{"case_id": "0b545d3e20e830bb8aaed0e7", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 78.2% of outstanding debt. The three largest customers account for 1.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 456 employees across 2 operating sites and 8 administrative departments, and runs 13 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "ccd67c8a4f593a87eff55d9c", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 16.6% of outstanding debt. The three largest customers account for 34.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 276 employees across 3 operating sites and 6 administrative departments, and runs 18 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9655}
{"case_id": "8931138329fc151fa140a109", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 51.0% of outstanding debt. The three largest customers account for 28.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 167 employees across 2 operating sites and 1 administrative department, and runs 19 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "4c2bd082dda8190e408a6f2d", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 27.7% of outstanding debt. The three largest customers account for 5.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 565 employees across 1 operating site and 9 administrative departments, and runs 31 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.7983}
{"case_id": "a47aa1bcc295378790e24407", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 75.0% of outstanding debt. The three largest customers account for 43.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 98 employees across 3 operating sites and 7 administrative departments, and runs 20 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0657}
{"case_id": "7df5b11d3e034b7f35023103", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 12.4% of outstanding debt. The three largest customers account for 35.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 90 employees across 8 operating sites and 7 administrative departments, and runs 39 pages with 17 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "24521b348b0cca178f51818c", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 16.9% of outstanding debt. The three largest customers account for 26.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 689 employees across 6 operating sites and 10 administrative departments, and runs 36 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "f0d9ef5fcbfca1dfcd18e53e", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 16.5% of outstanding debt. The three largest customers account for 4.3% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 271 employees across 1 operating site and 2 administrative departments, and runs 24 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "3f22b2b96ec641ee323abdea", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 21.7% of outstanding debt. The three largest customers account for 30.1% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 48 employees across 2 operating sites and 2 administrative departments, and runs 26 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "a7f2e365f8fb49c2009d6791", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 12.0% of outstanding debt. The three largest customers account for 3.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 32 employees across 2 operating sites and 11 administrative departments, and runs 17 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "289e7e29cb98a4dddee1ec58", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 5.0% of outstanding debt. The three largest customers account for 80.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 1202 employees across 1 operating site and 6 administrative departments, and runs 24 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "969d06b7850397cbfb20f688", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 21.6% of outstanding debt. The three largest customers account for 22.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 409 employees across 4 operating sites and 4 administrative departments, and runs 21 pages with 16 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "e34cbfac5bd26b6245a5f11a", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 19.6% of outstanding debt. The three largest customers account for 36.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 260 employees across 6 operating sites and 11 administrative departments, and runs 16 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "e13b18a79fd0f591ad8dee9f", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 7.7% of outstanding debt. The three largest customers account for 95.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 128 employees across 2 operating sites and 3 administrative departments, and runs 19 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "7d7de2e5e7e390f34ba3a9d7", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 34.2% of outstanding debt. The three largest customers account for 95.9% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 367 employees across 4 operating sites and 3 administrative departments, and runs 53 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.0621}
{"case_id": "8335994ce629085f96f0a8fe", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 67.0% of outstanding debt. The three largest customers account for 3.2% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 318 employees across 4 operating sites and 6 administrative departments, and runs 18 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0621}
{"case_id": "0e7ae6fa86984530bd01364a", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 14.0% of outstanding debt. The three largest customers account for 15.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 134 employees across 8 operating sites and 7 administrative departments, and runs 15 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "e3eb69f669073d8c149aa0b3", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 6.2% of outstanding debt. The three largest customers account for 8.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 86 employees across 2 operating sites and 9 administrative departments, and runs 35 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "2bd4fb9a86abd3bd49692510", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 12.2% of outstanding debt. The three largest customers account for 0.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 149 employees across 4 operating sites and 7 administrative departments, and runs 21 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "5b56e17f308bff08a40a3a5a", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 78.7% of outstanding debt. The three largest customers account for 67.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 120 employees across 2 operating sites and 5 administrative departments, and runs 23 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0657}
{"case_id": "0fd5eb6d89d68027e06a4b50", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 57.8% of outstanding debt. The three largest customers account for 13.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 223 employees across 4 operating sites and 1 administrative department, and runs 26 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "57f708a064fd9affbfa46352", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 0.6% of outstanding debt. The three largest customers account for 18.5% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 238 employees across 4 operating sites and 7 administrative departments, and runs 26 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "9bb643a7e53d1f96cef56b14", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 8.1% of outstanding debt. The three largest customers account for 18.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 69 employees across 2 operating sites and 4 administrative departments, and runs 17 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "d83b740a4d5106b0b2216325", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 77.6% of outstanding debt. The three largest customers account for 3.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 504 employees across 2 operating sites and 9 administrative departments, and runs 33 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "e0fb2a680b13d359f6d807e4", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 32.6% of outstanding debt. The three largest customers account for 61.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 269 employees across 3 operating sites and 5 administrative departments, and runs 17 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5055}
{"case_id": "2a3853c1324d9eae628465d4", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 20.5% of outstanding debt. The three largest customers account for 47.3% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 67 employees across 1 operating site and 8 administrative departments, and runs 13 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "7cd07401fb32778e7db28585", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 27.3% of outstanding debt. The three largest customers account for 55.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 43 employees across 1 operating site and 9 administrative departments, and runs 24 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "c66463be8216f8e4d65c1e03", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 79.7% of outstanding debt. The three largest customers account for 13.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 258 employees across 5 operating sites and 1 administrative department, and runs 6 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0657}
{"case_id": "416bd8fd951e2b25ba03d585", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 58.6% of outstanding debt. The three largest customers account for 27.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 246 employees across 4 operating sites and 10 administrative departments, and runs 20 pages with 13 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "a7098e96d3ea80c0cd5d7f22", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 95.6% of outstanding debt. The three largest customers account for 13.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 867 employees across 2 operating sites and 1 administrative department, and runs 22 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "47339e016197c83a361388cb", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 24.5% of outstanding debt. The three largest customers account for 33.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 379 employees across 3 operating sites and 9 administrative departments, and runs 24 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "ea9dc44695ba2ccce2e3b59e", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 22.9% of outstanding debt. The three largest customers account for 11.5% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 298 employees across 1 operating site and 9 administrative departments, and runs 30 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "303e4cf70cc49e2437ec4fd8", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 15.9% of outstanding debt. The three largest customers account for 14.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 148 employees across 2 operating sites and 4 administrative departments, and runs 22 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "1f92a32277f70738f209d659", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 7.0% of outstanding debt. The three largest customers account for 30.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 116 employees across 11 operating sites and 9 administrative departments, and runs 32 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "0000c6334ca30986567c55e4", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 20.0% of outstanding debt. The three largest customers account for 89.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 54 employees across 4 operating sites and 4 administrative departments, and runs 25 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "c603fdf6de60efb68ac3b11f", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 52.6% of outstanding debt. The three largest customers account for 34.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 197 employees across 1 operating site and 4 administrative departments, and runs 32 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.7983}
{"case_id": "e6fb08aa5a39763e6f357a61", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 4.3% of outstanding debt. The three largest customers account for 93.6% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 224 employees across 4 operating sites and 7 administrative departments, and runs 14 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "ef487cd8939337e589842f90", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 8.7% of outstanding debt. The three largest customers account for 52.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 293 employees across 5 operating sites and 6 administrative departments, and runs 22 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "ec19e3a410de33ad2b9acaaf", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 62.6% of outstanding debt. The three largest customers account for 11.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 661 employees across 7 operating sites and 2 administrative departments, and runs 30 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "8b388de46a0687a39f031114", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 46.2% of outstanding debt. The three largest customers account for 18.3% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 635 employees across 2 operating sites and 4 administrative departments, and runs 20 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "118d5f780759dca878662808", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 77.1% of outstanding debt. The three largest customers account for 18.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 367 employees across 2 operating sites and 4 administrative departments, and runs 26 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "f9bb34b64244deeb5db190c3", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 11.0% of outstanding debt. The three largest customers account for 70.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 416 employees across 8 operating sites and 5 administrative departments, and runs 23 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "31b421ee4cfa65ea19f86534", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 54.3% of outstanding debt. The three largest customers account for 5.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 284 employees across 4 operating sites and 5 administrative departments, and runs 18 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "5093674d6e5d55f230f6d53c", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 47.0% of outstanding debt. The three largest customers account for 18.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 613 employees across 2 operating sites and 3 administrative departments, and runs 8 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "2837c2f2d4c05222cc52fc24", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 17.0% of outstanding debt. The three largest customers account for 32.9% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 58 employees across 1 operating site and 1 administrative department, and runs 21 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "545113ef13cea7ebb309018f", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 4.1% of outstanding debt. The three largest customers account for 0.9% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 160 employees across 2 operating sites and 12 administrative departments, and runs 31 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "3446d60db0c90faa8143dccf", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 21.7% of outstanding debt. The three largest customers account for 64.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 48 employees across 5 operating sites and 6 administrative departments, and runs 21 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "fe4873acd6546f66afa75d5e", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 7.7% of outstanding debt. The three largest customers account for 65.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 53 employees across 3 operating sites and 1 administrative department, and runs 14 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "022d4b5ac6a0fc1bbe3df080", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 73.4% of outstanding debt. The three largest customers account for 2.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 321 employees across 8 operating sites and 6 administrative departments, and runs 21 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "734a05ae18d3b76d3a03978c", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 77.7% of outstanding debt. The three largest customers account for 11.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 474 employees across 2 operating sites and 9 administrative departments, and runs 14 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0621}
{"case_id": "ca730e172145a28f2a4b3794", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 15.4% of outstanding debt. The three largest customers account for 69.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 542 employees across 3 operating sites and 1 administrative department, and runs 21 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "93723864568a0aa7400cde68", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 63.0% of outstanding debt. The three largest customers account for 96.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 258 employees across 7 operating sites and 8 administrative departments, and runs 10 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "04b2f96d38d8efa7529dd9ab", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 75.0% of outstanding debt. The three largest customers account for 48.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 56 employees across 2 operating sites and 2 administrative departments, and runs 20 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0621}
{"case_id": "c574552cfe1159772949950f", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 77.8% of outstanding debt. The three largest customers account for 6.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 49 employees across 3 operating sites and 8 administrative departments, and runs 15 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "02d5487320e273c1658c8c09", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 82.0% of outstanding debt. The three largest customers account for 43.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 54 employees across 1 operating site and 8 administrative departments, and runs 18 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5337}
{"case_id": "780fed2b21f7d7b76ed64505", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 37.0% of outstanding debt. The three largest customers account for 50.8% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 107 employees across 11 operating sites and 7 administrative departments, and runs 11 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7719}
{"case_id": "58dcdbb3841eaef23c23bf43", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 23.3% of outstanding debt. The three largest customers account for 6.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 195 employees across 1 operating site and 7 administrative departments, and runs 22 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "92866a9c9627485507d80b43", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 76.9% of outstanding debt. The three largest customers account for 31.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 61 employees across 7 operating sites and 3 administrative departments, and runs 20 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "f9e01b7c2493e2b24379c384", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 17.3% of outstanding debt. The three largest customers account for 19.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 637 employees across 4 operating sites and 2 administrative departments, and runs 20 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "4b45fa3a7f7290c523423b0f", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 54.2% of outstanding debt. The three largest customers account for 19.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 42 employees across 3 operating sites and 6 administrative departments, and runs 18 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0621}
