Question: How does Comcast support the emotional wellbeing of its employees?

Comprising part of its employee welfare programs, Comcast invests in mental health support through counseling and digital tools to aid in various personal challenges.

As indicated in the accompanying Management’s Annual Report on Internal Control over Financial Reporting, management’s assessment of and conclusion on the effectiveness of internal control over financial reporting did not include the internal controls of the acquisition of certain assets that provide additional manufacturing capacity from Weaver Popcorn Manufacturing, Inc. on May 31, 2023, which is included in the 2023 consolidated financial statements of the Company and constituted 1.4% of total assets as of December 31, 2023.

–an increase in other costs of $15.3 million primarily due to an increase in repairs and maintenance costs, depreciation, and technology costs, partially offset by a decrease in professional fees;

In February 2023, we announced a 10% increase in our quarterly cash dividend to $2.09 per share.

Visa Inc. reported a net income of $17,273 million for the fiscal year ended September 30, 2023.

Net charge-offs as a percentage of average loans and leases outstanding for the first quarter of 2023 was 0.25%.

The total unrealized losses on U.S. Treasury securities amounted to $134 million.

We own a trademark portfolio with protections in 170 countries in which we currently operate for our primary brands — AIRBNB and our Bélo logo. Additionally, we own trademark protections around the world for other brands or protectable brand elements important to our business, including but  not limited to Rausch, our primary corporate color, localizations, translations, and transliterations of our primary brands, and brands associated with businesses we have acquired. We have registered domain names that we use in or relate to our business, such as the airbnb.com domain name and country code top level domain name equivalents.


Question: How does The Home Depot ensure associate engagement?

We create an engaging workplace by continuously listening to and acting on associate feedback. We provide several pulse check surveys to associates throughout the year that help us determine how emotionally connected those associates are to our customers, the Company, their jobs, fellow associates, and leaders.

See Note 14 to the consolidated financial statements in Item 8 of this Annual Report for a description of legal proceedings.

FedEx Express is the world’s largest express transportation company, offering time-definite delivery to more than 220 countries and territories, connecting markets that comprise more than 99% of the world’s gross domestic product.

losses were primarily from the following events: •2023: Hurricane Idalia, and other severe weather-related events in the U.S.

We believe it is more likely than not that we will generate sufficient taxable income to realize deferred tax assets, despite valuation allowances.

In 2023, a total of 898 theatres were operated. The average number of screens per theatre was calculated to be 11.1.

In 2023, the net interest revenue was $9,427 million.

During 2023, Comcast's Theme Parks segment saw an increase in revenue, largely from gains at international and Hollywood parks, though partially offset by a decline at the Orlando park. The Adjusted EBITDA rose as well, despite higher operational costs driven by more guests.


Question: What year was American Express founded and when was it incorporated as a New York corporation?

American Express was founded in 1850 as a joint stock association and were incorporated in 1965 as a New York corporation.

In March 2023, the Board of Directors sanctioned a restructuring plan concentrated on investment prioritization towards significant growth prospects and the optimization of the company's real estate assets. This includes substantial organizational changes such as reductions in office space and workforce.

At December 31, 2023, we provided health insurance coverage under CMS contracts to approximately 5,408,900 individual Medicare Advantage members, including approximately 851,300 members in Florida. These Florida contracts accounted for premiums revenue of approximately $14.9 billion, which represented approximately 19% of our individual Medicare Advantage premiums revenue.

The Company is exposed to fluctuations in prices for energy, particularly electricity and natural gas, and other commodity products used in retail and manufacturing operations, which it seeks to partially mitigate through the use of fixed-price contracts for certain of its warehouses and other facilities, primarily in the U.S. and Canada.

Interest Income and Other, Net   | 2023 | | 2022 | | 2021 Interest income | $ | 470 | | | $ | 61 | | $ | 41

one of the largest railroad systems in North America. BNSF Railway had approximately 37,000 employees at the end of 2023, of whom approximately 32,000 were members of a labor union.

The following table presents earnings per share for fiscal 2023: Class A common stock had basic earnings per share of $8.29.

•Server products and cloud services revenue increased $12.6 billion or 19% driven by Azure and other cloud services.


Question: What is the primary function of FedEx Express?

FedEx Express is the world’s largest express transportation company, offering time-definite delivery to more than 220 countries and territories, connecting markets that comprise more than 99% of the world’s gross domestic product.

The pre-tax restructuring charge of approximately $0.5 billion in the fiscal year 2023, of which $449 million was recorded in Restructuring and $30 million was recorded in Cost of products sold on the Consolidated Statement of Earnings, included the termination of partnered and non-partnered program costs and asset impairments.

As of January 29, 2023, we were authorized, subject to certain specifications, to repurchase additional shares of our common stock up to $7.23 billion through December 2023.

We sell our products through NIKE Direct operations, which is comprised of both NIKE-owned retail stores and sales through our digital platforms (also referred to as 'NIKE Brand Digital'), to wholesale accounts and to a mix of independent distributors, licensees and sales representatives in nearly all countries around the world.

Total revenues decreased 1% to $27.1 billion in 2023, compared to 2022.

We do not believe that such normal and routine litigation will have a material effect on our financial condition or results of operations.

2024 Strategic Objectives AbbVie's mission is to discover and develop innovative medicines and products that solve serious health issues today and address the medical challenges of tomorrow while achieving top-tier financial performance through outstanding execution. AbbVie intends to execute its strategy and advance its mission in a number of ways, including: (i) maximizing the benefits of a diversified revenue base with multiple long-term growth drivers; (ii) leveraging AbbVie's commercial strength and international infrastructure across therapeutic areas and ensuring strong commercial execution of new product launches; (iii) continuing to invest in and expand its pipeline in support of opportunities in immunology, oncology, aesthetics, neuroscience and eye care a...

We make available free of charge on the Investor Relations section of our corporate website all of the reports we file with or furnish to the SEC as soon as reasonably practicable, after the reports are filed or furnished.


Question: What is the purpose of The Home Depot Foundation?

The Home Depot Foundation focuses on improving the homes and lives of U.S. veterans, assisting communities affected by natural disasters, and training skilled tradespeople to fill the labor gap.

We have access to $1.0 billion of commitments and a $200 million sub-limit for the issuance of letters of credit under the 2022 Credit Facility.

The consolidated financial statements and accompanying notes are included elsewhere in the Annual Report on Form 10-K.

Theatrical revenue increased in 2022 primarily due to higher revenue from releases in our 2022 slate compared to releases in our 2021 slate, including F9.

We could be subject to penalties or other consequences if the OIG or a similar regulatory authority determines that we failed to comply with applicable laws, regulations or requirements, including, among other things substantial monetary penalties and exclusion from participation in federal healthcare programs that could have a material adverse effect on our business, results of operations, financial condition, cash flows, reputation and stock price.

The operating segments include ALLDATA, which produces, sells and maintains diagnostic, repair, collision and shop management software used in the automotive repair industry.

The current portion of operating lease liabilities for the year ending January 28, 2023, is valued at $1,449.6 million.

In international markets, Starbucks invests in technology and partnerships to boost digital adoption, providing more convenience and enhancing the customer experience.


Question: Why did the current portion of long-term debt increase in 2023 compared to 2022?

Current portion of long-term debt increased to $1,608 million at October 29, 2023 from $440 million at October 30, 2022, primarily due to certain debt instruments becoming due within the next twelve months.

Item 8 is titled Financial Statements and Supplementary Data in the financial document.

As of December 31, 2023, the total cash, cash equivalents, restricted cash, and marketable securities were reported to be $86,780 million.

Fiscal 2022 net cash used in financing activities increased $6.7 billion when compared to the previous fiscal year. The increase was primarily due to repayments of long-term debt and related payment of premiums for the early extinguishment of certain notes, as well as increased share repurchases, partially offset by long-term debt issuances and equity funding from the sale of subsidiary stock.

On July 12, 2022, the company announced that they are exiting all owned-manufacturing operations and expanding their current relationship with Taiwanese manufacturer, Rexon Industrial Corp.

Because the hours of operation are shorter than many other retailers, and due to other efficiencies inherent in a warehouse-type operation, labor costs are lower relative to the volume of sales. Merchandise is generally stored on racks above the sales floor and displayed on pallets containing large quantities, reducing labor required.

The ACA specifies minimum medical loss ratios (MLRs) for Commercial and Medicare Insured products, specifies features required to be included in commercial benefit designs, limits commercial individual and small group rating and pricing practices, encourages additional competition, and includes regulations and processes that could delay or limit the Company’s ability to appropriately increase its health plan premium rates.

During 2023, our women's range represented 64% of net revenue and our men's range represented 23% of net revenue.


Question: What financial measures are excluded from Iron Mountain's calculation of Adjusted EBITDA?

Adjusted EBITDA excludes both interest expense, net and the provision (benefit) for income taxes. These expenses are associated with our capitalization and tax structures, which we do not consider when evaluating the operating profitability of our core operations. Adjusted EBITDA does not include depreciation and amortization expenses, in order to eliminate the impact of capital investments.

The Company recognized $474 million of revenues and had obligations including a large liability for the guest loyalty program as of the end of 2023. This included performance obligations to Hilton Honors members for redeeming points along with licensing fees from a co-branded credit card arrangement. Auditors performed specific procedures to validate the clerical accuracy and adherence to accounting principles in the recognition of these revenues.

In 2023, $2.2 billion or 5% was primarily related to patient co-pay assistance, cash discounts for prompt payment, distributor fees, and sales return provisions.

U.S. large cap investments include a mix of index funds and actively managed equity accounts that are benchmarked to various large cap indices.

