Question: What action did the U.S. take regarding the Paris Agreement under President Biden's administration?

President Biden accepted the terms of the climate agreement on January 20, 2021, and the U.S. completed its reentry on February 19, 2021.

The Company allocates the transaction price to each performance obligation on a relative SSP basis. Judgment is required to determine the SSP for each distinct performance obligation. The Company determines SSP by considering its overall pricing objectives and market conditions. Significant pricing practices taken into consideration include the Company’s discounting practices, the size and volume of the Company’s transactions, the customer demographic, the geographic area where services are sold, price lists, the Company's go-to-market strategy, historical and current sales and contract prices.

Under the expected present value technique, increasing the profit element and risk premium input by 100 basis points would result in a $1.2 million increase to the liability. Decreasing the profit element and risk premium by 100 basis points would result in a $1.2 million reduction of the liability.

Kroger is committed to maintaining a net total debt to adjusted EBITDA ratio target range of 2.30 to 2.50.

Professional services and other revenues increased by $496 million from fiscal year 2022 to 2023.

In Item 8, one can find detailed information on Financial Statements and Supplementary Data.

Insurance segment premiums revenue increased $13.6 billion, or 15.5%, from $87.7 billion in the 2022 period to $101.3 billion in the 2023 period.

Net cash provided by operating activities decreased by $1.47 billion to $13.26 billion during the year ended December 31, 2023 from $14.72 billion during the year ended December 31, 2022.


Question: What was the amount of the income tax provision for Enphase Energy in the year ended December 31, 2023?

The income tax provision was $74.2 million in the year ended December 31, 2023, as compared to $54.7 million in the same period in 2022.

Item 8 of the financial document outlines Financial Statements and Supplementary Data.

In international markets, Starbucks invests in technology and partnerships to boost digital adoption, providing more convenience and enhancing the customer experience.

The Be Human pillar of our Impact Agenda sets out our focus areas with respect to human capital, including: •Inclusion, Diversity, Equity, and Action (“IDEA”); •Employee empowerment; and •Fair labor practices and the well-being of the people who make our products.

Net operating revenues were $45,754 million in 2023, compared to $43,004 million in 2022, an increase of $2,750 million, or 6%.

We disclose material non-public information through one or more of the following channels: our investor relations website (http://corporate.lululemon.com/investors), the social media channels identified on our investor relations website, press releases, SEC filings, public conference calls, and webcasts.

Adjusted EBITDA is defined as excluding capital expenditures, changes in or cash requirements for working capital needs, significant interest expenses, income tax payments, and any cash requirements for the assets being depreciated and amortized.

The consolidated financial statements and accompanying notes are included elsewhere in the Annual Report on Form 10-K.


Question: What section of the financial reports provides details on a company's legal proceedings?

Specific details regarding a company's legal proceedings are mentioned in Note 12 to the Consolidated Financial Statements.

The adjusted operating loss decreased by $295 million, or 18.3%, in 2023 compared to 2022. This decrease was primarily driven by decreased operating expenses associated with the termination of certain transformation initiatives.

We believe AIP uniquely allows users to connect LLMs and other AI with their data and operations to facilitate decision-making within the legal, ethical, and security constraints that they require.

We make available free of charge on the Investor Relations section of our corporate website all of the reports we file with or furnish to the SEC as soon as reasonably practicable, after the reports are filed or furnished.

Through our vertical retail strategy and direct connection with our customers, whom we refer to as guests, we are able to collect feedback and incorporate unique performance and fashion needs into our design process.

The company has pioneered many important innovations in the theatrical exhibition industry, such as multiplex theatres in the 1960s, the North American stadium-seated Megaplex theatre format in the 1990s, plush powered recliner seating, and the launch of the U.S. subscription loyalty tier, AMC Stubs® A-List.

We engaged third party experts to assist in the determination of the weighted-average cost of capital used to discount the cash flows for our Family Dollar reporting unit. The weighted-average cost of capital used to discount the cash flows for our evaluation was 9.5% for our fiscal 2022 analysis.

Policy acquisition costs and administrative expenses were initially reported as 9,439 million U.S. dollars. Following unfavorable expense adjustments amounting to (23) million, the adjusted total came to 9,416 million U.S. dollars.


Question: How often must impairment tests for indefinite-lived intangible assets be conducted?

Impairment tests for indefinite-lived intangible assets need to be performed at least annually, or more often if certain events or circumstances suggest potential impairment.

Our management and investors can use FCF for the purpose of determining the amount of cash available for investment in our businesses, repurchasing stock and other purposes as well as evaluating our historical and prospective liquidity.

Insurance segment premiums revenue increased $13.6 billion, or 15.5%, from $87.7 billion in the 2022 period to $101.3 billion in the 2023 period.

Changes in foreign exchange rates impacted cash and cash equivalents positively by $15 and $46 in 2023 and 2021, and negatively by $249 in 2022.

The company is not currently a party to any legal proceeding that management believes will have a material adverse effect on our consolidated financial position or our results of operations.

Our annual worldwide ARPU in 2023, which represents the sum of quarterly ARPU during such period, was $44.60, an increase of 13% from 2022.

In 2023, UnitedHealthcare generated $29,068 million from operating activities.

Note 16 is important in a Form 10-K for providing detailed information on legal proceedings as 'Commitments and Contingencies.'


Question: How much did the company spend on share repurchases in 2023, 2022, and 2021?

The company executed common shares repurchases worth $1.6 billion, $2.1 billion, and $79 million in 2023, 2022, and 2021, respectively, under share repurchase plans authorized by the Board of Directors in connection with employee stock plans.

Data and Analytics revenues increased 69% in 2023 from 2022 primarily due to $63 million of revenue from Black Knight following the completion of our acquisition in September 2023.

The holding amounts of fixed-to-floating interest rate swaps, including the cumulative adjustments for fair value hedging, were specifically quantified as $1,060 million on October 1, 2023, with a hedging adjustment of $(40.0) million, and as $1,047.7 million on October 2, 2022, with a hedging adjustment of $(52.3) million.

In 2023, Bank of America's total loans and leases charged off amounted to $4,817 million. This charge-off includes various categories such as Residential mortgage, Home equity, Credit card, Direct/Indirect consumer, Other consumer, U.S. commercial, Non-U.S. commercial, Commercial real estate, and Commercial lease financing.

The report on the Consolidated Financial Statements by PricewaterhouseCoopers LLP is dated February 16, 2024.

We expect organic service revenue growth in 2024 to benefit from our new and existing digital offerings and ALM, as well as our traditional services.

Our strategic intent is to have a portfolio of efficient, timely and reliable sources and methods of delivery to choose from, optimizing order fulfillment and delivery based on customer needs, inventory locations and available transportation options.

As a large BHC, JPMorgan Chase is subject to supervisory stress testing under the Federal Reserve's annual Comprehensive Capital Analysis and Review (CCAR) framework, requiring the conduct of annual company-run stress tests, submission of an annual capital plan, and filing an annual CCAR submission on April 5, 2024.


Question: What can trigger civil and criminal liability under the Civil Monetary Penalties Statute?

The Civil Monetary Penalties Statute can lead to liability for several offenses, such as presenting false claims for payment, inducements likely to influence healthcare decisions, engaging excluded entities in federal healthcare programs, and not repaying known overpayments to the federal government.

Over the last three years, Walmart International has undertaken strategic actions including divesting of Walmart Argentina, Asda Group... in the U.K., Seiyu in Japan, buying out noncontrolling interests in Massmart, exiting operations in Africa, and increasing ownership in PhonePe.

The Microsoft Cloud Solution Provider Program offers customers an easy way to license the cloud services they need in combination with the value-added services offered by their systems integrator, managed services provider, or cloud reseller partner. Partners in this program can easily package their own products and services to directly provision, manage, and support their customer subscriptions.

The operating segments include ALLDATA, which produces, sells and maintains diagnostic, repair, collision and shop management software used in the automotive repair industry.

Intelligent Edge earnings from operations as a percentage of net revenue increased 12.4 percentage points primarily due to decreases in cost of products and services as a percentage of net revenue and operating expenses as a percentage of net revenue.

The HP GreenValley edge-to-cloud platform is used for software-defined disaggregated storage services that include HPE GreenLake for Block Storage and HPE GreenLake for File Storage, and it provides unified cloud-based management to simplify how customers manage storage.

We have built four principal software platforms, Palantir Gotham (“Gotham”), Palantir Foundry (“Foundry”), Palantir Apollo (“Apollo”), and Palantir Artificial Intelligence Platform (“AIP”).

The company expects to complete a significant expansion of the Ocala, Florida distribution center in 2024 that includes enhanced automation.


Question: Where can one find the details pertaining to Legal Proceedings in the report?

Item 3—Legal Proceedings See discussion of Legal Proceedings in Note 10 to the consolidated financial statements included in Item 8 of this Report.

Our committed revolving credit facility provides us with available borrowings in an amount up to $400.0 million.

As of December 31, 2023, our board is composed of 40% women and 10% people of color.

In 2023, we incurred a pre-tax, noncash MTM gain of $650 million ($493 million, net of tax), related to the year-end actuarial adjustments of pension and postretirement healthcare plans’ assets and liabilities. In 2022, we incurred a pre-tax, noncash MTM loss of $1.6 billion ($1.2 billion, net of tax), which includes a net loss of $1.3 billion ($1.0 billion, net of tax) related to the year-end actuarial adjustments of pension and postretirement healthcare plans’ assets and liabilities.

For entrepreneurs, Intuit focuses on customer acquisition, payment facilitation, and financial management, aiming to streamline these processes to foster business growth.

The increase in cost of sales in absolute dollars in 2023, compared to the prior year, is primarily due to increased product and shipping costs resulting from increased sales, partially offset by fulfillment network efficiencies and lower transportation rates.