{"case_id": "8c30d7865844fc2ba7aacf75", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 4.5% of outstanding debt. The three largest customers account for 80.8% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 236 employees across 8 operating sites and 8 administrative departments, and runs 12 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "69574e9731e31dee4f9aaf44", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 10.2% of outstanding debt. The three largest customers account for 11.6% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 160 employees across 3 operating sites and 5 administrative departments, and runs 9 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "af6618d8bd76eb988fdf6f58", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 7.3% of outstanding debt. The three largest customers account for 6.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 290 employees across 4 operating sites and 7 administrative departments, and runs 17 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "f5c7969083bcd50c4065037e", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 53.7% of outstanding debt. The three largest customers account for 5.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 232 employees across 1 operating site and 2 administrative departments, and runs 18 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "0df9732aa4c08c5b37650b90", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 1.4% of outstanding debt. The three largest customers account for 4.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 131 employees across 5 operating sites and 11 administrative departments, and runs 26 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "ca27d537a9f5821f5cb4d886", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 52.7% of outstanding debt. The three largest customers account for 15.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 462 employees across 1 operating site and 5 administrative departments, and runs 10 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "df927d844d3a4dae0d5fd807", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 74.9% of outstanding debt. The three largest customers account for 13.3% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 474 employees across 1 operating site and 1 administrative department, and runs 28 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "fcc9f8db32edc5f705c2acb1", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 75.0% of outstanding debt. The three largest customers account for 19.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 71 employees across 1 operating site and 8 administrative departments, and runs 24 pages with 19 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "aae21b810eb014c1758edf4b", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 65.7% of outstanding debt. The three largest customers account for 37.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 145 employees across 4 operating sites and 8 administrative departments, and runs 8 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 1.0}
{"case_id": "82e20b15024bf689cc604a46", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 58.7% of outstanding debt. The three largest customers account for 4.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 159 employees across 2 operating sites and 4 administrative departments, and runs 21 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9655}
{"case_id": "4698ca7a34a4d879a5b516f5", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 95.9% of outstanding debt. The three largest customers account for 16.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 903 employees across 5 operating sites and 5 administrative departments, and runs 22 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "bb7ae4cb66504662e45e604a", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 33.7% of outstanding debt. The three largest customers account for 24.6% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 544 employees across 2 operating sites and 4 administrative departments, and runs 32 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "4dead30fb1604718c5cdee9c", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 15.7% of outstanding debt. The three largest customers account for 94.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 305 employees across 6 operating sites and 1 administrative department, and runs 20 pages with 15 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0657}
{"case_id": "67b34eb4da67a3ec7ec0f2cb", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 73.7% of outstanding debt. The three largest customers account for 26.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 123 employees across 1 operating site and 11 administrative departments, and runs 23 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "6ad543de303e0bd7d70fa3c1", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 19.5% of outstanding debt. The three largest customers account for 81.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 185 employees across 3 operating sites and 2 administrative departments, and runs 15 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4305}
{"case_id": "eb1263d94fe109c598d8ed16", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 49.2% of outstanding debt. The three largest customers account for 70.2% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 311 employees across 3 operating sites and 3 administrative departments, and runs 19 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "607c793568b5629e3dc1f66b", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 18.2% of outstanding debt. The three largest customers account for 12.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 107 employees across 1 operating site and 5 administrative departments, and runs 21 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "1acd10d6115860b8258651ba", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 40.3% of outstanding debt. The three largest customers account for 5.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 38 employees across 5 operating sites and 2 administrative departments, and runs 18 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "6e62dbe6fe03c659c9e2862b", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 35.4% of outstanding debt. The three largest customers account for 52.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 286 employees across 3 operating sites and 3 administrative departments, and runs 25 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "a40068210032d1bb2465428f", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 91.4% of outstanding debt. The three largest customers account for 41.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 478 employees across 5 operating sites and 3 administrative departments, and runs 35 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "d8771d3476c74e43e7b7cef5", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 21.7% of outstanding debt. The three largest customers account for 49.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 767 employees across 3 operating sites and 4 administrative departments, and runs 37 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9655}
{"case_id": "d4d05788f8ea3522d61f59ef", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 12.2% of outstanding debt. The three largest customers account for 15.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 308 employees across 5 operating sites and 4 administrative departments, and runs 35 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "ee1de7535c810a1ab9b8c470", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 39.3% of outstanding debt. The three largest customers account for 67.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 219 employees across 11 operating sites and 11 administrative departments, and runs 9 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "d8c78a8e7fc616ac66c12232", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 19.6% of outstanding debt. The three largest customers account for 10.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 309 employees across 1 operating site and 3 administrative departments, and runs 16 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4041}
{"case_id": "6495871396c3725be9785196", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 13.9% of outstanding debt. The three largest customers account for 13.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 369 employees across 8 operating sites and 4 administrative departments, and runs 13 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5337}
{"case_id": "00740fda745f07f92b1856ad", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 17.5% of outstanding debt. The three largest customers account for 99.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 230 employees across 3 operating sites and 8 administrative departments, and runs 22 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "ee0af536aa97ec92cf4c5421", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 74.7% of outstanding debt. The three largest customers account for 13.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 40 employees across 1 operating site and 10 administrative departments, and runs 19 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "5060b4ca1b3f7b1d18d2ad47", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 8.1% of outstanding debt. The three largest customers account for 94.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 138 employees across 4 operating sites and 4 administrative departments, and runs 16 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "55ef648979fe8f7931cddba3", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 36.0% of outstanding debt. The three largest customers account for 3.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 96 employees across 2 operating sites and 5 administrative departments, and runs 35 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "d8df918f098015ea5d02ac6d", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 99.5% of outstanding debt. The three largest customers account for 36.2% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 135 employees across 6 operating sites and 2 administrative departments, and runs 21 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4773}
{"case_id": "ba6599243017b3df5dd9db8a", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 27.6% of outstanding debt. The three largest customers account for 86.5% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 462 employees across 2 operating sites and 14 administrative departments, and runs 25 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "27d63702a75211ad926df762", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 21.9% of outstanding debt. The three largest customers account for 64.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 223 employees across 2 operating sites and 3 administrative departments, and runs 29 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "903e27da46f49415581949bc", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 2.0% of outstanding debt. The three largest customers account for 27.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 324 employees across 4 operating sites and 4 administrative departments, and runs 17 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "8e365cd2d4cd04b44b87296e", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 17.4% of outstanding debt. The three largest customers account for 8.3% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 221 employees across 5 operating sites and 7 administrative departments, and runs 25 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "c4da7d54397ab0b4e91c0933", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 16.8% of outstanding debt. The three largest customers account for 1.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 367 employees across 1 operating site and 8 administrative departments, and runs 25 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "8d020570ce5266c878808b15", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 84.2% of outstanding debt. The three largest customers account for 91.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 172 employees across 3 operating sites and 6 administrative departments, and runs 27 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "cc706e32e5f5b679529561c1", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 33.2% of outstanding debt. The three largest customers account for 43.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 513 employees across 4 operating sites and 9 administrative departments, and runs 26 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "91833f135721312bb8cc8d4a", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 14.4% of outstanding debt. The three largest customers account for 86.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 84 employees across 1 operating site and 2 administrative departments, and runs 33 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "3421ca13adb0f5766620520c", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 5.9% of outstanding debt. The three largest customers account for 55.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 111 employees across 1 operating site and 5 administrative departments, and runs 18 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "39d14705ad65b2d9b58c923c", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 33.0% of outstanding debt. The three largest customers account for 42.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 370 employees across 3 operating sites and 5 administrative departments, and runs 15 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "9972b213efb36e0abc484023", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 4.8% of outstanding debt. The three largest customers account for 0.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 800 employees across 2 operating sites and 10 administrative departments, and runs 21 pages with 14 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "ea4d432077cd5910ba82a029", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 49.5% of outstanding debt. The three largest customers account for 20.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 108 employees across 4 operating sites and 5 administrative departments, and runs 20 pages with 14 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9934}
{"case_id": "2deab87be72253f4ea436273", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 22.6% of outstanding debt. The three largest customers account for 20.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 243 employees across 1 operating site and 4 administrative departments, and runs 10 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "42c5f794a4efc2526d30e430", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 1.7% of outstanding debt. The three largest customers account for 46.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 943 employees across 1 operating site and 6 administrative departments, and runs 32 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "f4ad335d246bbf67a7108c96", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 69.4% of outstanding debt. The three largest customers account for 66.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 170 employees across 4 operating sites and 8 administrative departments, and runs 17 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "47478c65b051244515ae2c1f", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 10.4% of outstanding debt. The three largest customers account for 0.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 72 employees across 3 operating sites and 6 administrative departments, and runs 26 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "86de99bfb1547c0e64498640", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 68.6% of outstanding debt. The three largest customers account for 10.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 207 employees across 3 operating sites and 3 administrative departments, and runs 36 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.7719}
{"case_id": "404433c4ee07a9367f070e4b", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 3.1% of outstanding debt. The three largest customers account for 9.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 189 employees across 2 operating sites and 9 administrative departments, and runs 39 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9655}
{"case_id": "6ca58903c2c820424fcecaab", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 55.0% of outstanding debt. The three largest customers account for 93.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 499 employees across 2 operating sites and 3 administrative departments, and runs 12 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "69caf7021c099f48fae24c97", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 64.9% of outstanding debt. The three largest customers account for 48.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 139 employees across 4 operating sites and 3 administrative departments, and runs 17 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "c37ddd6411e0beca7f75241b", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 72.4% of outstanding debt. The three largest customers account for 21.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 284 employees across 3 operating sites and 4 administrative departments, and runs 20 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "368dc8b262b56c67f2b45613", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 66.2% of outstanding debt. The three largest customers account for 8.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 44 employees across 3 operating sites and 9 administrative departments, and runs 8 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.7389}
{"case_id": "095cfabbded6dc33e8320e1d", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 15.8% of outstanding debt. The three largest customers account for 86.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 63 employees across 8 operating sites and 3 administrative departments, and runs 6 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4305}
{"case_id": "f53422ac35768af37d8b9fe3", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 14.3% of outstanding debt. The three largest customers account for 43.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 166 employees across 6 operating sites and 4 administrative departments, and runs 32 pages with 17 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "f8e4b71c08c331c7ee3bd406", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 68.1% of outstanding debt. The three largest customers account for 7.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 61 employees across 4 operating sites and 4 administrative departments, and runs 16 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "0a1ade4b07ae54d755539ea8", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 20.9% of outstanding debt. The three largest customers account for 26.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 56 employees across 6 operating sites and 5 administrative departments, and runs 30 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "fb7d1cbfeaa61e1619409050", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 11.6% of outstanding debt. The three largest customers account for 90.8% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 61 employees across 2 operating sites and 6 administrative departments, and runs 25 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "f69f8ea30380437131cd2848", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 17.8% of outstanding debt. The three largest customers account for 79.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 244 employees across 1 operating site and 6 administrative departments, and runs 19 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9934}
{"case_id": "3a8a0bb02da6dd1606c8d867", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 9.4% of outstanding debt. The three largest customers account for 14.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 38 employees across 2 operating sites and 7 administrative departments, and runs 20 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "dbe47c7dc8966dce01f10ba1", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 10.5% of outstanding debt. The three largest customers account for 84.8% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 870 employees across 3 operating sites and 12 administrative departments, and runs 29 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "4fbb4387f9ea475cecf94326", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 52.5% of outstanding debt. The three largest customers account for 31.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 63 employees across 3 operating sites and 7 administrative departments, and runs 17 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "85d6453113917a84ef5ef330", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 29.5% of outstanding debt. The three largest customers account for 3.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 135 employees across 9 operating sites and 5 administrative departments, and runs 14 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4041}
{"case_id": "e2086bba714805e78febcef1", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 7.5% of outstanding debt. The three largest customers account for 26.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 455 employees across 3 operating sites and 5 administrative departments, and runs 23 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "a3cbee67fb2f72a2fe93bc38", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 75.7% of outstanding debt. The three largest customers account for 55.3% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 79 employees across 10 operating sites and 2 administrative departments, and runs 48 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.6825}
