[User] Show me all active policies for customers who live in California, along with their total premium payments made so far.

[Assistant] SELECT p.policy_id, p.policy_number, c.first_name, c.last_name, p.premium_amount, SUM(pp.amount_paid) AS total_payments_made FROM insurance.policies p JOIN insurance.customers c ON p.customer_id = c.customer_id LEFT JOIN insurance.premium_payments pp ON p.policy_id = pp.policy_id WHERE p.status = 'Active' AND c.state = 'California' GROUP BY p.policy_id, p.policy_number, c.first_name, c.last_name, p.premium_amount;

[User] I also want to see how many claims each of these policies has had.

[Assistant] SELECT p.policy_id, p.policy_number, c.first_name, c.last_name, p.premium_amount, SUM(pp.amount_paid) AS total_payments_made, COUNT(cl.claim_id) AS claim_count FROM insurance.policies p JOIN insurance.customers c ON p.customer_id = c.customer_id LEFT JOIN insurance.premium_payments pp ON p.policy_id = pp.policy_id LEFT JOIN insurance.claims cl ON p.policy_id = cl.policy_id WHERE p.status = 'Active' AND c.state = 'California' GROUP BY p.policy_id, p.policy_number, c.first_name, c.last_name, p.premium_amount;

[User] Actually, I only want to see policies that have at least one claim.

[Assistant] SELECT p.policy_id, p.policy_number, c.first_name, c.last_name, p.premium_amount, SUM(pp.amount_paid) AS total_payments_made, COUNT(cl.claim_id) AS claim_count FROM insurance.policies p JOIN insurance.customers c ON p.customer_id = c.customer_id LEFT JOIN insurance.premium_payments pp ON p.policy_id = pp.policy_id JOIN insurance.claims cl ON p.policy_id = cl.policy_id WHERE p.status = 'Active' AND c.state = 'California' GROUP BY p.policy_id, p.policy_number, c.first_name, c.last_name, p.premium_amount HAVING COUNT(cl.claim_id) > 0;

[User] Now show me the average settlement amount for these policies' claims.

[Assistant] SELECT p.policy_id, p.policy_number, c.first_name, c.last_name, p.premium_amount, SUM(pp.amount_paid) AS total_payments_made, COUNT(cl.claim_id) AS claim_count, AVG(cl.settlement_amount) AS avg_settlement FROM insurance.policies p JOIN insurance.customers c ON p.customer_id = c.customer_id LEFT JOIN insurance.premium_payments pp ON p.policy_id = pp.policy_id JOIN insurance.claims cl ON p.policy_id = cl.policy_id WHERE p.status = 'Active' AND c.state = 'California' GROUP BY p.policy_id, p.policy_number, c.first_name, c.last_name, p.premium_amount HAVING COUNT(cl.claim_id) > 0;

