1 00:00:00,000 --> 00:00:04,879 All right, we are ready for you. 2 00:00:04,879 --> 00:00:05,879 Good morning, Your Honors. 3 00:00:05,879 --> 00:00:11,240 May it please the Court, my name is David Noel and I represent the appellate universal. 4 00:00:11,240 --> 00:00:13,679 May I please reserve five minutes for rebuttal? 5 00:00:13,679 --> 00:00:14,679 Very good. 6 00:00:14,679 --> 00:00:16,399 And as I said, I'll let you know when you get there. 7 00:00:16,399 --> 00:00:18,239 Thank you, Judge. 8 00:00:18,239 --> 00:00:21,940 Your Honors, this appeal is about two different motions. 9 00:00:21,940 --> 00:00:26,239 It's a motion practice appeal, the first one being a motion to dismiss regarding the pre-suit 10 00:00:26,239 --> 00:00:31,920 notice statute, and the more interesting issue being a summary judgment motion, two 11 00:00:31,920 --> 00:00:33,560 motions actually. 12 00:00:33,560 --> 00:00:40,000 So regarding the first issue, that's raised simply because that precise issue is pending 13 00:00:40,000 --> 00:00:42,479 in the Florida Supreme Court right now. 14 00:00:42,479 --> 00:00:45,039 There's a split between all six DCAs. 15 00:00:45,039 --> 00:00:49,359 This court has ruled on it adversely to our position already. 16 00:00:49,359 --> 00:00:56,959 So if the court is not inclined to review the issue en banc and recede from its bueas 17 00:00:56,959 --> 00:01:02,399 case, we would simply request certification of conflict so we can be tagged with the Hughes 18 00:01:02,399 --> 00:01:08,278 case in the Florida Supreme Court and have it decided when the Supreme Court lays down 19 00:01:08,278 --> 00:01:09,278 the law for that particular issue. 20 00:01:09,278 --> 00:01:13,040 Mr. Noel, am I recalling correctly, we don't actually need to certify conflict, we just 21 00:01:13,040 --> 00:01:17,120 need to cite the cases that are in the pipeline or we can certify. 22 00:01:17,120 --> 00:01:19,180 I'm not sure it makes a difference. 23 00:01:20,000 --> 00:01:22,418 It may not make a difference, Your Honor, but I know the court did certify in the bueas 24 00:01:22,418 --> 00:01:30,459 case itself, so we would simply ask for consistency to do it in this case as well. 25 00:01:30,459 --> 00:01:36,379 Regarding the summary judgment issue, so that is a denial of due process issue, and what 26 00:01:36,379 --> 00:01:42,939 happened there is that the trial court granted or entered final judgment, not really sure 27 00:01:43,058 --> 00:01:49,659 what was granted, but ultimately it was beyond the scope of the plaintiff's motions for summary 28 00:01:49,659 --> 00:01:50,659 judgment. 29 00:01:50,659 --> 00:01:55,778 Let me ask you about the scope of summary judgment. 30 00:01:55,778 --> 00:02:05,459 You characterize the defense, that issue, as an affirmative defense, but leaving aside 31 00:02:05,698 --> 00:02:14,500 whether it really is an affirmative defense and not just defending on the merits. 32 00:02:14,500 --> 00:02:22,580 What was the first hearing, what was the first motion directed at in your estimation? 33 00:02:22,580 --> 00:02:28,338 So the first motion for summary judgment that the plaintiff filed was directed at the cause 34 00:02:28,338 --> 00:02:30,659 and the scope of the loss? 35 00:02:30,659 --> 00:02:34,179 But that's not what it said and that's not what the trial court's order said. 36 00:02:34,179 --> 00:02:40,899 It said it was on liability for breach of contract, whether the contract was breached. 37 00:02:40,899 --> 00:02:45,139 So Your Honor, that was simply the title of the document, which would not govern the actual 38 00:02:45,139 --> 00:02:50,058 substance of the document, and it's actually even on the first page in the summary of the 39 00:02:50,058 --> 00:02:51,058 argument. 