{"case_id": "9066b8329f8fff460616221d", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 41.3% of outstanding debt. The three largest customers account for 6.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 402 employees across 1 operating site and 3 administrative departments, and runs 20 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "daf697200c90326223d0bb2e", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 38.1% of outstanding debt. The three largest customers account for 3.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 408 employees across 9 operating sites and 3 administrative departments, and runs 26 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "8a7869c9233a2c2cc6e5b333", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 20.2% of outstanding debt. The three largest customers account for 4.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 99 employees across 3 operating sites and 3 administrative departments, and runs 23 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "f5c5a6f35c7118ebfdf743e7", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 60.3% of outstanding debt. The three largest customers account for 76.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 45 employees across 2 operating sites and 5 administrative departments, and runs 22 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "fc866bd8ef62232e089882e6", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 86.3% of outstanding debt. The three largest customers account for 12.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 30 employees across 2 operating sites and 3 administrative departments, and runs 20 pages with 15 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "ded46369d505c2b229503830", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 3.1% of outstanding debt. The three largest customers account for 15.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 201 employees across 1 operating site and 7 administrative departments, and runs 32 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "045deaeb541e117db164421c", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 23.3% of outstanding debt. The three largest customers account for 43.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 146 employees across 4 operating sites and 3 administrative departments, and runs 13 pages with 18 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "bade6eab07c945e27c457a84", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 42.3% of outstanding debt. The three largest customers account for 7.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 244 employees across 3 operating sites and 3 administrative departments, and runs 8 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "d1869e360e904e29234739f0", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 38.0% of outstanding debt. The three largest customers account for 13.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 716 employees across 5 operating sites and 5 administrative departments, and runs 42 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "81ac89cf82b32b80bbef142d", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 10.1% of outstanding debt. The three largest customers account for 4.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 268 employees across 1 operating site and 10 administrative departments, and runs 17 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "b83edb80352db6b622c56553", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 64.8% of outstanding debt. The three largest customers account for 38.5% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 178 employees across 2 operating sites and 4 administrative departments, and runs 13 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "9f98a5ec23f3f8e65abd23ac", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 83.8% of outstanding debt. The three largest customers account for 46.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 229 employees across 5 operating sites and 5 administrative departments, and runs 20 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9925}
{"case_id": "854c68cc1a1d9fd40a20ef1d", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 85.2% of outstanding debt. The three largest customers account for 35.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 236 employees across 5 operating sites and 10 administrative departments, and runs 18 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "7a29628e5e4715cb238bf6d2", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 95.2% of outstanding debt. The three largest customers account for 17.3% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 107 employees across 5 operating sites and 8 administrative departments, and runs 6 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "fb48cc920adde626bdccc1ce", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 42.9% of outstanding debt. The three largest customers account for 17.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 295 employees across 7 operating sites and 3 administrative departments, and runs 15 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "44a4c2a75181832ec24dcbd4", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 58.6% of outstanding debt. The three largest customers account for 7.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 333 employees across 6 operating sites and 6 administrative departments, and runs 14 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "844a87a8a59950d25743d184", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 4.0% of outstanding debt. The three largest customers account for 13.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 46 employees across 4 operating sites and 8 administrative departments, and runs 7 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5337}
{"case_id": "43bee0dad34b72cdcd71eab3", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 1.6% of outstanding debt. The three largest customers account for 4.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 162 employees across 10 operating sites and 6 administrative departments, and runs 13 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "3e1f6843accd4bb24e03b514", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 75.2% of outstanding debt. The three largest customers account for 69.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 265 employees across 1 operating site and 4 administrative departments, and runs 18 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "6c86d9bfc99ac99535d197ce", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 7.9% of outstanding debt. The three largest customers account for 59.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 72 employees across 2 operating sites and 7 administrative departments, and runs 9 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "0c26b85235b815c8b3ebed6a", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 2.0% of outstanding debt. The three largest customers account for 7.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 345 employees across 3 operating sites and 6 administrative departments, and runs 33 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "6f9a916da86612b7ef3cc202", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 53.7% of outstanding debt. The three largest customers account for 2.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 77 employees across 3 operating sites and 9 administrative departments, and runs 29 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "c299207fcabe242d4f48f2b0", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 12.7% of outstanding debt. The three largest customers account for 40.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 41 employees across 6 operating sites and 6 administrative departments, and runs 28 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5055}
{"case_id": "0475999b2bf8bfe8ae160c53", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 22.4% of outstanding debt. The three largest customers account for 6.5% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 111 employees across 2 operating sites and 7 administrative departments, and runs 23 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "6950cb90e9bee6bef8959a26", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 7.0% of outstanding debt. The three largest customers account for 34.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 379 employees across 1 operating site and 6 administrative departments, and runs 9 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0657}
{"case_id": "e469f2ccc04d0578a67cc11d", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 12.7% of outstanding debt. The three largest customers account for 15.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 43 employees across 2 operating sites and 8 administrative departments, and runs 31 pages with 16 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "a4c2bf6eff935c7e5823d6b3", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 5.3% of outstanding debt. The three largest customers account for 65.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 520 employees across 2 operating sites and 1 administrative department, and runs 21 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "916d26124b57553c5d79e927", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 4.9% of outstanding debt. The three largest customers account for 24.8% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 1336 employees across 3 operating sites and 7 administrative departments, and runs 36 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "416d848c981045a705610760", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 38.3% of outstanding debt. The three largest customers account for 6.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 131 employees across 1 operating site and 2 administrative departments, and runs 20 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "54f0fca4c611f61b04449cec", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 51.2% of outstanding debt. The three largest customers account for 8.3% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 62 employees across 6 operating sites and 7 administrative departments, and runs 16 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "13894e1dbfc2801887332c33", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 23.7% of outstanding debt. The three largest customers account for 7.6% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 215 employees across 4 operating sites and 14 administrative departments, and runs 24 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "5619fd02a5cbe49d1c79dbef", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 7.9% of outstanding debt. The three largest customers account for 5.3% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 2711 employees across 5 operating sites and 1 administrative department, and runs 14 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "d4efce2a466caa07c94ea9a4", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 13.9% of outstanding debt. The three largest customers account for 16.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 93 employees across 14 operating sites and 2 administrative departments, and runs 23 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "c7d366d02048a667ae9284e9", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 21.5% of outstanding debt. The three largest customers account for 3.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 362 employees across 1 operating site and 8 administrative departments, and runs 10 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4305}
{"case_id": "b8169682b11c0933eb3fcd32", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 31.1% of outstanding debt. The three largest customers account for 7.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 808 employees across 1 operating site and 6 administrative departments, and runs 15 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "eb72222f3dd402fe03187167", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 43.9% of outstanding debt. The three largest customers account for 7.2% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 180 employees across 3 operating sites and 7 administrative departments, and runs 51 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7107}
{"case_id": "05727c1db0cf86a68299a688", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 19.6% of outstanding debt. The three largest customers account for 16.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 494 employees across 11 operating sites and 6 administrative departments, and runs 17 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7107}
{"case_id": "3c5bd64af77af98062b07cb2", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 34.3% of outstanding debt. The three largest customers account for 16.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 190 employees across 6 operating sites and 6 administrative departments, and runs 42 pages with 14 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4041}
{"case_id": "b4814295ea0ddfa2a52dca22", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 45.6% of outstanding debt. The three largest customers account for 39.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 278 employees across 2 operating sites and 7 administrative departments, and runs 15 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "90a550bbd0e434eae09bc37d", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 98.7% of outstanding debt. The three largest customers account for 49.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 65 employees across 1 operating site and 3 administrative departments, and runs 19 pages with 13 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "5fc94ee238ff71e9e4ad23cd", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 48.4% of outstanding debt. The three largest customers account for 5.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 200 employees across 1 operating site and 12 administrative departments, and runs 38 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "fd6c1641a48d758d26c022a7", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 4.1% of outstanding debt. The three largest customers account for 3.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 626 employees across 2 operating sites and 8 administrative departments, and runs 36 pages with 14 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "ade3e48d4cc30c749afaa86b", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 48.8% of outstanding debt. The three largest customers account for 0.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 91 employees across 4 operating sites and 9 administrative departments, and runs 30 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "e275971cb2c37e6465c8554c", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 48.6% of outstanding debt. The three largest customers account for 8.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 179 employees across 8 operating sites and 2 administrative departments, and runs 18 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5055}
{"case_id": "5a08acc05b8ac67c1d0ff206", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 83.7% of outstanding debt. The three largest customers account for 5.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 118 employees across 3 operating sites and 2 administrative departments, and runs 16 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "55f9792782b49d0e83a6cc97", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 38.5% of outstanding debt. The three largest customers account for 7.1% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 130 employees across 10 operating sites and 1 administrative department, and runs 34 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "49693266255ca3e84c4186d6", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 39.3% of outstanding debt. The three largest customers account for 44.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 159 employees across 3 operating sites and 3 administrative departments, and runs 21 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9934}
{"case_id": "80c9a478ced2cbecb81093e0", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 1.1% of outstanding debt. The three largest customers account for 88.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 242 employees across 9 operating sites and 5 administrative departments, and runs 20 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "47a6661f5b00b603dfe0593b", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 15.5% of outstanding debt. The three largest customers account for 23.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 372 employees across 2 operating sites and 4 administrative departments, and runs 17 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "5e838a05482f88672c11f118", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 5.5% of outstanding debt. The three largest customers account for 31.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 94 employees across 1 operating site and 4 administrative departments, and runs 9 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "9fae9f74591393ba8b070d9c", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 82.9% of outstanding debt. The three largest customers account for 50.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 895 employees across 10 operating sites and 7 administrative departments, and runs 38 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "b861bfcc81039e99f628deda", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 88.7% of outstanding debt. The three largest customers account for 19.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 164 employees across 3 operating sites and 3 administrative departments, and runs 33 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.0693}
{"case_id": "74704d185e7181dfb69cbd72", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 95.9% of outstanding debt. The three largest customers account for 47.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 82 employees across 1 operating site and 3 administrative departments, and runs 15 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "081d198bb1c4813cbca28f8a", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 67.8% of outstanding debt. The three largest customers account for 81.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 139 employees across 8 operating sites and 5 administrative departments, and runs 11 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4773}
{"case_id": "3cdab7d6243f827cc6cdb3f0", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 61.9% of outstanding debt. The three largest customers account for 27.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 104 employees across 1 operating site and 4 administrative departments, and runs 37 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "192cddb5afab07527e525acb", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 3.1% of outstanding debt. The three largest customers account for 17.6% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 382 employees across 2 operating sites and 11 administrative departments, and runs 14 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "fd0f3b4188097680c1c83af3", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 0.1% of outstanding debt. The three largest customers account for 93.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 25 employees across 1 operating site and 4 administrative departments, and runs 16 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5337}
{"case_id": "4077dd06523e711c47620a16", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 38.9% of outstanding debt. The three largest customers account for 23.6% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 534 employees across 5 operating sites and 3 administrative departments, and runs 16 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "aaa265dbeae9360a4a3a0601", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 78.9% of outstanding debt. The three largest customers account for 8.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 279 employees across 2 operating sites and 7 administrative departments, and runs 24 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "7e5b8afcc02b136b6a842637", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 79.9% of outstanding debt. The three largest customers account for 3.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 73 employees across 4 operating sites and 4 administrative departments, and runs 26 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "a863e1c19c2c84f4cf4b2c6a", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 24.4% of outstanding debt. The three largest customers account for 15.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 89 employees across 3 operating sites and 4 administrative departments, and runs 17 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4041}
{"case_id": "71dcfcb813379b8878394e0a", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 11.1% of outstanding debt. The three largest customers account for 23.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 305 employees across 5 operating sites and 4 administrative departments, and runs 18 pages with 19 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "6424e69a0b9a75ab25552830", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 47.4% of outstanding debt. The three largest customers account for 43.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 521 employees across 6 operating sites and 2 administrative departments, and runs 27 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "ccf5d77ca7a2f3ec1cb00945", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 55.8% of outstanding debt. The three largest customers account for 5.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 319 employees across 6 operating sites and 7 administrative departments, and runs 23 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "c1e3891f90b8d1faa68dca13", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 59.4% of outstanding debt. The three largest customers account for 29.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 324 employees across 2 operating sites and 11 administrative departments, and runs 4 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "c2777010b8b39ff24ae0bd9e", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 96.1% of outstanding debt. The three largest customers account for 63.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 109 employees across 3 operating sites and 3 administrative departments, and runs 10 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "77d596e6b4d8dcfa5f9abb3f", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 4.7% of outstanding debt. The three largest customers account for 54.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 65 employees across 4 operating sites and 13 administrative departments, and runs 15 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4305}
