997,2509.36,60,被误导参与高风险投资，遭受经济损失
334.0,M,3913.77,3913.77,3913.77,90+,1000-5000,28.16,16.35,44.510000000000005,2619.93,52,子女教育开支增加，财务压力过重
9.0,M,13508.21,1732.01,1732.01,0-30,1000-5000,17.75,10.87,28.619999999999997,1807.17,50,一时疏忽未做好财务规划，导致资金周转困难
29.0,M,6071.69,6071.69,6071.69,0-30,5000-20000,42.97,29.54,72.50999999999999,2867.0,56,婚姻破裂或离婚，财务状况复杂化
307.0,F,32670.45,32670.45,32670.45,90+,20000-100000,81.19,40.17,121.36,7143.26,20,身体状况欠佳，导致无法正常工作，收入减少
9.0,M,2225.67,1115.4,1115.4,0-30,1000-5000,17.42,13.72,31.14,1852.27,52,在财务压力下未能及时调整消费习惯
40.0,M,38321.02,7484.61,7484.61,30-90,5000-20000,50.75,31.35,82.1,3219.73,44,未能按时收到客户或业务款项，现金流紧张
59.0,M,3271.06,2268.56,2268.56,30-90,1000-5000,42.97,23.99,66.96,2676.32,48,一时疏忽未做好财务规划，导致资金周转困难
9.0,M,24177.34,4123.33,4123.33,0-30,1000-5000,64.17,54.92,119.09,2584.07,22,曾因坐牢或其他法律问题，导致无法还款
120.0,M,5601.02,5601.02,5601.02,90+,5000-20000,27.73,16.04,43.77,2859.81,41,创业失败，资金链断裂
0.0,M,2796.25,2796.25,2796.25,,1000-5000,34.73,8.51,43.239999999999995,2186.15,39,过度消费导致信用卡欠款累积
40.0,F,3040.73,3040.73,3040.73,30-90,1000-5000,7.81,15.51,23.32,2185.22,25,支援朋友或亲戚后，未能按时收回借款
189.0,M,7231.49,7231.49,7231.49,90+,5000-20000,28.52,22.04,50.56,2988.83,35,工作地点变更或异地调动，增加搬迁与生活成本
242.0,M,9836.98,9836.98,9836.98,90+,5000-20000,49.08,20.32,69.4,2998.6,37,遭遇自然灾害（如地震、洪水等），导致财产损失严重
302.0,M,4460.04,4460.04,4460.04,90+,1000-5000,17.52,13.73,31.25,3028.67,19,工作地点变更或异地调动，增加搬迁与生活成本
160.0,M,22527.88,22527.88,22527.88,90+,20000-100000,94.8,16.38,111.18,5866.34,48,被误导参与高风险投资，遭受经济损失
210.0,F,3055.2,3055.2,3055.2,90+,1000-5000,14.96,46.47,61.43,2431.57,55,工作地点变更或异地调动，增加搬迁与生活成本
11.0,M,30630.0,30630.0,30630.0,0-30,20000-100000,61.74,79.94,141.68,6583.17,45,子女教育开支增加，财务压力过重
263.0,F,55912.71,55912.71,55912.71,90+,20000-100000,173.06,42.62,215.68,11929.66,44,家庭内部分配不均，财务管理冲突
12.0,M,10530.72,5213.66,5213.66,0-30,5000-20000,21.45,6.44,27.89,2994.63,51,因重大疾病或意外受伤，医药费占用了大部分资金
59.0,M,7553.99,5700.35,5700.35,30-90,5000-20000,15.26,23.44,38.7,2638.56,57,理财投资失败，资金被套牢或亏损严重
9.0,M,4149.75,2785.76,2785.76,0-30,1000-5000,27.97,9.44,37.41,2160.77,58,因市场经济下行或行业裁员潮，收入减少
5.0,M,14194.85,3463.25,3463.25,0-30,1000-5000,9.68,34.69,44.37,2273.61,28,信用卡或贷款遭遇诈骗，经济受损严重
9.0,M,45029.99,11582.45,11582.45,0-30,5000-20000,64.77,48.03,112.8,3435.2,49,婚姻破裂或离婚，财务状况复杂化
120.0,M,10637.85,10637.85,10637.85,90+,5000-20000,82.08,5.56,87.64,3214.53,18,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
252.0,M,46479.15,46479.15,46479.15,90+,20000-100000,119.49,52.0,171.49,9468.65,52,对金融诈骗或非法集资缺乏警觉，导致资金被骗
40.0,M,61087.52,19342.14,19342.14,30-90,5000-20000,25.77,11.22,36.99,5474.32,47,创业失败，资金链断裂
29.0,M,3372.8,1267.43,1267.43,0-30,1000-5000,39.88,21.03,60.91,2308.56,37,过度消费导致信用卡欠款累积
156.0,M,29736.5,29736.5,29736.5,90+,20000-100000,113.27,44.84,158.11,6554.92,41,子女教育开支增加，财务压力过重
276.0,M,1121.17,1056.99,1056.99,90+,1000-5000,25.9,10.81,36.71,1497.96,40,被误导参与高风险投资，遭受经济损失
29.0,M,3849.46,1340.41,1340.41,0-30,1000-5000,11.9,46.84,58.74,1705.34,23,信用卡或贷款遭遇诈骗，经济受损严重
13.0,M,15767.7,2817.12,2817.12,0-30,1000-5000,9.45,50.87,60.31999999999999,2371.8,44,被误导参与高风险投资，遭受经济损失
29.0,M,1929.26,1007.36,1007.36,0-30,1000-5000,60.14,20.27,80.41,2163.58,52,理财投资失败，资金被套牢或亏损严重
191.0,M,1194.58,1194.58,1194.58,90+,1000-5000,29.72,22.9,52.62,2090.02,26,涉及法律纠纷，资金被冻结或赔偿金额较大
39.0,M,12472.47,12472.47,12472.47,30-90,5000-20000,18.33,8.37,26.699999999999996,4069.29,45,支援朋友或亲戚后，未能按时收回借款
246.0,M,4324.71,4324.71,4324.71,90+,1000-5000,33.94,17.46,51.4,2367.41,42,行业政策调整或市场需求变化，导致业务停滞
10.0,F,19736.77,3202.48,3202.48,0-30,1000-5000,20.46,18.23,38.69,2276.15,38,理财投资失败，资金被套牢或亏损严重
4.0,F,17763.56,3365.69,3365.69,0-30,1000-5000,29.76,9.28,39.04,2578.76,37,过分依赖单一收入来源，当来源中断时陷入困境
179.0,M,2863.58,2863.58,2863.58,90+,1000-5000,10.51,39.93,50.44,2017.5,23,未能按时收到客户或业务款项，现金流紧张
96.0,M,5864.62,5864.62,5864.62,90+,5000-20000,34.43,60.84,95.27,2709.83,18,最近失业，暂时没有经济来源
156.0,M,26699.68,26699.68,26699.68,90+,20000-100000,23.8,35.99,59.790000000000006,6567.58,39,工资大幅下降，收入不足以覆盖欠款
45.0,F,4871.39,4871.39,4871.39,30-90,1000-5000,15.1,17.34,32.44,2537.66,45,被他人恶意起诉或经济纠纷牵连，导致支出增加
210.0,M,2342.39,2342.39,2342.39,90+,1000-5000,14.64,10.94,25.58,1881.67,21,被误导参与高风险投资，遭受经济损失
78.0,M,15223.65,15223.65,15223.65,30-90,5000-20000,71.04,27.57,98.61,4593.76,24,创业失败，资金链断裂
179.0,M,10036.24,10036.24,10036.24,90+,5000-20000,8.17,30.23,38.4,3519.1,41,被他人恶意起诉或经济纠纷牵连，导致支出增加
251.0,M,3162.72,3162.72,3162.72,90+,1000-5000,18.87,46.49,65.36,2222.54,20,涉及法律纠纷，资金被冻结或赔偿金额较大
9.0,M,24925.68,2959.95,2959.95,0-30,1000-5000,16.44,51.3,67.74,2811.33,58,信用卡或贷款遭遇诈骗，经济受损严重
9.0,M,8569.43,4315.84,4315.84,0-30,1000-5000,28.17,18.78,46.95,2491.49,54,一时疏忽未做好财务规划，导致资金周转困难
101.0,M,1981.72,1981.72,1981.72,90+,1000-5000,5.31,44.17,49.48,1945.06,38,没有储备紧急备用金，导致突发情况难以应对
36.0,F,47767.18,47767.18,47767.18,30-90,20000-100000,138.4,118.48,256.88,10162.84,39,因市场经济下行或行业裁员潮，收入减少
29.0,M,12211.73,9006.93,9006.93,0-30,5000-20000,68.44,40.46,108.9,3606.05,30,家庭内部分配不均，财务管理冲突
170.0,M,25862.56,25862.56,25862.56,90+,20000-100000,73.65,31.2,104.85,5969.04,34,公司拖欠工资，暂时无法偿还欠款
246.0,M,4324.71,4324.71,4324.71,90+,1000-5000,49.19,29.43,78.62,2358.89,49,公司拖欠工资，暂时无法偿还欠款
333.0,M,3322.49,3322.49,3322.49,90+,1000-5000,33.28,7.28,40.56,2256.34,48,信用卡或贷款遭遇诈骗，经济受损严重
276.0,F,2298.34,2298.34,2298.34,90+,1000-5000,16.33,40.37,56.7,2039.94,18,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
281.0,M,9376.76,9376.76,9376.76,90+,5000-20000,5.77,38.73,44.5,3047.44,51,家庭内部关系紧张，无法共同承担经济责任
148.0,M,15202.53,15202.53,15202.53,90+,5000-20000,51.91,31.24,83.14999999999999,4068.28,49,没有储备紧急备用金，导致突发情况难以应对
332.0,M,3500.89,3500.89,3500.89,90+,1000-5000,25.47,50.31,75.78,2428.56,44,支援朋友或亲戚后，未能按时收回借款
59.0,M,7843.99,7843.99,7843.99,30-90,5000-20000,56.59,8.36,64.95,3390.24,42,在财务压力下未能及时调整消费习惯
183.0,F,9091.23,9091.23,9091.23,90+,5000-20000,40.84,30.04,70.88,2974.69,32,因通货膨胀或物价上涨，生活成本高涨
9.0,M,40686.65,4301.98,4301.98,0-30,1000-5000,14.83,14.53,29.36,2522.53,59,被误导参与高风险投资，遭受经济损失
348.0,M,46602.54,46602.54,46602.54,90+,20000-100000,150.9,89.99,240.89,9965.55,39,遭遇自然灾害（如地震、洪水等），导致财产损失严重
24.0,M,2033.3,1094.18,1094.18,0-30,1000-5000,25.65,15.96,41.61,1990.97,56,家庭内部分配不均，财务管理冲突
302.0,M,1691.53,1691.53,1691.53,90+,1000-5000,32.64,19.81,52.45,2320.34,27,涉及法律纠纷，资金被冻结或赔偿金额较大
7.0,M,45713.42,5351.56,5351.56,0-30,5000-20000,57.11,39.88,96.99,2667.76,32,最近失业，暂时没有经济来源
9.0,F,84954.48,84954.48,84954.48,0-30,20000-100000,332.38,70.71,403.09,14976.85,53,创业失败，资金链断裂
312.0,M,5238.21,5238.21,5238.21,90+,5000-20000,47.84,16.59,64.43,2839.06,20,子女教育开支增加，财务压力过重
29.0,M,58292.94,8963.55,8963.55,0-30,5000-20000,45.65,8.42,54.07,3176.68,19,曾因坐牢或其他法律问题，导致无法还款
179.0,M,6979.51,6979.51,6979.51,90+,5000-20000,11.77,17.55,29.32,2730.19,29,婚姻破裂或离婚，财务状况复杂化
179.0,M,3980.85,3980.85,3980.85,90+,1000-5000,39.67,48.15,87.82,2222.82,53,家庭成员重病或离世，额外经济负担较大
241.0,M,2829.84,2829.84,2829.84,90+,1000-5000,11.19,9.12,20.31,2077.08,59,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
302.0,M,6739.03,6739.03,6739.03,90+,5000-20000,38.25,19.75,58.0,2588.3,26,一时疏忽未做好财务规划，导致资金周转困难
39.0,M,12397.11,12183.05,12183.05,30-90,5000-20000,26.52,11.64,38.16,4078.89,34,理财投资失败，资金被套牢或亏损严重
9.0,M,31239.21,10211.56,10211.56,0-30,5000-20000,42.11,7.62,49.73,3567.13,36,理财投资失败，资金被套牢或亏损严重
9.0,M,21973.5,5791.08,5791.08,0-30,5000-20000,35.04,48.72,83.75999999999999,2586.81,28,因通货膨胀或物价上涨，生活成本高涨
302.0,M,16378.11,16378.11,16378.11,90+,5000-20000,51.46,53.47,104.93,4336.3,34,子女教育开支增加，财务压力过重
29.0,M,4314.11,1176.91,1176.91,0-30,1000-5000,20.58,25.07,45.65,1764.26,51,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
4.0,M,10480.59,2589.72,2589.72,0-30,1000-5000,11.57,6.69,18.26,2302.36,60,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
40.0,M,10023.4,10023.4,10023.4,30-90,5000-20000,26.62,7.12,33.74,3012.28,35,子女教育开支增加，财务压力过重
156.0,M,9446.03,9446.03,9446.03,90+,5000-20000,45.43,34.37,79.8,3551.26,47,支援朋友或亲戚后，未能按时收回借款
9.0,F,45708.29,30029.87,30029.87,0-30,20000-100000,30.77,21.96,52.73,5947.85,18,家庭内部分配不均，财务管理冲突
151.0,M,4379.98,4379.98,4379.98,90+,1000-5000,13.33,8.79,22.119999999999997,2547.37,52,公司拖欠工资，暂时无法偿还欠款
134.0,M,22332.93,22332.93,22332.93,90+,20000-100000,55.9,26.83,82.72999999999999,5827.37,38,家庭成员重病或离世，额外经济负担较大
102.0,F,1081.04,1081.04,1081.04,90+,1000-5000,5.51,23.29,28.799999999999997,2100.94,28,家庭成员重病或离世，额外经济负担较大
90.0,M,3371.16,3371.16,3371.16,30-90,1000-5000,8.13,58.43,66.56,2249.79,37,没有储备紧急备用金，导致突发情况难以应对
6.0,M,58371.91,6549.22,6549.22,0-30,5000-20000,70.17,43.24,113.41,3072.2,40,对金融诈骗或非法集资缺乏警觉，导致资金被骗
94.0,M,4624.15,4624.15,4624.15,90+,1000-5000,40.66,26.18,66.84,2692.63,26,因市场经济下行或行业裁员潮，收入减少
41.0,M,6523.25,4338.23,4338.23,30-90,1000-5000,31.04,9.74,40.78,2390.07,57,支援朋友或亲戚后，未能按时收回借款
151.0,M,11003.77,11003.77,11003.77,90+,5000-20000,16.06,28.3,44.36,3759.84,54,被误导参与高风险投资，遭受经济损失
282.0,F,22013.91,22013.91,22013.91,90+,20000-100000,63.85,51.1,114.95,5134.45,23,工作地点变更或异地调动，增加搬迁与生活成本
57.0,M,12843.24,9135.09,9135.09,30-90,5000-20000,50.47,39.03,89.5,3079.08,44,因重大疾病或意外受伤，医药费占用了大部分资金
179.0,M,19074.38,19074.38,19074.38,90+,5000-20000,34.12,58.1,92.22,4598.94,21,曾因坐牢或其他法律问题，导致无法还款
312.0,M,23461.57,23461.57,23461.57,90+,20000-100000,110.45,13.93,124.38,5235.14,41,家庭成员重病或离世，额外经济负担较大
207.0,F,39483.46,39483.46,39483.46,90+,20000-100000,154.38,91.24,245.62,7863.9,57,因市场经济下行或行业裁员潮，收入减少
29.0,F,121819.44,36544.41,36544.41,0-30,20000-100000,106.34,152.39,258.73,8218.05,42,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
102.0,M,19532.71,19532.71,19532.71,90+,5000-20000,47.33,31.91,79.24,6146.48,27,理财投资失败，资金被套牢或亏损严重
34.0,M,61245.0,20695.0,20695.0,30-90,20000-100000,61.47,59.64,121.11,5248.8,46,未能按时收到客户或业务款项，现金流紧张
4.0,F,38564.5,4338.27,4338.27,0-30,1000-5000,29.47,32.37,61.84,1907.04,48,最近失业，暂时没有经济来源
6.0,F,61260.6,2022.72,2022.72,0-30,1000-5000,9.62,23.29,32.91,2227.86,54,工资大幅下降，收入不足以覆盖欠款
29.0,M,40906.41,8530.03,8530.03,0-30,5000-20000,15.62,22.98,38.6,3189.57,59,曾因坐牢或其他法律问题，导致无法还款
125.0,M,1257.94,1257.94,1257.94,90+,1000-5000,21.93,21.01,42.94,1694.53,59,一时疏忽未做好财务规划，导致资金周转困难
15.0,M,91795.73,11153.02,11153.02,0-30,5000-20000,67.91,62.22,130.13,4146.47,47,工作地点变更或异地调动，增加搬迁与生活成本
283.0,M,3276.0,3276.0,3276.0,90+,1000-5000,10.6,38.11,48.71,2714.53,22,过度消费导致信用卡欠款累积
282.0,F,13780.78,13780.78,13780.78,90+,5000-20000,63.86,84.27,148.13,4087.33,48,没有储备紧急备用金，导致突发情况难以应对
6.0,M,49062.87,25703.78,25703.78,0-30,20000-100000,33.54,71.25,104.79,6144.39,56,支援朋友或亲戚后，未能按时收回借款
29.0,F,34011.87,20722.98,20722.98,0-30,20000-100000,33.37,52.95,86.32,5102.56,48,家庭内部关系紧张，无法共同承担经济责任
178.0,F,29506.13,29506.13,29506.13,90+,20000-100000,71.23,35.24,106.47,6087.71,31,身体状况欠佳，导致无法正常工作，收入减少
6.0,M,30499.75,1136.11,1136.11,0-30,1000-5000,28.81,49.57,78.38,2197.98,37,没有储备紧急备用金，导致突发情况难以应对
271.0,M,4068.27,4068.27,4068.27,90+,1000-5000,10.48,58.6,69.08,2484.24,30,被误导参与高风险投资，遭受经济损失
