annotator_id int64 | annotated_at timestamp[s] | revision int64 | review_status string | confidence float64 | record_type string | pair_id string | label string | regime_a dict | regime_b dict | non_conflict_subtype string | evidence_a list | evidence_b list | rationale string | would_conflict_if list | conflict_type string | severity string | review dict | compliant_paths list | out_of_scope_assumptions list |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
10,116 | 2026-06-15T16:32:11 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:c2844101dedd027a3b7d73a8 | non_conflict | {
"regime_id": "AU_TREASURY_DAP",
"jurisdiction": "Australia",
"issuing_body": "Treasury",
"short_name": "AU_TREASURY_DAP"
} | {
"regime_id": "SG_FOUNDATIONAL_LEGISLATION",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_FOUNDATIONAL_LEGISLATION"
} | different_domains | [
{
"chunk_id": "d75262e404517e0c::4f1::4905",
"source_doc": "FOI_3215_Crypto_Asset_Secondary_Service_Providers.pdf",
"page": null,
"passage": "Treasury received substantial feedback\nfrom a range of stakeholders with industry-wide support for clarity on the regulatory settings for crypto\nassets. In ... | [
{
"chunk_id": "b49627bb889ef1d9::3ef::7168",
"source_doc": "Guidelines_to_PSN02_2024-04-02.pdf",
"page": 66,
"passage": "19 For instance, in 24 May 2018, MAS directed an ICO issuer to stop offering its digital tokens and to return all funds\nreceived from Singapore-based investors. MAS also warned e... | The Australian Treasury DAP passages describe a domestic reform agenda focused on 'token mapping' to identify how crypto assets fit into the existing financial services framework and the subsequent development of a licensing framework (chunk_ids: d75262e404517e0c::4f1::4905, e6bb47e92e88e16c::37a::29f6). In contrast, t... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:24:35 | 1 | single_annotation | 0.85 | non_conflict | non_conflict:4abb9b065482b66729b211aa | non_conflict | {
"regime_id": "AU_TREASURY_DAP",
"jurisdiction": "Australia",
"issuing_body": "Treasury",
"short_name": "AU_TREASURY_DAP"
} | {
"regime_id": "EU_MICA",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA"
} | superficially_similar_but_disjoint | [
{
"chunk_id": "d75262e404517e0c::47b::7c9f",
"source_doc": "FOI_3215_Crypto_Asset_Secondary_Service_Providers.pdf",
"page": null,
"passage": "For example, distributed\ncomputing, document authentication, algorithmic insurance, and micro payments. The ATO estimates that\nmore than one million taxpaye... | [
{
"chunk_id": "f9082873c5d9ba9d::302::bbe0",
"source_doc": "FinalReport_Knowledge_and_Competence_MiCA.pdf",
"page": 17,
"passage": "2. MiCA sets out a new legal framework which encompasses requirements for the provision\nof ten different crypto-asset services. These services include the provision ad... | AU_TREASURY_DAP (Australia's proposed Digital Asset Platforms regime — Treasury consultation) and EU_MICA (EU framework for crypto-asset services). Both regulate crypto-asset service provision in their respective jurisdictions, with materially different mechanisms — AU's proposed DAP framework vs EU's CASP authorisatio... | null | null | null | null | null | null |
10,116 | 2026-06-15T18:53:48 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:4cdf581bf72c26afe3d846db | non_conflict | {
"regime_id": "AU_FEDREG_AML",
"jurisdiction": "Australia",
"issuing_body": "FederalRegister",
"short_name": "AU_FEDREG_AML"
} | {
"regime_id": "EU_REVERSE_SOLICITATION",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_REVERSE_SOLICITATION"
} | different_domains | [
{
"chunk_id": "cf7cefacba3f94bc::49a::f39e",
"source_doc": "AUSTRAC Proliferation Financing in Australia-National Risk Assessment.pdf",
"page": 17,
"passage": "12 The AML/CTF regime applies to residents of Australia as well as Australia-based entities or subsidiaries of Australian companies abroad. ... | [
{
"chunk_id": "25cbbd878a1b21d3::4f8::561c",
"source_doc": "FinalReport_Reverse_Solicitation_MiCA.pdf",
"page": 19,
"passage": "8. In a baseline scenario, without the guidelines:\ni) where a client located or established in the EU initiates a crypto-asset service at\nits own exclusive initiative wit... | The AU_FEDREG_AML regime regulates reporting entities' obligations to identify customers and report suspicious transactions (chunk cf7cefacba3f94bc::49a::f39e). The EU_REVERSE_SOLICITATION regime addresses the conditions under which third-country crypto-asset firms can provide services to EU clients without authorisati... | null | null | null | null | null | null |
10,116 | 2026-06-15T19:37:19 | 1 | single_annotation | 1 | non_conflict | non_conflict:7a026fb5fd26707d6b307e1b | non_conflict | {
"regime_id": "EU_MAR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MAR"
} | {
"regime_id": "SG_IRAS_TAX",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_IRAS_TAX"
} | different_domains | [
{
"chunk_id": "5cc4a27bc578287a::165::3333",
"source_doc": "MAR_Market_Abuse_Regulation_EU_596-2014.pdf",
"page": 16,
"passage": "Article 1\nSubject matter\nThis Regulation establishes a common regulatory framework on insider dealing, the unlawful disclosure of inside\ninformation and market manipul... | [
{
"chunk_id": "abc2247bc6415d1d::41e::b184",
"source_doc": "GST_Digital_Payment_Tokens.pdf",
"page": 5,
"passage": "Similarly, IRAS has reviewed its GST position to keep up to\ndate with these developments. In particular, IRAS recognises that taxing\ncryptocurrencies that function or are intended to... | The EU_MAR passages regulate market integrity, specifically insider dealing and market manipulation (chunks 5cc4a27bc578287a::165::3333, 5cc4a27bc578287a::4ee::5950). The SG_IRAS_TAX passages regulate tax obligations, specifically the Goods and Services Tax (GST) treatment of digital payment tokens (chunks abc2247bc641... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:31:49 | 1 | reviewed_accept | 0.82 | conflict | conflict:0aeaa67c929fd2f74604c6c9 | conflict | {
"regime_id": "AU_PRIVACY",
"jurisdiction": "Australia",
"issuing_body": "OAIC",
"short_name": "AU_PRIVACY"
} | {
"regime_id": "SG_AML",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Guidelines",
"short_name": "SG_AML"
} | null | [
{
"chunk_id": "e9f6b0a9e797777d::5d6::e5ff",
"source_doc": "APP_Guidelines_July_2019.pdf",
"page": 4,
"passage": "Chapter 8: Australian Privacy Principle 8 - Cross-border disclosure of personal information Version 1.2, July 2019\nKey points\n• Before an APP entity discloses personal information to a... | [
{
"chunk_id": "3d521e61e49aaf46::38f::e615",
"source_doc": "MAS_Notice_314_LifeInsurers_2021-06-28.pdf",
"page": 27,
"passage": "13.14 A direct life insurer shall take all appropriate steps to ensure that its officers, employees\nand agents (whether in Singapore or elsewhere) are regularly and appro... | AU_PRIVACY (APP 8 cross-border disclosure restrictions) and SG_AML (MAS Notice 314 AML/CFT framework — training and reporting obligations). When AU entities collect and share data with SG counterparties under AML obligations, APP 8 engages. Operationally resolvable via APP 6.2(b) plus APP 8.2(d) permitted general situa... | null | operationally_resolvable | medium | {
"reviewer_id": "10116",
"reviewed_at": "2026-06-18T13:26:01",
"decision": "accept",
"notes": "",
"original_conflict_type": "operationally_resolvable",
"original_severity": "medium",
"original_review_status": "single_annotation"
} | null | null |
10,116 | 2026-06-15T19:35:08 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:e9bb1b82e90b9879c290b5d0 | non_conflict | {
"regime_id": "AU_APRA_PRUDENTIAL",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_APRA_PRUDENTIAL"
} | {
"regime_id": "EU_DAC8",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_DAC8"
} | different_domains | [
{
"chunk_id": "66d049e24f0863da::3f7::aec8",
"source_doc": "Superannuation-Reporting-Standards-RIS.pdf",
"page": 1,
"passage": "1 INTRODUCTION\nThis Regulation Impact Statement (RIS) addresses the Australian Prudential Regulation\nAuthority's (APRA's) proposed introduction of new reporting standards... | [
{
"chunk_id": "c0300673081f7232::320::7b46",
"source_doc": "DAC8_Directive_EU_2023-2226.pdf",
"page": 3,
"passage": "(19) In order to foster administrative cooperation with non-Union jurisdictions, crypto-asset operators that meet certain\nconditions should be allowed to solely report information on... | The AU_APRA_PRUDENTIAL regime regulates prudential standards and reporting obligations for financial institutions (ADIs, insurers, RSE licensees) to ensure financial stability and resilience (chunk 66d049e24f0863da::3f7::aec8). The EU_DAC8 regime regulates the automatic exchange of information regarding crypto-asset us... | null | null | null | null | null | null |
10,116 | 2026-06-16T05:30:10 | 1 | reviewed_accept | 0.82 | conflict | conflict:2f3bd24474c9ed516df246ee | conflict | {
"regime_id": "EU_EMD2",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_EMD2"
} | {
"regime_id": "SG_STABLECOIN",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Consultations",
"short_name": "SG_STABLECOIN"
} | null | [
{
"chunk_id": "85307f9e2a040982::14a::134d",
"source_doc": "DORA_Regulation_EU_2022-2554.pdf",
"page": 22,
"passage": "(27) Directive (EU) 2022/2556 of the European Parliament and of the Council of 14 December 2022 amending Directives 2009/65/EC,\n2009/138/EC, 2011/61/EU, 2013/36/EU, 2014/59/EU, 201... | [
{
"chunk_id": "58f45cd2ef3de201::36c::e2f6",
"source_doc": "2023_Response_Stablecoin_Consultation.pdf",
"page": 3,
"passage": "1 Consultation on the Payment Services Act 2019: Scope of E-money and Digital Payment Tokens, Dec 2019 here.\n\n2 Consultation on Proposed Regulatory Approach for Stablecoin... | EU_EMD2 (EU E-Money Directive 2 — EMI authorisation) and SG_STABLECOIN (MAS's Single-Currency Stablecoin framework — Singapore-issued G10 stablecoin issuer authorisation). Both regulate stablecoin-like instrument issuance under different jurisdictional frameworks with materially incompatible authorisation requirements.... | null | structural_unresolved | high | {
"reviewer_id": "10116",
"reviewed_at": "2026-06-18T13:27:02",
"decision": "accept",
"notes": "",
"original_conflict_type": "structural_unresolved",
"original_severity": "high",
"original_review_status": "single_annotation"
} | null | null |
10,116 | 2026-06-15T19:03:33 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:ce5a7ef63586487bbdc0b7ad | non_conflict | {
"regime_id": "EU_MICA_RTS",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_MICA_RTS"
} | {
"regime_id": "INT_BASEL_CRYPTO",
"jurisdiction": "International",
"issuing_body": "BASEL",
"short_name": "INT_BASEL_CRYPTO"
} | different_domains | [
{
"chunk_id": "c51ad46265cea4e5::2f5::4513",
"source_doc": "FinalReport_Technical_Standards_MiCA_1st_Package.pdf",
"page": 25,
"passage": "6.1.2 RTS and ITS on the notification by certain financial entities to\nprovide crypto-asset services\nImpact of the draft RTS and ITS under Article 60(13) and (... | [
{
"chunk_id": "32afd37cade34f84::3a4::1a5b",
"source_doc": "d424.pdf",
"page": 11,
"passage": "16. For the purposes of calculating capital requirements, a bank exposure is defined as a claim\n(including loans and senior debt instruments, unless considered as subordinated debt for the purposes of\npa... | The EU MiCA RTS passages regulate the notification requirements and acquisition assessments for Crypto-asset service providers (CASP) and financial entities (chunk_ids c51ad46265cea4e5::2f5::4513 and c51ad46265cea4e5::361::e378). The INT_BASEL_CRYPTO passages regulate capital requirements, risk weighting, and exposure ... | null | null | null | null | null | null |
10,116 | 2026-06-15T16:39:00 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:83ae1991a0e1d034a546e9fa | non_conflict | {
"regime_id": "EU_GDPR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_GDPR"
} | {
"regime_id": "SG_MAS_OUTSOURCING",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_MAS_OUTSOURCING"
} | different_domains | [
{
"chunk_id": "bd84e63f5b622b73::6a8::d132",
"source_doc": "GDPR_Regulation_EU_2016-679.pdf",
"page": 36,
"passage": "That legal basis may contain specific provisions to adapt the application of\nrules of this Regulation, inter alia: the general conditions governing the lawfulness of processing by t... | [
{
"chunk_id": "a82833dc0f7ca903::5f1::735d",
"source_doc": "Outsourcing_Guidelines_2018.pdf",
"page": 25,
"passage": "5.10.2 Material outsourcing arrangements with service providers located outside Singapore\nshould be conducted in a manner so as not to hinder MAS' efforts to supervise the Singapore... | The EU GDPR passages discuss the legal basis for processing, data transfers to third countries, and security measures for payment services. The SG_MAS_OUTSOURCING passages discuss the supervision of Singapore business activities, material outsourcing arrangements with foreign service providers, and the rights of MAS to... | null | null | null | null | null | null |
10,116 | 2026-06-15T16:22:32 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:197e714278ef4607159e3eca | non_conflict | {
"regime_id": "EU_REVERSE_SOLICITATION",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_REVERSE_SOLICITATION"
} | {
"regime_id": "INT_FATF_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_FATF_GENERAL"
} | different_domains | [
{
"chunk_id": "25cbbd878a1b21d3::4f8::561c",
"source_doc": "FinalReport_Reverse_Solicitation_MiCA.pdf",
"page": 19,
"passage": "8. In a baseline scenario, without the guidelines:\ni) where a client located or established in the EU initiates a crypto-asset service at\nits own exclusive initiative wit... | [
{
"chunk_id": "fe52dd87e13dba41::261::59a4",
"source_doc": "Guidance-RBA-NPPS.pdf.coredownload.pdf",
"page": 5,
"passage": "1 See FATF (2006), FATF (2008) and FATF (2010).\n\n2 See FATF (2013a). This document outlines general principles that may serve as a useful framework in\nassessing ML/TF risks ... | The EU regime (Regime A) regulates the specific operational conduct of crypto-asset service providers regarding client solicitation and authorisation exemptions under MiCA. The FATF regime (Regime B) provides general principles for national-level risk assessments and AML/CFT standards, which are not specific obligation... | null | null | null | null | null | null |
10,116 | 2026-06-15T19:36:26 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:7d6c5adc1b128465c3bd431d | non_conflict | {
"regime_id": "AU_ATO_CRYPTO",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_ATO_CRYPTO"
} | {
"regime_id": "EU_DORA",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_DORA"
} | different_domains | [
{
"chunk_id": "e6bb47e92e88e16c::567::36c4",
"source_doc": "2023_Token_Mapping_Consultation_Paper.pdf",
"page": null,
"passage": "This paper represents a foundational step in the Government's multi-stage reform agenda that will\nimplement appropriate regulatory settings and support innovation. Token... | [
{
"chunk_id": "85307f9e2a040982::5f2::974e",
"source_doc": "DORA_Regulation_EU_2022-2554.pdf",
"page": 23,
"passage": "Article 1\nSubject matter\n1. In order to achieve a high common level of digital operational resilience, this Regulation lays down uniform\nrequirements concerning the security of n... | The AU_ATO_CRYPTO passage discusses the regulation of crypto assets and tax compliance (chunk_id e6bb47e92e88e16c::567::36c4). The EU_DORA passage outlines requirements for digital operational resilience and ICT risk management for financial entities (chunk_id 85307f9e2a040982::5f2::974e). The obligations in these regi... | null | null | null | null | null | null |
10,116 | 2026-06-15T16:35:42 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:9532e55b3a0eb6d8f255ec55 | non_conflict | {
"regime_id": "AU_TREASURY_DAP",
"jurisdiction": "Australia",
"issuing_body": "Treasury",
"short_name": "AU_TREASURY_DAP"
} | {
"regime_id": "EU_AMLA",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_AMLA"
} | different_domains | [
{
"chunk_id": "d75262e404517e0c::47b::7c9f",
"source_doc": "FOI_3215_Crypto_Asset_Secondary_Service_Providers.pdf",
"page": null,
"passage": "For example, distributed\ncomputing, document authentication, algorithmic insurance, and micro payments. The ATO estimates that\nmore than one million taxpaye... | [
{
"chunk_id": "df546f2364aaf9e2::25a::6ab3",
"source_doc": "AMLD6_Directive_EU_2024-1640.pdf",
"page": 2,
"passage": "(4) This Directive is part of a comprehensive package aiming at strengthening the Union's anti-money laundering and\ncountering the financing of terrorism ('AML/CFT') framework. Toge... | The AU_TREASURY_DAP passages discuss the Australian government's 'token mapping' exercise to identify how crypto assets fit within the financial services framework and the subsequent development of licensing and custody reforms. The EU_AMLA passages describe the establishment of an Authority for anti-money laundering a... | null | null | null | null | null | null |
10,116 | 2026-06-15T18:57:44 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:0f7b92a20833a658504457c3 | non_conflict | {
"regime_id": "AU_APRA_PRUDENTIAL",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_APRA_PRUDENTIAL"
} | {
"regime_id": "EU_GDPR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_GDPR"
} | different_domains | [
{
"chunk_id": "66d049e24f0863da::3f7::aec8",
"source_doc": "Superannuation-Reporting-Standards-RIS.pdf",
"page": 1,
"passage": "1 INTRODUCTION\nThis Regulation Impact Statement (RIS) addresses the Australian Prudential Regulation\nAuthority's (APRA's) proposed introduction of new reporting standards... | [
{
"chunk_id": "bd84e63f5b622b73::6a8::d132",
"source_doc": "GDPR_Regulation_EU_2016-679.pdf",
"page": 36,
"passage": "That legal basis may contain specific provisions to adapt the application of\nrules of this Regulation, inter alia: the general conditions governing the lawfulness of processing by t... | The APRA passage describes a prudential regulatory framework focused on financial stability, licensing, and supervision of institutions (e.g., ADIs, insurers) [66d049e24f0863da::3f7::aec8]. The GDPR passage outlines the legal basis for processing personal data, including conditions for lawful processing and the protect... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:17:34 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:f90092ee8d56efdb76da195f | non_conflict | {
"regime_id": "EU_AMLR_TFR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_AMLR_TFR"
} | {