{"case_id": "3abe6a6dab8c24de38f3515c", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 26.4% of outstanding debt. The three largest customers account for 2.9% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 357 employees across 9 operating sites and 8 administrative departments, and runs 15 pages with 13 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "e98eca45de8f5187448c67d0", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 76.1% of outstanding debt. The three largest customers account for 2.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 105 employees across 6 operating sites and 2 administrative departments, and runs 10 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "a94fe1f0547bf701a138d493", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 48.8% of outstanding debt. The three largest customers account for 41.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 61 employees across 4 operating sites and 4 administrative departments, and runs 21 pages with 18 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "ff6cb1a577eaf7384ce0b97b", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 24.6% of outstanding debt. The three largest customers account for 96.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 116 employees across 2 operating sites and 3 administrative departments, and runs 7 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "5bc8d89ecbadf71b840eb448", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 66.5% of outstanding debt. The three largest customers account for 0.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 52 employees across 9 operating sites and 1 administrative department, and runs 27 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "0e0e990541b2ccef04af3168", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 7.2% of outstanding debt. The three largest customers account for 47.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 114 employees across 1 operating site and 5 administrative departments, and runs 24 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "6eb458bd3722734e19e52f18", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 12.8% of outstanding debt. The three largest customers account for 4.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 174 employees across 7 operating sites and 4 administrative departments, and runs 31 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "f1766fb8fc2df2a25b4a1d45", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 48.7% of outstanding debt. The three largest customers account for 18.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 269 employees across 2 operating sites and 4 administrative departments, and runs 7 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "204668fe3605941663a8baff", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 95.6% of outstanding debt. The three largest customers account for 60.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 113 employees across 3 operating sites and 7 administrative departments, and runs 19 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "eb62e71573fe1ec92c54d686", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 22.0% of outstanding debt. The three largest customers account for 23.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 95 employees across 2 operating sites and 10 administrative departments, and runs 25 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "5ee9e49cfaab3db5b2c709d4", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 8.1% of outstanding debt. The three largest customers account for 11.3% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 163 employees across 7 operating sites and 3 administrative departments, and runs 27 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "86bf1ac11e4eb6c707a55519", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 7.2% of outstanding debt. The three largest customers account for 16.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 192 employees across 2 operating sites and 4 administrative departments, and runs 19 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "c0ba7f2818e5f925cd6fb1ae", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 17.7% of outstanding debt. The three largest customers account for 3.9% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 232 employees across 1 operating site and 1 administrative department, and runs 28 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "2cacf54d425ae26a8b2b90d4", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 13.3% of outstanding debt. The three largest customers account for 7.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 373 employees across 1 operating site and 1 administrative department, and runs 15 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "16c1cadbf1597c52652369d4", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 11.2% of outstanding debt. The three largest customers account for 14.1% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 164 employees across 3 operating sites and 4 administrative departments, and runs 24 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "88069d322b53f3a7b8cd3332", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 27.7% of outstanding debt. The three largest customers account for 38.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 735 employees across 4 operating sites and 4 administrative departments, and runs 20 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4773}
{"case_id": "d49feabc4f8d2cbf7c73d423", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 82.8% of outstanding debt. The three largest customers account for 1.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 172 employees across 3 operating sites and 1 administrative department, and runs 11 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9655}
{"case_id": "a1184c970dc6db8f1df1e3e3", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 84.1% of outstanding debt. The three largest customers account for 76.5% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 327 employees across 4 operating sites and 7 administrative departments, and runs 8 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "10a6306dd58d0ef82e22b56b", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 67.9% of outstanding debt. The three largest customers account for 2.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 201 employees across 2 operating sites and 1 administrative department, and runs 20 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "91c218ef4cb0cd0f9ca2cc2e", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 35.8% of outstanding debt. The three largest customers account for 25.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 293 employees across 6 operating sites and 1 administrative department, and runs 9 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4305}
{"case_id": "45aa2813500709884701a6ce", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 11.4% of outstanding debt. The three largest customers account for 15.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 94 employees across 6 operating sites and 9 administrative departments, and runs 29 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.0693}
{"case_id": "f7150b14783593defd14f8a8", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 4.1% of outstanding debt. The three largest customers account for 53.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 400 employees across 10 operating sites and 2 administrative departments, and runs 17 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "9246e5d11e5f31a5559d2c3a", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 4.6% of outstanding debt. The three largest customers account for 2.6% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 382 employees across 11 operating sites and 2 administrative departments, and runs 30 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "d8b1f45b3ce03e5cee7f6541", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 66.5% of outstanding debt. The three largest customers account for 57.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 303 employees across 8 operating sites and 5 administrative departments, and runs 27 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "adbee01580f3669a6d63e62e", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 15.8% of outstanding debt. The three largest customers account for 9.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 71 employees across 3 operating sites and 6 administrative departments, and runs 25 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "7857f4a861b2bfa790624962", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 43.4% of outstanding debt. The three largest customers account for 35.5% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 485 employees across 1 operating site and 11 administrative departments, and runs 19 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "a9ac5cb8aacd9228c16f98e5", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 1.4% of outstanding debt. The three largest customers account for 0.3% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 58 employees across 4 operating sites and 13 administrative departments, and runs 25 pages with 17 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "010bcf64d91a0478a145afcf", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 38.1% of outstanding debt. The three largest customers account for 5.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 331 employees across 8 operating sites and 6 administrative departments, and runs 18 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "297a8a55b0e9a3431aff31e3", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 16.5% of outstanding debt. The three largest customers account for 7.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 1186 employees across 14 operating sites and 5 administrative departments, and runs 24 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "b9706b5bbe8971202dbb5d86", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 4.6% of outstanding debt. The three largest customers account for 4.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 79 employees across 1 operating site and 6 administrative departments, and runs 23 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "587d024f01e9db332daf5a4b", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 60.2% of outstanding debt. The three largest customers account for 70.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 454 employees across 7 operating sites and 10 administrative departments, and runs 8 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.6825}
{"case_id": "0b4a9940c51fa629aca2b1d7", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 23.0% of outstanding debt. The three largest customers account for 19.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 283 employees across 2 operating sites and 5 administrative departments, and runs 23 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.7389}
{"case_id": "37b60af7a2139e68c94c81b0", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 92.5% of outstanding debt. The three largest customers account for 88.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 35 employees across 4 operating sites and 8 administrative departments, and runs 20 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "7f526158546937a427685beb", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 83.7% of outstanding debt. The three largest customers account for 56.3% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 157 employees across 1 operating site and 8 administrative departments, and runs 31 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "8e8f573adc4b14a3807a2299", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 89.3% of outstanding debt. The three largest customers account for 31.8% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 113 employees across 2 operating sites and 5 administrative departments, and runs 26 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "8d18a6c80bc477a7969a8229", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 64.2% of outstanding debt. The three largest customers account for 41.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 1028 employees across 2 operating sites and 3 administrative departments, and runs 17 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "27c1deae3a2e70326f628c60", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 33.1% of outstanding debt. The three largest customers account for 90.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 456 employees across 7 operating sites and 2 administrative departments, and runs 27 pages with 13 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "0987deb991397b801279c8fa", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 9.6% of outstanding debt. The three largest customers account for 54.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 94 employees across 5 operating sites and 2 administrative departments, and runs 23 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "b5b987026496abdbec1c381e", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 28.3% of outstanding debt. The three largest customers account for 19.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 267 employees across 2 operating sites and 3 administrative departments, and runs 28 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0657}
{"case_id": "81411a4aa512284e5d31579c", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 0.1% of outstanding debt. The three largest customers account for 30.1% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 178 employees across 9 operating sites and 11 administrative departments, and runs 12 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "ff4ae410a0f73686bf49f410", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 13.9% of outstanding debt. The three largest customers account for 14.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 54 employees across 2 operating sites and 1 administrative department, and runs 37 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "66a0ca7b1d96682ae63c1765", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 5.6% of outstanding debt. The three largest customers account for 12.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 68 employees across 2 operating sites and 12 administrative departments, and runs 18 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "b960309c8937c7a058302e65", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 68.4% of outstanding debt. The three largest customers account for 6.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 1544 employees across 4 operating sites and 4 administrative departments, and runs 23 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "569710a52ec00b41603bc073", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 15.4% of outstanding debt. The three largest customers account for 12.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 164 employees across 10 operating sites and 10 administrative departments, and runs 22 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "c47c4cab50c2795b09375ed9", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 17.7% of outstanding debt. The three largest customers account for 5.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 84 employees across 8 operating sites and 1 administrative department, and runs 45 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "327da3e408d1fdf009ccfeff", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 49.0% of outstanding debt. The three largest customers account for 0.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 184 employees across 3 operating sites and 1 administrative department, and runs 8 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4041}
{"case_id": "937f8fbf3edc39735f804c5e", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 76.3% of outstanding debt. The three largest customers account for 34.1% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 241 employees across 3 operating sites and 4 administrative departments, and runs 32 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "6960b2e9871df52d8cc7653f", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 33.5% of outstanding debt. The three largest customers account for 27.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 26 employees across 3 operating sites and 2 administrative departments, and runs 20 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "73063751c31b4043153c0410", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 60.7% of outstanding debt. The three largest customers account for 15.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 423 employees across 2 operating sites and 3 administrative departments, and runs 33 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "3f03f116e98de39f976f9b97", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 88.0% of outstanding debt. The three largest customers account for 26.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 124 employees across 9 operating sites and 5 administrative departments, and runs 10 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "67581716a11d100f6044fdfb", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 14.0% of outstanding debt. The three largest customers account for 35.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 715 employees across 3 operating sites and 4 administrative departments, and runs 34 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4773}
{"case_id": "620a02e312149c7f4ffaa1d2", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 55.8% of outstanding debt. The three largest customers account for 17.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 110 employees across 1 operating site and 2 administrative departments, and runs 9 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.0693}
{"case_id": "e2dbf3f87cd40a2293da3cf1", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 62.3% of outstanding debt. The three largest customers account for 16.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 29 employees across 2 operating sites and 9 administrative departments, and runs 19 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "40c74ac8436e306c85fc0656", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 75.4% of outstanding debt. The three largest customers account for 4.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 879 employees across 5 operating sites and 6 administrative departments, and runs 23 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "9e411f7bbc31f6de0a0a41c9", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 61.0% of outstanding debt. The three largest customers account for 15.5% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 202 employees across 2 operating sites and 2 administrative departments, and runs 21 pages with 16 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "66472aa4630de93adc1b8fcb", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 85.7% of outstanding debt. The three largest customers account for 59.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 422 employees across 1 operating site and 10 administrative departments, and runs 17 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5337}
{"case_id": "3bcf0e5e84b7fbe8e57bbb3f", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 43.5% of outstanding debt. The three largest customers account for 1.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 58 employees across 5 operating sites and 6 administrative departments, and runs 18 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "675b09c7098399a61e8b223a", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 3.7% of outstanding debt. The three largest customers account for 42.8% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 202 employees across 5 operating sites and 3 administrative departments, and runs 33 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "f7de6e02cb9e806a3de97050", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 5.0% of outstanding debt. The three largest customers account for 4.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 72 employees across 3 operating sites and 4 administrative departments, and runs 31 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "59b5f4435169fa8d9d2e6869", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 29.2% of outstanding debt. The three largest customers account for 18.3% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 183 employees across 3 operating sites and 6 administrative departments, and runs 20 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "14e2ab1abe19c922370b30d6", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 0.3% of outstanding debt. The three largest customers account for 9.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 144 employees across 2 operating sites and 15 administrative departments, and runs 21 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "c8ac0892b9c6527f5b1aaddd", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 11.7% of outstanding debt. The three largest customers account for 0.2% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 108 employees across 4 operating sites and 4 administrative departments, and runs 26 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "d1193978dfbf296e1da30ea7", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 82.7% of outstanding debt. The three largest customers account for 18.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 78 employees across 1 operating site and 11 administrative departments, and runs 13 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "20f15f0fcb574186c29c5873", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 5.9% of outstanding debt. The three largest customers account for 17.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 104 employees across 2 operating sites and 5 administrative departments, and runs 21 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "741e48bb2172aa07b436b6db", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 95.4% of outstanding debt. The three largest customers account for 5.9% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 156 employees across 4 operating sites and 2 administrative departments, and runs 19 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "c68c8bfeefaf2794ab82edd3", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 51.5% of outstanding debt. The three largest customers account for 9.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 91 employees across 1 operating site and 9 administrative departments, and runs 17 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9934}
