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+ ---
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+ license: cc-by-nc-4.0
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+ task_categories:
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+ - tabular-classification
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+ - time-series-forecasting
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+ language:
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+ - en
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+ tags:
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+ - synthetic-data
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+ - finance
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+ - transactions
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+ - banking
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+ - fintech
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+ size_categories:
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+ - 10M<n<100M
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+ ---
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+
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+ # FreeSyntheticFinancialTransactions50M
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+
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+ A free dataset of 50 million fully synthetic banking transactions, built for developers and researchers who need realistic financial ledger data at scale — for testing banking apps, ledger and reconciliation logic, budgeting and personal-finance tools, or transaction-processing pipelines. No real people, accounts, or transactions are represented in this data.
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+
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+ ## Schema
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+
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+ | Column | Type | Description |
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+ |---|---|---|
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+ | transaction_id | string | Unique transaction identifier |
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+ | account_id | string | Synthetic account identifier |
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+ | transaction_type | string | debit, credit, transfer, fee, interest, refund, withdrawal, deposit |
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+ | amount | float | Transaction amount |
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+ | currency | string | Currency code (USD, EUR, GBP, CAD, AUD, JPY) |
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+ | merchant_category | string | Spending category (groceries, dining, utilities, etc.) |
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+ | balance_after | float | Running account balance after the transaction |
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+ | transaction_timestamp | string | Transaction time (YYYY-MM-DD HH:MM:SS) |
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+ | status | string | completed, pending, failed, or reversed |
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+
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+ ## Format
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+
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+ Single Parquet file, Snappy compression, ~1.5 GB, 50,000,000 rows.
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+
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+ ## Quick Start
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+
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+ **pandas**
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+ ```python
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+ import pandas as pd
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+ df = pd.read_parquet("transactions_50M.parquet")
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+ ```
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+
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+ **datasets**
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+ ```python
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+ from datasets import load_dataset
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+ ds = load_dataset("ziadatalabs/FreeSyntheticFinancialTransactions50M")
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+ ```
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+
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+ **duckdb**
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+ ```python
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+ import duckdb
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+ duckdb.sql("SELECT * FROM 'transactions_50M.parquet' LIMIT 10").show()
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+ ```
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+
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+ ## Notes
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+
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+ Each account carries a running balance that updates consistently across its completed transactions, so the ledger stays internally coherent for reconciliation testing. Amounts follow a realistic log-normal distribution (mostly small, occasional large), transaction types and statuses follow typical banking proportions, and most transactions are completed with small tails of pending, failed, and reversed. All entirely synthetic.
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+
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+ ## License & Usage
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+
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+ Released under CC BY-NC 4.0 — personal, research, and educational use permitted, attribution required, no commercial use.
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+
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+ ---
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+
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+ Created by Zia Data Labs. Questions or feedback: zia.data.team@protonmail.com