"regime_id": "SG_MAS_AML_GENERAL",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_MAS_AML_GENERAL"
} | aligned_complementary | [
{
"chunk_id": "c0300673081f7232::279::1918",
"source_doc": "DAC8_Directive_EU_2023-2226.pdf",
"page": 2,
"passage": "(8) The Union's anti-money laundering and countering the financing of terrorism framework (AML/CFT) extends the\nscope of obliged entities subject to AML/CFT rules to crypto-asset ser... | [
{
"chunk_id": "b49627bb889ef1d9::1b6::0802",
"source_doc": "Guidelines_to_PSN02_2024-04-02.pdf",
"page": 63,
"passage": "Dealing with an entity that is not subject to AML/CFT regulation would also similarly\npose higher ML/TF risks. II-3-6 MAS will apply a risk-based approach to supervision of DPT p... | EU_AMLR_TFR (regime A) and SG_MAS_AML_GENERAL (regime B) both apply AML/CFT obligations to crypto-asset service providers / DPT providers in their respective jurisdictions. Both implement the same underlying FATF standards. The A passage describes the EU framework extending AML/CFT to CASPs; the B passage describes MAS... | null | null | null | null | null | null |
10,116 | 2026-06-15T18:47:08 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:682f82a3fafb861cef2202fa | non_conflict | {
"regime_id": "AU_AML_CTF",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_AML_CTF"
} | {
"regime_id": "EU_PSD2",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_PSD2"
} | different_domains | [
{
"chunk_id": "254ca2d92d196180::2ac::a5fe",
"source_doc": "AML_CTF_Act_2006.pdf",
"page": 119,
"passage": "Part 3-Reporting obligations\nDivision 1-Introduction\n40 Simplified outline\nThe following is a simplified outline of this Part:\n• A reporting entity must give the AUSTRAC CEO reports\nabout... | [
{
"chunk_id": "adb1a81b9cecaf8c::64f::f5ad",
"source_doc": "PSD2_Directive_EU_2015-2366.pdf",
"page": 72,
"passage": "Article 97\nAuthentication\n1. Member States shall ensure that a payment service provider applies strong customer authentication where the payer:\n(a) accesses its payment account on... | The AU_AML_CTF regime focuses on reporting obligations for suspicious matters and threshold transactions (chunk 254ca2d92d196180::2ac::a5fe). The EU_PSD2 regime focuses on technical security standards for payment services, specifically strong customer authentication (SCA) and security credentials (chunk adb1a81b9cecaf8... | null | null | null | null | null | null |
10,116 | 2026-06-15T18:34:24 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:9812379fc8176d54f69a3ed5 | non_conflict | {
"regime_id": "AU_APRA_PRUDENTIAL",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_APRA_PRUDENTIAL"
} | {
"regime_id": "SG_FSMA_DTSP",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Guidelines",
"short_name": "SG_FSMA_DTSP"
} | different_domains | [
{
"chunk_id": "66d049e24f0863da::3f7::aec8",
"source_doc": "Superannuation-Reporting-Standards-RIS.pdf",
"page": 1,
"passage": "1 INTRODUCTION\nThis Regulation Impact Statement (RIS) addresses the Australian Prudential Regulation\nAuthority's (APRA's) proposed introduction of new reporting standards... | [
{
"chunk_id": "cc1be49e9cf8c821::2f4::ea8f",
"source_doc": "Guidelines_Licensing_DTSP_FSMA_2022.pdf",
"page": 3,
"passage": "2.1 Pursuant to section 137 of the FSM Act, any person that conducts digital token\nservices in Singapore as defined in the First Schedule of the FSM Act is required to hold a... | The evidence for AU_APRA_PRUDENTIAL focuses on the Australian prudential framework, specifically the licensing and supervision of banking, insurance, and superannuation entities (chunk_id 66d049e24f0863da::3f7::aec8). The evidence for SG_FSMA_DTSP focuses on the licensing of Digital Token Service Providers (DTSPs) unde... | null | null | null | null | null | null |
10,116 | 2026-06-15T17:12:41 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:e24a0e07eb64762939ba29a5 | non_conflict | {
"regime_id": "AU_TRAVEL_RULE",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_TRAVEL_RULE"
} | {
"regime_id": "EU_DAC8",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_DAC8"
} | different_domains | [
{
"chunk_id": "cf7cefacba3f94bc::383::7d9d",
"source_doc": "AUSTRAC Proliferation Financing in Australia-National Risk Assessment.pdf",
"page": 34,
"passage": "This obligation applies only to the\nexchange of digital currency to fiat currency and the reverse. Australia has not yet implemented FATF's... | [
{
"chunk_id": "c0300673081f7232::320::7b46",
"source_doc": "DAC8_Directive_EU_2023-2226.pdf",
"page": 3,
"passage": "(19) In order to foster administrative cooperation with non-Union jurisdictions, crypto-asset operators that meet certain\nconditions should be allowed to solely report information on... | The AU Travel Rule passages describe a proposed regulatory expansion to implement the FATF Travel Rule for digital currency exchanges, which is currently in consultation and not yet implemented (cf7cefacba3f94bc::383::7d9d, 30a32a386d15ba2b::4f3::edc3). The EU DAC8 passages describe the mandatory automatic exchange of ... | null | null | null | null | null | null |
10,116 | 2026-06-15T15:21:38 | 1 | single_annotation | 1 | non_conflict | non_conflict:994a9ea9f812e8e31eeebb0a | non_conflict | {
"regime_id": "EU_REVERSE_SOLICITATION",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_REVERSE_SOLICITATION"
} | {
"regime_id": "INT_FATF_VASP",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_FATF_VASP"
} | different_domains | [
{
"chunk_id": "25cbbd878a1b21d3::4f8::561c",
"source_doc": "FinalReport_Reverse_Solicitation_MiCA.pdf",
"page": 19,
"passage": "8. In a baseline scenario, without the guidelines:\ni) where a client located or established in the EU initiates a crypto-asset service at\nits own exclusive initiative wit... | [
{
"chunk_id": "85240528438654b9::1cd::07d7",
"source_doc": "Updated-Guidance-VA-VASP.pdf.coredownload.inline.pdf",
"page": 24,
"passage": "45. The purpose of adding the new definitions of VA and VASP to the FATF Glossary was\nto broaden the applicability of the FATF Standards to encompass new types ... | The EU regime (Regime A) regulates the specific operational conduct of crypto-asset service providers (CASPs) regarding client solicitation and authorisation requirements under MiCA. The FATF regime (Regime B) establishes a minimum global standard for defining Virtual Asset Service Providers (VASPs) and their AML/CFT o... | null | null | null | null | null | null |
10,116 | 2026-06-15T18:30:28 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:c5bf5fc4967fbd96db1903ac | non_conflict | {
"regime_id": "AU_TTR_THRESHOLD",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_TTR_THRESHOLD"
} | {
"regime_id": "SG_STABLECOIN",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Consultations",
"short_name": "SG_STABLECOIN"
} | different_domains | [
{
"chunk_id": "6dfe4e63b9fb3c74::3bc::1a3f",
"source_doc": "Reporting transactions of 10,000 and over Threshold transaction reports (TTRs).pdf",
"page": null,
"passage": "'@ Australian Government\nAUSTRAC Reporting transactions of\n$10,000 and over:\nThreshold transaction\nreports (TTRs) transaction... | [
{
"chunk_id": "58f45cd2ef3de201::36c::e2f6",
"source_doc": "2023_Response_Stablecoin_Consultation.pdf",
"page": 3,
"passage": "1 Consultation on the Payment Services Act 2019: Scope of E-money and Digital Payment Tokens, Dec 2019 here.\n\n2 Consultation on Proposed Regulatory Approach for Stablecoin... | The AU_TTR_THRESHOLD regime regulates the reporting of physical cash transfers exceeding A$10,000 (chunk_ids 6dfe4e63b9fb3c74::3bc::1a3f, 254ca2d92d196180::377::d0c6). The SG_STABLECOIN regime regulates the issuance and reserve requirements of Single-Currency Stablecoins (SCS) issued in Singapore (chunk_ids 58f45cd2ef3... | null | null | null | null | null | null |
10,116 | 2026-06-15T19:40:47 | 1 | single_annotation | 1 | non_conflict | non_conflict:3a7a963962f60e2fbfa4f53f | non_conflict | {
"regime_id": "EU_NIS2",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_NIS2"
} | {
"regime_id": "INT_BASEL_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_BASEL_GENERAL"
} | different_domains | [
{
"chunk_id": "3c9eb3a25c93f394::474::4786",
"source_doc": "CP_3rd_Package_MarketAbuse_InvestorProtection_OpRes.pdf",
"page": null,
"passage": "Several other EU Directives include pending technical standards or guidelines intended\nto specify measures for access controls in the context of ICT securi... | [
{
"chunk_id": "32afd37cade34f84::34b::8d30",
"source_doc": "d424.pdf",
"page": 148,
"passage": "11 Where a bank according to its operative accounting framework recognises fiduciary assets on the balance sheet, these assets\ncan be excluded from the leverage ratio exposure measure provided that the a... | The EU_NIS2 passage discusses the preparation of technical standards and guidelines for access control policies and ICT security measures (chunk_id 3c9eb3a25c93f394::474::4786). The INT_BASEL_GENERAL passage discusses the treatment of fiduciary assets and general provisions for leverage ratio exposure measures (chunk_i... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:20:23 | 1 | single_annotation | 0.85 | non_conflict | non_conflict:c605b5d5ed9d2a394fa1f930 | non_conflict | {
"regime_id": "EU_MICA",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA"
} | {
"regime_id": "INT_FATF_VASP",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_FATF_VASP"
} | aligned_complementary | [
{
"chunk_id": "a0d157539d5c8040::2fc::beb4",
"source_doc": "FinalReport_Market_Abuse_Guidelines_MiCA.pdf",
"page": 6,
"passage": "2 Background and Legal Basis\nArticle 92 (3) of MiCA:\nIn order to ensure consistency of supervisory practices under this Article, ESMA shall by 30\nJune 2025 issue guide... | [
{
"chunk_id": "ba862e1f095bceac::1a6::1f0e",
"source_doc": "FATF Recommendations 2012.pdf.coredownload.inline.pdf",
"page": 79,
"passage": "4. A country need not impose a separate licensing or registration system with respect to natural\nor legal persons already licensed or registered as financial i... | EU_MICA (EU crypto-asset regulation, market abuse guidelines per Article 92) and INT_FATF_VASP (FATF guidance for VASPs). EU MiCA includes AML/CFT obligations that align with FATF VASP standards; MiCA-authorised CASPs ARE FATF VASPs and face both regulatory frameworks. The B passage notes FATF allows existing licensed ... | null | null | null | null | null | null |
10,116 | 2026-06-15T17:15:50 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:b99d14f44c3ebab9aafdc05d | non_conflict | {
"regime_id": "AU_APRA_PRUDENTIAL",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_APRA_PRUDENTIAL"
} | {
"regime_id": "SG_STABLECOIN",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Consultations",
"short_name": "SG_STABLECOIN"
} | different_domains | [
{
"chunk_id": "66d049e24f0863da::3f7::aec8",
"source_doc": "Superannuation-Reporting-Standards-RIS.pdf",
"page": 1,
"passage": "1 INTRODUCTION\nThis Regulation Impact Statement (RIS) addresses the Australian Prudential Regulation\nAuthority's (APRA's) proposed introduction of new reporting standards... | [
{
"chunk_id": "58f45cd2ef3de201::36c::e2f6",
"source_doc": "2023_Response_Stablecoin_Consultation.pdf",
"page": 3,
"passage": "1 Consultation on the Payment Services Act 2019: Scope of E-money and Digital Payment Tokens, Dec 2019 here.\n\n2 Consultation on Proposed Regulatory Approach for Stablecoin... | The APRA passages describe a prudential framework for banking, insurance, and superannuation entities, focusing on capital requirements, licensing, and supervision (chunk_ids 9a96d4d1812f257a::2a6::2422, 66d049e24f0863da::3f7::aec8). The SG_STABLECOIN passages describe a specific regulatory regime for 'Single Currency ... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:29:32 | 1 | single_annotation | 0.92 | non_conflict | non_conflict:e9d2da98c083db0b734003b0 | non_conflict | {
"regime_id": "AU_AML_CTF",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_AML_CTF"
} | {
"regime_id": "INT_FATF_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_FATF_GENERAL"
} | aligned_complementary | [
{
"chunk_id": "254ca2d92d196180::2ac::a5fe",
"source_doc": "AML_CTF_Act_2006.pdf",
"page": 119,
"passage": "Part 3-Reporting obligations\nDivision 1-Introduction\n40 Simplified outline\nThe following is a simplified outline of this Part:\n• A reporting entity must give the AUSTRAC CEO reports\nabout... | [
{
"chunk_id": "601316b5944a8a71::49b::b6c2",
"source_doc": "Terrorist-Financing-Risk-Assessment-Guidance.pdf.coredownload.pdf",
"page": 35,
"passage": "Box 3.1. Potential Use of Financial Intelligence to Assess Cross-border TF\nRisks\nCross-border transaction or movement reports (CTRs) - The FATF\nS... | AU_AML_CTF (Australian AML/CTF Act — AUSTRAC reporting framework) and INT_FATF_GENERAL (FATF AML/CFT standards — including R32 on cross-border CTRs). The Australian AML/CTF regime explicitly implements FATF standards including threshold and cross-border reporting. Reinforcing. | null | null | null | null | null | null |
10,116 | 2026-06-15T19:07:56 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:8a3c5de91de47b8903bd240a | non_conflict | {
"regime_id": "AU_TRAVEL_RULE",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_TRAVEL_RULE"
} | {
"regime_id": "SG_IRAS_TAX",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_IRAS_TAX"
} | different_domains | [
{
"chunk_id": "c4a92930a8caf822::380::0a18",
"source_doc": "AML_CTF_Rules_2025.pdf",
"page": 12,
"passage": "Part 1 Preliminary\nSection 1-4\n(a) in relation to registration or proposed registration of a person under Part 6\nof the Act as a remittance network provider-registrable remittance\nnetwork... | [
{
"chunk_id": "abc2247bc6415d1d::5c7::68f5",
"source_doc": "GST_Digital_Payment_Tokens.pdf",
"page": 10,
"passage": "You should obtain the sum of the absolute values of\nexempt supplies from each category to report in your GST return. Category of exempt supplies Exchange gain (loss) for digital\nfor... | The AU_TRAVEL_RULE passages discuss the Australian regulatory framework for remittance networks and virtual asset service providers, specifically referencing the FATF 'Travel Rule' and AML/CTF obligations (chunk_ids c4a92930a8caf822::380::0a18, c4a92930a8caf822::57d::3f76, cf7cefacba3f94bc::383::7d9d, 30a32a386d15ba2b:... | null | null | null | null | null | null |
10,116 | 2026-06-15T19:02:36 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:f38f43d41c3e59a2e527edd6 | non_conflict | {
"regime_id": "AU_APRA_PRUDENTIAL",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_APRA_PRUDENTIAL"
} | {
"regime_id": "SG_PSA_DPT",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Guidelines",
"short_name": "SG_PSA_DPT"
} | different_domains | [
{
"chunk_id": "66d049e24f0863da::3f7::aec8",
"source_doc": "Superannuation-Reporting-Standards-RIS.pdf",
"page": 1,
"passage": "1 INTRODUCTION\nThis Regulation Impact Statement (RIS) addresses the Australian Prudential Regulation\nAuthority's (APRA's) proposed introduction of new reporting standards... | [
{
"chunk_id": "4b4c3c417dc293ba::185::f41d",
"source_doc": "MAS_Notice_PSN02_original.pdf",
"page": 1,
"passage": "1.1 This Notice is issued pursuant to section 27B of the Monetary Authority of Singapore Act\n(Cap. 186) (\"MAS Act\") and applies to all holders of a payment service licence under the\... | The evidence from APRA (Regime A) focuses on the prudential framework, licensing, and supervision of financial institutions (ADIs, insurers, RSE licensees) and reporting standards under the Financial Sector (Collection of Data) Act 2001 (FSCODA) [66d049e24f0863da::3f7::aec8]. The evidence from MAS (Regime B) concerns t... | null | null | null | null | null | null |
10,116 | 2026-06-15T15:24:37 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:7baf9658005fd169d82f9137 | non_conflict | {
"regime_id": "AU_ASIC_AFSL",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_ASIC_AFSL"
} | {
"regime_id": "SG_AML",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Guidelines",
"short_name": "SG_AML"
} | different_domains | [
{
"chunk_id": "550958b067dc6726::41f::546c",
"source_doc": "2023_Regulating_Digital_Asset_Platforms_Proposal.pdf",
"page": 24,
"passage": "3.1 Standard AFSL Obligations\nAustralian financial services licence\n(a) A platform provider must hold an AFSL authorising them to issue and deal in digital ass... | [
{
"chunk_id": "3d521e61e49aaf46::38f::e615",
"source_doc": "MAS_Notice_314_LifeInsurers_2021-06-28.pdf",
"page": 27,
"passage": "13.14 A direct life insurer shall take all appropriate steps to ensure that its officers, employees\nand agents (whether in Singapore or elsewhere) are regularly and appro... | The AU_ASIC_AFSL regime regulates the licensing and conduct of financial services providers (specifically platform providers and intermediaries) dealing in digital asset facilities, including financial requirements and AFSL obligations (chunk_ids 550958b067dc6726::41f::546c, 550958b067dc6726::74a::7ef1). The SG_AML reg... | null | null | null | null | null | null |
10,116 | 2026-05-25T22:55:36 | 1 | single_annotation | 0.88 | non_conflict | non_conflict:6b9406be2e5983c1de7b78ab | non_conflict | {
"regime_id": "AU_APRA_CPS230",
"jurisdiction": "Australia",
"issuing_body": "APRA",
"short_name": "APRA CPS 230"
} | {
"regime_id": "AU_PRIVACY",
"jurisdiction": "Australia",
"issuing_body": "OAIC",
"short_name": "AU Privacy"
} | different_domains | [
{
"chunk_id": "f296a7e0bead93df::5e9::d5f4",
"source_doc": "CPS_230_Operational_Risk_Management.pdf",
"page": 2,
"passage": "Operational risk is inherent\nin all products, activities, processes and systems.\n14. An APRA-regulated entity must, to the extent practicable, prevent disruption to\ncritica... | [
{
"chunk_id": "e9f6b0a9e797777d::4ba::1af3",
"source_doc": "APP_Guidelines_July_2019.pdf",
"page": 4,
"passage": "It may be\nestablished by the law or binding scheme that contains the privacy or data protections, or by\nanother law or binding scheme. Alternatively, the mechanism may take effect thro... | CPS 230 is APRA's prudential operational-risk management standard (critical operations, BCP, service-provider risk). The Privacy Act / APPs govern personal-information handling. The two regimes apply to APRA-regulated APP entities but operate in disjoint domains. APP 11 (security of personal information) is incidentall... | [
"CPS 230 third-party reporting required disclosure of personal information that APP 6 would prohibit — outsourcing arrangements typically already include APP-compatible data-handling clauses."
