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            text = "uh yesterday i went to go see my dad and then we were just talking" 
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            text = "and catching up and stuff and i was asking him about um" 
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            text = "credit cards and he told me that i could" 
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            text = "get a credit card at the credit union that i signed up to cus before" 
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            text = "i asked him if it was okay if i joined onto my mom's but he told me that" 
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            text = "um it would be better if i did it myself because that's how you build credit independently " 
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