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The function of the Rectifier Tube in a guitar amplifier is to convert AC voltage from your power source to the DC current used in the internal operation of the amp’s circuitry. With the invention of solid-state diode rectification in the early 1950s, tube rectification was largely phased out of amplifier designs. In 1991, MESA® released the Dual Rectifier® Amplifier with Selectable Rectification (between tube & diodes), ushering in a new era of tone and a resurgence in the use of rectifier tubes for a more vintage “string-feel” and amplifier responsiveness. As more power is consumed (you turning the amp up!) an increased voltage drop occurs, resulting in the time-honored tube-rectified feel. The overall response is ‘spongier’ and causes the strings of your guitar to feel more elastic and often easier and ‘more juicy’ to play.

MESA Rectifier Tubes are premium grade and offer unsurpassed consistency and reliability for ANY tube amplifier, and certainly MESA amplifiers! Remember… our dedication is to create the world’s finest tube amplifiers. And to achieve that goal requires a deeper commitment to tube quality… because the reputation of our amplifiers depends on it.


Environmental Problems, Environmental Issues, Original, Habitat Break down

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Environmental Assessing Canada

More and more countries have gotten actively involved in protecting environmental surroundings and Canada makes the same from the regulation, taking into account that it installed several programs designed to assist mother nature and dissuade individuals or groups that might be inclined to damage this. The Canadian Environmental Take action is probably one of the significant methods that the region has used with the reason for making it mandatory for people and communities to conduct environmental assessments pertaining to diverse assignments that they propose. Canadians possess acknowledged the fact that some actions might have negative effects around the environment and therefore developed environmental assessments designed to remove or perhaps diminish a project’s ability to harm to environment.

The 1868 Fisheries Work is probably one of the initial significant environmental assessment courses that the govt installed while using purpose of protecting against individuals from harming the planet as a result of putting into action various jobs. Subsection thirty five of this act emphasizes that any “harmful alteration, disruption or devastation (HADD) of fish habitat” (Fisheries Act) is unacceptable. Individuals thus need to assess the consequences that their function or undertakings are going to have within the environment is to do everything inside their power to be able to prevent their projects by negatively impacting the environment.

The Fisheries Action made it possible for individuals across the country to understand that it must be important for these to adopt attitudes that have confident consequences around the environment. The Atomic Energy Control Act from 1946 actually displays that Canadians have experienced much progress throughout the first section of the twentieth hundred years when considering their very own understanding of the planet. This action is important as it raised householder’s self-awareness concerning the major role they play in protecting the surroundings. This action was revised a series of occasions during the second half of the 20th century since the regulators developed tactics that were a lot more restrictive with regard to the degree to which individuals were allowed to customize environment (Atomic Energy of Canada Limited).

The Canadian Environmental Analysis Act is among the first very clear laws that highlighted the country’s requirement for ‘green’ projects. This “is an important legislation that establishes environmental organizing requirements designed to identify, evaluate and reduce adverse effects of projects which require federal government permits, royaume or funding” (Canadian Environmental Assessment Act). The Ressortchef (umgangssprachlich) of Environment is in charge of procedures meant to control the degree that some actions damage environmental surroundings and is dedicated to instructing the masses concerning the importance of preserving nature and assisting it in experiencing a graduate recovery.

Many projects may need environmental examination and Canadians thus need to focus on carrying out everything inside their power to be able to develop projects that are more likely to be considered environmental-friendly. It is as a result in their best interest to focus on making their tasks ‘greener’, while this would effect the government bodies in supporting these respective projects and would support nature in general.

2 . Socio-economic and other man impacts around the environment are often regarded with much not caring, as the authorities are inclined to direct almost all of their focus toward traditional biophysical results on the environment. Incidents concerning radioactive elements are particularly significant when considering this matter and it is especially difficult to get the authorities to determine the precise effects the release of radioactive chemicals might have on the environment. Even though many feel that the general public needs to be provided with extensive education in order for the surroundings to be protected, the reality is that people need to do more and that one of the very effective methods to assist the planet would be to allow them to get definitely involved in fighting for it.

Folks are no longer race fans if they are furnished with the opportunity to become involved in protecting environmental surroundings, as they are actually active users of environmentalism and as their involvement shows positively in society generally speaking. With elemental fuel waste disposal being a significant problem in the contemporary society, the masses ought to look at just how Canadians addressed the issue. Community involvement in such problems can lead to efficient solutions, taking into consideration that people are virtually furnished with the chance to put across their thinking and to contribute by simply coming up with exciting, yet powerful, strategies. Individuals across Canada virtually became a part of the decision making process concerning nuclear gasoline waste disposal and supported the establishment from the nuclear Squander Management Corporation. “The Waste materials Management Business has the mandate to review and select a desired option for long-term NFW management” (182).

You will discover both effective and non-active publics responsible for controlling environmental assessment tactics in Canada. The first group is composed out of various institutions and companies while the second is less structured and can even have ordinary residents who made a decision to become involved in preserving the surroundings and started to focus on actions that they can perform in order to achieve their goals with regard to ecology. Active banal often have it tends to darkness inactive publics and it is thus important for these community to acquire numerous individuals associated with programs regarding environmental examination. Depending on the stage of the environmental impact assessment process, particular publics have to be engaged in handling it. “For example, publics with little stake inside the outcome (i. e. they’re not going to be immediately affected) and with limited power and influence above the project decision and EIA process might be considered race fans and involved in EIA process only not directly, through public communications, news releases, and education about the project” (183). The fact that a few groups may be discriminated throughout a decision-making method can have got serious consequences on society as a whole. Despite the fact that other areas benefit, the long-term effects are negative, considering that it is likely for the environment to be negatively affected if the project’s effects are not handled correctly.

Numerous individuals end up playing an insignificant role in an EIA method despite that they are considered to be an important factor. In such cases it is important for the authorities to accomplish everything inside their power in order to have the people become better educated to find environmentalism also to present people with the unwanted effects that their very own indifference could have on themselves and on culture in general.

3. Aboriginals really are a particularly sensitive topic when considering environmental effects assessment and this is mainly owed that the government needs to focus on handling the problems skilled by native individuals due to a project being put into practice. It only appears normal to assimilate Radical environmental understanding in EIA processes, nevertheless this has not do with the task of consulting indigenous people in an attempt to reach an agreement. The us government needs to be well-acquainted with values respected by Aboriginals is to do everything in the power to stop a situation where rights of those peoples can be infringed. One might proceed as far as to talk about that the federal government has to work out with Aboriginals in order to gratify all teams involved in task management, as this would apparently make it possible for these residential areas to consider that justice was made.

The Haida Land v. British Colombia (Minister of Forests) and Weyerhaeuser case may perhaps be one of the most interesting cases including an argument between an Original community plus the forestry organization Weyerhaeuser Company. The government evidently emphasized that it can be in charge of controlling forest methods with the aim of benefiting most individuals in British Republic of colombia. Furthermore, the authorities believe the Haida Nation made unfounded says and that it will not be provided with the justification to act until it manages to prove that it includes the right to do it. Forests is surely an important factor in Haida economy and culture and it is hence difficult for the nation to accept being robbed of what it considers to become its right.

The Great Court of Canada made a decision that the federal government did have the objective to consult the Haida Country with regard to its role in British Colombia. However , it seems that this quest has a ethical character rather than having a legal one. “The Supreme Court of Canada ruled the duty to refer to rests with government and govt must talk to and support when there may be knowledge of the existence of the Aboriginal proper of name, regardless of whether that right or title has become legally established” (187).

There may be much controversy when considering the Haida Region v. Uk Colombia (Minister of Forests) and Weyerhaeuser case. Whilst it seems that it is morally right to provide the Haida Nation with the right to be in control of the countries considered to participate in them, the modern-day world also promotes the belief that government forces needs to be in charge of royaume belonging to English Colombia. A single practically results in an honest dilemma as he or the lady tries to identify which of such two communities are correct. Morality dictates that the Haida Nation demands

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Gabriele Lieser

When thinking about the nature of fraud, the first thought usually leads to financial fraud or another form of pecuniary deceit. Taking a closer look, evolution itself is constantly developing new and “creative” ways for living organisms to find their way through the thicket of life. Just think of the young cuckoo that pushes a strange bird couple’s brood out of its nest to be raised as the only offspring.
In human interaction, nothing beats a solid foundation of trustworthy relationships on which business activities are built. And still, similar to nature, fraudsters and liars claim their place and find new victims on a daily basis. Accordingly, in the course of history, no era is free from the practice of deception for personal benefit. Let us have a look at historic fraud cases from ancient Greece to modern times and see what we can learn from it.