40 00:02:51,058 --> 00:02:56,179 It says, defendant has failed to present any evidence in support of its claim that it made 41 00:02:56,179 --> 00:03:02,020 a correct determination as to the scope and cost of repairs, and it goes on in the next 42 00:03:02,020 --> 00:03:08,058 paragraph to talk about the plaintiff expert opines there is damage to plaintiff's property 43 00:03:08,058 --> 00:03:13,460 caused by a storm event that took place during the subject policy period, and then towards 44 00:03:13,460 --> 00:03:18,219 the end of that summary, these repairs will cost more than the deductible. 45 00:03:18,219 --> 00:03:20,778 And that argument is really throughout this motion for . . . 46 00:03:20,778 --> 00:03:24,979 So what was left over after that summary judgment? 47 00:03:24,979 --> 00:03:28,699 What was left over after the first summary judgment would have been the lack of prompt 48 00:03:28,939 --> 00:03:32,058 notice, defense, and then also the amount of damages. 49 00:03:32,058 --> 00:03:33,058 Right. 50 00:03:33,058 --> 00:03:39,899 So if you're at the damages stage, the summaries must have been entered on the breach stage, 51 00:03:39,899 --> 00:03:40,899 right? 52 00:03:40,899 --> 00:03:44,460 Since these are partial summary judgments, the plaintiffs could . . . 53 00:03:44,460 --> 00:03:46,899 Well, let's just say typically. 54 00:03:46,899 --> 00:03:47,899 We are all lawyers here. 55 00:03:47,899 --> 00:03:53,099 We know what contract, we took contracts, breach, damages. 56 00:03:53,099 --> 00:04:00,258 So why wouldn't we read the record to conclude that there was summary judgment entered on 57 00:04:00,258 --> 00:04:04,939 breach of contract in the first order? 58 00:04:04,939 --> 00:04:09,538 Because in this context with insurance policies, there's the whole burden shifting under an 59 00:04:09,538 --> 00:04:15,258 all-risk policy, so it's not viewed through the lens of just there's breach and there's 60 00:04:15,258 --> 00:04:16,259 damages. 61 00:04:16,259 --> 00:04:18,778 There's the initial burden of proof, and then there's a shifting . . . 62 00:04:18,899 --> 00:04:26,899 What was the performance obligation that Universal failed to perform if we were to conclude that 63 00:04:26,899 --> 00:04:30,619 the policy was breached? 64 00:04:30,619 --> 00:04:35,139 For the policy to be breached, Your Honor, there would have to be a finding that there 65 00:04:35,139 --> 00:04:37,338 is coverage for the loss. 66 00:04:37,338 --> 00:04:38,338 There would have to be a finding . . . 67 00:04:38,338 --> 00:04:40,959 So what did they fail to do? 68 00:04:40,959 --> 00:04:43,579 In this case, we determined that the loss was below deductible. 69 00:04:43,579 --> 00:04:46,579 So you didn't pay the claim, right? 70 00:04:46,579 --> 00:04:48,298 We did open coverage for the interior. 71 00:04:48,819 --> 00:04:52,579 We denied the roof, but the interior was below deductible, so there wasn't an actual check 72 00:04:52,579 --> 00:04:56,459 issued, but coverage was accepted for . . . 73 00:04:56,459 --> 00:05:01,338 Your defense is essentially a conditioned precedent to that performance obligation, 74 00:05:01,338 --> 00:05:02,338 right? 75 00:05:02,338 --> 00:05:05,899 It is a conditioned precedent, but it's treated in a lot of the case law . . . 76 00:05:05,899 --> 00:05:12,738 So in what other scenario, when a party seeks summary judgment on liability for breach of 77 00:05:12,738 --> 00:05:25,420 contract, do we piecemeal and allow the defendant to assert a defense after the breach of contract 78 00:05:25,420 --> 00:05:29,819 issue has been adjudicated, if that defense is a conditioned precedent to the very performance 79 00:05:29,819 --> 00:05:32,459 obligation that underlies the breach of contract? 80 00:05:32,459 --> 00:05:38,178 Well, Your Honor, in this case, a breach was not found by the trial court, and that's reflected 81 00:05:38,178 --> 00:05:43,899 in the trial court's order on that first motion for summary judgment. 