302.0,M,63562.23,63562.23,63562.23,90+,20000-100000,183.36,50.28,233.64,13503.04,19,未能按时收到客户或业务款项，现金流紧张
315.0,M,29807.33,29807.33,29807.33,90+,20000-100000,161.64,59.24,220.88,7163.67,38,信用卡或贷款遭遇诈骗，经济受损严重
107.0,F,49703.08,49703.08,49703.08,90+,20000-100000,204.15,23.05,227.2,10529.43,57,支援朋友或亲戚后，未能按时收回借款
24.0,M,66985.24,9834.16,9834.16,0-30,5000-20000,36.78,6.22,43.0,3581.8,54,曾因坐牢或其他法律问题，导致无法还款
253.0,M,8009.69,8009.69,8009.69,90+,5000-20000,24.01,33.5,57.510000000000005,3286.62,39,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
63.0,F,54583.14,53227.02,53227.02,30-90,20000-100000,143.71,91.6,235.31,10518.02,44,公司拖欠工资，暂时无法偿还欠款
12.0,M,59928.81,45673.84,45673.84,0-30,20000-100000,146.71,83.84,230.55,8323.43,37,没有储备紧急备用金，导致突发情况难以应对
28.0,F,45076.25,7257.54,7257.54,0-30,5000-20000,29.17,17.67,46.84,3131.4,36,家庭内部关系紧张，无法共同承担经济责任
179.0,M,5959.28,5959.28,5959.28,90+,5000-20000,44.79,7.42,52.21,2549.57,50,对金融诈骗或非法集资缺乏警觉，导致资金被骗
39.0,F,15730.01,15730.01,15730.01,30-90,5000-20000,81.17,36.57,117.74,4178.33,38,创业失败，资金链断裂
64.0,M,2541.77,2541.77,2541.77,30-90,1000-5000,27.43,15.92,43.35,2007.06,24,公司拖欠工资，暂时无法偿还欠款
151.0,M,5650.69,5650.69,5650.69,90+,5000-20000,40.06,40.24,80.30000000000001,2888.44,57,行业政策调整或市场需求变化，导致业务停滞
314.0,M,5925.39,5925.39,5925.39,90+,5000-20000,48.36,26.76,75.12,2956.68,33,家庭内部分配不均，财务管理冲突
40.0,M,20955.29,10456.87,10456.87,30-90,5000-20000,77.57,22.34,99.91,3724.2,41,过度消费导致信用卡欠款累积
135.0,M,38402.33,38402.33,38402.33,90+,20000-100000,98.51,62.16,160.67000000000002,7911.85,37,对金融诈骗或非法集资缺乏警觉，导致资金被骗
332.0,M,4569.04,4569.04,4569.04,90+,1000-5000,52.08,17.46,69.53999999999999,2550.62,24,最近失业，暂时没有经济来源
9.0,F,2408.94,1716.54,1716.54,0-30,1000-5000,8.87,29.88,38.75,2252.4,53,意外事故导致财产损失或需支付赔偿
10.0,M,47958.21,2887.56,2887.56,0-30,1000-5000,8.95,19.11,28.06,2675.95,18,因市场经济下行或行业裁员潮，收入减少
313.0,M,6972.31,6972.31,6972.31,90+,5000-20000,53.7,27.91,81.61,2704.52,37,过分依赖单一收入来源，当来源中断时陷入困境
151.0,M,1631.26,1631.26,1631.26,90+,1000-5000,45.97,15.19,61.16,2108.71,24,过度消费导致信用卡欠款累积
24.0,M,36689.66,36689.66,36689.66,0-30,20000-100000,38.18,164.22,202.4,6952.38,33,被误导参与高风险投资，遭受经济损失
29.0,M,9761.67,4355.27,4355.27,0-30,1000-5000,16.25,20.53,36.78,2092.04,57,家庭内部分配不均，财务管理冲突
64.0,M,2495.04,2495.04,2495.04,30-90,1000-5000,59.73,18.72,78.44999999999999,1938.28,43,公司拖欠工资，暂时无法偿还欠款
8.0,F,45995.8,24598.24,24598.24,0-30,20000-100000,100.52,28.28,128.8,5587.73,39,没有储备紧急备用金，导致突发情况难以应对
179.0,M,1359.06,1359.06,1359.06,90+,1000-5000,12.72,20.96,33.68,1959.67,57,一时疏忽未做好财务规划，导致资金周转困难
6.0,F,62790.95,4150.17,4150.17,0-30,1000-5000,22.79,14.89,37.68,2516.32,37,因通货膨胀或物价上涨，生活成本高涨
279.0,F,26938.08,26938.08,26938.08,90+,20000-100000,125.47,53.16,178.63,7351.1,41,在财务压力下未能及时调整消费习惯
9.0,M,41425.44,9481.76,9481.76,0-30,5000-20000,5.42,23.68,29.1,3822.82,19,家庭成员重病或离世，额外经济负担较大
332.0,M,35227.87,35227.87,35227.87,90+,20000-100000,34.5,77.27,111.77,7329.54,54,婚姻破裂或离婚，财务状况复杂化
69.0,M,2548.67,2548.67,2548.67,30-90,1000-5000,30.48,53.47,83.95,2431.93,24,理财投资失败，资金被套牢或亏损严重
59.0,M,7843.99,7843.99,7843.99,30-90,5000-20000,35.92,13.02,48.94,3056.69,47,子女教育开支增加，财务压力过重
39.0,M,2044.28,2044.28,2044.28,30-90,1000-5000,13.99,16.25,30.24,2224.42,46,家庭内部关系紧张，无法共同承担经济责任
40.0,M,4419.08,4419.08,4419.08,30-90,1000-5000,35.09,17.27,52.36,2469.96,20,因重大疾病或意外受伤，医药费占用了大部分资金
179.0,M,4293.32,4293.32,4293.32,90+,1000-5000,82.85,23.93,106.78,2818.41,23,未能按时收到客户或业务款项，现金流紧张
29.0,M,6350.28,5713.86,5713.86,0-30,5000-20000,31.93,6.32,38.25,2803.29,41,意外事故导致财产损失或需支付赔偿
241.0,M,3193.95,3193.95,3193.95,90+,1000-5000,42.61,21.29,63.9,2747.67,24,被误导参与高风险投资，遭受经济损失
276.0,M,18386.09,18386.09,18386.09,90+,5000-20000,47.98,61.37,109.35,4550.95,39,在财务压力下未能及时调整消费习惯
184.0,F,2226.27,2226.27,2226.27,90+,1000-5000,37.51,7.73,45.239999999999995,2223.32,54,在财务压力下未能及时调整消费习惯
101.0,F,4989.12,4989.12,4989.12,90+,1000-5000,5.67,11.1,16.77,2753.64,33,因市场经济下行或行业裁员潮，收入减少
120.0,M,1300.33,1300.33,1300.33,90+,1000-5000,6.52,14.12,20.64,2103.43,39,涉及法律纠纷，资金被冻结或赔偿金额较大
40.0,M,15737.53,9121.89,9121.89,30-90,5000-20000,19.89,36.02,55.91,3187.36,59,曾因坐牢或其他法律问题，导致无法还款
31.0,M,28851.4,7586.22,7586.22,30-90,5000-20000,58.92,32.06,90.98,3020.71,54,行业政策调整或市场需求变化，导致业务停滞
9.0,M,4649.37,1025.43,1025.43,0-30,1000-5000,17.17,26.59,43.760000000000005,1945.25,29,过度消费导致信用卡欠款累积
184.0,M,24499.83,24499.83,24499.83,90+,20000-100000,117.98,44.11,162.09,5967.25,53,曾因坐牢或其他法律问题，导致无法还款
102.0,M,1708.68,1708.68,1708.68,90+,1000-5000,26.74,13.21,39.95,2175.76,30,子女教育开支增加，财务压力过重
37.0,F,91529.77,10738.32,10738.32,30-90,5000-20000,27.08,60.81,87.89,3184.91,23,过度消费导致信用卡欠款累积
117.0,M,27528.45,27528.45,27528.45,90+,20000-100000,112.93,60.24,173.17000000000002,5484.3,47,因市场经济下行或行业裁员潮，收入减少
314.0,M,3392.47,3392.47,3392.47,90+,1000-5000,48.02,51.29,99.31,2265.08,24,子女教育开支增加，财务压力过重
9.0,M,8722.27,2060.41,2060.41,0-30,1000-5000,37.0,7.49,44.49,2371.18,39,婚姻破裂或离婚，财务状况复杂化
59.0,M,30370.05,30370.05,30370.05,30-90,20000-100000,88.39,52.38,140.77,6775.98,41,支援朋友或亲戚后，未能按时收回借款
54.0,M,15976.2,15976.2,15976.2,30-90,5000-20000,50.29,39.92,90.21,4257.3,33,工作地点变更或异地调动，增加搬迁与生活成本
9.0,M,15094.92,4766.07,4766.07,0-30,1000-5000,8.36,24.38,32.739999999999995,2699.85,36,过分依赖单一收入来源，当来源中断时陷入困境
39.0,M,1935.45,1261.12,1261.12,30-90,1000-5000,45.05,30.89,75.94,2218.72,57,被误导参与高风险投资，遭受经济损失
179.0,M,2306.32,2306.32,2306.32,90+,1000-5000,18.71,6.84,25.55,2294.62,22,被误导参与高风险投资，遭受经济损失
158.0,F,3692.5,3692.5,3692.5,90+,1000-5000,7.3,17.18,24.48,1773.46,38,创业失败，资金链断裂
120.0,M,2593.92,2593.92,2593.92,90+,1000-5000,26.25,33.98,60.23,2330.93,57,没有储备紧急备用金，导致突发情况难以应对
29.0,M,50388.47,7973.5,7973.5,0-30,5000-20000,16.37,11.72,28.090000000000003,3371.75,34,工资大幅下降，收入不足以覆盖欠款
257.0,M,35700.86,35700.86,35700.86,90+,20000-100000,106.99,66.13,173.12,8133.83,23,工作地点变更或异地调动，增加搬迁与生活成本
29.0,M,13126.42,10044.02,10044.02,0-30,5000-20000,78.93,37.93,116.86,3494.6,46,子女教育开支增加，财务压力过重
4.0,M,119239.0,16115.4,16115.4,0-30,5000-20000,66.45,22.76,89.21000000000001,4549.76,47,未能按时收到客户或业务款项，现金流紧张
343.0,M,1169.44,1169.44,1169.44,90+,1000-5000,16.27,35.09,51.36,2347.02,35,理财投资失败，资金被套牢或亏损严重
29.0,M,50388.47,7973.5,7973.5,0-30,5000-20000,17.8,6.34,24.14,3298.4,45,家庭成员重病或离世，额外经济负担较大
120.0,M,2134.74,2134.74,2134.74,90+,1000-5000,33.49,20.73,54.22,2187.97,36,因市场经济下行或行业裁员潮，收入减少
39.0,M,39706.18,39706.18,39706.18,30-90,20000-100000,98.46,81.54,180.0,9076.98,45,工作地点变更或异地调动，增加搬迁与生活成本
59.0,F,4392.89,4392.89,4392.89,30-90,1000-5000,25.46,40.65,66.11,2425.78,45,身体状况欠佳，导致无法正常工作，收入减少
38.0,M,65279.1,65279.1,65279.1,30-90,20000-100000,269.17,102.19,371.36,11699.48,38,因通货膨胀或物价上涨，生活成本高涨
133.0,M,26427.01,26427.01,26427.01,90+,20000-100000,134.48,121.58,256.06,5969.31,23,涉及法律纠纷，资金被冻结或赔偿金额较大
302.0,M,6550.9,6550.9,6550.9,90+,5000-20000,10.25,33.05,43.3,3116.14,21,家庭内部关系紧张，无法共同承担经济责任
191.0,M,1428.51,1428.51,1428.51,90+,1000-5000,13.13,23.99,37.12,2410.1,24,对金融诈骗或非法集资缺乏警觉，导致资金被骗
59.0,M,14570.66,12535.11,12535.11,30-90,5000-20000,59.49,9.38,68.87,3815.94,32,曾因坐牢或其他法律问题，导致无法还款
90.0,F,12807.46,12807.46,12807.46,30-90,5000-20000,50.76,45.09,95.85,3763.62,56,对金融诈骗或非法集资缺乏警觉，导致资金被骗
151.0,M,3315.8,3315.8,3315.8,90+,1000-5000,14.6,19.82,34.42,2614.48,21,婚姻破裂或离婚，财务状况复杂化
16.0,M,37117.08,4443.18,4443.18,0-30,1000-5000,18.75,66.95,85.7,2732.39,45,未能按时收到客户或业务款项，现金流紧张
241.0,M,2690.58,2690.58,2690.58,90+,1000-5000,15.47,21.32,36.79,2465.44,46,被误导参与高风险投资，遭受经济损失
162.0,F,2822.52,2822.52,2822.52,90+,1000-5000,44.37,21.73,66.1,1865.43,25,遭遇自然灾害（如地震、洪水等），导致财产损失严重
185.0,M,18817.26,18817.26,18817.26,90+,5000-20000,44.87,53.38,98.25,4875.45,32,被误导参与高风险投资，遭受经济损失
40.0,M,1909.07,1230.86,1230.86,30-90,1000-5000,31.97,16.3,48.27,1988.78,32,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
9.0,M,21221.32,2367.13,2367.13,0-30,1000-5000,8.14,18.62,26.76,2314.14,24,对金融诈骗或非法集资缺乏警觉，导致资金被骗
9.0,F,34771.12,3012.89,3012.89,0-30,1000-5000,54.04,39.24,93.28,2310.08,46,遭遇自然灾害（如地震、洪水等），导致财产损失严重
178.0,M,9037.22,9037.22,9037.22,90+,5000-20000,7.7,63.33,71.03,3178.42,32,因通货膨胀或物价上涨，生活成本高涨
29.0,M,3943.44,2776.78,2776.78,0-30,1000-5000,19.23,31.14,50.370000000000005,2139.19,44,创业失败，资金链断裂
39.0,M,46768.96,15373.3,15373.3,30-90,5000-20000,39.27,5.24,44.510000000000005,4233.26,44,因通货膨胀或物价上涨，生活成本高涨
312.0,M,3191.76,3191.76,3191.76,90+,1000-5000,21.37,64.43,85.80000000000001,2482.02,53,因市场经济下行或行业裁员潮，收入减少
39.0,M,4154.81,2751.65,2751.65,30-90,1000-5000,28.23,43.21,71.44,2284.27,33,没有储备紧急备用金，导致突发情况难以应对
112.0,M,47861.46,47861.46,47861.46,90+,20000-100000,102.5,67.76,170.26,9079.38,39,家庭成员重病或离世，额外经济负担较大
162.0,M,1186.56,1186.56,1186.56,90+,1000-5000,26.82,18.96,45.78,1982.86,42,一时疏忽未做好财务规划，导致资金周转困难
9.0,F,92308.81,41281.94,41281.94,0-30,20000-100000,165.76,83.97,249.73,8477.21,30,遭遇自然灾害（如地震、洪水等），导致财产损失严重
5.0,M,7635.0,7434.5,7434.5,0-30,5000-20000,68.25,25.69,93.94,2989.78,18,身体状况欠佳，导致无法正常工作，收入减少
228.0,M,23012.78,23012.78,23012.78,90+,20000-100000,75.47,10.08,85.55,5752.78,18,过度消费导致信用卡欠款累积
243.0,F,34858.15,34858.15,34858.15,90+,20000-100000,167.72,40.47,208.19,7623.48,55,对金融诈骗或非法集资缺乏警觉，导致资金被骗
320.0,M,9759.15,9759.15,9759.15,90+,5000-20000,39.13,37.73,76.86,3135.13,38,遭遇自然灾害（如地震、洪水等），导致财产损失严重
276.0,F,6742.25,6742.25,6742.25,90+,5000-20000,7.66,11.98,19.64,2674.04,24,信用卡或贷款遭遇诈骗，经济受损严重
0.0,M,1800.56,1800.56,1800.56,,1000-5000,45.66,10.56,56.22,2119.14,32,创业失败，资金链断裂
343.0,M,10900.03,10900.03,10900.03,90+,5000-20000,33.25,45.55,78.8,3044.5,54,涉及法律纠纷，资金被冻结或赔偿金额较大
173.0,M,32684.36,32684.36,32684.36,90+,20000-100000,73.35,86.39,159.74,7018.14,42,对金融诈骗或非法集资缺乏警觉，导致资金被骗
29.0,M,3943.44,2776.78,2776.78,0-30,1000-5000,26.9,14.77,41.67,2275.46,56,理财投资失败，资金被套牢或亏损严重
9.0,M,15094.92,4766.07,4766.07,0-30,1000-5000,17.64,6.56,24.2,2265.8,45,理财投资失败，资金被套牢或亏损严重
332.0,M,1103.16,1103.16,1103.16,90+,1000-5000,10.98,5.95,16.93,2012.47,23,对金融诈骗或非法集资缺乏警觉，导致资金被骗
70.0,M,3521.07,3521.07,3521.07,30-90,1000-5000,34.67,21.57,56.24,2734.05,23,家庭内部关系紧张，无法共同承担经济责任
241.0,M,3264.7,3264.7,3264.7,90+,1000-5000,27.95,22.61,50.56,2769.41,38,遭遇自然灾害（如地震、洪水等），导致财产损失严重
90.0,M,47089.85,47089.85,47089.85,30-90,20000-100000,156.96,36.32,193.28,8530.59,50,涉及法律纠纷，资金被冻结或赔偿金额较大
59.0,M,62874.32,62874.32,62874.32,30-90,20000-100000,183.51,90.4,273.90999999999997,11000.42,37,未能按时收到客户或业务款项，现金流紧张
4.0,M,35413.18,5628.76,5628.76,0-30,5000-20000,34.55,13.08,47.629999999999995,2806.87,18,因重大疾病或意外受伤，医药费占用了大部分资金
164.0,M,82283.97,82283.97,82283.97,90+,20000-100000,278.14,11.26,289.4,13835.76,51,因通货膨胀或物价上涨，生活成本高涨
8.0,M,46085.2,6619.49,6619.49,0-30,5000-20000,32.42,38.52,70.94,2637.55,28,工资大幅下降，收入不足以覆盖欠款
162.0,F,9388.9,9388.9,9388.9,90+,5000-20000,56.01,41.0,97.01,3525.48,31,家庭内部关系紧张，无法共同承担经济责任
59.0,M,1043.03,1043.03,1043.03,30-90,1000-5000,19.91,16.64,36.55,1689.26,28,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
9.0,M,31833.13,3735.8,3735.8,0-30,1000-5000,20.91,22.06,42.97,2432.7,43,家庭内部关系紧张，无法共同承担经济责任
