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2018-04-27T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.814217 | -0.036396 | 0.384391 | 0.387404 | Debt collection | Auto debt | Attempts to collect debt not owed | Debt is not yours | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TX | 77088 | null | Other | Web | 2018-04-27T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2018-05-21T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.784897 | -0.497475 | 0.305593 | 0.197672 | Vehicle loan or lease | Loan | Struggling to pay your loan | Loan balance remaining after the vehicle is repossessed and sold | The XXXX XXXX XXXX was reposesesed approximately XXXX weeks prior to today 's date.i enquired when the car was to be auctioned on approximately XX/XX/XXXX and was told the car would be auctioned on XX/XX/XXXX. On XX/XX/XXXX I contacted the auction facility and the car was already sold. Not allowing me to retrieve it, t... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | GA | XXXXX | null | Consent provided | Web | 2018-05-21T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2018-06-04T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.824217 | 0.462211 | 0.450241 | 0.57889 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Problem with personal statement of dispute | I disputed the information with all three credit bureaus about this creditor on my credit report. They are reporting false and misleading information and causing my personal credit score to drop with the information they are providing this company needs to be deleted off of my report due to reporting inaccurate informa... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | OH | 454XX | Servicemember | Consent provided | Web | 2018-06-05T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2018-06-13T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.796407 | -0.039583 | 0.426513 | 0.394446 | Vehicle loan or lease | Loan | Getting a loan or lease | Fraudulent loan | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | FL | 32514 | null | Consent not provided | Web | 2018-06-13T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2018-06-15T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.823456 | -0.170958 | -0.061454 | 0.197015 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | GA | 30152 | null | Consent not provided | Web | 2018-06-15T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2018-06-29T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.749574 | -0.539782 | -0.204201 | 0.001864 | Vehicle loan or lease | Loan | Incorrect information on your report | Account status incorrect | I was told by a GoFinanical rep at the company that by law only 5 late payments can be removed and that they would be removed & that hasn't taken place. I have disputed with all 3 credit agencies that the inaccurate would be updated and that still hasn't happened. The company is now XXXX and the reps/supervisors are sa... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | SC | 29229 | null | Consent provided | Web | 2018-06-29T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2018-07-27T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.763621 | -0.544517 | 0.158919 | 0.126008 | Vehicle loan or lease | Loan | Problems at the end of the loan or lease | Problem with paying off the loan | XX/XX/2018 I talked to a customer service representative at XXXX XXXX we discussed applying credit of XXXX toward account I mailed in XXXX to make a complete payment of XXXX, credit was never applied to reflect payment, auto loan was originally contacted with Gofinancial. I was told that there is a credit, but it's no... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | MS | 39180 | null | Consent provided | Web | 2018-07-28T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2018-08-09T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.711304 | -0.650243 | 0.094085 | 0.051716 | Vehicle loan or lease | Loan | Managing the loan or lease | Billing problem | I made my payment XX/XX/2018 The payment posted XX/XX/2018 of XXXX. 10 days later the co. Is stating the payment was reversed and went back into my acct. I have provided several items from my bank have diligent worked to get this situation resolved. However the co. Has not excepted anything I have faxed them. Haven't r... | null | TX | 76227 | null | Consent provided | Web | 2018-08-09T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2018-09-16T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.829193 | -0.140493 | -0.061454 | 0.209082 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | null | null | GA | 30180 | null | Consent not provided | Web | 2018-09-16T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2018-10-08T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.765421 | 0.131048 | 0.19629 | 0.364253 | Vehicle loan or lease | Loan | Problems at the end of the loan or lease | Problem while selling or giving up the vehicle | In XXXX, I opened an account with Go Financial which is now XXXX. In XXXX, I went to trade in that vehicle while being promised by XXXX XXXX XXXX XXXX XXXX XXXX in XXXX XXXX, OH that the remaining balance from my other carwould be taken care of. XXXX XXXX paid the balance off, 45+ days late. Now my credit report shows... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | IN | 47331 | null | Consent provided | Web | 2018-10-08T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2018-10-26T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.812638 | -0.455591 | 0.290317 | 0.215788 | Debt collection | Auto debt | Took or threatened to take negative or legal action | Threatened or suggested your credit would be damaged | on XX/XX/XXXX I looked on my XXXX report and saw a collection for XXXX XXXX XXXX XXXX so I called them to find out what this auto loan was about they told me it was a dept they are trying to collect for XXXX XXXX XXXX I never signed a deal nor a contract with XXXX XXXX XXXX XXXX so they should not be contacting me or g... | null | GA | 30297 | null | Consent provided | Web | 2018-10-29T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2018-11-29T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.717909 | -0.459712 | -0.085973 | 0.057408 | Debt collection | Auto debt | Communication tactics | You told them to stop contacting you, but they keep trying | We bought a XXXX XXXX XXXX through XXXX, using their in-house financing solution, Go Financial. Somewhere down the line, a new provider, XXXX, acquired our loan.