As of June 30, 2023, the primary unresolved issues for the IRS audits relate to transfer pricing, which could have a material impact in our consolidated financial statements when the matters are resolved.

In Printing, our long-term strategic focus is on offering innovative printing solutions and contractual solutions to serve consumers, SMBs and large enterprises through our Instant Ink Services, HP+ and Managed Print Services solutions; providing digital printing solutions for industrial graphics segments and applications including commercial publishing, labels, packaging, and textiles; and expanding our footprint in 3D printing across digital manufacturing and strategic applications.

Point of Service, or POS, plans allow members to choose, at the time medical services are needed, to seek care from a provider within the plan's network or outside the network. POS plans combine the advantages of HMO plans with the flexibility of PPO plans.

In November 2023, the FDIC approved a final special assessment to recover losses incurred by the DIF to protect uninsured depositors due to the March 2023 closures of two banks. The pre-tax impact of the final rule was $172 million.


Question: What comprised the Cigna integration expenses for 2023?

Cigna integration expenses of $69 million for 2023 principally comprised legal and professional fees and all other costs directly related to the integration activities of the Cigna acquisition.

Under the initial payroll support program under the CARES Act and PSP extensions we received support payments of grants, which included $4.5 billion of grants during the year ended December 31, 2021.

In 2023 the Company’s Entertainment segment used production financing to fund certain of its television and film productions.

Item 8 in IBM’s 2023 Annual Report to Stockholders includes the Financial Statements and Supplementary Data, found on pages 44 to 121.

Our quarterly cash dividend is currently $0.19 per share, subject to declaration by our Board of Directors or a designated Committee of the Board of Directors.

The rental costs for the U.S. markets decreased by 2.3% from 2022 to 2023, with values changing from $666.5 to $651.5.

Professional services and other revenues increased by $496 million from fiscal year 2022 to 2023.

In 2023, Comcast restructured the presentation of its operating results around two primary business segments: Connectivity & Platforms and Content & Experiences. Connectivity & Platforms comprises two sub-segments, Residential Connectivity & Platforms and Business Services Connectivity, and Content & Experiences includes Media, Studios, and Theme Parks.


Question: What additional benefits were expanded in the U.S. in 2023?

In 2023, we increased the top of the wage scales by 85 cents per hour in the U.S, Canada and Puerto Rico. In September of 2023, we increased the starting wage to at least $18.50 for all entry-level positions in the U.S. We have also expanded our benefits in the U.S. to include additional mental health support for children and adults at little to no cost to our employees.

As of December 31, 2023, the carrying value of Alphabet Inc.'s non-marketable equity securities was $28.8 billion, including $13.7 billion remeasured at fair value during the year.

The company uses a variety of ingredients in their products, including high fructose corn syrup, sucrose, aspartame, and other sweeteners, as well as ascorbic acid, citric acid, phosphoric acid, caffeine, and caramel color; they also use orange and other fruit juice concentrates, and water is a main ingredient in substantially all products.

We disclose material non-public information through one or more of the following channels: our investor relations website (http://corporate.lululemon.com/investors), the social media channels identified on our investor relations website, press releases, SEC filings, public conference calls, and webcasts.

Item 8 is designated for Financial Statements and Supplementary Data in financial documentation.

We believe that Free Cash Flow is a meaningful indicator of liquidity that provides information to our management and investors about the amount of cash generated from operations, after purchases of property and equipment, that can be used for strategic initiatives, including continuous investment in our business, growth through acquisitions, and strengthening our balance sheet.

During 2023, Comcast's Theme Parks segment saw an increase in revenue, largely from gains at international and Hollywood parks, though partially offset by a decline at the Orlando park. The Adjusted EBITDA rose as well, despite higher operational costs driven by more guests.

The warranty term for EV Chargers is 1 to 5 years depending on the product.


Question: What are the capital ratio requirements for AENB to be classified as 'well capitalized' under the FDIA?

In order to be considered 'well capitalized,' AENB must maintain CET1 capital, Tier 1 capital, Total capital, and Tier 1 leverage ratios of 6.5 percent, 8.0 percent, 10.0 percent, and 5.0 percent, respectively.

Available-for-sale debt securities are primarily aimed at preserving capital and ensuring liquidity, reflecting the strategic goals for managing these investments.

Net charge-offs as a percentage of average loans and leases outstanding for the first quarter of 2023 was 0.25%.

ITEM 11. EXECUTIVE COMPENSATION Information regarding our executive compensation required by this item will be contained in our 2023 Proxy Statement under the captions “Executive Compensation”, “Compensation Committee Interlocks and Insider Participation”, “Director Compensation” and “Compensation Committee Report,” and is hereby incorporated by reference.

Contingent consideration liabilities are revalued to fair value at each subsequent reporting date until the related contingency is resolved using inputs like the discount rate, estimated probabilities and timing of achieving milestones.

Using these constant rates, total revenue and advertising revenue would have been $374 million and $379 million lower than actual total revenue and advertising revenue, respectively, for the full year 2023.

The company believes that trademarks have significant value for marketing products, e-commerce, stores, and business, with the possibility of indefinite renewal as long as the trademarks are in use.

Subject to various United States and foreign laws and regulations, including those related to intellectual property, data privacy and security, cybersecurity, tax, employment, competition and antitrust, anti-corruption, anti-bribery, and AI. Compliance with these laws has no current material adverse impact on capital expenditures, results of operations or competitive position.


Question: What are goodwill and indefinite-lived intangible assets initially recorded at?

Goodwill and indefinite-lived intangible assets are initially recorded at their fair values.

ITEM 3. LEGAL PROCEEDINGS Refer to Note 15 – Contingencies of the Notes to Financial Statements (Part II, Item 8 of this Form 10-K) for information regarding legal proceedings in which we are involved.

Cash provided by (used in) investing activities was $(37,601) in 2022 and $(49,833) in 2023.

As of October 31, 2023, the company's unconditional purchase obligations totaled $1.6 billion.

Following the initial 12 years of regulatory exclusivity, biologics may receive an additional 180-day exclusivity period for conducting pediatric studies as per the Biologics Price Competition and Innovation Act.

HPE provides an industry-leading paid parental leave program which offers a minimum of six months leave, part-time work opportunities for new parents or team members transitioning to retirement, and four 'Wellness Fridays' off per year to focus on well-being.

The Company recognized impairment charges for the fiscal year ended June 30, 2022, primarily consisting of impairment loss of $57.6 million related to Connected Fitness assets, $21.3 million related to manufacturing equipment, $19.0 million related to Peloton Output Park and $15.9 million related to acquired technology. These impairment charges reduced the carrying value of these asset groups from $222.9 million to $109.1 million.

The description of legal proceedings in Item 3 of the report is not direct but instead provided by reference to the "Contingencies" section in Note 15 of the consolidated financial statements.


Question: What roles are included in the composition of the Global Credit Committee?

Exposures are aggregated, monitored, and actively managed by our Global Credit Committee, comprising senior executives, including our Chief Financial Officer, our Chief Risk ejectedf Officer, our Chief Investment Officer, and our Treasurer.

In 2023, Johnson & Johnson paid cash dividends amounting to $11,770 million, with a dividend rate of $4.70 per share.

Before her current role, Ms. O'Brien served as Senior Vice President and Deputy Chief Risk Officer from January 2022 to March 2023, and from 2016 to 2021 was Division President, North America Personal Risk Services.

Companies with which we have strategic partnerships in some areas may be competitors in other areas.

Many of Garmin's products feature location technology such as Global Positioning System (GPS).

On March 30, 2023, the CFPB adopted a final rule requiring covered financial institutions, such as us, to collect and report data to the CFPB regarding certain small business credit applications.

Lending-related fees generally represent transactional fees earned from certain loan commitments, financial guarantees and SBLCs.

We have access to $1.0 billion of commitments and a $200 million sub-limit for the issuance of letters of credit under the 2022 Credit Facility.


Question: What is the total value of the current portion of operating lease liabilities for the year ending January 28, 2023?

The current portion of operating lease liabilities for the year ending January 28, 2023, is valued at $1,449.6 million.

Starting in fiscal year 2024, Electronic Arts is transitioning its global football franchise to a new brand, EA SPORTS FC, with a vision to create the largest football club in the world and to connect more fans globally through innovative approaches.

Everyday low cost ("EDLC") is Walmart's commitment to control expenses so that cost savings can be passed along to customers.

In 2023, we incurred a pre-tax, noncash MTM gain of $650 million ($493 million, net of tax), related to the year-end actuarial adjustments of pension and postretirement healthcare plans’ assets and liabilities. In 2022, we incurred a pre-tax, noncash MTM loss of $1.6 billion ($1.2 billion, net of tax), which includes a net loss of $1.3 billion ($1.0 billion, net of tax) related to the year-end actuarial adjustments of pension and postretirement healthcare plans’ assets and liabilities.

In the second quarter of 2021, we classified the Vrio disposal group as held-for-sale and reported the disposal group at fair value less cost to sell, which resulted in a noncash, pre-tax impairment charge of $4,555, including approximately $2,100 related to accumulated foreign currency translation adjustments and $2,500 related to property, plant and equipment and intangible assets.

ITEM 3. LEGAL PROCEEDINGS Refer to Note 15 – Contingencies of the Notes to Financial Statements (Part II, Item 8 of this Form 10-K) for information regarding legal proceedings in which we are involved.

The net realized and unrealized gains on level 3 derivatives of $2.66 billion for 2022 included gains of $2.65 billion reported in market making and $3 million reported in other principal transactions.

At December 31, 2023, total assets were approximately $3.2 trillion, up $128.8 billion from December 31, 2022, primarily due to higher cash and cash equivalents.