Cash provided by (used in) operating activities changed from $(434.3) million in 2021 to $108.2 million in 2022, making a change of $542.5 million.

During fiscal year 2024, we expect to use our existing cash and cash equivalents, our marketable securities, and the cash generated by our operations to fund our capital investments of approximately $1.10 billion to $1.30 billion related to property and equipment.


Question: What triggers the reclassification of the cumulative change in fair value from Accumulated other comprehensive income to Other (income) expense, net?

The cumulative change in fair value of the over-hedged portion of the related hedge contract is reclassified from Accumulated other comprehensive income (loss) to Other (income) expense, net during the quarter in which the decrease occurs.

Local currency fluctuations against the U.S. dollar negatively impacted revenue by $31.8 million, or 15%, in 2023, primarily from Argentina.

We often sell inventory before we are required to pay for it, even while taking advantage of early payment discounts.

In Item 8, one can find detailed information on Financial Statements and Supplementary Data.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles.

The Financial Statements and Supplementary Data are located on pages 44 through 121 of IBM’s 2023 Annual Report to Stockholders.

For the year ended December 31, 2023, matching contributions for the 401(k) Plan totaled approximately $13,821.


Question: What are the primary types of equity accounts used within U.S. large cap investment classifications?

U.S. large cap investments include a mix of index funds and actively managed equity accounts that are benchmarked to various large cap indices.

Our valuation allowances are primarily related to U.S. capital loss carryforwards and various foreign jurisdictions’ net operating loss carryforwards and other deferred tax assets.

The HP GreenValley edge-to-cloud platform is used for software-defined disaggregated storage services that include HPE GreenLake for Block Storage and HPE GreenLake for File Storage, and it provides unified cloud-based management to simplify how customers manage storage.

As of January 29, 2023, we were authorized, subject to certain specifications, to repurchase additional shares of our common stock up to $7.23 billion through December 2023.

Point of Service, or POS, plans allow members to choose, at the time medical services are needed, to seek care from a provider within the plan's network or outside the network. POS plans combine the advantages of HMO plans with the flexibility of PPO plans.

Proceeds from issuance of long-term debt in 2023 amounted to $872.9 million.

In 2023, total earning assets were reported at 535,500, marking a decrease of 1 percent from the previous year's total of 539,032.

Apparel revenues decreased 14% on a currency-neutral basis, primarily due to lower revenues in Men's and Women's. Unit sales of apparel decreased 8%.


Question: How many Dollar Tree Plus stores were there as of January 28, 2023?

As of January 28, 2023, we have approximately 2,500 Dollar Tree Plus stores.

In Item 3 of a Form 10-K, information regarding legal proceedings is derived by reference from Note 16 in the Notes to the Consolidated Financial Statements.

The increase in operating income was primarily driven by an increase in revenues, partially offset by an increase in content acquisition costs and compensation expenses including an increase in SBU expense.

The Macao government announced gross gaming revenue increased approximately 333.8% and decreased approximately 37.4%, during the year ended December 31, 2023, as compared to 2022 and 2019, respectively.

Kroger is committed to maintaining a net total debt to adjusted EBITDA ratio target range of 2.30 to 2.50.

On March 30, 2023, the CFPB adopted a final rule requiring covered financial institutions, such as us, to collect and report data to the CFPB regarding certain small business credit applications.

Operating profit as a percentage of sales in 2022 and 2021 was 2.78% and 2.52% respectively.

Epkinly (epcoritimab) is a product used to treat adults with certain types of diffuse large B-cell lymphoma (DLBCL) and high-grade B-cell lymphoma that has recurred or that does not respond to previous treatment after receiving two or more treatments. Epkinly is administered as a subcutaneous injection.


Question: Which part of the Annual Report on Form 10-K refers to disclosures about legal proceedings?

Item 3 of the Annual Report on Form 10-K refers to disclosures regarding legal proceedings, directing readers to Note 14 of the Notes to the Consolidated Financial Statements in Item 8.

We believe that Free Cash Flow is a meaningful indicator of liquidity that provides information to our management and investors about the amount of cash generated from operations, after purchases of property and equipment, that can be used for strategic initiatives, including continuous investment in our business, growth through acquisitions, and strengthening our balance sheet.

U.S. dialysis revenue growth of 3.2% from an increase in average patient services revenue per treatment of $12.20.

We engaged third party experts to assist in the determination of the weighted-average cost of capital used to discount the cash flows for our Family Dollar reporting unit. The weighted-average cost of capital used to discount the cash flows for our evaluation was 9.5% for our fiscal 2022 analysis.

For the year ended December 31, 2023, AT&T Inc. reported revenues at $122,428 million, operations and support expenses at $80,190 million, EBITDA at $42,238 million, depreciation and amortization at $18,777 million, and operating income at $23,461 million.

Hilton Honors is Hilton's guest loyalty program, designed to generate significant repeat business by rewarding guests with points for each stay at Hilton properties. These points are redeemable for free or discounted room nights and other goods and services.

The year-over-year decrease of $19.9 billion in net income/(loss) in 2022 includes the effect of special items, including the mark-to-market net loss on our Rivian investment and the impairment on our Argo investment.

Our compensation programs are designed to be legally compliant with employee compensation laws in all states and countries in which we operate.


Question: What role do Ethernet switching and routing products play in enterprise networks?

For enterprise networks, we offer product families with secure, encrypted switching capabilities and support lower power modes that comply with industry standards around energy efficient Ethernet.

As of December 31, 2023, we had net uncertain tax positions of $6.95 billion which were accrued as other liabilities.

In order to be considered 'well capitalized,' AENB must maintain CET1 capital, Tier 1 capital, Total capital, and Tier 1 leverage ratios of 6.5 percent, 8.0 percent, 10.0 percent, and 5.0 percent, respectively.

Changes in foreign exchange rates impacted cash and cash equivalents positively by $15 and $46 in 2023 and 2021, and negatively by $249 in 2022.

The company reported a net income of $217,375 thousand for the fiscal year ended December 31, 2023.

Under the initial payroll support program under the CARES Act and PSP extensions we received support payments of grants, which included $4.5 billion of grants during the year ended December 31, 2021.

Bermuda domiciled subsidiaries must prepare and file with the BMA, audited annual statutory financial statements and audited annual financial statements prepared in accordance with accounting principles generally accepted in the U.S. (U.S. GAAP), International Financial Reporting Standards (IFRS), or any such other generally accepted accounting principles as the BMA may recognize. The U.S. GAAP audited financial statements are made public by the BMA.

ciltacabtagene autoleucel is indicated for the treatment of relapsed and refractory multiple myeloma in patients who have undergone 1-3 prior lines of therapy.


Question: What was the net income reported by the company for the fiscal year ended December 31, 2023?

The company reported a net income of $217,375 thousand for the fiscal year ended December 31, 2023.

In May 2023, Chevron was awarded an exploration and production license for Block G2/65, which covers 3.7 million net acres.

For a discussion of legal and other proceedings in which we are involved, see Note 13 - Commitments and Contingencies in the Notes to Consolidated Financial Statements in Part II, Item 8 of this Annual Report on Form 10-K.

A 10% appreciation of the U.S. Dollar from the December 31, 2023 market rates would increase the unrealized value of the Company’s forward contracts by $0.1 billion.

During fiscal year 2024, we expect to use our existing cash and cash equivalents, our marketable securities, and the cash generated by our operations to fund our capital investments of approximately $1.10 billion to $1.30 billion related to property and equipment.

Item 8 is designated for Financial Statements and Supplementary Data in financial documentation.

In 2023, total earning assets were reported at 535,500, marking a decrease of 1 percent from the previous year's total of 539,032.

The lawsuit alleges that CS&Co violated their duty to seek best execution in their routing of orders to UBS Securities LLC from July 13, 2011, to December 31, 2014.


Question: How many AutoZone stores are there in the U.S., Mexico, and Brazil as of the end of fiscal 2023?

At the end of fiscal 2023, the Company operated 6,300 stores in the U.S., 740 stores in Mexico and 100 stores in Brazil.

The Financial Statements and Supplementary Data are located on pages 44 through 121 of IBM’s 2023 Annual Report to Stockholders.

We also purchase, and plan to continue purchasing, carbon credits to fully achieve our emissions goals in the long-term. Our aim is to procure such credits from high integrity projects, with a focus on nature-based solutions where feasible.

Item 8 in the financial document is titled 'Financial Statements and Supplementary Data.'

We paid cash of $303.9 million for income taxes during 2023 compared to $221.3 million in the same period of 2022.

The following Management’s Discussion and Analysis (“MD&A”) is intended to help the reader understand the results of operations and financial condition of Equifax Inc.

The Company is exposed to fluctuations in prices for energy, particularly electricity and natural gas, and other commodity products used in retail and manufacturing operations, which it seeks to partially mitigate through the use of fixed-price contracts for certain of its warehouses and other facilities, primarily in the U.S. and Canada.

In December 2022, the European Commission published new legislative proposals on clearing services amending EMIR and provisions in the framework. The European Commission aims to encourage clearing in the EU and reduce exposure to non-EU CCPs through adding an operational account requirement, which could require EU-based firms to clear a proportion of their derivatives business at an EU CCP.


Question: What methodology does FedEx use to allocate net operating costs from the FedEx Services segment to other segments?

FedEx allocates the net operating costs of the FedEx Services segment to other segments using specific metrics like relative revenue or estimated services provided to approximate the net cost of functions offered.

Lauren D. Hotz has been Senior Vice President and Chief Accounting Officer since August 2022.

Berkshire Hathaway Inc. ("Berkshire," "Company" or "Registrant") is a holding company owning subsidiaries engaged in numerous diverse business activities. The most important of these are insurance businesses conducted on both a primary basis and a reinsurance basis, a freight rail transportation business and a group of utility and energy generation and distribution businesses.