{"case_id": "e4e7b00955f8d10660443556", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 25.2% of outstanding debt. The three largest customers account for 6.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 45 employees across 1 operating site and 5 administrative departments, and runs 15 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "ab142792babb8ed7d0caf97b", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 15.8% of outstanding debt. The three largest customers account for 28.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 642 employees across 6 operating sites and 6 administrative departments, and runs 6 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5055}
{"case_id": "fea78b2ebd83791fded78a52", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 29.3% of outstanding debt. The three largest customers account for 65.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 264 employees across 2 operating sites and 2 administrative departments, and runs 16 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "9ad5094218988b63c9a57595", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 15.1% of outstanding debt. The three largest customers account for 0.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 285 employees across 3 operating sites and 1 administrative department, and runs 31 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "350b7c0244b9f7437234dc43", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 19.4% of outstanding debt. The three largest customers account for 62.5% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 144 employees across 2 operating sites and 5 administrative departments, and runs 18 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "cec8296802dd9d42079d54aa", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 5.2% of outstanding debt. The three largest customers account for 9.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 711 employees across 2 operating sites and 6 administrative departments, and runs 8 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "c2250b22dbd3cd14a57e6c5a", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 16.7% of outstanding debt. The three largest customers account for 17.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 30 employees across 8 operating sites and 6 administrative departments, and runs 22 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "d854f929a12d243750e76926", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 69.6% of outstanding debt. The three largest customers account for 50.3% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 61 employees across 9 operating sites and 6 administrative departments, and runs 31 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "f75e23512870b5ee23cd7aee", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 1.1% of outstanding debt. The three largest customers account for 11.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 164 employees across 2 operating sites and 5 administrative departments, and runs 23 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "88002332546c71e72f527e6f", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 21.9% of outstanding debt. The three largest customers account for 29.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 40 employees across 6 operating sites and 4 administrative departments, and runs 17 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4305}
{"case_id": "21b99d90a4151a99c5ecfac0", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 95.4% of outstanding debt. The three largest customers account for 15.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 264 employees across 3 operating sites and 3 administrative departments, and runs 12 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "3455dbee5e10d6b681431170", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 40.5% of outstanding debt. The three largest customers account for 98.3% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 114 employees across 1 operating site and 4 administrative departments, and runs 21 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "a422912f38a6eb4a7dd010c3", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 13.9% of outstanding debt. The three largest customers account for 16.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 83 employees across 1 operating site and 5 administrative departments, and runs 12 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "cf6a44422e64403951ace3b3", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 19.8% of outstanding debt. The three largest customers account for 72.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 756 employees across 3 operating sites and 4 administrative departments, and runs 26 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "65d147d00aca2437f7965b3a", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 99.5% of outstanding debt. The three largest customers account for 0.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 47 employees across 4 operating sites and 6 administrative departments, and runs 20 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5055}
{"case_id": "034ecf6e3d65617dd06f2afd", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 12.1% of outstanding debt. The three largest customers account for 19.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 669 employees across 4 operating sites and 8 administrative departments, and runs 16 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "ae131f75bce376910428f9e2", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 19.2% of outstanding debt. The three largest customers account for 18.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 96 employees across 1 operating site and 5 administrative departments, and runs 35 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "0e7178fa48a3d4f920a1109e", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 25.2% of outstanding debt. The three largest customers account for 7.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 255 employees across 1 operating site and 8 administrative departments, and runs 21 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4305}
{"case_id": "b0df9fcf060f067c92b4fb0a", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 46.2% of outstanding debt. The three largest customers account for 81.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 61 employees across 4 operating sites and 2 administrative departments, and runs 34 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "67a07241fd22588878bde65d", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 31.2% of outstanding debt. The three largest customers account for 15.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 236 employees across 9 operating sites and 11 administrative departments, and runs 18 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "087f87dc30a7a27185e1ffa1", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 16.2% of outstanding debt. The three largest customers account for 4.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 111 employees across 3 operating sites and 5 administrative departments, and runs 21 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "1c871993b747c10268703e71", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 22.4% of outstanding debt. The three largest customers account for 1.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 286 employees across 7 operating sites and 11 administrative departments, and runs 28 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "75fa83a5823c78f3a8b1b55b", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 69.0% of outstanding debt. The three largest customers account for 27.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 550 employees across 1 operating site and 6 administrative departments, and runs 22 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "0d1d6e8dcfb88d556e6d9387", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 18.9% of outstanding debt. The three largest customers account for 31.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 153 employees across 12 operating sites and 1 administrative department, and runs 12 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "4f54e7714878d3896e9d6a2b", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 61.6% of outstanding debt. The three largest customers account for 88.5% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 370 employees across 2 operating sites and 1 administrative department, and runs 19 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "766beb9b07a80d1b929e224c", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 74.0% of outstanding debt. The three largest customers account for 11.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 780 employees across 1 operating site and 1 administrative department, and runs 11 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "eb8414dc07a2ae4f2490a4c6", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 20.8% of outstanding debt. The three largest customers account for 27.6% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 1177 employees across 6 operating sites and 5 administrative departments, and runs 18 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "19508914ea718b7834a81941", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 9.0% of outstanding debt. The three largest customers account for 44.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 232 employees across 1 operating site and 4 administrative departments, and runs 27 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "c59124c5eeba39da7915552e", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 99.8% of outstanding debt. The three largest customers account for 8.6% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 123 employees across 3 operating sites and 1 administrative department, and runs 9 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "3107c24daef443bbfd144147", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 19.1% of outstanding debt. The three largest customers account for 3.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 138 employees across 5 operating sites and 5 administrative departments, and runs 12 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7719}
{"case_id": "77fd29017000b2fab9cefe6a", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 79.2% of outstanding debt. The three largest customers account for 2.3% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 281 employees across 2 operating sites and 5 administrative departments, and runs 6 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "bf699943994e03445b2c62fc", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 13.2% of outstanding debt. The three largest customers account for 17.8% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 745 employees across 1 operating site and 6 administrative departments, and runs 34 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.7389}
{"case_id": "0a1212124781851b391a108a", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 37.5% of outstanding debt. The three largest customers account for 90.8% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 71 employees across 4 operating sites and 7 administrative departments, and runs 12 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "11cafbf5bbbb6b6135f1f85a", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 31.5% of outstanding debt. The three largest customers account for 0.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 61 employees across 9 operating sites and 5 administrative departments, and runs 27 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "cab95da31f57cd04d154839d", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 23.8% of outstanding debt. The three largest customers account for 14.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 889 employees across 5 operating sites and 5 administrative departments, and runs 23 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "9ce78e820d4bb6af284c9748", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 69.3% of outstanding debt. The three largest customers account for 0.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 569 employees across 16 operating sites and 11 administrative departments, and runs 11 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "b06a079cbc7d8a6663c1c515", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 96.4% of outstanding debt. The three largest customers account for 49.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 123 employees across 3 operating sites and 4 administrative departments, and runs 24 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "55cca1f165e77bb099ae955e", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 23.3% of outstanding debt. The three largest customers account for 47.8% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 94 employees across 4 operating sites and 11 administrative departments, and runs 15 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "d0518ee4a5376361d2924999", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 21.7% of outstanding debt. The three largest customers account for 22.8% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 142 employees across 3 operating sites and 7 administrative departments, and runs 31 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "f47d72355f4e374b25c5affb", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 65.1% of outstanding debt. The three largest customers account for 6.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 158 employees across 2 operating sites and 10 administrative departments, and runs 9 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "5e0d4047f147cd946be4b40f", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 24.4% of outstanding debt. The three largest customers account for 74.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 471 employees across 8 operating sites and 8 administrative departments, and runs 29 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5055}
{"case_id": "e6f46628f02f36a238a01a20", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 21.6% of outstanding debt. The three largest customers account for 32.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 52 employees across 2 operating sites and 9 administrative departments, and runs 19 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "0abe16e18d1f241a30e079dc", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 4.4% of outstanding debt. The three largest customers account for 12.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 38 employees across 3 operating sites and 8 administrative departments, and runs 11 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "d01dfa072873116df74802f0", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 14.5% of outstanding debt. The three largest customers account for 67.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 217 employees across 2 operating sites and 9 administrative departments, and runs 12 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "93f2c5c909c28131051687fd", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 21.5% of outstanding debt. The three largest customers account for 9.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 312 employees across 1 operating site and 6 administrative departments, and runs 19 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "b1a95f3c7057bcaf3ed9a211", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 83.7% of outstanding debt. The three largest customers account for 24.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 918 employees across 3 operating sites and 5 administrative departments, and runs 16 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9934}
{"case_id": "d850292fc3ac4003ebc776a2", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 99.6% of outstanding debt. The three largest customers account for 11.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 355 employees across 3 operating sites and 18 administrative departments, and runs 18 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "072c7b6462c552cb9c4be67b", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 18.9% of outstanding debt. The three largest customers account for 35.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 41 employees across 2 operating sites and 3 administrative departments, and runs 30 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "ff491d1a3a2acc5d5b523bbd", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 26.9% of outstanding debt. The three largest customers account for 11.6% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 1319 employees across 1 operating site and 5 administrative departments, and runs 9 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "500c051d474d70ade3bcac58", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 71.3% of outstanding debt. The three largest customers account for 8.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 97 employees across 2 operating sites and 8 administrative departments, and runs 14 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "ef7ca1b5f327f8f6c3c9f8b7", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 17.7% of outstanding debt. The three largest customers account for 94.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 233 employees across 9 operating sites and 2 administrative departments, and runs 27 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7719}
{"case_id": "42abcd75be00fd10e6bd035a", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 6.3% of outstanding debt. The three largest customers account for 79.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 294 employees across 6 operating sites and 3 administrative departments, and runs 18 pages with 14 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "e991401fb6989f76df240a4c", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 18.2% of outstanding debt. The three largest customers account for 7.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 711 employees across 1 operating site and 4 administrative departments, and runs 12 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5055}