The earliest known case of fraud in the western world is handed down by the Greek merchant Hegestratos in 300 BC. Hegestratos was caught by his crew trying to sink the ship in the attempt to defraud a ship insurance called „bottomry“. This insurance used the keel and the hull of a ship to secure a loan until the ship’s journey was completed. In the event that the ship sank the loan did not have to be repaid, and the entire risk lay with the insurer. The crew on the boat got wind of Hegestratos’ plan to drown them all, and Hegestratos committed suicide by jumping overboard. While this kind of loan has certainly helped many captains to make urgent repairs during long voyages, a lot of ships are undoubtedly lying at the bottom of the sea thanks to the example of Hegestratos.

RoamsysNext Insights

Until the late Middle Ages, only few people had access to the written word, and they took advantage of the power of knowledge. Forgeries initiated by aristocrats or church authorities were commonplace in the Middle Ages. Since older notarizations were given higher legal force than younger ones (old law broke young law), the forgeries mostly concerned older legal certificates, and therefore younger documents were also backdated. Estimates assume that in the Middle Ages there were as many forged as genuine documents, council acts, papal decrees, reliquary certificates, annals and chronicles in circulation. Forgery workshops were run for example in the monasteries of Montecassino, Italy, Corvey and Reichenau, Germany, and Le Mans, France.

Scam in the Scriptorium

A prominent example was the so-called “Donation of Constantine” which refers to a forged document dated by scientists to around 800. The Roman Emperor Constantine I. allegedly issued the document in 315/317 and granted by way of donation Pope Silvester I (314-335) and all his successors „until the end of time“, a sovereignty over Rome, Italy, the entire western half of the Roman Empire, and also the entire globe. Since the document was both spiritually and politically effective the Popes were able to establish their supremacy in Christianity and their territorial claims. The forgery was finally debunked by the humanist Lorenzo Valla in the 15th century.

Fraud in the new world

The Enlightenment (17th/18th century) was a major philosophical and scientific movement that went hand in hand with the colonization of the Americas. The expansion of the world economy increased opportunities for fraudsters as well. Sir Isaac Newton was “Master of the Royal Mint” and he systematically prosecuted counterfeiters. At that time, he caught William Challoner, a man who was renowned in the coining community for the quality of his work. He estimated his own forgery output to be around GBP £30,000 when he was hanged in 1699.

The beginnings of modern fraud

In 1920, the original snowball system, or Ponzi-scheme, was invented by Charles Ponzi who deprived investors of up to US $20 million in eight months. Another well-known scam began in 1920 when P. Crentsil sent the first “419” or advanced-fee fraud letter to a contact in today’s Ghana. The Nigerian Letter or “419“ fraud combines the threat of identity fraud with a variant of a advance-fee scheme: a letter sent or e-mailed from Nigeria offers the recipient the “opportunity” to share in a percentage of millions of dollars that the author is trying to transfer illegally out of Nigeria.
There is a great variety of scams that developed towards the end of the 1980s when technology-mitigated fraud became common. An early scam, which exposed holes in the legislation on premium phone lines, tried to convince people to call expensive premium rate numbers. Especially children were manipulated into calling premium rate numbers without the knowledge or consent of their parents through television commercials that were shown during Saturday morning cartoons.

A Surge of Activity in the 21st Century

Data breaches reached a high level of awareness in 2004 when an AOL employee took information from 92 million accounts and sold it to spammers. Stolen personal information is often used to open new accounts, take over existing accounts and steal people’s identity for financial transactions.
The current COVID-19 pandemic has created new and altered types of fraud around the world as criminals take advantage of people who feel at a loss. Via phishing attempts, emergency supplies, fake masks or medication are offered. In charity fraud, donations are collected under false initiatives, and fraudulent claims about government programs are aimed at collecting data. A certain percentage of the population will also fall for fraud attempts, even where effective digital security measures are put in place. A current example is a Lithuanian hacker who was recently convicted for having persuaded technology giants like Facebook and Google over five years to pay around $120 million in fake invoices.

How to get a step ahead

As cybersecurity threats spread to mobile networks worldwide, the professionally executed exploitation of vulnerabilities hurts right down to the marrow. According to Europol, MNOs lose €29 billion annually to telecoms fraud and the associated damage to their reputation and subscriber churn. Thanks to constant innovation, fraud detection and prevention technologies are always being improved and expanded. Identity verification uses reliable data sources to detect anomalies in identity data. Information from MNOs helps verify account holders and identify those who pose a higher risk. Multi-factor authentication methods help prove that a customer is who he or she claims to be. Companies can also analyze their data to identify fraudulent patterns.

It is a Marathon, not a Sprint

There is no way around understanding and controlling how exactly the traffic flows into and out of the network. Carefully reviewing for example roaming network configurations is one of the first steps in protecting valuable assets from attacks and preventing revenue leakage. RoamsysNext is an independent link in this chain that offers mobile operators a professional and trustworthy solution to protect their subjects.
Good and solid network quality leads to better work results, less issues and more security for subscribers which again results in satisfied and loyal business relations. RoamsysNext tools already help more than 700 MNOs across the globe; our strength is the creation of effective data management tools which include correct information and a secure, well-designed system that simplifies the user’s working life significantly. We offer easy-to-use and yet customizable applications that increase efficiency, transparency, and enhance resource management, and we continuously optimize our applications to better serve our customers. Likewise, we are increasingly keeping an eye on upgrading security aspects. Stay tuned for more advanced developments from the house of RoamsysNext.

Telecom Fraud Hurts

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Since the outbreak of Covid-19 earlier this year, schools and businesses have been forced to shut down. This has negatively impacted the U.S stock market. Moreover, home-schooling has become the only option for most parents. Because of the lockdown, most people had to stay indoors to mitigate the spread of the virus. As a result, they had enough time to reconfigure their budgets. Normally, only seasoned investors decide to invest when the market is at its lowest. However, this time around, even younger adults decided to invest in retail trading.

A recent analysis reveals that trading volumes increased by 27% within the first six months. Even though the pandemic affected the economy, investors saw an opportunity. According to Wilson Muscadin, younger adults can now differentiate between the stock market and economy. Unfortunately, the pandemic has led to increased unemployment and business closures.

To make investing easier, younger adults can now access the necessary tools and at a reasonable cost. It is why more people are thinking about investing. Moreover, technology has encouraged millennials to invest, even if it is their first time.

Technology Encourages People to Invest

Technology is one of the reasons why even newbies are investing. According to a recent survey, investment apps gave people the idea to start investing. They rely on free trading apps, a financial planner, and traditional brokerage. Between March and April, approximately 780,000 individuals opened new trading accounts. Robinhood, a renowned financial app, opened new accounts for up to 3 million users. Thanks to technology, investing in the stock market is easier. An individual only needs internet, a computer or a smartphone, and funds. Investors should focus on making returns instead of making quick cash.

It Is Important To Have a Passive Investing Strategy

Without a strategy, making money through investments can be difficult. Between buy-and-hold strategy and active investing, the latter is riskier and ideal for seasoned investors. Unfortunately, active management doesn’t have high returns and is expensive. On the other hand, a passive investing strategy is suitable for individuals looking to invest their money for long-term goals such as retirement. Passive investment strategy uses investment instruments and is cost-effective.

The above shows how technology has helped individuals invest and make money during the Covid-19 pandemic.


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HELENA, Mont. (AP) — Montana lawmakers are considering a bill that would allow victims of domestic violence to secretly record phone calls or interactions with the perpetrator and use the recordings as evidence in court.

Under Montana law, it is illegal to record a conversation without the knowledge of all the parties involved. That means such recordings can't be used as evidence in prosecuting domestic violence and other criminal cases.

The bill, by Rep. Mary Ann Dunwell, D-Helena, would create an exception to the privacy law to allow recording of physical or mental abuse against the person or a member of their family.

“It would allow victims to click record on their cellphones to provide evidence of the crime or abuse,” Dunwell told the House Judiciary Committee Tuesday. The committee did not vote on the bill.

Domestic violence survivors and retired Supreme Court Justice James Nelson testified in support of the bill. Opponents argued the bill, as written, was too broad in violating privacy.