Critical accounting policies and estimates that impact financial statements include Revenue Recognition, Business Combinations, Goodwill, and Accounting for Income Taxes, requiring judgments and estimates in financial reporting.

Stored value cards and loyalty program at October 2, 2022 showed a balance of approximately $1.503 billion.

Over the last three years, Walmart International has undertaken strategic actions including divesting of Walmart Argentina, Asda Group... in the U.K., Seiyu in Japan, buying out noncontrolling interests in Massmart, exiting operations in Africa, and increasing ownership in PhonePe.

The increase in sales and marketing expense in the year ended December 31, 2023, as compared to the same period in 2022, was primarily due to $12.3 million of higher personnel-related expenses from a growth in headcount, $3.2 million of higher professional services, advertising costs and equipment costs, and $1.2 million provision for doubtful accounts.

The Microsoft Cloud Solution Provider Program offers customers an easy way to license the cloud services they need in combination with the value-added services offered by their systems integrator, managed services provider, or cloud reseller partner. Partners in this program can easily package their own products and services to directly provision, manage, and support their customer subscriptions.


Question: What factors are analyzed in the impairment assessment for strategic investments?

Our impairment analysis encompasses an assessment of both qualitative and quantitative analyses of key factors including the investee's financial metrics, market acceptance of the product or technology, and the rate at which the investee is using its cash.

As of December 31, 2023, Hilton managed 800 hotels with 250,472 rooms.

Item 3—Legal Proceedings See discussion of Legal Proceedings in Note 10 to the consolidated financial statements included in Item 8 of this Report.

While Item 8 discusses financial statements and supplementary data, the actual consolidated financial statements and notes are included elsewhere in the Annual Report on Form 10-K.

Part IV Item 15 in a financial document includes Exhibits and Financial Statement Schedules, as specified.

According to the credit exposure figures, loans held for securitization amounted to $7.65 billion in December 2023, down from December 2022's amount of $8.07 billion.

We believe AIP uniquely allows users to connect LLMs and other AI with their data and operations to facilitate decision-making within the legal, ethical, and security constraints that they require.

Over time, as digital information increased, Iron Mountain adapted by focusing on a hybrid model of physical and digital media storage, expanding its services accordingly.


Question: What capabilities does the Palantir AIP platform offer to organizations?

We believe AIP uniquely allows users to connect LLMs and other AI with their data and operations to facilitate decision-making within the legal, ethical, and security constraints that they require.

The non-rolling chip win percentage decreased by 1.5 points, which is reflected in the detailed financial performance of casino operating segments.

Starting in fiscal year 2024, Electronic Arts is transitioning its global football franchise to a new brand, EA SPORTS FC, with a vision to create the largest football club in the world and to connect more fans globally through innovative approaches.

GM Financial's penetration of our retail sales in the U.S. was 42% in the year ended December 31, 2023, compared to 43% in the corresponding period in 2022.

The information for Legal proceedings in Item 3 is presented by incorporating it by reference to Note 19 in the Notes to Consolidated Financial Statements included in Item 8 of the report.

The index to Financial Statements and Supplementary Data is presented in the document.

U.S. net revenues for the year ended December 31, 2023, amounted to $5,073 million, representing 50% of total net revenues.

Under the expected present value technique, increasing the profit element and risk premium input by 100 basis points would result in a $1.2 million increase to the liability. Decreasing the profit element and risk premium by 100 basis points would result in a $1.2 million reduction of the liability.


Question: What is the primary business model of Costco Wholesale Corporation?

We are principally engaged in the operation of membership warehouses in the United States (U.S.) and Puerto Rico, Canada, Mexico, Japan, the United Kingdom (U.K.), Korea, Australia, Taiwan, China, Spain, France, Iceland, New Zealand, and Sweden.

On July 12, 2022, the company announced that they are exiting all owned-manufacturing operations and expanding their current relationship with Taiwanese manufacturer, Rexon Industrial Corp.

During the year ended December 31, 2023, warrant holders exercised warrants to purchase 7.1 million shares of Class A common stock. The warrants were exercised on a cashless basis resulting in the issuance of 5.6 million shares of Class A common stock.

Fiscal year 2020 consisted of the 52 weeks ended on January 30, 2021 ('fiscal 2020'). Fiscal year 2021 consisted of the 52 weeks ended on January 29, 2022 ('fiscal 2021') and fiscal year 2022 consisted of the 52 weeks ended on January 28, 2023 ('fiscal 2022').

The audited components of Salesforce, Inc.'s financial statements as of January 31, 2023, and for the three years ending on that date, included the consolidated balance sheets, the related consolidated statements of operations, comprehensive income, stockholders' equity, and cash flows.

Net Sales Mix: North America | 61% | International | 23% | AWS | 16% | Consolidated | 100%

ITEM 3. LEGAL PROCEEDINGS Refer to Note 15 – Contingencies of the Notes to Financial Statements (Part II, Item 8 of this Form 10-K) for information regarding legal proceedings in which we are involved.

As of December 31, 2023, our board is composed of 40% women and 10% people of color.


Question: How does Etsy generate revenue?

We generate revenue primarily from marketplace activities, including transaction (inclusive of offsite advertising), payments processing, and listing fees, as well as from optional seller services, which include on-site advertising and shipping labels.

Principal repayments of finance leases in 2022 totaled $7,941 million.

As of December 31, 2023, The Hershey Company employed approximately 18,650 full-time and 1,855 part-time employees worldwide. Collective bargaining agreements covered approximately 6,295 employees, or approximately 31% of the Company’s employees worldwide.

We use comparable sales as a metric to evaluate the performance of our business. Refer to the Comparable Sales and Sales Per Square Foot section of this management's discussion and analysis of financial condition and results of operations for further information.

Senior Floating Rate Notes due 2020 matured on April 17, 2020. The 4.00% Senior Notes due 2025 mature on May 15, 2025, and the 4.20% Senior Notes due 2028 mature on May 15, 2028, as per the offerings made on April 19, 2018.

Net earnings attributable to Hasbro, Inc. declined in 2022 to $203.5 million, compared to $428.7 million in 2021.

Revenues were $307.4 billion, an increase of 9% year over year.

In 2023, Comcast restructured the presentation of its operating results around two primary business segments: Connectivity & Platforms and Content & Experiences. Connectivity & Platforms comprises two sub-segments, Residential Connectivity & Platforms and Business Services Connectivity, and Content & Experiences includes Media, Studios, and Theme Parks.


Question: What total amount in gross proceeds did GameStop generate from the sales under the ATM Transactions in fiscal 2021?

GameStop generated $1.68 billion in aggregate gross proceeds from sales under the ATM Transactions during fiscal 2021.

The fair value of U.S. wireless licenses is assessed using a discounted cash flow model (the Greenfield Approach) and a qualitative corroborative market approach based on auction prices, depending on auction activity.

The description of legal proceedings in Item 3 of the report is not direct but instead provided by reference to the "Contingencies" section in Note 15 of the consolidated financial statements.

HPE has deployed an edge-to-cloud strategy that capitalizes on emergent megatrends and delivers a data-first modernization approach for customers. HPE has evolved to a platform-based model, fueled by a portfolio richer in software and services.

Data and Analytics revenues increased 69% in 2023 from 2022 primarily due to $63 million of revenue from Black Knight following the completion of our acquisition in September 2023.

Critical assumptions that are used as part of a quantitative Family Dollar goodwill evaluation include: •The potential future revenue, EBITDA and cash flows of the reporting unit. The projections use management’s assumptions about economic and market conditions over the projected period.

During fiscal 2022, $2.25 billion of senior notes was repaid.

The information for Legal proceedings in Item 3 is presented by incorporating it by reference to Note 19 in the Notes to Consolidated Financial Statements included in Item 8 of the report.


Question: What types of vessels are included in Chevron's operated marine fleet?

Shipping The company’s marine fleet includes both U.S. and foreign flagged vessels. The operated fleet consists of conventional crude tankers, product carriers and LNG vessels.

Item 3—Legal Proceedings See discussion of Legal Proceedings in Note 10 to the consolidated financial statements included in Item 8 of this Report.

See Note 14 to the consolidated financial statements in Item 8 of this Annual Report for a description of legal proceedings.

For light- and medium-duty passenger cars and light trucks, EPA promulgated a rule in 2021 establishing GHG standards applicable from model years 2023 through 2026. This rule reversed a rollback of GHG standards that EPA had previously promulgated in 2020.

On March 30, 2023, the CFPB adopted a final rule requiring covered financial institutions, such as us, to collect and report data to the CFPB regarding certain small business credit applications.

Available-for-sale debt securities are primarily aimed at preserving capital and ensuring liquidity, reflecting the strategic goals for managing these investments.

Item 8 is typically associated with the discussion of Financial Statements and Supplementary Data.

Fiscal year 2020 consisted of the 52 weeks ended on January 30, 2021 ('fiscal 2020'). Fiscal year 2021 consisted of the 52 weeks ended on January 29, 2022 ('fiscal 2021') and fiscal year 2022 consisted of the 52 weeks ended on January 28, 2023 ('fiscal 2022').


Question: What are financial statements and supplementary data components referred to collectively as in a typical categorization?

Item 8 is typically used to refer to 'Financial Statements and Supplementary Data' in formal financial categorization.

On December 3, 2020, a company acquired Credit Karma, which now operates as a separate reportable segment and includes results from the date of acquisition. The segment's income includes all direct expenses related to selling, marketing, product development, and general administrative tasks.

In 2022, we recorded a goodwill impairment charge for Vitacost.com totaling $160 million. The talent and capabilities gained through the merger with Vitacost in 2014 have been key to advancing Kroger’s digital platform and growing our digital business to more than $10 billion in annual sales. As our digital strategy has evolved, our primary focus looking forward will be to effectively utilize our Pickup and Delivery capabilities. This reprioritization resulted in reduced long-term profitability expectations and a decline in the market value for one underlying channel of business and led to the impairment charge. Vitacost.com will continue to operate as an online platform providing great value natural, organic, and eco-friendly products for customers.