] | null | null | null | null | null |
10,116 | 2026-06-15T15:48:53 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:44f9332b4ef94e30946d37e9 | non_conflict | {
"regime_id": "AU_CORPS_ACT",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_CORPS_ACT"
} | {
"regime_id": "SG_MAS_AML_GENERAL",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_MAS_AML_GENERAL"
} | different_domains | [
{
"chunk_id": "0fc4f857c226f510::375::66b5",
"source_doc": "Corporations_Act_2001_Vol1.pdf",
"page": 296,
"passage": "Part 1.6 Interaction with Australian Charities and Not-for-profits Commission Act Section 111L\nProvisions of this Act that do not apply to bodies corporate registered under the\nACN... | [
{
"chunk_id": "6d8a84a9f3d6e9e4::480::ac46",
"source_doc": "Guidelines_to_MAS_Notice_SFA04-N02_2025.pdf",
"page": 5,
"passage": "2 The FSM Sanctions Regulations include the regulations issued under section 192 read with sections 15(1)(b) and 219(d)\nof the FSM Act. Please refer to the following link... | The evidence for AU_CORPS_ACT (chunk 0fc4f857c226f510::375::66b5) outlines the interaction between the Corporations Act and the Australian Charities and Not-for-profits Commission Act, detailing specific provisions regarding company constitutions, director duties, and winding up. The evidence for SG_MAS_AML_GENERAL (ch... | null | null | null | null | null | null |
10,116 | 2026-06-15T18:47:28 | 1 | single_annotation | 1 | non_conflict | non_conflict:84a27841c90c5c5b91a60a3b | non_conflict | {
"regime_id": "AU_PRIVACY",
"jurisdiction": "Australia",
"issuing_body": "OAIC",
"short_name": "AU_PRIVACY"
} | {
"regime_id": "EU_MAR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MAR"
} | different_domains | [
{
"chunk_id": "e9f6b0a9e797777d::5d6::e5ff",
"source_doc": "APP_Guidelines_July_2019.pdf",
"page": 4,
"passage": "Chapter 8: Australian Privacy Principle 8 - Cross-border disclosure of personal information Version 1.2, July 2019\nKey points\n• Before an APP entity discloses personal information to a... | [
{
"chunk_id": "5cc4a27bc578287a::165::3333",
"source_doc": "MAR_Market_Abuse_Regulation_EU_596-2014.pdf",
"page": 16,
"passage": "Article 1\nSubject matter\nThis Regulation establishes a common regulatory framework on insider dealing, the unlawful disclosure of inside\ninformation and market manipul... | The AU_PRIVACY regime regulates the cross-border disclosure of personal information, requiring entities to ensure overseas recipients comply with Australian Privacy Principles (APPs) and providing exceptions for consent or permitted general situations (e.g., safety threats) [e9f6b0a9e797777d::5d6::e5ff, e9f6b0a9e797777... | null | null | null | null | null | null |
10,116 | 2026-06-15T15:46:14 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:dfb79461860c26972daf6673 | non_conflict | {
"regime_id": "EU_AMLR_TFR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_AMLR_TFR"
} | {
"regime_id": "INT_IOSCO_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_IOSCO_GENERAL"
} | different_domains | [
{
"chunk_id": "c4024f4c4c1616cc::23d::700a",
"source_doc": "AMLR_Regulation_EU_2024-1624.pdf",
"page": 2,
"passage": "(7) Regulation (EU) 2023/1113 of the European Parliament and of the Council of 31 May 2023 on information accompanying transfers\nof funds and certain crypto-assets and amending Dire... | [
{
"chunk_id": "f173909614befd49::455::1a1a",
"source_doc": "IOSCOPD562.pdf",
"page": null,
"passage": "See also Resolution of the Presidents' Committee on IOSCO Adoption of the\nObjectives and Principles of Securities Regulation, September 1998, available at\nhttp://www.iosco.org/library/resolutions... | The EU AMLR TFR regime regulates the traceability of crypto-asset transfers and the obligations of obliged entities (e.g., crypto-asset service providers) to accompany transfers with payer information (c0300673081f7232::279::1918). The INT IOSCO GENERAL regime provides a high-level methodology for securities regulation... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:27:14 | 1 | single_annotation | 0.82 | non_conflict | non_conflict:cb7ff4e0e95f243fc750d18c | non_conflict | {
"regime_id": "EU_NIS2",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_NIS2"
} | {
"regime_id": "MAS_TRM",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "MAS_TRM"
} | aligned_complementary | [
{
"chunk_id": "3c9eb3a25c93f394::474::4786",
"source_doc": "CP_3rd_Package_MarketAbuse_InvestorProtection_OpRes.pdf",
"page": null,
"passage": "Several other EU Directives include pending technical standards or guidelines intended\nto specify measures for access controls in the context of ICT securi... | [
{
"chunk_id": "20d526d712753652::401::f956",
"source_doc": "2025_Response_to_DTSP_CP.pdf",
"page": null,
"passage": "One of the respondents requested for the F&P Guidelines to include sector-specific competencies\nand standardised self-assessment checklists which licensees can use in assessing the c... | EU_NIS2 (EU Network and Information Security Directive — ICT access-control measures) and MAS_TRM (MAS Technology Risk Management guidelines — principles-based ICT/cybersecurity expectations). Both implement cybersecurity / technology-risk frameworks for financial-sector entities in their respective jurisdictions. Alig... | null | null | null | null | null | null |
10,116 | 2026-06-18T11:48:14 | 1 | reviewed_accept | 0.85 | conflict | conflict:332a299af3ad6d21d5852ab1 | conflict | {
"regime_id": "SG_MAS_AML_GENERAL",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Notices",
"short_name": "SG_MAS_AML_GENERAL"
} | {
"regime_id": "AU_PRIVACY",
"jurisdiction": "Australia",
"issuing_body": "OAIC",
"short_name": "AU_PRIVACY"
} | null | [
{
"chunk_id": "417228836d7e2aa3::379::317d",
"source_doc": "MAS_Notice_PSN02_2024-04-02_rev_2025-06-30.pdf",
"page": 2,
"passage": "or\n(b) means an FX counterparty;\n\"relevant FX counterparty\" is a FX counterparty that is not ⎯\n(a) a financial institution as defined in section 2 of the FSM Act; ... | [
{
"chunk_id": "e9f6b0a9e797777d::5d6::e5ff",
"source_doc": "APP_Guidelines_July_2019.pdf",
"page": 4,
"passage": "Chapter 8: Australian Privacy Principle 8 - Cross-border disclosure of personal information Version 1.2, July 2019\nKey points\n• Before an APP entity discloses personal information to a... | SG_MAS_AML_GENERAL (MAS AML/CFT framework — FSM Sanctions Regulations and MAS Notices SFA04-N02 + PSN02, requiring SG-licensed entities to collect, retain, and share customer information for AML/CFT compliance, including with foreign counterparties under international cooperation arrangements) and AU_PRIVACY (Australia... | null | operationally_resolvable | medium | {
"reviewer_id": "10116",
"reviewed_at": "2026-06-18T13:27:56",
"decision": "accept",
"notes": "",
"original_conflict_type": "operationally_resolvable",
"original_severity": "medium",
"original_review_status": "single_annotation"
} | null | null |
10,116 | 2026-05-25T22:55:36 | 1 | single_annotation | 0.92 | non_conflict | non_conflict:e9b0f4d93a398b856ec178b0 | non_conflict | {
"regime_id": "EU_EMD2",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EMD2"
} | {
"regime_id": "EU_MAR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "Market Abuse Regulation"
} | different_domains | [
{
"chunk_id": "6bbad50f6b09cc9d::27e::94d4",
"source_doc": "EMD2_Directive_EU_2009-110.pdf",
"page": 6,
"passage": "Article 4\ntution to hold an amount of own funds which is up to 20 %\nInitial capital higher than the amount which would result from the appli\ncation of the relevant method in accorda... | [
{
"chunk_id": "5cc4a27bc578287a::1bd::d04c",
"source_doc": "MAR_Market_Abuse_Regulation_EU_596-2014.pdf",
"page": 33,
"passage": "Article 14\nProhibition of insider dealing and of unlawful disclosure of inside information\nA person shall not:\n(a) engage or attempt to engage in insider dealing;\n(b)... | EMD2 is an e-money authorisation regime; MAR is a market abuse regulation for financial instruments traded on EU venues. E-money itself is not a financial instrument under MiFID II Annex I Section C, so EMD2 entities are largely outside MAR's substantive scope. Easy hard negative — regimes operate in entirely different... | [
"E-money were re-classified as a financial instrument under a future MiFID amendment — speculative and not in current text."
] | null | null | null | null | null |
10,116 | 2026-06-15T19:14:51 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:615ff6c7ed53312ae40a8774 | non_conflict | {
"regime_id": "EU_AMLA",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_AMLA"
} | {
"regime_id": "INT_BASEL_CRYPTO",
"jurisdiction": "International",
"issuing_body": "BASEL",
"short_name": "INT_BASEL_CRYPTO"
} | different_domains | [
{
"chunk_id": "df546f2364aaf9e2::15a::fbf2",
"source_doc": "AMLD6_Directive_EU_2024-1640.pdf",
"page": 80,
"passage": "Article 63\nCooperation with AMLA\nFIU and supervisory authorities shall cooperate with AMLA and shall provide it with all the information necessary to allow\nit to carry out its du... | [
{
"chunk_id": "32afd37cade34f84::3a4::1a5b",
"source_doc": "d424.pdf",
"page": 11,
"passage": "16. For the purposes of calculating capital requirements, a bank exposure is defined as a claim\n(including loans and senior debt instruments, unless considered as subordinated debt for the purposes of\npa... | The EU AMLA passages focus on cooperation obligations, information exchange, and the establishment of an authority for anti-money laundering and countering the financing of terrorism (AMLA) [df546f2364aaf9e2::15a::fbf2, df546f2364aaf9e2::620::328c, df546f2364aaf9e2::25a::6ab3]. The INT_BASEL_CRYPTO passages focus on ca... | null | null | null | null | null | null |
10,116 | 2026-06-15T16:20:47 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:3262cf17167aea1b41a3cb15 | non_conflict | {
"regime_id": "AU_ATO_CRYPTO",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_ATO_CRYPTO"
} | {
"regime_id": "EU_MICA",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA"
} | different_domains | [
{
"chunk_id": "e6bb47e92e88e16c::567::36c4",
"source_doc": "2023_Token_Mapping_Consultation_Paper.pdf",
"page": null,
"passage": "This paper represents a foundational step in the Government's multi-stage reform agenda that will\nimplement appropriate regulatory settings and support innovation. Token... | [
{
"chunk_id": "f9082873c5d9ba9d::302::bbe0",
"source_doc": "FinalReport_Knowledge_and_Competence_MiCA.pdf",
"page": 17,
"passage": "2. MiCA sets out a new legal framework which encompasses requirements for the provision\nof ten different crypto-asset services. These services include the provision ad... | The evidence from the AU_ATO_CRYPTO regime focuses on token mapping, tax compliance, and general crypto adoption statistics (chunk_id e6bb47e92e88e16c::567::36c4). The evidence from the EU_MICA regime outlines the legal framework for crypto-asset services, including the provision of advice on crypto-assets (chunk_id f9... | null | null | null | null | null | null |
10,116 | 2026-06-15T15:20:37 | 1 | single_annotation | 1 | non_conflict | non_conflict:bf118b400f8209e8a124e43c | non_conflict | {
"regime_id": "EU_DAC8",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_DAC8"
} | {
"regime_id": "INT_BASEL_CRYPTO",
"jurisdiction": "International",
"issuing_body": "BASEL",
"short_name": "INT_BASEL_CRYPTO"
} | different_domains | [
{
"chunk_id": "c0300673081f7232::320::7b46",
"source_doc": "DAC8_Directive_EU_2023-2226.pdf",
"page": 3,
"passage": "(19) In order to foster administrative cooperation with non-Union jurisdictions, crypto-asset operators that meet certain\nconditions should be allowed to solely report information on... | [
{
"chunk_id": "32afd37cade34f84::3a4::1a5b",
"source_doc": "d424.pdf",
"page": 11,
"passage": "16. For the purposes of calculating capital requirements, a bank exposure is defined as a claim\n(including loans and senior debt instruments, unless considered as subordinated debt for the purposes of\npa... | The EU DAC8 regime regulates the reporting and exchange of tax information regarding crypto-asset users (c0300673081f7232::320::7b46, c0300673081f7232::498::163c). The INT_BASEL_CRYPTO regime regulates capital requirements, risk-weighting, and supervisory standards for banks and financial institutions (32afd37cade34f84... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:31:49 | 1 | reviewed_accept | 0.85 | conflict | conflict:2e36829aa3120300d560ab19 | conflict | {
"regime_id": "AU_AML_CTF",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_AML_CTF"
} | {
"regime_id": "SG_PDPA",
"jurisdiction": "Singapore",
"issuing_body": "SSO",
"short_name": "SG_PDPA"
} | null | [
{
"chunk_id": "254ca2d92d196180::2ac::a5fe",
"source_doc": "AML_CTF_Act_2006.pdf",
"page": 119,
"passage": "Part 3-Reporting obligations\nDivision 1-Introduction\n40 Simplified outline\nThe following is a simplified outline of this Part:\n• A reporting entity must give the AUSTRAC CEO reports\nabout... | [
{
"chunk_id": "0e996ae99839f19e::37b::85a8",
"source_doc": "Personal_Data_Protection_Act_2012.pdf",
"page": 20,
"passage": "PART 4\nCOLLECTION, USE AND DISCLOSURE OF\nPERSONAL DATA\nDivision 1 - Consent\nConsent required\n13. Anorganisationmustnot,onorafter2July2014,collect,useor\ndisclose personal ... | AU_AML_CTF (Australian AML/CTF Act — AUSTRAC reporting framework requiring KYC, threshold, and suspicious-matter reporting) and SG_PDPA (Singapore Personal Data Protection Act). When AU reporting entities have SG-resident customers and need to share data per AML/CTF obligations, PDPA's consent/disclosure restrictions e... | null | operationally_resolvable | medium | {
"reviewer_id": "10116",
"reviewed_at": "2026-06-18T13:25:52",
"decision": "accept",
"notes": "",
"original_conflict_type": "operationally_resolvable",
"original_severity": "medium",
"original_review_status": "single_annotation"
} | null | null |
