Intro to Just-In-Time Access

In many applications, a user with a given access level has a fixed number of tasks that they can always perform. Some users can log in and access some privileged data, admins can log in and do protected tasks, and root users can log in and do anything. This method of granting unchanging user privileges is called standing access.

If we realize that the most common vector of attack on computer systems is through compromised credentials (see page 19 of Verizon’s 2020 Data Breach Investigations Report), it’s easy to appreciate how standing access can help these attacks succeed. When an attacker is able to compromise the credentials for an admin or root user, they can see and act upon sensitive information and infrastructure with very few limitations. Standing access also makes infrastructure more vulnerable to mistakes, like when a developer who thinks they’re modifying test data is actually logged into a production environment, or when someone leaves a role but their credentials linger on.

The fundamental idea behind just-in-time (JIT) access is removing these long-standing credentials. Instead of always allowing certain users access, you give them access only to what they need when they request it, then you remove their access once the task is completed.

Just-In-Time Authentication Flow

The standing access authentication flow is relatively simple. When a user makes an account, they are given permissions to do things based on the type of user role they are assigned. Those permissions exist until the role of the user is changed or the account is removed. In some situations, like if a user loses access or the account is compromised, the authentication credentials are changed.

The JIT authentication flow is different. Instead of logging in and automatically having access to an application, a user (or a vendor or another application) requests permission to access a service.

That request is reviewed by a person or a machine, then if the request is granted, either manually or via an automated process, the user is granted temporary credentials. The user can use these limited credentials to perform that specific task. The final step of JIT access is removing the created credentials after some amount of time.

A sample Just In Time authentication flow

Types of Just-In-Time Access

There are few ways of handling JIT access. The easiest to implement is having a limited number of administrative accounts with escalated privileges. When a user requests access, you give them access to an administrative account, then cycle the password after their work is completed.

This is a step in the right direction, but also encounters the same fundamental problems as standing access. If those user accounts are compromised, so is the infrastructure they have access to. This strategy merely mitigates the blast radius by ensuring those accounts will have their passwords cycled. If creating an audit trail is important for your JIT strategy, this situation is difficult to manage, because it can be hard to clearly establish who is doing what with shared accounts.

Another option is to elevate the privileges for existing accounts by giving escalated privileges to users who request access and are approved, and then revoking that access after their session. The third option is to create entirely new accounts when users request access, then decommission the account after their task is done.

Both of these options are more complicated to implement than standing access, but they allow organizations to enforce a policy where users by default have no ability to access privileged data and infrastructure. This removes much of the vulnerability associated with compromised credentials, as privileged access credentials have to pass through an additional verification step before they are granted to users.

For all of these methods, you should also consider implementing multiple types of privileges, just as you would with standing access. For example, people who need to reset a password should only be given access to the resources they need to accomplish that task.

You’ll need to understand in depth the access patterns across your organization, and continually monitor and audit your access levels to implement additional policies and ensure they don’t fall out of date.

When Is Just-In-Time Access Appropriate?

Engineer with a checklist glancing at a clock

JIT access helps reduce the security risk to your application, but it also requires infrastructure to implement and maintain.

Any situation where you want an auditable trail of who has access to your infrastructure is a great candidate for a JIT access pattern. An auditable trail of exactly who wanted access to each service and the reason they wanted to use it is built into the process of granting credentials because all requests for access are routed through a centralized authentication control system.

However, for small organizations where a few people regularly range very broadly over the architecture of the whole system, JIT access can be burdensome. You’ll need to consider the time that it takes to complete and maintain JIT access patterns, and weigh that against the cost of losing credentials.

JIT access might also not be the best pattern for an application or individual that needs constant and sustained access to certain systems.

It is, on the other hand, extremely useful for handling vendor access, or any other situation where people outside your organization need to be given access to your network. It’s well suited for roles in your organization that require occasional access to sensitive information, like resetting a password or marking data as do not delete, but often don’t require application privileges. It’s also helpful in development workflows where most actions are performed in a local development environment, but occasionally require access to production infrastructure in order to make specific changes or address bugs.

Why Isn’t It Standard?

Just-in-time access is great for the security of your system, but it’s often not the default because it can be hard to implement.

To create your own solution, you need a centralized authentication system that’s able to generate and destroy credentials for all the other infrastructure in your organization while maintaining the secure flow of data across those systems. You need that system to be able to track who should have access, and audit every authentication-based task for every role within and outside of your organization to see what access it requires. You have to create a workflow users can follow to get access in a reasonable amount of time.

It’s also challenging to make sure that requesting access isn’t an unreasonable burden, particularly when handling high-urgency tasks.

Implementing Sym as a Solution

Implementing Sym as a Solution

It’s challenging but possible to create and maintain your own JIT access platform. This can work for smaller teams or in organizations that do not yet have complex compliance requirements. However, once the organization has more than just a few vital resources and the team has started to grow, custom in-house JIT access platforms can quickly become unmaintainable.

Organizations focused on growth or with more complex requirements will need a framework that will make it both easier and feasible to implement such a platform. That’s where Sym comes into the picture.

Sym is the platform and framework that eases the burden of creating, implementing, and maintaining JIT access patterns. Sym provides templates and workflows that are customizable and reusable. As a platform, Sym gives you control over dynamic approval, access to the right resources at the right time, and drastically reduces the scope of access required.

Engineering teams can use Sym to easily create workflows in code and manage credential creation and access to sensitive resources as needed. As your teams begin to design how to implement a solution with Sym, they’ll need to consider a few things.

First, you’ll probably want to develop a set of approval rules and guidelines that determine who can request access, what resources they need access to, the types of tasks that should be granted access, the permission levels that are required by those tasks, and finally, how long that access should last. Once those questions have been answered, your engineering team will set up the Sym platform to make it aware of the resources required for your organization. Then, you can author a Sym Flow and deploy it to make it available to your users.

Next, when everything is set up and ready, your users will be able to use Sym to access the resources they need. For example, they might use the Slack integration to request access from an easy to use modal within Slack, which then notifies the approvers via a channel. Once approved, the user will be notified, and Sym will handle the heavy lifting of providing access, whether that’s assigning an IAM role in AWS, creating an SSH session, or other types of integrations.

Finally, the user will be notified that their access has been revoked after they no longer need it. No manual intervention is required—unless they need to extend access to the required resources—Sym handles it all and makes an access log available for compliance and tracking purposes.

For more information about Sym Flows and Templates, check out the docs site. To contact Sym for a demo, get in touch with our sales team.

Related Posts


New To Hacking

For those of you who are unsure on hacking, and don't know where to start, here is a list of steps to take and information that should help you on your way:

READ, READ and more READING!! - Its vital that you are constnatly reading and learning new material. Keep up to date with the latest exploits, and read old and new tutorials, to get a feel for how things are done.
The Key to Hacking is Knowing, How Things Work!!

You will only begin to understand how things work, by reading. Read as many tutorials you can, and google for things you dont understand. Every hacker has got to where they are, by reading and constantly researching, before asking someone else.

Sign yourself up to a good hacking site and forum, and read and learn from other members.

GOOGLE - Google is todays primary search engine. Google is often refered to as, the hackers best friend.... and for good reason! Google searches through sites for keywords, and then displays results in order of popularity from similar searches. If you cant find it on google, then you havnt typed the correct words. From google you can find thousands of exploits on virtually anything.

If you have difficulty using google to find what you want, they provided a guide to teach people how to use the search engine efficently. Click here to visit the guide.

Programming - If you cant program, then you cannot hack. Its simple. Programming is a big key to being a successful hacker and skilled computer user. There are several programming languages that it is suggested to learn, each suitable for different tasks. The more programming languages you know, the better.

The most common web langauge used, is HTML. This should be your first step. Learning HTML is essential to hacking. From there, you can choose your own path of web based languages.

Many recommend, progressing to JAVASCRIPT and then, finally moving onto PHP.

Many other lanauges and helpful tutorials can be found on google and w3schools.


Table of Contents

1. About SARGE

2. Meme Tokens

3. Tokenomics

4. Roadmap

SARGE including but not limited to the overall project, the token, website, smart contracts and any apps (“SARGE”) as presented in this conceptual paper is not an licensed, unlicensed or exempted financial or payment service of any kind and in any jurisdiction. Any terminology used in this Whitepaper, on the Website or within the app is intended only as a basic reference, without any effective or legal meaning of the same terms in a regulated and/or financial environment. SARGE is a fully and completely decentralized and community driven project and does not have owners, shareholders, promoters, marketers, managers, directors or other figures or entities exerting any form of governance; the SARGE smart contracts are open-source,permanent and non-modifiable in any way. The SARGE token is a strictly utility token in any jurisdiction and is not and can not be considered as a security or otherwise a regulated token of any kind, is not in any way e-money and/or a fiat or asset backed stablecoin, whether global or limited in scope. This Whitepaper taken by itself is not a contract or a contractual agreement of any kind, is not an invitation, solicitation or offer to invest in SARGE or acquire or use its SARGE tokens in any way and with any expectation of profit in any form. Any user of SARGE declares to have received appropriate technical, administrative, regulatory and legal advice before and after accessing and/or reading this Whitepaper, the website and using any portion or element of SARGE (including any SARGE token therein) and accepts that there is an inherent high risk in accessing, acquiring or using any kind of blockchain and/or crypto system, token, platform, software, interface including SARGE and further acknowledges with full disclaimer for any community member directly or indirectly involved with SARGE, that there can be any kind of damage suffered, including total loss.