Question: What was the total revenue in millions for 2023 according to the disaggregated revenue information by segment?

As of December 31, 2023, we had fixed lease payment obligations with $136 million payable within 12 months.

Interest Income and Other, Net   | 2023 | | 2022 | | 2021 Interest income | $ | 470 | | | $ | 61 | | $ | 41

Operating revenues from agricultural products increased 12.6% to $5.7 billion in 2022 compared to 2021.

1.00% decrease in expected long-term rate of return on assets | $ | 150 | million | $ | — |  1.00% increase in expected long-term rate of return on assets | $ | (150) | million | $ | —

Part IV Item 15 in a financial document includes Exhibits and Financial Statement Schedules, as specified.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles.

The Company’s effective tax rate for 2023 and 2022 was lower than the statutory federal income tax rate due primarily to a lower effective tax rate on foreign earnings, the impact of the U.S. federal R&D credit, and tax benefits from share-based compensation, partially offset by state income taxes. The Company’s effective tax rate for 2023 was lower compared to 2022 due primarily to a lower effective tax rate on foreign earnings and the impact of U.S. foreign tax credit regulations issued by the U.S. Department of the Treasury in 2022, partially offset by lower tax benefits from share-based compensation.


Question: By what percentage did the pre-tax earnings increase from 2021 to 2022 in the manufacturing sector?

The Microsoft Cloud Solution Provider Program offers customers an easy way to license the cloud services they need in combination with the value-added services offered by their systems integrator, managed services provider, or cloud reseller partner. Partners in this program can easily package their own products and services to directly provision, manage, and support their customer subscriptions.

Visa Inc. reported a net income of $17,273 million for the fiscal year ended September 30, 2023.

–an increase in other costs of $15.3 million primarily due to an increase in repairs and maintenance costs, depreciation, and technology costs, partially offset by a decrease in professional fees;

All of our Company’s facilities and other operations in the United States and elsewhere around the world are subject to various environmental protection statutes and regulations, including those relating to the use and treatment of water resources, discharge of wastewater, and air emissions.

In fiscal 2022, we announced our Reinvention Plan in the U.S. market to increase efficiency while elevating the partner and customer experience.

On May 5, 2022, the Court consolidated the Hialeah and Deulina Actions and appointed Robeco Capital Growth Funds SICAV – Robeco Global Consumer Trends as lead plaintiff. Lead plaintiff filed its amended complaint on June 25, 2022, purportedly on behalf of a class of individuals who purchased or otherwise acquired the Company’s common stock between February 5, 2021 and January 19, 2022 against the Company and certain of its current and former officers, alleging that the defendants made false and/or misleading statements about demand for the Company’s products and the reasons for the Company’s inventory growth, and engaged in improper trading in violation of Sections 10(b) and 20A of the Exchange Act.

ITEM 11. EXECUTIVE COMPENSATION Information regarding our executive compensation required by this item will be contained in our 2023 Proxy Statement under the captions “Executive Compensation”, “Compensation Committee Interlocks and Insider Participation”, “Director Compensation” and “Compensation Committee Report,” and is hereby incorporated by reference.


Question: What was the primary driver for the increase in server products and cloud services revenue in the Intelligent Cloud segment?

•Server products and cloud services revenue increased $12.6 billion or 19% driven by Azure and other cloud services.

In 2023, 80% of our total costs and expenses were recognized in FoA and 20% were recognized in RL.

For the year ended December 31, 2023, the net cash provided by operating activities was $13,426 million.

The consolidated financial statements and accompanying notes listed in Part IV, Item 15(a)(1) of the Annual Report on Form 10-K are included immediately following Part IV and incorporated by reference.

The Company recognized impairment charges for the fiscal year ended June 30, 2022, primarily consisting of impairment loss of $57.6 million related to Connected Fitness assets, $21.3 million related to manufacturing equipment, $19.0 million related to Peloton Output Park and $15.9 million related to acquired technology. These impairment charges reduced the carrying value of these asset groups from $222.9 million to $109.1 million.

For the year ended December 31, 2023, matching contributions for the 401(k) Plan totaled approximately $13,821.

The auditor's opinion on Palantir Technologies' financial statements was based on extensive audits that involved evaluating risks of material misstatement, both from error and fraud. Procedures included examining evidence and evaluating the accounting principles and estimates used by management. The audits were conducted adhering to PCAOB standards, confirming the financial statements conform to U.S. generally accepted accounting principles.

In 2023, the constant currency revenue for the United States was reported as $146,286 million.


Question: How are jet fuel purchases typically structured under the current contractual arrangements?

Under the contractual arrangements, approximately 70% of our jet fuel is purchased based on the index price for the preceding week, with the remainder of our purchases tied primarily to the index price for the preceding month and preceding day, rather than based on daily spot rates.

While the outcome of this matter cannot be determined at this time, it is not currently expected to have a material adverse impact on our business.

In 2023, Bank of America delivered approximately 6.7 million hours of training and development to its teammates through Bank of America Academy.

Peloton Interactive, Inc. is the largest interactive fitness platform in the world, pioneering connected, technology-enabled fitness with the creation of its interactive fitness equipment and the streaming of immersive, instructor-led boutique classes to its members anytime, anywhere.

The company's Board of Directors approved a restructuring plan in March 2023, which includes various strategic actions. These actions are planned to be substantially completed by September 30, 2023, as per the outlined timeline.

Kroger is committed to maintaining a net total debt to adjusted EBITDA ratio target range of 2.30 to 2.50.

The Company's effective income tax rates were stated as 22.5% for the year 2022, 18.8% for 2021, and 23.2% for 2020. These variations in tax rates were due to factors like state income taxes, non-deductible goodwill impairment charges, share-based payments, and the utilization of tax credits.

The complaint alleges that certain Amazon Prime Video features and services infringe several U.S. Patent Nos. related to video-on-demand systems and dynamic adjustment of electronic program guides.


Question: What type of content is discussed under Item 8 in documents?

Under Item 8 Financial Statements and Supplementary Data is discussed which includes a variety of financial reporting.

We have access to $1.0 billion of commitments and a $200 million sub-limit for the issuance of letters of credit under the 2022 Credit Facility.

As of January 28, 2023, we have approximately 2,500 Dollar Tree Plus stores.

Cigna integration expenses of $69 million for 2023 principally comprised legal and professional fees and all other costs directly related to the integration activities of the Cigna acquisition.

In July 2022, the borrowing capacity under the back-up facilities expanded from $3.0 billion to $5.0 billion.

For unrealized losses determined to be the result of market conditions or industry-related events, the Company determines whether it intends to sell the debt security or if it is more likely than not that the Company will be required to sell the debt security prior to the anticipated recovery of the debt security’s amortized cost basis. If either case is true, the Company recognizes a non-credit related impairment, and the cost basis or carrying amount of the debt security is written down to fair value.

In 2023, Johnson & Johnson paid cash dividends amounting to $11,770 million, with a dividend rate of $4.70 per share.

The Coca-Cola system works every day to produce high-quality, safe and refreshing beverages for consumers around the world. It has rigorous product and ingredient safety and quality standards designed to ensure the safety and quality of each of its products, and drives innovation that provides new beverage options satisfying consumers’ evolving needs and preferences.


Question: What are the consequences of impermissible use or disclosure of PHI according to the HITECH Act?

Penalties for impermissible use or disclosure of PHI were increased by the HITECH Act by imposing tiered penalties of more than $50,000 per violation and up to $1.5 million per year for identical violations.

Total company-operated stores | 711 | | 655

Our effective tax rates could be affected by numerous factors, including changes in foreign exchange rates.

Bermuda domiciled subsidiaries must prepare and file with the BMA, audited annual statutory financial statements and audited annual financial statements prepared in accordance with accounting principles generally accepted in the U.S. (U.S. GAAP), International Financial Reporting Standards (IFRS), or any such other generally accepted accounting principles as the BMA may recognize. The U.S. GAAP audited financial statements are made public by the BMA.

Credit loss is determined by comparing the present value of the expected future cash flows for the security to the amortized cost basis of the

Our capabilities differ by market and include:  •Buy online pick-up in store - guests can purchase our products via our website or digital app and then collect that product from a retail location;  •Ship from store – we are able to fulfill e-commerce orders by accessing inventory at both our distribution centers and at our retail locations, expanding the pool of accessible inventory; •One inventory pool – we are able to view and allocate

The company believes that the funds available, including cash expected to be generated from operations, funds from a commercial paper program, or lines of credit, are adequate to meet its working capital needs for the year, including the repayment of a $500 million debt.


Question: How many Oak Street Health primary care centers did the company operate by the end of 2023?

As of December 31, 2023, the Company operated 204 centers across 25 states, which provided care for approximately 270,000 patients. These centers include the Company’s Oak Street Health business, which operates retail-like, community-based centers that provide medical primary care services.

In October 2021, Comcast acquired Masergy, a provider of software-defined networking and cloud platforms for global enterprises, for a total cash consideration of $1.2 billion.

The products and services under the AARP Program include supplemental Medicare benefits, hospital indemnity insurance, including insurance for individuals between 50 to 64 years of age, and other related products.

We expect organic service revenue growth in 2024 to benefit from our new and existing digital offerings and ALM, as well as our traditional services.

Consumer Products segment operating results decreased $282.0 million to an operating loss of $64.7 million in 2023, compared to operating profit of $217.3 million in 2022. The operating profit margin decreased to -2.2% of net revenues in 2023 from 6.1% of net revenues in 2022.

UnitedHealth Group reported net earnings of $23,144 million in 2023.

Fiscal 2023 net cash used in financing activities decreased $5.8 billion when compared to the previous fiscal year.