82 00:05:43,899 --> 00:05:49,298 In paragraphs 13 and 15, the trial court is simply ruling that there's no question of 83 00:05:49,298 --> 00:05:55,220 fact as to whether damage occurred, and when the damage occurred, that's paragraph 13, 84 00:05:55,220 --> 00:05:59,019 and then paragraph 15 ends with scope and causation. 85 00:05:59,019 --> 00:06:01,778 So that's reflective of the first motion for summary judgment. 86 00:06:01,778 --> 00:06:06,220 What about paragraph 17? 87 00:06:06,220 --> 00:06:11,220 Paragraph 17 is really just referring back to the title on the motion for summary judgment. 88 00:06:11,220 --> 00:06:15,980 And I want to clarify something, because you said that the only reference, or maybe I misheard 89 00:06:15,980 --> 00:06:21,939 it, that the only reference to . . . in the summary judgment motion as to liability was 90 00:06:21,939 --> 00:06:23,500 in the title. 91 00:06:23,500 --> 00:06:26,459 Have you read the motion for summary judgment recently? 92 00:06:26,459 --> 00:06:27,778 Absolutely, Judge. 93 00:06:27,778 --> 00:06:35,139 And it says in various places that the party is seeking summary judgment on liability. 94 00:06:35,139 --> 00:06:40,259 The word liability is mentioned, but the actual substance of the motion throughout 95 00:06:40,259 --> 00:06:45,100 is seeking a ruling on causation, and then scope of the damage. 96 00:06:45,100 --> 00:06:49,899 There's nothing in there about the prompt notice issue, and that's important . . . 97 00:06:49,899 --> 00:06:56,019 So you're saying your position is that your client had no idea that it was exposed to 98 00:06:56,019 --> 00:07:01,500 an entry of an order, or a potential entry of an order, on liability? 99 00:07:01,500 --> 00:07:02,500 No, Your Honor. 100 00:07:02,500 --> 00:07:06,980 My position would be that under the summary judgment rule that was in effect at the time, 101 00:07:06,980 --> 00:07:12,420 and is still in effect now, the party moving for summary judgment has to identify the claims 102 00:07:12,420 --> 00:07:16,819 or portions of claims or defenses that they're seeking summary judgment on. 103 00:07:16,819 --> 00:07:18,819 And that was not done in this motion. 104 00:07:18,819 --> 00:07:23,778 And that's reflected, actually, Your Honors, in the hearing transcripts, and particularly 105 00:07:23,778 --> 00:07:26,420 what the judge stated in those transcripts. 106 00:07:26,420 --> 00:07:35,939 The party . . . in seeking summary judgment, the Bells asked the court to enter summary 107 00:07:35,939 --> 00:07:37,579 judgment on liability. 108 00:07:37,579 --> 00:07:42,778 They went through in the motion, and at the hearing, the reasons for that. 109 00:07:42,778 --> 00:07:48,019 And so, going back to what Judge Atkinson brought up at the beginning of his questioning, 110 00:07:48,019 --> 00:07:51,259 there's what appears to be an affirmative defense. 111 00:07:51,259 --> 00:07:56,298 Did your client argue the affirmative defense at all at the motion for summary judgment 112 00:07:56,298 --> 00:07:58,579 hearing on what I'm going to call liability? 113 00:07:58,579 --> 00:08:02,000 No, Judge, because it was not within the scope of the motion. 114 00:08:02,000 --> 00:08:06,500 Our defense counsel at that first summary judgment hearing stated this is just about 115 00:08:06,500 --> 00:08:07,678 causation. 116 00:08:07,678 --> 00:08:09,420 He did state that on the record. 117 00:08:09,420 --> 00:08:13,298 Nobody argued prompt notice at that first summary judgment hearing, because it's not 118 00:08:13,298 --> 00:08:14,619 reflected in the motion. 119 00:08:14,619 --> 00:08:19,980 And after the judge entered summary judgment, there was a motion for reconsideration or 120 00:08:19,980 --> 00:08:20,980 not? 121 00:08:21,699 --> 00:08:22,699 No. 122 00:08:22,699 --> 00:08:23,699 There was a second motion for . . . 