mstz commited on
Commit
4bd259f
·
1 Parent(s): 8321854

updated to datasets 4.*

Browse files
Files changed (4) hide show
  1. README.md +11 -10
  2. heloc.csv +0 -0
  3. heloc.py +0 -148
  4. risk/train.csv +0 -0
README.md CHANGED
@@ -1,19 +1,20 @@
1
  ---
2
- language:
3
- - en
 
 
 
 
 
 
 
 
4
  tags:
5
- - heloc
6
- - fico
7
  - tabular_classification
8
  - binary_classification
9
- pretty_name: Heloc
10
- size_categories:
11
- - 10K<n<100K
12
  task_categories:
13
  - tabular-classification
14
- configs:
15
- - risk
16
- license: cc
17
  ---
18
  # HELOC
19
  The [HELOC dataset](https://community.fico.com/s/explainable-machine-learning-challenge?tabset-158d9=d157e) from FICO.
 
1
  ---
2
+ configs:
3
+ - config_name: risk
4
+ data_files:
5
+ - path: risk/train.csv
6
+ split: train
7
+ default: true
8
+ language: en
9
+ license: cc
10
+ pretty_name: Heloc
11
+ size_categories: 1M<n<10M
12
  tags:
 
 
13
  - tabular_classification
14
  - binary_classification
15
+ - multiclass_classification
 
 
16
  task_categories:
17
  - tabular-classification
 
 
 
18
  ---
19
  # HELOC
20
  The [HELOC dataset](https://community.fico.com/s/explainable-machine-learning-challenge?tabset-158d9=d157e) from FICO.
heloc.csv DELETED
The diff for this file is too large to render. See raw diff
 