179.0,F,6366.5,6366.5,6366.5,90+,5000-20000,11.22,20.51,31.730000000000004,3100.96,42,没有储备紧急备用金，导致突发情况难以应对
148.0,M,15202.53,15202.53,15202.53,90+,5000-20000,84.79,9.25,94.04,4600.88,52,因市场经济下行或行业裁员潮，收入减少
33.0,M,3098.35,1827.97,1827.97,30-90,1000-5000,13.67,26.59,40.26,2049.8,22,涉及法律纠纷，资金被冻结或赔偿金额较大
221.0,M,3636.47,3636.47,3636.47,90+,1000-5000,22.32,10.76,33.08,2550.67,46,支援朋友或亲戚后，未能按时收回借款
281.0,M,7248.08,7248.08,7248.08,90+,5000-20000,46.95,17.9,64.85,3034.11,34,意外事故导致财产损失或需支付赔偿
120.0,M,2650.0,2650.0,2650.0,90+,1000-5000,25.1,21.91,47.010000000000005,2178.74,39,遭遇自然灾害（如地震、洪水等），导致财产损失严重
29.0,M,3670.35,2616.48,2616.48,0-30,1000-5000,29.06,12.71,41.77,2511.91,36,在财务压力下未能及时调整消费习惯
9.0,M,26286.9,7404.14,7404.14,0-30,5000-20000,29.82,56.31,86.13,2692.38,40,家庭成员重病或离世，额外经济负担较大
40.0,M,1187.18,1187.18,1187.18,30-90,1000-5000,13.03,35.88,48.91,1791.24,27,子女教育开支增加，财务压力过重
59.0,F,41645.18,41645.18,41645.18,30-90,20000-100000,129.72,92.2,221.92,8000.21,24,对金融诈骗或非法集资缺乏警觉，导致资金被骗
241.0,M,19278.13,19278.13,19278.13,90+,5000-20000,76.41,6.98,83.39,4724.79,28,家庭成员重病或离世，额外经济负担较大
45.0,M,81817.08,81817.08,81817.08,30-90,20000-100000,248.51,237.37,485.88,13346.84,58,被他人恶意起诉或经济纠纷牵连，导致支出增加
131.0,M,5300.68,5300.68,5300.68,90+,5000-20000,18.75,22.76,41.510000000000005,2374.09,56,过度消费导致信用卡欠款累积
24.0,M,66985.24,9834.16,9834.16,0-30,5000-20000,52.14,58.57,110.71,3537.48,35,家庭内部关系紧张，无法共同承担经济责任
10.0,F,2821.11,1149.65,1149.65,0-30,1000-5000,19.44,18.99,38.43,2066.47,30,因通货膨胀或物价上涨，生活成本高涨
90.0,M,11005.65,11005.65,11005.65,30-90,5000-20000,23.89,8.09,31.98,4214.85,25,因通货膨胀或物价上涨，生活成本高涨
348.0,M,46602.54,46602.54,46602.54,90+,20000-100000,136.16,37.58,173.74,9734.85,56,意外事故导致财产损失或需支付赔偿
39.0,M,13290.6,13290.6,13290.6,30-90,5000-20000,37.75,119.83,157.57999999999998,4243.1,46,信用卡或贷款遭遇诈骗，经济受损严重
9.0,M,46111.31,5648.02,5648.02,0-30,5000-20000,63.65,56.03,119.68,2705.58,55,身体状况欠佳，导致无法正常工作，收入减少
29.0,F,8050.83,4282.64,4282.64,0-30,1000-5000,14.5,54.24,68.74000000000001,2629.66,36,子女教育开支增加，财务压力过重
222.0,F,1027.2,1027.2,1027.2,90+,1000-5000,17.13,7.61,24.74,1962.39,32,因重大疾病或意外受伤，医药费占用了大部分资金
29.0,F,7566.64,5743.73,5743.73,0-30,5000-20000,40.34,40.09,80.43,2917.43,57,因重大疾病或意外受伤，医药费占用了大部分资金
120.0,F,3662.04,3662.04,3662.04,90+,1000-5000,47.75,32.62,80.37,2378.48,56,理财投资失败，资金被套牢或亏损严重
61.0,F,28234.12,28234.12,28234.12,30-90,20000-100000,90.01,105.56,195.57,6400.29,56,家庭内部关系紧张，无法共同承担经济责任
228.0,M,23012.78,23012.78,23012.78,90+,20000-100000,30.94,54.9,85.84,5606.12,32,因重大疾病或意外受伤，医药费占用了大部分资金
71.0,M,1033.94,1033.94,1033.94,30-90,1000-5000,41.8,15.19,56.989999999999995,2195.51,32,过分依赖单一收入来源，当来源中断时陷入困境
284.0,F,32560.97,32560.97,32560.97,90+,20000-100000,84.06,96.67,180.73,6096.18,36,创业失败，资金链断裂
282.0,F,12637.58,12637.58,12637.58,90+,5000-20000,31.12,18.91,50.03,3803.17,37,身体状况欠佳，导致无法正常工作，收入减少
241.0,M,8866.41,8866.41,8866.41,90+,5000-20000,52.9,34.51,87.41,3073.2,57,工资大幅下降，收入不足以覆盖欠款
102.0,F,31116.4,31116.4,31116.4,90+,20000-100000,122.28,47.35,169.63,7536.43,42,创业失败，资金链断裂
190.0,M,4186.41,4186.41,4186.41,90+,1000-5000,27.99,21.48,49.47,2567.56,26,涉及法律纠纷，资金被冻结或赔偿金额较大
64.0,M,14186.05,7294.29,7294.29,30-90,5000-20000,25.18,26.74,51.92,2758.71,27,家庭内部分配不均，财务管理冲突
59.0,M,3158.53,3158.53,3158.53,30-90,1000-5000,31.33,8.61,39.94,2290.3,48,一时疏忽未做好财务规划，导致资金周转困难
156.0,M,2567.46,2567.46,2567.46,90+,1000-5000,7.16,9.51,16.67,2378.87,38,工资大幅下降，收入不足以覆盖欠款
120.0,M,1045.04,1045.04,1045.04,90+,1000-5000,40.79,25.14,65.93,2086.38,19,意外事故导致财产损失或需支付赔偿
156.0,M,2917.72,2917.72,2917.72,90+,1000-5000,49.4,14.91,64.31,2150.7,48,没有储备紧急备用金，导致突发情况难以应对
210.0,M,18730.28,18730.28,18730.28,90+,5000-20000,60.01,57.73,117.74,4731.06,45,工作地点变更或异地调动，增加搬迁与生活成本
152.0,M,14549.39,14549.39,14549.39,90+,5000-20000,74.93,107.95,182.88,4452.99,43,一时疏忽未做好财务规划，导致资金周转困难
143.0,F,31768.44,31768.44,31768.44,90+,20000-100000,71.77,24.16,95.93,6582.51,48,家庭内部分配不均，财务管理冲突
6.0,M,53358.03,11558.6,11558.6,0-30,5000-20000,38.15,36.57,74.72,3735.92,40,遭遇自然灾害（如地震、洪水等），导致财产损失严重
7.0,M,85419.17,3466.81,3466.81,0-30,1000-5000,34.17,33.8,67.97,2245.77,48,被误导参与高风险投资，遭受经济损失
190.0,M,4186.41,4186.41,4186.41,90+,1000-5000,22.96,27.02,49.98,2610.24,38,因通货膨胀或物价上涨，生活成本高涨
179.0,M,9814.74,9814.74,9814.74,90+,5000-20000,81.39,11.92,93.31,3280.15,22,工作地点变更或异地调动，增加搬迁与生活成本
83.0,M,10939.87,10939.87,10939.87,30-90,5000-20000,59.46,13.64,73.1,3310.08,18,意外事故导致财产损失或需支付赔偿
69.0,F,14116.2,14116.2,14116.2,30-90,5000-20000,82.11,44.39,126.5,3766.94,34,支援朋友或亲戚后，未能按时收回借款
179.0,M,32781.77,32781.77,32781.77,90+,20000-100000,96.39,61.49,157.88,7171.39,27,工资大幅下降，收入不足以覆盖欠款
34.0,M,1814.14,1814.14,1814.14,30-90,1000-5000,14.82,34.55,49.37,2125.87,18,因重大疾病或意外受伤，医药费占用了大部分资金
34.0,M,61245.0,20695.0,20695.0,30-90,20000-100000,86.95,82.73,169.68,5365.54,50,被误导参与高风险投资，遭受经济损失
85.0,M,3687.6,3005.08,3005.08,30-90,1000-5000,16.93,8.49,25.42,2565.99,38,信用卡或贷款遭遇诈骗，经济受损严重
9.0,M,10714.27,1427.83,1427.83,0-30,1000-5000,27.49,36.5,63.989999999999995,2209.05,27,婚姻破裂或离婚，财务状况复杂化
251.0,M,10509.07,10509.07,10509.07,90+,5000-20000,40.81,27.97,68.78,3336.17,56,因市场经济下行或行业裁员潮，收入减少
9.0,M,81390.66,10043.97,10043.97,0-30,5000-20000,57.34,36.81,94.15,3777.27,56,因重大疾病或意外受伤，医药费占用了大部分资金
162.0,M,19142.75,19142.75,19142.75,90+,5000-20000,33.12,57.37,90.49,5549.59,60,对金融诈骗或非法集资缺乏警觉，导致资金被骗
96.0,M,5864.62,5864.62,5864.62,90+,5000-20000,29.06,9.57,38.629999999999995,2970.63,31,未能按时收到客户或业务款项，现金流紧张
120.0,M,1105.14,1105.14,1105.14,90+,1000-5000,30.38,29.52,59.9,1793.94,46,信用卡或贷款遭遇诈骗，经济受损严重
222.0,M,3596.56,3596.56,3596.56,90+,1000-5000,24.57,39.49,64.06,2904.35,46,子女教育开支增加，财务压力过重
163.0,F,16917.38,16917.38,16917.38,90+,5000-20000,86.83,19.93,106.76,4420.59,32,因通货膨胀或物价上涨，生活成本高涨
210.0,M,12254.61,12254.61,12254.61,90+,5000-20000,93.94,21.92,115.86,2982.76,59,理财投资失败，资金被套牢或亏损严重
131.0,M,14283.25,14283.25,14283.25,90+,5000-20000,39.23,38.37,77.6,4063.32,37,家庭成员重病或离世，额外经济负担较大
9.0,F,30152.89,3371.73,3371.73,0-30,1000-5000,25.48,18.85,44.33,2040.2,31,身体状况欠佳，导致无法正常工作，收入减少
16.0,M,47223.11,5412.43,5412.43,0-30,5000-20000,13.06,34.12,47.18,3010.79,49,没有储备紧急备用金，导致突发情况难以应对
109.0,M,35723.16,35723.16,35723.16,90+,20000-100000,88.05,14.93,102.98,7499.91,28,婚姻破裂或离婚，财务状况复杂化
40.0,M,48886.68,48886.68,48886.68,30-90,20000-100000,159.96,25.68,185.64,8622.3,34,婚姻破裂或离婚，财务状况复杂化
59.0,M,13303.96,13303.96,13303.96,30-90,5000-20000,94.5,60.81,155.31,4470.47,58,理财投资失败，资金被套牢或亏损严重
252.0,F,6392.73,6392.73,6392.73,90+,5000-20000,73.86,30.74,104.6,2735.34,53,最近失业，暂时没有经济来源
100.0,M,25601.27,25601.27,25601.27,90+,20000-100000,116.75,38.6,155.35,6037.37,49,家庭内部关系紧张，无法共同承担经济责任
343.0,M,9844.37,9844.37,9844.37,90+,5000-20000,29.22,26.32,55.54,3344.68,39,子女教育开支增加，财务压力过重
179.0,M,3993.11,3993.11,3993.11,90+,1000-5000,14.32,16.57,30.89,2562.85,22,对金融诈骗或非法集资缺乏警觉，导致资金被骗
70.0,M,5854.59,5854.59,5854.59,30-90,5000-20000,17.09,17.14,34.230000000000004,3104.5,21,一时疏忽未做好财务规划，导致资金周转困难
33.0,M,55366.17,30603.38,30603.38,30-90,20000-100000,66.21,6.36,72.57,6752.19,50,工资大幅下降，收入不足以覆盖欠款
72.0,M,2139.83,2139.83,2139.83,30-90,1000-5000,7.77,28.13,35.9,2616.75,52,在财务压力下未能及时调整消费习惯
346.0,M,4254.69,4254.69,4254.69,90+,1000-5000,15.76,5.44,21.2,2661.04,39,在财务压力下未能及时调整消费习惯
29.0,F,4500.07,2666.88,2666.88,0-30,1000-5000,33.9,36.43,70.33,2539.31,57,因市场经济下行或行业裁员潮，收入减少
313.0,M,9643.12,9643.12,9643.12,90+,5000-20000,47.65,7.65,55.3,3357.03,52,创业失败，资金链断裂
357.0,M,5262.83,5262.83,5262.83,90+,5000-20000,37.61,69.05,106.66,2669.5,35,工资大幅下降，收入不足以覆盖欠款
9.0,M,18455.46,2090.98,2090.98,0-30,1000-5000,17.51,49.86,67.37,2154.92,42,过度消费导致信用卡欠款累积
34.0,M,9274.11,2089.06,2089.06,30-90,1000-5000,16.94,5.53,22.47,2086.61,50,遭遇自然灾害（如地震、洪水等），导致财产损失严重
220.0,M,7796.9,7796.9,7796.9,90+,5000-20000,10.35,61.25,71.6,2818.36,50,因通货膨胀或物价上涨，生活成本高涨
39.0,F,1268.85,1268.85,1268.85,30-90,1000-5000,25.32,17.36,42.68,2163.52,58,信用卡或贷款遭遇诈骗，经济受损严重
202.0,F,42110.78,42110.78,42110.78,90+,20000-100000,100.18,30.22,130.4,8584.33,19,婚姻破裂或离婚，财务状况复杂化
220.0,M,4811.94,4811.94,4811.94,90+,1000-5000,19.86,76.49,96.35,2707.09,42,支援朋友或亲戚后，未能按时收回借款
9.0,M,27415.03,3988.27,3988.27,0-30,1000-5000,19.68,36.69,56.37,2463.36,19,支援朋友或亲戚后，未能按时收回借款
4.0,F,24507.08,17083.67,17083.67,0-30,5000-20000,71.54,10.77,82.31,4097.05,46,家庭内部关系紧张，无法共同承担经济责任
87.0,M,45491.01,45491.01,45491.01,30-90,20000-100000,133.75,89.22,222.97,8721.38,53,曾因坐牢或其他法律问题，导致无法还款
29.0,M,3368.18,2534.57,2534.57,0-30,1000-5000,26.78,38.22,65.0,2313.89,29,过分依赖单一收入来源，当来源中断时陷入困境
41.0,F,2657.05,2051.21,2051.21,30-90,1000-5000,23.48,23.59,47.07,2262.79,24,公司拖欠工资，暂时无法偿还欠款
189.0,M,4518.11,4518.11,4518.11,90+,1000-5000,23.36,6.99,30.35,2767.65,51,因通货膨胀或物价上涨，生活成本高涨
120.0,M,1867.0,1867.0,1867.0,90+,1000-5000,32.06,51.74,83.80000000000001,2336.66,51,遭遇自然灾害（如地震、洪水等），导致财产损失严重
29.0,M,8247.96,8247.96,8247.96,0-30,5000-20000,26.6,12.28,38.88,3266.48,18,工作地点变更或异地调动，增加搬迁与生活成本
332.0,M,8641.32,8641.32,8641.32,90+,5000-20000,12.89,32.71,45.6,3034.36,51,家庭内部关系紧张，无法共同承担经济责任
70.0,M,7838.78,7838.78,7838.78,30-90,5000-20000,61.14,20.23,81.37,3172.91,52,未能按时收到客户或业务款项，现金流紧张
227.0,M,16140.3,16140.3,16140.3,90+,5000-20000,53.21,14.57,67.78,4989.07,25,行业政策调整或市场需求变化，导致业务停滞
241.0,M,1757.46,1757.46,1757.46,90+,1000-5000,26.72,5.75,32.47,2237.02,32,因重大疾病或意外受伤，医药费占用了大部分资金
21.0,M,34629.68,4693.55,4693.55,0-30,1000-5000,7.98,24.13,32.11,2216.06,44,家庭内部关系紧张，无法共同承担经济责任
363.0,F,18678.57,18678.57,18678.57,90+,5000-20000,75.59,49.75,125.34,4235.81,48,因市场经济下行或行业裁员潮，收入减少
179.0,M,18930.4,18930.4,18930.4,90+,5000-20000,80.79,16.97,97.76,5667.96,28,被他人恶意起诉或经济纠纷牵连，导致支出增加
29.0,M,4150.23,3302.88,3302.88,0-30,1000-5000,25.77,18.07,43.84,2462.6,18,最近失业，暂时没有经济来源
193.0,M,4695.82,4695.82,4695.82,90+,1000-5000,22.6,45.61,68.21000000000001,2332.67,28,意外事故导致财产损失或需支付赔偿
288.0,M,9476.01,9476.01,9476.01,90+,5000-20000,39.46,66.14,105.6,3609.83,53,被误导参与高风险投资，遭受经济损失
363.0,F,18678.57,18678.57,18678.57,90+,5000-20000,15.83,66.7,82.53,5072.09,46,曾因坐牢或其他法律问题，导致无法还款
131.0,M,9145.6,9145.6,9145.6,90+,5000-20000,33.59,26.85,60.440000000000005,3435.87,46,被他人恶意起诉或经济纠纷牵连，导致支出增加
29.0,M,11462.72,3736.58,3736.58,0-30,1000-5000,12.03,13.44,25.47,2480.2,54,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
53.0,M,56350.71,56350.71,56350.71,30-90,20000-100000,118.55,142.71,261.26,10085.48,56,被他人恶意起诉或经济纠纷牵连，导致支出增加
34.0,M,90453.81,30590.39,30590.39,30-90,20000-100000,66.58,90.45,157.03,7038.69,35,家庭内部关系紧张，无法共同承担经济责任
4.0,M,111528.92,13604.08,13604.08,0-30,5000-20000,49.04,35.09,84.13,4268.41,20,过度消费导致信用卡欠款累积
9.0,F,19164.82,1370.16,1370.16,0-30,1000-5000,33.51,29.03,62.54,2199.03,19,支援朋友或亲戚后，未能按时收回借款
29.0,M,3943.44,2776.78,2776.78,0-30,1000-5000,34.35,23.39,57.74,2491.93,33,被他人恶意起诉或经济纠纷牵连，导致支出增加
125.0,M,3096.24,3096.24,3096.24,90+,1000-5000,24.69,26.46,51.150000000000006,2465.75,57,被误导参与高风险投资，遭受经济损失
90.0,F,12275.87,12275.87,12275.87,30-90,5000-20000,50.39,43.66,94.05,3475.69,29,曾因坐牢或其他法律问题，导致无法还款