The consolidated financial statements and accompanying notes are listed in Part IV, Item 15(a)(1) of the Annual Report on Form 10-K.


Question: When was FedEx Corporation founded?

FedEx Corporation was incorporated in Delaware on October 2, 1997 to serve as the parent holding company and provide strategic direction to the FedEx portfolio of companies.

Palantir Cloud subscriptions grant customers the right to access the software functionality in a hosted environment controlled by Palantir and are also sold together with stand-ready O&M services. Revenue associated with Palantir Cloud subscriptions is generally recognized over the contract term on a ratable basis, which is consistent with the transfer of control of the Palantir Cloud services to the customer.

Revenue from company-operated stores accounted for 82% of total net revenues during fiscal 2023.

The increase in sales and marketing expense in the year ended December 31, 2023, as compared to the same period in 2022, was primarily due to $12.3 million of higher personnel-related expenses from a growth in headcount, $3.2 million of higher professional services, advertising costs and equipment costs, and $1.2 million provision for doubtful accounts.

The audited components of Salesforce, Inc.'s financial statements as of January 31, 2023, and for the three years ending on that date, included the consolidated balance sheets, the related consolidated statements of operations, comprehensive income, stockholders' equity, and cash flows.

As of June 30, 2023, the primary unresolved issues for the IRS audits relate to transfer pricing, which could have a material impact in our consolidated financial statements when the matters are resolved.

The company reported a net income of $217,375 thousand for the fiscal year ended December 31, 2023.

For the year ended December 31, 2023, the net cash provided by operating activities was $13,426 million.


Question: Why is investment in information technology infrastructure and security measures critical for companies managing financial information?

Increasing reliance on and investment in information technology infrastructure, security measures, and privacy capabilities are essential for companies managing customer's financial information due to rising risks of fraud and data security.

Broadband revenues increased in 2023 by 8.1% driven by an increase in fiber customers and higher average revenue per user, partially offset by declines in copper-based broadband services.

The adjusted operating loss decreased by $295 million, or 18.3%, in 2023 compared to 2022. This decrease was primarily driven by decreased operating expenses associated with the termination of certain transformation initiatives.

We have access to $1.0 billion of commitments and a $200 million sub-limit for the issuance of letters of credit under the 2022 Credit Facility.

On October 13, 2019, California bill AB 290 was signed into law, limiting the amount of reimbursement paid to certain providers for services provided to patients with commercial insurance who receive charitable premium assistance.

Our annual worldwide ARPU in 2023, which represents the sum of quarterly ARPU during such period, was $44.60, an increase of 13% from 2022.

A recent example of this was the September 2023 premier of the television series, Power Rangers Cosmic Fury season 30, released on the Netflix streaming platform.

Participation in the Medicare ESRD program requires that dialysis services at an outpatient dialysis center be under the general supervision of a medical director who is usually a board certified nephrologist. Medical directors enter into written contracts that specify their duties and fix their compensation, reflecting their professional qualifications, responsibilities, and effort required.


Question: What will the future effective tax rate depend on?

Our effective tax rate in the future will depend upon the proportion between the following items and income before provision for income taxes: U.S. tax benefits from foreign-derived intangible income, tax effects from share-based compensation, research tax credit, tax effects from capital losses not expected to be utilized, restructurings, settlement of tax contingency items, tax effects of changes in our business, and the effects of changes in tax law.

In 2023, we increased the top of the wage scales by 85 cents per hour in the U.S, Canada and Puerto Rico. In September of 2023, we increased the starting wage to at least $18.50 for all entry-level positions in the U.S. We have also expanded our benefits in the U.S. to include additional mental health support for children and adults at little to no cost to our employees.

The Insurance segment benefits expense included $872 million of favorable prior-period medical claims reserve development in the 2023 period and $415 million of favorable prior-period medical claims reserve development in the 2022 period.

All references to earnings per share data in MD&A are to diluted earnings per share, or EPS, unless otherwise noted. Diluted EPS is calculated to reflect the potential dilution that would occur if stock options or other contracts to issue common stock were exercised and resulted in additional common shares outstanding.

Chubb mitigates exposure to climate change risk by ceding catastrophe risk in our insurance portfolio through both reinsurance and capital markets, and our investment portfolio through the diversification of risk, industry, location, type and duration of security.

Deferred tax assets represent amounts available to reduce income taxes payable on taxable income in future years. Such assets arise because of temporary differences between the financial reporting and tax bases of assets and liabilities, as well as from net operating loss and tax credit carryforwards.

As of January 28, 2023, we have approximately 2,500 Dollar Tree Plus stores.

During the fourth quarter of 2023, the Company voluntarily changed its goodwill and indefinite-lived intangible asset annual impairment test date from September 30 to December 1. This voluntary change is preferable under the circumstances as it results in better alignment with the Company's strategic business planning and budgeting process.


Question: How much did the worldwide ARPU increase in 2023 compared to 2022?

Our annual worldwide ARPU in 2023, which represents the sum of quarterly ARPU during such period, was $44.60, an increase of 13% from 2022.

Net cash used in financing activities | $ | (689) | | $ | (2,430)

In 2023, UnitedHealthcare generated $29,068 million from operating activities.

Results on a constant currency basis, as presented, are not comparable to similarly titled measures used by other companies and are not a measure of performance presented in accordance with GAAP but provide insight by excluding the effects of foreign currency exchange fluctuations.

Amazon Prime, a membership program, offers fast, free shipping on tens of millions of items, access to award-winning movies and series, and other benefits.

At the end of fiscal 2023, the Company operated 6,300 stores in the U.S., 740 stores in Mexico and 100 stores in Brazil.

In 2023, Johnson & Johnson paid cash dividends amounting to $11,770 million, with a dividend rate of $4.70 per share.

The auditing of Broadcom Inc.'s internal control over financial reporting as of October 29, 2023, was based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).


Question: What was the amount of sales return provisions in 2023 as part of gross-to-net deductions?

In 2023, $2.2 billion or 5% was primarily related to patient co-pay assistance, cash discounts for prompt payment, distributor fees, and sales return provisions.

On December 3, 2020, a company acquired Credit Karma, which now operates as a separate reportable segment and includes results from the date of acquisition. The segment's income includes all direct expenses related to selling, marketing, product development, and general administrative tasks.

We own a trademark portfolio with protections in 170 countries in which we currently operate for our primary brands — AIRBNB and our Bélo logo. Additionally, we own trademark protections around the world for other brands or protectable brand elements important to our business, including but  not limited to Rausch, our primary corporate color, localizations, translations, and transliterations of our primary brands, and brands associated with businesses we have acquired. We have registered domain names that we use in or relate to our business, such as the airbnb.com domain name and country code top level domain name equivalents.

After-tax earnings of real estate brokerage decreased $87 million (87.0%) in 2023 compared to 2022. The decrease reflected lower brokerage services revenues and margins, primarily due to a 19% reduction in closed brokerage transaction volumes, as well as lower mortgage services revenues and margins from a 28% decrease in closed transaction volumes. These declines were attributable to the impact of rising interest rates and lower existing home sales.

Dividends on common stock declared by our Board of Directors totaled $1.11 per share in 2023.

of approximately $1.0 billion in IBNR liabilities, producing a corresponding decrease in pre-tax earnings. We believe it is reasonably possible for these assumptions to increase at these rates.

Revenue grew by 7.1% in 2023 compared to 2022.

The Pharmacy & Consumer Wellness segment of CVS Health Corporation is governed by federal, state, and local regulations including those that limit the sale of alcohol, mandate a minimum wage, and govern practices of optometry or audiology, or impact the provision of dietician services and the sale of durable medical equipment, contact lenses, eyeglasses and hearing aids.


Question: What effect do the normal routine litigation have on Berkshire's financial condition or results of operations?

We do not believe that such normal and routine litigation will have a material effect on our financial condition or results of operations.

In order to be considered 'well capitalized,' AENB must maintain CET1 capital, Tier 1 capital, Total capital, and Tier 1 leverage ratios of 6.5 percent, 8.0 percent, 10.0 percent, and 5.0 percent, respectively.

The Etsy, Reverb, and Depop marketplaces collectively connected a total of 9.0 million active sellers to 96.5 million active buyers as of December 31, 2022.

For the year ended December 31, 2021, 341 thousand options were granted at Hilton with a weighted average exercise price per share of $146.18.

The information required by Item 8 is included in Item 15(a) of the Annual Report.

Gross margin for total automotive decreased from 28.5% to 19.4% in the year ended December 31, 2023 as compared to the year ended December 31, 2022.

Investment banking revenues in the consolidated statements of earnings were $6.22 billion for 2023, 16% lower than 2022, primarily due to significantly lower revenues in advisory, reflecting a significant decline in industry-wide completed mergers and acquisitions transactions, partially offset by significantly higher revenues in equity underwriting, primarily reflecting increased activity from secondary offerings.

Underwriting expenses increased $2.5 billion in 2023 compared to 2022.


Question: Which section of the Form 10-K provides information about the legal proceedings involving the company?

ITEM 3. LEGAL PROCEEDINGS Refer to Note 15 – Contingencies of the Notes to Financial Statements (Part II, Item 8 of this Form 10-K) for information regarding legal proceedings in which we are involved.

Net Sales Mix: North America | 61% | International | 23% | AWS | 16% | Consolidated | 100%

As of December 31, 2023, The Hershey Company employed approximately 18,650 full-time and 1,855 part-time employees worldwide. Collective bargaining agreements covered approximately 6,295 employees, or approximately 31% of the Company’s employees worldwide.

The listing of our common stock on the NYSE could potentially create a conflict between the exchange’s regulatory responsibilities to vigorously oversee the listing and trading of securities, on the one hand, and our commercial and economic interest, on the other hand.

