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values | input_units dict | steps listlengths 1 27 | program listlengths 1 27 | question_tense stringclasses 2
values | financial_terms listlengths 1 16 | credit_card stringclasses 27
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|---|---|---|---|---|---|---|---|---|
If a company's final offer was $4,200 and the arbitrator awarded $7,000, how much additional money did the cardholder receive? | 2800 | $ | {
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"ARBITRATION AWARD",
"ARBITRATION PAYMENT",
"FINAL OFFER ARBITRATION"
] | Blue Cash Everyday Card Cardmember Agreement-255458.md |
Suppose a bank assigns different maximum plan limits based on credit score. A basic account (<= 600 credit score) gets $5,000 plan limit. A standard account (<= 750 credit score) gets $7,500 plan limit. A premium account (> 750 credit score) gets $10,000 plan limit. If a cardholder has a credit score of 720 and has $4,... | 3500 | $ | {
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"PAYMENT PLAN FEE",
"CREDIT LIMIT",
"CREDIT TIER",
"CREDIT-SCORE APR TIER",
"PLAN LIMIT"
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If a cardholder has $40 in Reward Dollars, how much statement credit will they have? | 40 | $ | {
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"REWARD DOLLARS",
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Assume the Blue Cash Everyday Card offers two tiers for the holder's APR for Purchase dependent on their credit score. For those who are labeled 'great', they have a credit score 600 and above with a 15.99% APR for purchases. Those that are labeld as 'normal' have a credit score of 599 and below with a 18.99% APR. If I... | 31 | day | {
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{
... | [
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"divide(#7, #9)",
"subtract(#10, #11)",
"abs(#12, 0)",
"ceil(#13, 0)",
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] | THIRD | [
"DAILY PERIODIC RATE",
"PURCHASE APR",
"ACCOUNT BALANCE",
"CREDIT TIER",
"CREDIT-SCORE APR TIER",
"TIERED RATE SCHEDULE",
"TOTAL BALANCE",
"ROUND-UP RULE",
"365-DAY RATE BASIS",
"LOGARITHMIC PAYOFF CALCULATION",
"BLUE CASH EVERYDAY TERMS",
"CHASE CARD TERMS"
] | Blue Cash Everyday Card Cardmember Agreement-255458.md |
A Discover Near Prime check cash advance is taken at 26.99% APR with $1,500 balance for 12 months, assuming no payments. What is the probability that total interest exceeds $300? Probabilities are calculated by computing interest expense as % of $300. Low (<30%) Moderate (30%-70%) High (>70%)? | "High" | categorical | {
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"CONDITIONAL FINANCIAL RULE",
"EXPONENTIAL INTEREST CALCULATION",
"DISCOVER CARD TERMS",
"INTEREST THRESHOLD",
"NO-PAYMENT SCENARIO"
] | Discover Near Prime Cardmember Agreement_061824-255535.md |
If the Prime Rate is 7.50%, what is the lowest and highest possible APR for a Discover Near Prime card's check if it is treated as a cash advance? | [
14.24,
29.24
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"CASH ADVANCE APR",
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A cardholder has a Direct Deposit APR of 22.24% and wants to estimate how long it will take for their balance to double if they make no payments. Assuming continuous compounding, how many months will it take? | 37.4 | month | {
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"ROUNDING RULE",
"BALANCE DOUBLING TIME",
"NO-PAYMENT SCENARIO"
] | Wells Fargo Autograph Journey Visa® Card Agreement-442574.md |
Using the Wells Fargo Autograph Journey Card's specified APR for Balance Transfers of 23.24%. Assume hypothetically (despite what the credit card agreement may say) that there is a special promotion on this card that offers 0% APR on balance transfers for 12 months, after which the APR rate applies. If I make $4500 bal... | 4200 | $ | {
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"MINIMUM-ONLY REPAYMENT",
"PROMOTIONAL PERIOD REMAINING BALANCE",
"ZERO PERCENT PROMOTIONAL APR",
"POST-PROMOTIONAL APR"
] | Wells Fargo Autograph Journey Visa® Card Agreement-442574.md |
Using the Wells Fargo Autograph Journey Card, I have $1500 balance that I forgot to pay. As a result, a penalty APR imposed by the company of 29.99% is incurred. How much would I pay each month if I wanted to pay off the balance in 12 months of equal payments? | 146.22 | $ | {
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"ACCOUNT BALANCE",
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"ROUNDING RULE",
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If the bank limits Overdraft Protection Cash Advance fees to $75, what is the maximum overdraft the cardholder can have on the cardholder's Visa Mastercard Platinum card, assuming the 5% fee applies? | 1500 | $ | {
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"CASH ADVANCE FEE",
"VISA MASTERCARD TERMS",
"PERCENTAGE-BASED FEE",
"CASH ADVANCE FEE CAP"