123 00:08:23,699 --> 00:08:28,579 So, was it brought to the trial court's attention that the court went too far as to the first 124 00:08:28,579 --> 00:08:32,820 order any time before the second summary judgment hearing? 125 00:08:32,820 --> 00:08:33,820 That wouldn't be our position, Your Honor. 126 00:08:33,820 --> 00:08:38,460 The answer to the question would be no, because that first order didn't go too far. 127 00:08:38,460 --> 00:08:40,918 And the judge even stated that on the record. 128 00:08:40,918 --> 00:08:42,739 At the second summary judgment hearing, the parties . . . 129 00:08:42,739 --> 00:08:48,460 The order states, paragraph 17, the court grants plaintiff's motion for summary judgment 130 00:08:48,460 --> 00:08:50,899 as to liability for breach of contract. 131 00:08:51,820 --> 00:08:52,820 What am I missing? 132 00:08:52,820 --> 00:08:55,820 Correct, Judge, but that's referring back to the title of the motion. 133 00:08:55,820 --> 00:08:56,820 I think what's . . . 134 00:08:56,820 --> 00:08:57,820 No, it's not. 135 00:08:57,820 --> 00:08:58,820 What's really . . . 136 00:08:58,820 --> 00:08:59,820 I don't read it that way. 137 00:08:59,820 --> 00:09:03,259 Counsel, I understand what you're arguing, and I appreciate the argument that you feel 138 00:09:03,259 --> 00:09:04,658 you need to make. 139 00:09:04,658 --> 00:09:11,619 But you're trying to, I think, pick and choose the wording from the order that suits 140 00:09:11,619 --> 00:09:15,739 your scenario, and we have to look at the motion, we have to look at the evidence, we 141 00:09:15,739 --> 00:09:18,820 have to look at what the judge said and what the judge ordered. 142 00:09:18,820 --> 00:09:23,739 And it seems to me the judge has clearly ruled on liability for breach of contract. 143 00:09:23,739 --> 00:09:29,099 Maybe . . . I understand your position is the judge was wrong, but I'm having a hard 144 00:09:29,099 --> 00:09:31,619 time saying the judge didn't reach the issue. 145 00:09:31,619 --> 00:09:36,178 I understood, Your Honor, and I think we just need to look at the judge's precise words 146 00:09:36,178 --> 00:09:40,979 at that second summary judgment hearing, because the judge herself said, I did not rule on 147 00:09:40,979 --> 00:09:42,259 this issue. 148 00:09:42,259 --> 00:09:43,259 And that's really critical here. 149 00:09:43,259 --> 00:09:48,259 But a court can also revisit an interlocutory ruling, correct? 150 00:09:48,259 --> 00:09:50,259 With appropriate notice and due process. 151 00:09:50,259 --> 00:09:51,259 And that didn't happen. 152 00:09:51,259 --> 00:09:54,019 There was no additional motion for summary judgment filed. 153 00:09:54,019 --> 00:09:59,739 But did your client, after either the first hearing or the second hearing, move for reconsideration 154 00:09:59,739 --> 00:10:07,178 or move for clarification or do anything to clarify that first order? 155 00:10:07,178 --> 00:10:09,658 No, Your Honor, because there was no reason to. 156 00:10:09,658 --> 00:10:14,500 The trial court said on the record at the second summary judgment hearing, prompt notice 157 00:10:14,500 --> 00:10:15,500 is still alive. 158 00:10:15,500 --> 00:10:17,899 We're going to go to trial on that issue. 159 00:10:18,538 --> 00:10:21,658 And the plaintiff's counsel even said, thank you, Your Honor, after that statement. 160 00:10:21,658 --> 00:10:26,340 So everybody was on the same page at the end of that second summary judgment hearing that 161 00:10:26,340 --> 00:10:30,899 this late notice defense was still alive and we were going to go to trial on it. 162 00:10:30,899 --> 00:10:32,779 It was only when there was a third hearing . . . 163 00:10:32,779 --> 00:10:37,379 What if the judge was wrong at that juncture? 164 00:10:37,379 --> 00:10:39,899 It's all done and dusted, right? 165 00:10:39,899 --> 00:10:44,418 I mean, it's a cold record. 166 00:10:44,418 --> 00:10:45,418 It's a hearing. 167 00:10:45,418 --> 00:10:47,700 There's a transcript of the first hearing. 