29.0,M,3943.44,2776.78,2776.78,0-30,1000-5000,46.5,7.78,54.28,2554.67,55,子女教育开支增加，财务压力过重
252.0,M,29815.03,29815.03,29815.03,90+,20000-100000,105.13,65.1,170.23,6272.12,21,婚姻破裂或离婚，财务状况复杂化
179.0,F,6366.5,6366.5,6366.5,90+,5000-20000,25.92,29.96,55.88,3033.76,55,遭遇自然灾害（如地震、洪水等），导致财产损失严重
210.0,M,9226.99,9226.99,9226.99,90+,5000-20000,30.36,11.74,42.1,3075.15,50,因市场经济下行或行业裁员潮，收入减少
59.0,M,5893.94,5893.94,5893.94,30-90,5000-20000,21.49,5.85,27.339999999999996,2846.69,31,因重大疾病或意外受伤，医药费占用了大部分资金
180.0,M,2916.18,2916.18,2916.18,90+,1000-5000,19.56,32.99,52.55,2033.13,57,被他人恶意起诉或经济纠纷牵连，导致支出增加
5.0,M,62387.77,11035.79,11035.79,0-30,5000-20000,34.19,62.25,96.44,3534.57,34,信用卡或贷款遭遇诈骗，经济受损严重
34.0,M,4953.38,4465.06,4465.06,30-90,1000-5000,35.97,67.83,103.8,2804.74,24,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
59.0,M,3158.53,3158.53,3158.53,30-90,1000-5000,23.91,29.96,53.870000000000005,2314.36,31,公司拖欠工资，暂时无法偿还欠款
10.0,F,28825.68,26426.0,26426.0,0-30,20000-100000,99.51,43.73,143.24,6151.09,60,公司拖欠工资，暂时无法偿还欠款
9.0,F,36264.8,3823.3,3823.3,0-30,1000-5000,15.11,45.94,61.05,2501.08,35,工作地点变更或异地调动，增加搬迁与生活成本
5.0,F,48716.44,20946.2,20946.2,0-30,20000-100000,5.76,29.65,35.41,5631.28,49,理财投资失败，资金被套牢或亏损严重
12.0,M,10530.72,5213.66,5213.66,0-30,5000-20000,19.49,39.72,59.209999999999994,2784.32,59,没有储备紧急备用金，导致突发情况难以应对
29.0,M,1060.89,1060.89,1060.89,0-30,1000-5000,21.93,17.48,39.41,1540.17,32,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
120.0,F,1387.75,1387.75,1387.75,90+,1000-5000,8.72,7.32,16.04,1819.25,49,工作地点变更或异地调动，增加搬迁与生活成本
6.0,M,39359.17,4388.4,4388.4,0-30,1000-5000,9.65,60.73,70.38,2867.42,27,工作地点变更或异地调动，增加搬迁与生活成本
7.0,M,23006.55,1733.96,1733.96,0-30,1000-5000,11.34,15.9,27.24,1778.2,29,家庭成员重病或离世，额外经济负担较大
210.0,M,2041.61,2041.61,2041.61,90+,1000-5000,53.41,17.51,70.92,2291.29,54,过分依赖单一收入来源，当来源中断时陷入困境
241.0,F,21057.24,21057.24,21057.24,90+,20000-100000,40.62,47.04,87.66,6106.57,31,子女教育开支增加，财务压力过重
29.0,M,3567.79,1318.98,1318.98,0-30,1000-5000,17.75,25.21,42.96,1562.78,51,身体状况欠佳，导致无法正常工作，收入减少
190.0,M,2980.18,2980.18,2980.18,90+,1000-5000,40.83,37.91,78.74,2247.82,27,一时疏忽未做好财务规划，导致资金周转困难
51.0,M,2373.06,2373.06,2373.06,30-90,1000-5000,9.81,28.66,38.47,2029.44,40,工资大幅下降，收入不足以覆盖欠款
271.0,M,3124.91,3124.91,3124.91,90+,1000-5000,10.4,31.46,41.86,2715.41,51,因重大疾病或意外受伤，医药费占用了大部分资金
113.0,M,49923.12,23991.51,23991.51,90+,20000-100000,78.57,24.87,103.44,5411.52,18,信用卡或贷款遭遇诈骗，经济受损严重
288.0,M,9476.01,9476.01,9476.01,90+,5000-20000,56.19,40.38,96.57,2942.76,57,在财务压力下未能及时调整消费习惯
24.0,M,8699.84,5131.74,5131.74,0-30,5000-20000,36.09,20.87,56.96000000000001,2617.78,60,因重大疾病或意外受伤，医药费占用了大部分资金
302.0,M,7291.97,7291.97,7291.97,90+,5000-20000,19.49,48.05,67.53999999999999,2681.48,41,因重大疾病或意外受伤，医药费占用了大部分资金
102.0,M,34276.76,34276.76,34276.76,90+,20000-100000,65.88,9.65,75.53,7387.28,33,没有储备紧急备用金，导致突发情况难以应对
90.0,M,47598.87,47598.87,47598.87,30-90,20000-100000,197.82,47.49,245.31,9978.99,24,对金融诈骗或非法集资缺乏警觉，导致资金被骗
166.0,M,3388.76,3388.76,3388.76,90+,1000-5000,40.99,25.61,66.6,2289.11,31,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
348.0,M,46602.54,46602.54,46602.54,90+,20000-100000,100.58,16.75,117.33,9891.14,44,对金融诈骗或非法集资缺乏警觉，导致资金被骗
120.0,M,6423.73,6423.73,6423.73,90+,5000-20000,10.26,8.44,18.7,3296.71,57,曾因坐牢或其他法律问题，导致无法还款
359.0,M,54153.2,54153.2,54153.2,90+,20000-100000,157.96,95.62,253.58,10370.38,32,在财务压力下未能及时调整消费习惯
9.0,M,23028.31,4237.95,4237.95,0-30,1000-5000,23.4,26.79,50.19,2255.16,20,身体状况欠佳，导致无法正常工作，收入减少
221.0,F,9666.94,9666.94,9666.94,90+,5000-20000,34.06,37.62,71.68,3285.32,59,信用卡或贷款遭遇诈骗，经济受损严重
29.0,F,8852.39,7450.43,7450.43,0-30,5000-20000,8.34,37.03,45.370000000000005,3345.8,50,被误导参与高风险投资，遭受经济损失
282.0,M,3636.49,3636.49,3636.49,90+,1000-5000,31.22,7.89,39.11,2258.12,46,过度消费导致信用卡欠款累积
179.0,M,9395.9,9395.9,9395.9,90+,5000-20000,36.08,6.77,42.849999999999994,3823.52,31,在财务压力下未能及时调整消费习惯
9.0,M,36068.93,2183.84,2183.84,0-30,1000-5000,35.17,20.77,55.94,2086.8,54,因通货膨胀或物价上涨，生活成本高涨
358.0,M,14779.43,14779.43,14779.43,90+,5000-20000,41.68,27.98,69.66,3717.04,25,因重大疾病或意外受伤，医药费占用了大部分资金
179.0,M,33197.11,33197.11,33197.11,90+,20000-100000,113.52,60.53,174.05,7697.33,32,被他人恶意起诉或经济纠纷牵连，导致支出增加
9.0,F,11312.79,2219.12,2219.12,0-30,1000-5000,25.97,21.57,47.54,2210.55,28,理财投资失败，资金被套牢或亏损严重
95.0,F,9477.2,9477.2,9477.2,90+,5000-20000,30.56,40.44,71.0,3440.97,23,支援朋友或亲戚后，未能按时收回借款
179.0,M,67285.62,67285.62,67285.62,90+,20000-100000,254.19,93.28,347.47,13089.13,35,家庭成员重病或离世，额外经济负担较大
59.0,M,2179.73,2179.73,2179.73,30-90,1000-5000,7.81,10.14,17.95,2478.17,51,工资大幅下降，收入不足以覆盖欠款
120.0,M,1108.45,1025.98,1025.98,90+,1000-5000,23.68,11.15,34.83,1990.77,54,因重大疾病或意外受伤，医药费占用了大部分资金
281.0,M,1179.24,1179.24,1179.24,90+,1000-5000,11.27,14.84,26.11,1963.95,33,被误导参与高风险投资，遭受经济损失
123.0,M,7621.9,7621.9,7621.9,90+,5000-20000,52.71,37.89,90.6,3341.02,42,涉及法律纠纷，资金被冻结或赔偿金额较大
210.0,M,24480.14,24480.14,24480.14,90+,20000-100000,98.42,7.52,105.94,6266.68,26,涉及法律纠纷，资金被冻结或赔偿金额较大
179.0,F,47457.16,47457.16,47457.16,90+,20000-100000,52.23,25.17,77.4,9533.01,33,被他人恶意起诉或经济纠纷牵连，导致支出增加
283.0,M,12289.62,12289.62,12289.62,90+,5000-20000,68.59,85.46,154.05,3603.43,31,对金融诈骗或非法集资缺乏警觉，导致资金被骗
9.0,M,47372.62,5278.22,5278.22,0-30,5000-20000,43.51,16.31,59.81999999999999,2544.66,39,家庭成员重病或离世，额外经济负担较大
135.0,M,38402.33,38402.33,38402.33,90+,20000-100000,108.68,56.19,164.87,7616.91,34,一时疏忽未做好财务规划，导致资金周转困难
210.0,M,2808.04,2808.04,2808.04,90+,1000-5000,6.6,13.61,20.21,2739.39,57,被他人恶意起诉或经济纠纷牵连，导致支出增加
9.0,M,12300.02,2531.27,2531.27,0-30,1000-5000,23.53,17.01,40.540000000000006,2175.32,39,一时疏忽未做好财务规划，导致资金周转困难
7.0,M,31947.37,6153.03,6153.03,0-30,5000-20000,59.56,36.81,96.37,2745.36,45,工作地点变更或异地调动，增加搬迁与生活成本
9.0,M,11195.69,1716.9,1716.9,0-30,1000-5000,22.09,40.21,62.3,2052.99,31,最近失业，暂时没有经济来源
210.0,M,4721.13,4721.13,4721.13,90+,1000-5000,13.77,30.43,44.2,3012.63,39,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
17.0,M,10986.54,2308.98,2308.98,0-30,1000-5000,39.9,43.97,83.87,2107.07,23,工作地点变更或异地调动，增加搬迁与生活成本
34.0,M,8374.69,3091.67,3091.67,30-90,1000-5000,32.55,23.61,56.16,2359.47,44,被误导参与高风险投资，遭受经济损失
107.0,M,33560.85,33560.85,33560.85,90+,20000-100000,108.73,68.06,176.79000000000002,7342.09,42,婚姻破裂或离婚，财务状况复杂化
37.0,F,91529.77,10738.32,10738.32,30-90,5000-20000,65.38,39.78,105.16,3864.01,35,在财务压力下未能及时调整消费习惯
151.0,M,20981.05,20981.05,20981.05,90+,20000-100000,109.08,11.35,120.43,5678.94,25,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
281.0,M,11229.16,11229.16,11229.16,90+,5000-20000,21.41,36.27,57.68000000000001,3579.73,51,过度消费导致信用卡欠款累积
168.0,F,19634.55,19634.55,19634.55,90+,5000-20000,66.5,63.91,130.41,5131.84,31,未能按时收到客户或业务款项，现金流紧张
95.0,M,16379.14,16379.14,16379.14,90+,5000-20000,95.24,15.99,111.23,4207.62,52,因重大疾病或意外受伤，医药费占用了大部分资金
9.0,M,38964.84,3710.25,3710.25,0-30,1000-5000,12.54,14.19,26.729999999999997,2374.18,31,身体状况欠佳，导致无法正常工作，收入减少
119.0,M,38360.18,38360.18,38360.18,90+,20000-100000,106.55,90.25,196.8,7552.61,60,一时疏忽未做好财务规划，导致资金周转困难
179.0,M,1646.74,1646.74,1646.74,90+,1000-5000,13.27,11.29,24.56,2036.83,58,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
9.0,M,16191.58,3976.18,3976.18,0-30,1000-5000,8.81,16.04,24.85,2757.12,29,涉及法律纠纷，资金被冻结或赔偿金额较大
131.0,M,25174.04,25174.04,25174.04,90+,20000-100000,100.75,56.14,156.89,6450.05,23,因重大疾病或意外受伤，医药费占用了大部分资金
34.0,M,33436.22,33436.22,33436.22,30-90,20000-100000,114.25,64.57,178.82,6723.89,23,一时疏忽未做好财务规划，导致资金周转困难
29.0,M,6929.54,6929.54,6929.54,0-30,5000-20000,58.48,42.8,101.28,2937.87,60,涉及法律纠纷，资金被冻结或赔偿金额较大
62.0,M,12349.12,12349.12,12349.12,30-90,5000-20000,52.81,13.14,65.95,3379.41,36,一时疏忽未做好财务规划，导致资金周转困难
95.0,F,1490.41,1490.41,1490.41,90+,1000-5000,25.97,31.66,57.629999999999995,1941.75,41,家庭内部关系紧张，无法共同承担经济责任
57.0,M,21512.45,16577.72,16577.72,30-90,5000-20000,20.07,38.6,58.67,4565.37,31,一时疏忽未做好财务规划，导致资金周转困难
64.0,M,5477.68,5477.68,5477.68,30-90,5000-20000,30.94,31.81,62.75,2965.15,34,未能按时收到客户或业务款项，现金流紧张
34.0,M,3689.26,2852.46,2852.46,30-90,1000-5000,24.17,12.3,36.47,2227.87,28,没有储备紧急备用金，导致突发情况难以应对
6.0,F,62790.95,4150.17,4150.17,0-30,1000-5000,41.34,63.77,105.11,2629.28,46,家庭成员重病或离世，额外经济负担较大
39.0,M,1935.45,1261.12,1261.12,30-90,1000-5000,35.55,33.21,68.75999999999999,2169.24,40,家庭内部分配不均，财务管理冲突
51.0,M,10483.64,3565.8,3565.8,30-90,1000-5000,5.18,24.67,29.85,2034.84,22,家庭内部关系紧张，无法共同承担经济责任
9.0,M,4358.23,1364.12,1364.12,0-30,1000-5000,17.17,12.16,29.33,2013.5,25,家庭内部关系紧张，无法共同承担经济责任
29.0,M,2450.51,1617.93,1617.93,0-30,1000-5000,32.9,18.22,51.12,2152.76,37,遭遇自然灾害（如地震、洪水等），导致财产损失严重
29.0,F,2219.71,2219.71,2219.71,0-30,1000-5000,5.35,12.55,17.9,2072.04,31,曾因坐牢或其他法律问题，导致无法还款
40.0,M,5032.72,5032.72,5032.72,30-90,5000-20000,63.64,34.49,98.13,2958.51,53,工作地点变更或异地调动，增加搬迁与生活成本
146.0,M,29262.96,29262.96,29262.96,90+,20000-100000,63.55,96.11,159.66,5671.1,53,工作地点变更或异地调动，增加搬迁与生活成本
22.0,M,45099.47,11622.35,11622.35,0-30,5000-20000,15.73,12.97,28.700000000000003,3798.25,39,过度消费导致信用卡欠款累积
108.0,M,36830.06,36830.06,36830.06,90+,20000-100000,80.53,101.45,181.98,7997.14,41,遭遇自然灾害（如地震、洪水等），导致财产损失严重
281.0,M,11229.16,11229.16,11229.16,90+,5000-20000,22.77,56.68,79.45,3794.61,26,创业失败，资金链断裂
29.0,M,45946.67,31377.96,31377.96,0-30,20000-100000,36.62,47.03,83.65,6679.35,43,过分依赖单一收入来源，当来源中断时陷入困境
41.0,F,50041.33,50041.33,50041.33,30-90,20000-100000,160.28,7.68,167.96,9923.25,47,一时疏忽未做好财务规划，导致资金周转困难
0.0,F,1401.54,1401.54,1401.54,,1000-5000,8.55,17.74,26.29,2281.01,23,理财投资失败，资金被套牢或亏损严重
313.0,M,19436.81,19436.81,19436.81,90+,5000-20000,15.52,28.18,43.7,4228.0,20,未能按时收到客户或业务款项，现金流紧张
6.0,F,61260.6,2022.72,2022.72,0-30,1000-5000,19.16,55.21,74.37,2480.56,25,公司拖欠工资，暂时无法偿还欠款
276.0,F,2298.34,2298.34,2298.34,90+,1000-5000,24.71,35.53,60.24,2282.02,29,最近失业，暂时没有经济来源
5.0,M,26185.97,3463.2,3463.2,0-30,1000-5000,29.54,32.29,61.83,2639.21,26,过度消费导致信用卡欠款累积
60.0,F,23512.4,23512.4,23512.4,30-90,20000-100000,58.32,54.02,112.34,5861.11,29,婚姻破裂或离婚，财务状况复杂化
179.0,F,23008.05,23008.05,23008.05,90+,20000-100000,103.08,28.18,131.26,5369.67,51,没有储备紧急备用金，导致突发情况难以应对
9.0,M,47266.92,8561.38,8561.38,0-30,5000-20000,43.76,66.74,110.5,3024.64,49,因重大疾病或意外受伤，医药费占用了大部分资金
332.0,M,48184.24,48184.24,48184.24,90+,20000-100000,170.85,32.32,203.17,9916.35,31,未能按时收到客户或业务款项，现金流紧张
71.0,M,3912.39,1749.0,1749.0,30-90,1000-5000,39.67,28.88,68.55,2125.02,47,一时疏忽未做好财务规划，导致资金周转困难
252.0,F,37929.58,37929.58,37929.58,90+,20000-100000,169.49,47.38,216.87,8504.09,19,家庭成员重病或离世，额外经济负担较大
107.0,F,31479.22,31479.22,31479.22,90+,20000-100000,98.67,134.97,233.64,7532.9,21,信用卡或贷款遭遇诈骗，经济受损严重
29.0,M,11632.92,3246.66,3246.66,0-30,1000-5000,5.38,59.86,65.24,2176.92,43,被他人恶意起诉或经济纠纷牵连，导致支出增加
271.0,M,1557.69,1557.69,1557.69,90+,1000-5000,5.48,59.01,64.49,1952.55,37,过度消费导致信用卡欠款累积
302.0,M,9320.4,9320.4,9320.4,90+,5000-20000,27.08,48.4,75.47999999999999,3412.14,52,因通货膨胀或物价上涨，生活成本高涨