Consumer VoIP Connections were 2,736 in 2021, decreased to 2,311 in 2022, and further to 1,953 in 2023.

Recruitment As the demand for global technical talent continues to be competitive, we have grown our technical workforce and have been successful in attracting top talent to NVIDIA. We have attracted strong talent globally with our differentiated hiring strategies for university, professional, executive and diverse recruits. The COVID-19 pandemic created expanded hiring opportunities in new geographies and provided increased  flexibility for employees to work from locations of their choice. Our workforce is about 80% technical and about 50% hold advanced degrees.

Net revenue is also generated from the sale of software solutions that enable our customers to plan, develop, automate, manage, and secure applications across mainframe, distributed, mobile, and cloud platforms.

•an increase in costs related to our operating channels of $319.1 million, comprised of: –an increase in employee costs of $145.1 million primarily due to increased salaries and wages expense, incentive compensation, and benefit costs for retail employees, primarily from the growth in our business and increased wage rates; –an increase in other operating costs of $67.7 million primarily due to increased depreciation costs, technology costs, and repairs and maintenance costs;  –an increase in variable costs of $66.8 million primarily due to increased credit card fees, distribution costs, and packaging cost...

Net cash used in financing activities | $ | (689) | | $ | (2,430)


Question: What technology does Garmin use in their marine VHF radios and AIS transceivers?

Garmin offers a full line-up of marine VHF radios and Automatic Identification System (AIS) transceivers with the latest feature sets including integrated GPS receivers for the communication needs of all types of mariners. Garmin radios are NMEA 2000 compatible and offer multi-station support, and monitor all AIS channels.

The company's approach in alcohol focuses on three segments of alcohol ready-to-drink beverages: hard seltzers (e.g., Topo Chico Hard Seltzer), hard alternatives (e.g., Lemon-Dou) and pre-mixed cocktails (e.g., Jack Daniel’s & Coca-Cola).

Stored value cards and loyalty program at October 2, 2022 showed a balance of approximately $1.503 billion.

We have access to $1.0 billion of commitments and a $200 million sub-limit for the issuance of letters of credit under the 2022 Credit Facility.

Changes in certain assumptions could significantly affect pension expense and benefit obligations, particularly the estimated long-term rate of return on plan assets and the discount rates used to calculate such obligations.

We make available free of charge on the Investor Relations section of our corporate website all of the reports we file with or furnish to the SEC as soon as reasonably practicable, after the reports are filed or furnished.

The information required by Item 8 is included in Item 15(a) of the Annual Report.

Information about legal proceedings in the Annual Report on Form 10-K is incorporated by reference under several notes and sections.


Question: What changes occurred after the acquisition of Credit Karma by a company on December 3, 2020?

On December 3, 2020, a company acquired Credit Karma, which now operates as a separate reportable segment and includes results from the date of acquisition. The segment's income includes all direct expenses related to selling, marketing, product development, and general administrative tasks.

The Company recorded an income tax expense of $91,389 for the year ended December 31, 2022, with an effective tax rate of approximately 9%.

For Online-Hosted Service Games, which require an internet connection for all functionalities, the company recognizes revenue continuously as the service is provided. This recognition is based on the premise that the online hosting represents a distinct and singular performance obligation.

In October 2023, the FCC proposed to reclassify broadband internet access services as a "telecommunications service," which would authorize the FCC to subject our broadband services to traditional common carriage regulation under Title II of the Communications Act.

FCF is a non-GAAP measure that is defined as cash flow from operations, excluding the impact of proceeds received in the fourth quarter of fiscal 2021 from a one-time Itanium litigation judgment, less net capital expenditures (investments in PP&E less proceeds from the sale of PP&E), and adjusted for the effect of exchange rate fluctuations on cash, cash equivalents, and restricted cash.

HPE has deployed an edge-to-cloud strategy that capitalizes on emergent megatrends and delivers a data-first modernization approach for customers. HPE has evolved to a platform-based model, fueled by a portfolio richer in software and services.

For unrealized losses determined to be the result of market conditions or industry-related events, the Company determines whether it intends to sell the debt security or if it is more likely than not that the Company will be required to sell the debt security prior to the anticipated recovery of the debt security’s amortized cost basis. If either case is true, the Company recognizes a non-credit related impairment, and the cost basis or carrying amount of the debt security is written down to fair value.

The Company's internal control over financial reporting as of January 28, 2023, was audited based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).


Question: What percentage of net sales did online sales represent in fiscal 2022?

Online sales represented 14.2% of net sales in fiscal 2022.

Business operations at gaming facilities are subject to the licensing and regulatory control of the local regulatory agency responsible for gaming licenses and operations in those jurisdictions.

The Financial Statement Schedule for IBM's 2023 filing is found on page S-1 of Form 10-K.

The auditing firm expressed an opinion that Alphabet Inc.'s consolidated financial statements presented fairly, in all material respects, the financial position of the company as of December 31, 2022 and 2023, and the results of operations and its cash flows for each of the three years in the period ended December 31, 2023, in conformity with U.S. generally accepted accounting principles.

Definition and Limitations of Internal Control Over Financial Reporting: A company's internal control over financial reporting...includes those policies and procedures that: (1) pertain to the maintenance of records that...accurately and fairly reflect the transactions...; (2) provide reasonable assurance that transactions are recorded as necessary...; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company's assets...

Chubb mitigates exposure to climate change risk by ceding catastrophe risk in our insurance portfolio through both reinsurance and capital markets, and our investment portfolio through the diversification of risk, industry, location, type and duration of security.

Activities related to sales before 2023 experienced adjustments due to changes in estimates, impacting the rebates and chargebacks accounts, and led to an ending balance of $4,493 million for the year 2023.

For the year ended December 31, 2023, AT&T Inc. reported revenues at $122,428 million, operations and support expenses at $80,190 million, EBITDA at $42,238 million, depreciation and amortization at $18,777 million, and operating income at $23,461 million.


Question: What is the total number of PowerUp Rewards members as of January 28, 2023?

The PowerUp Rewards membership totals include 5.6 million paying pro members.

As of the closing of the IPO, Johnson & Johnson owned approximately 89.6% of the total outstanding shares of Kenvue Common Stock.

The Company recognized impairment charges for the fiscal year ended June 30, 2022, primarily consisting of impairment loss of $57.6 million related to Connected Fitness assets, $21.3 million related to manufacturing equipment, $19.0 million related to Peloton Output Park and $15.9 million related to acquired technology. These impairment charges reduced the carrying value of these asset groups from $222.9 million to $109.1 million.

We are subject to various U.S. federal and state laws pertaining to health care 'fraud and abuse,' including anti-kickback laws and false claim laws.

The Macao government announced gross gaming revenue increased approximately 333.8% and decreased approximately 37.4%, during the year ended December 31, 2023, as compared to 2022 and 2019, respectively.

Masimo Masimo Corporation and Cercacor Laboratories, Inc. (together, “Masimo”) filed a complaint before the U.S. International Trade Commission (the “ITC”) alleging infringement by the Company of five patents relating to the functionality of the blood oxygen feature in Apple Watch Series 6 and 7.

As of January 28, 2023, we have approximately 2,500 Dollar Tree Plus stores.

In general, with variations by country, our warehouses accept certain credit cards, including Costco co-branded cards, debit cards, cash and checks, Executive member 2% reward certificates, co-brand cardholder rebates, and our proprietary stored-value card (shop card).


Question: What were the carrying amounts of the hedged item and the cumulative amounts of fair value hedging adjustments included in the carrying amount for fixed-to-floating interest rate swaps on October 1, 2023 and October 2, 2022?

The holding amounts of fixed-to-floating interest rate swaps, including the cumulative adjustments for fair value hedging, were specifically quantified as $1,060 million on October 1, 2023, with a hedging adjustment of $(40.0) million, and as $1,047.7 million on October 2, 2022, with a hedging adjustment of $(52.3) million.

Our effective tax rate was 23.2% for 2023.

Recruitment As the demand for global technical talent continues to be competitive, we have grown our technical workforce and have been successful in attracting top talent to NVIDIA. We have attracted strong talent globally with our differentiated hiring strategies for university, professional, executive and diverse recruits. The COVID-19 pandemic created expanded hiring opportunities in new geographies and provided increased  flexibility for employees to work from locations of their choice. Our workforce is about 80% technical and about 50% hold advanced degrees.

The description of legal proceedings in Item 3 of the report is not direct but instead provided by reference to the "Contingencies" section in Note 15 of the consolidated financial statements.

General Motors operates through automotive segments which include GM North America (GMNA) and GM International (GMI).

In the second quarter of 2021, we classified the Vrio disposal group as held-for-sale and reported the disposal group at fair value less cost to sell, which resulted in a noncash, pre-tax impairment charge of $4,555, including approximately $2,100 related to accumulated foreign currency translation adjustments and $2,500 related to property, plant and equipment and intangible assets.

In 2023, total sales and trading revenue for Global Markets amounted to $17,376 million.

At December 31, 2023, total assets were approximately $3.2 trillion, up $128.8 billion from December 31, 2022, primarily due to higher cash and cash equivalents.


Question: What are some factors that lead to a reduction in net product prices for a company?

Pressures from private insurers and government payers often result in a reduction of the net product prices.

Total intrinsic value of options exercised in millions was $41 in 2021, $28 in 2022, and $25 in 2023.

Key factors in AutoZone's store location decisions include future profitability, demographic profiles, vehicle types, customer trends, competition, and real estate costs, influencing where and when to establish new stores.

Caterpillar Insurance Co. Ltd. is registered as a Class 2 (General Business) and Class B (Long-Term) insurer with the Bermuda Monetary Authority.

Proceeds from issuance of long-term debt in 2023 amounted to $872.9 million.