“You gotta ask yourselves one question,” said Missoula Police Det. Nathan Griesse: “Should abusers have an expectation of privacy when they're physically assaulting their partner or family member? Based on my training and experience, my answer is no.”

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Are you ready to start saving AND improve your eating habits? Then we have a few great tips for you. Learn how to become a deal detective and get better deals with a bulk-buying buddy!

1. Use what you have

We often buy duplicate items during our weekly shopping trip. Do an assessment of what you already have in your pantry, fridge, and freezer. List everything from fresh foods, canned goods, packets, grains, and even spices. Go through recipe books or use the online search function of recipe-based websites, to get ideas for meals based on what you already have in your kitchen.

Canned beans and lentils can be used to stretch your meats. Limp vegetables can be added to a roast or stew. If you have a little bit of ketchup left in the bottle, mix it with water and add to a casserole. If you can’t afford to eat meat, lentils are the healthiest (and cheapest way) to add protein to your diet.

2. Feel inspired, not restricted

Recipe books and websites should serve as a source of inspiration, not a restriction. If you don’t have certain ingredients on hand, feel free to experiment with what you have. Don’t have fresh vegetables? Try frozen or canned vegetables. Frozen vegetables are picked very close to their ripening period, which means they have the same amount of nutrients (if not more) than the ones you find in the fresh food aisle.

Substitution is not just for vegetables. Meat is expensive, so used canned beans instead of chicken or beef. White beans work great in recipes that call for chicken, whereas kidney beans are suitable to use instead of beef.

3. Try meat-free Mondays (and Tuesdays and Wednesdays…)

There’s no reason why Mondays should be the only days on which you restrict your meat consumption. Some vegetarian recipes are tasty enough to eat several times a week! Try going meat-free for two to three days a week. Not only is it healthier, you will save a lot of money on your weekly spending.

If you consume a limited amount of meat, remember to include other foods to provide protein. There are many cheaper and healthier alternatives to meat – peanut butter (great for breakfast), eggs, canned tuna, plain yoghurt, canned sardines, sunflower seeds… the list goes on.

4. Bulk-buy (but don’t be fooled!)

It’s a well-known fact that bulk-buying can save you a lot of money. And healthy dish ‘fillers’ like canned beans, lentils, or brown rice, are often available in bulk quantities. But there are a few things to keep in mind.

First, just because it’s a bulk deal doesn’t mean it would inevitably be cheaper. Do the math to see if it really works out cheaper. And if it is cheaper, there’s a second thing to keep in mind. You only save money if you end up using all the groceries you bought in bulk. In other words, if you buy perishable items and don’t use them before they spoil, you’re basically throwing money in the garbage bin.

Make sure you buy non-perishable items in bulk, or even better, get a ‘bulk-buy buddy’. If you know of a friend that also wants to save money, team up and share the cost of great bulk deals. In this way you get the savings without risking the food items expiring.

Be a deal detectiveDifferent supermarkets offer different deals, so make sure you know which deals are on offer when you go shopping. It’s not necessary to drive around looking for various deals (you’d just be wasting gas, which of course, costs more money!). Nowadays, most stores have their promotions online. So, compare your shopping list with the online promotions, and see if you can score a bargain!


Victor Nemo

Victor Nemo was inspired by the paintings in his native country of Moldova. He became an self-taught artist after his frustration at the strict style of his academy and now paints his own style of mixed media art.

Victor Colesnicenco grew up in Chisinau, the capital city of Moldova. This Eastern European nation is known for it’s rich artistic heritage. Nemo, as he is known to his friends, remembers being fascinated by the carvings and other craft works that surrounded him.

In particular he loved paintings, and from an early age he was determined to become an artist. Nemo began intense inquiry into the style and techniques of the famous painters. He was particularly impressed by the work of Ivan Shishkin and Salvador Dali. He enrolled in art school but did not enjoy the strict academic style of the Russian based academy. Knowing that a standard education was not for him, he abandoned it to pursue training on his own.

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Merger and acquisition (M&A) transactions can be a viable alternative for accomplishing a number of strategic objectives in the context of building and realizing value for emerging growth and middle market companies (those from startup to several hundred million dollars in revenue).

Let's take a high-level view of the buy-side and sell-side processes, and a framework for thinking about and planning each.

In many instances, the distinction between selling a company (i.e. an exit) and raising capital is measured by the amount of equity sold and the contractual rights obtained by the buyer. Financing growth raises the issue of long-term shareholder objectives, which many times involve eventual liquidity. As the wave of business transitions driven by baby boomers planning their legacy and succession continues, some shareholders are confronted with a multifaceted decision of how to finance the continued growth of their business, create liquidity for their owners, and lay the foundation for operations independent of the owner/founder.

Others see the opportunity to buy-out partners or create some liquidity while staying in the game for what may be deemed a second bite at the apple. This is the concept of selling a controlling interest in a company to a financial buyer (i.e., a private equity group) and rolling over or keeping a minority interest until a subsequent sale or liquidity event happens when the company is expected to have grown in value (under the watch of the new owners with their capital). There are numerous examples where the sale of the minority interest in the follow-on transaction (three to five years from the first transaction) resulted in as much economic gain as the original sale to the financial buyer.

  • Diversifying away the risk of having too much personal net worth in a single asset.
  • Minimizing the risk of growth by obtaining a financial or strategic partner.
  • Buying-out passive partners and making room in the capital structure for management and employees without dilution to exiting active shareholders.

Several potential solutions exist including recapitalization, sale to a financial buyer while keeping a minority stake or an outright sale to a strategic or financial buyer with contractual rights for some level of future performance—and there are many variations.

Generally a recapitalization will involve a lower cash-out (as a partial exit or staged exit) for the active owners than a buyout (which involves a change of control). A recapitalization will most likely be focused on changing the relative mix of debt and equity with an eye toward the growth objectives of the company and the required go-forward capital. For example, a leveraged recapitalization will most likely increase the debt of the company in exchange for distributions, dividends or purchase of equity.

Acquisitions can meet a number of goals if approached and executed as part of a long-term strategy. Some of the typical reasons executives pursue acquisitions include:

  • To accelerate revenue growth.
  • To enter an adjacent market space.
  • To expand into a new geography or obtain a physical footprint in a new location.
  • To access new customers.
  • To access technology.
  • To strengthen the pool of talent and capabilities.
  • To complete or augment a product or service line.
  • To reduce costs.
  • To capture market share.
  • To prevent a competitor from gaining these advantages.

The first phase of a typical acquisition process will address finding a target company to buy; this begins with the strategic plan that should lay the foundation to determine many of the parameters and the focus of the process. The second phase of the process is to structure the deal, close the transaction and integrate the business.

The financing strategy to support the acquisition should initially be thought of in the context of the overall acquisition process and be defined as part of the acquisition strategy (phase one), understanding that the process will evolve and is somewhat iterative as knowledge is gained from the marketplace. If your company is cash flush or the acquisition target is immaterial in value, the financing strategy may be as simple as funding the transaction from operational cash flow or cash reserves. However, if the deal requires external funding, management must consider a financing strategy, which typically begins with understanding the acquiring or buying company. This involves:

  • Determining its valuation and financial strength.
  • Establishing financial objectives and benchmarks for vetting possible acquisitions.
  • Determining parameters around how much the buyer can afford.
  • Conducting internal discussions around an ideal or preferred deal structure.
  • Establishing relationships with financing sources and obtaining buy-in regarding the acquirer's plans.
  • Obtaining evidence for potential sellers of the buyer's ability to finance and close a deal.

From these parameters, management can then think about financing a specific target company, which is a function of the value of the target, likely cash flow of the target, the deal structure and the integration strategy.

Start by assessing the value of the target acquisition as a stand-alone business using traditional valuation approaches; then value the acquisition in the context of your business giving consideration to cost savings and lift that may be obtained on a combined basis. Another metric that may be useful in the process is to determine the finance-able value. This is the amount that can be paid using external financing based on the assets and cash flow of the target.

The deal structure and financing strategy are developed by weighing a number of factors to find the optimum solution to meet the objectives of the parties involved. Among other things, these factors include the integration strategy and the valuation gap, that is, the value that your company is willing to pay and what is required to get the deal done.