Sarge smart contract was developed using the Truffle framework. Truffle is a development environment, testing framework and deployment pipeline for Ethereum dapps — or any blockchain using the EVM. Security analysis tools identify smart contract vulnerabilities. These tools run a suite of vulnerability detectors and prints out a summary of any issues found.We used this information to find and address vulnerabilities throughout the implementation phase of the SARGE smart contract.
Smart contracts lie at the heart of DeFi and other blockchain-based solutions.The massive amounts of value that these contracts control means that the impact of programming errors and vulnerabilities can be significant.As a result, smart contract vulnerabilities are common, and exploiting them can lead to significant losses.

Meme Tokens

Since then several meme currencies have gained traction with a current market capitalisation of over 47 billion, according to Coinmarketcap.
What started as a joke has now turned heads in mainstream media with financial experts closely monitoring the trajectory of these tokens. Musk has also been the most popular supporter of meme currency Dogecoin.

SARGE is a BEP20 token which started on the Binance blockchain Q2, 2021. SARGE is a fully decentralized and community driven project.

Swap Sarge


Action 2 Neutralising the effects of hybrid mismatch arrangements

BEPS Action 2 called for the development of model treaty provisions and recommendations regarding the design of domestic rules to neutralise the effects of hybrid instruments and entities.

The work by OECD member states and Inclusive Framework member jurisdictions on BEPS Action 2 culminated in the 2015 OECD report on Neutralising the Effects of Hybrid Mismatch Arrangements.

Action overview

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What is the issue?

Hybrid mismatch arrangements are used in aggressive tax planning to exploit differences in the tax treatment of an entity or instrument under the laws of two or more tax jurisdictions to achieve double non-taxation, including long-term taxation deferral.

Why does it matter?

These types of hybrid mismatch arrangements were widespread and resulted in a substantial erosion of the taxable bases of the jurisdictions concerned. These risks were highlighted in the context of international banking in the 2010 OECD report Addressing Tax Risks Involving Bank Losses and a subsequent review by various OECD member countries identified examples of tax planning using hybrid mismatch arrangements which led to the 2012 OECD report Hybrid Mismatch Arrangements: Tax Policy and Compliance issues. The 2012 report identified that hybrid mismatch arrangements, in addition to their impact on tax revenues, also have an overall negative impact on competition, efficiency, transparency and fairness.

What are we doing to solve it?

BEPS Action 2 recommendations target mismatches resulting from differences in the tax treatment of financial instruments or entities. The work on hybrid mismatches was subsequently expanded to deal with similar opportunities that arise through the use of branch structures, resulting in a 2017 OECD report Neutralising the Effects of Branch Mismatch Arrangements.

As part of the common approach to addressing hybrid mismatches, work continues amongst OECD/G20 Inclusive Framework members to share practical examples of these structures to ensure consistent, comprehensive and coherent outcomes from the application of the new rules.

What are the results so far?

Since announcement of the Action 2 recommendations, a number of Inclusive Framework countries have rapidly adopted rules to address a comprehensive range of hybrid and branch mismatches. The United Kingdom, Australia and New Zealand have enacted legislation consistent with the common approach in Action 2 and, in 2019 the US Treasury issued regulations clarifying the application of the hybrid mismatch rules introduced under the Tax Cuts and Jobs Act. European Union Member States adopted Council Directive (EU) 2017/952 which requires hybrid and branch mismatch rules to be effective in member states no later than the beginning of 2020.

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Suncheon, Jeonlaanamdo

Smart urban regeneration is a project that the government is proceeding to integrate smart technology in connection with urban regeneration business. By using drones to monitor night and back roads, and constructing smart parking lots to provide convenient transportation for residents, smart technology is being introduced in urban regeneration areas.

Smart City Urban Regeneration, Suncheon-si, Jeollanam-do

dream(Garden culture), flavor(Ecological) joyFull of Culture Terminal


Graeme Fowler

Name: Graeme Fowler
Nationality: England
Other Name: G Fowler
Role: Batsman
Born: 20-April-1957
Batting Style: LHB
Bowling Style: Right-arm medium

Test 21 37 0 1307 201 35.32 3362 38.87 3 8
ODI 26 26 2 744 81* 31.00 1321 56.32 0 4
List A 315 306 15 8923 136 30.66 0 9 53
First Class 292 495 27 16663 226 35.60 0 36 85

Test 21 3 3 11 0 3.66 0 0
ODI 26 0 0 0 0 0
List A 315 0 1 1 0 1.00 0 0
First Class 292 0 67.5 366 10 2/34 36.60 5.39 40.7 0 0

Who is Graeme Fowler?

The former Cricket Player Graeme Fowler is a brilliant player from England. He is also called G Fowler. Coming to Graeme Fowler role in cricket, he is a former Batsman of Country, and his batting style is LHB.Graeme Fowler was born on 20-April-1957.

Graeme Fowler Information

Talking about Graeme Fowler, His results in the Cricket history were inspiring as he managed to beat the opponent team. His score was tremendous in the last league match to help England record a victory against the opponent team. Graeme Fowler proved his support and led his team from the front to emerge as the highest run-getter and ended the tournament on a high. The next few years saw his batting form decline and that took a bit of a toll on his captaincy

Graeme Fowler Batting, Scores in Test Matches

Graeme Fowler has been part of 21 test matches, and also he has been part of 26 ODI matches. In the test match, the number of innings scored by Graeme Fowler is 37 and he has scored 1307 runs in test matches. As per the records, Graeme Fowler Highest Score (HS) in Test matches is 201, Graeme Fowler batting AVG score is 35.32 and the balls faced in test matches are 3362. Well coming to the Graeme Fowler Batting Strike rate, the batsman has scored 38.87 strike rate (SR). In Test cricket, the strike rate of a batsman is of secondary importance to his capacity to score runs without getting out

Graeme Fowler in ODI Matches

A One Day International is a type of limited cricket overs, played between two teams with international status, in which each side faces a fixed number of overs. Now coming to Graeme Fowler in ODI, he has been part of 26 matches and has scored 744 runs followed by 26 innings, 81* highest score. How is the NO for Graeme Fowler in ODI matches? In ODI matches Graeme Fowler Not Out stands as 2. In cricket, a batsman is considered as not out till he stands at the full innings. The highest strike rate by Graeme Fowler in ODI is 56.32, and the number of balls faced by Graeme Fowler in ODI matches is 1321.

First Class

First-class cricket is a type of game in which teams of a high standard are considered to play. At international level, test cricket is first-class; the term" first-class "is commonly applied only to domestic matches. Here is the complete list of Graeme Fowler in First Class game. Number of Matches - 292, Innings - 495, NotOut - 27, Runs - 16663, HS - 226, SR - , 100s - 36, 50s - 85

Graeme Fowler as a Bowler

Graeme Fowler is not only a batsman but a good bowler too. His bowling has a special trick to cut off the opponent team. Coming to his Bowling history, he has been part of many Test matches, ODI, T20I and T20. Get the complete details about Graeme Fowler bowling here.His bowling was an important picture in Test matches. He was given a chance to bowl in 21 Test Matches, 26 ODI matches


Can Sketching Be Learned?

Is it OK to draw from photos?

For many subjects, only a photo reference will do.

Why is drawing so hard?

How many hours a day should I practice drawing?

Can I learn to draw at 30?

It’s never too late to start anything. But you should know that starting something and seeing it through to the finish are two very different things. So before you start learning to draw, ask yourself if you can stay the course. … Pick up a pencil, or crayon or whatever you enjoy using and DRAW.

How do you master sketching?

For those who want to draw better, here are a few recommendations:Go draw something. Repeat. … Look at drawings. Whether simple line drawings or meticulously detailed renderings, you can learn a lot from looking at the work of others. … Draw from drawings. … Draw from photographs. … Draw from life. … Take a class.

Does drawing increase IQ?

Why do my sketches look better than my lineart?

Because a sketch is about Communicating an idea, and allowing the viewers own mind to fill in the blanks. Line art is more defined, in that every line is set in stone, so the viewer has less room to mentally adjust what they are seeing. A sketch’s purpose to to give shape to a rough idea, that can later be defined.

How much time does it take to learn sketching?

How do you know if your good at drawing?

Your drawings are good if you like them, and good enough if you accept them as they are. When you say “I don’t like my art because others don’t like it”, it’s not the fault of others that you don’t like it—you yourself gave them too much power over what you’re allowed to like.

Will I improve if I draw everyday?

Absolutely! It may seem slow or even nonexistent, but keep trying to draw things each and every day. Don’t throw any of them away, and look back in one month, 6 months, a year, etc and you can see improvement.

What is the benefit of drawing?

Creativity and Thinking – Art and drawing encourages a creative thought process in your brain that makes you think outside of the box. It strengthens your problem-solving skills and helps bring out the creativity that may be hiding in you.

What is the best drawing book for beginner?

Top 10 Best Drawing Books For Absolute BeginnersDrawing on the Right Side of the Brain. … Drawing for the Absolute and Utter Beginner. … Perspective Made Easy. … Light for Visual Artists. … Vilppu Drawing Manual. … The Natural Way to Draw: A Working Plan for Art Study. … Figure Drawing for All It’s Worth. … How to Draw What You See.More items…

How can I learn basic sketching?

Is drawing anime bad?

Is drawing a learned or natural talent?

Is drawing good for your brain?

Can you learn to draw by yourself?

What are the 5 basic skills of drawing?

Why are portraits so hard to draw?

Capturing Expressions you are attempting to draw is the most challenging part of drawing a portrait. They also think that faces are the most recognizable things to recognize in the world. For the portrait artist drawing the individual features of the face is the challenge they need to overcome.