Since then, they have been texting me about this loan, nonstop. XX/XX/XXXX was the start of the exchange. Each time, the car loan was current with a schedul... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | GA | 302XX | null | Consent provided | Web | 2018-11-29T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2019-03-28T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.827901 | -0.222225 | 0.082758 | 0.229478 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | null | null | null | null | null | null | Phone | 2019-04-05T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2019-04-19T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.795767 | -0.096955 | 0.305593 | 0.334801 | Vehicle loan or lease | Loan | Struggling to pay your loan | Loan balance remaining after the vehicle is repossessed and sold | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | FL | 32835 | Servicemember | Consent not provided | Web | 2019-04-19T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2019-05-03T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.782787 | -0.160666 | 0.384391 | 0.335504 | Debt collection | Auto debt | Attempts to collect debt not owed | Debt is not yours | This debt is not mine please remove this debt from my Credit Report | Company has responded to the consumer and the CFPB and chooses not to provide a public response | NY | 10977 | null | Consent provided | Web | 2019-05-03T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2019-05-17T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.717013 | -0.273233 | -0.204201 | 0.07986 | Vehicle loan or lease | Loan | Incorrect information on your report | Account status incorrect | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | MN | 55379 | null | Consent not provided | Web | 2019-05-17T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2019-05-31T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.805504 | 0.048783 | 0.305593 | 0.386626 | Vehicle loan or lease | Loan | Struggling to pay your loan | Loan balance remaining after the vehicle is repossessed and sold | Number XX/XX/XXXX Date Generated General Account Info Account Name GO FINANCIAL Account Number XXXX Account Type Auto Loan Responsibility Individual Date Opened XX/XX/XXXX Status Repossession. {$12000.00} written off. {$12000.00} past due as of XXXX XXXX.
Status Updated XX/XX/XXXX Balance {$12000.00} Balance Updated X... | null | TX | 76039 | null | Consent provided | Web | 2019-05-31T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2019-07-25T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.828631 | -0.518314 | 0.064542 | 0.124953 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | I didn't open the accounts somebody else must to open the loan | Company has responded to the consumer and the CFPB and chooses not to provide a public response | GA | 30126 | null | Consent provided | Web | 2019-07-25T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2019-08-28T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.837376 | -0.196682 | -0.455498 | 0.061732 | Debt collection | I do not know | Written notification about debt | Didn't receive enough information to verify debt | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | IL | 60621 | null | Consent not provided | Web | 2019-08-28T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2019-09-08T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.789277 | -0.086528 | 0.020753 | 0.241167 | Debt collection | Auto debt | Written notification about debt | Didn't receive enough information to verify debt | null | null | GA | 30083 | Servicemember | Consent not provided | Web | 2019-09-08T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2019-10-07T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.771454 | 0.40467 | 0.426513 | 0.534213 | Vehicle loan or lease | Loan | Getting a loan or lease | Fraudulent loan | Go Financial authorized a fraudulent loan in my name from a XXXX XXXX which at the time was my ex husband. Apparently my id was used and once notified via emails of this car loan I contacted the company and they did nothing to assist, but send me paperwork of signatures, but I never signed for a car or anything for Mr.... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | MO | 63301 | null | Consent provided | Web | 2019-10-07T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2019-10-26T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.821972 | -0.717401 | 0.188867 | 0.097812 | Debt collection | Auto debt | Written notification about debt | Didn't receive notice of right to dispute | Hello, My name is XXXX XXXX I have been in touch with XXXX from XXXX. XXXX set me up with a payment arrangement and told me to call when ready to pay. The arrangement date was set for XX/XX/19. About 4 days before the XXXX I contacted XXXX and left a message for a call back but no call back was received. I called again... | null | GA | 30083 | null | Consent provided | Web | 2019-10-26T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2020-01-23T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.816014 | -0.163014 | 0.020753 | 0.224584 | Debt collection | Auto debt | Written notification about debt | Didn't receive enough information to verify debt | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | GA | 30083 | Servicemember | Consent not provided | Web | 2020-01-23T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2020-02-20T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.74265 | 0.149763 | 0.305593 | 0.399335 | Vehicle loan or lease | Loan | Struggling to pay your loan | Loan balance remaining after the vehicle is repossessed and sold | My car was repossessed. The lender did not let me know what will happen to the car. State law requires them to tell me when it will be sold at public auction, state law requires that the creditor tell me the time and place of the sale so that I can attend and participate in the bidding.If the vehicle will be sold priva... | null | GA | 30331 | null | Consent provided | Web | 2020-02-20T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2020-02-26T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.782319 | -0.165027 | 0.305593 | 0.307628 | Vehicle loan or lease | Loan | Struggling to pay your loan | Loan balance remaining after the vehicle is repossessed and sold | null | null | OH | 44108 | null | Consent not provided | Web | 2020-02-26T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2020-02-29T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.788155 | -0.063309 | 0.384391 | 0.369745 | Debt collection | Auto debt | Attempts to collect debt not owed | Debt is not yours | This in not my debt it is due to identify fraud I sent information to company that is reporting debt company it is still reporting information to my credit | null | GA | 30126 | null | Consent provided | Web | 2020-02-29T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2020-07-26T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.741627 | -0.213077 | -0.204201 | 0.108117 | Vehicle loan or lease | Loan | Incorrect information on your report | Account status incorrect | null | null | FL | 32824 | null | Consent not provided | Web | 2020-07-26T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2020-08-21T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.777817 | -0.507573 | 0.305593 | 0.191945 | Vehicle loan or lease | Loan | Struggling to pay your loan | Loan balance remaining after the vehicle is repossessed and sold | I wasn't afforded the opportunity to recover the car, I was told The car was sold the next day at auction. Along with my personal belongings still in the car.The remaining balance was sold to XXXX XXXX XXXX. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | GA | 30331 | null | Consent provided | Web | 2020-08-21T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2020-12-06T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.754448 | -0.454227 | -0.556688 | -0.085489 | Credit card or prepaid card | General-purpose credit card or charge card | Trouble using your card | Can't use card to make purchases | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | CA | 94520 | null | Other | Web | 2020-12-10T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2021-01-27T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.718178 | -0.434065 | -0.370427 | -0.028771 | Credit card or prepaid card | Payroll card | Unexpected or other fees | null | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | IN | 469XX | null | Other | Web | 2021-01-27T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2021-02-20T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.837192 | -0.193291 | -0.048745 | 0.198385 | Debt collection | I do not know | Attempts to collect debt not owed | Debt is not yours | null | null | FL | 34237 | null | Consent not provided | Web | 2021-02-20T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2021-02-28T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.809903 | 0.07355 | 0.4533 | 0.445584 | Payday loan, title loan, or personal loan | Title loan | Struggling to pay your loan | null | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | FL | 32835 | null | Consent not provided | Web | 2021-02-28T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2021-03-31T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.815484 | -0.236924 | 0.028003 | 0.202188 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Investigation took more than 30 days | null | null | IL | 60126 | null | Consent not provided | Web | 2021-03-31T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2021-05-07T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.811368 | -0.099052 | 0.064542 | 0.258953 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | null | null | DE | 19977 | null | Consent not provided | Web | 2021-05-07T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2021-05-13T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.793268 | 0.032233 | 0.421605 | 0.415702 | Vehicle loan or lease | Loan | Struggling to pay your loan | Lender trying to repossess or disable the vehicle | I have be struggling with this loan company and they just don't want to help me. I have been making payments as I can and I check before my car was repossessed just recently I was just 30 days past due. Normally I would get a letter in the mail stating to pay by such an such date other wise we can legally or something ... | null | FL | 32808 | null | Consent provided | Web | 2021-05-13T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2021-05-18T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.81104 | -0.171048 | 0.028003 | 0.222665 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Investigation took more than 30 days | null | null | MI | 48111 | null | Consent not provided | Web | 2021-05-18T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2021-06-24T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.81078 | -0.24573 | -0.412352 | 0.050899 | Credit card or prepaid card | General-purpose prepaid card | Problem with a purchase or transfer | Card company isn't resolving a dispute about a purchase or transfer | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TX | 75231 | Servicemember | null | Phone | 2021-06-24T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2021-08-12T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.805483 | 0.04167 | -0.017206 | 0.276649 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | Pursuant to 15 usc 1681a ( 2 ) ( B ) Exclusions any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device ; should be excluded from my consumer report. The definition of a credit card Pursuant to Title 15 usc 1602i means any card, plate, coup... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | IN | 46410 | null | Consent provided | Web | 2021-08-12T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2021-08-20T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.737172 | -0.211516 | -0.145278 | 0.126792 | Vehicle loan or lease | Lease | Incorrect information on your report | Account information incorrect | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | FL | 32837 | null | Consent not provided | Web | 2021-08-20T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2021-10-13T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.795942 | -0.020665 | 0.379557 | 0.384944 | Debt collection | Auto debt | False statements or representation | Attempted to collect wrong amount | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | IL | 60404 | null | Consent not provided | Web | 2021-10-13T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2022-01-20T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.813068 | -0.234028 | -0.017206 | 0.187278 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | IL | 60419 | null | Consent not provided | Web | 2022-01-20T00:00:00 | Closed with explanation | No | null | go capital holdings, llc | 0.92172 |
2022-02-03T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.809476 | -0.224236 | -0.017206 | 0.189345 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | IL | 60419 | null | Consent not provided | Web | 2022-02-03T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2022-06-07T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.770497 | -0.109598 | 0.426513 | 0.362471 | Vehicle loan or lease | Loan | Getting a loan or lease | Fraudulent loan | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | NC | 28208 | null | Consent not provided | Web | 2022-06-07T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2022-07-03T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.73962 | -0.072545 | 0.336066 | 0.33438 | Debt collection | Auto debt | Took or threatened to take negative or legal action | Threatened to arrest you or take you to jail if you do not pay | XX/XX/XXXX and XX/XX/XXXX and XX/XX/XXXX disputed spoke to company and was advise debt to have been verified payment history show different on every report XXXX show account type : auto loan status date : XX/XX/XXXX balance update : XX/XX/XXXX XXXX show account type : installment status date : XX/XX/XXXX balance update... | null | FL | XXXXX | null | Consent provided | Web | 2022-07-03T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2022-08-19T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.814206 | -0.188695 | 0.22585 | 0.283787 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | In accordance with the fair credit Reporting act XXXX Account # XXXX, has my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account with my written instructions.
15 USC 1666B : A creditors may no... | null | GA | 30080 | Servicemember | Consent provided | Web | 2022-08-19T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2022-12-05T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.816889 | -0.061756 | 0.082758 | 0.279297 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | In accordance with the fair credit Reporting act XXXX Account # XXXX Go Financial has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions.