Management should keep in mind some core concepts as it takes an objective view and embarks on the acquisition process:

  • Begin with the end in mind; set clear objectives and benchmarks to gauge attractiveness of potential target companies and particular deals.
  • Develop the financing strategy up-front and establish relationships with likely sources of financing.
  • Terms are likely more important than absolute valuation.
  • Align the financing strategy with the operating/integration plan and deal structure.
  • Focus on value creation.

Similar Processes for Each

Regardless of the eventual solution or desired outcome, start with the same process. The essence of the front-end steps in the selling or financing process is analysis and understanding of the shareholders' and company's objectives, financial and competitive position, growth strategy and initiatives, and valuation.

Keep in mind that whether selling the entire company or raising a tranche of growth capital (in the form of debt or equity), what you are really selling is the future cash flow of the business. While past performance provides credibility to management's claims, future cash flow is the foundation for valuation and usually the primary reason for buying or investing in a company.


Fleaman Barkus is a thrift store operated by the Humane Society of Independence County (HSIC). HSIC is a non-profit organization benefiting the homeless dogs and cats of Independence County by operating a low-kill shelter in Batesville, Arkansas. Fleaman Barkus serves as a means to raise funds for the sustainability of the HSIC.

Looking for a fun way to give back to our Furry Friends? How about volunteering?

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Just fill out the VOLUNTEER FORM and someone will be in touch. Thank You!


jamie dimon

“As a nation, we were clearly not equipped for this global pandemic, and the consequences have been devastating," Jamie Dimon wrote to shareholders.
"The good news is that it was caught early and the surgery was successful," bank executives said on Thursday.
The former law professor is taking notes and even assigning math homework. Wall Street better be paying attention.
Billionaire CEO Jamie Dimon struggled to come up with a solution for an employee struggling to make ends meet on an entry-level wage at his bank.
The CEO couldn't explain to the California lawmaker how his own employee should deal with a $567 monthly shortfall.
Leverage rules were supposed to be the last line of defense. Now even Democratic appointees are calling to weaken them.
The Future Investment Initiative conference is scheduled to begin Oct. 23 in Riyadh, Saudi Arabia.
Dimon is the latest high-profile cancellation after the disappearance of Saudi journalist Jamal Khashoggi.
Gary Cohn said the JPMorgan Chase CEO, derided last week by the president, has what it takes for the White House.
Dimon backtracked after saying he could beat Trump in a campaign.


What's Going on With China?

Stock markets around the world are cratering barely a week into 2016 and it seems like we are back in August of 2015 when the last correction took place. Once again, China stands tall amongst macro drivers, along with plunging oil prices.

Last Wednesday China’s equity market closed early, down 7%, with trading halted within thirty minutes of the session opening as brand new circuit breaker rules (instituted in 2016) were triggered. This follows a similar halt on Monday. Chinese authorities are clearly scrambling, with their stock market regulator announcing on Thursday that it would be s uspending the circuit breaker rule , for now.

So what’s going on?

It mostly comes down to understanding what is happening with the Chinese yuan and credibility questions about Beijing and the People’s Bank of China (PboC). Chinese equity markets opened lower today after the PboC announced the yuan reference rate at a five-year low.

But some history may be helpful first.

Moving to a managed floating rate system

The yuan was pegged to the US Dollar (at 8.28 yuan per USD) until July 2005 when the peg was lifted and revalued to 8.11 per USD, strengthening the currency by about 2%. The idea was to make trade in the currency simpler and efficient as China went from a fixed exchange rate system to a managedfloating rate system. The currency was allowed to float within a 1% band about the PboC’s peg to a basket of currencies. The bank however ignored the previous day’s trading when setting the midpoint fix (to the USD) for the next day.

The currency appreciated 21% to 6.83 per USD over the next three years. In August 2008 the global financial crisis prompted the PBoC to repeg the yuan to the USD and halt its appreciation as global demand waned.

China removed the dollar peg in June 2010 and the currency once again appreciated about 11% by the end of 2013 to about 6.05. Now even after all the appreciation between 2005 and 2013, the general consensus seemed to be that the currency was significantly undervalued, with US critics in particular accusing China of controlling its currency to give its companies an unfair advantage . Since the yuan would appreciate significantly against the dollar if allowed to float freely, China capped its rise by buying dollars and selling yuan – resulting in vast foreign reserves that peaked at $3.9 trillion in June 2014.

A slowing global economy

Over the past few years the US economy has strengthened while the rest of the world’s economies, including China, seem to have stalled. As a result the dollar has appreciated, not least because central banks in Japan and Europe embarked on implicit policies to devalue their respective currencies and boost exports. As an export-dependent economy, China could potentially join this “currency war” by simply relinquishing some control over its currency and letting the market devalue it. Of course, in theory China’s vast amount of reserves would allow it to step in at any point and prevent the yuan from falling too much.

In March 2014 the PBoC widened the yuan trading band around the daily fix to 2% (from 1%), allowing the currency to move up to 4% a day. By December 2014 the yuan spot price moved into the weak end of the trading band as markets tried to force the currency lower.

Meanwhile Chinese economic data continued to show a slowdown, with exports shrinking 9.5% on the year in July 2015.

Currency reform or competitive devaluation?

On Thursday, August 11th 2015, China surprised global markets with a 1.86% devaluation in the yuan’s midpoint fix, their biggest such move since 1994. At the same time, an equally important announcement was a move to set the midpoint fix to reflect the previous day’s close, thus making the yuan dependent on daily trading.

Ostensibly, China’s goal was to allow market forces to have a greater role in its currency as a step toward making the yuan a global reserve currency. The IMF called it a “welcome step” even as it believed the currency to be no longer overvalued and was considering including it in its SDR basket (Special Drawing Rights). On November 30, the IMF agreed to add the Chinese yuan to its SDR basket in October 2016, citing the yuan’s role as freely usable currency .

On December 11 the PBoC again caught the world off guard, announcing that the yuan’s exchange rate will no longer be fixed to the USD, but instead to a basket of currencies that included the yen, euro, British pound but also the Russian rube, Thai baht, Malysian ringgit. As Nash and Wray discussed at the time, on the face of it the move looked like reasonable reform toward a more open capital account. However in practice the decision to depeg from the dollar could be interpreted as a move towards supporting a slowing economy and perhaps even regaining lost ground.

On January 6th 2016, the PBoC fixed the yuan to a fresh five year low at 6.53. The currency has fallen 6% against the dollar since July.

Without going into too much detail and adding to an already long post, I will point out that there is an “offshore” yuan as well, which is allowed to trade freely in Hong Kong. The offshore yuan typically trades at a discount to the onshore yuan and is also at its lowest level in five years, while the spread between the two versions is at a record level. The PBoC’s inability to narrow the spread, which it pledged to do last August as part of its goal to make the currency freely usable, raises concerns over their credibility.

Exporting deflation

Irrespective of China’s motivations, the depreciating yuan could increase global currency tensions as China’s ailing companies strive to become more competitive at the expense of rivals in Europe and Asia. Note that China is still the world’s largest net exporter and is more dependent on the world than the other way around.

There are reports that the PBoC is under increasing pressure from policy makers to let the yuan fall quickly and sharply, by as much as 10-15%, as its recent gradual softening is thought to be doing more harm than good. The bank’s intervention has come at a cost. The PboC is spending billions of dollars of reserves to support a yuan under pressure even as economic growth is decelerating and capital flows reverse, with ordinary Chinese and businesses rushing to change yuan into dollars. FX reserves dropped by a record $107.9 billion in December and have fallen in every month but one since May as the next chart shows. Reserves have dropped 15% since June 2014, falling more than half a trillion dollars to $3.33 trillion in December.

china reserves m-m change

At first blush, it would seem that China has enough reserves to still maintain control over its currency. Nevertheless, as with any savings account, it gives you confidence until you start drawing it down.

The question no longer seems to be whether China is slowing – it is – but whether authorities can manage a “soft landing”? Till the past year, the answer seemed to be in the affirmative but confidence seems to be waning. Is China biting off more than it can chew, between managing its currency and starting global projects like the Asian Infrastructure Bank and the Belt and Road initiative ? All this in addition to the biggest task of them all: transitioning the economy from an export-based one to consumption-driven one.

The other question is whether China’s actions will unleash a wave of deflation across the world, even as the Federal Reserve appears to have embarked on a tightening path (expecting inflation to rise back to target).