Can Drawing be learned?


Quick Answer: What Is Importance Of Dance?

What are the do’s and don’ts in social dancing?

Do be considerate of others on the dance floor.

Be mindful of the space in which you are operating.

Why is it very important to learn dance?

Learning, thought, creativity, and intelligence don’t just come from the brain alone, but from the entire body. Movement combinations increase memory, order, and sequencing skills. Creating dances also increases self-esteem which is so very important to learning.

What is proper dance etiquette?

Dance etiquette is the set of conventional rules which govern the social behavior of social dance by its participants. Such rules include the way in which the participants should look and the way in which they approach, dance with and leave their partner.

What are dancers judged on?

The Judging Process The categories of adjudication vary from competition to competition, but commonly judged categories cover the aspects of showmanship technique which are execution of movements, proper form, and transition, costume, difficulty of the routine, music and choreography. A judge can give marks out of 100.

How does dance affect your life?

It’s been found that dancing improves strength and muscle function in older adults, as well as increasing balance and flexibility, leading to better stability and fewer injuries. Dancing can also improve your cardiovascular health, which will decrease your chances of developing heart disease.

What are the rules for dancing?

Etiquette 101: 12 Dance Class Rules You Should FollowGo jewelry-free. … Listen while the dance teacher is talking. … Stow away the cell phone. … Don’t film or take pictures in class. … Pay attention at all times, especially when waiting for your turn. … Stay for the entire class. … Don’t leave and come back into your class. … Always arrive on time.More items…

What are 3 things we can do to ensure we are using safe dance practice?

Here are some tips to help you employ safe dance practice for your dance training.Always do a proper warm-up before class. … Do an effective cool-down after class. … Stay hydrated. … Rest, rest, rest! … Listen to your body.

Why is safe Dance important?

What age should you start dancing?

From our research, the most conducive age to begin serious training is around ages 7-9. Prior to this children should be acquiring movement and co-ordination skills in age-appropriate activities that might include dance. So if you or your child wants to start dance lessons, there is no better time to start then today!

What age is too late to start ballet?

The answer is NO! You’re never too old to start! Think about it this way: if you are currently 13 years-old and are contemplating starting ballet, think about your older self, say age 25.

Where do you look when dancing?

My advice, for traditional social dancing: Relax your neck. Your eyes will look forward, horizontally (level) in the same direction as your toes. Do not tilt your head down or up, or sideways.

What is a safe dance?

It aims to prevent dance related injuries and how to treat injuries should they occur. … Safe dance practice refers to the preparation and execution of dance performance and ensures physical and emotional wellbeing of the dancer.

How can I be safe while dancing?

SummaryChoose a dance style that is appropriate to your level of fitness.Wear professionally fitted shoes appropriate to your style of dance.Warm up thoroughly before you start dancing and include stretches.Check with your dance instructor that you are using the correct posture or technique.

What is the importance of dance etiquette?

Social dance etiquette is important because: It helps you fit in with the social dance crowd and makes social interactions easier. It helps you keep the peace and avoid getting into conflicts with other dancers. It helps you avoid offending or upsetting your partner and other dancers.

What are the three purposes of dance?

What is dance explain?

What do you wear when you dance?

Clothes – loose fitting clothes, leggings are great. Anything you can move freely in. Layers are always good to keep your body warm. Shoes – bare feet or contemporary half shoes or foot gloves (these help to protect the feet especially in more advanced classes).


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NASA’s quiet supersonic technology project moves forward

Tuesday, NASA announced that it has officially committed to a development timeline that will lead to the first flight of its X-59 Quiet Supersonic Technology (QueSST) aircraft in just three years.

From the Wright Brothers to the first jets aircraft grew faster and faster. On October 14, 1947 legendary Air Force test pilot Chuck Yeager became the first human being to fly faster than the speed of sound (Mach one) in a rocket powered Bell X-1. By the Korean War, just a few years later, military jet aircraft were routinely breaking the sound barrier during normal operations. The Lockheed SR-71 Blackbird long range reconnaissance aircraft first flew on December 22, 1964. It could travel in excess of three times the speed of sound (Mach three). The Blackbird’s top speed was reportedly 2,193 miles per hour. The Aerospatiale/BAC Concorde was the first commercial jetliner that flew in excess of the speed of sound. It flew for the first time in 1969 and had a top speed of 1,354 miles per hour (Mach two). It flew on regular passenger service from 1976 to 2003. It and the Soviet Union’s Tupolev Tu-144, which operated from 1977 to 1978 are the only commercial aircraft to routinely operate faster than the speed of sound. The maximum speed of a Cessna Citation C is 700 miles per hour )mach .935); but today’s commercial aircraft never cross the sound barrier. The Boeing 747 first flew in 1969. The various 747 variants had a maximum cruising speed of approximately 570 miles per hour. 49 years have passed and the Boeing 787 is not much faster and (like all other jetliners currently in service) is designed never to break the sound barrier.

The problem is the sonic booms that are heard miles away and can even break windows if the plane is too close to buildings. The Concorde was not allowed on many overland routes because of the sonic booms. It was a very loud aircraft. NASA hopes to resolve the sonic boom issue. The X-59 will not the fastest plane ever built; but NASA hopes that it will be the quietest supersonic aircraft built to date.

The decision to move forward with the is critical milestone in the project that comes only after a rigorous review. Key Decision Point-C (KDP-C) confirmed NASA’s continued support of the X-59, in terms of funding, and established an achievable development timeline for NASA’s first piloted, full-size X-plane in more than three decades.

“This aircraft has the potential to transform aviation in the United States and around the world by making faster-than-sound air travel over land possible for everyone,” said NASA Administrator Jim Bridenstine. “We can’t wait to see this bird fly!”

KDP-C commits NASA to the full X-59 development effort through flight-testing in 2021. The cost and schedule commitments outlined in KDP-C aligns the project with program management best practices that account for potential technical risks and budgetary uncertainty beyond the project’s control.

“This is a monumental milestone for the project,” said Jaiwon Shin, NASA’s associate administrator for aeronautics. “I’m extremely proud of the team for its hard work getting to this point, and we all look forward to watching this aircraft take shape and then take flight.”

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The X-59 QueSST is shaped to reduce the loudness of a sonic boom to that of a gentle thump, if it’s heard at all. The supersonic aircraft will be flown above select U.S. communities to measure public perception of the noise. That data will help regulators establish new rules for commercial supersonic air travel over land.

The management of X-59 QueSST development falls under the Low Boom Flight Demonstrator project, part of the Integrated Aviation Systems Program in NASA’s Aeronautics Research Mission Directorate.

For more information about NASA’s aeronautics research, visit:

Alabama is increasingly a hub for the aerospace industry in both research and manufacturing.

Written By

Brandon Moseley is a former reporter at the Alabama Political Reporter.

Aerospace and Defense

Boing's contract extension will continue production of seekers at the Huntsville plant into 2026.

Aerospace and Defense

If Starliner successfully meets all necessary objectives, NASA and Boeing will look for opportunities to fly Starliner’s first crewed mission.

Aerospace and Defense

If Starliner passes testing with NASA, it could then be used to actually transport astronauts.


Art is a line around your thoughts

– Gustav Klimt

Atelier Imprimatura is the studio of James L. Joe and Jacinta O'Brien who are Toronto-based artists working primarily in oils.

James’ and Jacinta’s shared goal is to produce treasured artworks that inspire joy. They do this by relying on a painterly approach to create enchanting and evocative works that reveal the true essence of the subject.

Their work currently hangs in private collections and has been featured in public and juried exhibitions.

Self Portrait of the Artist as a Younger


Personalized, Knowledgeable Representation Since 1992

Managing a parent’s Social Security benefits is complicated

On Behalf of | Sep 15, 2021 | Social Security Benefits

A scenario we often encounter involves an adult child desperate to find out how to help a parent with Social Security management. In many cases, these adult kids believe they have done everything correctly. For example, they have gotten a financial power of attorney to help the parent with money matters.

Imagine how upset these families are to learn that the Social Security Administration (SSA) does not recognize a power of attorney. Instead, families must jump through a few hoops before an adult child can manage a parent’s Social Security payments.

What steps must you take?

The SSA recognizes that some disabled people are not capable of managing their benefits. As such, a person with senior or ill family members receiving Social Security can apply to become a representative payee.

Applying to become a representative payee does require some effort on your part. Some of those steps include:

  1. Call the SSA. You must make an appointment in advance to apply as a representative payee. You can do this by calling the SSA.
  2. Attend a face-to-face interview. The SSA will interview you before assigning you as a representative payee on behalf of your parent. In most cases, these interviews are routine, but many prefer to consult with a legal advocate beforehand. Make sure you bring proof of your identity to your meeting.
  3. Expect this in your interview. Social Security personnel will explain your responsibilities and make sure you understand them as a potential representative payee. They will also explain how to keep records of your financial transactions on behalf of your parent.

We have simplified the above information above for ease of comprehension. To ensure success, it is in your and your parent’s best interests to learn more about Social Security in Mississippi and all other regions of the U.S.


Month: October 2021

The motorcycle became a necessity with the fear of accidents

Every time start to drive we will get fear of road accidents so you can wear the Best Motorcycle Gloves, helmet to prevent from road accidents. Road traffic accidents were among the leading causes of death, hospitalization, incapacity, and low socioeconomic position. Every year, injuries occur as a result of road traffic accidents, and millions of people die on worldwide roadways. Recently, the number of people injured in motorcycle accidents has risen dramatically in various countries, owing to the increased use of motorbikes as a primary mode of transportation in some countries. Everyone wishes to have a motorcycle for their daily mode of transportation.