] | Visa_Mastercard_Platinum_Siganture_World_Infinite_English-290260.md |
I notice a charge that I think is incorrect of $120 on my credit card bill and dispute it. However, my credit card company fails to follow the required procedures during the investigation. As a result, I qualify for an Error Investigation Penalty Waiver, meaning I do not have to pay up to $50, even if the charge was co... | 70 | $ | {
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A customer has $5,000 credit limit and a current balance of $2,000. They withdraw $1,500 from a financial institution, which incurs $75 fee (5%). The total amount is added to their balance. They plan to pay $400 per month until the balance is fully repaid. How many months will it take for their full credit limit to be ... | 10 | month | {
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"CREDIT LIMIT",
"PAYOFF TIME",
"MONTHLY PAYMENT",
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I notice $47 charge on my credit card statement that I believe is fraudulent. However, my credit card terms state that purchases must be over $50 to be eligible for a dispute. Can I file a dispute for this charge? | "FALSE" | binary | {
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] | US_Bank_Elan_Financial.md |
A $6,000 purchase accrues interest at an APR of 19.24% (DPR: 0.00052712). If $250 is paid monthly, how many months will it take to fully pay off the balance including interest? | 33 | month | {
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] | US_Bank_Elan_Financial.md |
A $5,000 balance is transferred to a credit card with an APR of 19.24% (DPR = 0.00052712). If $250 is paid each month and no new charges are added, how many months will it take to fully pay off the balance? | 24 | month | {
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"DAILY PERIODIC RATE",
"APR TO DPR CONVERSION",
"BALANCE TRANSFER APR",
"ACCOUNT BALANCE",
"PAYOFF TIME",
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] | US_Bank_Elan_Financial.md |
I have an outstanding balance of $1000 after I made some purchases with my credit card. How much more money will I have to pay in fees compared to the most creditworthy customers? Assume that I will pay the lower bound of APR specified in the credit card agreement? | 10.62 | $ | {
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] | FIRST | [
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"OUTSTANDING BALANCE",
"CREDITWORTHINESS PRICING",
"CHASE CARD TERMS"
] | Starbucks Rewards Visa Signature Agreement.pdf-255606.md |
I made a purchase of $2000. How many months do I need to fail to pay min payment for it to become $1000. Assume that all fees and interest are added at the end of the 30-day billing cycle and the card issuer bases the new minimum payment on that total updated balance? | 12 | month | {
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"BILLING-CYCLE INTEREST",
"MINIMUM PAYMENT FORMULA",
"CHASE CARD TERMS"
] | Starbucks Rewards Visa Signature Agreement.pdf-255606.md |
A credit card offers to waive the balance transfer fees for the first $2,000 tranferred over to this card. Imagine a customer has already transferred $1,200 over to his current balance and plans on transferring over $100 every week. How many weeks will it be before he starts paying fees? | 8 | week | {
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If a customer spends $15 a week, how long will it take for him to reach the Base Minimum Payment threshold? | 4 | week | {
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If a customer withdraws $300 today and plans to do the same every 15 days, how many weeks will it take before they have paid $100 in ATM Fees? | 9 | week | {
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If I have $5000 balance on my credit card with an APR of 15% and plan to pay $1000 per month toward the outstanding balance, how much total interest will I have to pay that wasn't a part of the inital balance? Assume daily compounding interest? | 194.66 | $ | {
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A customer spends $2 daily on a McChicken and $12 daily on a Chipotle Bowl, plus $1,200 weekly on groceries at Costco. The billing cycle is 30 days, and the credit card APR is 18%. Assume the customer makes no payments and interest is compounded monthly on the entire balance for the cycle. How much interest will they b... | 83.44 | $ | {
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If the current Prime Rate is 8.00%, what is the lowest possible APR for Pay Over Time? | 20.74 | % | {
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If the Prime Rate increases from 8.50% to 9.25%, by how many percentage points will the APR for Pay Over Time increase? | 0.75 | % | {
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If I initiate an ACH transfer of $200, will my fee be bigger than $10? | "FALSE" | binary | {