34.0,F,20671.1,20671.1,20671.1,30-90,20000-100000,108.68,13.58,122.26,5367.69,37,遭遇自然灾害（如地震、洪水等），导致财产损失严重
246.0,M,4324.71,4324.71,4324.71,90+,1000-5000,31.4,36.37,67.77,2636.4,50,因通货膨胀或物价上涨，生活成本高涨
90.0,M,12687.76,12687.76,12687.76,30-90,5000-20000,19.22,11.3,30.52,4242.51,30,创业失败，资金链断裂
90.0,M,16320.09,16320.09,16320.09,30-90,5000-20000,77.54,56.78,134.32,4694.94,38,支援朋友或亲戚后，未能按时收回借款
302.0,M,6550.9,6550.9,6550.9,90+,5000-20000,20.86,71.92,92.78,2797.2,49,未能按时收到客户或业务款项，现金流紧张
252.0,M,10153.06,10153.06,10153.06,90+,5000-20000,62.25,29.02,91.27,3766.15,55,行业政策调整或市场需求变化，导致业务停滞
6.0,M,9683.76,2951.24,2951.24,0-30,1000-5000,28.51,16.77,45.28,2405.85,45,对金融诈骗或非法集资缺乏警觉，导致资金被骗
313.0,M,4686.18,4686.18,4686.18,90+,1000-5000,15.97,15.31,31.28,2815.84,31,一时疏忽未做好财务规划，导致资金周转困难
70.0,M,2222.79,2222.79,2222.79,30-90,1000-5000,37.68,15.99,53.67,2166.85,38,过度消费导致信用卡欠款累积
9.0,F,40569.92,11988.1,11988.1,0-30,5000-20000,57.63,59.16,116.79,4331.97,59,在财务压力下未能及时调整消费习惯
11.0,F,32295.56,3579.48,3579.48,0-30,1000-5000,11.04,29.58,40.62,2185.91,58,在财务压力下未能及时调整消费习惯
59.0,M,6039.27,3037.83,3037.83,30-90,1000-5000,8.35,8.94,17.29,2458.28,50,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
179.0,M,11235.05,11235.05,11235.05,90+,5000-20000,44.3,45.05,89.35,4326.25,34,遭遇自然灾害（如地震、洪水等），导致财产损失严重
14.0,M,61357.36,7086.7,7086.7,0-30,5000-20000,33.51,23.1,56.61,3183.63,53,遭遇自然灾害（如地震、洪水等），导致财产损失严重
40.0,M,15845.46,10965.75,10965.75,30-90,5000-20000,80.94,13.76,94.7,3942.81,20,创业失败，资金链断裂
9.0,M,11196.04,1318.34,1318.34,0-30,1000-5000,35.15,20.96,56.11,2030.29,55,工作地点变更或异地调动，增加搬迁与生活成本
40.0,M,2288.25,1733.94,1733.94,30-90,1000-5000,8.21,13.64,21.85,2082.03,59,没有储备紧急备用金，导致突发情况难以应对
238.0,F,21610.0,21610.0,21610.0,90+,20000-100000,107.08,30.56,137.64,5020.95,42,理财投资失败，资金被套牢或亏损严重
90.0,M,4299.78,4299.78,4299.78,30-90,1000-5000,22.61,26.39,49.0,2815.99,31,家庭内部关系紧张，无法共同承担经济责任
156.0,M,4307.31,3531.22,3531.22,90+,1000-5000,15.14,20.06,35.2,2492.19,49,工资大幅下降，收入不足以覆盖欠款
271.0,F,46442.25,46442.25,46442.25,90+,20000-100000,224.05,121.17,345.22,8889.99,30,工资大幅下降，收入不足以覆盖欠款
29.0,F,4124.64,2779.98,2779.98,0-30,1000-5000,42.62,32.41,75.03,2167.59,22,家庭内部关系紧张，无法共同承担经济责任
6.0,M,30499.75,1136.11,1136.11,0-30,1000-5000,10.48,39.72,50.2,2113.66,36,过分依赖单一收入来源，当来源中断时陷入困境
5.0,M,15575.1,3936.58,3936.58,0-30,1000-5000,18.38,67.45,85.83,2508.07,42,未能按时收到客户或业务款项，现金流紧张
70.0,M,55302.28,55302.28,55302.28,30-90,20000-100000,95.32,40.11,135.43,11774.96,56,涉及法律纠纷，资金被冻结或赔偿金额较大
39.0,F,75974.57,75974.57,75974.57,30-90,20000-100000,233.55,232.25,465.8,14528.62,47,在财务压力下未能及时调整消费习惯
343.0,F,62567.09,62567.09,62567.09,90+,20000-100000,216.46,138.81,355.27,12818.68,47,支援朋友或亲戚后，未能按时收回借款
60.0,M,87293.07,87293.07,87293.07,30-90,20000-100000,211.17,90.49,301.65999999999997,16133.62,18,涉及法律纠纷，资金被冻结或赔偿金额较大
241.0,M,12049.88,12049.88,12049.88,90+,5000-20000,27.92,63.72,91.64,3117.72,28,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
60.0,M,13509.7,13509.7,13509.7,30-90,5000-20000,51.94,62.2,114.14,3885.7,29,支援朋友或亲戚后，未能按时收回借款
29.0,M,8262.06,5468.44,5468.44,0-30,5000-20000,46.76,40.19,86.94999999999999,2573.97,43,过分依赖单一收入来源，当来源中断时陷入困境
146.0,M,9787.09,9787.09,9787.09,90+,5000-20000,42.53,39.16,81.69,3014.97,55,公司拖欠工资，暂时无法偿还欠款
29.0,M,3943.44,2776.78,2776.78,0-30,1000-5000,38.27,15.18,53.45,2551.74,32,理财投资失败，资金被套牢或亏损严重
29.0,M,6376.11,2640.32,2640.32,0-30,1000-5000,36.78,16.75,53.53,2069.41,27,家庭成员重病或离世，额外经济负担较大
101.0,M,2601.56,2601.56,2601.56,90+,1000-5000,8.94,9.25,18.19,1789.43,39,婚姻破裂或离婚，财务状况复杂化
156.0,M,52939.1,52939.1,52939.1,90+,20000-100000,87.17,175.14,262.31,10446.97,27,在财务压力下未能及时调整消费习惯
9.0,M,25407.76,4408.56,4408.56,0-30,1000-5000,30.85,26.1,56.95,2014.23,38,理财投资失败，资金被套牢或亏损严重
9.0,M,26805.94,4352.65,4352.65,0-30,1000-5000,30.75,12.19,42.94,2485.28,20,公司拖欠工资，暂时无法偿还欠款
5.0,M,14194.85,3463.25,3463.25,0-30,1000-5000,38.25,7.31,45.56,2512.99,38,信用卡或贷款遭遇诈骗，经济受损严重
9.0,M,6319.65,2490.14,2490.14,0-30,1000-5000,33.22,6.53,39.75,2096.47,54,在财务压力下未能及时调整消费习惯
299.0,M,27009.57,27009.57,27009.57,90+,20000-100000,89.86,56.03,145.89,5284.28,59,因重大疾病或意外受伤，医药费占用了大部分资金
123.0,M,45315.96,45315.96,45315.96,90+,20000-100000,139.45,55.21,194.66,9284.35,21,子女教育开支增加，财务压力过重
71.0,M,6339.2,5997.96,5997.96,30-90,5000-20000,68.79,48.82,117.61,2528.46,35,意外事故导致财产损失或需支付赔偿
101.0,M,1801.72,1801.72,1801.72,90+,1000-5000,38.29,8.76,47.05,2196.51,48,没有储备紧急备用金，导致突发情况难以应对
9.0,M,38206.31,8730.53,8730.53,0-30,5000-20000,7.89,25.92,33.81,3892.63,56,未能按时收到客户或业务款项，现金流紧张
0.0,F,5274.5,5274.5,5274.5,,5000-20000,24.19,25.35,49.540000000000006,2719.35,19,意外事故导致财产损失或需支付赔偿
59.0,M,30729.47,30729.47,30729.47,30-90,20000-100000,38.93,62.88,101.81,6971.58,41,工资大幅下降，收入不足以覆盖欠款
184.0,M,6015.36,6015.36,6015.36,90+,5000-20000,42.47,11.93,54.4,3265.81,43,家庭内部分配不均，财务管理冲突
29.0,M,2678.29,2614.3,2614.3,0-30,1000-5000,16.49,48.86,65.35,2323.46,41,因通货膨胀或物价上涨，生活成本高涨
190.0,F,6011.0,6011.0,6011.0,90+,5000-20000,62.6,11.6,74.2,2836.99,58,被误导参与高风险投资，遭受经济损失
33.0,M,24724.88,3040.42,3040.42,30-90,1000-5000,35.76,28.5,64.25999999999999,2526.52,45,被误导参与高风险投资，遭受经济损失
5.0,M,62387.77,11035.79,11035.79,0-30,5000-20000,59.11,16.82,75.93,3458.01,24,过度消费导致信用卡欠款累积
162.0,M,10952.25,10952.25,10952.25,90+,5000-20000,20.93,56.1,77.03,3779.19,56,过分依赖单一收入来源，当来源中断时陷入困境
45.0,M,81817.08,81817.08,81817.08,30-90,20000-100000,282.29,143.31,425.6,14759.7,59,工资大幅下降，收入不足以覆盖欠款
9.0,M,27098.37,7062.66,7062.66,0-30,5000-20000,27.58,12.62,40.2,2907.5,38,家庭成员重病或离世，额外经济负担较大
125.0,M,6882.85,6882.85,6882.85,90+,5000-20000,8.43,33.65,42.08,2792.72,42,支援朋友或亲戚后，未能按时收回借款
254.0,F,87044.14,87044.14,87044.14,90+,20000-100000,346.75,81.19,427.94,18292.74,39,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
179.0,M,1610.23,1610.23,1610.23,90+,1000-5000,12.8,19.41,32.21,2180.83,45,家庭内部分配不均，财务管理冲突
40.0,F,46247.63,46247.63,46247.63,30-90,20000-100000,193.53,75.9,269.43,9112.77,39,身体状况欠佳，导致无法正常工作，收入减少
271.0,M,5572.52,5572.52,5572.52,90+,5000-20000,28.58,11.7,40.28,3012.87,25,婚姻破裂或离婚，财务状况复杂化
151.0,M,3315.8,3315.8,3315.8,90+,1000-5000,56.28,61.34,117.62,2553.72,45,对金融诈骗或非法集资缺乏警觉，导致资金被骗
101.0,M,12938.51,12938.51,12938.51,90+,5000-20000,59.02,76.63,135.65,4666.49,35,曾因坐牢或其他法律问题，导致无法还款
191.0,M,1194.58,1194.58,1194.58,90+,1000-5000,12.89,14.77,27.66,2201.53,20,被他人恶意起诉或经济纠纷牵连，导致支出增加
95.0,M,8983.92,8983.92,8983.92,90+,5000-20000,36.3,57.11,93.41,3960.79,53,行业政策调整或市场需求变化，导致业务停滞
9.0,M,18691.93,10889.52,10889.52,0-30,5000-20000,36.43,59.72,96.15,3570.58,41,过度消费导致信用卡欠款累积
210.0,M,12908.43,12908.43,12908.43,90+,5000-20000,58.75,52.19,110.94,4383.38,23,遭遇自然灾害（如地震、洪水等），导致财产损失严重
210.0,M,9226.99,9226.99,9226.99,90+,5000-20000,40.73,59.55,100.28,3528.76,33,一时疏忽未做好财务规划，导致资金周转困难
34.0,M,43469.17,43469.17,43469.17,30-90,20000-100000,85.3,127.61,212.91,8444.72,23,在财务压力下未能及时调整消费习惯
189.0,F,9982.45,9982.45,9982.45,90+,5000-20000,35.54,9.31,44.85,3754.17,21,创业失败，资金链断裂
220.0,F,2783.01,2783.01,2783.01,90+,1000-5000,49.58,20.8,70.38,2381.68,26,意外事故导致财产损失或需支付赔偿
313.0,M,2063.04,2063.04,2063.04,90+,1000-5000,38.97,26.99,65.96,2540.72,58,遭遇自然灾害（如地震、洪水等），导致财产损失严重
4.0,M,37289.39,10340.0,10340.0,0-30,5000-20000,90.3,58.6,148.9,3371.78,51,公司拖欠工资，暂时无法偿还欠款
246.0,M,8112.06,8112.06,8112.06,90+,5000-20000,19.02,35.24,54.260000000000005,3125.59,54,被他人恶意起诉或经济纠纷牵连，导致支出增加
241.0,F,21057.24,21057.24,21057.24,90+,20000-100000,31.5,60.51,92.01,5091.27,48,过度消费导致信用卡欠款累积
64.0,M,14469.71,14469.71,14469.71,30-90,5000-20000,75.04,58.04,133.08,3951.3,45,行业政策调整或市场需求变化，导致业务停滞
252.0,F,6392.73,6392.73,6392.73,90+,5000-20000,46.03,52.05,98.08,2221.29,45,婚姻破裂或离婚，财务状况复杂化
168.0,M,35545.33,35545.33,35545.33,90+,20000-100000,180.45,19.73,200.18,8104.46,20,一时疏忽未做好财务规划，导致资金周转困难
156.0,M,3418.52,3418.52,3418.52,90+,1000-5000,12.15,23.61,35.76,2131.19,31,行业政策调整或市场需求变化，导致业务停滞
251.0,M,12059.52,12059.52,12059.52,90+,5000-20000,25.8,15.41,41.21,3666.21,22,公司拖欠工资，暂时无法偿还欠款
29.0,M,3943.44,2776.78,2776.78,0-30,1000-5000,17.96,47.39,65.35,2195.51,19,行业政策调整或市场需求变化，导致业务停滞
314.0,M,1160.18,1160.18,1160.18,90+,1000-5000,42.18,8.87,51.05,2262.92,52,家庭内部关系紧张，无法共同承担经济责任
220.0,M,48439.36,48439.36,48439.36,90+,20000-100000,207.44,152.97,360.41,9313.88,34,工资大幅下降，收入不足以覆盖欠款
90.0,M,1049.75,1049.75,1049.75,30-90,1000-5000,12.95,60.84,73.79,2191.6,22,理财投资失败，资金被套牢或亏损严重
90.0,M,1923.43,1923.43,1923.43,30-90,1000-5000,11.76,29.45,41.21,1966.19,26,最近失业，暂时没有经济来源
271.0,M,5491.54,5491.54,5491.54,90+,5000-20000,15.92,21.2,37.12,2661.21,24,信用卡或贷款遭遇诈骗，经济受损严重
233.0,M,22753.32,22753.32,22753.32,90+,20000-100000,50.82,52.53,103.35,5318.2,55,行业政策调整或市场需求变化，导致业务停滞
39.0,F,47734.94,9479.36,9479.36,30-90,5000-20000,33.14,29.9,63.04,3435.72,38,家庭内部关系紧张，无法共同承担经济责任
82.0,F,32520.49,32520.49,32520.49,30-90,20000-100000,162.4,5.41,167.81,6408.06,19,身体状况欠佳，导致无法正常工作，收入减少
302.0,M,91152.58,91152.58,91152.58,90+,20000-100000,233.65,82.47,316.12,18073.7,35,行业政策调整或市场需求变化，导致业务停滞
9.0,M,34079.12,34079.12,34079.12,0-30,20000-100000,108.26,122.66,230.92,7634.64,60,过分依赖单一收入来源，当来源中断时陷入困境
9.0,F,50122.99,4179.25,4179.25,0-30,1000-5000,21.17,8.65,29.82,2641.53,31,工作地点变更或异地调动，增加搬迁与生活成本
193.0,M,4695.82,4695.82,4695.82,90+,1000-5000,41.59,8.86,50.45,2376.88,44,因市场经济下行或行业裁员潮，收入减少
9.0,M,45029.99,11582.45,11582.45,0-30,5000-20000,44.55,72.28,116.83,3843.55,32,没有储备紧急备用金，导致突发情况难以应对
363.0,M,1305.04,1305.04,1305.04,90+,1000-5000,24.73,13.44,38.17,2295.12,46,未能按时收到客户或业务款项，现金流紧张
9.0,M,41425.44,9481.76,9481.76,0-30,5000-20000,57.48,54.93,112.41,3122.92,57,过分依赖单一收入来源，当来源中断时陷入困境
59.0,M,41472.64,41472.64,41472.64,30-90,20000-100000,137.68,53.55,191.23,8378.65,50,过分依赖单一收入来源，当来源中断时陷入困境
254.0,F,87044.14,87044.14,87044.14,90+,20000-100000,377.76,52.92,430.68,16431.64,45,涉及法律纠纷，资金被冻结或赔偿金额较大
101.0,M,3330.86,3330.86,3330.86,90+,1000-5000,18.84,19.26,38.1,2696.8,49,公司拖欠工资，暂时无法偿还欠款
64.0,M,4241.89,4241.89,4241.89,30-90,1000-5000,26.32,28.41,54.73,2560.24,38,家庭内部关系紧张，无法共同承担经济责任
184.0,M,2260.51,2260.51,2260.51,90+,1000-5000,30.05,12.41,42.46,2077.47,35,公司拖欠工资，暂时无法偿还欠款
341.0,M,31954.47,31954.47,31954.47,90+,20000-100000,108.91,48.43,157.34,8041.77,46,婚姻破裂或离婚，财务状况复杂化
40.0,M,14883.55,14883.55,14883.55,30-90,5000-20000,93.84,27.44,121.28,4047.01,29,曾因坐牢或其他法律问题，导致无法还款
34.0,M,24030.56,23577.02,23577.02,30-90,20000-100000,39.26,70.51,109.77,5643.92,34,过分依赖单一收入来源，当来源中断时陷入困境
0.0,F,2628.09,2628.09,2628.09,,1000-5000,13.57,11.71,25.28,2249.16,50,理财投资失败，资金被套牢或亏损严重
120.0,F,3486.84,3486.84,3486.84,90+,1000-5000,41.66,10.57,52.23,2433.73,50,一时疏忽未做好财务规划，导致资金周转困难
252.0,F,20951.11,20951.11,20951.11,90+,20000-100000,72.81,67.7,140.51,4832.37,18,一时疏忽未做好财务规划，导致资金周转困难
179.0,F,8081.5,8081.5,8081.5,90+,5000-20000,37.67,34.62,72.28999999999999,3428.99,54,行业政策调整或市场需求变化，导致业务停滞
34.0,M,4953.38,4465.06,4465.06,30-90,1000-5000,34.06,13.26,47.32,2399.18,53,意外事故导致财产损失或需支付赔偿
77.0,M,6254.58,6254.58,6254.58,30-90,5000-20000,42.32,15.61,57.93,2727.25,46,公司拖欠工资，暂时无法偿还欠款