As a result, motor vehicles are extremely dangerous. The cause for this is the lack of full-body safety techniques or a protective structure for drivers and passengers. Motorcycle cycle injuries are a major but emerging public health problem that contributes significantly to overall road traffic injuries, which are the leading causes of disability and death in developing countries, with the main victims being motorcyclists, passengers, and pedestrians in their reproductive age groups. Because of rapid motorization, lax enforcement of road safety standards, inadequate public health infrastructure, limited access to health care, and so on.

Best Motorcycle Gloves

Motorcycles are less visible in photographs because they are obscured by other cars, the road, and weather conditions. This is especially true at crossings of motorcycle and other vehicle accidents occur. Motorcycle accidents are the leading cause of disability and death among victims. The majority of the victims were young motorcyclists, passengers, and pedestrians.

Motorcyclists are young, love to drive at high speeds, overload their motorcycles for quick returns, exhibit carelessness, disorderliness, and a lack of reverence for other road users, and can be the primary cause of traffic-related injuries.

Motorcyclists frequently did not wear any protective equipment, putting them at a greater risk of suffering severe head injuries. As a result, motorcycle users are vulnerable on the road and provide a substantial collection population mark for reducing road traffic harm.

Some used to drive after consuming alcohol. These people will be the source of the accidents. Every time one consumes alcohol and drives my not have steady driving. As their mood swings, they will they may move the vehicle steering which will lead to the accident. Even if other people have good driving this drunken person may hit them and cause an accident. So it is better to use a helmet, the best motorcycle gloves.


Why we're all failing at self-care (but you can do better!)

What is one of the first things that comes to mind when you think about needing to make changes to be happier in your life?

I'm guessing self-care is on that list.

Self-care has gained a lot of popularity as a buzzword in the last several years when it comes to personal development and improving our lives.

But if it's such an important piece, why are so many of us still feeling trapped, discontented?

Because self-care is in direct conflict with the way we are wired!

We are wired to put others first. We are wired to make sure that we are being a helpful contributing member of society (so that we don't get kicked out of the cave), no matter what we want or need for ourselves.

We're taught to put those needs last.

So it could be argued that self-care comes down to learning to put ourselves first. And yeah, that's part of it.

But then, let's say I go ahead and make the decision, "Today, I'm going to be my top priority, I'm going to make myself the top of the list!"

What happens then?

Well, if we're lucky, we can truly put ourselves first for a minute. But it's usually only a short time. Because before we know it, the guilt has kicked in, the insecurities, the feelings of "OMG what if people get mad at me or what if I make the wrong decision or what if I completely ostracize everyone in my life and am all alone or what if..."

This especially becomes true when we focus on what is traditionally thought of as self-care: massages, taking time for ourselves, saying no to other people and setting boundaries... all of which are important, for sure, but that is the very surface of self-care that doesn't work by itself, as you've probably discovered.

So what is actually going on here?

The reality is that, again, we're wired to be people pleasersWe are literally WIRED to put everyone else first over ourselves.

Add onto that being born into societies that value not only people pleasing, but also things like looking up to others, asking others for advice, not trusting ourselves to know the answers for ourselves, using our brains instead of our intuition (our brain is the part that has been affected by society while our intuition is always there for us, but we're often taught to ignore that other voice)... and a society that often teaches us to be extremely hard on ourselves, always striving to be better and OTHER (smarter, stronger, skinnier, wealthier, prettier), talking to ourselves the way we would never talk to our children or friends, making us doubt that we're worthy of the things we want in our lives (or selfish for wanting them)...

Is it any wonder it's hard to actually implement self-care as a strategy for improving our lives, and have it WORK?

What's the solution?

We can't just start with massages and pedicures, exercise and getting enough sleep.

We have to go deeper than that.

We have to go to the inner layers of ourselves, where we learn that we can trust ourselves, learn that we're WORTHY... where we can teach ourselves to listen to our intuition and truly trust and believe that it is safe to live the life we want to live.

That doesn't just happen automatically. Because we're changing wiring. (And if we haven't changed the wiring, that's why we start something like an exercise plan or setting boundaries... and then relapse into old patterns.)

But creating new wiring for yourself is one thing that you actually have a lot of control over, in a world where it feels like our lives are sometimes so out of control.

I talked to my clients in a workshop we held inside of our monthly program this week about the events that have happened in the last few weeks. These last few weeks were stressful in a way I haven't experienced since April 2019, when I decided to close my clinic. Back then, I went into a massive depression that lasted for months. This time around, I got through it with just a bit of extra sleep.

Not because I intentionally did anything different. In fact, I didn't even realize until afterwards that I had handled it differently.

But because I've changed my wiring in the last couple of years.

And that's what we're all missing in self-care. Making ourselves a priority in a different, deeper way. Putting in the time and energy to teach our deeper selves that it's okay to want what we want, it's okay to put ourselves first.

When we take that time and make that effort, we can do anything.

Yes, I'm ready!

50% Complete

Two Step


Production Scheduling in Ax2012

Dear All,

I have one resource group, it consists of two resources.

Resource 1 - will produce 2000 Nos per hour

Resource 2 - will produce 3000 Nos per hour.

Now i want to produce 5000 nos against one production order, for scheduling i will use both the resources. So if i use two resources i can produce 5000 Nos per 2 hours.

If system plan any one resource based on Qty - 1 and load 100, in the route master: based on that system plans as mentioned below

If system plan Resource 1, the total run time of production order -2.5 hr

If system plan Resource 2, the total run time of production order -1.75 hr

How to configure this functionality in the system.

Note: In route master if i use resource group for scheduling system is showing same time for two resources in job scheduling.

Can any one help in this regards.

State on the route that the quantity of work centres required is 2 assuming there are 2 in this group and you want to run it across both.

Dear Adam,

Work center 1: 2000 pcs / Hr

Work center 2: 3000 pcs / Hr

Total Production Qty is 5000 Pcs

But each work center having different capacity, but it is showing same time to complete the process of any workcenter.
my concern is “it should be different”.

I presume you are on AX2012 CU7 and have posted in the dynamics forum? Looking there my response was that there is an issue when scheduling a group with resources with different stroke rates. Looks like a bug to me that needs to be reported.


Horsepower Calculator

Car Model :
Vehicle Weight With Driver : (in Pounds)
Quarter Mile time : (in seconds)

Enter your vehicle's quarter mile time (assuming you know it) and vehicle weight and this Horsepower Calculator will display your car's estimated horsepower.

Table of contents:

What does horsepower mean?

Horsepower refers to the power an engine produces. It's calculated through the power needed to move 550 pounds one foot in one second or by the power needs to move 33,000 pounds one foot in one minute.

How to Convert Horsepower to Kilowatt

1 horsepower (metric) = 0.73549875 kW

1 kW = 1.3596216173 horsepower (metric)


The basics of the guardianships and incompetency process

The basics of the guardianships and incompetency process

On Behalf of | Sep 30, 2020 | Civil Litigation |

Certain events in life, such as an illness or a car crash, can dramatically alter a person’s life forever, possibly one where they are simply not capable of taking care of themselves. In this case, you, as the spouse or child of that person, would want to ensure that their needs are met. This will, often, lead to needing to become their legal guardian. However, there are certain times where the family won’t come to a quick agreement of who the guardian should be. Read on to learn a few other things regarding guardianships and incompetency in North Carolina.

The first step

According to the North Carolina special procedure for this guardianship and incompetency (Chapter 35A), the first step will involve the testing of the person being deemed incompetent. The county clerk will hold jurisdiction therein to ensure that all the facts are collected and that the person is properly tested for competency.

The case begins

After all the facts have been collected, the county clerk will set forth a date that is no less than 10 days or more than 30 days of the notice regarding the hearing. During the course of this process, you may be challenged by other family members or even their spouse. If you believe you’re the right person to take guardianship of their life, bringing in a legal team to aid you is in your best interest. Once this is done, the clerk will present a copy of the notice to the guardian and any other party involved in the proceeding. This is all done within the scope of the rules of civil procedure.

Alternative situations

If the person, aka the ward, has been found with reasonable evidence that they are competent, they can continue to manage their affairs. In addition, the county clerk will provide the appropriate documents to help the ward prove their competence. The process of guardianship and incompetency can be complex and is better tackled with a personal attorney by your side.


Covid-19 once again makes the US "far away" from returning to normal life

Hopes of a return to normalcy have only just been rekindled in the United States, but have been extinguished as the number of deaths soars, hospitals fill up, and 47 percent of Americans are still unvaccinated.

A Covid-19 patient is treated at Ochsner Medical Center in Louisiana in August 2021. Photo Reuters

Irony reality in America

A summer of falling cases and hopes that the worst of the Covid-19 epidemic has passed has come to an end as deaths soar, hospitals fill up and a bitter reality has to be accepted. We acknowledge that Covid-19 will still affect Americans' lives for the foreseeable future.

Vaccination rates in the US are increasing while the number of new cases is beginning to decline in some southern states hard-hit by the epidemic. However, with more than 160,000 new cases a day and 100,000 hospitalizations nationwide, this time of the United States is not much different from 2020. In Kansas, many state employees have had to return to work since far. In Arizona, where mandatory mask wearing is banned, thousands of students and teachers have been quarantined. In Hawaii, the Governor of this state implored tourists: Please do not visit.

"The irony is that everything went well in May and most of June causing us all, myself included, to talk about the end of this epidemic. We begin to enjoy life. But Within a few weeks, everything started to fall apart," said John Swartzberg, an infectious disease expert at the University of California, Berkeley.