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If I were to have a 800 credit score and have no history of any late payments on any sorts of loans or have never missed paying my balance, would I be able to increase my daily spending credit limit which is currently at 5000 dollars? (NOTE: Assuming the bank or credit card issuer allows this and has policies for this ... | "TRUE" | binary | {
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I have a outstanding balance of $500. If I have 4 declined transactions over the last few days how much in total will I owe the bank including the balance? The fee for declined transactions is $20 per transaction? | 580 | $ | {
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I recently went on a trip to Japan and took along 500 dollars as a loan from my credit. I used the bank's currency conversation to convert it to YEN however it had a fee. When I was in Japan I spent the converted ammount and then also incurred a foreign transaction fee. I spent the entire remaining converted amount of ... | 12 | month | {
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The cardholder loses the cardholder's debit card and does not notice it for 12 days. During this time, unauthorized transactions totaling $600 are made? Under the Electronic Fund Transfer Act (EFTA), if fraud is reported within 2 business days, liability is $50; if reported within 60 days, liability is $500. How much w... | 500 | $ | {
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I am one of the most creditworthy customers. I have a balance on my credit card of $2000, and I plan to pay $200 every month. How much time is it going to take me to pay it off? The prime rate is 8.5%? | 10.5 | month | {
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I have a outsanding biling statement of 500 dollars for around 7 months. How much will I end up paying given a administrative charge? | 505 | $ | {
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If I make a one month late payment on $500 bill consisting of a money order, what percentage of the bill is due to extra costs? The purchase APR is 24%, the cash equivalent fee is 5%, and the late payment fee is $25? | 9 | % | {
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Is the late fee different for varying ranges of how late it is, for example, 45 days vs 1 day? | "FALSE" | binary | {
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Let's say 2 out of 10 merchants decline the cardholder's card in a day and this pattern continues for 5 days, how many total successful uses would the cardholder have across all days? | 40 | transaction | {
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If the cardholder has 3 segments: $500 at 18.99%, $500 at 20%, $500 at 29.74%, and the cardholder pays $2,000 in one go, by by how much has the cardholder overpaid the balance? | 500 | $ | {
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Say I have $3,500 balance on my credit card with an APR of 28.99%, compounded daily. If I continue making $250 monthly payments, how much total interest will I have paid by the time the balance reaches zero? | 821.56 | $ | {
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Is it financially better to pay the annual fee of $395 instead of getting a 10% rebate on a total balance of $1500 at 0% APR? | "FALSE" | binary | {
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Let's say the cardholder pays the annual membership fee of $395 on day 1 of the billing cycle and carries a balance of $2,000 at 20% APR for 1 month (30 days) with daily compounding then essentially how much interest does the cardholder owe that month, let's not include the membership fee in it? | 33.12 | $ | {
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Let's say the cardholder wants to use a new address for the next statement cycle in 30 days with the agreement having a lead time, how many days does the cardholder have left to update? | 20 | day | {
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Two customers, Alice and Bob, each transfer $6,000 to a new card. Alice transfers during the promotional period (3% fee), while Bob transfers after it ends (5% fee). How much more does Bob pay in fees than Alice? | 120 | $ | {
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Using the rule of 72, how many years will it take for a card holders purchase balance to double? Assume a purchase APR of 20%? | 3.6 | year | {
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If I got a returned payment fee in January and got one today in May, will the fee be $41? | "TRUE" | binary | {
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If the prime rate increases 5%, how much interest am I paying over the course of the month of October on $1000 purchase? | 21.88 | $ | {
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If processing time increases by 10% over the expected 24 hours, how many hours does it take? | 26.4 | hour | {
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A customer's balance is $1,200 for 15 days and then decreases to $800 for 15 days in a 30-day cycle. What is the weighted average balance? | 1000 | $ | {