59.0,M,3103.1,3103.1,3103.1,30-90,1000-5000,25.68,5.28,30.96,2432.4,42,被他人恶意起诉或经济纠纷牵连，导致支出增加
116.0,M,23738.83,23738.83,23738.83,90+,20000-100000,76.2,64.81,141.01,5689.46,48,一时疏忽未做好财务规划，导致资金周转困难
241.0,M,3104.09,3104.09,3104.09,90+,1000-5000,25.78,42.12,67.9,2412.81,24,支援朋友或亲戚后，未能按时收回借款
101.0,M,26896.45,18441.69,18441.69,90+,5000-20000,54.73,25.16,79.89,4471.46,29,子女教育开支增加，财务压力过重
314.0,M,5131.4,5131.4,5131.4,90+,5000-20000,30.09,30.29,60.379999999999995,2749.32,60,理财投资失败，资金被套牢或亏损严重
7.0,M,24355.5,6094.59,6094.59,0-30,5000-20000,20.56,7.56,28.119999999999997,2704.92,52,过度消费导致信用卡欠款累积
241.0,M,9743.56,9743.56,9743.56,90+,5000-20000,73.48,23.83,97.31,3366.92,31,身体状况欠佳，导致无法正常工作，收入减少
9.0,F,27045.6,8619.66,8619.66,0-30,5000-20000,74.22,11.03,85.25,2772.14,43,过分依赖单一收入来源，当来源中断时陷入困境
9.0,M,25433.66,4557.76,4557.76,0-30,1000-5000,32.63,5.4,38.03,2647.81,33,家庭内部分配不均，财务管理冲突
9.0,M,14307.31,1621.66,1621.66,0-30,1000-5000,15.38,22.77,38.15,2270.89,34,理财投资失败，资金被套牢或亏损严重
302.0,M,13431.26,13431.26,13431.26,90+,5000-20000,25.18,37.64,62.82,4221.85,39,没有储备紧急备用金，导致突发情况难以应对
222.0,M,3596.56,3596.56,3596.56,90+,1000-5000,51.23,17.82,69.05,2284.03,25,在财务压力下未能及时调整消费习惯
192.0,M,31717.14,31717.14,31717.14,90+,20000-100000,149.09,100.05,249.14,6514.24,49,信用卡或贷款遭遇诈骗，经济受损严重
9.0,M,5100.48,2241.18,2241.18,0-30,1000-5000,14.88,22.9,37.78,1889.98,46,信用卡或贷款遭遇诈骗，经济受损严重
271.0,M,7013.41,7013.41,7013.41,90+,5000-20000,50.12,29.37,79.49,2545.55,32,身体状况欠佳，导致无法正常工作，收入减少
179.0,F,17160.22,17160.22,17160.22,90+,5000-20000,61.92,34.01,95.93,4766.73,57,对金融诈骗或非法集资缺乏警觉，导致资金被骗
4.0,M,119239.0,16115.4,16115.4,0-30,5000-20000,11.11,55.93,67.03999999999999,4407.71,39,创业失败，资金链断裂
363.0,M,30382.11,30382.11,30382.11,90+,20000-100000,93.76,66.84,160.60000000000002,6293.73,24,过分依赖单一收入来源，当来源中断时陷入困境
302.0,M,9160.92,9160.92,9160.92,90+,5000-20000,44.81,23.65,68.46000000000001,3391.61,21,公司拖欠工资，暂时无法偿还欠款
156.0,F,22889.54,22889.54,22889.54,90+,20000-100000,83.91,24.25,108.16,5580.62,58,被他人恶意起诉或经济纠纷牵连，导致支出增加
9.0,M,9645.56,2953.86,2953.86,0-30,1000-5000,16.87,11.31,28.18,2352.29,58,创业失败，资金链断裂
164.0,F,3633.44,3633.44,3633.44,90+,1000-5000,31.53,6.77,38.3,2413.18,34,家庭内部分配不均，财务管理冲突
251.0,M,12059.52,12059.52,12059.52,90+,5000-20000,25.8,5.35,31.15,4151.66,30,信用卡或贷款遭遇诈骗，经济受损严重
9.0,M,9200.65,1186.11,1186.11,0-30,1000-5000,21.95,23.01,44.96,1793.41,55,过分依赖单一收入来源，当来源中断时陷入困境
132.0,M,16480.01,16480.01,16480.01,90+,5000-20000,64.54,94.19,158.73000000000002,4395.99,54,因市场经济下行或行业裁员潮，收入减少
168.0,M,35545.33,35545.33,35545.33,90+,20000-100000,115.19,59.8,174.99,7613.09,44,支援朋友或亲戚后，未能按时收回借款
34.0,F,25436.7,13504.78,13504.78,30-90,5000-20000,46.73,61.39,108.12,3353.52,28,涉及法律纠纷，资金被冻结或赔偿金额较大
125.0,M,8871.13,8871.13,8871.13,90+,5000-20000,17.51,36.37,53.879999999999995,2539.95,60,家庭内部分配不均，财务管理冲突
64.0,M,28779.69,28779.69,28779.69,30-90,20000-100000,90.53,58.0,148.53,6654.87,30,过分依赖单一收入来源，当来源中断时陷入困境
12.0,M,59928.81,45673.84,45673.84,0-30,20000-100000,101.33,48.83,150.16,9602.44,30,因重大疾病或意外受伤，医药费占用了大部分资金
40.0,F,3029.37,2522.95,2522.95,30-90,1000-5000,44.67,15.03,59.7,2334.57,49,因重大疾病或意外受伤，医药费占用了大部分资金
324.0,F,57961.91,57961.91,57961.91,90+,20000-100000,220.57,93.12,313.69,11132.49,29,涉及法律纠纷，资金被冻结或赔偿金额较大
9.0,M,31406.67,5265.7,5265.7,0-30,5000-20000,43.91,33.2,77.11,2821.33,30,未能按时收到客户或业务款项，现金流紧张
41.0,F,2918.53,2874.12,2874.12,30-90,1000-5000,6.63,12.01,18.64,2229.37,45,因市场经济下行或行业裁员潮，收入减少
9.0,F,29291.32,3384.14,3384.14,0-30,1000-5000,5.43,46.6,52.03,2300.54,55,最近失业，暂时没有经济来源
13.0,M,61849.77,5447.82,5447.82,0-30,5000-20000,11.15,41.71,52.86,2697.47,38,一时疏忽未做好财务规划，导致资金周转困难
41.0,M,37711.89,37711.89,37711.89,30-90,20000-100000,98.0,79.98,177.98000000000002,7085.97,53,家庭成员重病或离世，额外经济负担较大
9.0,F,34771.12,3012.89,3012.89,0-30,1000-5000,52.23,9.33,61.559999999999995,2673.32,24,在财务压力下未能及时调整消费习惯
164.0,F,3633.44,3633.44,3633.44,90+,1000-5000,5.86,8.8,14.66,2415.66,30,对金融诈骗或非法集资缺乏警觉，导致资金被骗
342.0,M,6297.05,6297.05,6297.05,90+,5000-20000,47.99,23.03,71.02000000000001,2776.4,33,过分依赖单一收入来源，当来源中断时陷入困境
9.0,M,6686.36,3344.67,3344.67,0-30,1000-5000,26.35,9.05,35.400000000000006,2542.37,52,婚姻破裂或离婚，财务状况复杂化
59.0,M,20872.72,20872.72,20872.72,30-90,20000-100000,69.55,7.59,77.14,4826.9,51,遭遇自然灾害（如地震、洪水等），导致财产损失严重
302.0,M,43439.8,43439.8,43439.8,90+,20000-100000,210.86,132.39,343.25,8029.23,53,最近失业，暂时没有经济来源
271.0,M,24367.92,24367.92,24367.92,90+,20000-100000,122.07,43.49,165.56,6096.14,23,公司拖欠工资，暂时无法偿还欠款
363.0,M,8943.59,8943.59,8943.59,90+,5000-20000,53.01,11.19,64.2,3125.77,56,对金融诈骗或非法集资缺乏警觉，导致资金被骗
54.0,M,34665.87,34665.87,34665.87,30-90,20000-100000,70.89,127.21,198.1,7424.38,45,信用卡或贷款遭遇诈骗，经济受损严重
183.0,F,9091.23,9091.23,9091.23,90+,5000-20000,25.09,35.75,60.84,3251.41,22,过度消费导致信用卡欠款累积
171.0,M,37682.83,37682.83,37682.83,90+,20000-100000,145.84,208.58,354.42,8114.78,26,子女教育开支增加，财务压力过重
179.0,M,3431.0,3431.0,3431.0,90+,1000-5000,43.1,28.14,71.24000000000001,2426.36,52,家庭内部关系紧张，无法共同承担经济责任
102.0,M,1708.68,1708.68,1708.68,90+,1000-5000,10.52,10.55,21.07,1888.69,21,没有储备紧急备用金，导致突发情况难以应对
9.0,F,43408.52,4953.22,4953.22,0-30,1000-5000,20.22,22.52,42.739999999999995,2368.28,40,涉及法律纠纷，资金被冻结或赔偿金额较大
54.0,M,13588.58,13588.58,13588.58,30-90,5000-20000,62.49,45.13,107.62,4345.46,26,意外事故导致财产损失或需支付赔偿
271.0,F,12169.9,12169.9,12169.9,90+,5000-20000,36.97,70.69,107.66,3525.06,44,行业政策调整或市场需求变化，导致业务停滞
325.0,M,2557.07,2557.07,2557.07,90+,1000-5000,47.31,7.03,54.34,2327.2,18,未能按时收到客户或业务款项，现金流紧张
90.0,M,8517.79,8517.79,8517.79,30-90,5000-20000,70.37,13.9,84.27000000000001,3255.63,18,未能按时收到客户或业务款项，现金流紧张
282.0,M,1632.9,1632.9,1632.9,90+,1000-5000,14.98,33.87,48.849999999999994,2379.91,23,因市场经济下行或行业裁员潮，收入减少
156.0,M,1963.78,1963.78,1963.78,90+,1000-5000,14.97,37.81,52.78,1927.85,44,公司拖欠工资，暂时无法偿还欠款
59.0,M,24217.79,24217.79,24217.79,30-90,20000-100000,32.58,16.7,49.28,5479.55,23,对金融诈骗或非法集资缺乏警觉，导致资金被骗
254.0,M,51712.76,51712.76,51712.76,90+,20000-100000,82.51,71.78,154.29000000000002,9142.19,55,因市场经济下行或行业裁员潮，收入减少
0.0,M,7761.1,7761.1,7761.1,,5000-20000,23.07,27.98,51.05,2921.21,41,最近失业，暂时没有经济来源
221.0,M,4370.8,4370.8,4370.8,90+,1000-5000,18.32,20.8,39.120000000000005,2569.07,37,最近失业，暂时没有经济来源
4.0,M,50488.58,27887.15,27887.15,0-30,20000-100000,84.94,46.64,131.57999999999998,7056.28,29,没有储备紧急备用金，导致突发情况难以应对
252.0,F,20951.11,20951.11,20951.11,90+,20000-100000,77.86,59.52,137.38,5205.95,31,支援朋友或亲戚后，未能按时收回借款
120.0,M,3812.15,3812.15,3812.15,90+,1000-5000,17.82,8.47,26.29,2432.77,50,工作地点变更或异地调动，增加搬迁与生活成本
131.0,M,19096.67,19096.67,19096.67,90+,5000-20000,38.71,31.63,70.34,4728.88,43,因通货膨胀或物价上涨，生活成本高涨
334.0,M,3913.77,3913.77,3913.77,90+,1000-5000,18.99,26.46,45.45,2449.18,44,公司拖欠工资，暂时无法偿还欠款
0.0,M,5781.25,5781.25,5781.25,,5000-20000,54.25,7.21,61.46,2691.63,41,理财投资失败，资金被套牢或亏损严重
302.0,M,2282.7,2282.7,2282.7,90+,1000-5000,34.2,8.09,42.290000000000006,2573.4,20,家庭内部分配不均，财务管理冲突
171.0,M,56551.66,56551.66,56551.66,90+,20000-100000,103.39,36.59,139.98000000000002,12242.85,44,曾因坐牢或其他法律问题，导致无法还款
276.0,M,3119.71,3119.71,3119.71,90+,1000-5000,20.61,16.46,37.07,2428.12,47,工资大幅下降，收入不足以覆盖欠款
242.0,M,3781.17,3781.17,3781.17,90+,1000-5000,10.82,50.91,61.73,2470.84,22,子女教育开支增加，财务压力过重
332.0,M,2413.69,2413.69,2413.69,90+,1000-5000,16.05,7.17,23.22,2039.08,34,理财投资失败，资金被套牢或亏损严重
16.0,M,37117.08,4443.18,4443.18,0-30,1000-5000,20.03,30.0,50.03,2340.51,42,涉及法律纠纷，资金被冻结或赔偿金额较大
34.0,F,25436.7,13504.78,13504.78,30-90,5000-20000,59.5,10.05,69.55,3769.79,57,工资大幅下降，收入不足以覆盖欠款
210.0,M,1315.75,1315.75,1315.75,90+,1000-5000,9.89,42.83,52.72,2274.45,49,过分依赖单一收入来源，当来源中断时陷入困境
34.0,F,35880.66,7917.7,7917.7,30-90,5000-20000,30.54,28.13,58.67,3329.22,39,过分依赖单一收入来源，当来源中断时陷入困境
332.0,M,4659.15,4659.15,4659.15,90+,1000-5000,6.78,25.8,32.58,2686.58,19,因通货膨胀或物价上涨，生活成本高涨
271.0,M,15224.63,15224.63,15224.63,90+,5000-20000,62.2,42.22,104.42,3750.31,35,被误导参与高风险投资，遭受经济损失
178.0,M,9037.22,9037.22,9037.22,90+,5000-20000,28.41,70.3,98.71,3663.94,32,一时疏忽未做好财务规划，导致资金周转困难
164.0,M,27673.93,27673.93,27673.93,90+,20000-100000,25.26,29.19,54.45,6748.64,30,过分依赖单一收入来源，当来源中断时陷入困境
302.0,M,21256.45,21256.45,21256.45,90+,20000-100000,105.91,19.07,124.98,4652.64,32,对金融诈骗或非法集资缺乏警觉，导致资金被骗
263.0,M,16635.17,16635.17,16635.17,90+,5000-20000,64.8,53.91,118.71,5204.48,23,意外事故导致财产损失或需支付赔偿
29.0,M,3334.45,3169.69,3169.69,0-30,1000-5000,33.98,36.83,70.81,2400.43,40,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
125.0,M,8871.13,8871.13,8871.13,90+,5000-20000,38.56,10.24,48.8,3416.11,43,婚姻破裂或离婚，财务状况复杂化
10.0,M,12898.06,3476.44,3476.44,0-30,1000-5000,37.4,42.59,79.99000000000001,2612.07,28,最近失业，暂时没有经济来源
179.0,M,2863.58,2863.58,2863.58,90+,1000-5000,26.05,34.46,60.510000000000005,2592.62,36,一时疏忽未做好财务规划，导致资金周转困难
9.0,F,30595.2,1430.34,1430.34,0-30,1000-5000,5.16,36.71,41.870000000000005,1974.05,60,家庭成员重病或离世，额外经济负担较大
25.0,M,58563.45,6473.24,6473.24,0-30,5000-20000,38.31,26.35,64.66,2891.57,46,被误导参与高风险投资，遭受经济损失
101.0,F,3428.42,3428.42,3428.42,90+,1000-5000,7.83,19.48,27.31,2372.68,22,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
40.0,M,9389.93,5031.21,5031.21,30-90,5000-20000,41.07,9.15,50.22,2715.51,41,最近失业，暂时没有经济来源
283.0,M,16748.32,16748.32,16748.32,90+,5000-20000,53.53,24.18,77.71000000000001,4721.68,57,没有储备紧急备用金，导致突发情况难以应对
241.0,F,12934.49,12934.49,12934.49,90+,5000-20000,23.08,9.38,32.46,4244.25,53,工作地点变更或异地调动，增加搬迁与生活成本
220.0,M,3485.19,3485.19,3485.19,90+,1000-5000,10.89,38.16,49.05,2478.72,52,工作地点变更或异地调动，增加搬迁与生活成本
9.0,M,21221.32,2367.13,2367.13,0-30,1000-5000,21.07,14.97,36.04,2269.93,45,过度消费导致信用卡欠款累积
271.0,M,5491.54,5491.54,5491.54,90+,5000-20000,46.05,26.47,72.52,2543.18,49,遭遇自然灾害（如地震、洪水等），导致财产损失严重
116.0,M,23738.83,23738.83,23738.83,90+,20000-100000,84.68,55.96,140.64,6000.4,48,信用卡或贷款遭遇诈骗，经济受损严重
29.0,F,158306.47,23354.63,23354.63,0-30,20000-100000,101.13,74.13,175.26,5416.92,34,工作地点变更或异地调动，增加搬迁与生活成本
90.0,M,29591.69,29591.69,29591.69,30-90,20000-100000,137.83,54.72,192.55,6636.03,19,过分依赖单一收入来源，当来源中断时陷入困境
332.0,M,6427.38,6427.38,6427.38,90+,5000-20000,36.45,25.77,62.22,2595.56,31,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
68.0,M,5776.88,5776.88,5776.88,30-90,5000-20000,31.27,10.8,42.07,2618.78,21,未能按时收到客户或业务款项，现金流紧张
34.0,M,4919.94,2259.16,2259.16,30-90,1000-5000,75.7,59.93,135.63,2234.93,28,被误导参与高风险投资，遭受经济损失
29.0,F,46019.07,15126.77,15126.77,0-30,5000-20000,23.11,16.21,39.32,4309.69,51,在财务压力下未能及时调整消费习惯
6.0,F,115305.74,11808.44,11808.44,0-30,5000-20000,53.25,72.23,125.48,3740.38,20,被误导参与高风险投资，遭受经济损失
54.0,M,38165.96,26707.5,26707.5,30-90,20000-100000,117.38,23.25,140.63,6409.07,28,曾因坐牢或其他法律问题，导致无法还款
222.0,M,1050.67,1050.67,1050.67,90+,1000-5000,44.58,24.28,68.86,1938.57,38,遭遇自然灾害（如地震、洪水等），导致财产损失严重
9.0,F,19164.82,1370.16,1370.16,0-30,1000-5000,10.82,25.87,36.69,2253.74,57,过度消费导致信用卡欠款累积
4.0,M,50488.58,27887.15,27887.15,0-30,20000-100000,38.19,52.41,90.6,5379.99,41,意外事故导致财产损失或需支付赔偿