168 00:10:48,500 --> 00:10:49,500 There's an order. 169 00:10:49,500 --> 00:10:50,739 That was essentially a legal determination. 170 00:10:50,739 --> 00:10:54,139 I read the transcript of the second hearing. 171 00:10:54,139 --> 00:11:00,979 Counsel for Universal convinced the trial court that the affirmative defense was still 172 00:11:00,979 --> 00:11:01,979 yet to be adjudicated. 173 00:11:01,979 --> 00:11:03,739 But that's a legal question. 174 00:11:03,739 --> 00:11:10,460 Why can't a judge subsequently revisit the issue and say, you know what, actually, no. 175 00:11:10,460 --> 00:11:15,019 That should have been pled in response to the first summary judgment motion. 176 00:11:15,019 --> 00:11:20,058 A judge could do that, but they would have to give appropriate notice and due process. 177 00:11:20,058 --> 00:11:21,058 Why? 178 00:11:21,058 --> 00:11:22,058 Because it's the equivalent of a summary judgment . . . 179 00:11:22,058 --> 00:11:26,379 I read the transcript of the second hearing that the counsel for the Universal had plenty 180 00:11:26,379 --> 00:11:29,979 of argument to make, was not cut off. 181 00:11:29,979 --> 00:11:35,099 Argument was made that, hey, you know what, the affirmative defense is still out there. 182 00:11:35,099 --> 00:11:39,418 The previous order was not on breach contract liability. 183 00:11:39,418 --> 00:11:41,619 What more due process is required? 184 00:11:41,619 --> 00:11:42,619 At that point . . . 185 00:11:42,619 --> 00:11:43,619 A separate hearing? 186 00:11:43,619 --> 00:11:45,019 A separate hearing be noticed. 187 00:11:45,019 --> 00:11:46,019 Notice of hearing to . . . 188 00:11:46,019 --> 00:11:51,820 Well, for the judge to say this defense is live and it's going to trial and then make 189 00:11:51,820 --> 00:11:57,259 a U-turn on that and strike that defense, there would have to be some notice that that 190 00:11:57,259 --> 00:11:58,259 was even set. 191 00:11:58,259 --> 00:11:59,259 Why? 192 00:11:59,259 --> 00:12:02,259 Just due process constraints so that . . . 193 00:12:02,259 --> 00:12:06,298 Why wasn't there due process afforded at the first hearing and in the second hearing 194 00:12:06,298 --> 00:12:11,538 when counsel for Universal was permitted, actually permitted successfully to argue to 195 00:12:11,538 --> 00:12:15,139 the trial court, what is essentially a legal issue, which is a determination of what happened 196 00:12:15,139 --> 00:12:20,739 at the first hearing and what was memorialized in the first summary judgment order. 197 00:12:20,739 --> 00:12:21,739 Why? 198 00:12:21,739 --> 00:12:24,058 What other due process was required? 199 00:12:24,058 --> 00:12:28,820 The due process would be notice and an opportunity to be heard as to the evidence to support 200 00:12:28,820 --> 00:12:29,820 that prompt notice defense . . . 201 00:12:29,820 --> 00:12:30,820 Why is there evidence . . . 202 00:12:30,820 --> 00:12:32,178 . . . so as to go to a jury? 203 00:12:32,178 --> 00:12:33,178 That's not the question. 204 00:12:33,178 --> 00:12:38,019 You just jumped rails to a different . . . I'm saying why . . . that's the nub of the whole 205 00:12:38,019 --> 00:12:42,899 case, whether you should be able to go to trial and in front of defense. 206 00:12:42,899 --> 00:12:48,739 My question is why couldn't the trial court, after the second hearing, change her mind 207 00:12:48,739 --> 00:12:55,259 and say, as a matter of law, at the first hearing no affirmative defense was asserted 208 00:12:55,259 --> 00:13:00,139 to breach of contract liability and a summary judgment order on breach of contract 209 00:13:00,139 --> 00:13:07,899 was entered and so I've changed my mind and as a matter of law, it's over. 210 00:13:08,899 --> 00:13:12,899 Why is there notice and opportunity to be heard required for the judge to change his 211 00:13:12,899 --> 00:13:15,259 or her mind at that point? 