The resurgence in the number of Covid-19 cases leaves Americans tired, anxious and less certain about when normal life will return.

In recent days, the US has often recorded more than 1,500 deaths a day, worse than last summer, but still far below the peak of the winter epidemic. Although the increase in the number of Covid-19 cases nationwide has slowed in recent days and a series of progress has been recorded in the southern states and other regions, with millions of students returning schools for the first time since March 2020, public health experts say clusters of school cases are inevitable.

Vaccines are effective in preventing severe illness and death, but 47% of Americans are still unvaccinated, giving the Delta variant a chance to impact and disrupt daily life. . Most of the hospitalized patients and deaths are unvaccinated, health officials say, and these unvaccinated people are causing an increase in the number of current cases and burdening the health system. economic.

Normal life is getting further and further away

Previously, as the number of cases increased, the prospect of a vaccine led many people to believe that a return to normal life would be only a few months away, while wearing a mask or staying at home was a short-term investment to save money. towards this goal. However, the strains of the virus and the refusal of many Americans to receive the vaccine have made this hope increasingly dim.

In many states in the South of the United States, intensive care units are overwhelmed, while in the Midwest and Mid-Atlantic states, where the number of Covid-19 cases continues to increase, governors struggling to cope with worse days in the coming weeks.

The question now is not how to eradicate Covid-19 but how to deal with it. Contrary to the early months of the pandemic, businesses are opening, children are returning to school and stadiums are starting to fill up. Across much of the United States, mandatory mask-wearing and new lockdowns have become schemes with no prospect of success.

A small number of Democratic governors in states like Illinois, Louisiana, and New Mexico have mandated that face masks be worn in indoor public places, but most governors from both parties have no plans to do so. . Several Republican-led states have banned local officials from imposing mandatory mask-wearing orders.

Governor Laura Kelly of Kansas, which has experienced an increase in the number of cases since the beginning of July, has little interest in requiring masks or imposing statewide restrictions.

"I want to avoid that at all costs," said Laura Kelly.

Indiana Governor Eric Holcomb also pointed out that vaccination, not the requirement to wear a mask, is the best response to the current increase in cases. Daily figures in the state show that Indiana has seen its number of cases quadruple since the beginning of August.

"I'm trying to do everything I can to give people the answer to this question and the answer is vaccination," Holcomb said.

The effects of the wave of infections caused by the Delta variant are increasing. Universities in Virginia and Texas have moved to online learning. A hospital in Kansas had to move a patient to Wisconsin because there were no more staffed beds nearby. Exhausted healthcare workers in North Dakota are being asked to work overtime.

The current wave may not be the last

Epidemiologists say the current US situation during this pandemic is "very fragile" and lessons from other countries show that there are almost no concrete answers for the way forward. The level of infection in India and the UK dropped sharply after the epidemic wave caused by the Delta variant, but the number of cases in the UK has started to increase again. In Israel, the Delta variant led to a spike in cases this summer, despite a country with a high vaccination rate.

In many parts of the United States, schools have begun to reopen, although children under the age of 12 are still not eligible for vaccines and wearing masks is not uniform. Vaccination rates are increasing, but 36% of American adults are still unvaccinated. Breakthrough cases in vaccinated people are becoming increasingly common, suggesting that vaccines are dwindling in effectiveness, though still highly likely to prevent severe symptoms.

Interviews conducted show that Americans are increasingly angry and dissatisfied with the current epidemic situation.

"We're still living like we didn't get the vaccine," said Stacey Hopkins, 58, a vaccinated person.

The return of restrictions, as well as mandatory regulations, has led to depression, especially among vaccinated Americans. While being fully vaccinated significantly reduces the risk of contracting Covid-19 or being hospitalized, federal authorities warn these people can still spread the virus to others if they get sick.

There will be no immediate stability during this pandemic and there is no guarantee that the current wave will be the last, experts say.

"I think there's a question everyone wants to ask, which is, can we go back to a time when Covid-19 no longer invades our time and lives as much as it does now?" Cory Mason, mayor of Racine, Wisconsin.

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play Armies
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Simple RTS. Training and 5 unique missions

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A text-based pacman first programed in a listbox in Visual Basic (using MS Visual Studios)

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Challenge 08: 27. Feb

FabianGeen categorie

Are you used to have your cell phone on at all times?

Well, prepare yourself to change that!

Put off your electronic devices when you don’t use it (especially during the night).

Leaving something on when you’re not using it wastes electricity, and electricity costs money. What’s more, if your electricity comes from burning carbon, it damages the planet we depend on. We are not saying you should move to a cave and give up all of your gadgets, but why waste power that you don’t need?


Why brokerages and mortgage lenders are rushing into JVs

How to simplify the appraisal process for everyone in today’s hot market

Robert Dietz on why the single-family rental market is growing

Senate to Treasury Secretary Mnuchin: Where do you stand on major housing issues?

Dodd-Frank and reforming the GSEs are top concerns

Sen. Sherrod Brown, D-Ohio, called on Treasury Secretary nominee Steven Mnuchin to answer a handful of in-depth questions to get clarity on where he truly stands on key housing issues.

In the short time since President-elect Donald Trump tapped Mnuchin for Treasury Secretary, he has made critical statements about Dodd-Frank and reforming Fannie Mae and Freddie Mac. Now, as the Senate mulls confirmations, Brown is asking for Mnuchin to expand on his statements.

Mnuchin, a former executive at Goldman Sachs and the former chairman of OneWest Bank, is Trump’s choice to lead the Department of the Treasury, but is already in the hot seat with Senate Democrats.

Earlier this month, Sen. Elizabeth Warren, D-Mass., took to Twitter to urge people to come forward who may have been “impacted” by OneWest’s practices.

Warren's tweets included a link to a post on the official website of the Senate Democrats, inviting people to submit complaints about Mnuchin for his role in the “foreclosure machine.”

Brown, the ranking member of the Senate Banking, Housing, and Urban Affairs Committee, which has jurisdiction over Mnuchin’s nomination, is asking the potential secretary to give his views on the oversight of Wall Street, the housing finance system, fair-lending laws and economic sanctions.

“Working people need a Treasury Secretary who will work for them, not Wall Street," Brown said. “The American public deserves to know where Mnuchin stands on the important housing and finance issues that he will oversee. While he made a fortune from the financial crisis, far too many Ohioans have yet to recover from it.”

Mnuchin is still waiting to be confirmed by the Senate. An article in ABC News by Maryalice Parks explains the process:

  1. A nomination is given to the relevant Senate committee. The Senate Judiciary Committee, for example, handles the attorney general nomination.
  2. That committee can then hold hearings, vote to move the nomination straight to the Senate floor for a vote or not move on it at all (in which case, the committee effectually kills the nomination).
  3. After hearings, the committee votes to report a nomination to the full Senate, requiring a simple majority. It may vote to report the nomination favorably, unfavorably or without recommendation. If a committee sits on an appointment, the full Senate may vote to invoke cloture and move the nomination along.
  4. If a nomination clears committee, it moves to the Senate floor for a simple majority vote.

The article noted that hearings can and will likely start pretty soon after the 115th Congress is sworn in Jan. 3, 2017, and a nominee may not be confirmed until after the president is sworn in on Jan. 20.

This helps explains Brown’s deadline of Jan. 6, 2017 for Mnuchin to provide responses.

However, Mnuchin’s spokeswomen stated in a comment, "Several weeks ago we reached out to request a meeting for Treasury Nominee Steven Mnuchin to meet with Senator Brown, and to date Senator Brown has not accepted. Mr. Mnuchin looks forward to the Confirmation process and to meeting Senator Brown to discuss issues important to the Senator."

Because Mnuchin does not appear before the Banking Committee as part of his nomination process, Brown wrote, “I am submitting the following questions relevant to the Committee’s jurisdiction over the Department of Treasury in the hopes that you can shed some light on your views and record for our members, as these topics are of great importance to our nation.”

Check out the full 11 questions in the letter here, but here are a few to get you started:

1. As a former partner at Goldman Sachs, reportedly overseeing the mortgage-trading desk, you have described structured financial products as “an extremely positive development in terms of being able to finance different parts of the economy and different businesses efficiently.” What are your views on the role these products played in the financial crisis of 2008? Will you be a strong defender of the regulatory framework created by Dodd-Frank for complex securities and derivatives? If not, why not?

2. As chairman and CEO of a financial institution that has been labeled a “foreclosure machine” do you believe the federal government should maintain its loss mitigation and foreclosure prevention programs or not? Will you support the regulatory efforts of the Office of the Comptroller of the Currency, including those affecting mortgage servicers or not?

3. You recently stated that, “We’ve got to get Fannie and Freddie out of government ownership. It makes no sense that these are owned by the government and have been controlled by the government for as long as they have… [W]e gotta get them out of government control.” Please explain what you meant by this statement.

Brown concluded his letter stating, “As you prepare for the nomination process, and Congress prepares to fulfill our role in providing advice and consent on nominees that come before the Senate, I appreciate your willingness to provide us information on these important issues.”