252.0,F,20951.11,20951.11,20951.11,90+,20000-100000,89.86,36.08,125.94,4626.08,33,支援朋友或亲戚后，未能按时收回借款
125.0,M,2766.52,2766.52,2766.52,90+,1000-5000,25.55,5.93,31.48,2329.48,60,涉及法律纠纷，资金被冻结或赔偿金额较大
6.0,M,35169.8,3433.19,3433.19,0-30,1000-5000,10.95,28.51,39.46,2304.93,45,一时疏忽未做好财务规划，导致资金周转困难
59.0,M,6039.27,3037.83,3037.83,30-90,1000-5000,22.72,38.63,61.35,2383.78,47,理财投资失败，资金被套牢或亏损严重
302.0,F,31462.71,31462.71,31462.71,90+,20000-100000,70.69,18.0,88.69,7050.25,27,过分依赖单一收入来源，当来源中断时陷入困境
23.0,M,14364.55,14364.55,14364.55,0-30,5000-20000,30.71,7.62,38.33,4371.5,58,涉及法律纠纷，资金被冻结或赔偿金额较大
9.0,M,29337.92,2337.94,2337.94,0-30,1000-5000,8.54,10.55,19.09,2071.72,37,未能按时收到客户或业务款项，现金流紧张
130.0,M,50577.97,50577.97,50577.97,90+,20000-100000,151.21,78.52,229.73,10385.02,44,过度消费导致信用卡欠款累积
34.0,F,8275.86,6755.83,6755.83,30-90,5000-20000,36.17,31.65,67.82,2852.11,22,创业失败，资金链断裂
170.0,M,2651.87,2651.87,2651.87,90+,1000-5000,15.67,33.43,49.1,1973.71,24,因市场经济下行或行业裁员潮，收入减少
283.0,M,3276.0,3276.0,3276.0,90+,1000-5000,19.95,35.78,55.73,2152.35,42,过度消费导致信用卡欠款累积
40.0,F,3501.25,2811.87,2811.87,30-90,1000-5000,20.88,9.45,30.33,1945.59,30,因重大疾病或意外受伤，医药费占用了大部分资金
337.0,M,4454.16,4454.16,4454.16,90+,1000-5000,27.38,28.93,56.31,2196.21,50,未能按时收到客户或业务款项，现金流紧张
151.0,M,1363.09,1363.09,1363.09,90+,1000-5000,6.44,11.12,17.56,1838.97,46,没有储备紧急备用金，导致突发情况难以应对
64.0,M,6323.22,6323.22,6323.22,30-90,5000-20000,48.02,18.05,66.07000000000001,2577.6,26,行业政策调整或市场需求变化，导致业务停滞
27.0,F,46566.31,44774.65,44774.65,0-30,20000-100000,75.68,50.87,126.55,8902.41,57,被他人恶意起诉或经济纠纷牵连，导致支出增加
95.0,M,5795.97,5795.97,5795.97,90+,5000-20000,38.45,22.23,60.68000000000001,3142.18,26,支援朋友或亲戚后，未能按时收回借款
94.0,M,4624.15,4624.15,4624.15,90+,1000-5000,8.5,15.09,23.59,2450.44,47,家庭内部分配不均，财务管理冲突
29.0,M,2672.68,2183.68,2183.68,0-30,1000-5000,52.65,16.03,68.68,2178.6,38,未能按时收到客户或业务款项，现金流紧张
253.0,M,44593.02,44593.02,44593.02,90+,20000-100000,118.08,21.31,139.39,9527.41,42,对金融诈骗或非法集资缺乏警觉，导致资金被骗
220.0,M,19506.87,19506.87,19506.87,90+,5000-20000,45.22,69.29,114.51,4482.75,28,被他人恶意起诉或经济纠纷牵连，导致支出增加
40.0,M,8127.67,6685.04,6685.04,30-90,5000-20000,45.97,54.87,100.84,2702.84,28,家庭内部分配不均，财务管理冲突
6.0,M,14137.16,10111.0,10111.0,0-30,5000-20000,37.36,33.58,70.94,3417.46,30,曾因坐牢或其他法律问题，导致无法还款
162.0,M,8183.36,8183.36,8183.36,90+,5000-20000,16.28,55.25,71.53,3177.55,44,遭遇自然灾害（如地震、洪水等），导致财产损失严重
332.0,F,15285.09,15285.09,15285.09,90+,5000-20000,46.72,48.25,94.97,3714.72,25,被他人恶意起诉或经济纠纷牵连，导致支出增加
344.0,F,1092.27,1092.27,1092.27,90+,1000-5000,9.23,24.16,33.39,2073.19,30,涉及法律纠纷，资金被冻结或赔偿金额较大
251.0,M,6611.99,6611.99,6611.99,90+,5000-20000,19.69,33.89,53.58,3046.7,31,对金融诈骗或非法集资缺乏警觉，导致资金被骗
9.0,F,30152.89,3371.73,3371.73,0-30,1000-5000,48.76,10.48,59.239999999999995,2504.72,32,遭遇自然灾害（如地震、洪水等），导致财产损失严重
332.0,M,16943.37,16943.37,16943.37,90+,5000-20000,33.53,22.91,56.44,4332.85,53,信用卡或贷款遭遇诈骗，经济受损严重
344.0,M,5424.65,5424.65,5424.65,90+,5000-20000,6.05,35.17,41.22,3024.82,28,未能按时收到客户或业务款项，现金流紧张
276.0,F,47342.15,47342.15,47342.15,90+,20000-100000,162.9,110.86,273.76,9069.91,36,家庭内部分配不均，财务管理冲突
332.0,F,41730.63,41730.63,41730.63,90+,20000-100000,123.75,23.89,147.64,8195.45,19,意外事故导致财产损失或需支付赔偿
98.0,M,10368.93,10368.93,10368.93,90+,5000-20000,45.31,96.45,141.76,3508.48,51,家庭成员重病或离世，额外经济负担较大
59.0,M,6729.22,6729.22,6729.22,30-90,5000-20000,30.34,19.45,49.79,2809.25,46,被误导参与高风险投资，遭受经济损失
59.0,M,1033.55,1033.55,1033.55,30-90,1000-5000,15.84,26.03,41.870000000000005,2365.77,23,家庭成员重病或离世，额外经济负担较大
154.0,M,22876.74,22876.74,22876.74,90+,20000-100000,104.99,26.7,131.69,4865.53,44,婚姻破裂或离婚，财务状况复杂化
9.0,M,1540.48,1540.48,1540.48,0-30,1000-5000,53.63,6.72,60.35,2004.35,50,最近失业，暂时没有经济来源
334.0,M,3913.77,3913.77,3913.77,90+,1000-5000,9.64,32.94,42.58,2431.63,33,在财务压力下未能及时调整消费习惯
290.0,M,38231.56,38231.56,38231.56,90+,20000-100000,164.68,20.82,185.5,7407.15,60,信用卡或贷款遭遇诈骗，经济受损严重
342.0,M,3171.48,3171.48,3171.48,90+,1000-5000,29.54,8.06,37.6,2637.99,40,家庭内部分配不均，财务管理冲突
90.0,F,12275.87,12275.87,12275.87,30-90,5000-20000,69.42,37.1,106.52,3879.58,27,子女教育开支增加，财务压力过重
363.0,M,2825.73,2825.73,2825.73,90+,1000-5000,27.46,9.17,36.63,2048.47,21,公司拖欠工资，暂时无法偿还欠款
290.0,M,47565.11,47565.11,47565.11,90+,20000-100000,162.74,59.86,222.6,10481.02,53,子女教育开支增加，财务压力过重
9.0,F,14202.76,1672.92,1672.92,0-30,1000-5000,24.88,23.27,48.15,1853.25,36,对金融诈骗或非法集资缺乏警觉，导致资金被骗
24.0,M,55577.32,6925.19,6925.19,0-30,5000-20000,37.85,32.7,70.55000000000001,3120.91,27,家庭成员重病或离世，额外经济负担较大
4.0,M,37289.39,10340.0,10340.0,0-30,5000-20000,53.37,36.89,90.26,2697.84,31,一时疏忽未做好财务规划，导致资金周转困难
71.0,F,5917.02,5917.02,5917.02,30-90,5000-20000,44.21,18.46,62.67,2470.53,57,被误导参与高风险投资，遭受经济损失
96.0,M,55768.83,55768.83,55768.83,90+,20000-100000,207.28,87.14,294.42,10879.61,58,子女教育开支增加，财务压力过重
9.0,F,26017.11,12528.8,12528.8,0-30,5000-20000,18.13,75.51,93.64,3319.63,48,工作地点变更或异地调动，增加搬迁与生活成本
281.0,M,9695.87,9695.87,9695.87,90+,5000-20000,54.96,49.39,104.35,3888.92,34,涉及法律纠纷，资金被冻结或赔偿金额较大
9.0,M,221954.94,13910.2,13910.2,0-30,5000-20000,13.5,14.92,28.42,3980.77,27,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
221.0,M,1172.52,1172.52,1172.52,90+,1000-5000,8.48,13.53,22.01,2149.46,45,曾因坐牢或其他法律问题，导致无法还款
302.0,F,3967.22,3967.22,3967.22,90+,1000-5000,33.61,33.55,67.16,2322.2,23,行业政策调整或市场需求变化，导致业务停滞
9.0,F,16167.87,1665.52,1665.52,0-30,1000-5000,13.83,28.78,42.61,2256.39,57,未能按时收到客户或业务款项，现金流紧张
100.0,M,48394.6,48394.6,48394.6,90+,20000-100000,167.39,52.55,219.94,9246.55,32,遭遇自然灾害（如地震、洪水等），导致财产损失严重
9.0,M,36765.1,2588.28,2588.28,0-30,1000-5000,17.81,8.75,26.56,2270.29,52,婚姻破裂或离婚，财务状况复杂化
97.0,M,3006.8,3006.8,3006.8,90+,1000-5000,11.95,15.52,27.47,2304.59,18,涉及法律纠纷，资金被冻结或赔偿金额较大
282.0,M,27244.16,27244.16,27244.16,90+,20000-100000,114.72,77.59,192.31,6068.34,60,创业失败，资金链断裂
43.0,F,6187.37,6187.37,6187.37,30-90,5000-20000,46.42,14.68,61.1,2895.35,51,过分依赖单一收入来源，当来源中断时陷入困境
9.0,F,31560.88,4715.54,4715.54,0-30,1000-5000,38.47,41.52,79.99000000000001,2531.04,54,在财务压力下未能及时调整消费习惯
252.0,F,37929.58,37929.58,37929.58,90+,20000-100000,130.98,34.35,165.32999999999998,8346.13,41,意外事故导致财产损失或需支付赔偿
278.0,M,91830.39,91830.39,91830.39,90+,20000-100000,325.44,147.95,473.39,14909.72,43,家庭成员重病或离世，额外经济负担较大
284.0,F,50838.28,50838.28,50838.28,90+,20000-100000,201.74,60.85,262.59000000000003,9652.84,26,婚姻破裂或离婚，财务状况复杂化
54.0,F,3561.57,2764.35,2764.35,30-90,1000-5000,26.56,13.33,39.89,2276.51,18,理财投资失败，资金被套牢或亏损严重
74.0,M,5519.86,5519.86,5519.86,30-90,5000-20000,31.24,31.68,62.92,2690.16,34,过分依赖单一收入来源，当来源中断时陷入困境
192.0,M,31717.14,31717.14,31717.14,90+,20000-100000,92.52,43.78,136.3,7325.1,36,涉及法律纠纷，资金被冻结或赔偿金额较大
70.0,F,1766.59,1766.59,1766.59,30-90,1000-5000,36.73,6.09,42.81999999999999,2459.71,46,过分依赖单一收入来源，当来源中断时陷入困境
161.0,M,12318.77,12318.77,12318.77,90+,5000-20000,43.82,10.7,54.52,4528.97,32,婚姻破裂或离婚，财务状况复杂化
59.0,M,13303.96,13303.96,13303.96,30-90,5000-20000,57.46,50.34,107.8,3827.84,58,意外事故导致财产损失或需支付赔偿
312.0,M,26340.72,26340.72,26340.72,90+,20000-100000,69.37,28.09,97.46,6656.05,35,在财务压力下未能及时调整消费习惯
185.0,M,18817.26,18817.26,18817.26,90+,5000-20000,73.82,39.67,113.49,5128.28,25,子女教育开支增加，财务压力过重
271.0,M,12949.81,12949.81,12949.81,90+,5000-20000,78.39,20.91,99.3,3713.58,22,未能按时收到客户或业务款项，现金流紧张
59.0,F,1625.55,1625.55,1625.55,30-90,1000-5000,19.86,35.55,55.41,2190.47,52,意外事故导致财产损失或需支付赔偿
29.0,F,32877.37,12901.98,12901.98,0-30,5000-20000,39.64,36.41,76.05,4329.4,48,在财务压力下未能及时调整消费习惯
125.0,M,1274.1,1274.1,1274.1,90+,1000-5000,45.24,14.69,59.93,1712.09,52,涉及法律纠纷，资金被冻结或赔偿金额较大
24.0,M,29283.13,6871.32,6871.32,0-30,5000-20000,55.71,7.85,63.56,2724.21,38,对金融诈骗或非法集资缺乏警觉，导致资金被骗
29.0,M,18131.12,5124.11,5124.11,0-30,5000-20000,21.59,21.08,42.67,3112.23,19,意外事故导致财产损失或需支付赔偿
251.0,M,3162.72,3162.72,3162.72,90+,1000-5000,41.81,14.89,56.7,2062.49,57,工作地点变更或异地调动，增加搬迁与生活成本
276.0,F,6742.25,6742.25,6742.25,90+,5000-20000,24.96,5.6,30.56,2639.21,20,曾因坐牢或其他法律问题，导致无法还款
161.0,M,66482.34,66482.34,66482.34,90+,20000-100000,174.64,192.12,366.76,11077.53,59,工资大幅下降，收入不足以覆盖欠款
29.0,M,4150.23,3302.88,3302.88,0-30,1000-5000,16.63,23.56,40.19,2407.83,24,创业失败，资金链断裂
9.0,M,11196.04,1318.34,1318.34,0-30,1000-5000,7.69,10.99,18.68,1900.2,27,家庭内部分配不均，财务管理冲突
46.0,F,15792.4,15792.4,15792.4,30-90,5000-20000,60.07,42.52,102.59,4690.82,19,过分依赖单一收入来源，当来源中断时陷入困境
40.0,M,5606.57,5606.57,5606.57,30-90,5000-20000,14.55,34.08,48.629999999999995,2543.57,59,信用卡或贷款遭遇诈骗，经济受损严重
9.0,F,19151.54,5470.59,5470.59,0-30,5000-20000,16.01,34.53,50.540000000000006,2847.81,21,因通货膨胀或物价上涨，生活成本高涨
179.0,M,67285.62,67285.62,67285.62,90+,20000-100000,246.76,156.76,403.52,12760.57,34,家庭成员重病或离世，额外经济负担较大
85.0,M,8913.25,8913.25,8913.25,30-90,5000-20000,33.36,29.29,62.65,3269.42,25,行业政策调整或市场需求变化，导致业务停滞
189.0,M,7231.49,7231.49,7231.49,90+,5000-20000,17.25,59.47,76.72,2846.51,44,曾因坐牢或其他法律问题，导致无法还款
39.0,F,1886.16,1808.9,1808.9,30-90,1000-5000,6.15,42.67,48.82,2066.1,47,最近失业，暂时没有经济来源
10.0,M,35938.34,5778.97,5778.97,0-30,5000-20000,18.47,22.54,41.01,2698.15,19,家庭内部关系紧张，无法共同承担经济责任
210.0,M,1652.23,1652.23,1652.23,90+,1000-5000,9.12,22.0,31.119999999999997,1845.22,34,因重大疾病或意外受伤，医药费占用了大部分资金
271.0,F,64073.21,64073.21,64073.21,90+,20000-100000,219.04,84.63,303.66999999999996,12737.98,45,信用卡或贷款遭遇诈骗，经济受损严重
9.0,M,81390.66,10043.97,10043.97,0-30,5000-20000,39.39,24.86,64.25,3277.82,57,身体状况欠佳，导致无法正常工作，收入减少
29.0,M,8847.96,7418.04,7418.04,0-30,5000-20000,52.11,55.5,107.61,3205.37,42,最近失业，暂时没有经济来源
179.0,M,1614.14,1614.14,1614.14,90+,1000-5000,36.93,5.55,42.48,2158.78,60,过分依赖单一收入来源，当来源中断时陷入困境
29.0,M,15628.14,10290.49,10290.49,0-30,5000-20000,8.83,31.87,40.7,3205.94,39,身体状况欠佳，导致无法正常工作，收入减少
34.0,M,13087.7,3379.24,3379.24,30-90,1000-5000,37.1,18.76,55.86,2110.81,58,行业政策调整或市场需求变化，导致业务停滞
14.0,F,13797.11,2116.79,2116.79,0-30,1000-5000,47.47,17.49,64.96,2106.06,24,过度消费导致信用卡欠款累积
302.0,M,23231.11,23231.11,23231.11,90+,20000-100000,112.62,59.19,171.81,5773.95,35,创业失败，资金链断裂
34.0,M,15861.0,3708.13,3708.13,30-90,1000-5000,19.46,24.37,43.83,2440.49,33,一时疏忽未做好财务规划，导致资金周转困难
65.0,M,6341.43,6341.43,6341.43,30-90,5000-20000,34.79,38.73,73.52,2729.69,46,过分依赖单一收入来源，当来源中断时陷入困境
29.0,M,4532.6,4414.2,4414.2,0-30,1000-5000,11.85,36.71,48.56,2058.31,50,涉及法律纠纷，资金被冻结或赔偿金额较大
6.0,M,35352.75,15832.44,15832.44,0-30,5000-20000,58.77,74.86,133.63,4173.69,36,行业政策调整或市场需求变化，导致业务停滞
95.0,M,6926.51,6926.51,6926.51,90+,5000-20000,40.03,5.99,46.02,2925.9,43,工作地点变更或异地调动，增加搬迁与生活成本
118.0,F,28230.8,28230.8,28230.8,90+,20000-100000,27.61,67.99,95.6,6393.85,38,在财务压力下未能及时调整消费习惯
26.0,F,40176.25,7464.84,7464.84,0-30,5000-20000,35.74,10.88,46.620000000000005,2919.37,55,被他人恶意起诉或经济纠纷牵连，导致支出增加
343.0,F,27550.73,27550.73,27550.73,90+,20000-100000,64.06,64.4,128.46,6535.44,42,一时疏忽未做好财务规划，导致资金周转困难
9.0,M,31069.43,3580.35,3580.35,0-30,1000-5000,21.7,14.95,36.65,2726.75,30,因市场经济下行或行业裁员潮，收入减少