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The agreement states that stop payments remain valid for six months unless renewed by the customer. If a customer requests a stop payment on March 12, 2025, what is the final month by which the stop payment remains valid without renewal? | "September" | categorical | {
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A cardmember makes a foreign purchase of EUR 400. With an exchange rate of 1.2 USD per EUR, the transaction converts to U.S. dollars before the fee is applied. Given that the foreign transaction fee is 3% of the converted amount, calculate the fee in dollars? | 14.4 | $ | {
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"FOREIGN FEE ON CONVERTED AMOUNT"
] | GAPCobrand_combined.md |
If an Iowa resident's APR is capped at a maximum of 29.99%, can their Monthly Periodic Rate (MPR) exceed 2.4992%? | "FALSE" | binary | {
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] | [
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"FEE CAP",
"STATE-SPECIFIC RATE CAP",
"IOWA APR CAP"
] | GAPCobrand_combined.md |
True or False: According to the credit card agreement, missing an Easy Pay payment can result in the loss of promotional interest rates of 3%? | "TRUE" | binary | {
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] | [
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A servicemember borrows $3,000 under the MLA with a maximum APR of 36%. Assuming daily compounding interest and no payments made during the loan term, how many days will it take for the balance to grow to $4,000? | 292 | day | {
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Leia needs to send a wire transfer of $4000 to her brother, Luke, who managed to get himself in trouble with some gangsters. She currently only has $3700 in her account and her bank only allows her to deposit $100 each day. How long will it take for Leia to have enough money in her account to complete the wire transfer... | 5 | day | {
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{
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Assume the cardholder has a balance of $5,000 and an APR of 29.99%. If the cardholder makes no payments and accrue interest monthly using the Monthly Periodic Rate (MPR), how many months will it take for the cardholder's balance to double due to compounding interest? | 28.07 | month | {
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If the cardholder takes out $2,000 Direct Deposit Cash Advance and $1,500 Bank Cash Advance on the same day, and both have their maximum possible APRs according to the agreement, how much total interest would accrue after exactly 30 days? | 86.92 | $ | {
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If the cardholder uses a wire transfer to cash advance $3,000 from the cardholder's card with a Wire Transfer fee of 5% of the transaction, and the cash advance APR is 29.24%, how much will the cardholder owe after one month if the cardholder does not make any payments? | 3076.75 | $ | {
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A customer is choosing between a same-day online cash advance and a direct deposit cash advance, both for $3500. The same-day online fee is 4%, and the direct deposit fee is 3%. Which option has a lower transaction fee? | "Direct Deposit" | categorical | {
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If the MLA cap is 36% and a new APR is 35.5%, how many months can pass before total simple interest (annual basis) hits $355 on $1,000? | 12 | month | {
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A customer reports an unauthorized charge of $500 within 30 days. What is their maximum liability under FCBA? | 50 | $ | {
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The cardholder has a balance of $5000. If the APR is the prime rate plus a margin, both mentioned in the credit card statement, compounded daily. How much interest is accumulated in 90 days with no payments? | 396.6 | $ | {
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The cardholder needs 4 monthly bill statement copies that are 24 months old, and 3 that are older than 25 months. Card A charges $15 for copies less than 25 months old, and $10 for copies 25 months or older. Card B charges $12 for all statements. Which card would charge less for the bill statement copies the cardholder... | "Card B" | categorical | {
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Let's say the cardholder has a credit card with $250 annual fee, $220 travel credit per year, 4% cash back on dining, and 2% on all other purchases. If the cardholder spends $500 per month on dining and $1000 on other purchases, how long will it take for the cardholder's rewards to offset the annual fee? | 1 | month | {
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"ANNUALIZED FEE",