Founded in 1919, Hilton has been an innovator in the hospitality industry, driven by the vision of founder Conrad Hilton.

The pre-tax restructuring charge of approximately $0.5 billion in the fiscal year 2023, of which $449 million was recorded in Restructuring and $30 million was recorded in Cost of products sold on the Consolidated Statement of Earnings, included the termination of partnered and non-partnered program costs and asset impairments.

Policy acquisition costs and administrative expenses were initially reported as 9,439 million U.S. dollars. Following unfavorable expense adjustments amounting to (23) million, the adjusted total came to 9,416 million U.S. dollars.


Question: What methods does the Company use to encourage appropriate utilization of medical services?

The Company uses a variety of techniques designed to help encourage appropriate utilization of medical services ("utilization") and maintain affordability of quality coverage. These techniques include creating risk sharing arrangements that align economic incentives with providers, the development and implementation of guidelines for the appropriate utilization and the provision of data to providers to enable them to improve health care quality.

Intelligent Edge earnings from operations as a percentage of net revenue increased 12.4 percentage points primarily due to decreases in cost of products and services as a percentage of net revenue and operating expenses as a percentage of net revenue.

If our customers choose to license cloud-based versions of our products and services rather than licensing transaction-based products and services, the associated revenue will shift from being recognized at the time of the transaction to being recognized over the subscription period or upon consumption, as applicable.

However, any projections of future cash needs and cash flows are subject to substantial uncertainty.

As of September 30, 2023, the Company had approximately 161,000 full-time equivalent employees.

The PowerUp Rewards membership totals include 5.6 million paying pro members.

These forward-looking statements generally are identified by the words “believe,” “project,” “expect,” “anticipate,” “estimate,” “intend,” “strategy,” “future,” “opportunity,” “plan,” “may,” “should,” “will,” “would,” “will be,” “will continue,” “will likely result,” and similar expressions.

IBM's 2023 Annual Report to Stockholders includes their financial statements and supplementary data, which span from pages 44 to 121 and are incorporated by reference in the Form 10-K. Additionally, the financial statement schedule can be found on page S-1 of the same Form 10-K.


Question: How much did the company repay in Senior Notes on July 17, 2023?

On July 17, 2023, the company repaid the $500 million 3.125% Senior Notes due July 2023.

Net cash used in financing activities | $ | (689) | | $ | (2,430)

The company believes that trademarks have significant value for marketing products, e-commerce, stores, and business, with the possibility of indefinite renewal as long as the trademarks are in use.

As of January 28, 2024, we have invested a total of $44.8 million(1) towards this goal.

In addition, Iron Mountain was named among Comparably's 2023 Best Companies for Women and Best Companies for Diversity.

The Company’s effective tax rate for 2023 and 2022 was lower than the statutory federal income tax rate due primarily to a lower effective tax rate on foreign earnings, the impact of the U.S. federal R&D credit, and tax benefits from share-based compensation, partially offset by state income taxes. The Company’s effective tax rate for 2023 was lower compared to 2022 due primarily to a lower effective tax rate on foreign earnings and the impact of U.S. foreign tax credit regulations issued by the U.S. Department of the Treasury in 2022, partially offset by lower tax benefits from share-based compensation.

Lauren D. Hotz has been Senior Vice President and Chief Accounting Officer since August 2022.

The 2021 credit facility is available for working capital, capital expenditures and other corporate purposes, including acquisitions and share repurchases.


Question: What are the major components of Iron Mountain's costs from 2023 through 2025 related to Project Matterhorn?

Iron Mountain expects to incur approximately $150.0 million in costs annually related to Project Matterhorn from 2023 through 2025, composed of restructuring costs (including site consolidation, employee severance, and professional fees) and other transformation costs (including project management and third-party consultant fees).

FedEx Express is the world’s largest express transportation company, offering time-definite delivery to more than 220 countries and territories, connecting markets that comprise more than 99% of the world’s gross domestic product.

Privately held debt and equity securities are valued using significant unobservable inputs or data in an inactive market and the valuation requires our judgment due to the absence of market prices and inherent lack of liquidity. In determining the estimated fair value for these investments, we utilize the most recent data available and apply valuation methods, including the market approach and option pricing models (OPM), adjusted to reflect the specific rights and preferences of the classes of securities we hold.

The PowerUp Rewards membership totals include 5.6 million paying pro members.

In Resource Masking Industries, we expect the profit impact from lower sales volume to be partially offset by favorable price realization.

During this time, Ford reached an agreement with California on a set of terms for an alternative framework in which Ford committed to meet a designated set of standards on a national basis for model years 2021 through 2026 that were more stringent than the then-rolled back federal standards in lieu of the California regulatory program.

These contingency plans include our Financial Contession and Recovery Plan, which provides monitoring, escalation, actions and routines designed to enable us to increase capital and/or liquidity, access funding sources and reduce risk through consideration of potential options that include asset sales, business sales, capital or debt issuances, and other risk reducing strategies at various levels of capital or liquidity depletion during a period of stress.

The Company recorded an income tax expense of $91,389 for the year ended December 31, 2022, with an effective tax rate of approximately 9%.


Question: What is the main purpose of the market price risk management policy described?

The market price risk management policy manages how hedging instruments can be used to mitigate risk. These instruments are governed by certain rules set under the policy, aimed at quantifying and evaluating the market-based risks to strategize mitigations such as entering into hedging transactions.

The year-over-year decrease of $19.9 billion in net income/(loss) in 2022 includes the effect of special items, including the mark-to-market net loss on our Rivian investment and the impairment on our Argo investment.

Total net additions to property and equipment for AWS in 2023 amounted to $24,843 million.

1.00% decrease in expected long-term rate of return on assets | $ | 150 | million | $ | — |  1.00% increase in expected long-term rate of return on assets | $ | (150) | million | $ | —

Deferred tax assets represent amounts available to reduce income taxes payable on taxable income in future years. Such assets arise because of temporary differences between the financial reporting and tax bases of assets and liabilities, as well as from net operating loss and tax credit carryforwards.

Of the $16.4 billion in 2023, $14.3 billion or 33% of gross product sales was related to rebates and chargebacks.

Privately held debt and equity securities are valued using significant unobservable inputs or data in an inactive market and the valuation requires our judgment due to the absence of market prices and inherent lack of liquidity. In determining the estimated fair value for these investments, we utilize the most recent data available and apply valuation methods, including the market approach and option pricing models (OPM), adjusted to reflect the specific rights and preferences of the classes of securities we hold.

The Company recognized impairment charges for the fiscal year ended June 30, 2022, primarily consisting of impairment loss of $57.6 million related to Connected Fitness assets, $21.3 million related to manufacturing equipment, $19.0 million related to Peloton Output Park and $15.9 million related to acquired technology. These impairment charges reduced the carrying value of these asset groups from $222.9 million to $109.1 million.


Question: What are the three levels of inputs defined in the fair value hierarchy?

The fair value hierarchy described includes three levels of inputs: Level 1 uses unadjusted quoted prices in active markets for identical assets or liabilities, Level 2 uses inputs that are directly or indirectly observable, and Level 3 involves unobservable inputs significant to the fair value determination supported by minimal market activity.

The total unrealized losses on U.S. Treasury securities amounted to $134 million.

The 1999 Repurchase Program was announced to repurchase common shares to reduce dilution from employee stock options and long-term incentive plans, with purchases limited to proceeds from stock option exercises and related tax benefits.

Following the initial 12 years of regulatory exclusivity, biologics may receive an additional 180-day exclusivity period for conducting pediatric studies as per the Biologics Price Competition and Innovation Act.

The GDPR imposes a comprehensive data protection regime with the potential for regulatory fines as much as up to the greater of 4% of worldwide turnover or €20 million.

U.S. net revenues for the year ended December 31, 2023, amounted to $5,073 million, representing 50% of total net revenues.

Chevron holds a concession to operate the Kingdom of Saudi Arabia’s 50 percent interest in the hydrocarbon resources in the onshore area of the Partitioned Zone between Saudi Arabia and Kuwait. The concession expires in 2046.

The ACA specifies minimum medical loss ratios (MLRs) for Commercial and Medicare Insured products, specifies features required to be included in commercial benefit designs, limits commercial individual and small group rating and pricing practices, encourages additional competition, and includes regulations and processes that could delay or limit the Company’s ability to appropriately increase its health plan premium rates.


Question: What does adjusted net interest income represent in financial reporting?

Adjusted net income and net interest yield on average Card- Member loans are evaluated as components measuring the profitability of the company's Card-Member loan portfolio.

Hewlett Packard Labs collaborates with an applied research group, investing in long-term technological advancements, including artificial intelligence software, advanced systems architectures, networking, and photonics.

Our organizational documents contain provisions that may have the effect of discouraging, delaying or preventing a change of control of, or unsolicited acquisition proposals for, ICE. These provisions make a change of control less likely, which may be contrary to the desires of certain of our stock's organizationholders.

Theatrical revenue increased in 2022 primarily due to higher revenue from releases in our 2022 slate compared to releases in our 2021 slate, including F9.

The Chief Executive etc. does not manage segment results or allocate resources to segments when considering these costs and they are therefore excluded from our definition of segment income.

As of October 31, 2023, the company's unconditional purchase obligations totaled $1.6 billion.

Adjusted EBITDA excludes both interest expense, net and the provision (benefit) for income taxes. These expenses are associated with our capitalization and tax structures, which we do not consider when evaluating the operating profitability of our core operations. Adjusted EBITDA does not include depreciation and amortization expenses, in order to eliminate the impact of capital investments.

The Macao government announced gross gaming revenue increased approximately 333.8% and decreased approximately 37.4%, during the year ended December 31, 2023, as compared to 2022 and 2019, respectively.


Question: What measures is the company taking to address supply chain disruptions?