284.0,F,50838.28,50838.28,50838.28,90+,20000-100000,192.8,62.22,255.02,10028.83,58,工资大幅下降，收入不足以覆盖欠款
90.0,F,23300.12,23300.12,23300.12,30-90,20000-100000,70.89,29.31,100.2,4791.99,18,过分依赖单一收入来源，当来源中断时陷入困境
288.0,F,17412.32,17412.32,17412.32,90+,5000-20000,56.16,53.16,109.32,4314.06,43,因重大疾病或意外受伤，医药费占用了大部分资金
190.0,M,4819.5,4819.5,4819.5,90+,1000-5000,15.14,61.82,76.96000000000001,2493.8,20,公司拖欠工资，暂时无法偿还欠款
48.0,M,2912.57,2912.57,2912.57,30-90,1000-5000,18.74,28.62,47.36,2344.6,18,工作地点变更或异地调动，增加搬迁与生活成本
315.0,M,29807.33,29807.33,29807.33,90+,20000-100000,84.67,40.74,125.41,6591.56,52,子女教育开支增加，财务压力过重
29.0,F,3940.38,2921.7,2921.7,0-30,1000-5000,22.65,5.24,27.89,2296.28,39,家庭内部关系紧张，无法共同承担经济责任
120.0,F,3486.84,3486.84,3486.84,90+,1000-5000,7.85,19.5,27.35,2408.92,32,意外事故导致财产损失或需支付赔偿
34.0,M,15923.09,2475.27,2475.27,30-90,1000-5000,51.22,26.32,77.53999999999999,2488.65,22,理财投资失败，资金被套牢或亏损严重
241.0,M,2234.79,2234.79,2234.79,90+,1000-5000,23.78,26.16,49.94,2285.18,31,未能按时收到客户或业务款项，现金流紧张
125.0,M,1401.25,1401.25,1401.25,90+,1000-5000,16.75,42.68,59.43,2420.69,54,家庭内部分配不均，财务管理冲突
313.0,M,18147.84,18147.84,18147.84,90+,5000-20000,20.74,21.6,42.34,5327.92,27,被误导参与高风险投资，遭受经济损失
84.0,M,4541.47,4541.47,4541.47,30-90,1000-5000,22.32,17.07,39.39,2522.53,21,涉及法律纠纷，资金被冻结或赔偿金额较大
179.0,M,67285.62,67285.62,67285.62,90+,20000-100000,291.45,78.04,369.49,11733.48,28,行业政策调整或市场需求变化，导致业务停滞
313.0,M,1877.99,1877.99,1877.99,90+,1000-5000,12.19,66.35,78.53999999999999,2393.37,49,理财投资失败，资金被套牢或亏损严重
131.0,F,3394.23,3394.23,3394.23,90+,1000-5000,9.29,22.98,32.269999999999996,2624.3,41,被他人恶意起诉或经济纠纷牵连，导致支出增加
8.0,M,60643.17,10041.55,10041.55,0-30,5000-20000,48.85,10.58,59.43,3458.72,57,没有储备紧急备用金，导致突发情况难以应对
29.0,F,14141.43,14141.43,14141.43,0-30,5000-20000,47.52,15.16,62.68000000000001,4064.47,56,子女教育开支增加，财务压力过重
54.0,M,2707.27,2707.27,2707.27,30-90,1000-5000,23.44,19.67,43.11,2329.42,43,遭遇自然灾害（如地震、洪水等），导致财产损失严重
9.0,F,39474.05,3134.09,3134.09,0-30,1000-5000,34.78,12.45,47.23,2541.05,22,被他人恶意起诉或经济纠纷牵连，导致支出增加
54.0,M,14641.16,5016.67,5016.67,30-90,5000-20000,41.66,55.97,97.63,2559.52,45,意外事故导致财产损失或需支付赔偿
58.0,M,17105.45,17105.45,17105.45,30-90,5000-20000,53.64,76.13,129.76999999999998,4850.4,23,家庭内部关系紧张，无法共同承担经济责任
9.0,F,89372.05,7820.0,7820.0,0-30,5000-20000,11.21,34.64,45.85,3138.63,49,创业失败，资金链断裂
168.0,M,44679.65,44679.65,44679.65,90+,20000-100000,56.02,39.68,95.7,8338.54,27,行业政策调整或市场需求变化，导致业务停滞
241.0,M,2829.84,2829.84,2829.84,90+,1000-5000,9.85,44.25,54.1,2474.49,24,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
253.0,F,44634.86,44634.86,44634.86,90+,20000-100000,132.84,175.05,307.89,10541.2,38,身体状况欠佳，导致无法正常工作，收入减少
9.0,M,50401.81,7126.7,7126.7,0-30,5000-20000,19.43,25.41,44.84,3190.17,26,婚姻破裂或离婚，财务状况复杂化
120.0,F,3374.51,2601.11,2601.11,90+,1000-5000,40.46,17.32,57.78,2571.32,59,家庭内部关系紧张，无法共同承担经济责任
9.0,M,53203.99,4537.1,4537.1,0-30,1000-5000,16.45,11.64,28.09,2479.72,37,工作地点变更或异地调动，增加搬迁与生活成本
320.0,M,9759.15,9759.15,9759.15,90+,5000-20000,9.36,5.26,14.62,3351.24,50,意外事故导致财产损失或需支付赔偿
29.0,M,32132.73,7960.07,7960.07,0-30,5000-20000,39.02,29.09,68.11,3533.41,31,意外事故导致财产损失或需支付赔偿
90.0,M,9768.62,9768.62,9768.62,30-90,5000-20000,33.91,16.35,50.26,3161.83,37,过度消费导致信用卡欠款累积
0.0,M,1014.64,1014.64,1014.64,,1000-5000,30.48,21.69,52.17,1754.36,49,意外事故导致财产损失或需支付赔偿
131.0,M,25174.04,25174.04,25174.04,90+,20000-100000,94.04,61.14,155.18,5991.21,52,对金融诈骗或非法集资缺乏警觉，导致资金被骗
21.0,M,48782.57,7716.8,7716.8,0-30,5000-20000,15.74,45.11,60.85,3337.09,28,因市场经济下行或行业裁员潮，收入减少
24.0,M,10085.52,4235.67,4235.67,0-30,1000-5000,18.31,38.22,56.53,2243.73,59,在财务压力下未能及时调整消费习惯
300.0,M,15757.39,15757.39,15757.39,90+,5000-20000,44.7,40.65,85.35,4187.89,35,对金融诈骗或非法集资缺乏警觉，导致资金被骗
227.0,M,16140.3,16140.3,16140.3,90+,5000-20000,52.76,47.67,100.43,4306.23,23,未能按时收到客户或业务款项，现金流紧张
39.0,F,39931.25,39931.25,39931.25,30-90,20000-100000,123.17,159.54,282.71,8459.72,56,一时疏忽未做好财务规划，导致资金周转困难
334.0,M,3353.99,3353.99,3353.99,90+,1000-5000,13.01,19.46,32.47,2462.68,60,家庭内部分配不均，财务管理冲突
101.0,M,2562.86,2562.86,2562.86,90+,1000-5000,30.88,29.13,60.01,2036.98,40,家庭内部分配不均，财务管理冲突
8.0,F,17499.4,17499.4,17499.4,0-30,5000-20000,77.92,58.34,136.26,4410.57,37,被误导参与高风险投资，遭受经济损失
64.0,M,22525.07,22525.07,22525.07,30-90,20000-100000,83.07,122.5,205.57,5227.63,23,因重大疾病或意外受伤，医药费占用了大部分资金
158.0,M,22621.29,22621.29,22621.29,90+,20000-100000,111.04,22.73,133.77,5456.15,56,过分依赖单一收入来源，当来源中断时陷入困境
41.0,F,89357.61,36396.09,36396.09,30-90,20000-100000,65.56,123.28,188.84,7640.6,23,最近失业，暂时没有经济来源
17.0,M,64060.28,7756.85,7756.85,0-30,5000-20000,15.19,19.32,34.51,3050.21,34,工作地点变更或异地调动，增加搬迁与生活成本
282.0,F,17160.12,17160.12,17160.12,90+,5000-20000,17.3,23.94,41.24,4312.3,34,在财务压力下未能及时调整消费习惯
144.0,F,64996.81,64996.81,64996.81,90+,20000-100000,219.68,115.11,334.79,12389.46,40,理财投资失败，资金被套牢或亏损严重
4.0,M,20935.88,14447.6,14447.6,0-30,5000-20000,9.57,61.28,70.85,4504.12,30,家庭成员重病或离世，额外经济负担较大
95.0,F,1490.41,1490.41,1490.41,90+,1000-5000,74.04,14.5,88.54,2401.43,44,子女教育开支增加，财务压力过重
283.0,F,1716.97,1716.97,1716.97,90+,1000-5000,7.35,53.1,60.45,2138.58,55,未能按时收到客户或业务款项，现金流紧张
0.0,F,1401.54,1401.54,1401.54,,1000-5000,33.88,45.26,79.14,1964.37,50,理财投资失败，资金被套牢或亏损严重
70.0,M,3016.11,3016.11,3016.11,30-90,1000-5000,40.81,17.08,57.89,2312.07,42,工资大幅下降，收入不足以覆盖欠款
363.0,M,2078.09,2078.09,2078.09,90+,1000-5000,64.43,10.79,75.22,2321.41,48,未能按时收到客户或业务款项，现金流紧张
288.0,M,11950.51,11950.51,11950.51,90+,5000-20000,92.12,30.6,122.72,3637.71,21,信用卡或贷款遭遇诈骗，经济受损严重
312.0,M,9023.21,9023.21,9023.21,90+,5000-20000,34.84,67.26,102.1,3426.43,21,没有储备紧急备用金，导致突发情况难以应对
5.0,M,29623.26,2403.25,2403.25,0-30,1000-5000,23.35,55.84,79.19,2257.74,49,家庭突发重大开支（如医疗费用、婚丧嫁娶等）
9.0,F,34771.12,3012.89,3012.89,0-30,1000-5000,20.89,52.29,73.18,1716.22,39,最近失业，暂时没有经济来源
29.0,M,5116.17,2143.45,2143.45,0-30,1000-5000,9.49,21.39,30.880000000000003,2177.01,28,工作地点变更或异地调动，增加搬迁与生活成本
312.0,M,14091.72,14091.72,14091.72,90+,5000-20000,5.74,9.32,15.06,3883.59,24,工作地点变更或异地调动，增加搬迁与生活成本
6.0,M,35352.75,15832.44,15832.44,0-30,5000-20000,102.08,8.61,110.69,4461.31,23,工资大幅下降，收入不足以覆盖欠款
8.0,M,47393.24,10317.58,10317.58,0-30,5000-20000,79.67,47.82,127.49,3328.84,58,被他人恶意起诉或经济纠纷牵连，导致支出增加
29.0,F,14141.43,14141.43,14141.43,0-30,5000-20000,62.7,12.44,75.14,4199.39,20,支援朋友或亲戚后，未能按时收回借款
244.0,M,35548.49,35548.49,35548.49,90+,20000-100000,125.35,59.12,184.47,8263.39,38,曾因坐牢或其他法律问题，导致无法还款
29.0,M,22051.27,4739.42,4739.42,0-30,1000-5000,18.82,9.1,27.92,2260.36,34,意外事故导致财产损失或需支付赔偿
120.0,M,6418.65,6418.65,6418.65,90+,5000-20000,54.27,6.26,60.53,3281.5,25,家庭内部分配不均，财务管理冲突
210.0,M,2041.61,2041.61,2041.61,90+,1000-5000,41.76,25.94,67.7,2282.05,20,曾因坐牢或其他法律问题，导致无法还款
363.0,M,4619.76,4619.76,4619.76,90+,1000-5000,19.19,5.71,24.9,2776.13,55,身体状况欠佳，导致无法正常工作，收入减少
139.0,M,22405.31,22405.31,22405.31,90+,20000-100000,70.96,37.1,108.06,5045.59,29,被误导参与高风险投资，遭受经济损失
10.0,M,36893.77,4319.32,4319.32,0-30,1000-5000,35.19,27.22,62.41,2589.97,44,对金融诈骗或非法集资缺乏警觉，导致资金被骗
48.0,M,2912.57,2912.57,2912.57,30-90,1000-5000,18.93,23.06,41.989999999999995,2148.83,36,被误导参与高风险投资，遭受经济损失
78.0,F,5074.42,5074.42,5074.42,30-90,5000-20000,26.33,23.44,49.77,2448.41,24,没有储备紧急备用金，导致突发情况难以应对
163.0,M,1754.35,1754.35,1754.35,90+,1000-5000,17.48,19.77,37.25,1979.63,49,在财务压力下未能及时调整消费习惯
166.0,F,44452.8,44452.8,44452.8,90+,20000-100000,117.52,180.57,298.09,9146.27,43,在财务压力下未能及时调整消费习惯
91.0,M,25771.59,25771.59,25771.59,90+,20000-100000,105.45,42.34,147.79000000000002,5965.16,49,过度消费导致信用卡欠款累积
125.0,M,6882.85,6882.85,6882.85,90+,5000-20000,35.14,14.58,49.72,2876.98,43,工作地点变更或异地调动，增加搬迁与生活成本
179.0,M,3993.11,3993.11,3993.11,90+,1000-5000,14.97,49.91,64.88,1888.26,44,没有储备紧急备用金，导致突发情况难以应对
29.0,M,4073.63,2999.63,2999.63,0-30,1000-5000,34.88,57.01,91.89,2093.49,43,一时疏忽未做好财务规划，导致资金周转困难
298.0,F,49632.88,49632.88,49632.88,90+,20000-100000,198.03,32.15,230.18,8981.32,40,遭遇自然灾害（如地震、洪水等），导致财产损失严重
281.0,F,2869.75,2869.75,2869.75,90+,1000-5000,26.33,17.87,44.2,2368.09,49,家庭内部关系紧张，无法共同承担经济责任
90.0,M,3911.17,3911.17,3911.17,30-90,1000-5000,21.47,16.2,37.67,2609.75,39,家庭成员重病或离世，额外经济负担较大
163.0,M,11846.05,11846.05,11846.05,90+,5000-20000,32.67,22.31,54.98,4205.2,20,曾因坐牢或其他法律问题，导致无法还款
70.0,M,6163.37,6163.37,6163.37,30-90,5000-20000,5.01,54.2,59.21,3180.02,30,过度消费导致信用卡欠款累积
276.0,M,1020.11,1020.11,1020.11,90+,1000-5000,5.89,26.49,32.379999999999995,1834.26,53,被他人恶意起诉或经济纠纷牵连，导致支出增加
34.0,F,3916.47,2618.24,2618.24,30-90,1000-5000,26.11,10.87,36.98,2266.56,53,理财投资失败，资金被套牢或亏损严重
47.0,M,26427.12,26427.12,26427.12,30-90,20000-100000,136.04,31.46,167.5,5481.2,35,在财务压力下未能及时调整消费习惯
307.0,M,10155.33,10155.33,10155.33,90+,5000-20000,14.98,13.82,28.8,3683.83,24,因重大疾病或意外受伤，医药费占用了大部分资金
210.0,M,2284.6,2284.6,2284.6,90+,1000-5000,54.04,33.51,87.55,2235.87,28,婚姻破裂或离婚，财务状况复杂化
28.0,F,31965.39,4047.95,4047.95,0-30,1000-5000,60.87,39.88,100.75,2390.14,51,曾因坐牢或其他法律问题，导致无法还款
241.0,M,8866.41,8866.41,8866.41,90+,5000-20000,15.13,10.79,25.92,3182.47,43,创业失败，资金链断裂
59.0,M,21520.29,8639.58,8639.58,30-90,5000-20000,8.79,9.07,17.86,3502.59,29,家庭内部分配不均，财务管理冲突
312.0,M,3191.76,3191.76,3191.76,90+,1000-5000,14.47,34.26,48.73,2430.44,37,曾因坐牢或其他法律问题，导致无法还款
34.0,M,24501.42,5856.92,5856.92,30-90,5000-20000,38.86,6.24,45.1,2671.7,20,家庭成员重病或离世，额外经济负担较大
271.0,M,84554.82,84554.82,84554.82,90+,20000-100000,271.83,279.86,551.69,16130.64,19,子女教育开支增加，财务压力过重
145.0,M,82662.92,82662.92,82662.92,90+,20000-100000,188.35,240.47,428.82,13390.14,28,未能按时收到客户或业务款项，现金流紧张
333.0,M,3322.49,3322.49,3322.49,90+,1000-5000,37.08,25.45,62.53,2494.83,44,因通货膨胀或物价上涨，生活成本高涨
69.0,M,19434.46,19434.46,19434.46,30-90,5000-20000,122.49,84.54,207.03,5654.77,48,曾因坐牢或其他法律问题，导致无法还款
7.0,M,8714.87,8714.87,8714.87,0-30,5000-20000,43.99,37.18,81.17,3266.47,47,过分依赖单一收入来源，当来源中断时陷入困境
4.0,M,10480.59,2589.72,2589.72,0-30,1000-5000,30.66,24.28,54.94,2498.13,22,家庭内部关系紧张，无法共同承担经济责任
332.0,F,41730.63,41730.63,41730.63,90+,20000-100000,140.48,79.36,219.83999999999995,7827.86,28,因通货膨胀或物价上涨，生活成本高涨
210.0,M,1694.96,1694.96,1694.96,90+,1000-5000,48.56,14.95,63.510000000000005,1829.53,56,被误导参与高风险投资，遭受经济损失
16.0,M,56636.98,14101.2,14101.2,0-30,5000-20000,15.14,24.85,39.99,3384.69,52,子女教育开支增加，财务压力过重
27.0,F,37472.77,9500.43,9500.43,0-30,5000-20000,26.4,30.73,57.129999999999995,3420.34,32,过度消费导致信用卡欠款累积
9.0,M,155776.08,5231.18,5231.18,0-30,5000-20000,15.49,5.03,20.52,2970.48,41,被误导参与高风险投资，遭受经济损失
29.0,M,22051.27,4739.42,4739.42,0-30,1000-5000,15.35,33.86,49.21,2629.05,23,因通货膨胀或物价上涨，生活成本高涨
9.0,M,38206.31,8730.53,8730.53,0-30,5000-20000,21.19,40.6,61.790000000000006,3587.0,26,涉及法律纠纷，资金被冻结或赔偿金额较大
85.0,M,8913.25,8913.25,8913.25,30-90,5000-20000,25.24,27.86,53.099999999999994,3380.46,55,理财投资失败，资金被套牢或亏损严重
40.0,M,38321.02,7484.61,7484.61,30-90,5000-20000,41.66,38.99,80.65,3276.97,53,曾因坐牢或其他法律问题，导致无法还款
6.0,M,83675.21,13117.12,13117.12,0-30,5000-20000,51.43,17.75,69.18,3173.46,50,婚姻破裂或离婚，财务状况复杂化