Risks from an imbalanced global economy

In the short-term, it remains to be seen how the various economies, and central banks, of the world fight deflationary pressures and stoke higher inflation. Or do they fall back on the American consumer as the last resort? This would not be an ideal situation for anyone.

In the years prior to the financial crisis, the rest of the world saved and bought American debt as consumers in the U.S. shopped, leading to huge imbalances in the global economy – the fact that some countries had large trade surpluses (exports larger than imports) and others (like the U.S.) with large trade deficits. In the years after the crisis, the hope was, or is, that countries (like China) that rely mostly on exports would transition to a consumption-driven economy. However, with the rest of the world’s economies remaining in stall speed and the U.S. dollar strengthening, American exports will continue to suffer even as another consumption binge looms, forestalling a more balanced global economy.

It would be ideal, even for the U.S. economy, if the rest of the developed world could reflate their economies while China and other emerging markets successfully manage to transition toward a consumption driven economies.

If not, the question becomes as to how long the U.S. can remain as an island of stability . Risks become enormous particularly if external headwinds creep onto U.S. shores and causes the economy to stall. The Federal Reserve does not too many tools left (other than QE and/or negative rates?). More crucially, the current political environment makes fiscal support less likely.

In a sense, the main macro story from 2015 continues into 2016 and we continue to monitor events carefully to see what the rest of the year will bring.


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My baby cries in the car seat. What to do?

Is your child constantly crying and you just can't seem to be able to silence the mewling? Whether it is a result of being colicky, moodiness or some other reason, these traditional techniques for comforting babies should help.

Playing soft music or singing to them in a soft, soothing voice.
Swaddling provides the continuous touch and support present in the womb.
Shushing sounds imitate the continual sound made by blood flowing through arteries near the womb.
Sucking deeply affects the nervous system, triggering the calming reflex and causing the release of natural chemicals within the brain. It is therefore very advisable, that you bring a pacifier with you, if your child is still using it.

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ORLANDO à partir Peru a acheté Concord Reverso Plus .
Nancy à partir USA a acheté BeSafe iZi Plus .
Anella à partir USA a acheté Aquascale bath stand .
Clémentine à partir France a acheté Minikid 2.0 .
Clémentine à partir France a acheté Axkid Wedge .
Ali à partir United Arab Emirates a acheté Joie Spin 360 .
Chaitanya à partir Australia a acheté Joie Spin 360 .


Supermoon: 'Worm moon' to illuminate Monday night sky

8 March 2020, 17:12

Last year's worm moon rises in Kashmir
Last year's worm moon rises in Kashmir. Picture: PA

By Megan White

The second supermoon of the year is set to light up the night sky and delight skygazers on Monday evening.

It is dubbed the “worm moon” and will be visible from 5.30pm.

But how did it get its name and where can you see it?

A blue super moon rises over the City of London
A blue super moon rises over the City of London. Picture: PA

When and where can I see the worm moon?

Known as the "worm moon", the celestial event is expected to be visible from 5.35pm on Monday, after sunset, as the moon rises in the east.

This full moon will also be a supermoon, meaning it will appear about 14 per cent bigger and 30 per cent brighter in the sky as it reaches its closest point to Earth.

The moon will set in the west at sunrise on Tuesday morning around 7.13am.

Why is it called the “worm moon”?

Royal Observatory astronomer Emily Drabek-Maunder said: "The March full moon is known as the worm moon, named after earthworms that emerge towards the beginning of spring as the ground thaws.

"Traditionally, monthly full moons are named from Native American tradition, but many also have Anglo-Saxon and Germanic origins.

"From those different origins, the March full moon has also been called the chaste moon, death moon, crust moon and even the sap moon after sap flowing from sugar maple trees."

A super moon rises above the Shard
A super moon rises above the Shard. Picture: PA

Why is called a “supermoon”?

According to NASA’s Gordon Johnston, the term "Supermoon" was coined by the astrologer Richard Nolle in 1979.

In a blog post, he wrote: “It refers to either a new or full Moon that occurs when the Moon is within 90 per cent of perigee, its closest approach to Earth in a given orbit.

“By this definition, in a typical year there can be 3 or 4 full Supermoons in a row and 3 or 4 new Supermoons in a row.

“In practice, what catches the public's attention are the full Moons that appear biggest (and therefore brightest) each year.

“For 2020, the four full Moons from February to May meet this 90 per cent threshold, with the full Moons in March and April nearly tied.

“The full Moon next month will be slightly closer to the Earth (about 0.1 per cent) than this March full Moon.”

How long will it last?

The Moon will appear full for about 3 days.

The first supermoon event of 2020 occurred last month and the next one will take place on April 8.


Category Archives: mcafee

McAfee partners with ECS to offer MDR capabilities through MVISION EDR

McAfee announced that it is partnering with ECS to offer managed threat detection and response (MDR) capabilities through McAfee MVISION EDR. ECS is the first North American MDR partner for McAfee MVISION EDR and will leverage MVISION EDR and supporting vendors to deliver a scalable, repeatable and customizable program that enables organizations to focus on only verified threats. MDR solutions can help organizations by alleviating the customer challenges associated with alert fatigue, false positives, inexperienced … More

The post McAfee partners with ECS to offer MDR capabilities through MVISION EDR appeared first on Help Net Security.

Cyber Security Roundup for January 2021

A suspected nation-state sophisticated cyber-attack of SolarWinds which led to the distribution of a tainted version the SolarWinds Orion network monitoring tool, compromising their customers, dominated the cyber headlines in mid-December 2020.  This was not only one of the most significant cyberattacks of 2020 but perhaps of all time. The United States news media reported the Pentagon, US intelligence agencies, nuclear labs, the Commerce, Justice, Treasury and Homeland Security departments, and several utilities were all compromised by the attack. For the full details of the SolarWinds cyber-attack see my article Sunburst: SolarWinds Orion Compromise Overview

Two other cyberattacks are possibly linked to the SolarWinds hack was also reported, the cyber-theft of sophisticated hacking tools from cybersecurity firm FireEye, a nation-state actor is suspected to be responsible. And the United States National Security Agency (NSA) advised a VMware security vulnerability was being exploited by Russian state-sponsored actors.

Amidst the steady stream of COVID-19 and Brexit news reports, yet another significant ransomware and cyber-extortion attack briefly made UK headlines. Hackers stole confidential records, including patient photos, from UK cosmetic surgery chain 'The Hospital Group', and threatening to publish patient's 'before and after' photos. The UK cosmetic surgery firm, which has a long history of celebrity endorsements, confirmed it was the victim of a ransomware attack, and that it had informed the UK's Information Commissioner's Office about their loss of personal data.

Spotify users had their passwords reset after security researchers alerted the music streaming platform of a leaky database which held the credentials of up to 350,000 Spotify users, which could have been part of a credential stuffing campaign. Security researchers at Avast reported 3 million devices may have been infected with malware hidden within 28 third-party Google Chrome and Microsoft Edge extensions.

A McAfee report said $1 Trillion was lost to cybercrime in 2020, and companies remained unprepared for cyberattacks in 2021.

Stay safe and secure.

    What is GPS spoofing?

     What is GPS spoofing?

    Global positioning system (GPS) technology is now the standard way for travelers to efficiently get from point A to point B. While GPS delivers unparalleled opportunities to businesses and individuals, there are some drawbacks to using this technology. GPS devices can be vulnerable to cyber attacks through GPS spoofing.

    GPS Spoofing 101

    Global navigation satellite systems (GNSS) have been around for years in many industrialized countries, and GPS is just one of those systems.   GPS spoofing happens when someone uses a radio transmitter to send a counterfeit GPS signal to a receiver antenna to counter a legitimate GPS satellite signal. Most navigation systems are designed to use the strongest GPS signal, and the fake signal overrides the weaker but legitimate satellite signal.

    Commercial Hazards of GPS Spoofing

    GPS spoofing isn’t to be confused with GPS jamming. GPS jamming happens when a cyber criminal blocks GPS signals altogether. Selling or using GPS jamming equipment that can block communications is illegal in the United States. While GPS jamming appears to be the greater threat, GPS spoofing delivers a sucker punch to a variety of businesses.

    GPS spoofing allows hackers to interfere with navigation systems without operators realizing it. The fake GPS feeds cause drivers, ship captains, and other operators to go off course without any coercion. Businesses that are particularly vulnerable to GPS spoofing are shipping companies, taxi services, and construction companies.