{"case_id": "d7dad7f625db15d80a68deeb", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 11.1% of outstanding debt. The three largest customers account for 44.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 282 employees across 3 operating sites and 6 administrative departments, and runs 28 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "57b2f45885160cef7621bd26", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 45.1% of outstanding debt. The three largest customers account for 17.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 379 employees across 5 operating sites and 8 administrative departments, and runs 34 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "dffa7f7d9a6ae5d2d85212cf", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 71.5% of outstanding debt. The three largest customers account for 19.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 179 employees across 11 operating sites and 5 administrative departments, and runs 10 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "e155631e3a7d2f4cadfdad18", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 46.1% of outstanding debt. The three largest customers account for 51.2% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 201 employees across 7 operating sites and 6 administrative departments, and runs 25 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "0fecf5058ce36bdd230207c3", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 52.5% of outstanding debt. The three largest customers account for 13.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 42 employees across 3 operating sites and 7 administrative departments, and runs 19 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "7bfbb128bf77176dc6cbee91", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 63.7% of outstanding debt. The three largest customers account for 14.5% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 150 employees across 1 operating site and 8 administrative departments, and runs 18 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "092a986ed8f31890d3dadd35", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 5.3% of outstanding debt. The three largest customers account for 95.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 127 employees across 1 operating site and 4 administrative departments, and runs 42 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "fbc77de7fe1c489bd9dd2268", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 15.2% of outstanding debt. The three largest customers account for 15.8% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 472 employees across 6 operating sites and 2 administrative departments, and runs 35 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "8c9cfbeffc8b172a3f6f4256", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 13.9% of outstanding debt. The three largest customers account for 40.9% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 145 employees across 4 operating sites and 2 administrative departments, and runs 31 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "c978f8aedfb6a446637f52bf", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 15.2% of outstanding debt. The three largest customers account for 68.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 233 employees across 2 operating sites and 4 administrative departments, and runs 25 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "50b6f700021c023e97085271", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 87.8% of outstanding debt. The three largest customers account for 12.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 483 employees across 1 operating site and 9 administrative departments, and runs 25 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "01d36d56fc515f80c80af95c", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 92.6% of outstanding debt. The three largest customers account for 46.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 141 employees across 2 operating sites and 4 administrative departments, and runs 28 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "ed6a4fb48334332f276c733f", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 49.3% of outstanding debt. The three largest customers account for 86.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 149 employees across 13 operating sites and 7 administrative departments, and runs 17 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "428da45ea4c12fc20a15db5a", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 11.2% of outstanding debt. The three largest customers account for 1.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 1168 employees across 5 operating sites and 4 administrative departments, and runs 32 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "f3572ed7eca296feae4530ec", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 67.3% of outstanding debt. The three largest customers account for 0.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 181 employees across 1 operating site and 9 administrative departments, and runs 11 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "60cfcfd3606334ca8257bb57", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 61.9% of outstanding debt. The three largest customers account for 21.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 569 employees across 7 operating sites and 1 administrative department, and runs 24 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9925}
{"case_id": "913a7f4f3512f51001672ce5", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 8.5% of outstanding debt. The three largest customers account for 15.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 333 employees across 2 operating sites and 11 administrative departments, and runs 28 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "276611232d7208941b6c4b4e", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 15.0% of outstanding debt. The three largest customers account for 19.1% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 298 employees across 3 operating sites and 7 administrative departments, and runs 17 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "3cf042b5b566b215bfe1a3d7", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 15.6% of outstanding debt. The three largest customers account for 10.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 167 employees across 1 operating site and 4 administrative departments, and runs 29 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "d2d4f5a3cf511d395399ce4a", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 29.3% of outstanding debt. The three largest customers account for 6.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 109 employees across 2 operating sites and 6 administrative departments, and runs 27 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "2f75aef6e644e5696adfe601", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 24.1% of outstanding debt. The three largest customers account for 4.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 65 employees across 6 operating sites and 12 administrative departments, and runs 13 pages with 14 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "a0dbc548f3467f8bfb4bece6", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 87.8% of outstanding debt. The three largest customers account for 12.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 65 employees across 3 operating sites and 12 administrative departments, and runs 26 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "80eaa896f6830ee337aaeca3", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 90.9% of outstanding debt. The three largest customers account for 12.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 94 employees across 2 operating sites and 7 administrative departments, and runs 5 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "28e9bd4a33285a9af300737b", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 14.8% of outstanding debt. The three largest customers account for 54.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 50 employees across 2 operating sites and 4 administrative departments, and runs 38 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "4b806be860c3b8ce53bc51e0", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 97.4% of outstanding debt. The three largest customers account for 29.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 242 employees across 3 operating sites and 1 administrative department, and runs 23 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "20a4d0d8c69bc2356ccbc20b", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 14.2% of outstanding debt. The three largest customers account for 8.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 293 employees across 8 operating sites and 6 administrative departments, and runs 24 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "eead3db643a0a7e1487d28af", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 18.9% of outstanding debt. The three largest customers account for 4.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 134 employees across 4 operating sites and 4 administrative departments, and runs 23 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "0f1e1b639f8b54185f4e0b7b", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 15.9% of outstanding debt. The three largest customers account for 28.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 43 employees across 2 operating sites and 4 administrative departments, and runs 23 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "e34dc95e73781589b4e4ca60", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 24.7% of outstanding debt. The three largest customers account for 11.1% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 119 employees across 4 operating sites and 5 administrative departments, and runs 25 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "0833b604b59e3bfe3530a638", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 31.0% of outstanding debt. The three largest customers account for 45.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 147 employees across 3 operating sites and 3 administrative departments, and runs 14 pages with 16 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "e60b761fa4e14a9ce7f0f9ae", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 51.5% of outstanding debt. The three largest customers account for 18.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 85 employees across 1 operating site and 3 administrative departments, and runs 11 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.0693}
{"case_id": "66348afaa3d7bcf5cfb79903", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 59.6% of outstanding debt. The three largest customers account for 6.6% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 282 employees across 3 operating sites and 6 administrative departments, and runs 15 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "597d423945944247ba22510b", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 13.2% of outstanding debt. The three largest customers account for 59.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 68 employees across 5 operating sites and 3 administrative departments, and runs 20 pages with 15 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "aff7ba111e9096b59c08d5e0", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 7.3% of outstanding debt. The three largest customers account for 14.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 175 employees across 3 operating sites and 4 administrative departments, and runs 10 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "ddf7d661cba408d856689242", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 11.1% of outstanding debt. The three largest customers account for 23.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 56 employees across 8 operating sites and 7 administrative departments, and runs 22 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "8053caf845043946a607d3fe", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 88.0% of outstanding debt. The three largest customers account for 43.8% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 628 employees across 4 operating sites and 5 administrative departments, and runs 26 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "44167ede1b399b2d526b7c2b", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 63.9% of outstanding debt. The three largest customers account for 76.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 66 employees across 2 operating sites and 3 administrative departments, and runs 36 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "32d255db99c0702d877062de", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 36.5% of outstanding debt. The three largest customers account for 16.8% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 43 employees across 3 operating sites and 7 administrative departments, and runs 8 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "c12d17c7a7ea84da8115b97a", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 78.9% of outstanding debt. The three largest customers account for 65.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 114 employees across 1 operating site and 13 administrative departments, and runs 29 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "41e6c0c0f7dddbc2110093d5", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 71.0% of outstanding debt. The three largest customers account for 84.1% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 417 employees across 4 operating sites and 2 administrative departments, and runs 26 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "3bfe0c462b198e279268d756", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 33.3% of outstanding debt. The three largest customers account for 22.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 345 employees across 4 operating sites and 5 administrative departments, and runs 43 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4305}
{"case_id": "986a38e33c0d2ebcb06c30d6", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 18.2% of outstanding debt. The three largest customers account for 86.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 109 employees across 3 operating sites and 13 administrative departments, and runs 38 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "d8af0a4cd1050ff4e8b3ac94", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 21.9% of outstanding debt. The three largest customers account for 3.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 1080 employees across 2 operating sites and 9 administrative departments, and runs 33 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "93057399a970f79254fbc2b4", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 45.5% of outstanding debt. The three largest customers account for 90.1% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 384 employees across 4 operating sites and 8 administrative departments, and runs 22 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "93c78e2b3af434f38fb490fc", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 82.7% of outstanding debt. The three largest customers account for 14.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 90 employees across 17 operating sites and 5 administrative departments, and runs 30 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "3229550c610fbab01e3b7d80", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 82.9% of outstanding debt. The three largest customers account for 16.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 293 employees across 2 operating sites and 3 administrative departments, and runs 21 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "c2cd3c55b2c5aef9ea853b8f", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 9.5% of outstanding debt. The three largest customers account for 61.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 705 employees across 1 operating site and 3 administrative departments, and runs 17 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "ea9043659340d2ab9d891336", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 50.1% of outstanding debt. The three largest customers account for 11.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 53 employees across 8 operating sites and 6 administrative departments, and runs 10 pages with 13 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "54ecd642f3a0c0af5464fa6c", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 9.4% of outstanding debt. The three largest customers account for 7.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 944 employees across 3 operating sites and 3 administrative departments, and runs 23 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "f949a3c54675ff3b190adbe4", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 52.5% of outstanding debt. The three largest customers account for 48.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 320 employees across 3 operating sites and 5 administrative departments, and runs 14 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.7983}
{"case_id": "1628bdd8a9c1cbc678a0aa7b", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 6.4% of outstanding debt. The three largest customers account for 10.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 112 employees across 2 operating sites and 6 administrative departments, and runs 9 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "0e851b628555ef99ac672f5a", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 40.2% of outstanding debt. The three largest customers account for 26.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 84 employees across 2 operating sites and 10 administrative departments, and runs 24 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "9d5a3cc6a97b33c0997b3c6f", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 31.3% of outstanding debt. The three largest customers account for 73.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 275 employees across 10 operating sites and 10 administrative departments, and runs 19 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "fa4dd3e98b7d0b30b86ba17e", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 9.6% of outstanding debt. The three largest customers account for 13.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 20 employees across 5 operating sites and 4 administrative departments, and runs 15 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "c00e921f092735cb2e1861cb", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 70.5% of outstanding debt. The three largest customers account for 87.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 71 employees across 6 operating sites and 10 administrative departments, and runs 32 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "461dca7655977f8ccc9c7812", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 36.9% of outstanding debt. The three largest customers account for 49.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 83 employees across 1 operating site and 5 administrative departments, and runs 14 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9655}
{"case_id": "5fcdf94ac6bb0a44c64804ed", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 58.4% of outstanding debt. The three largest customers account for 10.1% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 281 employees across 3 operating sites and 6 administrative departments, and runs 19 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "d7d74e8ecb2efc606590076a", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 36.8% of outstanding debt. The three largest customers account for 5.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 76 employees across 4 operating sites and 4 administrative departments, and runs 25 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7107}
{"case_id": "98a9c218be6a53f94478a264", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 82.3% of outstanding debt. The three largest customers account for 78.5% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 146 employees across 1 operating site and 6 administrative departments, and runs 34 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "957cb686364add272e68ac71", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 43.6% of outstanding debt. The three largest customers account for 1.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 1268 employees across 3 operating sites and 9 administrative departments, and runs 26 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "41d16d0dcd7050dc6b53e90b", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 40.1% of outstanding debt. The three largest customers account for 98.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 156 employees across 3 operating sites and 1 administrative department, and runs 24 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "e58dd487160e98645925dbc3", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 38.1% of outstanding debt. The three largest customers account for 5.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 387 employees across 6 operating sites and 10 administrative departments, and runs 36 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "5eb4142788c55548012115a3", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 94.3% of outstanding debt. The three largest customers account for 14.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 68 employees across 1 operating site and 2 administrative departments, and runs 24 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7107}
{"case_id": "52792fc7196c5accfb600669", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 20.3% of outstanding debt. The three largest customers account for 6.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 64 employees across 1 operating site and 1 administrative department, and runs 21 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "3bdb808a82ad4e5b9b48a692", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 23.2% of outstanding debt. The three largest customers account for 9.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 158 employees across 4 operating sites and 1 administrative department, and runs 20 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "427296a2a200bcfffdec75c9", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 55.7% of outstanding debt. The three largest customers account for 23.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 45 employees across 1 operating site and 7 administrative departments, and runs 34 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "9e1bb2855b14ff22af3ee758", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 99.8% of outstanding debt. The three largest customers account for 8.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 20 employees across 6 operating sites and 5 administrative departments, and runs 26 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9655}
{"case_id": "b2f543a32f0240fd0d4891f1", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 44.9% of outstanding debt. The three largest customers account for 7.5% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 254 employees across 1 operating site and 4 administrative departments, and runs 23 pages with 13 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "7f7480bb333ab905582ffd9f", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 71.3% of outstanding debt. The three largest customers account for 79.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 1101 employees across 5 operating sites and 9 administrative departments, and runs 24 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "391d938e74019e750cedfe16", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 17.7% of outstanding debt. The three largest customers account for 38.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 130 employees across 9 operating sites and 5 administrative departments, and runs 11 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "5cf8ecae2841a7fda67064b7", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 13.1% of outstanding debt. The three largest customers account for 74.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 57 employees across 1 operating site and 5 administrative departments, and runs 18 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "78d89d68c66b0c6b40c16eb5", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 83.1% of outstanding debt. The three largest customers account for 50.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 71 employees across 5 operating sites and 11 administrative departments, and runs 10 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "4c878ce0ba51ab9a65ce6231", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 33.3% of outstanding debt. The three largest customers account for 0.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 374 employees across 5 operating sites and 2 administrative departments, and runs 20 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "c95b115edba89ee5ee78b5da", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 79.2% of outstanding debt. The three largest customers account for 25.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 69 employees across 1 operating site and 8 administrative departments, and runs 29 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9655}