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Title: Reversible data hiding scheme based on the AMBTC compression technique and Huffman coding

Authors: Ting-Ting Xia; Juan Lin; Chin-Chen Chang; Tzu-Chuen Lu

Addresses: School of Mathematics and Computer Science, Wuyi University, Wuyishan, 354300, China ' School of Electronic and Information Engineering, Fuqing Branch of Fujian Normal University, Fuzhou ,350300, China ' Department of Information Engineering and Computer Science, Feng Chia University, Taichung, 40724, Taiwan ' Department of Information Management, Chaoyang University of Technology, Taichung, 41349, Taiwan

Abstract: This paper proposes a reversible data hiding (RDH) method based on the absolute moment block truncation coding (AMBTC) compression technique and Huffman coding. First, AMBTC is used to compress the original greyscale image to obtain two quantisation levels and a bitmap of each block. Next, the bitmap of each block is converted into a decimal number to calculate the frequency of the decimal number. A user-defined threshold is used to classify the block as embeddable or not. If the frequency of the decimal number is larger than or equal to the threshold, the bitmap is embeddable and is then compressed by the Huffman coding technology. The scheme takes the redundancy of each block by using the Huffman code instead of the bitmap to embed secret information. Experimental results show that our proposed scheme has a better hiding payload than other methods, as well as an acceptable image visual quality.

Keywords: reversible data hiding; RDH; AMBTC; Huffman coding; hiding capacity; image visual quality; peak-signal-to-noise ratio; PSNR; information security; compression domain.

DOI: 10.1504/IJCSE.2020.109413

International Journal of Computational Science and Engineering, 2020 Vol.22 No.4, pp.383 - 393

Received: 04 Jan 2020
Accepted: 10 Mar 2020

Published online: 26 Aug 2020 *


Now you can not only have the whole world in your hands, you can have the Moon orbiting the Earth, orbiting the Sun. Jason Allemann of JK Brickworks designed a working orrery, a partial model of the solar system, out of Lego bricks. The movements of the mechanical Lego model can be controlled by a hand crank or a small motor.

Alleman calculated the turning of the gears so that the movement of the miniatures is just about accurate. The Earth spins on it’s axis, mimicking each day. The moon orbits the Earth once every 28 “days”, and the Earth-Moon system makes a full rotation around the sun once every 375 days, slightly more than the 365 (or 366) day years we normally have, but still really impressive for a model made out of Legos.

If you want to build it yourself, the model plans are available on the JK Brickworks website.

The working Lego orrery. JK Brickworks

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Mechanical orreries have been around for hundreds of years, used to map out the motions of the Earth, Moon, Sun, and other planets in relation to each other.

An Orrery designed by Andreas Bösch, built in 1653. Wikimedia Commons

The Lego orrery and the older clockwork orreries may be able to keep the timing of the celestial orbits accurately (or almost accurately), however they are vastly off in terms of scale. Models of the solar system that are to scale require vast amounts of space.


The 3 Leading Causes of Heart Disease

heart diseaseEach year, around 610,000 people die of heart disease in the United States. It is the leading cause of death for both men and women accounting for 1 in every 4 deaths. But, before we dive into the causes of heart disease, let’s first discuss what exactly is heart disease.

What is heart disease?

The term heart and blood vessel disease, or simply heart disease, can be misleading. Despite what the name suggests, heart disease does not refer to a single condition. Instead, it is an umbrella term used to describe several types of conditions that affect the heart. You may also hear heart disease used interchangeably with the term cardiovascular disease.

These types of conditions include:

  • Coronary artery disease
  • Valvular heart disease
  • Cardiomyopathy
  • Heart rhythm disturbances (arrhythmias)
  • Heart infections
  • Congenital heart defects

Many of these conditions are related to a process called atherosclerosis which develops when plaque builds up in the walls of the arteries within the heart. This buildup of plaque causes the arteries to narrow and restricts the ability for blood to flow through. If the buildup forms a clot that blocks the blood flow entirely, it can cause a heart attack or stroke.

What are the causes of heart disease?

There are three major risk factors for developing heart disease, with nearly half of all Americans having at least one of them.

1. High blood pressure: Blood pressure refers to the force of your blood against the walls of your blood vessels as your heart pumps blood throughout the body. About one-third of U.S. adults have high blood pressure, with only slightly more than half considered as having their high blood pressure under control.

Known as a “silent killer,” high blood pressure often presents little to no symptoms so it is important to have your blood pressure checked regularly. To help understand your blood pressure reading, here is a helpful chart from the American Heart Association:

Blood pressure

2. Abnormal cholesterol levels: At normal levels, cholesterol is an essential substance that helps the body build the structure of cell walls, produce the bile acids in the intestine that are necessary for digestion, allow the body to produce vitamin D and enable the body to produce certain hormones.

There are two types of cholesterol–high-density lipoproteins (HDL) and low-density lipoproteins (LDL). HDL is considered “good” cholesterol and LDL as “bad.” The latter contributes to fatty buildups in the arteries which increases the risk for heart attack, stroke and peripheral artery disease. But, LDL isn’t the only cholesterol to be concerned with.

Low levels of HDL may also contribute to the development of heart disease as some experts believe it works to carry the bad cholesterol (LDL) away from the arteries and to the liver where it can be broken down and eliminated from the body.

High cholesterol has no signs or symptoms and it is recommended that all adults age 20 and over have their cholesterol checked every 4-6 years.

3. Diabetes: Diabetes refers to a condition in which the body is unable to properly process food for use as energy because the body either doesn’t produce enough insulin or it can’t use the insulin that it does produce as well as it should. This causes sugars to build up in the bloodstream.

Those with diabetes tend to develop heart disease at a younger age than people without. In fact, heart disease and stroke are the most common causes of death in adults with diabetes, not actual diabetes itself.

If your blood glucose (sugar) levels are normal, it is recommended that you have your levels checked every three years. There are three types of tests that your doctor can use to diagnose prediabetes and diabetes–a blood test called HbA1C, a fasting plasma glucose test (FPG) or an oral glucose tolerance test (OGTT).

Is heart disease preventable?

Many forms of heart disease can be prevented or treated with healthy lifestyle choices or by treating the underlying condition causing heart disease. Some ways that you can help lower your risk for heart disease include:

  • Not smoking
  • Managing your weight
  • Eating a balanced diet
  • Participating in regular physical activity
  • Avoiding excessive alcohol consumption

For more information about reducing cardiovascular risk factors to prevent disease, call (941) 629-2111 to schedule a consultation with Dr. Majeed of PULSE: The Heart, Valve and Vascular Institute. Located in Port Charlotte, Florida, PULSE also provides care to patients in the surrounding areas including Englewood, Venice, Sarasota and Bradenton.

conveniently located

please click the PULSE logo for directions


A post-mortem examination will be necessary if;

In almost all cases the post-mortem examination will take place at Sunderland Royal Hospital (some exceptions apply, if your relative’s body needs to be moved between hospitals but we will tell you beforehand).

The post-mortem examination will usually take place and the body released for funeral within a week of the death but our office and your funeral director will keep you informed.

Post-mortem examinations are carried out by Consultant Pathologists (or trainees under the supervision of a Consultant Pathologist) who are employed by Gateshead Health NHS Foundation Trust and based at the Queen Elizabeth Hospital, Gateshead.  When conducting post-mortem examinations however they do so on behalf of and at the direction of HM Coroner and not the Hospital Trust.

Specialist post-mortem examinations

If there are suspicious circumstances and the police are investigating the death then the Coroner will request a forensic post-mortem examination.  This is a more detailed examination performed by a specially trained Pathologist.

What happens when the results come back?

How will we communicate with you?

Objections to post-mortem examinations and religious considerations

We know that some families object to an invasive post-mortem examination being carried out on their relative.  We understand and respect the basis of these objections however we must also uphold the law and apply it fairly to everyone.  The Coroner has the authority to make the final decision and if necessary can request a post-mortem examination even if the family does not agree.  This is clearly a very difficult situation and we will do all we can to support you and minimise the delay to your funeral arrangements.

Is it possible to do an MRI or CT scan as an alternative?

In some cases, it is possible to determine the cause of death by post-mortem medical scanning. If you want to explore the possibility of using a scan, let us know, and the Coroner will decide whether it is an appropriate case.  A scan is not always suitable or useful, as there are many medical conditions that the imaging techniques do not pick up.  Your representative may be able to give you advice on whether there is a realistic chance of it being successful for your relative.  In cases where there are suspicious circumstances or other special considerations, the Coroner needs the extra information it is possible to gain from a full post-mortem, so scanning will not be sufficient.  Post-mortem scanning takes place at a specialist centre.  Families need to make their own arrangements and must also pay for the scan.  The Muslim and Jewish communities have representatives who can organise this for you.  We can put you in touch with them if necessary.

If the scan does not reveal the cause of death, a post-mortem examination will still be necessary.

It is very important that you do not confirm a date for the funeral or repatriation flight until the Coroner has completed his investigations.


Turin Shroud could be genuine, scientist has said
Turin Shroud could be genuine, scientist has said

Rogers, a chemist from the Los Alamos National Laboratory in New Mexico, said: "I don't believe in miracles that defy the laws of nature. After the 1988 investigation I'd given up on the shroud.

"Sue and Joe were right. The worst possible sample for carbon dating was taken.

For the last 21 years most have considered it to be a medieval fake, after the 1988 tests dated it as being made between 1260 and 1390.

The earliest documented sighting of the shroud is from 1353, but last week a historian claimed in the Vatican's newspaper that she had found a "missing link" in the Holy See's Secret Archives proving the Knights Templar had safeguarded it during the 13th century.


Drink in the Moment

Take your time, practice, and have fun.

The Four Steps of Coffee Tasting

1. Smell.

2. Slurp.

3. Locate the experience on your tongue.

4. Write a description.

As you taste different coffees from around the world, try to compare and contrast the coffees by identifying the four tasting terms for each coffee: aroma, acidity, body and flavor.