System:
You are an SQL statement expert. Given the table structure described by the CREATE TABLE statement, write an SQL query that provides the solution to the user's question.
##Table Structure
CREATE TABLE insurance.customers (
    customer_id character varying(64) NOT NULL,  -- unique identifier for the customer
    first_name character varying(100) NOT NULL, -- customer's first name
    last_name character varying(100) NOT NULL, -- customer's last name
    date_of_birth date NOT NULL, -- customer's date of birth
    ssn_hash character varying(128), -- Hashed social security number (or national ID)
    address_line1 character varying(255) NOT NULL,
    address_line2 character varying(255),
    city character varying(100) NOT NULL,
    state character varying(50) NOT NULL,
    zip_code character varying(20) NOT NULL,
    country character varying(50) NOT NULL DEFAULT 'USA',
    phone_number character varying(30),
    email character varying(128) UNIQUE, -- unique email address
    created_at timestamp NOT NULL DEFAULT CURRENT_TIMESTAMP, -- when the customer record was created
    updated_at timestamp, -- when the customer record was last updated
    status character varying(20) NOT NULL DEFAULT 'Active', -- e.g., Active, Inactive, Prospect
    PRIMARY KEY (customer_id)
)
CREATE TABLE insurance.policies (
    policy_id character varying(64) NOT NULL, -- unique identifier for the policy
    customer_id character varying(64) NOT NULL, -- identifier for the policyholder (FK to customers)
    product_id character varying(64) NOT NULL, -- identifier for the insurance product (FK to insurance_products)
    agent_id character varying(64), -- identifier for the agent who sold the policy (FK to agents)
    policy_number character varying(100) NOT NULL UNIQUE, -- customer-facing policy number
    start_date date NOT NULL, -- date the policy coverage begins
    end_date date NOT NULL, -- date the policy coverage ends
    premium_amount numeric(12, 2) NOT NULL, -- total premium for the policy term
    coverage_limit numeric(15, 2) NOT NULL, -- maximum amount covered
    deductible numeric(10, 2) NOT NULL, -- amount customer pays before coverage kicks in
    status character varying(30) NOT NULL, -- e.g., Active, Expired, Cancelled, Pending
    issued_at timestamp NOT NULL DEFAULT CURRENT_TIMESTAMP, -- when the policy was issued
    cancellation_date date,
    cancellation_reason text,
    PRIMARY KEY (policy_id)
)
CREATE TABLE insurance.claims (
    claim_id character varying(64) NOT NULL, -- unique identifier for the claim
    policy_id character varying(64) NOT NULL, -- identifier of the policy under which the claim is made (FK to policies)
    customer_id character varying(64) NOT NULL, -- identifier of the customer making the claim (FK to customers)
    incident_date timestamp NOT NULL, -- date and time of the incident leading to the claim
    reported_date timestamp NOT NULL DEFAULT CURRENT_TIMESTAMP, -- date the claim was reported
    description text NOT NULL, -- detailed description of the incident and claim
    estimated_loss numeric(15, 2), -- initial estimated cost of the loss
    status character varying(30) NOT NULL, -- e.g., Filed, Processing, Under Review, Approved, Denied, Settled
    settlement_amount numeric(15, 2), -- final amount paid out
    settlement_date date,
    claim_handler_id character varying(64), -- identifier for the employee handling the claim (FK to employees/adjusters)
    police_report_number character varying(100),
    PRIMARY KEY (claim_id)
)
CREATE TABLE insurance.premium_payments (
    payment_id character varying(64) NOT NULL, -- unique identifier for the payment
    policy_id character varying(64) NOT NULL, -- identifier of the policy the payment is for (FK to policies)
    customer_id character varying(64) NOT NULL, -- identifier of the customer making the payment (FK to customers)
    payment_date timestamp NOT NULL DEFAULT CURRENT_TIMESTAMP, -- date the payment was received
    amount_paid numeric(12, 2) NOT NULL, -- amount of the payment
    payment_method character varying(50), -- e.g., Credit Card, Bank Transfer, Check
    transaction_reference character varying(128) UNIQUE, -- reference from payment processor
    due_date date, -- due date for this payment installment
    payment_period_start date, -- start date of the period this payment covers
    payment_period_end date, -- end date of the period this payment covers
    status character varying(30) NOT NULL DEFAULT 'Completed', -- e.g., Completed, Pending, Failed, Refunded
    PRIMARY KEY (payment_id)
)
CREATE TABLE insurance.claim_documents (
    document_id character varying(64) NOT NULL, -- unique identifier for the document
    claim_id character varying(64) NOT NULL, -- identifier of the claim this document relates to (FK to claims)
    document_type character varying(50) NOT NULL, -- e.g., Police Report, Photo, Invoice, Medical Bill
    file_name character varying(255) NOT NULL, -- original name of the uploaded file
    file_path character varying(512) NOT NULL, -- storage path (e.g., S3 URL, network path)
    file_size_bytes integer, -- size of the file in bytes
    mime_type character varying(100), -- MIME type of the file (e.g., 'image/jpeg', 'application/pdf')
    uploaded_by character varying(64), -- identifier of the user/system who uploaded (FK to users/customers)
    uploaded_at timestamp NOT NULL DEFAULT CURRENT_TIMESTAMP, -- time of upload
    description text, -- optional description of the document
    PRIMARY KEY (document_id)
)


[User] Show me all users who have wallets but have never placed any orders, along with their wallet creation dates.

[Assistant] SELECT u.user_id, u.username, w.wallet_id, w.created_at FROM trading_platform.users u JOIN trading_platform.wallets w ON u.user_id = w.user_id LEFT JOIN trading_platform.orders o ON u.user_id = o.user_id WHERE o.order_id IS NULL ORDER BY w.created_at DESC;