10,116 | 2026-06-15T18:45:01 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:d6eb635a42e7ac6fd1e9c086 | non_conflict | {
"regime_id": "AU_PRIVACY",
"jurisdiction": "Australia",
"issuing_body": "OAIC",
"short_name": "AU_PRIVACY"
} | {
"regime_id": "EU_MICA_TITLE_V_CASP",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA_TITLE_V_CASP"
} | different_domains | [
{
"chunk_id": "e9f6b0a9e797777d::5d6::e5ff",
"source_doc": "APP_Guidelines_July_2019.pdf",
"page": 4,
"passage": "Chapter 8: Australian Privacy Principle 8 - Cross-border disclosure of personal information Version 1.2, July 2019\nKey points\n• Before an APP entity discloses personal information to a... | [
{
"chunk_id": "c51ad46265cea4e5::147::6214",
"source_doc": "FinalReport_Technical_Standards_MiCA_1st_Package.pdf",
"page": 8,
"passage": "17. Article 62 of MiCA provides for the requirements for the application for authorisation as\nCASP. More particularly, Article 62(1) of MiCA obliges legal person... | The evidence for AU_PRIVACY focuses on the obligations of an Australian entity to ensure overseas recipients of personal information comply with Australian Privacy Principles (APPs) and the accountability for such disclosures. The evidence for EU_MICA_TITLE_V_CASP focuses on the requirements for legal entities to apply... | null | null | null | null | null | null |
10,116 | 2026-06-15T18:55:15 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:4fc902204564365498519327 | non_conflict | {
"regime_id": "AU_TRAVEL_RULE",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_TRAVEL_RULE"
} | {
"regime_id": "EU_NIS2",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_NIS2"
} | different_domains | [
{
"chunk_id": "cf7cefacba3f94bc::383::7d9d",
"source_doc": "AUSTRAC Proliferation Financing in Australia-National Risk Assessment.pdf",
"page": 34,
"passage": "This obligation applies only to the\nexchange of digital currency to fiat currency and the reverse. Australia has not yet implemented FATF's... | [
{
"chunk_id": "3c9eb3a25c93f394::474::4786",
"source_doc": "CP_3rd_Package_MarketAbuse_InvestorProtection_OpRes.pdf",
"page": null,
"passage": "Several other EU Directives include pending technical standards or guidelines intended\nto specify measures for access controls in the context of ICT securi... | The AU_TRAVEL_RULE passages discuss Australia's regulatory framework for digital currency exchanges (DCEs) and the status of the FATF 'Travel Rule' implementation. Specifically, they state that Australia has not yet implemented the Travel Rule for digital currency exchanges and is consulting on reforms to extend it (ch... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:27:14 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:357607806087e88fd31e85ca | non_conflict | {
"regime_id": "INT_FATF_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_FATF_GENERAL"
} | {
"regime_id": "SG_MAS_AML_GENERAL",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_MAS_AML_GENERAL"
} | aligned_complementary | [
{
"chunk_id": "fe52dd87e13dba41::261::59a4",
"source_doc": "Guidance-RBA-NPPS.pdf.coredownload.pdf",
"page": 5,
"passage": "1 See FATF (2006), FATF (2008) and FATF (2010).\n\n2 See FATF (2013a). This document outlines general principles that may serve as a useful framework in\nassessing ML/TF risks ... | [
{
"chunk_id": "6d8a84a9f3d6e9e4::480::ac46",
"source_doc": "Guidelines_to_MAS_Notice_SFA04-N02_2025.pdf",
"page": 5,
"passage": "2 The FSM Sanctions Regulations include the regulations issued under section 192 read with sections 15(1)(b) and 219(d)\nof the FSM Act. Please refer to the following link... | INT_FATF_GENERAL (FATF's general AML/CFT risk-assessment principles and standards) and SG_MAS_AML_GENERAL (MAS's AML/CFT framework — FSM Act sanctions regulations, MAS PSN02 supervisory approach). Singapore implements FATF risk-based AML/CFT principles through MAS notices and guidelines. Reinforcing relationship. | null | null | null | null | null | null |
10,116 | 2026-06-15T19:39:49 | 1 | single_annotation | 1 | non_conflict | non_conflict:95c8e92128e4484a523cc2ab | non_conflict | {
"regime_id": "AU_TTR_THRESHOLD",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_TTR_THRESHOLD"
} | {
"regime_id": "EU_REVERSE_SOLICITATION",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_REVERSE_SOLICITATION"
} | different_domains | [
{
"chunk_id": "6dfe4e63b9fb3c74::3bc::1a3f",
"source_doc": "Reporting transactions of 10,000 and over Threshold transaction reports (TTRs).pdf",
"page": null,
"passage": "'@ Australian Government\nAUSTRAC Reporting transactions of\n$10,000 and over:\nThreshold transaction\nreports (TTRs) transaction... | [
{
"chunk_id": "25cbbd878a1b21d3::4f8::561c",
"source_doc": "FinalReport_Reverse_Solicitation_MiCA.pdf",
"page": 19,
"passage": "8. In a baseline scenario, without the guidelines:\ni) where a client located or established in the EU initiates a crypto-asset service at\nits own exclusive initiative wit... | The AU_TTR_THRESHOLD regime regulates the reporting of physical currency transfers exceeding A$10,000 to AUSTRAC. The EU_REVERSE_SOLICITATION regime regulates the marketing of crypto-asset services to clients in the EU who have initiated the relationship. The obligations in Regime A (reporting cash thresholds) do not o... | null | null | null | null | null | null |
10,116 | 2026-06-15T19:24:18 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:8db7ec34d0df55a3b80a28f6 | non_conflict | {
"regime_id": "EU_EMD2",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_EMD2"
} | {
"regime_id": "SG_MAS_AML_GENERAL",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_MAS_AML_GENERAL"
} | different_domains | [
{
"chunk_id": "85307f9e2a040982::14a::134d",
"source_doc": "DORA_Regulation_EU_2022-2554.pdf",
"page": 22,
"passage": "(27) Directive (EU) 2022/2556 of the European Parliament and of the Council of 14 December 2022 amending Directives 2009/65/EC,\n2009/138/EC, 2011/61/EU, 2013/36/EU, 2014/59/EU, 201... | [
{
"chunk_id": "6d8a84a9f3d6e9e4::480::ac46",
"source_doc": "Guidelines_to_MAS_Notice_SFA04-N02_2025.pdf",
"page": 5,
"passage": "2 The FSM Sanctions Regulations include the regulations issued under section 192 read with sections 15(1)(b) and 219(d)\nof the FSM Act. Please refer to the following link... | The EU_EMD2 passages discuss digital operational resilience and financial rules for the Authority (chunk_ids cf4bab4773787409::1e6::5413 and 3a1785f95cb37b3c::34d::1756). The SG_MAS_AML_GENERAL passages discuss AML/CFT compliance, sanctions regulations, and cybersecurity issues related to money laundering (chunk_ids 6d... | null | null | null | null | null | null |
10,116 | 2026-06-15T19:07:40 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:0ca9547c8a503b9418331218 | non_conflict | {
"regime_id": "EU_EMD2",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_EMD2"
} | {
"regime_id": "SG_AML",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Guidelines",
"short_name": "SG_AML"
} | different_domains | [
{
"chunk_id": "85307f9e2a040982::14a::134d",
"source_doc": "DORA_Regulation_EU_2022-2554.pdf",
"page": 22,
"passage": "(27) Directive (EU) 2022/2556 of the European Parliament and of the Council of 14 December 2022 amending Directives 2009/65/EC,\n2009/138/EC, 2011/61/EU, 2013/36/EU, 2014/59/EU, 201... | [
{
"chunk_id": "3d521e61e49aaf46::38f::e615",
"source_doc": "MAS_Notice_314_LifeInsurers_2021-06-28.pdf",
"page": 27,
"passage": "13.14 A direct life insurer shall take all appropriate steps to ensure that its officers, employees\nand agents (whether in Singapore or elsewhere) are regularly and appro... | The EU_EMD2 passages discuss digital operational resilience and financial rules for the European Authority (e.g., Recital 27, Article 21). The SG_AML passages discuss AML/CFT training obligations for insurers (Clause 13.14) and general AML/CFT principles for banks (Clause 3.1). The obligations in the EU_EMD2 text relat... | null | null | null | null | null | null |
10,116 | 2026-06-15T16:38:00 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:d1841a6481b4324076bf4a63 | non_conflict | {
"regime_id": "AU_TREASURY_DAP",
"jurisdiction": "Australia",
"issuing_body": "Treasury",
"short_name": "AU_TREASURY_DAP"
} | {
"regime_id": "SG_MAS_PRUDENTIAL_CRYPTO",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_MAS_PRUDENTIAL_CRYPTO"
} | different_domains | [
{
"chunk_id": "d75262e404517e0c::47b::7c9f",
"source_doc": "FOI_3215_Crypto_Asset_Secondary_Service_Providers.pdf",
"page": null,
"passage": "For example, distributed\ncomputing, document authentication, algorithmic insurance, and micro payments. The ATO estimates that\nmore than one million taxpaye... | [
{
"chunk_id": "7c04f2a0bd85290a::449::02f2",
"source_doc": "2023_Annex_Stablecoin_Submissions.pdf",
"page": 58,
"passage": "We also acknowledge that the SCS sector is still relatively nascent and therefore,\nintroducing a risk-based capital framework would entail additional compliance costs. On\nthe... | The evidence from AU_TREASURY_DAP (chunk d75262e404517e0c::47b::7c9f) describes Australia's internal 'token mapping' exercise to identify how crypto assets fit into existing financial services laws. The evidence from SG_MAS_PRUDENTIAL_CRYPTO (chunk 7c04f2a0bd85290a::449::02f2) discusses Singapore's specific regulatory ... | null | null | null | null | null | null |
10,116 | 2026-06-15T15:52:22 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:46bda7555d6b5344ea0ca714 | non_conflict | {
"regime_id": "AU_TREASURY_DAP",
"jurisdiction": "Australia",
"issuing_body": "Treasury",
"short_name": "AU_TREASURY_DAP"
} | {
"regime_id": "EU_MAR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MAR"
} | different_domains | [
{
"chunk_id": "d75262e404517e0c::47b::7c9f",
"source_doc": "FOI_3215_Crypto_Asset_Secondary_Service_Providers.pdf",
"page": null,
"passage": "For example, distributed\ncomputing, document authentication, algorithmic insurance, and micro payments. The ATO estimates that\nmore than one million taxpaye... | [
{
"chunk_id": "5cc4a27bc578287a::165::3333",
"source_doc": "MAR_Market_Abuse_Regulation_EU_596-2014.pdf",
"page": 16,
"passage": "Article 1\nSubject matter\nThis Regulation establishes a common regulatory framework on insider dealing, the unlawful disclosure of inside\ninformation and market manipul... | The AU_TREASURY_DAP passages discuss the Australian government's internal policy agenda, specifically 'token mapping' to identify how crypto assets fit into existing financial services laws and the subsequent development of a licensing framework for crypto asset service providers (chunks d75262e404517e0c::47b::7c9f, e6... | null | null | null | null | null | null |
10,116 | 2026-05-25T02:30:30 | 1 | single_annotation | 0.86 | non_conflict | non_conflict:fd156bf7aa19604a8f0821b3 | non_conflict | {
"regime_id": "AU_AML_CTF",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AML/CTF Act + Rules"
} | {
"regime_id": "AU_APRA_CPS234",
"jurisdiction": "Australia",
"issuing_body": "APRA",
"short_name": "APRA CPS 234 Information Security"
} | different_domains | [
{
"chunk_id": "d38ec0ddcc912963::450::6872",
"source_doc": "Reporting.pdf",
"page": null,
"passage": "'@ Australian Government Cee ee\nahem 8 eporting Home / Business / Core guidance / Reporting As a reporting entity you must report certain transactions and suspicious matters, and\nsubmit compliance... | [
{
"chunk_id": "ddcef7b1f5780c26::5d3::163e",
"source_doc": "CPS_234_Information_Security.pdf",
"page": null,
"passage": "Prudential Standard CPS 234\nInformation Security\nObjectives and key requirements of this Prudential\nStandard\nThis Prudential Standard aims to ensure that an APRA-regulated ent... | The AML/CTF Act and Rules regulate customer due diligence, transaction monitoring, threshold transaction reporting and suspicious matter reporting; CPS 234 is APRA's prudential information-security standard. They apply to overlapping but not identical populations (APRA-regulated entities that are also reporting entitie... | [
"AUSTRAC required retention of records on systems CPS 234 would require to be air-gapped from external access — no such tension in current text."
] | null | null | null | null | null |
10,116 | 2026-05-25T23:50:38 | 1 | single_annotation | 0.7 | conflict | conflict:05f82391f7652f5579a1f248 | conflict | {
"regime_id": "EU_GDPR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "GDPR"
} | {
"regime_id": "EU_MAR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "Market Abuse Regulation"
} | null | [
{
"chunk_id": "bd84e63f5b622b73::4a6::7573",
"source_doc": "GDPR_Regulation_EU_2016-679.pdf",
"page": 1,
"passage": "Consistent and\nhomogenous application of the rules for the protection of the fundamental rights and freedoms of natural\npersons with regard to the processing of personal data should... | [
{
"chunk_id": "5cc4a27bc578287a::4ec::f8d9",
"source_doc": "MAR_Market_Abuse_Regulation_EU_596-2014.pdf",
"page": 47,
"passage": "Article 29\nDisclosure of personal data to third countries\n1. The competent authority of a Member State may transfer personal data to a third country provided the\nrequi... | MAR Article 29 expressly contemplates that competent authorities may transfer personal data to third countries — subject to (former) Directive 95/46/EC requirements, now GDPR. MAR Article 16 STOR (suspicious transaction or order report) and insider-list maintenance under Article 18 involve substantial personal-data pro... | null | operationally_resolvable | medium | null | [
"Use GDPR Art 6(1)(c) (legal obligation = MAR) for STOR / insider-list / supervisory data processing.",
"For cross-border supervisory transfer, layer MAR Art 29's specific framework on top of GDPR Chapter V; MOUs satisfy Art 46(2)(a).",
"Ensure GDPR Art 48 is not violated when cooperating with non-EU subpoenas ... | [
"EU competent authority or in-scope market participant; non-financial-instrument data is outside MAR scope."