As of December 31, 2023, no amounts were drawn under the 2022 Credit Facility and outstanding letters of credit totaled $29 million.

The company is not currently a party to any legal proceeding that management believes will have a material adverse effect on our consolidated financial position or our results of operations.

Part IV Item 15 in a financial document includes Exhibits and Financial Statement Schedules, as specified.

The ACA specifies minimum medical loss ratios (MLRs) for Commercial and Medicare Insured products, specifies features required to be included in commercial benefit designs, limits commercial individual and small group rating and pricing practices, encourages additional competition, and includes regulations and processes that could delay or limit the Company’s ability to appropriately increase its health plan premium rates.


Question: What does the total cash, cash equivalents, restricted cash, and marketable securities amount to as of December 31, 2023?

As of December 31, 2023, the total cash, cash equivalents, restricted cash, and marketable securities were reported to be $86,780 million.

The non-rolling chip win percentage decreased by 1.5 points, which is reflected in the detailed financial performance of casino operating segments.

Apparel revenues decreased 14% on a currency-neutral basis, primarily due to lower revenues in Men's and Women's. Unit sales of apparel decreased 8%.

The Corporate loss before interest and taxes primarily consists of unallocated general and administrative expenses, including expenses associated with centrally managed departments; depreciation and amortization related to our corporate headquarters; unallocated insurance, benefit and compensation programs, including stock-based compensation; and certain foreign currency gains and losses.

For the year ended December 31, 2023, AT&T Inc. reported revenues at $122,428 million, operations and support expenses at $80,190 million, EBITDA at $42,238 million, depreciation and amortization at $18,777 million, and operating income at $23,461 million.

The company uses an estimated future cash flow approach that requires significant judgment with respect to future volume, revenue and expense growth rates, changes in working capital use, and the selection of an appropriate discount rate.

Principal repayments of financing obligations for 2023 amounted to $271 million.

The Home Depot Foundation focuses on improving the homes and lives of U.S. veterans, assisting communities affected by natural disasters, and training skilled tradespeople to fill the labor gap.


Question: How much was the statutory federal income tax expense at 21% for the years ended December 30, 2023, December 31, 2022, and December 25, 2021?

Statutory federal income tax expense at 21% was $107 million for the year ended December 30, 2023, $252 million for the year ended December 31, 2022, and $772 million for the year ended December 25, 2021.

For the year ending on December 31, 2021, Delta Air Lines recorded a special profit sharing expense of $108 million. This expense was based on the adjusted pre-tax profits earned during the second half of that year and was intended to recognize the extraordinary efforts of its employees through the pandemic.

In November 2023, the company issued $500 million of 5.750% unsecured senior notes due December 1, 2028 and $850 million of 5.950% unsecured senior notes due March 15, 2034. The net proceeds, reduced for the underwriters' discounts and commissions paid, were $1.3 billion. These proceeds were used for general corporate purposes, including the repayment of existing indebtedness and borrowings under the commercial paper program.

Comcast's operating income saw a significant increase, rising by 66.0% from 2022 to 2023.

The company executed common shares repurchases worth $1.6 billion, $2.1 billion, and $79 million in 2023, 2022, and 2021, respectively, under share repurchase plans authorized by the Board of Directors in connection with employee stock plans.

Total company-operated stores | 711 | | 655

Professional Visualization We serve the Professional Visualization market by working closely with independent software vendors, or ISVs, to optimize their offerings for NVIDIA GPUs. Our GPU computing platform enhances productivity and introduces new capabilities for critical workflows in many fields, such as design and manufacturing and digital content creation.

Note 13 in the Annual Report on Form 10-K includes information regarding commitments and contingencies associated with legal proceedings.


Question: What special features does Hasbro PULSE offer to its consumers?

At Hasbro Pulse our fans can find product offerings and experiences from our popular brands as well as access to views of behind-the-scenes material and insider details. In addition, Hasbro Pulse offers consumers access to product related livestreams such as fan oriented virtual conventions and product and merchandise reveals, as well as the opportunity to participate in HasLab, the Hasbro crowdfunding platform which brings limited-edition collectibles into the hands of fans.

In 2023, the constant currency revenue for the United States was reported as $146,286 million.

During fiscal year 2024, we expect to use our existing cash and cash equivalents, our marketable securities, and the cash generated by our operations to fund our capital investments of approximately $1.10 billion to $1.30 billion related to property and equipment.

In November 2023, the FDIC approved a final special assessment to recover losses incurred by the DIF to protect uninsured depositors due to the March 2023 closures of two banks. The pre-tax impact of the final rule was $172 million.

At the time of our previous quantitative assessment in 2022, which was pursuant to our practice of performing quantitative assessments of cable franchise rights approximately once every four years.

In December 2022, the European Commission published new legislative proposals on clearing services amending EMIR and provisions in the framework. The European Commission aims to encourage clearing in the EU and reduce exposure to non-EU CCPs through adding an operational account requirement, which could require EU-based firms to clear a proportion of their derivatives business at an EU CCP.

Effective July 1, 2023, the Life Insurance segment includes 100 percent of the results of Huatai Group's life and asset management business as required under consolidation accounting.

The company's products and services are sold through partnerships with independent software vendors, systems integrators, and advisory firms. These partners help integrate the company's offerings into their own product and service solutions, assist in sales to clients purchasing their own products, and provide expertise in designing and implementing custom IT solutions.


Question: How is credit loss determined for a security in financial accounting?

Credit loss is determined by comparing the present value of the expected future cash flows for the security to the amortized cost basis of the

After-tax earnings of other energy businesses decreased $332 million (24.5%) in 2023 compared to 2022. The decline reflected lower earnings at Northern Powergrid due to unfavorable results at a natural gas exploration project, including the write-off of capitalized exploration costs and lower gas production volumes and prices, as well as from higher deferred income tax expense related to the enactment of the Energy Profits Levy income tax in the United Kingdom. The earnings decline was also attributable to lower earnings from renewable energy and retail services businesses. The decline in renewable energy and retail services earnings was primarily due to lower income tax benefits, higher operating expenses, lower solar and wind generation at owned projects and the impact of unfavorable changes in valuations of derivatives contracts, partially offset by debt extinguishment gains.

During fiscal 2022, we opened two new stores in the U.S.

Participation in the Medicare ESRD program requires that dialysis services at an outpatient dialysis center be under the general supervision of a medical director who is usually a board certified nephrologist. Medical directors enter into written contracts that specify their duties and fix their compensation, reflecting their professional qualifications, responsibilities, and effort required.

Exposures are aggregated, monitored, and actively managed by our Global Credit Committee, comprising senior executives, including our Chief Financial Officer, our Chief Risk ejectedf Officer, our Chief Investment Officer, and our Treasurer.

Using these constant rates, total revenue and advertising revenue would have been $374 million and $379 million lower than actual total revenue and advertising revenue, respectively, for the full year 2023.

On July 2, 2023, The Hershey Company paid a total of $206.1 million in cash dividends.

U.S. Dollar strengthening 9.7% against the Taiwan Dollar, resulting in a gain of $28.0 million.


Question: What were the operational plans for the funds under the 1999 Repurchase Program?

The 1999 Repurchase Program was announced to repurchase common shares to reduce dilution from employee stock options and long-term incentive plans, with purchases limited to proceeds from stock option exercises and related tax benefits.

'Item 15. Exhibits and Financial Statement Schedules' includes the Exhibits and Financial Statement Schedules as specified in the report.

In the head-to-head Phase 4 IMMpulse study, significantly more patients achieved co-primary endpoints with Skyrizi versus Otezla and was well-tolerated with no new safety signals identified.

Asset management and administration fees vary with changes in the balances of client assets due to market fluctuations and client activity.

Pre-tax earnings of the service group decreased $52 million (1.7%) in 2023 to $3.0 billion. Pre-tax earnings as a percentage of revenues were 14.5% in 2023, a decrease of 1.5 percentage points compared to 2022. The change in comparative earnings in 2023 reflected lower earnings from TTI and certain of our other service businesses, partially offset by increased earnings from aviation services and the impact of the IPS acquisition.

Chevron holds a concession to operate the Kingdom of Saudi Arabia’s 50 percent interest in the hydrocarbon resources in the onshore area of the Partitioned Zone between Saudi Arabia and Kuwait. The concession expires in 2046.

Adjusted net income and net interest yield on average Card- Member loans are evaluated as components measuring the profitability of the company's Card-Member loan portfolio.

Several methods are used to promote our products, including the use of dealer, retail and fleet incentives, such as customer rebates and finance rate support.


Question: How many performance share units vested at the target level for the 2021-2023 performance period as of December 31, 2023?

Represents the target level of performance share units vested as of December 31, 2023 for the 2021-2023 performance period.

All of our Company’s facilities and other operations in the United States and elsewhere around the world are subject to various environmental protection statutes and regulations, including those relating to the use and treatment of water resources, discharge of wastewater, and air emissions.

The tax benefits recognized in the financial statements from such a position are measured based on the largest benefit that has a greater than 50% likelihood of being realized upon ultimate settlement.

In 2023 the Company’s Entertainment segment used production financing to fund certain of its television and film productions.

Due to a broad-based slowdown in product demand during 2023, Enphase Energy conducted a restructuring plan to reduce operating costs and realign its manufacturing operations, which included workforce reductions and ceasing operations at certain manufacturing locations.

Our primary marketplace, Etsy.com, and we own other marketplaces including Reverb and Depop. Reverb is a musical instrument marketplace, and Depop is a fashion resale marketplace.

We are involved in litigation from time to time in the ordinary course of business.