{"case_id": "3cc81e3de3e9c856cd41b447", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 16.0% of outstanding debt. The three largest customers account for 5.8% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 239 employees across 7 operating sites and 5 administrative departments, and runs 12 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "6568d2aa01d0ff900fd96ea6", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 13.2% of outstanding debt. The three largest customers account for 37.9% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 145 employees across 3 operating sites and 2 administrative departments, and runs 12 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "5396f1ec082aec2c1c89ad5a", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 36.3% of outstanding debt. The three largest customers account for 44.5% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 236 employees across 9 operating sites and 7 administrative departments, and runs 23 pages with 15 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "76acca2c4c35255a69d741c7", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 90.3% of outstanding debt. The three largest customers account for 7.8% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 1010 employees across 2 operating sites and 1 administrative department, and runs 13 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5337}
{"case_id": "ce8151704944767729ea9bc3", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 78.4% of outstanding debt. The three largest customers account for 6.5% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 251 employees across 1 operating site and 2 administrative departments, and runs 26 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4041}
{"case_id": "dba8941a1181e090e870f207", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 1.3% of outstanding debt. The three largest customers account for 90.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 90 employees across 3 operating sites and 6 administrative departments, and runs 11 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "a879bac0292f194203f30bd8", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 98.2% of outstanding debt. The three largest customers account for 2.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 829 employees across 3 operating sites and 8 administrative departments, and runs 24 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "7e085f57b263334a7fd91325", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 94.4% of outstanding debt. The three largest customers account for 14.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 147 employees across 1 operating site and 4 administrative departments, and runs 21 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "1f89a4430789e1fac42be0f7", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 61.2% of outstanding debt. The three largest customers account for 22.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 179 employees across 2 operating sites and 4 administrative departments, and runs 34 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "e5d9d06052509f01b79a9c93", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 43.8% of outstanding debt. The three largest customers account for 4.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 69 employees across 2 operating sites and 2 administrative departments, and runs 13 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "f30b1924e283236af0a0c7cb", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 96.2% of outstanding debt. The three largest customers account for 3.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 154 employees across 4 operating sites and 8 administrative departments, and runs 21 pages with 17 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5337}
{"case_id": "2037047ae624e1ac7e5d874b", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 0.4% of outstanding debt. The three largest customers account for 6.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 65 employees across 7 operating sites and 3 administrative departments, and runs 33 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "436105176eec720285ac8c33", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 15.5% of outstanding debt. The three largest customers account for 2.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 202 employees across 7 operating sites and 3 administrative departments, and runs 21 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "1490aa0edd15bb57b63dd38d", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 5.6% of outstanding debt. The three largest customers account for 74.2% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 112 employees across 4 operating sites and 10 administrative departments, and runs 23 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "b67e7ed56536e30247a73f61", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 77.2% of outstanding debt. The three largest customers account for 26.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 408 employees across 3 operating sites and 6 administrative departments, and runs 8 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "8ba60a3e937973ee4aa80bd1", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 37.7% of outstanding debt. The three largest customers account for 15.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 106 employees across 2 operating sites and 2 administrative departments, and runs 12 pages with 17 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "6d481873a9bb8a6edf9efeb9", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 26.3% of outstanding debt. The three largest customers account for 9.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 840 employees across 13 operating sites and 7 administrative departments, and runs 6 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "26d72857f75e02853d8bb6a6", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 96.5% of outstanding debt. The three largest customers account for 17.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 1659 employees across 3 operating sites and 4 administrative departments, and runs 18 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "d175541e779160728673afb7", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 54.1% of outstanding debt. The three largest customers account for 13.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 1818 employees across 7 operating sites and 4 administrative departments, and runs 34 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "33b4b87f2ed1f2ef7fd92623", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 54.9% of outstanding debt. The three largest customers account for 26.3% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 293 employees across 3 operating sites and 3 administrative departments, and runs 14 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4305}
{"case_id": "878ab89d886026c7b72d187d", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 52.0% of outstanding debt. The three largest customers account for 21.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 745 employees across 2 operating sites and 8 administrative departments, and runs 9 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "46d8b3e4c60aa2321a1055df", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 23.1% of outstanding debt. The three largest customers account for 51.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 104 employees across 3 operating sites and 5 administrative departments, and runs 7 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "04d921b6ae6c576cc7e053ec", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 0.4% of outstanding debt. The three largest customers account for 76.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 398 employees across 4 operating sites and 8 administrative departments, and runs 21 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "042815dacc803a08c8f4243b", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 1.0% of outstanding debt. The three largest customers account for 27.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 139 employees across 4 operating sites and 5 administrative departments, and runs 19 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "9bac9284bacc08bd69aa2050", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 72.9% of outstanding debt. The three largest customers account for 43.1% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 72 employees across 1 operating site and 5 administrative departments, and runs 30 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0657}
{"case_id": "31c8a9ba2b6ed8a68b6e6064", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 71.1% of outstanding debt. The three largest customers account for 3.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 82 employees across 4 operating sites and 3 administrative departments, and runs 15 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "f249ec25526379f56c1ebfcf", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 62.4% of outstanding debt. The three largest customers account for 8.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 280 employees across 3 operating sites and 5 administrative departments, and runs 26 pages with 14 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0621}
{"case_id": "f4b4aac90167d4f72635bf72", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 98.5% of outstanding debt. The three largest customers account for 8.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 108 employees across 2 operating sites and 4 administrative departments, and runs 17 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "3f34cb42abf563d11c846b01", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 50.4% of outstanding debt. The three largest customers account for 77.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 84 employees across 11 operating sites and 10 administrative departments, and runs 16 pages with 14 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "478750c95155479e6d5e85c4", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 40.5% of outstanding debt. The three largest customers account for 9.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 314 employees across 7 operating sites and 4 administrative departments, and runs 18 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7719}
{"case_id": "d58cff3a4ea49704cc967b9d", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 15.1% of outstanding debt. The three largest customers account for 14.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 60 employees across 5 operating sites and 1 administrative department, and runs 12 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0657}
{"case_id": "38496334f47fccda5390ad70", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 68.2% of outstanding debt. The three largest customers account for 22.6% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 337 employees across 2 operating sites and 5 administrative departments, and runs 25 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "2f5959bbda23fdc694b2a5bc", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 13.0% of outstanding debt. The three largest customers account for 14.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 104 employees across 4 operating sites and 9 administrative departments, and runs 29 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "f3d93e98e63b3aa08ea015c3", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 41.9% of outstanding debt. The three largest customers account for 17.5% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 153 employees across 7 operating sites and 6 administrative departments, and runs 24 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "538f0fad17f9e83c184123ec", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 7.4% of outstanding debt. The three largest customers account for 47.5% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 53 employees across 4 operating sites and 5 administrative departments, and runs 10 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "f7c74ef3ffa5b00114c5002a", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 86.9% of outstanding debt. The three largest customers account for 43.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 440 employees across 5 operating sites and 6 administrative departments, and runs 23 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.0693}
{"case_id": "54c4b7348c2ef522386a710c", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 9.4% of outstanding debt. The three largest customers account for 17.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 671 employees across 2 operating sites and 5 administrative departments, and runs 11 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "9b9302bb30f96d5312d773e6", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 22.1% of outstanding debt. The three largest customers account for 5.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 241 employees across 2 operating sites and 15 administrative departments, and runs 15 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "bab01b0c434a0f99219eb00b", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 0.2% of outstanding debt. The three largest customers account for 57.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 1530 employees across 1 operating site and 7 administrative departments, and runs 22 pages with 18 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "cc5e1efcf9ee8052fed7b453", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 18.7% of outstanding debt. The three largest customers account for 64.2% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 142 employees across 2 operating sites and 4 administrative departments, and runs 15 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "8b716c4110d50990b1b35593", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 58.0% of outstanding debt. The three largest customers account for 78.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 2039 employees across 1 operating site and 3 administrative departments, and runs 25 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "542355b05ba1552695098cfe", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 6.9% of outstanding debt. The three largest customers account for 93.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 64 employees across 7 operating sites and 6 administrative departments, and runs 30 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0657}
{"case_id": "7265a31374a9d3bdbe9b63b6", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 2.1% of outstanding debt. The three largest customers account for 11.8% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 983 employees across 4 operating sites and 5 administrative departments, and runs 18 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "b3c6cf97add4c6deff79954c", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 25.7% of outstanding debt. The three largest customers account for 98.6% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 409 employees across 4 operating sites and 6 administrative departments, and runs 21 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5337}
{"case_id": "90424ceadb1d10e51ba2ad22", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 0.0% of outstanding debt. The three largest customers account for 45.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 33 employees across 4 operating sites and 10 administrative departments, and runs 22 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "84859d4b673639c1d81c93db", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 56.0% of outstanding debt. The three largest customers account for 3.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 57 employees across 3 operating sites and 10 administrative departments, and runs 18 pages with 14 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "63560a3513967d748ef289e7", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 21.2% of outstanding debt. The three largest customers account for 77.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 162 employees across 2 operating sites and 5 administrative departments, and runs 28 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "92ca78513b9e5fcb3b0c808f", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 91.8% of outstanding debt. The three largest customers account for 76.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 294 employees across 4 operating sites and 3 administrative departments, and runs 19 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "72d440b0967afb01adb8e28f", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 17.2% of outstanding debt. The three largest customers account for 7.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 606 employees across 2 operating sites and 5 administrative departments, and runs 25 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5337}
{"case_id": "f1370a579c7ebf0ac8f20762", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 17.9% of outstanding debt. The three largest customers account for 20.5% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 258 employees across 10 operating sites and 8 administrative departments, and runs 34 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "5fa621fafd263f20bc290471", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 24.5% of outstanding debt. The three largest customers account for 95.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 246 employees across 3 operating sites and 3 administrative departments, and runs 47 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.5055}
{"case_id": "39996a5d0bbfdb074aec69c7", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 14.5% of outstanding debt. The three largest customers account for 6.3% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 74 employees across 4 operating sites and 3 administrative departments, and runs 31 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4773}
{"case_id": "95dbc25b06cb06fbfc433f77", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 23.6% of outstanding debt. The three largest customers account for 0.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 1082 employees across 2 operating sites and 6 administrative departments, and runs 28 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "1cb4c233fe4a8e1357f3d689", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 88.7% of outstanding debt. The three largest customers account for 15.8% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 40 employees across 5 operating sites and 6 administrative departments, and runs 27 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "7bf2d19fa28166f1b548be07", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 20.4% of outstanding debt. The three largest customers account for 16.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 30 employees across 1 operating site and 8 administrative departments, and runs 27 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "0ed13bd523678d87e397b7d1", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 17.0% of outstanding debt. The three largest customers account for 13.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 1109 employees across 2 operating sites and 3 administrative departments, and runs 23 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0657}
{"case_id": "f1c647c364db777ad75a4e3c", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 18.1% of outstanding debt. The three largest customers account for 7.1% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 442 employees across 4 operating sites and 5 administrative departments, and runs 27 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "c7ecaf1101c300ae32d79b8a", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 1.8% of outstanding debt. The three largest customers account for 34.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 294 employees across 2 operating sites and 7 administrative departments, and runs 22 pages with 12 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.7107}
{"case_id": "88d72343371d93e9074e8283", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 55.5% of outstanding debt. The three largest customers account for 4.4% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 537 employees across 8 operating sites and 10 administrative departments, and runs 12 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "5a9685e941bc4c3e4a448865", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 17.8% of outstanding debt. The three largest customers account for 47.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 67 employees across 1 operating site and 7 administrative departments, and runs 19 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "d0221398d7f059f2e8e6614a", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 50.5% of outstanding debt. The three largest customers account for 4.9% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 163 employees across 4 operating sites and 9 administrative departments, and runs 11 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "7a0de5cd67b74f77bf9b578b", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 16.3% of outstanding debt. The three largest customers account for 22.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 119 employees across 6 operating sites and 5 administrative departments, and runs 17 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "3fffbd7ab11522aa758ca53c", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 59.6% of outstanding debt. The three largest customers account for 38.5% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 1802 employees across 3 operating sites and 3 administrative departments, and runs 25 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0135}