] |
10,116 | 2026-06-15T19:31:56 | 1 | single_annotation | 1 | non_conflict | non_conflict:8cf39583224bcf39fd9a2d66 | non_conflict | {
"regime_id": "AU_FEDREG_AML",
"jurisdiction": "Australia",
"issuing_body": "FederalRegister",
"short_name": "AU_FEDREG_AML"
} | {
"regime_id": "INT_BASEL_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_BASEL_GENERAL"
} | different_domains | [
{
"chunk_id": "cf7cefacba3f94bc::49a::f39e",
"source_doc": "AUSTRAC Proliferation Financing in Australia-National Risk Assessment.pdf",
"page": 17,
"passage": "12 The AML/CTF regime applies to residents of Australia as well as Australia-based entities or subsidiaries of Australian companies abroad. ... | [
{
"chunk_id": "32afd37cade34f84::34b::8d30",
"source_doc": "d424.pdf",
"page": 148,
"passage": "11 Where a bank according to its operative accounting framework recognises fiduciary assets on the balance sheet, these assets\ncan be excluded from the leverage ratio exposure measure provided that the a... | The evidence from Regime A (AU_FEDREG_AML) focuses on Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) obligations, specifically regarding reporting entities, customer identification, and suspicious transaction reporting. The evidence from Regime B (INT_BASEL_GENERAL) focuses on banking regulatory capita... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:20:23 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:b2b34adea2553f5719a21b45 | non_conflict | {
"regime_id": "SG_MAS_AML_GENERAL",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_MAS_AML_GENERAL"
} | {
"regime_id": "SG_STABLECOIN",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Consultations",
"short_name": "SG_STABLECOIN"
} | aligned_complementary | [
{
"chunk_id": "b49627bb889ef1d9::1b6::0802",
"source_doc": "Guidelines_to_PSN02_2024-04-02.pdf",
"page": 63,
"passage": "Dealing with an entity that is not subject to AML/CFT regulation would also similarly\npose higher ML/TF risks. II-3-6 MAS will apply a risk-based approach to supervision of DPT p... | [
{
"chunk_id": "58f45cd2ef3de201::36c::e2f6",
"source_doc": "2023_Response_Stablecoin_Consultation.pdf",
"page": 3,
"passage": "1 Consultation on the Payment Services Act 2019: Scope of E-money and Digital Payment Tokens, Dec 2019 here.\n\n2 Consultation on Proposed Regulatory Approach for Stablecoin... | SG_MAS_AML_GENERAL (MAS AML/CFT supervisory framework for DPT providers) and SG_STABLECOIN (MAS's SCS regulatory framework for stablecoin issuers). Both are MAS-issued frameworks for crypto/digital-payment-token activities in Singapore; they apply in tandem (an SCS issuer that is also a DPT-service provider faces both)... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:29:32 | 1 | single_annotation | 0.88 | non_conflict | non_conflict:1e81f53db57979283456197a | non_conflict | {
"regime_id": "INT_FATF_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_FATF_GENERAL"
} | {
"regime_id": "INT_IOSCO_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_IOSCO_GENERAL"
} | aligned_complementary | [
{
"chunk_id": "fe52dd87e13dba41::261::59a4",
"source_doc": "Guidance-RBA-NPPS.pdf.coredownload.pdf",
"page": 5,
"passage": "1 See FATF (2006), FATF (2008) and FATF (2010).\n\n2 See FATF (2013a). This document outlines general principles that may serve as a useful framework in\nassessing ML/TF risks ... | [
{
"chunk_id": "f173909614befd49::455::1a1a",
"source_doc": "IOSCOPD562.pdf",
"page": null,
"passage": "See also Resolution of the Presidents' Committee on IOSCO Adoption of the\nObjectives and Principles of Securities Regulation, September 1998, available at\nhttp://www.iosco.org/library/resolutions... | INT_FATF_GENERAL (FATF AML/CFT general standards and risk-based approach) and INT_IOSCO_GENERAL (IOSCO securities-regulation principles). Both are international standards bodies addressing financial regulation from different angles (AML and securities regulation); they coordinate on overlapping issues like crypto-relat... | null | null | null | null | null | null |
10,116 | 2026-06-15T18:50:32 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:a8d15610863d06b15cce3e04 | non_conflict | {
"regime_id": "AU_PRIVACY",
"jurisdiction": "Australia",
"issuing_body": "OAIC",
"short_name": "AU_PRIVACY"
} | {
"regime_id": "EU_MIFID2",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MIFID2"
} | different_domains | [
{
"chunk_id": "e9f6b0a9e797777d::5d6::e5ff",
"source_doc": "APP_Guidelines_July_2019.pdf",
"page": 4,
"passage": "Chapter 8: Australian Privacy Principle 8 - Cross-border disclosure of personal information Version 1.2, July 2019\nKey points\n• Before an APP entity discloses personal information to a... | [
{
"chunk_id": "28dfda0f6a6539b6::4f2::95d6",
"source_doc": "MiFID2_Directive_EU_2014-65.pdf",
"page": 60,
"passage": "Such a warning may be\nprovided in a standardised format;\n(d) the investment firm complies with its obligations under Article 23.\n5. The investment firm shall establish a record th... | The AU_PRIVACY passages (e9f6b0a9e797777d::5d6::e5ff, e9f6b0a9e797777d::4ba::1af3) regulate the cross-border transfer of personal information, requiring entities to ensure overseas recipients comply with Australian Privacy Principles. The EU_MIFID2 passages (28dfda0f6a6539b6::4f2::95d6, 28dfda0f6a6539b6::514::0ca0) reg... | null | null | null | null | null | null |
10,116 | 2026-05-25T23:35:57 | 1 | single_annotation | 0.55 | non_conflict | non_conflict:f07b67334e865f298de77974 | non_conflict | {
"regime_id": "EU_AMLA",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "AMLA Regulation"
} | {
"regime_id": "EU_DAC8",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "DAC 8 (crypto tax)"
} | different_domains | [
{
"chunk_id": "3a1785f95cb37b3c::336::8d0b",
"source_doc": "AMLA_Regulation_EU_2024-1620.pdf",
"page": 32,
"passage": "The list of\nthe selected obliged entities shall be published by the Authority without undue delay upon completion of the selection\nprocess. The Authority shall commence direct sup... | [
{
"chunk_id": "c0300673081f7232::4d9::6684",
"source_doc": "DAC8_Directive_EU_2023-2226.pdf",
"page": 25,
"passage": "B. Due diligence procedures for Entity Crypto-Asset Users\nThe following procedures apply for the purpose of determining whether the Entity Crypto-Asset User is a Reportable\nUser or... | Bulk Tier-1 label (claude_sme_v1_bulk): EU AMLA Regulation establishing the AML supervisor and EU DAC 8 crypto-asset tax-reporting directive operate in disjoint regulatory domains at the obligation level. AMLA supervises AML obliged entities; DAC8 is a tax-reporting directive — disjoint regulatory purposes. Rubric walk... | [] | null | null | null | null | null |
10,116 | 2026-06-15T19:38:50 | 1 | single_annotation | 1 | non_conflict | non_conflict:8afc8f8b363f6af087cff727 | non_conflict | {
"regime_id": "EU_AMLA",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_AMLA"
} | {
"regime_id": "INT_BASEL_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_BASEL_GENERAL"
} | different_domains | [
{
"chunk_id": "df546f2364aaf9e2::15a::fbf2",
"source_doc": "AMLD6_Directive_EU_2024-1640.pdf",
"page": 80,
"passage": "Article 63\nCooperation with AMLA\nFIU and supervisory authorities shall cooperate with AMLA and shall provide it with all the information necessary to allow\nit to carry out its du... | [
{
"chunk_id": "32afd37cade34f84::34b::8d30",
"source_doc": "d424.pdf",
"page": 148,
"passage": "11 Where a bank according to its operative accounting framework recognises fiduciary assets on the balance sheet, these assets\ncan be excluded from the leverage ratio exposure measure provided that the a... | The EU AMLA passages (chunk_ids df546f2364aaf9e2::15a::fbf2 and df546f2364aaf9e2::620::328c) regulate cooperation obligations, information exchange, and the establishment of an AML authority. The INT_BASEL_GENERAL passages (chunk_ids 32afd37cade34f84::34b::8d30 and 32afd37cade34f84::25d::6825) regulate banking capital ... | null | null | null | null | null | null |
10,116 | 2026-06-16T05:15:44 | 1 | reviewed_accept | 0.72 | conflict | conflict:c1f247f99d7b062b4f39ca12 | conflict | {
"regime_id": "AU_ASIC_AFSL",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_ASIC_AFSL"
} | {
"regime_id": "SG_PDPA",
"jurisdiction": "Singapore",
"issuing_body": "SSO",
"short_name": "SG_PDPA"
} | null | [
{
"chunk_id": "550958b067dc6726::41f::546c",
"source_doc": "2023_Regulating_Digital_Asset_Platforms_Proposal.pdf",
"page": 24,
"passage": "3.1 Standard AFSL Obligations\nAustralian financial services licence\n(a) A platform provider must hold an AFSL authorising them to issue and deal in digital ass... | [
{
"chunk_id": "0e996ae99839f19e::37b::85a8",
"source_doc": "Personal_Data_Protection_Act_2012.pdf",
"page": 20,
"passage": "PART 4\nCOLLECTION, USE AND DISCLOSURE OF\nPERSONAL DATA\nDivision 1 - Consent\nConsent required\n13. Anorganisationmustnot,onorafter2July2014,collect,useor\ndisclose personal ... | AU_ASIC_AFSL (AFSL holders' KYC, suitability, and recordkeeping obligations under s.912A of the Corporations Act and ASIC INFO 225 for crypto-asset facilities) and SG_PDPA (Singapore PDPA consent-based collection/disclosure). AFSL licensees serving SG-resident clients must collect and retain client-identification data ... | null | operationally_resolvable | low | {
"reviewer_id": "10116",
"reviewed_at": "2026-06-18T13:26:24",
"decision": "accept",
"notes": "",
"original_conflict_type": "operationally_resolvable",
"original_severity": "low",
"original_review_status": "single_annotation"
} | null | null |
10,116 | 2026-06-16T04:27:14 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:34a49a548c4612b73add63d5 | non_conflict | {
"regime_id": "AU_FEDREG_AML",
"jurisdiction": "Australia",
"issuing_body": "FederalRegister",
"short_name": "AU_FEDREG_AML"
} | {
"regime_id": "SG_AML",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Guidelines",
"short_name": "SG_AML"
} | aligned_complementary | [
{
"chunk_id": "cf7cefacba3f94bc::49a::f39e",
"source_doc": "AUSTRAC Proliferation Financing in Australia-National Risk Assessment.pdf",
"page": 17,
"passage": "12 The AML/CTF regime applies to residents of Australia as well as Australia-based entities or subsidiaries of Australian companies abroad. ... | [
{
"chunk_id": "3d521e61e49aaf46::38f::e615",
"source_doc": "MAS_Notice_314_LifeInsurers_2021-06-28.pdf",
"page": 27,
"passage": "13.14 A direct life insurer shall take all appropriate steps to ensure that its officers, employees\nand agents (whether in Singapore or elsewhere) are regularly and appro... | AU_FEDREG_AML (Australian AML/CTF Act and Rules — AUSTRAC reporting framework) and SG_AML (MAS Notice 314 AML/CFT framework for life insurers). Both jurisdictions implement comparable AML/CFT obligations consistent with FATF standards. Reinforcing. | null | null | null | null | null | null |
10,116 | 2026-05-25T23:35:57 | 1 | single_annotation | 0.55 | non_conflict | non_conflict:51a8e72e85ebd3c6b4499466 | non_conflict | {
"regime_id": "AU_APRA_CPS230",
"jurisdiction": "Australia",
"issuing_body": "APRA",
"short_name": "APRA CPS 230"
} | {
"regime_id": "AU_TTR_THRESHOLD",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU TTR Threshold"
} | different_domains | [
{
"chunk_id": "f296a7e0bead93df::5e9::d5f4",
"source_doc": "CPS_230_Operational_Risk_Management.pdf",
"page": 2,
"passage": "Operational risk is inherent\nin all products, activities, processes and systems.\n14. An APRA-regulated entity must, to the extent practicable, prevent disruption to\ncritica... | [
{
"chunk_id": "6dfe4e63b9fb3c74::3bc::1a3f",
"source_doc": "Reporting transactions of 10,000 and over Threshold transaction reports (TTRs).pdf",
"page": null,
"passage": "'@ Australian Government\nAUSTRAC Reporting transactions of\n$10,000 and over:\nThreshold transaction\nreports (TTRs) transaction... | Bulk Tier-1 label (claude_sme_v1_bulk): APRA CPS 230 operational-risk management standard and AUSTRAC TTR $10k cash threshold reporting operate in disjoint regulatory domains at the obligation level. Operational risk vs AML threshold reporting — disjoint subject matters. Rubric walk performed at pattern-level rather th... | [] | null | null | null | null | null |
10,116 | 2026-06-15T17:16:15 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:02b87845d13eacf52fa1e6e2 | non_conflict | {
"regime_id": "AU_APRA_CPS230",
"jurisdiction": "Australia",
"issuing_body": "APRA",
"short_name": "AU_APRA_CPS230"
} | {
"regime_id": "EU_MICA_TITLE_IV_EMT",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA_TITLE_IV_EMT"
} | different_domains | [
{
"chunk_id": "f296a7e0bead93df::4a5::9828",
"source_doc": "CPS_230_Operational_Risk_Management.pdf",
"page": null,
"passage": "Prudential Standard CPS 230\nOperational Risk Management\nObjectives and key requirements of this Prudential\nStandard\nThe aim of this Prudential Standard is to ensure tha... | [
{
"chunk_id": "491a2f0014d56ffb::702::05e4",
"source_doc": "MiCA_Regulation_EU_2023-1114.pdf",
"page": 71,
"passage": "Article 52\nLiability of issuers of e-money tokens for the information given in a crypto-asset white paper\n1.\nWhere an issuer of an e-money token has infringed Article 51, by prov... | The obligations in Prudential Standard CPS 230 (Regime A) focus on operational risk management, business continuity, and the resilience of critical operations for APRA-regulated entities (chunk_ids f296a7e0bead93df::4a5::9828, 4b6fab404e7acfca::3d7::737c). In contrast, the obligations in Regulation (EU) 2023/1114 (Regi... | null | null | null | null | null | null |
10,116 | 2026-06-15T19:25:15 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:ac566738a684d56a48cdc648 | non_conflict | {
"regime_id": "EU_AMLR_TFR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_AMLR_TFR"
} | {
"regime_id": "SG_IRAS_TAX",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_IRAS_TAX"
} | different_domains | [
{
"chunk_id": "d7502c011527b67c::3e7::ae26",
"source_doc": "TFR_Regulation_EU_2023-1113.pdf",
"page": 13,
"passage": "This Regulation shall not apply to a transfer of funds where any of the following conditions is met:\n(a) it involves the payer withdrawing cash from the payer's own payment account;... | [
{
"chunk_id": "abc2247bc6415d1d::41e::b184",
"source_doc": "GST_Digital_Payment_Tokens.pdf",
"page": 5,
"passage": "Similarly, IRAS has reviewed its GST position to keep up to\ndate with these developments. In particular, IRAS recognises that taxing\ncryptocurrencies that function or are intended to... | The EU AMLR TFR passage (c7502c011527b67c::3e7::ae26) establishes an exemption for transfers of funds to public authorities for taxes, fines, or levies. The SG IRAS TFR passage (abc2247bc6415d1d::41e::b184) confirms that digital payment tokens are exempt from GST. These obligations operate in different domains: one reg... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:20:23 | 1 | reviewed_accept | 0.85 | conflict | conflict:96e13b0dc974f5b7abf99cff | conflict | {
"regime_id": "EU_AMLR_TFR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_AMLR_TFR"
} | {
"regime_id": "SG_PDPA",
"jurisdiction": "Singapore",
"issuing_body": "SSO",
"short_name": "SG_PDPA"
} | null | [
{
"chunk_id": "c0300673081f7232::279::1918",
"source_doc": "DAC8_Directive_EU_2023-2226.pdf",
"page": 2,
"passage": "(8) The Union's anti-money laundering and countering the financing of terrorism framework (AML/CFT) extends the\nscope of obliged entities subject to AML/CFT rules to crypto-asset ser... | [
{
"chunk_id": "0e996ae99839f19e::37b::85a8",
"source_doc": "Personal_Data_Protection_Act_2012.pdf",
"page": 20,
"passage": "PART 4\nCOLLECTION, USE AND DISCLOSURE OF\nPERSONAL DATA\nDivision 1 - Consent\nConsent required\n13. Anorganisationmustnot,onorafter2July2014,collect,useor\ndisclose personal ... | EU_AMLR_TFR (EU regulation extending AML/CFT to CASPs and mandating information accompanying crypto-asset transfers — Regulation 2023/1113 with originator/beneficiary personal-data sharing requirements) and SG_PDPA (Singapore PDPA restricting collection, use and disclosure of personal data without consent or statutory ... | null | operationally_resolvable | medium | {
"reviewer_id": "10116",
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"decision": "accept",
"notes": "",
"original_conflict_type": "operationally_resolvable",
"original_severity": "medium",
"original_review_status": "single_annotation"
} | null | null |
10,116 | 2026-06-15T15:40:06 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:b441be62c50674b2120a3baf | non_conflict | {
"regime_id": "AU_CORPS_ACT",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_CORPS_ACT"
} | {
"regime_id": "SG_PSA_GENERAL",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_PSA_GENERAL"
} | different_domains | [
{
"chunk_id": "0fc4f857c226f510::375::66b5",
"source_doc": "Corporations_Act_2001_Vol1.pdf",
"page": 296,
"passage": "Part 1.6 Interaction with Australian Charities and Not-for-profits Commission Act Section 111L\nProvisions of this Act that do not apply to bodies corporate registered under the\nACN... | [
{
"chunk_id": "14cb9eb911d15322::42b::fe23",
"source_doc": "2023_Response_PS_Regulations_Amendments.pdf",
"page": 22,
"passage": "LTD Question 1. MAS seeks comments on the proposed amendments to the Payment Services\nRegulations.\n1. The term safeguarding institution needs to be defined for the purp... | The evidence for Regime A (AU_CORPS_ACT) focuses on the interaction with the Australian Charities and Not-for-profits Commission Act, detailing specific provisions regarding company constitutions, director duties, and winding up (chunk 0fc4f857c226f510::375::66b5). The evidence for Regime B (SG_PSA_GENERAL) discusses t... | null | null | null | null | null | null |
10,116 | 2026-06-15T16:56:31 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:bf89bd6004067df8b580f93d | non_conflict | {
"regime_id": "EU_MICA",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA"
} | {
"regime_id": "SG_FOUNDATIONAL_LEGISLATION",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_FOUNDATIONAL_LEGISLATION"
} | different_domains | [
{
"chunk_id": "a0d157539d5c8040::2fc::beb4",
"source_doc": "FinalReport_Market_Abuse_Guidelines_MiCA.pdf",
"page": 6,
"passage": "2 Background and Legal Basis\nArticle 92 (3) of MiCA:\nIn order to ensure consistency of supervisory practices under this Article, ESMA shall by 30\nJune 2025 issue guide... | [
{
"chunk_id": "7c04f2a0bd85290a::413::fc6a",
"source_doc": "2023_Annex_Stablecoin_Submissions.pdf",
"page": null,
"passage": "MAS to adopt a collegiate approach with regulators in jurisdiction of issuers and\ndistribution to align enforcements\n6 Binance Question 1. MAS seeks comments on the regulat... | The EU_MICA passages describe the internal legal framework, supervisory practices, and authorisation requirements for crypto-asset service providers (e.g., Article 92(1) requiring effective arrangements for market abuse prevention, and Article 62(5) regarding application for authorisation). The SG_FOUNDATIONAL_LEGISLAT... | null | null | null | null | null | null |
10,116 | 2026-06-15T17:13:45 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:a26e28107acaab549e167c1d | non_conflict | {
"regime_id": "AU_APRA_CPS230",
"jurisdiction": "Australia",
"issuing_body": "APRA",
"short_name": "AU_APRA_CPS230"
} | {
"regime_id": "EU_MICA_TITLE_V_CASP",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA_TITLE_V_CASP"
} | different_domains | [
{
"chunk_id": "f296a7e0bead93df::4a5::9828",
"source_doc": "CPS_230_Operational_Risk_Management.pdf",
"page": null,
"passage": "Prudential Standard CPS 230\nOperational Risk Management\nObjectives and key requirements of this Prudential\nStandard\nThe aim of this Prudential Standard is to ensure tha... | [
{
"chunk_id": "c51ad46265cea4e5::147::6214",
"source_doc": "FinalReport_Technical_Standards_MiCA_1st_Package.pdf",
"page": 8,
"passage": "17. Article 62 of MiCA provides for the requirements for the application for authorisation as\nCASP. More particularly, Article 62(1) of MiCA obliges legal person... | The obligations in Regime A (AU_APRA_CPS230) focus on operational risk management, resilience, and the management of service providers for APRA-regulated entities. The obligations in Regime B (EU_MICA_TITLE_V_CASP) focus on the authorisation requirements for Crypto-Asset Service Providers (CASP) under the Markets in Cr... | null | null | null | null | null | null |
10,116 | 2026-06-15T15:27:22 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:bca70a5e5c72e17ab7c1f293 | non_conflict | {
"regime_id": "AU_TREASURY_DAP",
"jurisdiction": "Australia",
"issuing_body": "Treasury",
"short_name": "AU_TREASURY_DAP"
} | {
"regime_id": "SG_MAS_OUTSOURCING",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_MAS_OUTSOURCING"
} | different_domains | [
{
"chunk_id": "d75262e404517e0c::47b::7c9f",
"source_doc": "FOI_3215_Crypto_Asset_Secondary_Service_Providers.pdf",
"page": null,
"passage": "For example, distributed\ncomputing, document authentication, algorithmic insurance, and micro payments. The ATO estimates that\nmore than one million taxpaye... | [
{
"chunk_id": "a82833dc0f7ca903::17a::c743",