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Let's say a service member takes out $5000 car loan under military protections. They will do monthly payments of $297.71 for 24 months. How much total interest will they pay? | 2145.04 | $ | {
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"INTEREST ACCRUAL",
"MILITARY LENDING PROTECTION",
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] | GAPPrivateLabel_combined.md |
A customer has a balance of $3,200 on their Chase Loan. They owe $150 in past-due amounts, $100 for a Flexible Financing Offer that must be repaid evenly over 6 months, and $45 in periodic interest charges. The minimum payment is calculated as the greater of 1% of the balance or $40, plus the monthly installment of the... | 212 | $ | {
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"resp": 40
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"MAXIMUM SELECTION",
"CHASE CARD TERMS",
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A customer spends $15 per month on Netflix and $250 per month on family entertainment, for a total of $265 in monthly credit card spending. The credit card has an APR of 16% and a standard 30-day billing cycle. Assume the customer makes no payments and interest compounds monthly on the full balance. After how many mont... | 216 | month | {
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A customer has a balance of $4,500, a past-due amount of $200, a Flexible Financing payment of $50 due, and $120 in periodic interest charges. The minimum payment is calculated as the greater of 1% of the balance or $40, plus the Flexible Financing payment, plus any past-due amounts, and plus periodic interest. What pe... | 9.22 | % | {
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"multiply(#6, 100)",
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A customer misses three consecutive minimum payments within 12 billing periods, which triggers both fixed penalty fees and a penalty APR on their credit card account. The account has a balance of $4,000 and a penalty APR of 26.99%. In addition, two fixed penalty fees of $35 and $45 are assessed immediately when the mis... | 2 | month | {
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It is the end of the year for the customer and they need to pay the annual fee. They have two fee options: Monthly Processing Fee Option: The fee is divided into 12 equal monthly payments. Each monthly payment incurs an additional 5% processing fee on that month’s amount. One-Time Fee Option: A one-time additional fee ... | "FALSE" | binary | {
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If a customer has a balance of $4,000, owes $50 in past-due amounts, and $120 in periodic interest charges, how many months will it take to accrue a minimum payment of $200, assuming their payment is calculated based on 1% of the balance plus fees? | 3 | month | {
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If a customer has a balance of $1,500, owes $100 in past-due amounts, and has $40 in periodic interest charges, will their minimum payment exceed $200? | "FALSE" | binary | {
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"MINIMUM PAYMENT FORMULA",
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A customer takes a cash advance of $2000 on January 1st with an APR of 24.99%. Interest accrues on the full balance using a simple interest method, calculated monthly, and no payments, fees, or additional charges are applied during the period. By March 1st, will the accrued interest exceed $100? | "FALSE" | binary | {
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A customer takes out $3,750 Chase Loan which was incurred due to the customer when exceeding their credit limit with an assumed Chase Loan APR of 21.99%. Assume no payments are made during the period and that simple interest accrues evenly each month on the entire balance. After 6 months, will the total accrued interes... | "FALSE" | binary | {
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"CHASE CARD TERMS",
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If a cardholder places a purchase into a plan with a monthly fee of 1.33%, and after a certain number of months, the total fees equal exactly 10% of the original purchase amount, how many months have passed? | 8 | month | {
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"CHASE CARD TERMS",
"PERCENTAGE-BASED FEE"
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A cardholder has acredit card with different APR rates for credit scores: Excellent, Good, Fair, Poor. If a person is Good or Excellent, they have a 22% APR for Cash Advances; Fair credit score would have a 25% APR for cash advances, and Poor would have a 29.99% APR for cash advances. After 1 year, how much interest do... | 250 | $ | {
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"arg_3": "0.2999",
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"CREDIT TIER",
"CREDIT-SCORE APR TIER",
"ROUNDING RULE",
"CONDITIONAL FINANCIAL RULE"
] | American Express Gold Card Cardmember Agreement-255468.md |