212 00:13:15,259 --> 00:13:18,899 Because that's essentially the judge granting an additional summary judgment . . . 213 00:13:18,899 --> 00:13:21,899 But that . . . but when . . . no, it's not. 214 00:13:21,899 --> 00:13:25,500 The judge has decided that it's not an additional, right? 215 00:13:25,500 --> 00:13:29,058 The judge has decided, no, I'm not . . . I don't need another summary judgment. 216 00:13:29,058 --> 00:13:33,259 So that's a legal issue on whether an additional summary judgment motion is required, whether 217 00:13:33,259 --> 00:13:35,940 a trial is required, right? 218 00:13:35,940 --> 00:13:41,658 Why is the argument at the second hearing on the second summary judgment motion not 219 00:13:41,658 --> 00:13:47,058 adequate for notice and opportunity to be heard on the legal question of what was the 220 00:13:47,058 --> 00:13:52,178 substance and effect of the first order? 221 00:13:52,178 --> 00:13:56,979 It's not that there was no due process on the effect of the first order because that 222 00:13:56,979 --> 00:14:01,500 was argued at the second summary judgment hearing, but the judge made a ruling on the 223 00:14:01,500 --> 00:14:04,418 record and said our defense was live. 224 00:14:04,418 --> 00:14:08,418 So at that point, it's part of the pleadings, it's going to go to trial. 225 00:14:08,418 --> 00:14:13,700 For the judge to now say, you can't take it to trial, it's no good, I'm striking it. 226 00:14:13,700 --> 00:14:17,259 And the judge even said, look, I think there's a question of fact here. 227 00:14:17,259 --> 00:14:20,658 We need some guidance, I think referring to this court. 228 00:14:20,658 --> 00:14:26,099 So the judge knew that she was going out on a limb with this, but for there to be a U-turn 229 00:14:26,099 --> 00:14:31,739 in that manner, to strike a defense that everybody was under the impression and had concluded 230 00:14:31,739 --> 00:14:36,219 was going to go to trial, without us even having the opportunity to come forward with 231 00:14:36,219 --> 00:14:39,899 the evidence to support it, that's something that would violate. 232 00:14:39,899 --> 00:14:44,779 Evidence support on the merits is different than an opportunity to be heard on the legal 233 00:14:44,779 --> 00:14:51,058 question of what was accomplished by virtue of the first motion and the first hearing 234 00:14:51,058 --> 00:14:52,899 and the first order. 235 00:14:52,899 --> 00:14:58,619 And you just conceded, I mean, as you should, admirably, that there was argument made at 236 00:14:58,619 --> 00:14:59,979 the second hearing regarding the legal question. 237 00:14:59,979 --> 00:15:02,939 legal effect of those prior proceedings, correct? 238 00:15:02,939 --> 00:15:03,939 Correct. 239 00:15:03,939 --> 00:15:04,939 And the judge got it right. 240 00:15:04,939 --> 00:15:08,179 And opposing counsel said thank you, didn't object to it. 241 00:15:08,179 --> 00:15:13,139 And all the arguments in the record by opposing counsel at the first summary judgment and 242 00:15:13,139 --> 00:15:17,099 the second, even the second summary judgment referring back to the first summary judgment 243 00:15:17,099 --> 00:15:21,937 order, it's all talking about cause of the damage and scope of the damage. 244 00:15:21,937 --> 00:15:25,739 If we were arguing that we had a wear and tear defense, that wouldn't be viable. 245 00:15:25,739 --> 00:15:28,019 I mean, that's cause of the damage. 246 00:15:28,019 --> 00:15:31,579 A prompt notice is a policy condition. 247 00:15:31,579 --> 00:15:35,658 It deals with, in this case, it's a seven week late notice. 248 00:15:35,658 --> 00:15:37,658 There's a presumption of prejudice. 249 00:15:37,658 --> 00:15:39,139 And those are almost always factual issues. 