"source_doc": "Outsourcing_Guidelines_2018.pdf",
"page": 3,
"passage": "1.2 These Guidelines1 on Outsourcing (\"Guidelines\") set out the Monetary Authority of\nSingapore's (\"MAS\") expectations of an institution that has entered into any outsourcing\nar... | The evidence from AU_TREASURY_DAP discusses the Australian government's 'token mapping' exercise to identify how crypto assets fit into the financial services framework and outlines plans for future licensing reforms (chunk_id=d75262e404517e0c::47b::7c9f). The evidence from SG_MAS_OUTSOURCING outlines the Monetary Auth... | null | null | null | null | null | null |
10,116 | 2026-05-25T23:35:57 | 1 | single_annotation | 0.6 | non_conflict | non_conflict:ce5ce92ca2ee749f603f2bc3 | non_conflict | {
"regime_id": "AU_AML_CTF",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU AML/CTF (AUSTRAC guidance)"
} | {
"regime_id": "AU_TRAVEL_RULE",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU Travel Rule (IFTI)"
} | aligned_complementary | [
{
"chunk_id": "86b8c938e66f203a::3a4::5db5",
"source_doc": "AML rules 2007.pdf",
"page": 214,
"passage": "means to identify and verify the\nidentification of the customer if previously undertaken by the first\nreporting entity:\n(a) a prescribed verification procedure;\n(b) an identification referen... | [
{
"chunk_id": "561fc09c315f8349::45d::68bb",
"source_doc": "Money transferred to and from overseas International funds transfer instruction (IFTI) reports.pdf",
"page": null,
"passage": "In\nan IFTI-E: e the transfer instruction is carried out or passed on electronically https://www.austrac.gov.au/b... | Bulk Tier-1 label (claude_sme_v1_bulk): AUSTRAC AML/CTF operational guidance and AUSTRAC IFTI / EFTI travel-rule reporting are designed to coexist — obligations apply cumulatively without collision. The AUSTRAC Travel Rule guidance is a narrowed view of the broader AML/CTF regime — same regime, different granularity. R... | [] | null | null | null | null | null |
10,116 | 2026-06-18T11:48:14 | 1 | reviewed_accept | 0.78 | conflict | conflict:a0ed2510b7e6aaf0906c665c | conflict | {
"regime_id": "EU_MICA_TITLE_V_CASP",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA_TITLE_V_CASP"
} | {
"regime_id": "AU_ASIC_AFSL",
"jurisdiction": "Australia",
"issuing_body": "ASIC",
"short_name": "AU_ASIC_AFSL"
} | null | [
{
"chunk_id": "c51ad46265cea4e5::147::6214",
"source_doc": "FinalReport_Technical_Standards_MiCA_1st_Package.pdf",
"page": 8,
"passage": "17. Article 62 of MiCA provides for the requirements for the application for authorisation as\nCASP. More particularly, Article 62(1) of MiCA obliges legal person... | [
{
"chunk_id": "8885979388bc0a29::52c::d4fe",
"source_doc": "RG_1_Applying_for_AFS_Licence.pdf",
"page": 38,
"passage": "RG 1.187 AFS licensees have obligations under s912A requiring them to:\n(a) operate their business efficiently, honestly and fairly;\n(b) maintain the organisational competence to ... | EU_MICA_TITLE_V_CASP (EU CASP authorisation framework — applies to any entity providing ten enumerated crypto-asset services to EU clients) and AU_ASIC_AFSL (Australian Financial Services Licence — extended by ASIC INFO 225 to crypto activities WHEN the underlying crypto-asset qualifies as a 'financial product' under t... | null | interpretive_fact_sensitive | medium | {
"reviewer_id": "10116",
"reviewed_at": "2026-06-18T13:27:59",
"decision": "accept",
"notes": "",
"original_conflict_type": "interpretive_fact_sensitive",
"original_severity": "medium",
"original_review_status": "single_annotation"
} | null | null |
10,116 | 2026-06-15T17:11:54 | 1 | single_annotation | 1 | non_conflict | non_conflict:43576a66a6ad45c6521bf8b6 | non_conflict | {
"regime_id": "AU_APRA_CPS230",
"jurisdiction": "Australia",
"issuing_body": "APRA",
"short_name": "AU_APRA_CPS230"
} | {
"regime_id": "EU_MIFID2",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MIFID2"
} | different_domains | [
{
"chunk_id": "f296a7e0bead93df::4a5::9828",
"source_doc": "CPS_230_Operational_Risk_Management.pdf",
"page": null,
"passage": "Prudential Standard CPS 230\nOperational Risk Management\nObjectives and key requirements of this Prudential\nStandard\nThe aim of this Prudential Standard is to ensure tha... | [
{
"chunk_id": "28dfda0f6a6539b6::620::92ed",
"source_doc": "MiFID2_Directive_EU_2014-65.pdf",
"page": 8,
"passage": "Investment firms that offer or recommend to clients financial instruments not manufactured by them should also\nhave appropriate arrangements in place to obtain and understand the rel... | The evidence for APRA CPS 230 focuses on operational risk management, resilience, and the management of service providers (chunk_ids f296a7e0bead93df::4a5::9828, 4b6fab404e7acfca::3d7::737c). The evidence for EU MIFID II focuses on product governance, suitability, and information disclosure obligations for investment f... | null | null | null | null | null | null |
10,116 | 2026-06-15T16:04:03 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:45d66a6902838777b2787976 | non_conflict | {
"regime_id": "AU_TRAVEL_RULE",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_TRAVEL_RULE"
} | {
"regime_id": "SG_PSA_DPT",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Guidelines",
"short_name": "SG_PSA_DPT"
} | different_domains | [
{
"chunk_id": "cf7cefacba3f94bc::383::7d9d",
"source_doc": "AUSTRAC Proliferation Financing in Australia-National Risk Assessment.pdf",
"page": 34,
"passage": "This obligation applies only to the\nexchange of digital currency to fiat currency and the reverse. Australia has not yet implemented FATF's... | [
{
"chunk_id": "018117ef1e757630::4b5::9ef5",
"source_doc": "Strengthening_AMLCFT_Controls_DPT_SPs.pdf",
"page": null,
"passage": "Guidelines\n• MAS' surveillance efforts are • Existing VASPs operating in\nfocused on: (a) detecting and Singapore were required to notify\nLicensing\ndeterring unlicense... | The evidence for AU_TRAVEL_RULE indicates that Australia has not yet implemented the FATF 'Travel Rule' for digital currency exchanges and is currently consulting on extending these requirements (cf7cefacba3f94bc::383::7d9d, 30a32a386d15ba2b::4f3::edc3). In contrast, the evidence for SG_PSA_DPT confirms that AML/CFT re... | null | null | null | null | null | null |
10,116 | 2026-05-25T22:55:36 | 1 | single_annotation | 0.78 | non_conflict | non_conflict:609cb06178c32bb99b326f03 | non_conflict | {
"regime_id": "EU_AMLD6",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "AMLD 6"
} | {
"regime_id": "EU_GDPR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "GDPR"
} | aligned_complementary | [
{
"chunk_id": "df546f2364aaf9e2::25a::6ab3",
"source_doc": "AMLD6_Directive_EU_2024-1640.pdf",
"page": 2,
"passage": "(4) This Directive is part of a comprehensive package aiming at strengthening the Union's anti-money laundering and\ncountering the financing of terrorism ('AML/CFT') framework. Toge... | [
{
"chunk_id": "bd84e63f5b622b73::5e9::a119",
"source_doc": "GDPR_Regulation_EU_2016-679.pdf",
"page": 48,
"passage": "Article 25\nData protection by design and by default\n1. Taking into account the state of the art, the cost of implementation and the nature, scope, context and purposes of\nprocessi... | AMLD6 builds on the existing AML/CFT framework's interaction with GDPR — the AMLD framework has long included data-protection language (cross-referenced earlier in AMLD6 Recital 59 etc., which we cite in the recurring-friction pair AU_FEDREG_AML :: AU_PRIVACY's evidence pool). The lawful-basis chain (GDPR Art. 6(1)(c))... | [
"A specific AMLD6 transposition extended supervisory disclosure beyond a GDPR Art. 6(1)(c) carve-out — unlikely under the Directive's harmonisation regime."
] | null | null | null | null | null |
10,116 | 2026-06-15T19:06:40 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:35c6e039b44249ae86578ae2 | non_conflict | {
"regime_id": "EU_MICA_TITLE_V_CASP",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA_TITLE_V_CASP"
} | {
"regime_id": "INT_FATF_VASP",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_FATF_VASP"
} | different_domains | [
{
"chunk_id": "c51ad46265cea4e5::147::6214",
"source_doc": "FinalReport_Technical_Standards_MiCA_1st_Package.pdf",
"page": 8,
"passage": "17. Article 62 of MiCA provides for the requirements for the application for authorisation as\nCASP. More particularly, Article 62(1) of MiCA obliges legal person... | [
{
"chunk_id": "85240528438654b9::1cd::07d7",
"source_doc": "Updated-Guidance-VA-VASP.pdf.coredownload.inline.pdf",
"page": 24,
"passage": "45. The purpose of adding the new definitions of VA and VASP to the FATF Glossary was\nto broaden the applicability of the FATF Standards to encompass new types ... | The EU MiCA regime establishes a specific licensing and authorisation framework for Crypto-Asset Service Providers (CASP) within the EU (c51ad46265cea4e5::147::6214, c51ad46265cea4e5::34a::74e3). The FATF regime, conversely, defines VASPs as a minimum standard for countries to introduce and explicitly states that count... | null | null | null | null | null | null |
10,116 | 2026-06-15T16:26:14 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:1f18c0f1bc0d869b5c6d6119 | non_conflict | {
"regime_id": "EU_MICA_TITLE_IV_EMT",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA_TITLE_IV_EMT"
} | {
"regime_id": "SG_AML",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Guidelines",
"short_name": "SG_AML"
} | different_domains | [
{
"chunk_id": "491a2f0014d56ffb::702::05e4",
"source_doc": "MiCA_Regulation_EU_2023-1114.pdf",
"page": 71,
"passage": "Article 52\nLiability of issuers of e-money tokens for the information given in a crypto-asset white paper\n1.\nWhere an issuer of an e-money token has infringed Article 51, by prov... | [
{
"chunk_id": "3d521e61e49aaf46::38f::e615",
"source_doc": "MAS_Notice_314_LifeInsurers_2021-06-28.pdf",
"page": 27,
"passage": "13.14 A direct life insurer shall take all appropriate steps to ensure that its officers, employees\nand agents (whether in Singapore or elsewhere) are regularly and appro... | The EU MICA Title IV EMT regime regulates the disclosure and liability obligations of issuers of e-money tokens and asset-referenced tokens, specifically regarding the content of crypto-asset white papers and notification to competent authorities (chunk_ids 491a2f0014d56ffb::702::05e4, 491a2f0014d56ffb::408::740e). In ... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:17:34 | 1 | single_annotation | 0.92 | non_conflict | non_conflict:5efad6bb97d403e4c6508cc3 | non_conflict | {
"regime_id": "FATF_R16",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "FATF_R16"
} | {
"regime_id": "SG_PSA_DPT",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Guidelines",
"short_name": "SG_PSA_DPT"
} | aligned_complementary | [
{
"chunk_id": "85240528438654b9::396::417b",
"source_doc": "Updated-Guidance-VA-VASP.pdf.coredownload.inline.pdf",
"page": 10,
"passage": "7. The FATF adopted this Guidance at its June 2019 Plenary. Following the adoption of\nthis Guidance and the revisions to the FATF Standards, the FATF continued ... | [
{
"chunk_id": "018117ef1e757630::4b5::9ef5",
"source_doc": "Strengthening_AMLCFT_Controls_DPT_SPs.pdf",
"page": null,
"passage": "Guidelines\n• MAS' surveillance efforts are • Existing VASPs operating in\nfocused on: (a) detecting and Singapore were required to notify\nLicensing\ndeterring unlicense... | FATF_R16 (FATF Recommendation 16 travel rule for VAs/VASPs) and SG_PSA_DPT (MAS's PSN02 AML notice for DPT licensees, which Singapore uses to implement the FATF travel rule). The B passage describes MAS's AML/CFT supervisory framework for DPT providers — directly implementing the FATF standards. Reinforcing relationshi... | null | null | null | null | null | null |
10,116 | 2026-06-15T18:43:41 | 1 | single_annotation | 1 | non_conflict | non_conflict:3815424f4dc367c2d03a0201 | non_conflict | {
"regime_id": "AU_AML_CTF",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_AML_CTF"
} | {
"regime_id": "EU_MAR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MAR"
} | different_domains | [
{
"chunk_id": "254ca2d92d196180::2ac::a5fe",
"source_doc": "AML_CTF_Act_2006.pdf",
"page": 119,
"passage": "Part 3-Reporting obligations\nDivision 1-Introduction\n40 Simplified outline\nThe following is a simplified outline of this Part:\n• A reporting entity must give the AUSTRAC CEO reports\nabout... | [
{
"chunk_id": "5cc4a27bc578287a::165::3333",
"source_doc": "MAR_Market_Abuse_Regulation_EU_596-2014.pdf",
"page": 16,
"passage": "Article 1\nSubject matter\nThis Regulation establishes a common regulatory framework on insider dealing, the unlawful disclosure of inside\ninformation and market manipul... | The AU_AML_CTF regime regulates Anti-Money Laundering and Counter-Terrorism Financing reporting obligations, specifically requiring reporting entities to give reports about suspicious matters, threshold transactions, and international funds transfer instructions (chunk_id 254ca2d92d196180::2ac::a5fe). The EU_MAR regime... | null | null | null | null | null | null |
10,116 | 2026-06-15T19:14:35 | 1 | single_annotation | 1 | non_conflict | non_conflict:bb94533e56d700f0d7b406a1 | non_conflict | {
"regime_id": "AU_TTR_THRESHOLD",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_TTR_THRESHOLD"
} | {
"regime_id": "EU_EMD2",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_EMD2"
} | different_domains | [
{
"chunk_id": "6dfe4e63b9fb3c74::3bc::1a3f",
"source_doc": "Reporting transactions of 10,000 and over Threshold transaction reports (TTRs).pdf",
"page": null,
"passage": "'@ Australian Government\nAUSTRAC Reporting transactions of\n$10,000 and over:\nThreshold transaction\nreports (TTRs) transaction... | [
{
"chunk_id": "85307f9e2a040982::14a::134d",
"source_doc": "DORA_Regulation_EU_2022-2554.pdf",
"page": 22,
"passage": "(27) Directive (EU) 2022/2556 of the European Parliament and of the Council of 14 December 2022 amending Directives 2009/65/EC,\n2009/138/EC, 2011/61/EU, 2013/36/EU, 2014/59/EU, 201... | The AU_TTR_THRESHOLD regime regulates the reporting of physical currency transactions exceeding A$10,000 to AUSTRAC. The EU_EMD2 regime regulates digital operational resilience for the financial sector. The cited passages for EU_EMD2 refer to Directive (EU) 2022/2556 regarding digital operational resilience and do not ... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:27:14 | 1 | single_annotation | 0.85 | non_conflict | non_conflict:f91ca73d7cbe047504847e04 | non_conflict | {
"regime_id": "AU_ASIC_AFSL",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_ASIC_AFSL"
} | {
"regime_id": "EU_MAR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MAR"
} | superficially_similar_but_disjoint | [
{
"chunk_id": "550958b067dc6726::709::b159",
"source_doc": "2023_Regulating_Digital_Asset_Platforms_Proposal.pdf",
"page": 15,
"passage": "2.3 Overview of proposed framework\nLicensing\nThe proposed framework would recognise certain asset holding arrangements as a financial product (a\ndigital asset... | [
{
"chunk_id": "5cc4a27bc578287a::165::3333",
"source_doc": "MAR_Market_Abuse_Regulation_EU_596-2014.pdf",
"page": 16,
"passage": "Article 1\nSubject matter\nThis Regulation establishes a common regulatory framework on insider dealing, the unlawful disclosure of inside\ninformation and market manipul... | AU_ASIC_AFSL (Australian Financial Services Licence framework — proposed digital-asset facility licensing) and EU_MAR (EU Market Abuse Regulation 596/2014 — insider dealing / market manipulation). Both touch on market-conduct regulation but at different layers — AU AFSL is entity-licensing; EU MAR is market-abuse rules... | null | null | null | null | null | null |
10,116 | 2026-06-15T15:17:42 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:9f2dbf3b49fac10c22200f8c | non_conflict | {
"regime_id": "AU_TREASURY_DAP",
"jurisdiction": "Australia",
"issuing_body": "Treasury",
"short_name": "AU_TREASURY_DAP"
} | {
"regime_id": "EU_DORA",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_DORA"
} | different_domains | [
{
"chunk_id": "d75262e404517e0c::47b::7c9f",
"source_doc": "FOI_3215_Crypto_Asset_Secondary_Service_Providers.pdf",
"page": null,
"passage": "For example, distributed\ncomputing, document authentication, algorithmic insurance, and micro payments. The ATO estimates that\nmore than one million taxpaye... | [
{
"chunk_id": "85307f9e2a040982::5f2::974e",
"source_doc": "DORA_Regulation_EU_2022-2554.pdf",
"page": 23,
"passage": "Article 1\nSubject matter\n1. In order to achieve a high common level of digital operational resilience, this Regulation lays down uniform\nrequirements concerning the security of n... | The evidence for AU_TREASURY_DAP focuses on the Australian government's 'token mapping' exercise to identify how crypto assets fit into existing financial services laws and the subsequent development of a licensing framework for crypto asset service providers (chunks 4905, 6bb9, 7c9f). The evidence for EU_DORA establis... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:20:23 | 1 | single_annotation | 0.85 | non_conflict | non_conflict:57984e9811b6820ff4fd739b | non_conflict | {
"regime_id": "AU_TREASURY_DAP",
"jurisdiction": "Australia",
"issuing_body": "Treasury",
"short_name": "AU_TREASURY_DAP"
} | {
"regime_id": "SG_PSA_GENERAL",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_PSA_GENERAL"
} | superficially_similar_but_disjoint | [
{
"chunk_id": "d75262e404517e0c::47b::7c9f",
"source_doc": "FOI_3215_Crypto_Asset_Secondary_Service_Providers.pdf",
"page": null,
"passage": "For example, distributed\ncomputing, document authentication, algorithmic insurance, and micro payments. The ATO estimates that\nmore than one million taxpaye... | [
{
"chunk_id": "321e082bdbe732d3::309::b080",
"source_doc": "2022_CP_DPT_Services.pdf",
"page": 3,
"passage": "1.4 Please submit written comments through the link below by 21 December 2022:\nhttps://go.gov.sg/mas-cp-dpt-services-2022\n\n1.5 Should you encounter any technical difficulties in your subm... | AU_TREASURY_DAP (Australia's proposed Digital Asset Platforms regime — Treasury consultation) and SG_PSA_GENERAL (Singapore Payment Services Act). Both regulate digital-asset / payment services in their respective jurisdictions, but with materially different mechanisms and licensing perimeters. No conflicting obligatio... | null | null | null | null | null | null |
10,116 | 2026-06-15T19:25:34 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:6aa095667c25f695222405ca | non_conflict | {
"regime_id": "AU_APRA_PRUDENTIAL",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_APRA_PRUDENTIAL"
} | {
"regime_id": "EU_MICA",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA"
} | different_domains | [
{
"chunk_id": "9a96d4d1812f257a::2a6::2422",
"source_doc": "161011-APRA-RIS-margining-risk-mitigation-final-assessment-second-pass.pdf",
"page": 2,
"passage": "2 APRA's prudential framework comprises prudential standards and prudential practice guides (PPGs). APRA is\nempowered to issue legally bind... | [
{
"chunk_id": "f9082873c5d9ba9d::302::bbe0",
"source_doc": "FinalReport_Knowledge_and_Competence_MiCA.pdf",
"page": 17,
"passage": "2. MiCA sets out a new legal framework which encompasses requirements for the provision\nof ten different crypto-asset services. These services include the provision ad... | The evidence for AU_APRA_PRUDENTIAL focuses on the Australian prudential framework, specifically APRA's role in issuing prudential standards for banking, insurance, and superannuation entities, and the review of capital requirements and securitisation risks (chunk_ids 9a96d4d1812f257a::2a6::2422, 66d049e24f0863da::3f7:... | null | null | null | null | null | null |
10,116 | 2026-05-25T22:46:17 | 1 | single_annotation | 0.92 | non_conflict | non_conflict:4ae9a33cdeedb96af45baf60 | non_conflict | {
"regime_id": "EU_AMLD6",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "AMLD 6"
} | {
"regime_id": "EU_AMLR_TFR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "AMLR + TFR"
} | aligned_complementary | [
{
"chunk_id": "df546f2364aaf9e2::25a::6ab3",
"source_doc": "AMLD6_Directive_EU_2024-1640.pdf",
"page": 2,
"passage": "(4) This Directive is part of a comprehensive package aiming at strengthening the Union's anti-money laundering and\ncountering the financing of terrorism ('AML/CFT') framework. Toge... | [
{
"chunk_id": "c4024f4c4c1616cc::42d::44a4",
"source_doc": "AMLR_Regulation_EU_2024-1624.pdf",
"page": 2,
"passage": "(5) Since the adoption of Directive (EU) 2015/849, recent developments in the Union's criminal law framework have\ncontributed to strengthening the prevention of and fight against mo... | AMLD6 and AMLR are explicitly designed as two pieces of the same EU AML/CFT package — together with the TFR (Reg 2023/1113) and AMLA (Reg 2024/1620), they form the new framework governing AML/CFT in the Union. AMLD6 Recital 4 states 'this Directive is part of a comprehensive package'. AMLR contains the directly-applica... | [
"AMLD6 transposition created a Member-State carve-out incompatible with AMLR's directly-applicable rules — the package design forecloses this by allocating subject-matter cleanly."