We continue to monitor external factors like supply chain disruptions and work to minimize these challenges to meet customer demand, while assessing the environment for any additional actions needed.

FedEx Express is the world’s largest express transportation company, offering time-definite delivery to more than 220 countries and territories, connecting markets that comprise more than 99% of the world’s gross domestic product.

At December 31, 2023, the company had a total of $7.42 billion of unused committed bank credit facilities, which consisted primarily of a $3.00 billion credit facility expiring in December 2027 and a $4.00 billion 364-day facility expiring in September 2024.

Total company-operated stores | 711 | | 655

Technology and infrastructure costs include payroll and related expenses for employees involved in the research and development of new and existing products and services, development, design, and maintenance of our stores, curation and display of products and services made available in our online stores, and infrastructure costs.

We use comparable sales as a metric to evaluate the performance of our business. Refer to the Comparable Sales and Sales Per Square Foot section of this management's discussion and analysis of financial condition and results of operations for further information.

Theatrical revenue increased in 2022 primarily due to higher revenue from releases in our 2022 slate compared to releases in our 2021 slate, including F9.

Our effective tax rate in the future will depend upon the proportion between the following items and income before provision for income taxes: U.S. tax benefits from foreign-derived intangible income, tax effects from share-based compensation, research tax credit, tax effects from capital losses not expected to be utilized, restructurings, settlement of tax contingency items, tax effects of changes in our business, and the effects of changes in tax law.


Question: How much did Delta Air Lines record as a special profit sharing expense for the year ended December 31, 2021?

For the year ending on December 31, 2021, Delta Air Lines recorded a special profit sharing expense of $108 million. This expense was based on the adjusted pre-tax profits earned during the second half of that year and was intended to recognize the extraordinary efforts of its employees through the pandemic.

The company's approach in alcohol focuses on three segments of alcohol ready-to-drink beverages: hard seltzers (e.g., Topo Chico Hard Seltzer), hard alternatives (e.g., Lemon-Dou) and pre-mixed cocktails (e.g., Jack Daniel’s & Coca-Cola).

The following table summarizes AbbVie's estimated material contractual obligations as of December 31, 2023, which includes long-term debt, both current and long-term portions, totaling $59,245 million.

Client operating loss was $46 million in 2023, compared to operating income of $1.2 billion in 2022. The decrease in operating income was primarily due to lower revenue.

In 2023, the income tax benefit was recorded at 12.9% of pre-tax loss.

Net operating revenues were $45,754 million in 2023, compared to $43,004 million in 2022, an increase of $2,750 million, or 6%.

25 basis decrease expected ROA leads to -$25 effect on 2024 Pension Expense.

Our purpose is to unite caring with discovery to create medicines that make life better for people around the world.


Question: What are the potential consequences of the company being involved in lawsuits related to their acquisitions?

An adverse resolution of any lawsuit or claim against us, including those we are involved with due to acquisition activity, may require us to pay substantial damages or impose restrictions on how we conduct business, either of which could adversely affect our business, financial condition and operating results.

Total company-operated stores | 711 | | 655

Letairis (ambrisentan) is an oral formulation of an endothelin receptor antagonist for the treatment of pulmonary arterial hypertension (PAH) (WHO Group I) to improve exercise capacity and delay clinical worsening or in combination with tadalafil to reduce the risks of disease progression and hospitalization for worsening PAH, and to improve exercise ability.

We increased our common stock dividend by 22% during 2022.

FedEx Corporation was incorporated in Delaware on October 2, 1997 to serve as the parent holding company and provide strategic direction to the FedEx portfolio of companies.

ITEM 11. EXECUTIVE COMPENSATION Information regarding our executive compensation required by this item will be contained in our 2023 Proxy Statement under the captions “Executive Compensation”, “Compensation Committee Interlocks and Insider Participation”, “Director Compensation” and “Compensation Committee Report,” and is hereby incorporated by reference.

General Motors operates through automotive segments which include GM North America (GMNA) and GM International (GMI).

The report on the Consolidated Financial Statements by PricewaterhouseCoopers LLP is dated February 16, 2024.


Question: How many employees does Amazon have as of December 31, 2023?

As of the end of 2023, Amazon's workforce comprised about 1,525,000 full-time and part-time employees.

Regular confidential employee surveys are conducted to gather feedback from the workforce on various topics.

The Financial Statements and Supplementary Data from pages 44 through 121 of IBM’s 2023 Annual Report to Stockholders are incorporated by reference in the Form 10-K.

The Chief Executive etc. does not manage segment results or allocate resources to segments when considering these costs and they are therefore excluded from our definition of segment income.

Goodwill and indefinite-lived intangible assets are initially recorded at their fair values.

The company reported a net income of $217,375 thousand for the fiscal year ended December 31, 2023.

•Server products and cloud services revenue increased $12.6 billion or 19% driven by Azure and other cloud services.

As of January 29, 2023, we were authorized, subject to certain specifications, to repurchase additional shares of our common stock up to $7.23 billion through December 2023.


Question: What future regulatory changes could impact MVNOs that use Verizon's wireless network?

The FCC or other regulatory authorities may adopt new or different regulations for MVNOs and/or mobile broadband providers in the future, which could adversely affect our wireless phone service offering or our business generally.

IBM's 2023 Annual Report reserves pages 44 through 121 for Financial Statements and Supplementary Data.

ITEM 3. LEGAL PROCEEDINGS Refer to Note 15 – Contingencies of the Notes to Financial Statements (Part II, Item 8 of this Form 10-K) for information regarding legal proceedings in which we are involved.

Infrastructure software's operating income rose by $420 million from $5,219 million in fiscal year 2022 to $5,639 million in fiscal year 2023.

We also purchase, and plan to continue purchasing, carbon credits to fully achieve our emissions goals in the long-term. Our aim is to procure such credits from high integrity projects, with a focus on nature-based solutions where feasible.

Current portion of long-term debt increased to $1,608 million at October 29, 2023 from $440 million at October 30, 2022, primarily due to certain debt instruments becoming due within the next twelve months.

The consolidated financial statements and accompanying notes listed in Part IV, Item 15(a)(1) are included immediately following Part IV and incorporated by reference in the Annual Report on Form 10-K.

Hewlett Packard Labs collaborates with an applied research group, investing in long-term technological advancements, including artificial intelligence software, advanced systems architectures, networking, and photonics.


Question: What is the value of the liabilities regarding uncertain tax positions recorded as of October 31, 2023?

As of October 31, 2023, HP had approximately $102 million of recorded liabilities pertaining to uncertain tax positions.

A stronger U.S. dollar negatively impacted net sales by $339 million in fiscal 2022.

The decrease in the Company's effective income tax rate in 2023 was primarily due to the absence of certain nondeductible legal charges and basis differences on the sale of bswift and PayFlex in 2022.

Dividends on common stock declared by our Board of Directors totaled $1.11 per share in 2023.

Our annual worldwide ARPU in 2023, which represents the sum of quarterly ARPU during such period, was $44.60, an increase of 13% from 2022.

In February 2023, we announced our planned exit from the Employer Group Commercial Medical Products business, which includes all fully insured, self-funded and Federal Employee Health Benefit medical plans, as well as associated wellness and rewards programs.

Letairis (ambrisentan) is an oral formulation of an endothelin receptor antagonist for the treatment of pulmonary arterial hypertension (PAH) (WHO Group I) to improve exercise capacity and delay clinical worsening or in combination with tadalafil to reduce the risks of disease progression and hospitalization for worsening PAH, and to improve exercise ability.

Lending-related fees generally represent transactional fees earned from certain loan commitments, financial guarantees and SBLCs.


Question: What are the indications for Qulipta and where is it commercialized?

Qulipta (atogepant) is a calcitonin gene-related peptide receptor antagonist indicated for the preventive treatment of episodic and chronic migraine in adults. Qulipta is commercialized in the United States and Canada and is approved in the European Union under the brand name Aquipta.

We generally do not utilize derivative products, such as interest rate swaps, to manage interest rate risks and we do not attempt to match maturities of assets and liabilities.

In contrast, contributions from COVID-19 vaccinations reached their highest quarterly volume during the fourth quarter of 2023. During the first quarter of 2022, the Company saw high volumes of administration of COVID-19 vaccinations, and during the fourth quarter, there was an increase in COVID-19 vaccine administration from the prior quarter related to the bivalent COVID-19 booster.

The document admits that internal control over financial reporting has inherent limitations which may prevent it from detecting or preventing misstatements.

Represents the target level of performance share units vested as of December 31, 2023 for the 2021-2023 performance period.

For a discussion of legal and other proceedings in which we are involved, see Note 13 - Commitments and Contingencies in the Notes to Consolidated Financial Statements in Part II, Item 8 of this Annual Report on Form 10-K.

Business operations at gaming facilities are subject to the licensing and regulatory control of the local regulatory agency responsible for gaming licenses and operations in those jurisdictions.

Inventories, consisting of products available for sale, are primarily accounted for using the first-in first-out method.


Question: What does FCF stand for, and how is it calculated?

FCF is a non-GAAP measure that is defined as cash flow from operations, excluding the impact of proceeds received in the fourth quarter of fiscal 2021 from a one-time Itanium litigation judgment, less net capital expenditures (investments in PP&E less proceeds from the sale of PP&E), and adjusted for the effect of exchange rate fluctuations on cash, cash equivalents, and restricted cash.

At December 31, 2023, total assets were approximately $3.2 trillion, up $128.8 billion from December 31, 2022, primarily due to higher cash and cash equivalents.

Changes in the discount rate, like an increase, can lead to recognizing an impairment of an intangible asset in spite of achieving forecasted or greater cash flows.

IBM's 2023 Annual Report to Stockholders includes their financial statements and supplementary data, which span from pages 44 to 121 and are incorporated by reference in the Form 10-K. Additionally, the financial statement schedule can be found on page S-1 of the same Form 10-K.