15 USC 16... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | VA | 23224 | null | Consent provided | Web | 2022-12-05T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2022-12-21T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.816931 | -0.284125 | 0.028003 | 0.186937 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Investigation took more than 30 days | After reviewing my credit profile on XXXX Ive identified a discrepancy with the account listed under Go Financial & requested that this account be removed due to New Jersey statue of limitations. This account has been on my report for 7 years and the statue of limitations for the state of New Jersey is 6 years. I have ... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | PA | 185XX | null | Consent provided | Web | 2022-12-21T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2023-06-17T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.815356 | 0.150704 | 0.082758 | 0.349606 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | GO FINANCIAL Auto Loan with account opened on XX/XX/2014 and a balance of {$0.00}.
I previously disputed this account stating : ''The current payment status of 30 Delinq is incorrect because the balance due on this account is {$0.00}. The company has failed to update my credit report or provide proof of the investigat... | null | CO | 80012 | null | Consent provided | Web | 2023-06-17T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2023-06-18T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.806491 | -0.117122 | 0.064542 | 0.251304 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | IL | 60502 | null | Consent not provided | Web | 2023-06-18T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2023-08-15T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.811434 | -0.207662 | 0.174293 | 0.259355 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Was not notified of investigation status or results | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | CA | 92563 | null | Other | Web | 2023-08-15T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2023-10-12T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.771893 | -0.220941 | 0.052944 | 0.201299 | Credit reporting or other personal consumer reports | Credit reporting | Improper use of your report | Credit inquiries on your report that you don't recognize | null | null | PA | 19129 | null | Consent not provided | Web | 2023-10-12T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2024-02-07T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.75141 | -0.206943 | 0.052944 | 0.199137 | Credit reporting or other personal consumer reports | Credit reporting | Improper use of your report | Credit inquiries on your report that you don't recognize | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | GA | 30631 | null | Consent not provided | Web | 2024-02-09T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2024-02-23T00:00:00 | go capital holdings, llc | 1888856D | BBG0112YVGB7 | 0.739034 | -0.174907 | 0.052944 | 0.20569 | Credit reporting or other personal consumer reports | Credit reporting | Improper use of your report | Credit inquiries on your report that you don't recognize | I recently reviewed my XXXX consumer profile and found an hard inquiry from a " non-account '' holding creditor named XXXX XXXX on XX/XX/2023. I've never given permissable purpose thru verbal or signed written authorization for this company to view my consumer profile. This may be a case of predatory tactics used by so... | null | GA | 30344 | Servicemember | Consent provided | Web | 2024-02-28T00:00:00 | Closed with explanation | Yes | null | go capital holdings, llc | 0.92172 |
2016-05-05T00:00:00 | wall street mortgage bankers | 1909254D | BBG0121DHFL9 | 0.856528 | -0.19958 | 0.103097 | 0.253348 | Mortgage | Conventional fixed mortgage | Loan servicing, payments, escrow account | null | null | null | NY | 10989 | null | Consent not provided | Web | 2016-05-05T00:00:00 | Closed with explanation | No | No | wall street mortgage bankers | 0.914174 |
2017-08-01T00:00:00 | wall street mortgage bankers | 1909254D | BBG0121DHFL9 | 0.846856 | -0.162248 | 0.098933 | 0.26118 | Mortgage | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | null | null | null | NY | 10128 | null | Consent not provided | Web | 2017-08-03T00:00:00 | Closed with explanation | Yes | null | wall street mortgage bankers | 0.914174 |
2016-01-11T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.854043 | -0.175145 | 0.319533 | 0.33281 | Debt collection | Payday loan | Communication tactics | Frequent or repeated calls | null | null | TX | 77573 | null | Consent not provided | Web | 2016-02-25T00:00:00 | Closed with explanation | No | Yes | acq holdings, llc. | 0.969394 |
2016-03-09T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.992931 | 0.32253 | 0.606544 | 0.640669 | Debt collection | Payday loan | Communication tactics | Threatened to take legal action | Repeated calls, a lot outside of XXXX - XXXX. They use abusive language, and threatened to take legal action. | Company believes it acted appropriately as authorized by contract or law | MO | 63118 | null | Consent provided | Web | 2016-04-01T00:00:00 | Closed with explanation | Yes | No | acq holdings, llc. | 0.959734 |
2016-08-11T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.983126 | -0.080152 | 0.294182 | 0.399052 | Payday loan | null | Charged fees or interest I didn't expect | null | I asked XXXX in XXXX XXXX KS. for a payday loan of {$100.00} they sent me {$400.00} then took out {$300.00} and charged me {$10.00} for taking it out. Then my bank got overcharges i had not the money to pay so i said i would take the other {$300.00} and they put in {$400.00}, and then {$530.00} and now i am told i owe ... | Company believes it acted appropriately as authorized by contract or law | MO | 634XX | Servicemember | Consent provided | Web | 2016-10-05T00:00:00 | Closed with explanation | Yes | No | acq holdings, llc. | 0.969394 |