The way the coffee smells. Some examples of aroma are earthy, spicy, floral and nutty. These distinctive scents are directly related to the actual flavour of the coffee. Certain aromas can be subtle and challenging to recognise for the new coffee taster. Still, it’s important to begin each of your tastings by smelling the coffee because much of what we perceive as flavour is directly related to our sense of smell.

When we refer to acidity as a coffee-tasting term, we’re not talking about the actual pH of the coffee. We are identifying the lively, palate-cleansing characteristics of its flavour profile. You’ll taste and feel the acidity of a coffee in the sides and tip of your tongue, in much the same way that you experience acidity when tasting citrus. Coffees with high acidity are described as bright, tangy and crisp with a clean finish. Coffees with low acidity feel smooth in your mouth and tend to remain longer.

The “weight” of the coffee. Does it feel light or full in your mouth? This sensation is similar to what you experience when you compare the feel of whole milk with nonfat milk. A coffee with light body will feel light on your tongue and its flavour will not linger. In contrast, you’ll feel the weight of a full-bodied coffee on your tongue and its flavour will remain in your mouth for a while.

How the coffee tastes. This characteristic seems to register in different parts of the mouth. Citrus, cocoa and berries are just a few of the flavours you may taste in coffee. Some coffee flavours are bold; others are very subtle.


Poons Essay

Karen Wilkin

Between November 2010 and March 2011, Larry Poons had three major exhibitions in New York, first Radical Surface 1985-1989, at Loretta Howard Fine Art, a survey of some of his most aggressively articulated paintings, and then, divided between two galleries, Lori Bookstein Fine Art and Danese, an ample selection of his brilliantly colored, exhilarating recent work. During roughly the same period, in Washington, D.C., an imposing 1981 canvas figured importantly in a special installation of works from the museum's collection, Washington Color and Light, at the Corcoran Gallery of Art, and three of the sizzling early "lozenge" paintings that first established Poons's reputation were featured at the Hirshhorn Museum and Sculpture Garden. For those of us who have been long-term fans of this remarkable painter's audacious, idiosyncratic work this concentration was very welcome. (I'm told that younger artists also greeted the shows with particular enthusiasm.) It was also overdue. Poons, who will be 74 in the fall of 2011, has, inexplicably, not had a large museum show in recent years, so the opportunity to see a substantial number of his new paintings, handsomely presented, was something to rejoice at; since, equally inexplicably, he has yet been the subject of a major museum retrospective, the fact that the exhibitions at Loretta Howard, the Corcoran, and the Hirshhorn allowed us to revisit his earlier efforts, albeit without any continuity, was a bonus.

The paintings with which Poons first announced himself as an artist to be watched with close attention, in the 1960s, when he was still in his twenties, were elegantly constructed, optically precarious expanses in which small elliptical dots of intense color were disposed in orderly but slightly irrational arrangements against fields of even more intense hues. Because of their superheated colors, the little ellipses seemed to vibrate against the saturated grounds, creating pulsating afterimages and making us question our perceptions. These "lozenge" pictures were at once carefully plotted and unpredictable. The memory of an organizing grid haunted the placement of the ovals but our expectations of symmetry and regularity remained constantly unfulfilled. Poons explains his way of constructing pictures, at the time, as the result of his feeling that he couldn't draw and, because of this, preferring to map the locations of the dots before painting them. The tense, disciplined equilibrium of their placement - a kind of visual counterpoint, in the musical not the metaphorical sense - reminded us that before dedicating himself to painting, Poons studied at Boston's New England Conservatory of Music. (He also studied at the School of the Museum of Fine Arts.) It might be accurate to say that the lozenge paintings were composed like atonal music; the sequence and disposition of the elliptical dots obeyed a kind of logic, but it was the elusive logic of - say - a tone row, not of the familiar harmonic system in which tension is elicited and then released by moving away from and then returning to a resolving tonic note. In the lozenge paintings, tension exists between the seeming irregularity of the placement of the ellipses, their destabilizing, shimmering color, and their implicit, if hard to grasp, orderliness. That implicit orderliness suggests that we could decipher Poons's system, if we looked long enough and hard enough, but in the end, it eludes us. We have to relinquish all hope of cracking the determining organizational code - if indeed, there is one - and give ourselves over to pure visual experience.

The lozenge pictures, which were first shown at Richard Bellamy's Green Gallery, in 1962, and were included in such landmark exhibitions as the Museum of Modern Art's The Responsive Eye, in 1965, and Henry Geldzahler's 1969-1970 survey at the Metropolitan Museum, New York Painting and Sculpture: 1940-1970, won Poons international acclaim. But by the late sixties, he had abandoned the crisp execution and optical virtuosity of these highly admired pictures - which he claimed had never particularly interested him but was simply a "by-product" of his way of constructing a painting. He began to investigate a subtler palette, a more physical use of paint, and less restrictive types of structure and paint handling. The lozenges grew larger and began to drift freely against subtly modulated grounds; paint application and the picture surface grew more varied. (Geldzahler also included several pictures of this type in New York Painting and Sculpture.) Over the next few years, Poons continued to test the expressive limits of acrylic paint - which he had adopted when it was still a new, slightly experimental medium, on the helpful advice of Agnes Martin - making surprising pictures by staining, pouring, and puddling, eventually arriving at canvases with crusty, sometimes fissured surfaces and spontaneous-seeming color shifts in a palette that deployed Rococo pastels and ambiguous neutrals, sometimes both at the same time, with equal success.

All of these works were met with serious and enthusiastic attention. In an era when artists were expected to spend several decades gradually achieving mature work, before anyone paid much attention to what they were doing, Poons, who was not yet thirty five, was recognized as having made works that enlarged the possibilities of non-referential painting in distinctly original ways. Although he was often associated with the Color Field painters, all fifteen or more years his senior, championed by Clement Greenberg - Kenneth Noland, Jules Olitksi, Helen Frankenthaler, and Morris Louis, among others - Poons's work always remained distinct from theirs, despite his sharing their passionate belief in the primacy of color and the expressive power of chromatic relationships. "It's all about light," Poons has frequently said. "Color is light." In Poons's work, however, unlike that of the Color Field painters, these convictions were revealed not as absolutes embodied by vast sheets of color, but as contingencies demonstrated by small, fluctuating elements. He had taken as his starting point such prototypical approaches as Piet Mondrian's radical abstractness, Jackson Pollock's all-overness, and Frankenthaler's way of letting paint (apparently) determine its own disposition on the canvas, and expanded the implications of these iconic works. Yet Poons was not so much interested in challenging precedent as in challenging himself, refusing to settle for what he knew he could do. As he has often said, "I like to paint what I've never painted before." He was also increasingly interested in what he refers to as "getting out my way" - adopting methods that not only circumvented preconception but made it all-but impossible, risking disaster in order to work as purely as possible out of informed intuition, instinct, and (for lack of a better phrase) raw talent, rather than relying on calculation and cautious judgment to produce a successful painting. All of Poons's works subsequent to his abandoning the "system" that resulted in the lozenge paintings make this desire clear, but at the beginning of the 1970, he took things to extremes. He began to employ a method that was essentially the painterly equivalent of high wire-walking without a net - making pictures in a way that could be compared to the aerialist Philippe Petit's legendary walk between the Twin Towers of the World Trade Center, although Poons's daring studio practice predated Petit's amazing 1974 feat by three years.

Quite simply, in 1971, Poons began making pictures by flinging buckets of paint against canvas tacked to the walls of his studio, painting the entire length of a roll and then, utilizing a technique common to his generation, cropping the final images out of those expanses. In a sense, he was simply realizing the implications of Pollock's pour and drip method, expanding the scale of the generating gesture, making it more physical and less subject to will by substituting full-body "actions" for Pollock's delicate flicks of the wrist, while still, as Pollock did, making the liquidity of the medium part of the meaning of the finished painting. This modernist art historical pedigree notwithstanding, the analogy with Petit's audacious walk stills holds - with, of course, obvious, important differences. The wire-walker defied gravity, risking death with each step; Poons, quite the opposite, exploited gravity, co-opting its effect on rivulets of paint as a drawing tool, but he risked the death of the painting with each throw. Clearly, in human terms, there was exponentially less at stake in the studio than on the high wire, but given Poons's fierce intensity about excellence in art, in aesthetic terms, something similar obtained. Just why the result of a seemingly random, but magically controlled act was, far from being an incoherent mess, so frequently a compelling, visually exciting, emotionally stirring composition is one of those mysteries that forces one to believe in the power of sheer, unalloyed, innate ability. Poons definitely believes in it. "It wasn't Beethoven's fault that he was so great," he has said, in speaking of excellence in art. "It wasn't Rembrandt's fault that he was better than the other painters of his time."

Over the years, Poons investigated the possible permutations of his uninhibited method, playing with scale, density (both literal and suggested), and extension, as well as with the orchestration of complex hues. Some "thrown" pictures are loose, enormous expanses that we experience incrementally, as Poons shifts temperature, tonality, and mood across the width of the painting, leading us along with relaxed, widely spaced, rhythmic rivers of color. Others are dense, taut, and compressed, like contained walls of liquid pigment, narrow cascades that suggests thickness and impenetrability. Some are lushly chromatic; others, near-monochromes or constructed with variations on grey, off-white, or almost imperceptible tints. In earliest of the thrown pictures, there were often notable surface inflections, from thinly stained canvas to thick, ropy streams of paint to slender rivulets to explosions of color, where paint had puddled. Later, Poons usually constructed his loaded surfaces with repeated throws, building up irregular layers and ribbons of colors that fuse into a dense, bumpy surface, like some fecund, primordial substance somehow suspended before us.