The description of legal proceedings in Item 3 of the report is not direct but instead provided by reference to the "Contingencies" section in Note 15 of the consolidated financial statements.


Question: What organizations do the cybersecurity leaders hold memberships in?

Our cybersecurity leaders hold memberships and/or positions within the Financial Services Information Sharing and Analysis Center, or FS-ISAC, and the cross-sector Analysis and Resiliency Center, or ARC, in the U.S., the Financial Sector Cyber Collaboration Centre, or FSCCC, in the U.K., and similar organizations across the Europe, Middle East and Africa, or EMEA, and Asia Pacific, or APAC, regions.

The product is marketed as Linzess in the United States and as Constella outside of the United States.

The notional amount of foreign currency derivative contracts as of January 31, 2023 and January 31, 2022 was $6.0 billion and $6.1 billion, respectively.

We believe it is more likely than not that we will generate sufficient taxable income to realize deferred tax assets, despite valuation allowances.

Amazon Prime, a membership program, offers fast, free shipping on tens of millions of items, access to award-winning movies and series, and other benefits.

The following table summarizes AbbVie's estimated material contractual obligations as of December 31, 2023, which includes long-term debt, both current and long-term portions, totaling $59,245 million.

Our effective tax rate was 23.2% for 2023.

Hershey Trust Company, as trustee for the trust established by Milton S. and Catherine S. Hershey that has as its sole beneficiary Milton Hershey School, maintains voting control over The Hershey Company.


Question: What specific rule did Visa and Mastercard enforce regarding ATM access fees that led to a consumer class action?

Visa's rule (and a similar Mastercard rule) that if an ATM operator chooses to charge consumers an access fee for a Visa or Plus transaction, that fee cannot be greater than the access fee charged for transactions on other networks.

In the fiscal year 2023, the company recorded a charge of approximately $0.3 billion for in-process research and development impairments (IPR&D).

The company employs outsourced and contract manufacturers around the world to manufacture products designed by the company, creating cost efficiencies and flexible manufacturing processes. It also manufactures some finished products directly from components sourced globally, using methodologies like building products to order and configuring products to order to optimize manufacturing and logistics efficiencies.

In February 2023, we announced our planned exit from the Employer Group Commercial Medical Products business, which includes all fully insured, self-funded and Federal Employee Health Benefit medical plans, as well as associated wellness and rewards programs.

Disclosures of FCPa violations may be shared with UK authorities, thus potentially exposing companies to liability and potential penalties in multiple jurisdictions. Violations of the FCPA and other anti-corruption laws may result in severe criminal and civil sanctions as well as other penalties, and there continues to be a heightened level of FCPA enforcement activity by the U.S. Securities and Exchange Commission (the SEC) and the DOJ.

With respect to Marketplace Sales, we generally recognize revenue, excluding delivery fees collected by the delivery partner, when control of the food is transferred to the delivery partner.

The lawsuit alleges that CS&Co violated their duty to seek best execution in their routing of orders to UBS Securities LLC from July 13, 2011, to December 31, 2014.

In 2023 the Company’s Entertainment segment used production financing to fund certain of its television and film productions.


Question: Are the consolidated financial statements and accompanying notes part of the content directly included in the initial sections of the Annual Report on Form 10-K?

The consolidated financial statements and accompanying notes are listed in Part IV, Item 15(a)(1) and are included elsewhere in the Annual Report on Form 10-K.

The fair value of U.S. wireless licenses is assessed using a discounted cash flow model (the Greenfield Approach) and a qualitative corroborative market approach based on auction prices, depending on auction activity.

PricewaterhouseCoopers LLP, the firm's independent registered public accounting firm is mentioned with PCAOB ID 238.

Additionally, we are not involved in any environmental proceeding in which a governmental authority is a party, and such proceeding involves potential monetary sanctions that we reasonably believe will exceed an applied threshold of $1 million.

The market price risk management policy manages how hedging instruments can be used to mitigate risk. These instruments are governed by certain rules set under the policy, aimed at quantifying and evaluating the market-based risks to strategize mitigations such as entering into hedging transactions.

Policy acquisition costs and administrative expenses were initially reported as 9,439 million U.S. dollars. Following unfavorable expense adjustments amounting to (23) million, the adjusted total came to 9,416 million U.S. dollars.

In the head-to-head Phase 4 IMMpulse study, significantly more patients achieved co-primary endpoints with Skyrizi versus Otezla and was well-tolerated with no new safety signals identified.

Several methods are used to promote our products, including the use of dealer, retail and fleet incentives, such as customer rebates and finance rate support.


Question: How did changes in foreign exchange rates affect the company's net sales in 2023?

Net Sales Mix: North America | 61% | International | 23% | AWS | 16% | Consolidated | 100%

The Corporate loss before interest and taxes primarily consists of unallocated general and administrative expenses, including expenses associated with centrally managed departments; depreciation and amortization related to our corporate headquarters; unallocated insurance, benefit and compensation programs, including stock-based compensation; and certain foreign currency gains and losses.

The 2021 credit facility is available for working capital, capital expenditures and other corporate purposes, including acquisitions and share repurchases.

During fiscal 2022, we opened two new stores in the U.S.

Johnson & Johnson was incorporated in the State of New Jersey in 1887.

The total intrinsic value of options exercised was $35,474, $40,882 and $38,645 in 2023, 2022 and 2021, respectively.

As a global company, Enphase Energy faced risks from evolving macroeconomic conditions, including inflation, interest rates changes, fluctuations in foreign currency exchange rates, potential slowdowns or recessions, and geopolitical pressures including trade regulations and armed conflicts in Ukraine, the Gaza Strip, and nearby areas during 2023.

Food and beverage costs for the company rose by 41.7% from $165.1 in 2022 to $233.9 in 2023.


Question: In which item of the Annual Report can the information required by Item 8 be found?

The information required by Item 8 is included in Item 15(a) of the Annual Report.

With respect to Marketplace Sales, we generally recognize revenue, excluding delivery fees collected by the delivery partner, when control of the food is transferred to the delivery partner.

If we determine that a loss is reasonably possible and the loss or range of loss can be estimated, we disclose the possible loss in Note 10 of the Notes to Consolidated Financial Statements included in Item 8 of this Annual Report on Form 10-K.

ITEM 3. LEGAL PROCEEDINGS Refer to Note 15 – Contingencies of the Notes to Financial Statements (Part II, Item 8 of this Form 10-K) for information regarding legal proceedings in which we are involved.

As of the closing of the IPO, Johnson & Johnson owned approximately 89.6% of the total outstanding shares of Kenvue Common Stock.

Following the initial 12 years of regulatory exclusivity, biologics may receive an additional 180-day exclusivity period for conducting pediatric studies as per the Biologics Price Competition and Innovation Act.

The Chief Executive etc. does not manage segment results or allocate resources to segments when considering these costs and they are therefore excluded from our definition of segment income.

The 1999 Repurchase Program was announced to repurchase common shares to reduce dilution from employee stock options and long-term incentive plans, with purchases limited to proceeds from stock option exercises and related tax benefits.


Question: What major plan did the company announce in the U.S. market in fiscal 2023?

In fiscal 2022, we announced our Reinvention Plan in the U.S. market to increase efficiency while elevating the partner and customer experience.

Total current liabilities were listed as $81,814 million in the financial details provided.

If we determine that a loss is reasonably possible and the loss or range of loss can be estimated, we disclose the possible loss in Note 10 of the Notes to Consolidated Financial Statements included in Item 8 of this Annual Report on Form 10-K.

Our strategic intent is to have a portfolio of efficient, timely and reliable sources and methods of delivery to choose from, optimizing order fulfillment and delivery based on customer needs, inventory locations and available transportation options.

Visa's rule (and a similar Mastercard rule) that if an ATM operator chooses to charge consumers an access fee for a Visa or Plus transaction, that fee cannot be greater than the access fee charged for transactions on other networks.

Asset management and administration fees vary with changes in the balances of client assets due to market fluctuations and client activity.

Bermuda domiciled subsidiaries must prepare and file with the BMA, audited annual statutory financial statements and audited annual financial statements prepared in accordance with accounting principles generally accepted in the U.S. (U.S. GAAP), International Financial Reporting Standards (IFRS), or any such other generally accepted accounting principles as the BMA may recognize. The U.S. GAAP audited financial statements are made public by the BMA.

In 2023, the total net receivables were $2,035 million.


Question: What is the total number of company-operated stores as of January 28, 2024?

Total company-operated stores | 711 | | 655

While Item 8 discusses financial statements and supplementary data, the actual consolidated financial statements and notes are included elsewhere in the Annual Report on Form 10-K.

The Company's effective income tax rates were stated as 22.5% for the year 2022, 18.8% for 2021, and 23.2% for 2020. These variations in tax rates were due to factors like state income taxes, non-deductible goodwill impairment charges, share-based payments, and the utilization of tax credits.

The non-rolling chip win percentage decreased by 1.5 points, which is reflected in the detailed financial performance of casino operating segments.

ITEM 3. LEGAL PROCEEDINGS Refer to Note 15 – Contingencies of the Notes to Financial Statements (Part II, Item 8 of this Form 10-K) for information regarding legal proceedings in which we are involved.

Specifically, for our main U.S. Excess/Umbrella portfolios, a five percentage point change in the tail factor could result in a change of approximately $0.7 billion, either positive or negative, for the projected net loss and loss expense reserves.

The total payments volume growth rate for Visa Inc. changed by 9% between 2021 and 2022.