2018-02-14T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.97905 | -0.539346 | 0.223821 | 0.221175 | Payday loan, title loan, or personal loan | Payday loan | Charged fees or interest you didn't expect | null | I took a small {$800.00} loan out with XXXX on XX/XX/2017 ; I asked that the re-payments be made in three equal installments, after the first discounted installment. The first payment was taken out on XX/XX/17 in the amount of {$100.00} ( 1 payment ) and they have taken subsequent payments every two weeks in the amoun... | Company believes it acted appropriately as authorized by contract or law | MO | 655XX | Older American, Servicemember | Consent provided | Web | 2018-03-01T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2018-05-03T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.989151 | -0.686038 | 0.109686 | 0.1376 | Payday loan, title loan, or personal loan | Installment loan | Charged fees or interest you didn't expect | null | I received through email or a mailing, how to receive overnight {$800.00} which I am pre approved for, so I called and spoke with a man, recalling the conversation nothing was mentioned about the huge payback amount, certainly not this must money he was fast talking and confusing, however strapped for cash I agreed, no... | Company believes it acted appropriately as authorized by contract or law | WI | 532XX | Older American | Consent provided | Web | 2018-05-03T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.959734 |
2018-08-22T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.982114 | -0.413961 | 0.189477 | 0.252543 | Payday loan, title loan, or personal loan | Payday loan | Charged fees or interest you didn't expect | null | On XX/XX/2018 I applied for a loan online and XXXX XXXX XXXX was the company that received my application. At the time I was shopping for the lowest rate. I spoke with the manager and he stated he would give me a discount and I would only pay {$64.00} of interest for the life of my loan. He did everything on the phone.... | Company believes it acted appropriately as authorized by contract or law | TX | XXXXX | null | Consent provided | Web | 2018-08-22T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2018-11-27T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.983728 | -0.123018 | 0.175754 | 0.345488 | Payday loan, title loan, or personal loan | Payday loan | Charged fees or interest you didn't expect | null | null | Company believes it acted appropriately as authorized by contract or law | MO | 65584 | Servicemember | Consent not provided | Web | 2018-11-27T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2019-06-13T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.976297 | -0.095189 | 0.17223 | 0.351113 | Payday loan, title loan, or personal loan | Payday loan | Charged fees or interest you didn't expect | null | null | Company believes it acted appropriately as authorized by contract or law | TX | 78640 | null | Consent not provided | Web | 2019-06-13T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2019-08-12T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.978012 | -0.241985 | 0.29245 | 0.342826 | Payday loan, title loan, or personal loan | Payday loan | Can't stop withdrawals from your bank account | null | I sent the company written notification via fax on XX/XX/2019 stating I was revoking ACH access to my XXXX XXXX checking account.
Twice after receiving the letter ( fax confirmation attached ) they debited my account causing overdraft fees.
They ignored my written request in violation of Federal and State laws. | Company disputes the facts presented in the complaint | TX | 761XX | null | Consent provided | Web | 2019-08-12T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2019-09-12T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.978097 | 0.219585 | 0.49716 | 0.564947 | Debt collection | Payday loan debt | Took or threatened to take negative or legal action | Threatened to sue you for very old debt | To whom may concern please stop sending me a letter through mail threatening legal action against, me from the Law offices XXXX XXXX XXXX XXXX, I will file a complaint with the Consumer Financial Protection Bureau under the Civil statute of Limitation law in the state of Texas. The expired date on this collection of de... | Company believes it acted appropriately as authorized by contract or law | TX | 77459 | null | Consent provided | Web | 2019-09-16T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2020-01-02T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.985336 | 0.493781 | 0.451025 | 0.643381 | Debt collection | Payday loan debt | False statements or representation | Attempted to collect wrong amount | Repeated calls at work, repeated calls on personal phone. I tried to resolve situation by offering a payment plan once a month, they wouldn't do it. I revoked the ACH well before my first due date and they started to harass me and turned the debt as " defaulted '' to some XXXX XXXX XXXX XXXX XXXX XXXX whom is not licen... | Company believes it acted appropriately as authorized by contract or law | WI | 54729 | null | Consent provided | Web | 2020-01-13T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2020-04-25T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.822097 | -0.386046 | 0.174324 | 0.203458 | Payday loan, title loan, or personal loan | Payday loan | Charged fees or interest you didn't expect | null | I started a loan agreement with Easy Cash ASAP on XX/XX/2020, for the amount of {$500.00}. The initial agreement was for 11 payments of {$130.00} for a total of just over {$1500.00}, if minimum payment was made on time as scheduled. However, it clearly states there is no early payment penalty. So, I started paying abov... | null | TX | 78717 | null | Consent provided | Web | 2020-04-25T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2020-04-29T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.821013 | -0.705865 | 0.073434 | 0.062861 | Payday loan, title loan, or personal loan | Payday loan | Problem with the payoff process at the end of the loan | null | Contacted the company today on XX/XX/XXXX at XXXX central time. Spoke to a guy named XXXX that was rude and told me he was director of operations. In addition I have a