The cardholder takes a cash advance of $500, and the cash advance fee is added to the cardholder's balance. If the cardholder pays $50 per month towards this balance (ignoring interest), how many months will it take to pay off the cash advance amount plus the fee? | 11 | month | {
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"BALANCE PAYOFF",
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"MAXIMUM SELECTION",
"MONTHLY FEE"
] | American Express Gold Card Cardmember Agreement-255468.md |
A cardholder's Prime Rate is currently 10.25%. If their APR for Purchases is calculated as Prime + 5.24% and the cardholder has a balance of $2,500, they want to know if they pay more than $300 in interest over a year, what should they do? | "Pay off balance" | categorical | {
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] | American Express Gold Card Cardmember Agreement-255468.md |
A cardholder has a Green Card and is considering upgrading to a Gold Card or a Platinum Card. If they want the highest cash advance limit, which card should they choose? | "Platinum Card" | categorical | {
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] | THIRD | [
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"CASH ADVANCE LIMIT",
"MAXIMUM SELECTION",
"CONDITIONAL FINANCIAL RULE"
] | American Express Gold Card Cardmember Agreement-255468.md |
A cardholder's Prime Rate is 10.5%, and their APR for Purchases is Prime + 5.24% to 29.99% (limit between 13.74% to 29.99%). If their APR for Purchases is calculated to be 15.74%, does it fall within the acceptable range for this card? | "TRUE" | categorical | {
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"arg_2": "29.99",
"resp": "TRUE"
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] | THIRD | [
"PRIME RATE",
"PURCHASE APR",
"PRIME-INDEXED APR",
"CONDITIONAL FINANCIAL RULE",
"CHASE CARD TERMS"
] | American Express Gold Card Cardmember Agreement-255468.md |
The cardholder missed the cardholder's payment due date and incurred a late fee of $40 because this was not the cardholder's first time. If the cardholder pays $15 per month towards this late fee (ignoring interest), how many months will it take to fully pay off the late fee? | 3 | month | {
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{
"operator": "ceil",
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"resp": 3
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] | [
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"ceil(#0)"
] | THIRD | [
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"MONTHLY PAYMENT",
"BALANCE PAYOFF",
"PAYMENT DUE DATE CALCULATION",
"ROUND-UP RULE",
"MONTHLY FEE"
] | American Express Gold Card Cardmember Agreement-255468.md |
A cardholder's returned payment fee is $40. If the fee grows continuously at an annual rate of 15%, approximately how many years will it take for the fee amount to double? | 4.96 | year | {
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] | THIRD | [
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"ROUNDING RULE",
"LOGARITHMIC PAYOFF CALCULATION",
"ANNUALIZED FEE"
] | American Express Gold Card Cardmember Agreement-255468.md |
A cardholder has the option to file an arbitration claim for either $10,000 or $15,000. If they choose to file for $15,000 and win, they will receive a minimum award of $5,000. If the arbitration process takes 4 months for claims under $10,000 and 6 months for claims over $10,000, how long will it take to receive the a... | "6 months" | categorical | {
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},
{
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"arg_2": "6",
"arg_3": "4",
"resp": 6
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] | [
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] | THIRD | [
"ARBITRATION AWARD",
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] | American Express Gold Card Cardmember Agreement-255468.md |
The cardholder has two credit cards: Card X charges an annual fee of $325. Card Y charges an annual fee equal to 1% of the cardholder's annual spending. If the cardholder's annual spending is $40,000, which card has the lower annual fee? | "Card X" | categorical | {
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] | American Express Gold Card Cardmember Agreement-255468.md |
I plan on paying back the $400 balance and the minimum check stop fee at a rate of 50 dollars a month. How many months would this take? The APR for this is 29.99%? | 10 | month | {
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"MINIMUM FEE RULE",
"ROUND-UP RULE",
"LOGARITHMIC PAYOFF CALCULATION"
] | Barclaycard_combined.md |
Let's say I used my credit card to buy groceries for $100. How many months is it going to take me to pay it off? Round up the answer. (The minimum payment due is $50 and the purchase APR is 12%)? | 3 | month | {
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{
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{
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"CHASE CARD TERMS",