    Shipping Companies

    Shipping companies that haul freight via land, air, and sea all use GPS-based navigation systems to get cargo safely to destinations all over the world. GPS spoofing leaves these shipments vulnerable to hijacking and theft. A practical example of this is where hijackers use GPS spoofing to misdirect a vehicle to a location where its cargo can be robbed—and hid the truck’s location while it’s happening. Additionally, many shippers use GPS-enabled locks to secure their cargo, allowing them to open only when the truck arrives at its set destination. GPS spoofing undoes those locks as well. In all, this puts drivers in danger, and trucking companies lose millions of dollars of cargo each year due to hijacking incidents such as these.

    Taxi and Ride Sharing Services

    Gone are the days when taxi drivers relied solely on their knowledge of a city’s streets to transport passengers. Today’s taxi drivers can go into any city that their license allows and do their jobs efficiently with the use of GPS technology. This flexibility comes with some drawbacks, however. GPS spoofing allows drivers to fake their location and commit criminal acts while still on the clock. Drivers from ride services can also use the technique to fraudulently place themselves in surge areas to get more money for their services. Projecting a false location is a financial risk to companies and is potentially dangerous for passengers.

    Construction Companies

    While skilled construction workers are certainly valued, specialized tools, equipment, and machinery are the assets that many construction companies seek to track. These expensive assets commonly go missing on worksites, which eats into company profits. In recent years, GPS asset tracking systems have been installed to make sure construction equipment, tools, and machinery remain at authorized worksites. By using GPS spoofing, a thief could move an asset to a new location without anyone knowing about it until it was too late.

    Dangers of GPS Spoofing for Everyone Else

    GPS spoofing isn’t just a threat to businesses and government agencies; it also can be the catalyst for significant harm to individuals who rely on GPS. Cruising waterways along the coasts is a favorite hobby for those who enjoy boating.. Modern boats are equipped with GPS-based navigation systems. A cyber criminal can use GPS spoofing to get a skipper to steer his boat off course and into the path of danger from modern-day pirates.

    The makers of location-based dating apps tout them as a safe way to meet a potential mate. These apps use GPS technology to help users identify dates by their location. When a bad actor uses GPS spoofing, he can fake his location or guide his date to a dangerous location.

    The future of driving is now. Some electric cars are already equipped with an autopilot feature that offers unparalleled convenience to travel-weary drivers. However, independent research findings have uncovered a critical vulnerability in the cars’ navigation systems.  What will happen when fully autonomous, self-driving cars are made without steering devices that would allow a person to take control of their car during a GPS spoofing incident?

    Tips to Combat GPS Spoofing Attacks

    If you own a business that relies on GPS-based navigation systems, you’ll want to know the best ways to sabotage GPS spoofing attacks. The Department of Homeland Security points out some physical and procedural techniques to fight the problem. It recommends that companies hide GPS antennas from public view. GPS spoofing works well when an attacker can get close to an antenna and override legitimate GPS signals that come from orbiting satellites.

    The agency suggests installing a decoy antenna that’s in plain view of would-be cyber criminals. Adding redundant antennas in different locations at your site allows you to notice if one antenna is being targeted for GPS spoofing. Companies such as Regulus Cyber are also developing GPS spoofing detection software that alerts users of spoofing incidents and keeps their devices from acting on spoofed GPS data.

    Additionally, organizations should consider taking GPS-enabled equipment offline whenever connectivity isn’t actively required—thus making them less susceptible to attack. Likewise, following the basics of security hygiene provide further protection, such as regular updates and changing of passwords, along with the use of two-factor authentication, network firewalls, and other cyber defenses.

    GPS Spoofing for Privacy

    While GPS spoofing can cause big problems for people, businesses, and governments, there is a legitimate use for the practice. GPS tracking and location sharing present everyone with real privacy issues. GPS spoofing allows users to hide their actual location from those who could cause harm. Security companies can use GPS spoofing to guard high-profile clients or expensive merchandise. Individuals can install GPS spoofing apps for free on their Android phones to mask their locations and protect their privacy.

    The post What is GPS spoofing? appeared first on McAfee Blogs.

    What Security Means to Professionals

    What Security Means to Professionals

    Recently, we conducted a survey of 600 families and professionals in the U.S. to better understand what matters to them—in terms of security and the lives they want to lead online. The following article reflects what they shared with us, and allows us to share it with you in turn, with the aim of helping your workday go a little more smoothly.1

    How many windows are open on your computer right now? Check out your browser. How many tabs do you have? If it’s a typical workday, you’ve probably run out of fingers counting them up.

    Professionals put their computers through the paces. Consider the number of back-to-back meetings, video conferences, and presentations you lead and attend in a day, not to mention the time that you pour into work itself. Your computer has to keep up. It’s certainly no surprise that this is exactly the notion that came up in our research, time and time again.

    What’s on the minds of professionals when it comes to their security?

    In speaking with professionals about security, their answers largely revolved getting work done.

    • I need trusted apps and sites to work, always.
    • I need to maximize battery life while in transit or on a plane.
    • I need live presentations and demos to be seamless.
    • I need to multitask with multiple apps or multiple browser tabs open without locking up.
    • I need my computer to respond reliably and quickly without locking up.

    While on the surface this may mean performance is top of mind, a closer look reveals that performance is often a function of security. A quick and easy example of this is the classic virus infection, where getting a virus on your computer can bring work to a screeching halt.

    More broadly though, we see security as far more than just antivirus. We see it as protecting the person and helping them stay productive—giving them the tools to take care of the things that matter most to them. Thus, plenty of what we offer in a security suite focuses squarely on those concerns:

    Battery optimization keeps you working longer without fretting over finding an outlet in the airport or simply working without wires for longer.

    Password managers let you log into the apps and sites you count on without a second thought, also knowing that they’re securely stored and managed for protection.

    Vulnerability scanners make sure that your apps always have the latest updates, which ensures you have all the upgraded features and security protocols that come along with those updates.

    Inbox spam filters take yet another headache off your plate by removing junk mail before it can clutter up your inbox.

    Secure VPN keeps data safe from prying eyes on public Wi-Fi in places like airports, hotels, and coffee shops, which gives you more independence to work in more places knowing that your information is secure.

    Those are a few examples of specific features. Yet also important is that any security solution you use should your computer running quickly as well as smoothly. It should be lightweight and not hog resources so that your computer runs and responds quickly. (That’s a major focus of ours, where independent labs show that our performance is five times better than the average competitor.)

    Where can professionals get started?

    Drop by our page that’s put together just for professionals. We’ve gathered up several resources that’ll help you stay productive and safer too. Check it out, and we hope that it’ll keep you going whether you’re working on the road, in the office, or at home.

    Stay Updated

    • Survey conducted in October 2019, consisting of 600 computer-owning adults in the U.S.

    The post What Security Means to Professionals appeared first on McAfee Blogs.

    What Security Means to Elders

    senior using smartphone

    What Security Means to Elders

    Findings from Pew Research Center show that internet usage by elders has risen from an average of 14% in 2000 to 67% on average 2017. As these numbers continue to rise, we wanted to find out what was important to them—particularly as more and more of their lives go online.

    While many of us take shopping, surfing, and banking online for granted, they mark a dramatic shift for elders. They’ve gone from the days when banking meant banker’s hours and paper passbook to around-the-clock banking and a mobile app. And even if they use the internet sparingly, banking, finances, and commerce have gone digital. Their information is out there, and it needs to be protected.

    The good news is, elders are motivated.

    What’s on the minds of elders when it comes to their security?

    Most broadly, this sentiment captures it well: Technology may be new to me, but I still want to be informed and involved. For example, elders told us that they absolutely want to know if something is broken—and if so, how to fix it as easily as possible. In all, they’re motivated to get smart on the topic of security, get educated on how to tackle risks, and gain confidence that they go about their time on the internet safely. Areas of interest they had were:

    Identity protection: This covers a few things—one, it’s monitoring your identity to spot any initial suspicious activity on your personal and financial accounts before it becomes an even larger one; and two, it’s support and tools for recovery in the even your identity is stolen by a crook. (For more on identity theft, check out this blog.)

    Social Security monitoring:  Government benefits are very much on the mind of elders, particularly as numerous agencies increasingly direct people to use online services to manage and claim those benefits. Of course, hackers and crooks have noticed. In the U.S., for example, Social Security identified nearly 63,000 likely fraudulent online benefit applications in fiscal 2018, according to the agency’s Office of the Inspector General, up from just 89 in fiscal 2015.