In 2023, total sales and trading revenue for Global Markets amounted to $17,376 million.

Our effective tax rate in the future will depend upon the proportion between the following items and income before provision for income taxes: U.S. tax benefits from foreign-derived intangible income, tax effects from share-based compensation, research tax credit, tax effects from capital losses not expected to be utilized, restructurings, settlement of tax contingency items, tax effects of changes in our business, and the effects of changes in tax law.

Technology and communications expenses increased by $51 million in 2023 from 2022, primarily due to $40 million related to Black Knight and increased hardware and software support costs, partially offset by a decrease in license expense.

The Firmwide Capital Committee, co-chaired by the head of Credit Risk and a co-head of the Global Financing Group, provides approval and oversight of debt-related transactions, including principal commitments of our capital, aiming to ensure that business, reputational, and suitability standards for underwritings and capital commitments are maintained on a global basis.


Question: What are the characteristics of the Garmin quatix series wearable devices?

Garmin offers the quatix series wearable, GPS-enabled smartwatches designed for mariners, which include marine features for navigation, sailing, stereo control, autopilot functions, tidal information, a built-in LED flashlight, and solar charging, depending on model.

Professional Visualization We serve the Professional Visualization market by working closely with independent software vendors, or ISVs, to optimize their offerings for NVIDIA GPUs. Our GPU computing platform enhances productivity and introduces new capabilities for critical workflows in many fields, such as design and manufacturing and digital content creation.

Changes in circumstance that may trigger a goodwill impairment assessment for one of our business units can include, among others, changes in the legal environment, addressable market, business strategy, development or business plans, reimbursement structure or rates, operating performance, future prospects, relationships with partners, interest rates and/or market value indications for the subject business.

Our committed revolving credit facility provides us with available borrowings in an amount up to $400.0 million.

On July 17, 2023, the company repaid the $500 million 3.125% Senior Notes due July 2023.

Our associates spend 7 years at our Company, which is a testament to our commitment to their growth, well-being, and our culture.

In April 2023, we also accepted the December 2022 put option notice from the AT&T pension trust and repurchased the remaining 213 million Mobility preferred interests for a purchase price, including accrued and unpaid distributions, of $5,414.

Companies with which we have strategic partnerships in some areas may be competitors in other areas.


Question: What was the total pre-tax restructuring expense associated with the Orthopaedics franchise in 2023?

In the fiscal year 2023, the Company initiated a restructuring program of its Orthopaedics franchise within the MedTech segment to streamline operations by exiting certain markets, product lines and distribution network arrangements. The pre-tax restructuring expense of $0.3 billion in the fiscal year 2023, of which $40 million was recorded in Restructuring and $279 million was recorded in Cost of products sold on the Consolidated Statement of Earnings, primarily included inventory and instrument charges related to market and product exits.

Refinery segment operating revenue decreased by 29% in 2023 compared to 2022.

The Company's effective income tax rates were stated as 22.5% for the year 2022, 18.8% for 2021, and 23.2% for 2020. These variations in tax rates were due to factors like state income taxes, non-deductible goodwill impairment charges, share-based payments, and the utilization of tax credits.

Kroger is committed to maintaining a net total debt to adjusted EBITDA ratio target range of 2.30 to 2.50.

Available-for-sale debt securities are primarily aimed at preserving capital and ensuring liquidity, reflecting the strategic goals for managing these investments.

As part of the investment, we are obligated to develop certain gaming and non-gaming investment projects by December 2032 and dedicate resources to, among others, the attraction of international visitors, conventions and exhibitions, entertainment shows, sporting events, culture and art, health and wellness, and themed attractions, as well as support Macao's position as a city of gastronomy and increase community and maritime tourism.

Visa Inc. reported a net income of $17,273 million for the fiscal year ended September 30, 2023.

Founded in 1919, Hilton has been an innovator in the hospitality industry, driven by the vision of founder Conrad Hilton.


Question: What must clinical trials generally submit to begin testing a device in humans?

Clinical trials generally require submission of an application for an investigational device exemption (IDE), which must be supported by appropriate data, such as animal and laboratory testing results.

To meet federal requirements that took effect in 2021, states have implemented new D-SNP requirements to strengthen Medicaid-Medicare integration for D-SNPs.

Consumer segment operating income increased $224 million, or 9%, in fiscal 2023 compared with fiscal 2022, primarily due to the increase in revenue described above and lower marketing expenses.

Revenues, profits and losses and total assets are shown in our Consolidated Financial Statements set forth in Item 8 below.

We disclose material non-public information through one or more of the following channels: our investor relations website (http://corporate.lululemon.com/investors), the social media channels identified on our investor relations website, press releases, SEC filings, public conference calls, and webcasts.

Adjusted EBITDA excludes both interest expense, net and the provision (benefit) for income taxes. These expenses are associated with our capitalization and tax structures, which we do not consider when evaluating the operating profitability of our core operations. Adjusted EBITDA does not include depreciation and amortization expenses, in order to eliminate the impact of capital investments.

As of September 30, 2023, the Company had approximately 161,000 full-time equivalent employees.


Question: What were the total unconditional purchase obligations of the company as of October 31, 2023?

As of October 31, 2023, the company's unconditional purchase obligations totaled $1.6 billion.

Hershey Trust Company, as trustee for the trust established by Milton S. and Catherine S. Hershey that has as its sole beneficiary Milton Hershey School, maintains voting control over The Hershey Company.

•Merchandise cost, which includes freight, decreased 255 basis points resulting primarily from higher initial mark-on, partially offset by higher freight costs and increased sales of lower margin consumable merchandise on the Family Dollar segment.

Cash, cash equivalents and restricted cash at end of period | $ | 1,196.0 | | | $ | 1,319.9 | | $ | 635.0

Seasonality in the hospitality industry is affected by variations in demand at properties, which depend principally on their location, type of property, and the competitive mix within the specific location.

We are principally engaged in the operation of membership warehouses in the United States (U.S.) and Puerto Rico, Canada, Mexico, Japan, the United Kingdom (U.K.), Korea, Australia, Taiwan, China, Spain, France, Iceland, New Zealand, and Sweden.

Before her current role, Ms. O'Brien served as Senior Vice President and Deputy Chief Risk Officer from January 2022 to March 2023, and from 2016 to 2021 was Division President, North America Personal Risk Services.

The Microsoft Cloud Solution Provider Program offers customers an easy way to license the cloud services they need in combination with the value-added services offered by their systems integrator, managed services provider, or cloud reseller partner. Partners in this program can easily package their own products and services to directly provision, manage, and support their customer subscriptions.


Question: How many Canadian provinces did the company operate stores in as of January 28, 2023?

At January 28, 2023, we operated stores in 48 states and the District of Columbia, as well as stores in five Canadian provinces.

Technology and communications expenses increased by $51 million in 2023 from 2022, primarily due to $40 million related to Black Knight and increased hardware and software support costs, partially offset by a decrease in license expense.

The auditor's opinion on Palantir Technologies' financial statements was based on extensive audits that involved evaluating risks of material misstatement, both from error and fraud. Procedures included examining evidence and evaluating the accounting principles and estimates used by management. The audits were conducted adhering to PCAOB standards, confirming the financial statements conform to U.S. generally accepted accounting principles.

The total notional values of derivatives related to our foreign currency economic hedges were $6,989 million and $4,902 million as of December 31, 2023 and 2022, respectively.

All references to earnings per share data in MD&A are to diluted earnings per share, or EPS, unless otherwise noted. Diluted EPS is calculated to reflect the potential dilution that would occur if stock options or other contracts to issue common stock were exercised and resulted in additional common shares outstanding.

In connection with its new operating model adopted in the first quarter of 2023, CVS Health Corporation realigned the composition of its segments to include a new Health Services segment, which delivers a full range of pharmacy benefit management (PBM) solutions and health care services, and a Pharmacy & Consumer Wellness segment, which includes retail and long-term care pharmacy operations and related pharmacy services, as well as retail front store operations.

1.00% decrease in expected long-term rate of return on assets | $ | 150 | million | $ | — |  1.00% increase in expected long-term rate of return on assets | $ | (150) | million | $ | —

As of January 28, 2024, we have invested a total of $44.8 million(1) towards this goal.


Question: How much did UnitedHealthcare's cash provided by operating activities amount to in 2023?

In 2023, UnitedHealthcare generated $29,068 million from operating activities.

The complaint alleges that certain Amazon Prime Video features and services infringe several U.S. Patent Nos. related to video-on-demand systems and dynamic adjustment of electronic program guides.

After-tax earnings of real estate brokerage decreased $87 million (87.0%) in 2023 compared to 2022. The decrease reflected lower brokerage services revenues and margins, primarily due to a 19% reduction in closed brokerage transaction volumes, as well as lower mortgage services revenues and margins from a 28% decrease in closed transaction volumes. These declines were attributable to the impact of rising interest rates and lower existing home sales.

Under the 2020 Plan, the exercise price of options granted is generally at least equal to the fair market value of the Company’s Class A common stock on the date of grant.

Online sales represented 14.2% of net sales in fiscal 2022.

We recognize revenue associated with Chipotle Rewards within food and beverage revenue on the consolidated statements of income and comprehensive income when a customer redeems an earned reward.

The Company uses a variety of techniques designed to help encourage appropriate utilization of medical services ("utilization") and maintain affordability of quality coverage. These techniques include creating risk sharing arrangements that align economic incentives with providers, the development and implementation of guidelines for the appropriate utilization and the provision of data to providers to enable them to improve health care quality.


Question: What does Item 3 of the Annual Report on Form 10-K direct the reader to for information on legal proceedings?

Item 3 of the Annual Report on Form 10-K guides the reader to Note 14 of the Notes to the Consolidated Financial Statements in Item 8 for information on legal proceedings.