"MINIMUM PAYMENT DUE",
"GROCERY REWARD CATEGORY"
] | Barclaycard_combined.md |
Assuming I get the maximum credit card annual fee charge, how long would it take for me to pay back if I plan on paying back $50 a month with the maximum possible APR? (Answer in months)? | 28 | month | {
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] | Barclaycard_combined.md |
If I carry over $50 balance to the next billing cycle, what percentage of my remaining balance next month will be due to interest charged on my current balance? The purchase APR is 24% and the minimum interest charge is $2? | 4 | % | {
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If I make $30 payment, which is more than the minimum payment due, on my $100 credit card balance, what balance will remain starting next month? The purchase APR is 24% and the minimum interest charge is $2? | 72 | $ | {
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If I convert 300 pounds to USD and the remaining amount if a loan in USD how much in interest do I pay if I plan to contribute 15 dollars a month. Answer as a percentage of the total payment. The APR is 17.48% and the exachange rate is 1 pound = 1.28 USD? | 20.69 | % | {
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My credit card payment of $500 at a store got declined. As a result, I have to pay a late APR. I plan on paying back $20 a month. How long will it take me to pay it back? The late APR is 29.99%? | 40 | month | {
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If I have $1500 cash advance on my credit card, using a 29.99% APR for Cash Advances, how long would it take for me to pay off the cash advance if I plan on making $200 fixed monthly payments? | 9 | month | {
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If a cardholder has $80 New Balance and $5 in interest, will their Minimum Payment Due be half of the maximum possible minimum payment? | "TRUE" | binary | {
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Suppose a bank assigns different APRs for cash advances based on credit score. Basic Tier (<= 600 credit score) has 29.99% APR. Standard Tier (<= 750 credit score) has 24.99% APR. Premium Tier (> 750 credit score) has 19.99% APR If a cardholder with a credit score of 710 takes out $2,000 cash advance. What APR will the... | 24.99 | % | {
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If a cardholder makes $1,500 purchase at 19% APR and makes no payments for 3 months, will the simple interest exceed $75? | "FALSE" | binary | {
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I have $2000 balance that I forgot to pay. As a result, a penalty APR imposed by the company of 35% is incurred. How much would I pay each month if I wanted to pay off the balance in 12 months of equal payments. Round up to the nearest whole number of dollars? | 200 | $ | {
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If a cardholder transfers $3,000 per month, how many months will it take for their total balance transfer fees to exceed $500? | 6 | month | {
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If a cardholder makes $2,500 purchase at 22% APR and makes no payments, how many months until interest exceeds $250? The interest is compounded daily, and assume no other rates apply, just the purchase APR. Round the answer to a whole number of months? | 6 | month | {
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If the current APR is 20% and the cardholder has a balance of $1000, how much interest accrues in 1 day based on the DPR, and would the cardholder have to pay more than $1 interest? | "FALSE" | binary | {
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If a customer withdraws $2678 on the card at an APR of 15%, pays back $2000 after 2 months and then makes no more payments, how many days will it take for the money he owes to become equal to $1500? | 1932 | day | {
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Let's say I pay double the minimum payment each cycle ($100 if min is $50), then does that mean I can cut the payoff time in half for $2,000 balance with 20% APR and monthly compounding? | "FALSE" | binary | {
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A cardholder wants to pay off $2,000 balance while minimizing the interest charges to $100. How quickly must he pay the outstanding balance (APR of 28.99%)? | 63 | day | {
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{
"operator": "add",
"arg_1": "2000",
"arg_2": "100",
"resp": 2100
},
{
"op... | [
"divide(28.99, 365)",
"divide(#0, 100)",
"add(2000, 100)",
"divide(#2, 2000)",
"subtract(#3, 1)",
"divide(#4, #1)",
"add(#5, 0.5)",
"floor(#6)"
] | THIRD | [
"PURCHASE APR",
"ACCOUNT BALANCE",
"INTEREST ACCRUAL",
"PAYOFF TIME",
"BALANCE PAYOFF",
"OUTSTANDING BALANCE",
"ROUND-DOWN RULE",
"365-DAY RATE BASIS"
] | Capital One - Credit Card Agreement for Visa Signature and World Mastercard Cards-255666.md |
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