payment set for Friday the XX/XX/XXXX via debit card. I called and asked if I could make my payment early today. He said I could make a payment but th... | null | WI | 54935 | null | Consent provided | Web | 2020-04-29T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2020-07-14T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.824517 | 0.533357 | 0.223451 | 0.527108 | Payday loan, title loan, or personal loan | Payday loan | Charged fees or interest you didn't expect | null | I took out a payday loan in XXXX of 2016. I made months of payments. When I asked, after many, many, many payments, what my payoff amount was, I learned that not XXXX cent of the hundreds of dollars I had paid back, for a {$600.00} loan, had not been applied to the principle. Not XXXX cent! I quit paying out of frustra... | null | MO | 63122 | Older American | Consent provided | Web | 2020-07-23T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2020-08-03T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.826208 | -0.307258 | 0.352808 | 0.290586 | Debt collection | Payday loan debt | False statements or representation | Told you not to respond to a lawsuit they filed against you | I was served by XXXX XXXX County back in XX/XX/XXXX, I never received anything from this company prior. I called XXXX XXXX XXXX the collection office and spoke with XXXX. He refused to send me documentation pertaining to this suit. He told me that if I didnt want to pay thats fine go to court. I attended all court date... | null | MO | 63031 | null | Consent provided | Web | 2020-08-03T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2021-02-05T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.984825 | 0.455278 | -0.030001 | 0.470034 | Debt collection | Payday loan debt | Communication tactics | You told them to stop contacting you, but they keep trying | Daily I receive emails, phone calls, including at work, and text messages claiming attempts to reach me have failed and threatening to take next steps. I have documented proof that I have emailed and written to them on numerous occasions indicating that I want to resolve the debt but need payment plan options and to co... | Company believes it acted appropriately as authorized by contract or law | WI | 53719 | null | Consent provided | Web | 2021-02-24T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2022-10-06T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.819488 | -0.415322 | 0.040198 | 0.148121 | Payday loan, title loan, or personal loan | Installment loan | Getting the loan | null | First of all this company will not quit harassing me for payment on loan that i never applied for in the first place, second never recieved, and third they can not provide proof of any of the above. In fact when confronted about this, they stated that they deposited the loan into XXXX XXXX XXXX. Which I'm sorry we all ... | null | IN | 474XX | Servicemember | Consent provided | Web | 2022-10-06T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2023-03-16T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.810703 | -0.034051 | 0.402985 | 0.393213 | Payday loan, title loan, or personal loan | Payday loan | Struggling to pay your loan | null | null | null | SC | 29223 | null | Consent not provided | Web | 2023-03-16T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2023-05-24T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.817448 | -0.562201 | 0.387426 | 0.214224 | Debt collection | Payday loan debt | Attempts to collect debt not owed | Debt is not yours | I recently talked to this company about this debt I'm not quite sure why I'm owing this much it was about {$500.00} and some the time I talked to him and we set up a payment arrangement to pay at least {$100.00} a month so I believe that XXXX is incorrect therefore I believe that this amount should be disputed ASAP | null | TX | XXXXX | null | Consent provided | Web | 2023-05-24T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2023-05-31T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.978128 | -0.664879 | 0.451951 | 0.255067 | Payday loan, title loan, or personal loan | Installment loan | Struggling to pay your loan | null | I received an email from lending tree. The email stated that I was approved for a loan for {$8000.00} the gentleman said you're approved but we need to try to raise your credit score a little bit more so we need some information that gentleman 's name was XXXX XXXX so he sent me another email to help me with my raise m... | Company believes the complaint is the result of a misunderstanding | TX | 78245 | null | Consent provided | Web | 2023-05-31T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2023-09-25T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.774059 | -0.114302 | 0.12167 | 0.260476 | Payday loan, title loan, personal loan, or advance loan | Payday loan | Received a loan you didn't apply for | null | null | null | WI | 53144 | null | Other | Web | 2023-09-25T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2023-12-13T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.831385 | -0.481825 | -0.455498 | -0.035313 | Debt collection | I do not know | Written notification about debt | Didn't receive enough information to verify debt | On XX/XX/2023, I called XXXX XXXX XXXX about a XXXX collection item I had wanted to set up a payment plan to satisfy fy debt, have account removed, so I could get a car and prepare for home purchase. I REPEATEDLY TOLD THEM ABOUT HOME/VEHICLE PURCHASE. So I set up the plan and then the representative said I have another... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | AZ | XXXXX | Servicemember | Consent provided | Web | 2023-12-13T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2024-01-15T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.801153 | 0.16093 | 0.447063 | 0.469716 | Debt collection | Payday loan debt | Took or threatened to take negative or legal action | Seized or attempted to seize your property | XXXX XXXX of a law office called me from phone number XXXX XXXX XXXX on XX/XX/XXXX she told me that I owed money to easy cash asap and if I did not pay it she was going to send it to XXXX county as a lawsuit. I was planning on paying it anyway and told her I would pay it. I paid with a someone and was told I would get ... | null | TX | 76063 | null | Consent provided | Web | 2024-01-18T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2024-01-25T00:00:00 | acq holdings, llc. | 1926273D | BBG012WDGY99 | 0.823253 | -0.538242 | 0.111679 | 0.13223 | Debt collection | Payday loan debt | Written notification about debt | Didn't receive enough information to verify debt | I was contacted by XXXX XXXX on XXXX in regards to debt owed with Easy Cash approximately taken XXXX. The person that called me was XXXX XXXX at XXXX regarding making payment otherwise the case would go to court. On XXXX I requested a validation letter from her. I was emailed the information via XXXX from a XXXX XXXX X... | null | TX | 752XX | null | Consent provided | Web | 2024-01-30T00:00:00 | Closed with explanation | Yes | null | acq holdings, llc. | 0.969394 |
2016-04-27T00:00:00 | j&j financial services llc | 1939910D | BBG013J4C7Y7 | 0.85013 | -0.1565 | 0.019778 | 0.237803 | Debt collection | I do not know | Cont'd attempts collect debt not owed | Debt is not mine | null | null | MO | 64117 | null | Consent not provided | Web | 2016-11-08T00:00:00 | Closed with non-monetary relief | No | No | j&j financial services llc | 0.978888 |
2016-02-22T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.83849 | -0.308029 | -0.066716 | 0.154581 | Credit card | null | Customer service / Customer relations | null | On XXXX/XXXX/2016 around XXXX EST I received a call from a XXXX XXXX at Deville Asset Management LTD in regards to my past due XXXX Account. I answered the call from work because we have been playing phone tag to request a call back in a hour when I punched out. XXXX XXXX than proceeded to tell me I never answer the ph... | null | MD | 21221 | null | Consent provided | Web | 2016-03-18T00:00:00 | Closed with explanation | No | No | riverwalk financial corporation | 0.994326 |
2016-03-08T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.989439 | 0.20285 | 0.408445 | 0.533578 | Debt collection | I do not know | Taking/threatening an illegal action | Threatened arrest/jail if do not pay | Threatened me on the phone that they were going to arrest my wife if she did n't pay a debt she supposedly owed them. I paid all her debts off in 2012, so that 's not possible. They also called my sister a few weeks ago and claimed my wife was going to be jailed for failing to pay. How they got her phone number is beyo... | Company can't verify or dispute the facts in the complaint | SC | 29229 | Servicemember | Consent provided | Web | 2016-03-28T00:00:00 | Closed | No | No | riverwalk financial corporation | 0.994326 |
2016-04-04T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.98807 | 0.560317 | 0.079801 | 0.542729 | Student loan | Non-federal student loan | Dealing with my lender or servicer | Don't agree with fees charged | I have been battling with this company for months. They are a debt buyer and they are trying to force me to pay them for a debt that they do not have any legal right to do so b/c I have never entered into a contractual agreement with them so therefore I 'm not financially or legal obligated to pay them. They are not se... | Company disputes the facts presented in the complaint | TN | 37217 | null | Consent provided | Web | 2016-04-06T00:00:00 | Closed with explanation | Yes | No | riverwalk financial corporation | 0.994326 |
2016-04-05T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.858925 | 0.316756 | 0.415537 | 0.530406 | Debt collection | I do not know | Communication tactics | Threatened to take legal action | I previously filed complaints with the CFPB & other agencies against XXXX XXXX XXXX for abusive business practices relating to an unsubstantiated collection account. ( Case number : XXXX ) XXXX XXXX XXXX responded to my complaints and deleted the unsubstantiated collection from my reports and stated that they were clos... | null | TX | 75087 | null | Consent provided | Web | 2016-04-05T00:00:00 | Closed with explanation | Yes | Yes | riverwalk financial corporation | 0.994499 |
2016-04-13T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.983977 | -0.186233 | 0.600443 | 0.466062 | Debt collection | Credit card | Taking/threatening an illegal action | Threatened to sue on too old debt | I received a notice from DeVille Asset Management LTD in XXXX, XXXX on XXXX XXXX XXXX. It stated that I owe over {$20000.00}, I could receive XXXX % off by settling for over {$13000.00}. I mailed a reply letter dated XXXX XXXX stating the debt was a credit card debt that was over 7 years old which I believed to be past... | Company believes it acted appropriately as authorized by contract or law | TN | 376XX | null | Consent provided | Web | 2016-04-13T00:00:00 | Closed with explanation | No | Yes | riverwalk financial corporation | 0.994326 |
2016-05-16T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.849932 | -0.105615 | 0.409795 | 0.384704 | Debt collection | Non-federal student loan | Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | IL | 60639 | null | Consent not provided | Web | 2016-05-16T00:00:00 | Closed | No | No | riverwalk financial corporation | 0.994326 |
2016-05-20T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.857351 | -0.171159 | 0.369406 | 0.351866 | Debt collection | Credit card | Disclosure verification of debt | Not given enough info to verify debt | null | Company has responded to the consumer and the CFPB and chooses not to provide a public response | FL | 33193 | null | Consent not provided | Web | 2016-05-20T00:00:00 | Closed | No | Yes | riverwalk financial corporation | 0.994499 |
2016-06-02T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.859168 | -0.178604 | -0.008451 | 0.224037 | Debt collection | I do not know | Disclosure verification of debt | Not given enough info to verify debt | null | null | CA | 91701 | null | null | Postal mail | 2016-06-19T00:00:00 | Closed | No | No | riverwalk financial corporation | 0.994499 |