] | null | null | null | null | null |
10,116 | 2026-06-16T05:09:33 | 1 | reviewed_accept | 0.78 | conflict | conflict:29fa9679da2783bf4c84abcf | conflict | {
"regime_id": "EU_MICA_TITLE_IV_EMT",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA_TITLE_IV_EMT"
} | {
"regime_id": "SG_PDPA",
"jurisdiction": "Singapore",
"issuing_body": "SSO",
"short_name": "SG_PDPA"
} | null | [
{
"chunk_id": "491a2f0014d56ffb::702::05e4",
"source_doc": "MiCA_Regulation_EU_2023-1114.pdf",
"page": 71,
"passage": "Article 52\nLiability of issuers of e-money tokens for the information given in a crypto-asset white paper\n1.\nWhere an issuer of an e-money token has infringed Article 51, by prov... | [
{
"chunk_id": "0e996ae99839f19e::37b::85a8",
"source_doc": "Personal_Data_Protection_Act_2012.pdf",
"page": 20,
"passage": "PART 4\nCOLLECTION, USE AND DISCLOSURE OF\nPERSONAL DATA\nDivision 1 - Consent\nConsent required\n13. Anorganisationmustnot,onorafter2July2014,collect,useor\ndisclose personal ... | EU_MICA_TITLE_IV_EMT (EU MiCA Title IV — e-money token issuer framework, including issuer KYC obligations under Articles 51-52 white-paper requirements and AML/CFT under linked Regulation 2023/1113) and SG_PDPA (Singapore PDPA). EMT issuers conducting cross-border issuance to SG clients face the same KYC×privacy tensio... | null | operationally_resolvable | medium | {
"reviewer_id": "10116",
"reviewed_at": "2026-06-18T13:26:14",
"decision": "accept",
"notes": "",
"original_conflict_type": "operationally_resolvable",
"original_severity": "medium",
"original_review_status": "single_annotation"
} | null | null |
10,116 | 2026-06-15T19:18:31 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:f1a2e0e2acf8f1bbd75b574c | non_conflict | {
"regime_id": "EU_MAR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MAR"
} | {
"regime_id": "INT_FATF_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_FATF_GENERAL"
} | different_domains | [
{
"chunk_id": "5cc4a27bc578287a::165::3333",
"source_doc": "MAR_Market_Abuse_Regulation_EU_596-2014.pdf",
"page": 16,
"passage": "Article 1\nSubject matter\nThis Regulation establishes a common regulatory framework on insider dealing, the unlawful disclosure of inside\ninformation and market manipul... | [
{
"chunk_id": "fe52dd87e13dba41::261::59a4",
"source_doc": "Guidance-RBA-NPPS.pdf.coredownload.pdf",
"page": 5,
"passage": "1 See FATF (2006), FATF (2008) and FATF (2010).\n\n2 See FATF (2013a). This document outlines general principles that may serve as a useful framework in\nassessing ML/TF risks ... | The EU_MAR regime regulates market integrity, specifically insider dealing and market manipulation (chunks 5cc4a27bc578287a::165::3333, 5cc4a27bc578287a::4ee::5950). The INT_FATF_GENERAL regime regulates anti-money laundering (AML) and counter-terrorist financing (CFT) standards (chunks fe52dd87e13dba41::261::59a4, 08b... | null | null | null | null | null | null |
10,116 | 2026-06-15T16:13:47 | 1 | single_annotation | 1 | non_conflict | non_conflict:8f773e6a09eb8df79fb4019c | non_conflict | {
"regime_id": "AU_TREASURY_DAP",
"jurisdiction": "Australia",
"issuing_body": "Treasury",
"short_name": "AU_TREASURY_DAP"
} | {
"regime_id": "INT_BASEL_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_BASEL_GENERAL"
} | different_domains | [
{
"chunk_id": "d75262e404517e0c::4f1::4905",
"source_doc": "FOI_3215_Crypto_Asset_Secondary_Service_Providers.pdf",
"page": null,
"passage": "Treasury received substantial feedback\nfrom a range of stakeholders with industry-wide support for clarity on the regulatory settings for crypto\nassets. In ... | [
{
"chunk_id": "32afd37cade34f84::34b::8d30",
"source_doc": "d424.pdf",
"page": 148,
"passage": "11 Where a bank according to its operative accounting framework recognises fiduciary assets on the balance sheet, these assets\ncan be excluded from the leverage ratio exposure measure provided that the a... | The AU_TREASURY_DAP passages discuss the Australian government's 'token mapping' exercise and the development of a licensing framework for crypto asset service providers (chunk_ids d75262e404517e0c::4f1::4905, e6bb47e92e88e16c::37a::29f6). In contrast, the INT_BASEL_GENERAL passages address the Basel III framework's tr... | null | null | null | null | null | null |
10,116 | 2026-06-15T17:06:45 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:56642b13f1a5e4c5eeed6d71 | non_conflict | {
"regime_id": "AU_TRAVEL_RULE",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_TRAVEL_RULE"
} | {
"regime_id": "EU_EMD2",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_EMD2"
} | different_domains | [
{
"chunk_id": "cf7cefacba3f94bc::383::7d9d",
"source_doc": "AUSTRAC Proliferation Financing in Australia-National Risk Assessment.pdf",
"page": 34,
"passage": "This obligation applies only to the\nexchange of digital currency to fiat currency and the reverse. Australia has not yet implemented FATF's... | [
{
"chunk_id": "85307f9e2a040982::14a::134d",
"source_doc": "DORA_Regulation_EU_2022-2554.pdf",
"page": 22,
"passage": "(27) Directive (EU) 2022/2556 of the European Parliament and of the Council of 14 December 2022 amending Directives 2009/65/EC,\n2009/138/EC, 2011/61/EU, 2013/36/EU, 2014/59/EU, 201... | The AU_TRAVEL_RULE passages discuss Australia's regulatory framework for digital currency exchanges and the implementation of FATF's 'Travel Rule' for identifying parties in transactions. The EU_EMD2 passages refer to the Digital Operational Resilience Act (DORA) and financial sector operational resilience. The obligat... | null | null | null | null | null | null |
10,116 | 2026-06-15T15:48:14 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:7ba9332f8a9e793adc6bace6 | non_conflict | {
"regime_id": "EU_AMLD6",
"jurisdiction": "EU",
"issuing_body": "?",
"short_name": "EU_AMLD6"
} | {
"regime_id": "SG_FSMA_DTSP",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Guidelines",
"short_name": "SG_FSMA_DTSP"
} | different_domains | [
{
"chunk_id": "85307f9e2a040982::14a::134d",
"source_doc": "DORA_Regulation_EU_2022-2554.pdf",
"page": 22,
"passage": "(27) Directive (EU) 2022/2556 of the European Parliament and of the Council of 14 December 2022 amending Directives 2009/65/EC,\n2009/138/EC, 2011/61/EU, 2013/36/EU, 2014/59/EU, 201... | [
{
"chunk_id": "20d526d712753652::404::80be",
"source_doc": "2025_Response_to_DTSP_CP.pdf",
"page": null,
"passage": "On 4 October 2024, the Monetary Authority of Singapore (\"MAS\") issued a consultation paper on\nthe proposed regulatory approach, regulations, notices and guidelines for digital toke... | The EU AMLD6 passage (chunk 85307f9e2a040982::14a::134d) discusses the scope of the Directive, specifically mentioning its application to the financial sector and digital operational resilience. The SG FSMA DTSP passages (chunks 20d526d712753652::404::80be and cc1be49e9cf8c821::2f4::ea8f) regulate Digital Token Service... | null | null | null | null | null | null |
10,116 | 2026-06-15T18:57:23 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:556f6e7e76aee4618b8f937d | non_conflict | {
"regime_id": "AU_AML_CTF",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_AML_CTF"
} | {
"regime_id": "EU_REVERSE_SOLICITATION",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_REVERSE_SOLICITATION"
} | different_domains | [
{
"chunk_id": "254ca2d92d196180::2ac::a5fe",
"source_doc": "AML_CTF_Act_2006.pdf",
"page": 119,
"passage": "Part 3-Reporting obligations\nDivision 1-Introduction\n40 Simplified outline\nThe following is a simplified outline of this Part:\n• A reporting entity must give the AUSTRAC CEO reports\nabout... | [
{
"chunk_id": "25cbbd878a1b21d3::4f8::561c",
"source_doc": "FinalReport_Reverse_Solicitation_MiCA.pdf",
"page": 19,
"passage": "8. In a baseline scenario, without the guidelines:\ni) where a client located or established in the EU initiates a crypto-asset service at\nits own exclusive initiative wit... | The AU_AML_CTF regime regulates reporting obligations for suspicious matters, threshold transactions, and international funds transfer instructions (chunk 254ca2d92d196180::2ac::a5fe). The EU_REVERSE_SOLICITATION regime regulates the exemption from authorisation requirements for third-country crypto-asset firms when a ... | null | null | null | null | null | null |
10,116 | 2026-06-16T05:09:33 | 1 | reviewed_accept | 0.82 | conflict | conflict:f8141116c60f9c3395173d0e | conflict | {
"regime_id": "EU_MICA",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_MICA"
} | {
"regime_id": "SG_PDPA",
"jurisdiction": "Singapore",
"issuing_body": "SSO",
"short_name": "SG_PDPA"
} | null | [
{
"chunk_id": "f9082873c5d9ba9d::302::bbe0",
"source_doc": "FinalReport_Knowledge_and_Competence_MiCA.pdf",
"page": 17,
"passage": "2. MiCA sets out a new legal framework which encompasses requirements for the provision\nof ten different crypto-asset services. These services include the provision ad... | [
{
"chunk_id": "0e996ae99839f19e::37b::85a8",
"source_doc": "Personal_Data_Protection_Act_2012.pdf",
"page": 20,
"passage": "PART 4\nCOLLECTION, USE AND DISCLOSURE OF\nPERSONAL DATA\nDivision 1 - Consent\nConsent required\n13. Anorganisationmustnot,onorafter2July2014,collect,useor\ndisclose personal ... | EU_MICA (EU Markets in Crypto-Assets Regulation — comprehensive framework including CASP AML obligations and crypto-asset transfer information requirements) and SG_PDPA (Singapore PDPA — consent and cross-border disclosure restrictions). EU CASPs operating across to SG must transmit personal data of senders/recipients ... | null | operationally_resolvable | medium | {
"reviewer_id": "10116",
"reviewed_at": "2026-06-18T13:26:10",
"decision": "accept",
"notes": "",
"original_conflict_type": "operationally_resolvable",
"original_severity": "medium",
"original_review_status": "single_annotation"
} | null | null |
10,116 | 2026-06-15T16:46:59 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:5551e9b7cbb045729f58d7cf | non_conflict | {
"regime_id": "EU_DAC8",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_DAC8"
} | {
"regime_id": "SG_PSA_GENERAL",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_PSA_GENERAL"
} | different_domains | [
{
"chunk_id": "c0300673081f7232::320::7b46",
"source_doc": "DAC8_Directive_EU_2023-2226.pdf",
"page": 3,
"passage": "(19) In order to foster administrative cooperation with non-Union jurisdictions, crypto-asset operators that meet certain\nconditions should be allowed to solely report information on... | [
{
"chunk_id": "321e082bdbe732d3::309::b080",
"source_doc": "2022_CP_DPT_Services.pdf",
"page": 3,
"passage": "1.4 Please submit written comments through the link below by 21 December 2022:\nhttps://go.gov.sg/mas-cp-dpt-services-2022\n\n1.5 Should you encounter any technical difficulties in your subm... | The EU DAC8 regime regulates the automatic exchange of tax information regarding crypto-asset users between Member States and non-Union jurisdictions (c0300673081f7232::320::7b46, c0300673081f7232::498::163c). The SG_PSA_GENERAL regime regulates the licensing and conduct of business for digital payment token service pr... | null | null | null | null | null | null |
10,116 | 2026-06-15T17:07:27 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:e660a834f71c4c5ec36bfc95 | non_conflict | {
"regime_id": "AU_FEDREG_AML",
"jurisdiction": "Australia",
"issuing_body": "FederalRegister",
"short_name": "AU_FEDREG_AML"
} | {
"regime_id": "INT_BASEL_CRYPTO",
"jurisdiction": "International",
"issuing_body": "BASEL",
"short_name": "INT_BASEL_CRYPTO"
} | different_domains | [
{
"chunk_id": "cf7cefacba3f94bc::49a::f39e",
"source_doc": "AUSTRAC Proliferation Financing in Australia-National Risk Assessment.pdf",
"page": 17,
"passage": "12 The AML/CTF regime applies to residents of Australia as well as Australia-based entities or subsidiaries of Australian companies abroad. ... | [
{
"chunk_id": "32afd37cade34f84::3a4::1a5b",
"source_doc": "d424.pdf",
"page": 11,
"passage": "16. For the purposes of calculating capital requirements, a bank exposure is defined as a claim\n(including loans and senior debt instruments, unless considered as subordinated debt for the purposes of\npa... | The evidence from Regime A (AU_FEDREG_AML) focuses on Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) obligations, specifically regarding reporting entities, customer identification, and suspicious transaction reporting (chunk cf7cefacba3f94bc::49a::f39e). The evidence from Regime B (INT_BASEL_CRYPTO) f... | null | null | null | null | null | null |
10,116 | 2026-05-25T23:35:57 | 1 | single_annotation | 0.55 | non_conflict | non_conflict:cb73242432455e757cfeb09d | non_conflict | {
"regime_id": "EU_DAC8",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "DAC 8 (crypto tax)"
} | {
"regime_id": "EU_NIS2",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "NIS 2"
} | different_domains | [
{
"chunk_id": "c0300673081f7232::4d9::6684",
"source_doc": "DAC8_Directive_EU_2023-2226.pdf",
"page": 25,
"passage": "B. Due diligence procedures for Entity Crypto-Asset Users\nThe following procedures apply for the purpose of determining whether the Entity Crypto-Asset User is a Reportable\nUser or... | [
{
"chunk_id": "20d29e9c5300ae10::265::c962",
"source_doc": "NIS2_Directive_EU_2022-2555.pdf",
"page": 17,
"passage": "(83) Essential and important entities should ensure the security of the network and information systems which they use\nin their activities. Those systems are primarily private netwo... | Bulk Tier-1 label (claude_sme_v1_bulk): EU DAC 8 crypto-asset tax-reporting directive and EU NIS 2 horizontal cybersecurity directive operate in disjoint regulatory domains at the obligation level. Crypto-tax reporting vs cybersecurity directive — disjoint subject matters. Rubric walk performed at pattern-level rather ... | [] | null | null | null | null | null |
10,116 | 2026-06-15T16:53:40 | 1 | single_annotation | 1 | non_conflict | non_conflict:cf18066ef38ef7a295ea2656 | non_conflict | {
"regime_id": "EU_DAC8",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_DAC8"
} | {
"regime_id": "INT_IOSCO_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_IOSCO_GENERAL"
} | different_domains | [
{
"chunk_id": "c0300673081f7232::320::7b46",
"source_doc": "DAC8_Directive_EU_2023-2226.pdf",
"page": 3,
"passage": "(19) In order to foster administrative cooperation with non-Union jurisdictions, crypto-asset operators that meet certain\nconditions should be allowed to solely report information on... | [
{
"chunk_id": "f173909614befd49::455::1a1a",
"source_doc": "IOSCOPD562.pdf",
"page": null,
"passage": "See also Resolution of the Presidents' Committee on IOSCO Adoption of the\nObjectives and Principles of Securities Regulation, September 1998, available at\nhttp://www.iosco.org/library/resolutions... | The EU DAC8 regime focuses on tax transparency and administrative cooperation regarding crypto-asset reporting to tax authorities (chunk_ids c0300673081f7232::320::7b46, c0300673081f7232::498::163c). The INT IOSCO GENERAL regime focuses on securities regulation, market integrity, and disclosure standards for issuers an... | null | null | null | null | null | null |
10,116 | 2026-06-15T18:40:04 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:3e72f5e494b6f75348993f73 | non_conflict | {
"regime_id": "AU_TRAVEL_RULE",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_TRAVEL_RULE"
} | {
