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README.md
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@@ -36,34 +36,42 @@ Tennessee, Mississippi, Alabama, Georgia, Florida, Kentucky, Louisiana, North Ca
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| Repayable | 5 | Low-interest second mortgage with payments |
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### Fields (25)
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### Data Quality
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- All program data verified against official state HFA websites as of March 2026
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- Income limits, credit score requirements, and assistance amounts confirmed against published guidelines
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- Expert insights from NMLS-licensed loan officers
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## License
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CC BY 4.0 - Attribution required. Data sourced from publicly available state Housing Finance Agency programs.
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| Repayable | 5 | Low-interest second mortgage with payments |
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### Fields (25)
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- uid=197609(thewe) gid=197609 groups=197609 - Unique program identifier (e.g., "TN-THDA-GREAT-CHOICE-PLUS")
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- - Program name
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- , - State name and 2-letter code
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- - Administering agency
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- - Official program page
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- - grant, forgivable, deferred, or repayable
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- , , - Assistance amount details
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- - Human-readable amount summary
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- - Forgiveness/repayment terms
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- - Minimum credit score required
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- - required, preferred, or not_required
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- - Income limit details
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- - Maximum home price (if applicable)
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- - Compatible loan types (fha, va, usda, conventional)
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- - Eligibility requirements list
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- - Geographic coverage (Statewide, MSA-specific, etc.)
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- - Key selling points
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- - Expert commentary from licensed loan officers
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- - Expert identifier (beau, tate, or wendy)
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- - Whether program is currently active
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- - Date of last verification
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- - Data source attribution
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- - Source URL
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### Data Quality
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- All program data verified against official state HFA websites as of March 2026
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- Income limits, credit score requirements, and assistance amounts confirmed against published guidelines
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- Expert insights from NMLS-licensed loan officers
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## Usage
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## Citation
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## License
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CC BY 4.0 - Attribution required. Data sourced from publicly available state Housing Finance Agency programs.
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