2016-06-06T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.97686 | -0.158307 | 0.11843 | 0.312327 | Other financial service | Debt settlement | Fraud or scam | null | null | Company believes the complaint is the result of a misunderstanding | MA | 01527 | null | null | Phone | 2016-08-09T00:00:00 | Closed with explanation | Yes | No | riverwalk financial corporation | 0.994326 |
2016-07-25T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.852283 | -0.001694 | 0.329625 | 0.393405 | Student loan | Non-federal student loan | Dealing with my lender or servicer | Received bad information about my loan | I went to XXXX XXXX and it has been closed due to predatory lending, unfulfilled guarantees and promises and fraudulent grade reporting to ensure higher graduation percentages. Deville Asset Management, LTD contacted me in XXXX. They said the loan was turned over to them for collections. When I tried to ask about the v... | null | CO | 80138 | null | Consent provided | Web | 2016-08-24T00:00:00 | Closed with explanation | No | No | riverwalk financial corporation | 0.994326 |
2016-08-05T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.98913 | 0.164779 | 0.267199 | 0.473702 | Student loan | Federal student loan servicing | Dealing with my lender or servicer | Trouble with how payments are handled | Riverwalk Debt Solutions told me that they would be able to consolidate my federal loans and my payments would be based on my income. I just got off the phone with XXXX based in XXXX, and they informed me that they would not work with Riverwalk and that they were still going to collect payments from me for my federal l... | Company believes it acted appropriately as authorized by contract or law | VA | 234XX | null | Consent provided | Web | 2016-08-09T00:00:00 | Closed with explanation | Yes | No | riverwalk financial corporation | 0.994326 |
2016-08-22T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.987651 | -0.351597 | 0.30957 | 0.315208 | Student loan | Federal student loan servicing | Dealing with my lender or servicer | Received bad information about my loan | I was contacted by a 3rd party, in which I thought was a government entity, to help me pay down my student loan payments & to consolidate them all to XXXX. I was in the process of getting a car but they could not give me a loan because they saw i had a {$54000.00} student loan that processed in XX/XX/XXXX. I was not aw... | Company believes it acted appropriately as authorized by contract or law | TX | 75287 | null | Consent provided | Web | 2016-08-24T00:00:00 | Closed with explanation | No | No | riverwalk financial corporation | 0.994326 |
2016-08-23T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.849561 | -0.212223 | 0.267246 | 0.301528 | Debt collection | Federal student loan | Communication tactics | Frequent or repeated calls | null | null | VA | 22003 | null | null | Phone | 2016-08-24T00:00:00 | Closed with explanation | No | No | riverwalk financial corporation | 0.994326 |
2016-08-29T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.987301 | -0.004377 | 0.445335 | 0.476086 | Debt collection | Credit card | Cont'd attempts collect debt not owed | Debt resulted from identity theft | This debt has been being passed around to XXXX collection agency after another for over 10 years.
Can you please help? | Company disputes the facts presented in the complaint | OR | 972XX | null | Consent provided | Web | 2016-08-29T00:00:00 | Closed | No | Yes | riverwalk financial corporation | 0.994326 |
2016-08-31T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.810634 | -0.074848 | 0.115766 | 0.283851 | Other financial service | Debt settlement | Fraud or scam | null | null | null | CT | 06511 | null | null | Postal mail | 2016-10-05T00:00:00 | Closed with explanation | No | No | riverwalk financial corporation | 0.994326 |
2016-09-09T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.820056 | -0.189095 | -0.13127 | 0.166564 | Other financial service | Debt settlement | Unexpected/Other fees | null | null | null | NY | 10011 | null | null | Postal mail | 2016-09-13T00:00:00 | Closed with monetary relief | No | No | riverwalk financial corporation | 0.994326 |
2016-09-10T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.99256 | -0.135646 | 0.369406 | 0.408773 | Debt collection | Credit card | Disclosure verification of debt | Not given enough info to verify debt | null | Company believes it acted appropriately as authorized by contract or law | CA | 90292 | null | Consent not provided | Web | 2016-09-10T00:00:00 | Closed | No | No | riverwalk financial corporation | 0.994499 |
2016-09-12T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.848148 | -0.075261 | 0.445335 | 0.406074 | Debt collection | Credit card | Cont'd attempts collect debt not owed | Debt resulted from identity theft | null | null | TX | 77005 | null | Consent not provided | Web | 2016-09-12T00:00:00 | Closed with explanation | No | No | riverwalk financial corporation | 0.994326 |
2016-09-15T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.848952 | -0.017686 | 0.353668 | 0.394978 | Debt collection | Credit card | Disclosure verification of debt | Not given enough info to verify debt | null | null | SC | 29730 | null | null | Referral | 2016-09-19T00:00:00 | Closed with explanation | No | No | riverwalk financial corporation | 0.994326 |
2016-09-26T00:00:00 | riverwalk financial corporation | 1976598D | BBG014MBHQZ7 | 0.989644 | 0.111403 | 0.226198 | 0.442415 | Debt collection | Auto | Disclosure verification of debt | Not given enough info to verify debt | Debt collector called XXXX XXXX XXXX, XXXX Phone : XXXX XXXX XXXX XXXX , XXXX , TX XXXX Saying i owe {$8000.00} for an auto loan. They can not provide the company or account no from the original loan. I do not have anything on my credit report regarding this loan nor have they been able to give any specific information... | Company can't verify or dispute the facts in the complaint | TN | 38016 | null | Consent provided | Web | 2016-10-27T00:00:00 | Closed with non-monetary relief | No | No | riverwalk financial corporation | 0.994326 |
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