heloc.py DELETED
@@ -1,148 +0,0 @@
1
- """Heloc Dataset"""
2
-
3
- from typing import List
4
-
5
- import datasets
6
-
7
- import pandas
8
-
9
-
10
- VERSION = datasets.Version("1.0.0")
11
- _ORIGINAL_FEATURE_NAMES = [
12
- "RiskPerformance",
13
- "ExternalRiskEstimate",
14
- "MSinceOldestTradeOpen",
15
- "MSinceMostRecentTradeOpen",
16
- "AverageMInFile",
17
- "NumSatisfactoryTrades",
18
- "NumTrades60Ever2DerogPubRec",
19
- "NumTrades90Ever2DerogPubRec",
20
- "PercentTradesNeverDelq",
21
- "MSinceMostRecentDelq",
22
- "MaxDelq2PublicRecLast12M",
23
- "MaxDelqEver",
24
- "NumTotalTrades",
25
- "NumTradesOpeninLast12M",
26
- "PercentInstallTrades",
27
- "MSinceMostRecentInqexcl7days",
28
- "NumInqLast6M",
29
- "NumInqLast6Mexcl7days",
30
- "NetFractionRevolvingBurden",
31
- "NetFractionInstallBurden",
32
- "NumRevolvingTradesWBalance",
33
- "NumInstallTradesWBalance",
34
- "NumBank2NatlTradesWHighUtilization",
35
- "PercentTradesWBalance",
36
- ]
37
- _BASE_FEATURE_NAMES = [
38
- "is_at_risk",
39
- "estimate_of_risk",
40
- "months_since_first_trade",
41
- "months_since_last_trade",
42
- "average_duration_of_resolution",
43
- "number_of_satisfactory_trades",
44
- "nr_trades_insolvent_for_over_60_days",
45
- "nr_trades_insolvent_for_over_90_days",
46
- "percentage_of_legal_trades",
47
- "months_since_last_illegal_trade",
48
- "maximum_illegal_trades_over_last_year",
49
- "maximum_illegal_trades",
50
- "nr_total_trades",
51
- "nr_trades_initiated_in_last_year",
52
- "percentage_of_installment_trades",
53
- "months_since_last_inquiry_not_recent",
54
- "nr_inquiries_in_last_6_months",
55
- "nr_inquiries_in_last_6_months_not_recent",
56
- "net_fraction_of_revolving_burden",
57
- "net_fraction_of_installment_burden",
58
- "nr_revolving_trades_with_balance",
59
- "nr_installment_trades_with_balance",
60
- "nr_banks_with_high_ratio",
61
- "percentage_trades_with_balance"
62
- ]
63
-
64
- DESCRIPTION = "Heloc dataset for trade insolvency risk prediction."
65
- _HOMEPAGE = "https://community.fico.com/s/explainable-machine-learning-challenge?tabset-158d9=ca01a"
66
- _URLS = ("https://community.fico.com/s/explainable-machine-learning-challenge?tabset-158d9=ca01a")
67
- _CITATION = """"""
68
-
69
- # Dataset info
70
- urls_per_split = {
71
- "train": "https://huggingface.co/datasets/mstz/heloc/raw/main/heloc.csv",
72
- }
73
- features_types_per_config = {
74
- "risk": {
75
- "estimate_of_risk": datasets.Value("int8"),
76
- "months_since_first_trade": datasets.Value("int32"),
77
- "months_since_last_trade": datasets.Value("int32"),
78
- "average_duration_of_resolution": datasets.Value("int32"),
79
- "number_of_satisfactory_trades": datasets.Value("int16"),
80
- "nr_trades_insolvent_for_over_60_days": datasets.Value("int16"),
81
- "nr_trades_insolvent_for_over_90_days": datasets.Value("int16"),
82
- "percentage_of_legal_trades": datasets.Value("int16"),
83
- "months_since_last_illegal_trade": datasets.Value("int32"),
84
- "maximum_illegal_trades_over_last_year": datasets.Value("int8"),
85
- "maximum_illegal_trades": datasets.Value("int16"),
86
- "nr_total_trades": datasets.Value("int16"),
87
- "nr_trades_initiated_in_last_year": datasets.Value("int16"),
88
- "percentage_of_installment_trades": datasets.Value("int16"),
89
- "months_since_last_inquiry_not_recent": datasets.Value("int16"),
90
- "nr_inquiries_in_last_6_months": datasets.Value("int16"),
91
- "nr_inquiries_in_last_6_months_not_recent": datasets.Value("int16"),
92
- "net_fraction_of_revolving_burden": datasets.Value("int32"),
93
- "net_fraction_of_installment_burden": datasets.Value("int32"),
94
- "nr_revolving_trades_with_balance": datasets.Value("int16"),
95
- "nr_installment_trades_with_balance": datasets.Value("int16"),
96
- "nr_banks_with_high_ratio": datasets.Value("int16"),
97
- "percentage_trades_with_balance": datasets.Value("int16"),
98
- "is_at_risk": datasets.ClassLabel(num_classes=2, names=("no", "yes"))
99
- }
100
-
101
- }
102
- features_per_config = {k: datasets.Features(features_types_per_config[k]) for k in features_types_per_config}
103
-
104
-
105
- class HelocConfig(datasets.BuilderConfig):
106
- def __init__(self, **kwargs):
107
- super(HelocConfig, self).__init__(version=VERSION, **kwargs)
108
- self.features = features_per_config[kwargs["name"]]
109
-
110
-
111
- class Heloc(datasets.GeneratorBasedBuilder):
112
- # dataset versions
113
- DEFAULT_CONFIG = "risk"
114
- BUILDER_CONFIGS = [
115
- HelocConfig(name="risk",
116
- description="Binary classification of trade risk.")
117
- ]
118
-
119
-
120
- def _info(self):
121
- info = datasets.DatasetInfo(description=DESCRIPTION, citation=_CITATION, homepage=_HOMEPAGE,
122
- features=features_per_config[self.config.name])
123
-
124
- return info
125
-
126
- def _split_generators(self, dl_manager: datasets.DownloadManager) -> List[datasets.SplitGenerator]:
127
- downloads = dl_manager.download_and_extract(urls_per_split)
128
-
129
- return [
130
- datasets.SplitGenerator(name=datasets.Split.TRAIN, gen_kwargs={"filepath": downloads["train"]}),
131
- ]
132
-
133
- def _generate_examples(self, filepath: str):
134
- data = pandas.read_csv(filepath)
135
- data.columns = _BASE_FEATURE_NAMES
136
- data = self.preprocess(data, config=self.config.name)
137
-
138
- for row_id, row in data.iterrows():
139
- data_row = dict(row)
140
-
141
- yield row_id, data_row
142
-
143
- def preprocess(self, data: pandas.DataFrame, config: str = "risk") -> pandas.DataFrame:
144
- data = data[list(features_types_per_config["risk"].keys())]
145
-
146
- data.loc[:, "is_at_risk"] = data.is_at_risk.apply(lambda x: 1 if x == "Bad" else 0)
147
-
148
- return data
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
risk/train.csv ADDED
The diff for this file is too large to render. See raw diff