The thrown paintings are usually very active, their multiple strands of color pulsing in ways that recall, although at a different speed and rhythm, the vibrations of the lozenge pictures. Often, it appears that the chromatic relationships, both dramatic and subtle, on which the paintings depend were too complex for the eye and mind to comprehend consciously, so that we, once again, have to abdicate any wish to interpret or explicate and surrender ourselves to pure, wordless visual perception. At the same time, despite this chromatic instability, the dense waterfalls of paint are also uncannily still, as if (like Petit suspended between the Twin Towers) gravity had been made irrelevant. While the thrown paintings carry the memory of the liquid properties of paint, its flow has been suspended; the runs and threads of pigment have been arrested in mid-fall and presented for our scrutiny and delight. Sometimes the finished image reverses the direction in which it was made, implying an upward bloom, rather than a downward plunge, adding another kind of contradiction.

That kind of contradiction preoccupied Poons for much of the 1980s. He increased the tension in his pictures, slowing down the flow of paint and creating more variables in his "drawing" by putting obstacles in its path, which paradoxically both intensified the material presence of the pictures and made the paint itself seem more fluid and insubstantial. In these works, radiant hues coexist with complicated, richly textured surfaces whose bulges, crags, and hollows are achieved by applications of a staggering variety of materials, from crumpled and rolled paper in the early 1980s to, in the late 1980s, more aggressive substances that sometimes resist description.

By the 1990s, these bold additions had become cut-out elements, placed on the surface of the canvas, not to interrupt flow but to function as "armatures" for zones of color that both define and cancel the "real" shapes. Patches and sweeps of tender color, flickers of dark and light, drifts of rough texture, and swoops of whiplash drawing all conspired to evoke muscular configurations that were at once completely abstract, about themselves alone, and haunted by overtones of everything from landscape to the vernacular man-made environment to outer space. Although these images seemed improvised and spontaneous, they, in fact, derived from rapid, vital drawings that distilled perceptions of the real world into cacophonous patterns and shapes; if those perceptions reflected Poons's enthusiasm for high-speed motorcycles and his frequent participation in motorcycle races, that might account for the raucous energy and fragmented images of both the drawings and paintings. But the enhanced physicality and outrageousness, teetering on the brink of vulgarity, of these works also suggested a parallel with that of Poons's friend Frank Stella. Stella, like Poons, was recognized very early for thoughtfully constructed, uncompromisingly abstract paintings, and later, in his mature work, essentially reinvented illusionistic pictorial space. In his relief-like "constructed paintings," Stella replaced traditional painting's fictive rendering of three-dimensional form and space with real projection, enhanced with often garish color, riotous patterns, glitter, and an arsenal of spots, squiggles, and hatches. Poons, in the same way, deliberately violated the supposedly sacrosanct picture plane, punctuating it with an almost incomprehensible range of projecting elements, in pursuit of greater pictorial intensity.

Poons's exuberant works of the 1990s announced new possibilities for painting on canvas, yet, characteristically, he once again reinvented himself, building on his earlier propositions to explore "what I've never painted before." Since about 2003, he has made vibrant, light-struck paintings, such as those seen in New York last spring, that simultaneously challenge and seduce with their sinuous, tangled brushstrokes, their glorious, unnamable color, and their provocative double sense of the transitory and the inevitable. It's as if Poons had brewed a volatile compound by mixing the abstractness, linear density and all-overness of Pollock's poured paintings with the ravishing hues, the sense of the natural world, and the expansiveness of Claude Monet's late works, adding, as a catalyst, a wholly 21st century component of amplified brilliance; "Bonnard on acid," a fellow painter quipped at a Poons opening. The recent canvases are as complex, chromatically, as the thrown paintings and as visually unstable as the lozenge pictures, even though they are, literally, hand-painted, in a more or less traditional way. "I never thought I could draw," Poons says, "but then I discovered I could." The paintings from the 1990s, with their cut-out shapes and rhythmic marks pointed the way. Since then, Poons's generously scaled canvases have been as much about the hand and inventive mark-making as they have been about color, the materiality of paint, and being alert to what happens during process of making. Just as the memory of the grid persisted in the placement of the oval ellipses, in his paintings of the 1960s, Poons's playful drawn responses to the world around him, made explicit in his paintings of the 1990s, seem to underlie his most recent fluctuating, coloristically lush compositions.

Chromatic relationships, tempo, temperature, and scale shift, in the recent works, depending upon our viewpoint. From a distance, we lose ourselves in sinuous coiling and uncoiling strokes, follow trails of particular, albeit indescribable, hues across long distances, and get swept along by big gestures; move closer and we become engaged by small knots of astonishing color. Like the natural world, these paintings are the sum of multiple, complex, small-scale incidents that from a distance become elusive, apparently mobile expanses. In the most recent works, density varies; some paintings are opulent tapestries of energetic strokes, while others deploy more widely spaced events against thin washes and stains. Yet whether dense or (relatively) sparse, the complex web of color remains at once completely alluring and difficult to come to terms with. Turn away from one of Poons's recent paintings and it appears to change while our attention is elsewhere, surprising us with new harmonies and rhythms when we return.

Despite Poons's many changes in direction over the past five decades, powerful constants dominate his work. He has always exalted color and always turned a wealth of hues into singular, richly inflected, confrontational expanses. He has always celebrated the physical character of paint - its ability to be thick or thin, liquid or resistant. Perhaps the most potent constants in Poons's approach are his life-long questioning of assumptions about what a painting can be and his implicit faith in the primacy of direct, wordless experience, both in making and responding to works of art. "If we could only make paintings that look as good as the paint," Poons once said. He has.

'Five Decades' ©2011 Karen Wilkin
This essay was originally publishedin the Hopkins Review 4.4 (fall 2011)


Tips And Tricks Regarding Debt Consolidation You’ll Love

Do you have a lot of debt? Is it becoming too much to handle? If you find that you are struggling with debt, debt consolidation may be the best option. There are quite a few things you must know about this, which is why you need to keep reading to see if you can use this advice.

Check your credit report before doing anything else. Do this so that you fully understand where you’re at, how you got here and how you can prevent future problems. That ensures you won’t get into debt again.

Make sure you view your credit report before pursuing debt consolidation. The first step to taking care of your debt is understand how it began. You need to know your debtor and the amount you owe. It is impossible to make any adjustments to your financial situation if you aren’t aware of this.

Do you have life insurance? Considering cashing in on your policy to pay off your debt. Talk to your insurance agent and see what the cash value of your policy could be. Sometimes, you can borrow part of what’s invested in the policy to help pay off debt.

Just contacting your creditors often opens doors to lowering your monthly payments. Many creditors may work with you to get you out of debt. If you have are struggling to make your minimum payment on your credit card, call your creditor and explain your financial situation. The creditor may lower your payment. However, if you do this, they will terminate your charging rights.

When shopping for debt consolidation loans, try to get a low fixed rate. If the rate is variable, you will never know how much the total loan will cost you until the end. Seek out a loan that offers terms that are favorable; this way you more easily afford to pay it back each month.

Strive to identify what got you in this mess in the first place as you’re paying off your debt consolidation loan. You certainly do not want to repeat the same mistakes going forward. Find out what went wrong so you do not end up here again.

You can get help from debt consolidation firms, but be certain your firm is a reputable one. If you feel like something is simply too good to be true, you may have fallen into a scam. Ask a ton of questions and get the answers before you agree to use their services.

You may decide not to consolidate all of your debts. Normally there is no sense in combining a loan with high interest with other loans that have no interest at all. Therefore, talk to your lender about all the loans you have so that you ensure your choices are the right ones.

Try to find a reputable consumer counselor in your area. Such a place will be able to offer financial advice and help. Using a counseling service doesn’t hurt your overall credit score like using a professional debt consolidation service might.

A good way to consolidate debts is to secure a personal loan. This is not a good idea if you can’t pay them back. This is a way to actually pay down debt, but it really ought to be a last resort. Only go down this road if you know how and when you can pay them back.

If you do not want to take out a loan, pay your credit cards off using the following technique. Find the card you have with the highest overall interest and get it paid off first. Use the extra money when it’s paid to pay off another debt. This might be a solution that could work very well for you.

Consider negotiating with your lenders before you take on debt consolidation. For instance, see if you can get a lower interest rate on your credit card if you agree to not use it, and switch to a plan with a fixed rate. You won’t know what they can offer until you ask.

Discuss all fees that will be owed to the debt consolidation company. The fees should all be explained to you up front for any services offered. These people aren’t going to be able to get any payment until they’re done with providing a service. Never agree to fees paid just to set up an opening account.

Speak with the debt consolidation company about their fees. These fees must be explained and in your written contract. Also, ask how your payment will be divided among your creditors. The consolidation firm should give you a schedule showing when each creditor will receive a payment.

Debt Consolidation

Any time you do business with a debt consolidation company ask, them where they are located. Some states do not require licenses or specific credentials to run a debt consolidation firm. You should always verify that the company you choose is not located in these states. You should find this information somewhere on their website or documentation.

Stick to a budget. Monitor your spending habits, even if debt consolidation companies don’t assist you with a budget. When you know where your money goes, you can better monitor it.

Get detailed information on each bill you owe. This must include your current balance owed, due dates for payments, the current interest rates attached to each loan and what your minimum monthly payments are. You’ll need this information for debt consolidation purposes.

You have many options when debt is involved. If you think debt consolidation is the correct pursuit for your needs, utilize what you’ve read to guide you through the process. A lot of individuals have managed to get out of debt thanks to debt consolidation strategies.

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