The auditor's opinion on Palantir Technologies' financial statements was based on extensive audits that involved evaluating risks of material misstatement, both from error and fraud. Procedures included examining evidence and evaluating the accounting principles and estimates used by management. The audits were conducted adhering to PCAOB standards, confirming the financial statements conform to U.S. generally accepted accounting principles.

Privately held debt and equity securities are valued using significant unobservable inputs or data in an inactive market and the valuation requires our judgment due to the absence of market prices and inherent lack of liquidity. In determining the estimated fair value for these investments, we utilize the most recent data available and apply valuation methods, including the market approach and option pricing models (OPM), adjusted to reflect the specific rights and preferences of the classes of securities we hold.

As of June 30, 2023, commitments for convertible senior notes totaled $1,000.0 million and for the term loan totaled $742.5 million.

Our effective tax rate was 23.2% for 2023.

By calendar 2025, FedEx plans for 50% of FedEx Express global pickup-and-delivery vehicle purchases to be electric, rising to 100% of all purchases by calendar 2030.

Increases at our Macao operations were primarily driven by increases of $57 million in ferry operations due to the resumption of ferry services in January 2023, $31 million in entertainment revenue, $16 million in limo revenue, $5 million in retail revenue, $4 million in convention revenue and $14 million in other operating revenues (e.g., Eiffel Tower, spa, and gondola rides).

The consolidated financial statements in the Annual Report on Form 10-K are incorporated by reference, indicating they are part of the document in a legal sense but not physically present in full within the document itself.


Question: What is the PCAOB ID number of PricewaterhouseCoopers LLP as mentioned in Item 8?

PricewaterhouseCoopers LLP, the firm's independent registered public accounting firm is mentioned with PCAOB ID 238.

The Etsy, Reverb, and Depop marketplaces collectively connected a total of 9.0 million active sellers to 96.5 million active buyers as of December 31, 2022.

Our 2022 EPS-diluted also benefited from lower weighted-average shares outstanding as a result of share repurchases pursuant to our Board-approved repurchase programs.

Johnson & Johnson's consolidated statements of earnings for 2023 reported total net earnings of $35,153 million.

We sell our products through NIKE Direct operations, which is comprised of both NIKE-owned retail stores and sales through our digital platforms (also referred to as 'NIKE Brand Digital'), to wholesale accounts and to a mix of independent distributors, licensees and sales representatives in nearly all countries around the world.

As part of the investment, we are obligated to develop certain gaming and non-gaming investment projects by December 2032 and dedicate resources to, among others, the attraction of international visitors, conventions and exhibitions, entertainment shows, sporting events, culture and art, health and wellness, and themed attractions, as well as support Macao's position as a city of gastronomy and increase community and maritime tourism.

We also purchase, and plan to continue purchasing, carbon credits to fully achieve our emissions goals in the long-term. Our aim is to procure such credits from high integrity projects, with a focus on nature-based solutions where feasible.

The listing of our common stock on the NYSE could potentially create a conflict between the exchange’s regulatory responsibilities to vigorously oversee the listing and trading of securities, on the one hand, and our commercial and economic interest, on the other hand.


Question: What were the two theatrical releases AMC distributed in 2023?

During 2023, AMC served as the theatrical distributor for two theatrical releases: TAYLOR SWIFT | THE ERAS TOUR and RENAISSANCE: A FILM BY BEYONCÉ.

While the outcome of this matter cannot be determined at this time, it is not currently expected to have a material adverse impact on our business.

In addition, Iron Mountain was named among Comparably's 2023 Best Companies for Women and Best Companies for Diversity.

The Second Development Agreement provides for a total minimum project cost of approximately SGD 4.5 billion.

Consumer VoIP Connections were 2,736 in 2021, decreased to 2,311 in 2022, and further to 1,953 in 2023.

In May 2023, Chevron was awarded an exploration and production license for Block G2/65, which covers 3.7 million net acres.

See’s Candy Shops, Incorporated ("See’s") produces boxed chocolates and other confectionery products with an emphasis on quality and distinctiveness in two large kitchens in Los Angeles and South San Francisco and a facility in Burlingame, California. See’s operates approximately 250 retail and volume saving stores located mainly in California and other Western states, as well as over 115 seasonal locations. See’s revenues are highly seasonal with approximately half of its annual revenues earned in the fourth quarter.

Our Asia Pacific operation provides consumer and commercial information solutions products, marketing products, employment verification services and consumer credit protection products. We offer a full range annually


Question: What was the percentage of net revenue from lululemon's women's and men's ranges in 2023?

During 2023, our women's range represented 64% of net revenue and our men's range represented 23% of net revenue.

The company's products and services are sold through partnerships with independent software vendors, systems integrators, and advisory firms. These partners help integrate the company's offerings into their own product and service solutions, assist in sales to clients purchasing their own products, and provide expertise in designing and implementing custom IT solutions.

Note 16 is important in a Form 10-K for providing detailed information on legal proceedings as 'Commitments and Contingencies.'

Operating revenues from agricultural products increased 12.6% to $5.7 billion in 2022 compared to 2021.

The non-GAAP income tax rate could be subject to change for a variety of reasons, including the rapidly evolving global tax environment, significant changes in our geographic earnings mix including due to acquisition activity, or other changes to our strategy or business operations.

Depreciation and amortization totaled $4,856 as recorded in the financial statements.

Cash, cash equivalents and marketable securities totaled $1,390.6 million as of January 28, 2023.

Item 8 in Etsy, Inc.'s filings refers to 'Financial Statements and Supplementary Data,' including consolidated balance sheets, statements of operations, statements of comprehensive income (loss), statements of changes in stockholders' equity (deficit), and statements of cash flows.


Question: How is the exercise price for incentive stock options determined under Palantir Technologies Inc.’s 2020 Equity Incentive Plan?

Under the 2020 Plan, the exercise price of options granted is generally at least equal to the fair market value of the Company’s Class A common stock on the date of grant.

In fiscal 2022, we announced our Reinvention Plan in the U.S. market to increase efficiency while elevating the partner and customer experience.

We have paid transition tax of $7.7 billion, which included $1.5 billion for fiscal year 2023. The remaining transition tax of $10.5 billion is payable over the next three years, with $2.7 billion payable within 12 months.

As of December 31, 2022, the total gross unrealized losses for available-for-sale securities were $114,128 and the total fair value was $1,357,615.

As of January 28, 2023, we have approximately 2,500 Dollar Tree Plus stores.

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA. The information required by this item is included in Item 15(a) of this Annual Report.

The Company recognized $474 million of revenues and had obligations including a large liability for the guest loyalty program as of the end of 2023. This included performance obligations to Hilton Honors members for redeeming points along with licensing fees from a co-branded credit card arrangement. Auditors performed specific procedures to validate the clerical accuracy and adherence to accounting principles in the recognition of these revenues.

We encourage investors and others to review our business, results of operations, and financial information in their entirety, not to rely on any single financial measure, and to view these non-GAAP measures in conjunction with the most directly comparable GAAP financial measures.


Question: What methods does the company use to gauge employee satisfaction?

Regular confidential employee surveys are conducted to gather feedback from the workforce on various topics.

Chubb Life offers a broad portfolio of protection and savings products including whole life, universal life, unit linked contracts, endowment plans, individual and life, group term life, health protection, personal accident, credit life, group employee benefits, and credit protection insurance.

Veklury product sales decreased by 44% to $2.2 billion in 2023, compared to 2022.

The FCC or other regulatory authorities may adopt new or different regulations for MVNOs and/or mobile broadband providers in the future, which could adversely affect our wireless phone service offering or our business generally.

In Resource Masking Industries, we expect the profit impact from lower sales volume to be partially offset by favorable price realization.

All references to earnings per share data in MD&A are to diluted earnings per share, or EPS, unless otherwise noted. Diluted EPS is calculated to reflect the potential dilution that would occur if stock options or other contracts to issue common stock were exercised and resulted in additional common shares outstanding.

Item 8 in Etsy, Inc.'s filings refers to 'Financial Statements and Supplementary Data,' including consolidated balance sheets, statements of operations, statements of comprehensive income (loss), statements of changes in stockholders' equity (deficit), and statements of cash flows.

In 2022, the gain on divestiture of subsidiaries represents the pre-tax gain on the sale of bswift, which the Company sold in November 2022, and the pre-tax gain on the sale of PayFlex, which the Company sold in June 2022. The gains on divestitures are reflected as a reduction of operating expenses in the Company’s GAAP consolidated statement of operations within the Health Care Benefits segment.


Question: What was the net earnings attributable to UnitedHealth Group common shareholders in 2023?

The net earnings attributable to UnitedHealth Group common shareholders for the year 2023 was $22,381 million.

We make available free of charge on the Investor Relations section of our corporate website all of the reports we file with or furnish to the SEC as soon as reasonably practicable, after the reports are filed or furnished.

Servicing software revenues include integrated mortgage servicing solutions, which help automate all areas of the servicing process, from loan boarding to final payment or default. Our servicing solutions support first lien mortgages, home equity loans and lines of credit on a single platform to manage all servicing processes.

In February 2023, we announced our planned exit from the Employer Group Commercial Medical Products business, which includes all fully insured, self-funded and Federal Employee Health Benefit medical plans, as well as associated wellness and rewards programs.

The Financial Statement Schedule for IBM's 2023 report can be found on page S-1 of Form 10-K.

Our capabilities differ by market and include:  •Buy online pick-up in store - guests can purchase our products via our website or digital app and then collect that product from a retail location;  •Ship from store – we are able to fulfill e-commerce orders by accessing inventory at both our distribution centers and at our retail locations, expanding the pool of accessible inventory; •One inventory pool – we are able to view and allocate

Dealer Inventories – Represents dealer machine and engine inventories, excluding aftermarket parts.

Under the initial payroll support program under the CARES Act and PSP extensions we received support payments of grants, which included $4.5 billion of grants during the year ended December 31, 2021.