{"case_id": "72550647c2e1bffefd4815f7", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 27.0% of outstanding debt. The three largest customers account for 83.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 119 employees across 1 operating site and 4 administrative departments, and runs 11 pages with 10 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "40ef5385972c7d004e84d33a", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 51.7% of outstanding debt. The three largest customers account for 4.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 406 employees across 2 operating sites and 6 administrative departments, and runs 7 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "64f66a190741aa0f1ba1bc43", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 19.8% of outstanding debt. The three largest customers account for 1.8% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 511 employees across 1 operating site and 4 administrative departments, and runs 11 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "06d88699a0b5b25fa82fee11", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 0.5% of outstanding debt. The three largest customers account for 80.2% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 341 employees across 1 operating site and 3 administrative departments, and runs 26 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "d05cba4a8db193678725399c", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 23.4% of outstanding debt. The three largest customers account for 91.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 184 employees across 6 operating sites and 5 administrative departments, and runs 14 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "d70ed6d826a380a5e8efee4c", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 66.4% of outstanding debt. The three largest customers account for 10.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 480 employees across 2 operating sites and 9 administrative departments, and runs 13 pages with 2 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "e66a7f86f05e11d863392886", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 57.3% of outstanding debt. The three largest customers account for 61.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 29 employees across 6 operating sites and 8 administrative departments, and runs 12 pages with 8 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4305}
{"case_id": "cd3f61ee0be972ce1c114df0", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 42.2% of outstanding debt. The three largest customers account for 65.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 115 employees across 4 operating sites and 12 administrative departments, and runs 14 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "c7d17e6f5a0bd65fae9e294e", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 59.4% of outstanding debt. The three largest customers account for 15.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 609 employees across 2 operating sites and 2 administrative departments, and runs 25 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5337}
{"case_id": "216f9e120ba0e2de8ae3b075", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 21.5% of outstanding debt. The three largest customers account for 11.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 291 employees across 7 operating sites and 5 administrative departments, and runs 21 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4305}
{"case_id": "93a7f4d8d781baf304ede4e6", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 59.6% of outstanding debt. The three largest customers account for 7.7% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 278 employees across 1 operating site and 9 administrative departments, and runs 21 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "e311713092e2c2c2b9733169", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 71.7% of outstanding debt. The three largest customers account for 22.8% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 116 employees across 4 operating sites and 9 administrative departments, and runs 11 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0621}
{"case_id": "991ffd8aceea77ba67d8089d", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 28.7% of outstanding debt. The three largest customers account for 17.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 79 employees across 5 operating sites and 4 administrative departments, and runs 33 pages with 13 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "b1043b4abe9af98f7b8a7209", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 95.8% of outstanding debt. The three largest customers account for 2.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 171 employees across 8 operating sites and 4 administrative departments, and runs 18 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "8475cd16ab8c66c36e825e8e", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 5.2% of outstanding debt. The three largest customers account for 5.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 94 employees across 6 operating sites and 7 administrative departments, and runs 32 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "b6a87c8fc43c99b5b0eadec2", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 14.3% of outstanding debt. The three largest customers account for 41.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 1274 employees across 3 operating sites and 4 administrative departments, and runs 7 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9655}
{"case_id": "62ae8f2dd738b166cbca3077", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 72.3% of outstanding debt. The three largest customers account for 20.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 51 employees across 9 operating sites and 2 administrative departments, and runs 38 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4305}
{"case_id": "8b4d0685b9ddce4fbbce2c5b", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 89.1% of outstanding debt. The three largest customers account for 18.0% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 74 employees across 9 operating sites and 7 administrative departments, and runs 28 pages with 16 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "e4d90fb1160ae156ffbdd625", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 97.6% of outstanding debt. The three largest customers account for 13.2% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 474 employees across 1 operating site and 13 administrative departments, and runs 24 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9934}
{"case_id": "fc6b20489108dece5fc25f64", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 46.7% of outstanding debt. The three largest customers account for 18.5% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 69 employees across 2 operating sites and 8 administrative departments, and runs 16 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4773}
{"case_id": "1ebfeaf33034068a3e78bd2f", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is broad.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 84.1% of outstanding debt. The three largest customers account for 14.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 466 employees across 5 operating sites and 5 administrative departments, and runs 21 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "80636c30dc81b0bd92f8985d", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 56.6% of outstanding debt. The three largest customers account for 39.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 130 employees across 10 operating sites and 5 administrative departments, and runs 45 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "bd4bab116c8660357034470c", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 13.8% of outstanding debt. The three largest customers account for 52.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 59 employees across 3 operating sites and 12 administrative departments, and runs 26 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "67dc413716f7d74dd599eeb2", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 13.9% of outstanding debt. The three largest customers account for 15.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 28 employees across 8 operating sites and 2 administrative departments, and runs 21 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "1e50ee20b7253a7887bb4527", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 54.5% of outstanding debt. The three largest customers account for 37.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 231 employees across 4 operating sites and 3 administrative departments, and runs 24 pages with 14 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "e4db99968f0ea9051933c819", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 99.3% of outstanding debt. The three largest customers account for 43.2% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 372 employees across 7 operating sites and 3 administrative departments, and runs 32 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "e819c3d623b326f85a359a42", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 34.9% of outstanding debt. The three largest customers account for 30.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 3299 employees across 1 operating site and 12 administrative departments, and runs 26 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.9934}
{"case_id": "0b1e210135ed4c566fd7e0a4", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a steady phase.\n\nOperations generate strong cash flow. Access to refinancing is partial.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 17.1% of outstanding debt. The three largest customers account for 7.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 374 employees across 7 operating sites and 6 administrative departments, and runs 26 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "70ca11ef1972cc61a0ac9480", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 9.1% of outstanding debt. The three largest customers account for 6.4% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 292 employees across 4 operating sites and 5 administrative departments, and runs 20 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "524c8c93cc6c43dd1a5a56d2", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 6.0% of outstanding debt. The three largest customers account for 6.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 40 employees across 3 operating sites and 4 administrative departments, and runs 14 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "5b440fb4c18b9bed83dab1da", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 18.1% of outstanding debt. The three largest customers account for 24.4% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 526 employees across 1 operating site and 5 administrative departments, and runs 30 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "474b50cefe0ffad343fd647d", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 45.6% of outstanding debt. The three largest customers account for 95.3% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 114 employees across 21 operating sites and 10 administrative departments, and runs 26 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.5055}
{"case_id": "e13c89970e4de5f6f2e00b70", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 13.9% of outstanding debt. The three largest customers account for 0.1% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 613 employees across 3 operating sites and 14 administrative departments, and runs 29 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "58e83a9e1b3096d352311e45", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 14.6% of outstanding debt. The three largest customers account for 12.1% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 3. It covers 276 employees across 7 operating sites and 6 administrative departments, and runs 15 pages with 5 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4569}
{"case_id": "27cc5aaf333d5a29c5debecf", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 3.5% of outstanding debt. The three largest customers account for 0.8% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 669 employees across 7 operating sites and 11 administrative departments, and runs 22 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "3210fd54bd8330ac8281e94a", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 90.0% of outstanding debt. The three largest customers account for 4.0% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 61 employees across 8 operating sites and 3 administrative departments, and runs 20 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.4305}
{"case_id": "b9d96d5354ea665ff3ecda7e", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 85.1% of outstanding debt. The three largest customers account for 39.7% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 184 employees across 6 operating sites and 5 administrative departments, and runs 17 pages with 9 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0693}
{"case_id": "7698eed9a5269c7840bb50f1", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 12.3% of outstanding debt. The three largest customers account for 38.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 98 employees across 4 operating sites and 8 administrative departments, and runs 11 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "6b315b2955e7dfef5c0bbbc4", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 0.8% of outstanding debt. The three largest customers account for 17.2% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 1. It covers 894 employees across 4 operating sites and 6 administrative departments, and runs 10 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4773}
{"case_id": "eacedc73add6ddc4654c4e58", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a moderate burden. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 77.4% of outstanding debt. The three largest customers account for 53.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 901 employees across 1 operating site and 8 administrative departments, and runs 18 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "7bebb8478e07c4cc99a10bbe", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 67.6% of outstanding debt. The three largest customers account for 18.8% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 174 employees across 5 operating sites and 2 administrative departments, and runs 18 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0144}
{"case_id": "a3f7069de928cb9c37cb10a7", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 19.2% of outstanding debt. The three largest customers account for 63.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 103 employees across 4 operating sites and 7 administrative departments, and runs 29 pages with 0 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "e729a88a3ac0018b11027226", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in an expansion.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is a heavy burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 31.0% of outstanding debt. The three largest customers account for 48.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 821 employees across 3 operating sites and 5 administrative departments, and runs 14 pages with 4 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "f7c0b85adfc9d971b3104c00", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 2.5% of outstanding debt. The three largest customers account for 13.0% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 196 employees across 9 operating sites and 3 administrative departments, and runs 10 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "dcc1a44a5b52d9e77f529e80", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is broad.\n\nRecurring debt service is light. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 84.6% of outstanding debt. The three largest customers account for 40.9% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 1174 employees across 5 operating sites and 8 administrative departments, and runs 36 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "837a7d5bd0b8d2fe44298d0d", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 75.3% of outstanding debt. The three largest customers account for 40.3% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in June and is document revision 3. It covers 245 employees across 5 operating sites and 7 administrative departments, and runs 26 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7389}
{"case_id": "59b50be088240f7a0d330f88", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a steady phase.\n\nOperations generate a moderate amount of cash. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 24.7% of outstanding debt. The three largest customers account for 52.7% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 3. It covers 61 employees across 5 operating sites and 6 administrative departments, and runs 25 pages with 1 chart.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}
{"case_id": "300afd13a42444adf721ac29", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in an expansion.\n\nOperations generate strong cash flow. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 93.5% of outstanding debt. The three largest customers account for 19.8% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 94 employees across 8 operating sites and 8 administrative departments, and runs 12 pages with 3 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4041}
{"case_id": "5ca4b028b2fcd57471315e0b", "text": "Credit Review Memo\n\nThe company is a consumer business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is a moderate burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 23.2% of outstanding debt. The three largest customers account for 0.9% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 105 employees across 1 operating site and 2 administrative departments, and runs 13 pages with 6 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "default", "probability_positive": 0.7983}
{"case_id": "c8403b1dc4e10f5d6b047485", "text": "Credit Review Memo\n\nThe company is a healthcare business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. A moderate share of principal comes due in the near term.\n\nInterest rates reset within the next 12 months on 4.6% of outstanding debt. The three largest customers account for 17.8% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 3. It covers 63 employees across 1 operating site and 5 administrative departments, and runs 26 pages with 13 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.4569}
{"case_id": "c57183b826be2835d5ff9d4e", "text": "Credit Review Memo\n\nThe company is a technology business, and the economy is in a contraction.\n\nOperating cash generation is weak. Access to refinancing is limited.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 24.9% of outstanding debt. The three largest customers account for 17.6% of annual revenue. Operating flexibility is limited.\n\nThe filing was reported in March for a fiscal year ending in June and is document revision 1. It covers 598 employees across 3 operating sites and 3 administrative departments, and runs 19 pages with 11 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0153}
{"case_id": "5d1b92a4001dbc14dfb22f39", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in an expansion.\n\nOperations generate a moderate amount of cash. Access to refinancing is limited.\n\nRecurring debt service is a heavy burden. Principal maturities are concentrated in the near term.\n\nInterest rates reset within the next 12 months on 48.5% of outstanding debt. The three largest customers account for 22.9% of annual revenue. The company has considerable room to adjust its operations.\n\nThe filing was reported in March for a fiscal year ending in December and is document revision 1. It covers 155 employees across 16 operating sites and 4 administrative departments, and runs 29 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.7107}
{"case_id": "42d65ce657ac0ecf6aa41017", "text": "Credit Review Memo\n\nThe company is a manufacturing business, and the economy is in a steady phase.\n\nOperating cash generation is weak. Access to refinancing is partial.\n\nRecurring debt service is light. Principal maturities are dispersed over the coming years.\n\nInterest rates reset within the next 12 months on 71.2% of outstanding debt. The three largest customers account for 31.3% of annual revenue. The company has moderate room to adjust its operations.\n\nThe filing was reported in September for a fiscal year ending in December and is document revision 1. It covers 283 employees across 4 operating sites and 4 administrative departments, and runs 29 pages with 7 charts.\n\nQuestion: Will the company default on its debt obligations within the next year?", "label": "no-default", "probability_positive": 0.0}