    Scam prevention: An article from Protect Seniors Online cities some useful insights from the National Cyber Security Alliance and the Better Business Bureau. According to them there are five top scams in the U.S. that tend to prey on older adults.

    • Tech support scams are run by people, sometimes over the phone, that pretend to be from a reputable company, which will then ask for access to your computer over the internet, install malware, and then claim there’s a problem. After that, they’ll claim to “help” you by removing that malware—for an exorbitant fee.
    • Ransomware scams, where a crook will block access to your computer until you pay a sum of money. This is like the tech support scam, yet without the pretense of support—it’s straight-up ransom.
    • Tax scams that attempt to steal funds by instructing people to make payments to a scammer’s account. In the U.S., note that the IRS will not call to demand payment or appeal an amount you owe.
    • False debt collectors are out there too, acting in many ways like tax scammers. These will often come by way of email, where the hacker will hope that you’ll click the phony link or open a malicious attachment.
    • Sweepstakes and charity scams that play on your emotions, where you’re asked to pay to receive a prize or make a donation with your credit card (thereby giving crooks the keys to your account).

    Where can professionals get started?

    With that, we’ve put together several resources related to these topics. Drop by our site and check them out. We hope you’ll find some basic information and knowledge of behaviors that can keep you safe.

    Stay Updated

    The post What Security Means to Elders appeared first on McAfee Blogs.

    What Security Means to Families

    digital parenting

    What Security Means to Families

    One truth of parenting is this: we do a lot of learning on the job. And that often goes double when it comes to parenting and the internet.

    That’s understandable. Whereas we can often look to our own families and how we were raised for parenting guidance, today’s always-on mobile internet, with tablets and smartphones almost always within arm’s reach, wasn’t part of our experience growing up. This is plenty new for nearly all of us. We’re learning on the job as it were, which is one of the many reasons why we reached out to parents around the globe to find out what their concerns and challenges are—particularly around family safety and security in this new mobile world of ours.

     Just as we want to know our children are safe as they walk to school or play with friends, we want them to be just as safe when they’re online. Particularly when we’re not around and there to look over their shoulder. The same goes for the internet. Yet where we likely have good answers for keeping our kids safe around the house and the neighborhood, answers about internet safety are sometimes harder to come by.

    What concerns and questions do parents have about the internet?

    The short answer is that parents are looking for guidance and support. They’re focused on the safety of their children, and they want advice on how to parent when it comes to online privacy, safety, and screen time. Within that, they brought up several specific concerns:

    Help my kids not feel anxious about growing up in an online world.

    There’s plenty wrapped up in this statement. For one, it refers to the potential anxiety that revolves around social networks and the pressures that can come with using social media—how to act, what’s okay to post and what’s not, friending, following, unfriending, unfollowing, and so on—not to mention the notion of FOMO, or “fear of missing out,” and anxiety that arises from feelings of not being included in someone else’s fun.

    Keep my kids safe from bullying, or bullying others.

    Parents are right to be concerned. Cyberbullying happens. In a study spanning 30 countries, one child in three has said they’ve been the victim of cyberbullying according to a study conducted by UNICEF. On the flip side of that, a 2016 study of more than 5,000 students in the U.S. by the Cyberbullying Research Center reported that 11.5% of students between 12 and 17 indicated that they had engaged in cyberbullying in their lifetime.

    Feel like I can leave my child alone with a device without encountering inappropriate content.

    If we think of the internet as a city, it’s the biggest one there is. For all its libraries, playgrounds, movie theatres, and shopping centers, there are dark alleys and derelict lots as well. Not to mention places that are simply age appropriate for some and not for others. Just as we give our children freer rein to explore their world on their own as they get older, the same holds true for the internet. There are some things we don’t want them to see and do.

    Balance the amount of screen time my children get each day.

    Screen time is a mix of many things—from schoolwork and videos to games and social media. It has its benefits and its drawbacks, depending on what children are doing and how often they’re doing it. The issue often comes down to what is “too much” screen time, particularly as it relates to the bigger picture of physical activity, face-to-face time with the family, hanging out with friends, and getting a proper bedtime without the dim light of a screen throwing off their sleep rhythms.

    Where can parents get started?

    Beyond our job of providing online security for devices, our focus at McAfee is on protecting people. Ultimately, that’s the job we aim to do—to help you and your family be safer. Beyond creating software for staying safe, we also put together blogs and resources that help people get sharp on the security topics that matter to them. For parents, check out this page which puts forward some good guidance and advice that can help. Check it out, and we hope that you’ll find even more ways you can keep you and your family safe.

    Stay Updated

    The post What Security Means to Families appeared first on McAfee Blogs.


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Dina El-Sharnouby: New Social Movements: The Case of Youth’s Political Project in Egypt. Comparing the 1919 and 2011 Revolutions

News vom 31.10.2018

"With the 2011 Revolution in Egypt, new forms of social mobilization and new possibilities for political interaction surfaced. The manifestation of these events suggested a different understanding of politics among particularly revolutionary youth. How do their values and practices affect political imaginaries? How are those imaginaries different from previous revolutionary struggles? This article highlights the political projects of the 2011 revolutionary youth versus previous revolutionary struggles by looking at youth activists and the case of the leftist Bread and Freedom party. Contrasting the Revolution of 1919 to 2011 in Egypt reveals a renewed call to social justice imagined to be practiced through the state and state institutions while minimizing ideology and a singular leadership in their mobilization strategies. Drawing on fieldwork done in 2014 and 2015, this paper suggests that the 2011 political project from youth’s perspective is about the importance of political practices of social justice over an ideology."

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Gastric Ulcers

What is it?

What are the symptoms?

The clinical signs of ulcers are not noticeable in most horses. Of those horses clinically affected, the signs may include poor athletic performance, change in attitude, dull coat, altered eating behavior, weight loss, diarrhea and colic. In foals, teeth grinding (a sign of pain) and excessive salivation are common. Ulcers also occur in the first part of the small intestine (duodenum) and in the esophagus.

What are the causes?

Ulcers are caused by a variety of factors including: diet and feeding management – feeding high levels of concentrates, feed deprivation and types of feeds (grass hay vs lucerne, lucerne is known to have acid buffering abilities), stress of training or disease, mechanics of training (splashing of acid in stomach while exercising) as well as medications such as corticosteroids.

Feeding & Management:

of volatile fatty acids (These are the high carbohydrate grains such as corn). Incorporate fat supplements to increase calories without excess grain.  Medications that decrease stomach acid production are available, but are only necessary in horses showing signs of clinical diseases or when the predisposing factors, such as stress, cannot be removed.

Recommended Robank Feeds

Signature Balancer, Weight Gain, Golden Years, Relax Equine, Showtime


Met Éireann has issued a Status Yellow low temperature and ice warning for all counties, with temperatures of -4C expected tonight, as the cold snap hitting the country this week continues.

Freezing temperatures of between 0C and -4C are forecast, with the warning in effect from 5pm this evening until 11am tomorrow.

The forecaster has warned of ice forming on untreated surfaces, leading to treacherous conditions.

A similar warning is also in place in the North for counties Armagh, Antrim, Down, Fermanagh, Tyrone and Derry from 2pm until midday tomorrow.

Temperatures last night dropped to as low as -4.5C in some areas.

Such temperatures were seen in Mullingar (-4.5C), Oak Park in Carlow (-4.3C), and Casement Aerodrome in Dublin (-4C).

This morning, light sleet and snow spread southwards through the morning, with accumulations of snow in some areas.

AA Roadwatch is asking motorists to reduce their speed as it can take ten times longer to stop a vehicle in snow or ice. Lying snow will very gradually melt today, leading to icy conditions as frost sets in very quickly after nightfall.

Gritting of main roads by local councils has been taking place to lessen the danger on routes where motorists must make essential journeys.

Tomorrow, there will be widespread frost and ice to start, with temperatures struggling to reach afternoon highs of just 3C, according to Met Éireann.


the action of leading a group of people or an organization.

"different styles of leadership"

08 Nov 2020

Once an in-depth understanding has been developed, we can begin to concoct an evaluation, where the goal is to identify where change is needed. This includes identifying the company's strengths and weaknesses, as well as current and foreseeable problems.