We believe it is important to separately quantify the profit impact of five significant items in order for our results to be meaningful to our readers. These items consist of (i) restructuring costs related to the divestiture of the company's Longwall business, (ii) other restructuring costs, (iii) pension and OPEB mark-to-market gains/losses resulting from plan remeasurements, (iv) certain deferred tax valuation allowance adjustments and (v) goodwill impairment in 2022.


Question: What was the total premiums revenue for the Insurance segment in 2023?

Insurance segment premiums revenue increased $13.6 billion, or 15.5%, from $87.7 billion in the 2022 period to $101.3 billion in the 2023 period.

The product is marketed as Linzess in the United States and as Constella outside of the United States.

Our 2022 EPS-diluted also benefited from lower weighted-average shares outstanding as a result of share repurchases pursuant to our Board-approved repurchase programs.

•Merchandise cost, which includes freight, decreased 255 basis points resulting primarily from higher initial mark-on, partially offset by higher freight costs and increased sales of lower margin consumable merchandise on the Family Dollar segment.

Note 13 in the Annual Report on Form 10-K includes information regarding commitments and contingencies associated with legal proceedings.

Refinery segment operating revenue decreased by 29% in 2023 compared to 2022.

Item 8 is titled Financial Statements and Supplementary Data in the financial document.

Before her current role, Ms. O'Brien served as Senior Vice President and Deputy Chief Risk Officer from January 2022 to March 2023, and from 2016 to 2021 was Division President, North America Personal Risk Services.


Question: What were the basic earnings per share for Visa's Class A common stock in fiscal 2023?

The following table presents earnings per share for fiscal 2023: Class A common stock had basic earnings per share of $8.29.

The Company recognized $474 million of revenues and had obligations including a large liability for the guest loyalty program as of the end of 2023. This included performance obligations to Hilton Honors members for redeeming points along with licensing fees from a co-branded credit card arrangement. Auditors performed specific procedures to validate the clerical accuracy and adherence to accounting principles in the recognition of these revenues.

Asset management and administration fees vary with changes in the balances of client assets due to market fluctuations and client activity.

In 2023, admissions contributed $2,690.5 million to the total revenue.

The term 'Part IV hereof' in the document refers to the section that directly precedes the consolidated financial statements.

Net cash flows from operating activities | | 49,196 |

Revenues were $307.4 billion, an increase of 9% year over year.

Data and Analytics revenues increased 69% in 2023 from 2022 primarily due to $63 million of revenue from Black Knight following the completion of our acquisition in September 2023.


Question: How much did the operating revenues from agricultural products increase in 2022 compared to 2021?

Operating revenues from agricultural products increased 12.6% to $5.7 billion in 2022 compared to 2021.

Founded in 1919, Hilton has been an innovator in the hospitality industry, driven by the vision of founder Conrad Hilton.

The information for Legal proceedings in Item 3 is presented by incorporating it by reference to Note 19 in the Notes to Consolidated Financial Statements included in Item 8 of the report.

Cash used in financing activities in fiscal 2022 was primarily attributable to settlement of stock-based awards.

In 2023, Bank of America delivered approximately 6.7 million hours of training and development to its teammates through Bank of America Academy.

The document admits that internal control over financial reporting has inherent limitations which may prevent it from detecting or preventing misstatements.

Our valuation allowances are primarily related to U.S. capital loss carryforwards and various foreign jurisdictions’ net operating loss carryforwards and other deferred tax assets.

As of December 31, 2023, our board is composed of 40% women and 10% people of color.


Question: What were the end dates for GameStop's fiscal years 2020, 2021, and 2022?

Fiscal year 2020 consisted of the 52 weeks ended on January 30, 2021 ('fiscal 2020'). Fiscal year 2021 consisted of the 52 weeks ended on January 29, 2022 ('fiscal 2021') and fiscal year 2022 consisted of the 52 weeks ended on January 28, 2023 ('fiscal 2022').

In assessing disability insurance claims, economic factors including GDP growth, employment trends, and disposable income figures are evaluated as part of the process to estimate liabilities for benefit claims.

Consumer segment operating income increased $224 million, or 9%, in fiscal 2023 compared with fiscal 2022, primarily due to the increase in revenue described above and lower marketing expenses.

U.S. Dollar strengthening 9.7% against the Taiwan Dollar, resulting in a gain of $28.0 million.

For light- and medium-duty passenger cars and light trucks, EPA promulgated a rule in 2021 establishing GHG standards applicable from model years 2023 through 2026. This rule reversed a rollback of GHG standards that EPA had previously promulgated in 2020.

–an increase in other costs of $15.3 million primarily due to an increase in repairs and maintenance costs, depreciation, and technology costs, partially offset by a decrease in professional fees;

Total expenses increased, primarily driven by higher Card Member rewards expense and Card Member services expense.

As of December 31, 2023, cash and cash equivalents totaled $6.2 billion, showing an increase from $4.7 billion in 2022.


Question: What is the maximum daily borrowing capacity under the commercial paper program as of January 2023?

As of January 2023, the maximum daily borrowing capacity under the commercial paper program was approximately $2.75 billion.

Hilton Honors members have the flexibility to use points earned from stays to book future stays using a combination of points and money. They can also transact with strategic partners such as credit card providers, airlines, and car rental companies.

The Secretary of Health and Human.pathname_key_services may issue an Emergency Use Authorization (EUA) to authorize unapproved medical products, or unapproved uses of approved medical products, to be manufactured, marketed, and sold in the context of an actual or potential emergency designated by the government.

Our effective tax rate was 23.2% for 2023.

•an increase in costs related to our operating channels of $319.1 million, comprised of: –an increase in employee costs of $145.1 million primarily due to increased salaries and wages expense, incentive compensation, and benefit costs for retail employees, primarily from the growth in our business and increased wage rates; –an increase in other operating costs of $67.7 million primarily due to increased depreciation costs, technology costs, and repairs and maintenance costs;  –an increase in variable costs of $66.8 million primarily due to increased credit card fees, distribution costs, and packaging cost...

25 basis decrease expected ROA leads to -$25 effect on 2024 Pension Expense.

Specifically, for our main U.S. Excess/Umbrella portfolios, a five percentage point change in the tail factor could result in a change of approximately $0.7 billion, either positive or negative, for the projected net loss and loss expense reserves.


Question: What global minimum tax rate did the OECD establish in their Pillar Two model rules issued in December 2021?

In December 2021, the OECD issued Pillar Two model rules which would establish a global per-country minimum tax of 15%, and the European Union has approved a directive requiring member states to incorporate similar provisions into their respective domestic laws. The directive requires the rules to initially become effective for fiscal years starting on or after December 31, 2023.

Mergers and acquisitions, joint ventures and strategic investments complement our internal development and enhance our partnerships to align with Visa’s priorities.

DOJ Opioid Civil Litigation: A civil complaint pending in the U.S. District Court for the District of Delaware has been filed by the U.S. Department of Justice (the 'DOJ') against the Company, in which the DOJ alleges violations of the Controlled Substances Act related to nationwide distribution and dispensing of opioids.

The Second Development Agreement provides for a total minimum project cost of approximately SGD 4.5 billion.

We serve our guests via our e-commerce websites, other country and region-specific websites, digital marketplaces, and mobile apps. E-commerce net revenue includes our buy online pick-up in store, back-back room, and ship from store omni-channel retailing capabilities.

In November 2023, the FDIC approved a final special assessment to recover losses incurred by the DIF to protect uninsured depositors due to the March 2023 closures of two banks. The pre-tax impact of the final rule was $172 million.

The Company's internal control over financial reporting as of January 28, 2023, was audited based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).

Our fiscal year ends on the Sunday closest to September 30.


Question: Where do the contents of Item 15 begin in the report?

The Report of Independent Registered Public Accounting Firm, our Financial Statements, the accompanying Notes to the Financial Statements, and the Financial Statement Schedule that are filed as part of this Report are listed under “Item 15. Exhibits and Financial Statement Schedules” and are set forth beginning on page 105 immediately following the signature pages of this Report.

Information about legal proceedings in the Annual Report on Form 10-K is incorporated by reference under several notes and sections.

The company expects to complete a significant expansion of the Ocala, Florida distribution center in 2024 that includes enhanced automation.

Factors that most significantly influence a region's profitability are industry volume, market share and the relative mix of vehicles (trucks, crossovers, cars) sold.

The Chief Executive etc. does not manage segment results or allocate resources to segments when considering these costs and they are therefore excluded from our definition of segment income.

In 2023, total sales and trading revenue for Global Markets amounted to $17,376 million.

Marina Bay Sands is an iconic, architecturally significant Integrated Resort with meaningful scale and visitation. Due to its distinctive design, multitude of amenities and customer experiences shared on social media, and a prominent position as part of the Singapore skyline, Marina Bay Sands is recognized throughout Asia and globally.

The net earnings attributable to UnitedHealth Group common shareholders for the year 2023 was $22,381 million.


Question: What was the net change in cash and cash equivalents in 2022?

In 2022, there was a net increase in cash and cash equivalents of $2,300 million.

JPMorgan Chase Bank, N.A., as an FDIC-insured depository institution with $100 billion or more in total assets, issubject to preparation and submission requirements under the FDIC's IDI Resolution Rule.

Contingent consideration liabilities are revalued to fair value at each subsequent reporting date until the related contingency is resolved using inputs like the discount rate, estimated probabilities and timing of achieving milestones.

In general, with variations by country, our warehouses accept certain credit cards, including Costco co-branded cards, debit cards, cash and checks, Executive member 2% reward certificates, co-brand cardholder rebates, and our proprietary stored-value card (shop card).

Net cash flows from operating activities | | 49,196 |

The total fair value of awards vested during 2023 was $77,626.

In 2023, the total net receivables were $2,035 million.