System:
You are an SQL statement expert. Given the table structure described by the CREATE TABLE statement, write an SQL query that provides the solution to the user's question.
##Table Structure
CREATE TABLE trading_platform.users (
    user_id character varying(64) NOT NULL,  -- unique identifier for the user
    username character varying(128) NOT NULL, -- username of the user
    email character varying(128) NOT NULL, -- email address of the user
    password_hash text NOT NULL, -- hashed password of the user
    created_at timestamp NOT NULL, -- time when the user account was created
    PRIMARY KEY (user_id)
)
CREATE TABLE trading_platform.wallets (
    wallet_id character varying(64) NOT NULL,  -- unique identifier for the wallet
    user_id character varying(64) NOT NULL, -- identifier of the user owning the wallet
    address character varying(128) NOT NULL, -- address of the wallet
    private_key text NOT NULL, -- private key of the wallet
    created_at timestamp NOT NULL, -- time when the wallet was created
    PRIMARY KEY (wallet_id)
)
CREATE TABLE trading_platform.orders (
    order_id character varying(64) NOT NULL,  -- unique identifier for the order
    user_id character varying(64) NOT NULL, -- identifier of the user placing the order
    wallet_id character varying(64) NOT NULL, -- identifier of the wallet used for the order
    asset_id character varying(64) NOT NULL, -- identifier of the asset being traded
    order_type character varying(32) NOT NULL, -- type of the order (e.g., buy, sell)
    quantity numeric(38,14) NOT NULL, -- quantity of the asset in the order
    price numeric(38,14) NOT NULL, -- price per unit of the asset
    status character varying(32) NOT NULL, -- status of the order (e.g., open, filled, canceled)
    created_at timestamp NOT NULL, -- time when the order was created
    PRIMARY KEY (order_id)
)
CREATE TABLE trading_platform.trades (
    trade_id character varying(64) NOT NULL,  -- unique identifier for the trade
    order_id character varying(64) NOT NULL, -- identifier of the order that led to the trade
    buyer_id character varying(64) NOT NULL, -- identifier of the buyer
    seller_id character varying(64) NOT NULL, -- identifier of the seller
    asset_id character varying(64) NOT NULL, -- identifier of the asset being traded
    quantity numeric(38,14) NOT NULL, -- quantity of the asset in the trade
    price numeric(38,14) NOT NULL, -- price per unit of the asset
    traded_at timestamp NOT NULL, -- time when the trade was executed
    PRIMARY KEY (trade_id)
)
CREATE TABLE trading_platform.assets (
    asset_id character varying(64) NOT NULL,  -- unique identifier for the asset
    name character varying(128) NOT NULL, -- name of the asset
    symbol character varying(32) NOT NULL, -- symbol of the asset
    type character varying(32) NOT NULL, -- type of the asset (e.g., cryptocurrency, stock)
    PRIMARY KEY (asset_id)
)
CREATE TABLE trading_platform.dapps (
    dapp_id character varying(64) NOT NULL,  -- unique identifier for the DApp
    name character varying(128) NOT NULL, -- name of the DApp
    description text NOT NULL, -- description of the DApp
    url character varying(256) NOT NULL, -- URL of the DApp
    PRIMARY KEY (dapp_id)
)
CREATE TABLE trading_platform.peers (
    peer_id character varying(64) NOT NULL,  -- unique identifier for the peer
    ip_address character varying(15) NOT NULL, -- IP address of the peer
    port integer NOT NULL, -- port number of the peer
    last_seen timestamp NOT NULL, -- last time the peer was active
    PRIMARY KEY (peer_id)
)
CREATE TABLE trading_platform.metadata (
    metadata_id character varying(64) NOT NULL,  -- unique identifier for the metadata
    asset_id character varying(64) NOT NULL, -- identifier of the asset the metadata is associated with
    key character varying(128) NOT NULL, -- key of the metadata
    value text NOT NULL, -- value of the metadata
    PRIMARY KEY (metadata_id)
)
CREATE TABLE trading_platform.kyc_audit (
    kyc_audit_id character varying(64) NOT NULL,  -- unique identifier for the KYC audit
    user_id character varying(64) NOT NULL, -- identifier of the user being audited
    status character varying(32) NOT NULL, -- status of the KYC audit (e.g., pending, approved, rejected)
    reviewed_at timestamp NOT NULL, -- time when the KYC audit was reviewed
    PRIMARY KEY (kyc_audit_id)
)
CREATE TABLE trading_platform.logs (
    log_id character varying(64) NOT NULL,  -- unique identifier for the log entry
    user_id character varying(64), -- identifier of the user associated with the log entry
    action character varying(128) NOT NULL, -- action performed
    details text NOT NULL, -- details of the action
    logged_at timestamp NOT NULL, -- time when the log entry was created
    PRIMARY KEY (log_id)
)