250 00:15:39,139 --> 00:15:40,139 So let me ask you this. 251 00:15:40,139 --> 00:15:45,459 How should a plaintiff, how should a plaintiff going forward if we were to reverse and what 252 00:15:45,459 --> 00:15:48,098 would be the admonition to plaintiffs in the future? 253 00:15:48,098 --> 00:15:53,938 How should they structure and word their complaints or their motions for summary judgment? 254 00:15:53,938 --> 00:15:55,658 Mr. Noll, you may answer that. 255 00:15:55,658 --> 00:15:59,658 You're getting into the five minutes, but I'll keep your five minutes if you just answer 256 00:15:59,658 --> 00:16:00,658 that question. 257 00:16:00,658 --> 00:16:01,658 Okay. 258 00:16:01,658 --> 00:16:02,658 Thank you, Judge. 259 00:16:02,658 --> 00:16:06,739 All a plaintiff would have to do is just follow the plain language of the rule 1.510, which 260 00:16:06,739 --> 00:16:11,538 says you have to identify the claims and defenses or portions of thereof that you're seeking 261 00:16:11,538 --> 00:16:12,578 summary judgment on. 262 00:16:12,578 --> 00:16:17,099 So in this case, they would have to say, I'm seeking summary judgment on this affirmative 263 00:16:17,099 --> 00:16:18,099 defense. 264 00:16:18,099 --> 00:16:19,099 Very good. 265 00:16:19,099 --> 00:16:20,099 Thank you. 266 00:16:20,099 --> 00:16:21,459 I'll give you five minutes for rebuttal. 267 00:16:21,459 --> 00:16:27,459 And as counsel for the appellee approaches, welcome to our friends from across the pond. 268 00:16:27,459 --> 00:16:31,177 We understand you had a little traffic issue this morning. 269 00:16:31,177 --> 00:16:37,059 There was a death on one of the bridges, which caused some delays and we're sorry that you 270 00:16:37,059 --> 00:16:38,938 had to go through that, but we're happy you're here. 271 00:16:38,938 --> 00:16:40,419 We are on the first case. 272 00:16:40,419 --> 00:16:46,778 I don't know if you had a chance to read the briefing, but I know Mr. Isom had that and 273 00:16:46,778 --> 00:16:49,379 I believe circulated that, but welcome. 274 00:16:49,379 --> 00:16:54,139 And I know you'll be talking to Judge Kuzam and Judge Sleet and some others after we finish. 275 00:16:54,139 --> 00:16:56,699 So again, we're happy to have you here. 276 00:16:56,699 --> 00:16:57,699 Mr. Elliott. 277 00:16:57,699 --> 00:16:58,699 Thank you, Your Honor. 278 00:16:58,699 --> 00:16:59,699 Good morning. 279 00:16:59,699 --> 00:17:02,938 I'm pleased to report I am Tom Elliott here with my partner, Amy Ferrier, and along with 280 00:17:02,938 --> 00:17:06,659 Dean Makris, we represent William and Denise Bell. 281 00:17:06,659 --> 00:17:11,139 I'm tempted to just say, do you have any questions? 282 00:17:11,139 --> 00:17:15,558 From the questions you've already asked, I'm not sure I can do any better. 283 00:17:15,558 --> 00:17:19,639 If you're tempted, is that saying that you have nothing else to argue unless there are 284 00:17:19,639 --> 00:17:20,639 questions? 285 00:17:20,639 --> 00:17:23,919 Unless there are questions. 286 00:17:23,919 --> 00:17:24,919 Thank you, Mr. Elliott. 287 00:17:24,919 --> 00:17:25,919 Thank you. 288 00:17:25,919 --> 00:17:32,639 Mr. Knoll, since there was no answer argument, I'm just going to open this up because you've 289 00:17:32,639 --> 00:17:33,639 had your argument too. 290 00:17:33,639 --> 00:17:38,398 Any questions from the panel? 291 00:17:38,398 --> 00:17:39,398 Hearing none. 292 00:17:39,398 --> 00:17:42,238 Thank you both for the argument and we appreciate it. 293 00:17:43,238 --> 00:17:47,597 I'm sorry that the barristers didn't get to hear everything. 294 00:17:47,597 --> 00:17:51,678 They may be staying for a few minutes, but again, thank you and good luck getting back. 295 00:17:51,678 --> 00:17:55,158 Hopefully traffic will cooperate a little better. 296 00:17:55,158 --> 00:17:56,158 Thank you, Your Honors. 297 00:17:56,158 --> 00:17:58,798 You're welcome. 298 00:17:58,798 --> 00:18:03,238 The next case on the docket, Bank of New York Mellon v. Fernandez.