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0	8640	You should do these calculations in your journal yourself as we discuss them.
8640	14600	Morgan and Catherine decide that the right sales head needs to be in their 40s and would
14600	21600	probably be drawing around $200,000 per annum currently, but they can only afford to pay
21600	24080	$75,000 per annum.
24080	29240	So they need someone who resonates strongly enough with their non-financial vision to
29240	36000	consider that salary and top that up with an attractive stock option strategy.
36000	41920	They consider this role to be of the highest criticality rating, that is A, and agree
41920	47000	that an attractive intended benefit for such a person should be at least eight times their
47000	49400	current annual worth.
49400	55440	They realize that this amount is not a guarantee from their side, but will be realized only
55440	58920	if their business grows to a certain value.
58920	63360	Seeing the right person who resonates with their values and vision is key to achieving
63360	70360	that growth, and if they can find one, the financial benefit must also be attractive.
70360	75600	A benefit of eight times in four years means that the sales head should be able to make
75600	81320	$1.6 million after four years if things go as planned.
81320	83360	But what is that plan?
83360	87040	They need to drop their financial projections next.
87040	92040	They have only started up a few months ago and have a half-finished product with them.
92040	96360	They estimate their growth over four years and believe they would raise venture capital
96360	98480	during this period.
98480	103440	This would increase their number of shares, so they estimate the share capital to increase
103440	109360	to 40,000 shares, from the current 10,000 shares in four years.
109360	114760	They estimate that given the current market saturation in the education sector, it might
114760	118760	take them some time to make a dent with their uniqueness.
118760	123880	They estimate their company valuation at $40 million after four years.
123880	131880	$40 million divided by 40,000 shares leads to a share price of $1,000 per share after
131880	134160	four years.
134160	140440	Since the intended benefit to the sales head is $1.6 million, they would need to grant
140440	147400	1,600 options, assuming the options are granted at, say, 1 cent or almost zero exercise
147400	149640	price today.
149640	155320	So the arithmetic is done and now they have a number, 1,600 options.
155320	162640	But then they look carefully and realize that 1,600 options amount to 16% of their current
162640	165400	capital of 10,000 shares.
165400	168560	And this is just the sales head we are talking about.
168560	172920	They also need to grant stock options to a few other team members.
172920	175080	Something is not right.
175080	179280	So they start looking at each number more carefully this time.
179280	182120	First, the intended benefit.
182120	187480	They have considered it at eight times the current market worth of $200,000, which comes
187480	189840	to 1.6 million.
189840	195440	They could reduce that, but they realize that the intended benefit must be really attractive,
195440	202080	so for now they decide to keep it at 1.6 million and consider the other figures first.
202080	208040	Next, they notice they have considered the total number of shares in the fourth year at
208040	210400	40,000 shares.
210400	215560	They start analyzing that number and conclude they should be judicious by raising capital
215560	222040	from the investors and also raise it at a good valuation so they don't dilute much.
222040	227520	But that would mean delivering a really strong product with a healthy revenue.
227520	232360	That would come not just from adding more people to the team, but by strengthening the
232360	234520	core of the product.
234520	239680	So they make a mental note that if they wish to reduce their equity dilution but still
239680	246360	make the company valuable, they need to solidify the vision to attract the right people and
246360	250440	think deeply about the value proposition of the product.
250440	256200	They revise the total number of shares in the fourth year to 20,000 shares, from 40,000
256200	258080	shares.
258080	262000	Then they consider the valuation of 40 million dollars in the fourth year.
262000	268000	Now, this is not just about changing 40 million to something else so that the numbers fit
268000	269500	well.
269500	274840	It tells them something very important about their stock options strategy.
274840	282520	If they wish to give out 1.6 million as intended benefit, they have to get to a much higher
282520	283920	valuation.
283920	288920	The valuation of 40 million is certainly a good number, but at that valuation they may
288920	295440	not be able to justify an intended benefit of 1.6 million dollars.
295440	302960	So either the intended benefit needs to reduce or the value per share needs to go up.
302960	308280	As they still wish to preserve the intended benefit, they revise the fourth year valuation
308280	310800	to 1.60 million dollars.
310800	315080	But they now make a mental note that this would mean a certain amount of revenue to be brought
315080	316240	in.
316240	321400	And they need to ensure even more that their product is far better than what others have
321400	323040	an offer.
323040	327160	This does not mean more advertisements and more customer phone calls.
327160	332920	It means more contemplation on how that product could become valuable.
332920	339240	More physical labor, more resources without any additional intellectual labor may not
339240	341000	help much.
341000	346080	By contemplating deeply about their product, they can significantly increase its value
346080	352800	proposition, enhance valuation without spending a single extra dollar.
352800	357760	Reducing the fourth year shares to 20,000 and increasing the fourth year's valuation
357760	365560	to 160 million dollars brings down the number of options to be granted from 1600 to 200
365560	372680	options, which is 2% of their current capital and 1% of the capital in the fourth year.
372680	377560	Now if the eventual valuation were to get to a billion dollars, then the employee ends
377560	380360	up making much much more.
380360	385720	Similarly, if they were to reach only 40 million in valuation, those 200 options would
385720	388120	fetch much lesser.
388120	394720	So their strategy rewards the employee reasonably in case of a certain growth trajectory and
394720	400160	rewards them exponentially in case of an exponential growth.
400160	405280	Next they take up the other potential team members and rate them A, B or C depending upon
405280	410480	the criticality of their role and apply a descending multiple to compute their intended
410480	411580	benefit.
411580	414560	The process is the same.
414560	419800	Now they could further reduce the number of options by reducing the multiple or increasing
419800	425080	the valuation in the fourth year or decreasing the number of shares in the fourth year even
425080	426440	further.
426440	431420	But what you need to focus on here is the process.
431420	437640	Look at how the intended benefit can sometimes guide you to take decisions about your business.
437640	443680	As far as possible, try not reducing the intended benefit.
443680	449420	The key takeaway is let your vision and intellectual capital drive your stock option
449420	451400	strategy.
451400	455520	Use your non-financial vision to attract the right people.
455520	459940	Use deep thinking to infuse value into your product.
459940	465680	Valuation will take care of itself and your journey will be much more meaningful and enjoyable.