In conclusion, S.N.Mushini consultants sole objective is identifying problems and opportunities, in order to develop solutions to problems and plans on capitalising on opportunities.

SNM Consultants take pride in what they do and so, rather than working solely from within our office and doing online research, we take the extra step of touring the facility, meeting with the board of directors and employees, analysing the finances and reading all company materials.

Why we operate with this process, is so that our business consultant can uncover the details of a company's mission and what operations are in place.

Social Media Marketing Consultant

By creating a network across the globe between our consultants and clients, we will strive to continue meeting our clients needs and help their companies flourish.

As S. N. Mushini is built from a network of consultants, we show our respect and appreciation to one another. Valuing our members and fluidly encouraging the development of each person including rewarding their performance.

We aim to exhibit a continuous strong will to win in the consulting industry. Making an impact where ever we land.

Our Consultants have worked with

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For Incredible Business

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© 2019 S.N.Mushini LTD. is a UK private company limited by guarantee (“SNM”). SNM and each of its member firms are legally separate and independent entities.


Proper Salvia Care (Complete Guide)

Salvia is a genus of plant that encompasses almost 1,000 species of shrubs, perennials, and annuals. Salvias are actually the largest genus in the mint family, Lamiaceae. The scientific name for sage, the popular kitchen herb, is Salvia officinalis. While not all varieties can be used to flavor your meals, most salvias make a colorful, perennial addition to your garden.

Most salvia species are incredibly easy to care for. In addition, the variety of salvias allows you to choose a plant based on the condition of your gardens.

Do you have full sun and well-drained soil? Salvia coccinea may work for you. How about partial shade and moist, boggy soil? Try planting some Salvia uliginosa!

A border of perennial salvia is a common sight in the garden. With the height of salvias ranging from 12 inches to 5 or more feet tall, there is a variety that will fit well in any situation.

Growing salvia is simple, especially when you use the techniques and care recommendations that we have provided below.

General Care Guide

The care regimen for salvias is relatively simple. Adequate sun, water, and well-drained, fertile soil are all that most varieties require to thrive. Many salvias will perform well as perennials in USDA Hardiness Zones 5 through 9. Some varieties will survive the winters in zone 4, while other salvias can withstand the heat of summer in zone 10.

The bloom time of most perennial salvias is from late spring to fall. Some varieties are available that will start earlier or later in the season. Most salvia species are also referred to as “bush sage” because of their tendency to take the shape of small bushes.

Amount of Sun

Most salvia varieties enjoy full sun exposure, with about 6 hours of direct sunlight required to trigger flowering in the plants. Some varieties will tolerate partial or full shade, such as Salvia patens or Salvia roemeriana.

Watering Frequency

Most salvias enjoy well-drained soil. Salvias do not require excessive water during the summer growing season. As long as they are receiving at least 1 inch of rain per week, they should be happy. In addition, adding a 2 to 3-inch layer of mulch around the base of your salvias will aid in moisture retention and weed prevention. Most perennial salvias are drought tolerant and can handle adverse watering and garden soil conditions.

In early spring, apply a layer of compost or fertilizer around the base of each salvia plant. Lightly rake the compost into the soil and apply a 2 to 3-inch layer of mulch. Your salvias should not require another round of fertilization until next spring.

Pruning Salvias

Most varieties of salvia die off and go dormant for the winter, although this will depend on the USDA Hardiness Zone and the type of salvia being grown.

If your salvias do go dormant, then pruning is hardly necessary. If you wish, you may prune the dead stalks as you please during the fall and use them as mulch. Any stalks that produce seed will have the possibility of introducing new salvias in the spring.

Many gardeners choose to wait to prune their salvia plants until after the flowers have produced seed and died off. This allows the plants to reseed in the spring and also provides a source of food for your local birds.

“Deadheading” is a popular pruning technique to achieve more flowering in salvia plants.

Deadheading Salvias

Salvia plants can be pruned during the flowering season with a technique called “deadheading”. The process involves removing the older, dying flower spikes to promote the new growth of stalks and blooms.

It is usually recommended to deadhead salvias by pinching the stalk off with your fingers. This allows the least amount of stress and damage to the plant, as long as care is taken not to pull or tug on the plant.

If the flower stalk is too strong to break with your fingers, cut flowers with pruning shears instead. Just be sure to disinfect the shears before use to prevent the spread of diseases among your plants. This is also the method of choice if you have a large number of salvias to deadhead.

Dividing Salvias

Salvias can easily be divided if they are growing too large.

Early in the spring season, before new growth appears, dig up the roots. Divide the root ball into clumps and replant each individual clump. Cover each clump with 1 to inches of soil and a 1 inch layer of compost. Cover with a layer of mulch and water well. Continue watering every time the soil dries out until the plant becomes established. Each planted clump will become its own salvia plant that can then be divided in a few years’ time.

There are too many salvia varieties to list here, but we will cover a few of the most popular. Flower colors commonly range from bright red to purple to blue. Most varieties will bloom from early spring until the first frost, with the most blooms being present in mid-summer.

Salvia coccinea, also known as scarlet sage, is known for its vivid red flower color. The plant is common in the Southeastern US and has grown popular in gardens worldwide. S. coccinea performs as a perennial in USDA Zones 9 and 10, as it can thrive in the summer heat. It propagates through reseeding in zones 6 through 8. It can be grown as an annual in colder zones. Scarlet sage can grow to around 3 feet tall and 2 ½ feet wide, performing as a small shrub in the garden.

Salvia farinacea, also known as mealycup sage, produces blue flowers with the distinctive smell of sage. The flower stalks grow to around 3 feet, while the plant itself can spread around 2 feet wide. S. farinacea grows well as a perennial in zones 8 through 10 and can be grown as an annual in colder climates.

Salvia elegans, also known as pineapple sage, is native to Mexico and Guatemala and features red flowers. It grows as a perennial in USDA Zones 8 through 10, enjoying full sun and a well-drained soil. However, it is tolerant to adverse conditions, including partial shade and drought. The red salvia plant can be grown as an annual throughout colder climates. Salvia elegans can grow to 4 feet in height and around 3 feet wide over the course of one growing season.

Salvia elegans

Salvia nemorosa, also known as the woodland sage, is native to Europe and Asia and features purple and blue flowers. The bush sage is popular with butterflies and hummingbirds, which lends to its use in butterfly and pollinator gardens. S. nemorosa grows in clumps around one foot in height and 1 ½ feet wide. The flower spikes can be cut back as they die off to encourage another round of blooms to take their place.

‘Blue Hill’ salvia is one of the most popular cultivars (subspecies) of Salvia nemorosa, known for its bold blue flowers. It is one of the easiest blue salvia varieties to grow, as it is tolerant of adverse conditions like drought. Best of all, it is a vigorous flower producer and will light up your perennial garden with blooms of blue throughout the entire summer.

Salvia nemorosa

‘Violet Profusion’ salvia is another cultivar of Salvia nemorosa that has been bred to feature deep purple flowers. It otherwise performs the same as other S. nemorosa cultivars.

Salvia greggii, also known as autumn sage, is a small shrubby plant with flowers that show shades of red, purple, and pink. The blooms of autumn sage are long-lasting and are known to attract hummingbirds.

‘Hot Lips’ is a popular cultivar of Salvia microphylla. The bright red flowers of ‘Hot Lips’ salvia last from early summer until the first frost. ‘Hot Lips’ salvia can grow to a height of around three feet tall and will thrive in full sun. The red and pink flowers will last until early fall.

Salvia microphylla

Design Ideas

Perennial salvias are great plants to use in garden design. They provide a short and colorful border for the rest of your perennial garden.

Most salvia varieties grow from one to three feet tall, providing a low border of beautiful blooms. Planting a variety of species can provide a nice mix of colors. For instance, ‘Hot Lips’ salvia, ‘Violet Profusion’ salvia, and ‘Blue Hill’ salvia could be planted in succession to create a pleasing array of color.

Siberian irises can be planted directly behind the salvias, as the iris flower stalks will protrude above the row of salvia plants. Most irises grow to around 3 or 4 feet tall. Siberian irises are available in various colors, which can be used to create a rainbow of flowers during bloom time.

Oriental lilies would be a great plant to use in the back of your garden design, as the plants can grow to around 6 feet tall. They will provide beautiful blooms in the late summer or early fall, contrasting the early summer blooms of the siberian irises.

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