Furthermore, the outcome of these matters could materially adversely affect our business, results of operations, and financial condition.


Question: How does NIKE distribute its products globally?

We sell our products through NIKE Direct operations, which is comprised of both NIKE-owned retail stores and sales through our digital platforms (also referred to as 'NIKE Brand Digital'), to wholesale accounts and to a mix of independent distributors, licensees and sales representatives in nearly all countries around the world.

In 2023, the constant currency revenue for the United States was reported as $146,286 million.

All of our Company’s facilities and other operations in the United States and elsewhere around the world are subject to various environmental protection statutes and regulations, including those relating to the use and treatment of water resources, discharge of wastewater, and air emissions.

Factors that most significantly influence a region's profitability are industry volume, market share and the relative mix of vehicles (trucks, crossovers, cars) sold.

'Acquired brands' refers to brands acquired during the past 12 months. Typically, the Company has not reported unit case volume or recognized concentrate sales volume related to acquired brands in periods prior to the closing of a transaction. Therefore, the unit case volume and concentrate sales volume related to an acquired brand are incremental to prior year volume.

The auditing firm expressed an opinion that Alphabet Inc.'s consolidated financial statements presented fairly, in all material respects, the financial position of the company as of December 31, 2022 and 2023, and the results of operations and its cash flows for each of the three years in the period ended December 31, 2023, in conformity with U.S. generally accepted accounting principles.

Under Part I, Item 3 (Legal Proceedings) of the Annual Report on Form 10-K, the relevant information is found in Note 11—Commitments and Contingencies in the Consolidated Financial Statements.

In June 2023, we introduced the IQ� Energy Router family of devices in Germany and Austria to enable the integration of select third-party EV chargers and heat pumps into Enphase solar and battery systems.


Question: What is the definition of a 'Connected Fitness Subscription' according to the company?

The company defines a 'Connected Fitness Subscription' as a person, household, or commercial property, such as a hotel or residential building, who has either paid for a subscription to a Connected Fitness Product (a Connected Fitness Subscription with a successful credit card billing or with prepaid  subscription credits or waivers) or has paused their subscription for up to three months.

Consumer Products segment operating results decreased $282.0 million to an operating loss of $64.7 million in 2023, compared to operating profit of $217.3 million in 2022. The operating profit margin decreased to -2.2% of net revenues in 2023 from 6.1% of net revenues in 2022.

Our strategy is to combine best-of-breed technology leadership in semiconductor and infrastructure software solutions, with unmatched scale, on a common sales and administrative platform to deliver a comprehensive suite of infrastructure technology products to the world’s leading business and government customers.

Our high performance Ethernet transceivers are built upon a proprietary digital signal processing communication architecture optimized for high-speed network connections and support the latest standards and advanced features, such as energy efficient Ethernet, data encryption and time synchronization.

Policy acquisition costs and administrative expenses were initially reported as 9,439 million U.S. dollars. Following unfavorable expense adjustments amounting to (23) million, the adjusted total came to 9,416 million U.S. dollars.

Resulting in a total store count of 2,322 at January 29, 2023.

In 2023, Impairment of goodwill of $1,191.2 million, or 23.8% of net revenues represents non-cash impairment charges of $960.0 million associated with the Company's Family Brands reporting unit recorded during the fourth quarter of 2023, reflecting a reduced long-term forecast due to lower profitability of PJ MASKS, and a change in outlook for the Company's owned and operated production efforts that shifted the Entertainment strategy to an asset lite and partner led model.

Our Asia Pacific operation provides consumer and commercial information solutions products, marketing products, employment verification services and consumer credit protection products. We offer a full range annually


Question: How many active sellers and buyers were connected through Etsy's marketplaces as of December 31, 2023?

The Etsy, Reverb, and Depop marketplaces collectively connected a total of 9.0 million active sellers to 96.5 million active buyers as of December 31, 2022.

In 2023, admissions contributed $2,690.5 million to the total revenue.

FDICIA establishes five capital categories for FDIC-insured banks, such as GS Bank USA: well-capitalized, adequately capitalized, undercapitalized, significantly undercapitalized and critically undercapitalized.

At Hasbro Pulse our fans can find product offerings and experiences from our popular brands as well as access to views of behind-the-scenes material and insider details. In addition, Hasbro Pulse offers consumers access to product related livestreams such as fan oriented virtual conventions and product and merchandise reveals, as well as the opportunity to participate in HasLab, the Hasbro crowdfunding platform which brings limited-edition collectibles into the hands of fans.

HPE has deployed an edge-to-cloud strategy that capitalizes on emergent megatrends and delivers a data-first modernization approach for customers. HPE has evolved to a platform-based model, fueled by a portfolio richer in software and services.

The Be Human pillar of our Impact Agenda sets out our focus areas with respect to human capital, including: •Inclusion, Diversity, Equity, and Action (“IDEA”); •Employee empowerment; and •Fair labor practices and the well-being of the people who make our products.

Our organizational documents contain provisions that may have the effect of discouraging, delaying or preventing a change of control of, or unsolicited acquisition proposals for, ICE. These provisions make a change of control less likely, which may be contrary to the desires of certain of our stock's organizationholders.

In March 2023, the Board of Directors sanctioned a restructuring plan concentrated on investment prioritization towards significant growth prospects and the optimization of the company's real estate assets. This includes substantial organizational changes such as reductions in office space and workforce.


Question: How do changes in tax laws and regulations affect the company?

We are subject to income taxes and various other taxes in the U.S. and in many foreign jurisdictions; therefore, changes in both domestic and international tax laws or regulations have affected and may affect our effective tax rate, results of operations, and cash flows.

In February 2023, we announced a 10% increase in our quarterly cash dividend to $2.09 per share.

We opened 26 new warehouses, including three relocations, in 2023, and plan to open up to 28 additional new warehouses, including one relocation, in 2024.

In Printing, our long-term strategic focus is on offering innovative printing solutions and contractual solutions to serve consumers, SMBs and large enterprises through our Instant Ink Services, HP+ and Managed Print Services solutions; providing digital printing solutions for industrial graphics segments and applications including commercial publishing, labels, packaging, and textiles; and expanding our footprint in 3D printing across digital manufacturing and strategic applications.

The SEC has defined a company’s critical accounting policies as the ones that are most important to the portrayal of a company’s financial condition and results of operations, and which require a company to make its most difficult and subjective judgments.

The total notional values of derivatives related to our foreign currency economic hedges were $6,989 million and $4,902 million as of December 31, 2023 and 2022, respectively.

The total revenue for 2023 was reported as $371,620 million.

For the year ended December 31, 2023, AT&T Inc. reported revenues at $122,428 million, operations and support expenses at $80,190 million, EBITDA at $42,238 million, depreciation and amortization at $18,777 million, and operating income at $23,461 million.


Question: How is the discount rate for the Family Dollar goodwill impairment evaluation determined?

We engaged third party experts to assist in the determination of the weighted-average cost of capital used to discount the cash flows for our Family Dollar reporting unit. The weighted-average cost of capital used to discount the cash flows for our evaluation was 9.5% for our fiscal 2022 analysis.

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA. The information required by this item is included in Item 15(a) of this Annual Report.

Visa Inc. reported a net income of $17,273 million for the fiscal year ended September 30, 2023.

The total amortized cost and fair value of debt securities as of December 31, 2023 were listed as $48,054 million and $45,491 million, respectively.

Palantir Cloud subscriptions grant customers the right to access the software functionality in a hosted environment controlled by Palantir and are also sold together with stand-ready O&M services. Revenue associated with Palantir Cloud subscriptions is generally recognized over the contract term on a ratable basis, which is consistent with the transfer of control of the Palantir Cloud services to the customer.

The information required by Item 8 is included in Item 15(a) of the Annual Report.

Global treaties and initiatives such as the Basel, Rotterdam and Stockholm Conventions on Chemicals and Waste focus on regulating chemical substances globally.

The Company recorded an income tax expense of $91,389 for the year ended December 31, 2022, with an effective tax rate of approximately 9%.


Question: What is ciltacabtagene autoleucel used for?

ciltacabtagene autoleucel is indicated for the treatment of relapsed and refractory multiple myeloma in patients who have undergone 1-3 prior lines of therapy.

Caterpillar Insurance Co. Ltd. is registered as a Class 2 (General Business) and Class B (Long-Term) insurer with the Bermuda Monetary Authority.

The company's Board of Directors approved a restructuring plan in March 2023, which includes various strategic actions. These actions are planned to be substantially completed by September 30, 2023, as per the outlined timeline.

Investment banking revenues in the consolidated statements of earnings were $6.22 billion for 2023, 16% lower than 2022, primarily due to significantly lower revenues in advisory, reflecting a significant decline in industry-wide completed mergers and acquisitions transactions, partially offset by significantly higher revenues in equity underwriting, primarily reflecting increased activity from secondary offerings.

In 2006, AT&T acquired ILEC BellSouth Corporation.

Disclosures of FCPa violations may be shared with UK authorities, thus potentially exposing companies to liability and potential penalties in multiple jurisdictions. Violations of the FCPA and other anti-corruption laws may result in severe criminal and civil sanctions as well as other penalties, and there continues to be a heightened level of FCPA enforcement activity by the U.S. Securities and Exchange Commission (the SEC) and the DOJ.

ITEM 3. LEGAL PROCEEDINGS Refer to Note 15 – Contingencies of the Notes to Financial Statements (Part II, Item 8 of this Form 10-K) for information regarding legal proceedings in which we are involved.

Ford Pro's full year 2022 EBIT was $3.2 billion, up from $2.7 billion in 2021. The year-over-year increase of $557 million primarily reflects higher Ford Pro EBIT.