"regime_id": "SG_AML",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Guidelines",
"short_name": "SG_AML"
} | different_domains | [
{
"chunk_id": "cf7cefacba3f94bc::383::7d9d",
"source_doc": "AUSTRAC Proliferation Financing in Australia-National Risk Assessment.pdf",
"page": 34,
"passage": "This obligation applies only to the\nexchange of digital currency to fiat currency and the reverse. Australia has not yet implemented FATF's... | [
{
"chunk_id": "018117ef1e757630::428::d321",
"source_doc": "Strengthening_AMLCFT_Controls_DPT_SPs.pdf",
"page": null,
"passage": "Strengthening AML/CFT Controls of\nDigital Payment Token Service Providers\nMarch 2021 Introduction\nThis infographic sets out recent international developments and MAS' ... | The AU Travel Rule passages describe a regulatory gap where Australia has not yet implemented the FATF Travel Rule for digital currency exchanges, noting that the rule would require identifying parties in transactions (chunk_ids cf7cefacba3f94bc::383::7d9d, 30a32a386d15ba2b::4f3::edc3). The SG AML passages, specificall... | null | null | null | null | null | null |
10,116 | 2026-06-15T18:56:18 | 1 | single_annotation | 0.95 | non_conflict | non_conflict:0222d79c8c87dd3178a44688 | non_conflict | {
"regime_id": "AU_APRA_CPS230",
"jurisdiction": "Australia",
"issuing_body": "APRA",
"short_name": "AU_APRA_CPS230"
} | {
"regime_id": "FATF_R16",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "FATF_R16"
} | different_domains | [
{
"chunk_id": "f296a7e0bead93df::4a5::9828",
"source_doc": "CPS_230_Operational_Risk_Management.pdf",
"page": null,
"passage": "Prudential Standard CPS 230\nOperational Risk Management\nObjectives and key requirements of this Prudential\nStandard\nThe aim of this Prudential Standard is to ensure tha... | [
{
"chunk_id": "5d489619a0fb9ecf::377::a91e",
"source_doc": "Guidance-on-Digital-Identity.pdf.coredownload.pdf",
"page": null,
"passage": "DIGITAL IDENTITY\nMARCH 2020 The Financial Action Task Force (FATF) is an independent inter-governmental body that develops and promotes\npolicies to protect the ... | The obligations in Prudential Standard CPS 230 (Regime A) focus on operational resilience, business continuity, and the management of service providers to ensure an APRA-regulated entity can maintain critical operations through disruptions. In contrast, the FATF passages (Regime B) address Anti-Money Laundering (AML) a... | null | null | null | null | null | null |
10,116 | 2026-06-15T17:09:13 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:f8c242cb7f21fb66d5e913de | non_conflict | {
"regime_id": "AU_APRA_CPS230",
"jurisdiction": "Australia",
"issuing_body": "APRA",
"short_name": "AU_APRA_CPS230"
} | {
"regime_id": "EU_AMLR_TFR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_AMLR_TFR"
} | different_domains | [
{
"chunk_id": "f296a7e0bead93df::4a5::9828",
"source_doc": "CPS_230_Operational_Risk_Management.pdf",
"page": null,
"passage": "Prudential Standard CPS 230\nOperational Risk Management\nObjectives and key requirements of this Prudential\nStandard\nThe aim of this Prudential Standard is to ensure tha... | [
{
"chunk_id": "d7502c011527b67c::3e7::ae26",
"source_doc": "TFR_Regulation_EU_2023-1113.pdf",
"page": 13,
"passage": "This Regulation shall not apply to a transfer of funds where any of the following conditions is met:\n(a) it involves the payer withdrawing cash from the payer's own payment account;... | The evidence for Regime A (AU_APRA_CPS230) focuses on operational resilience, business continuity, and the management of service providers to ensure critical operations continue through disruptions (chunk_ids f296a7e0bead93df::4a5::9828, 4b6fab404e7acfca::3d7::737c). The evidence for Regime B (EU_AMLR_TFR) addresses th... | null | null | null | null | null | null |
10,116 | 2026-06-15T15:57:52 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:a340da2b03248ffcd200bd09 | non_conflict | {
"regime_id": "AU_CORPS_ACT",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_CORPS_ACT"
} | {
"regime_id": "SG_PSA_DPT",
"jurisdiction": "Singapore",
"issuing_body": "MAS-Guidelines",
"short_name": "SG_PSA_DPT"
} | different_domains | [
{
"chunk_id": "0fc4f857c226f510::375::66b5",
"source_doc": "Corporations_Act_2001_Vol1.pdf",
"page": 296,
"passage": "Part 1.6 Interaction with Australian Charities and Not-for-profits Commission Act Section 111L\nProvisions of this Act that do not apply to bodies corporate registered under the\nACN... | [
{
"chunk_id": "4b4c3c417dc293ba::185::f41d",
"source_doc": "MAS_Notice_PSN02_original.pdf",
"page": 1,
"passage": "1.1 This Notice is issued pursuant to section 27B of the Monetary Authority of Singapore Act\n(Cap. 186) (\"MAS Act\") and applies to all holders of a payment service licence under the\... | The evidence from Regime A (AU_CORPS_ACT) focuses on the interaction with the Australian Charities and Not-for-profits Commission Act, detailing specific provisions regarding company constitutions, director duties, and winding up (chunk 0fc4f857c226f510::375::66b5). The evidence from Regime B (SG_PSA_DPT) concerns the ... | null | null | null | null | null | null |
10,116 | 2026-06-15T15:55:33 | 1 | single_annotation | 0.9 | non_conflict | non_conflict:edeaca71cd4193224cf5d914 | non_conflict | {
"regime_id": "AU_ASIC_AFSL",
"jurisdiction": "Australia",
"issuing_body": "?",
"short_name": "AU_ASIC_AFSL"
} | {
"regime_id": "SG_PSA_GENERAL",
"jurisdiction": "Singapore",
"issuing_body": "?",
"short_name": "SG_PSA_GENERAL"
} | different_domains | [
{
"chunk_id": "550958b067dc6726::41f::546c",
"source_doc": "2023_Regulating_Digital_Asset_Platforms_Proposal.pdf",
"page": 24,
"passage": "3.1 Standard AFSL Obligations\nAustralian financial services licence\n(a) A platform provider must hold an AFSL authorising them to issue and deal in digital ass... | [
{
"chunk_id": "14cb9eb911d15322::42b::fe23",
"source_doc": "2023_Response_PS_Regulations_Amendments.pdf",
"page": 22,
"passage": "LTD Question 1. MAS seeks comments on the proposed amendments to the Payment Services\nRegulations.\n1. The term safeguarding institution needs to be defined for the purp... | The evidence for the Australian regime (Regime A) focuses on the requirement for a platform provider to hold an Australian Financial Services Licence (AFSL) to issue and deal in digital asset facilities, and the specific financial requirements (e.g., NTA) associated with that licence. The evidence for the Singapore reg... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:24:35 | 1 | single_annotation | 0.88 | non_conflict | non_conflict:e94cf2a0fc046ed25b8fb93b | non_conflict | {
"regime_id": "INT_BASEL_CRYPTO",
"jurisdiction": "International",
"issuing_body": "BASEL",
"short_name": "INT_BASEL_CRYPTO"
} | {
"regime_id": "INT_FATF_GENERAL",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "INT_FATF_GENERAL"
} | aligned_complementary | [
{
"chunk_id": "32afd37cade34f84::3a4::1a5b",
"source_doc": "d424.pdf",
"page": 11,
"passage": "16. For the purposes of calculating capital requirements, a bank exposure is defined as a claim\n(including loans and senior debt instruments, unless considered as subordinated debt for the purposes of\npa... | [
{
"chunk_id": "fe52dd87e13dba41::261::59a4",
"source_doc": "Guidance-RBA-NPPS.pdf.coredownload.pdf",
"page": 5,
"passage": "1 See FATF (2006), FATF (2008) and FATF (2010).\n\n2 See FATF (2013a). This document outlines general principles that may serve as a useful framework in\nassessing ML/TF risks ... | INT_BASEL_CRYPTO (Basel prudential treatment of crypto exposures by banks) and INT_FATF_GENERAL (FATF AML/CFT general standards). Both are international standards bodies that develop coordinated frameworks for global financial regulation — Basel on prudential and FATF on AML. They are structurally complementary pillars... | null | null | null | null | null | null |
10,116 | 2026-06-16T04:20:23 | 1 | single_annotation | 0.88 | non_conflict | non_conflict:053d6aedfdcc7282e13919f5 | non_conflict | {
"regime_id": "AU_FEDREG_AML",
"jurisdiction": "Australia",
"issuing_body": "FederalRegister",
"short_name": "AU_FEDREG_AML"
} | {
"regime_id": "EU_AMLR_TFR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_AMLR_TFR"
} | aligned_complementary | [
{
"chunk_id": "cf7cefacba3f94bc::49a::f39e",
"source_doc": "AUSTRAC Proliferation Financing in Australia-National Risk Assessment.pdf",
"page": 17,
"passage": "12 The AML/CTF regime applies to residents of Australia as well as Australia-based entities or subsidiaries of Australian companies abroad. ... | [
{
"chunk_id": "d7502c011527b67c::3e7::ae26",
"source_doc": "TFR_Regulation_EU_2023-1113.pdf",
"page": 13,
"passage": "This Regulation shall not apply to a transfer of funds where any of the following conditions is met:\n(a) it involves the payer withdrawing cash from the payer's own payment account;... | AU_FEDREG_AML (Australian AML/CTF Act and Rules — AUSTRAC reporting entity framework) and EU_AMLR_TFR (EU's AMLR + TFR framework — Regulation 2023/1113). Both jurisdictions implement comparable AML/CFT obligations on regulated entities consistent with FATF standards. Entities operating across both face complementary (n... | null | null | null | null | null | null |
10,116 | 2026-05-25T06:30:22 | 1 | single_annotation | 0.72 | conflict | conflict:32093b768e3ab6abd7176d24 | conflict | {
"regime_id": "EU_DAC8",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "DAC 8"
} | {
"regime_id": "EU_GDPR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "GDPR"
} | null | [
{
"chunk_id": "c0300673081f7232::4d9::6684",
"source_doc": "DAC8_Directive_EU_2023-2226.pdf",
"page": 25,
"passage": "B. Due diligence procedures for Entity Crypto-Asset Users\nThe following procedures apply for the purpose of determining whether the Entity Crypto-Asset User is a Reportable\nUser or... | [
{
"chunk_id": "bd84e63f5b622b73::304::fe8e",
"source_doc": "GDPR_Regulation_EU_2016-679.pdf",
"page": 60,
"passage": "Article 44\nGeneral principle for transfers\nAny transfer of personal data which are undergoing processing or are intended for processing after transfer to a third\ncountry or to an ... | DAC8 imposes ongoing reporting and due-diligence obligations on Reporting Crypto-Asset Service Providers (Annex III): collection and exchange of identifying personal information on Reportable Users — both individuals and entity controlling persons — and onward administrative exchange between Member State tax authoritie... | null | recurring_friction | medium | null | [
"Operate DAC8 reporting on Art. 6(1)(c) (legal obligation) as the lawful basis; document Art. 5(1)(e) retention windows tied to the DAC8 retention requirement.",
"For onward transfer to non-Union jurisdictions, rely on Art. 96 (administrative cooperation under Union law) or Art. 49 derogations as appropriate."
] | [
"Reporting CASP is established in or operates a Branch in a Member State."
] |
10,116 | 2026-06-16T04:31:49 | 1 | reviewed_accept | 0.85 | conflict | conflict:e702650561708bbd6246c354 | conflict | {
"regime_id": "FATF_R16",
"jurisdiction": "International",
"issuing_body": "?",
"short_name": "FATF_R16"
} | {
"regime_id": "SG_PDPA",
"jurisdiction": "Singapore",
"issuing_body": "SSO",
"short_name": "SG_PDPA"
} | null | [
{
"chunk_id": "85240528438654b9::396::417b",
"source_doc": "Updated-Guidance-VA-VASP.pdf.coredownload.inline.pdf",
"page": 10,
"passage": "7. The FATF adopted this Guidance at its June 2019 Plenary. Following the adoption of\nthis Guidance and the revisions to the FATF Standards, the FATF continued ... | [
{
"chunk_id": "0e996ae99839f19e::37b::85a8",
"source_doc": "Personal_Data_Protection_Act_2012.pdf",
"page": 20,
"passage": "PART 4\nCOLLECTION, USE AND DISCLOSURE OF\nPERSONAL DATA\nDivision 1 - Consent\nConsent required\n13. Anorganisationmustnot,onorafter2July2014,collect,useor\ndisclose personal ... | FATF_R16 (FATF Recommendation 16 — VA travel rule requiring sharing of originator/beneficiary personal data) and SG_PDPA (Singapore Personal Data Protection Act). FATF R16 implementations (including SG's via MAS PSN02) require sharing personal data of senders/recipients; PDPA's consent and disclosure restrictions engag... | null | operationally_resolvable | medium | {
"reviewer_id": "10116",
"reviewed_at": "2026-06-18T13:25:57",
"decision": "accept",
"notes": "",
"original_conflict_type": "operationally_resolvable",
"original_severity": "medium",
"original_review_status": "single_annotation"
} | null | null |
10,116 | 2026-05-25T02:30:30 | 1 | single_annotation | 0.84 | non_conflict | non_conflict:09b295d835af6b7e4f490286 | non_conflict | {
"regime_id": "AU_AML_CTF",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AML/CTF Act + Rules"
} | {
"regime_id": "EU_AMLR_TFR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "AMLR + Transfer of Funds Regulation"
} | different_domains | [
{
"chunk_id": "86b8c938e66f203a::3a4::5db5",
"source_doc": "AML rules 2007.pdf",
"page": 214,
"passage": "means to identify and verify the\nidentification of the customer if previously undertaken by the first\nreporting entity:\n(a) a prescribed verification procedure;\n(b) an identification referen... | [
{
"chunk_id": "d7502c011527b67c::511::093f",
"source_doc": "TFR_Regulation_EU_2023-1113.pdf",
"page": 21,
"passage": "EN\nL 150/21 2. The crypto-asset service provider of the originator shall ensure that transfers of crypto-assets are accompanied by\nthe following information on the beneficiary:\n(a... | The AUSTRAC AML/CTF regime and the EU AMLR/TFR are parallel national/regional AML/CFT regimes implementing FATF standards. They apply to non-overlapping regulated populations (AUSTRAC-registered reporting entities vs EU obliged entities and CASPs). A firm operating in both jurisdictions complies with both independently... | [
"Both regimes ever attempted extraterritorial assertion of the same VASP that produced contradictory obligations — current text scopes each to its jurisdiction's obliged entities."
] | null | null | null | null | null |
10,116 | 2026-06-16T04:24:35 | 1 | single_annotation | 0.88 | non_conflict | non_conflict:09b295d835af6b7e4f490286 | non_conflict | {
"regime_id": "AU_AML_CTF",
"jurisdiction": "Australia",
"issuing_body": "AUSTRAC",
"short_name": "AU_AML_CTF"
} | {
"regime_id": "EU_AMLR_TFR",
"jurisdiction": "EU",
"issuing_body": "EUR-Lex",
"short_name": "EU_AMLR_TFR"
} | aligned_complementary | [
{
"chunk_id": "254ca2d92d196180::2ac::a5fe",
"source_doc": "AML_CTF_Act_2006.pdf",
"page": 119,
"passage": "Part 3-Reporting obligations\nDivision 1-Introduction\n40 Simplified outline\nThe following is a simplified outline of this Part:\n• A reporting entity must give the AUSTRAC CEO reports\nabout... | [
{
"chunk_id": "d7502c011527b67c::3e7::ae26",
"source_doc": "TFR_Regulation_EU_2023-1113.pdf",
"page": 13,
"passage": "This Regulation shall not apply to a transfer of funds where any of the following conditions is met:\n(a) it involves the payer withdrawing cash from the payer's own payment account;... | AU_AML_CTF (Australian AML/CTF Act — AUSTRAC reporting entity framework) and EU_AMLR_TFR (EU AML regulation + Transfer of Funds Regulation 2023/1113). Both jurisdictions implement comparable AML/CFT obligations on regulated entities consistent with FATF standards. Entities operating across both face complementary (not ... | null | null | null | null | null | null |
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