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README.md
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---
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license: cc-by-nc-4.0
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task_categories:
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- tabular-classification
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- time-series-forecasting
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language:
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- en
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tags:
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- synthetic-data
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- finance
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- transactions
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- banking
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- fintech
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size_categories:
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- 10M<n<100M
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---
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# FreeSyntheticFinancialTransactions50M
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A free dataset of 50 million fully synthetic banking transactions, built for developers and researchers who need realistic financial ledger data at scale — for testing banking apps, ledger and reconciliation logic, budgeting and personal-finance tools, or transaction-processing pipelines. No real people, accounts, or transactions are represented in this data.
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## Schema
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| Column | Type | Description |
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|---|---|---|
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| transaction_id | string | Unique transaction identifier |
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| account_id | string | Synthetic account identifier |
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| transaction_type | string | debit, credit, transfer, fee, interest, refund, withdrawal, deposit |
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| amount | float | Transaction amount |
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| currency | string | Currency code (USD, EUR, GBP, CAD, AUD, JPY) |
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| merchant_category | string | Spending category (groceries, dining, utilities, etc.) |
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| balance_after | float | Running account balance after the transaction |
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| transaction_timestamp | string | Transaction time (YYYY-MM-DD HH:MM:SS) |
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| status | string | completed, pending, failed, or reversed |
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## Format
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Single Parquet file, Snappy compression, ~1.5 GB, 50,000,000 rows.
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## Quick Start
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**pandas**
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```python
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import pandas as pd
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df = pd.read_parquet("transactions_50M.parquet")
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```
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**datasets**
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```python
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from datasets import load_dataset
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ds = load_dataset("ziadatalabs/FreeSyntheticFinancialTransactions50M")
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```
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**duckdb**
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```python
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import duckdb
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duckdb.sql("SELECT * FROM 'transactions_50M.parquet' LIMIT 10").show()
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```
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## Notes
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Each account carries a running balance that updates consistently across its completed transactions, so the ledger stays internally coherent for reconciliation testing. Amounts follow a realistic log-normal distribution (mostly small, occasional large), transaction types and statuses follow typical banking proportions, and most transactions are completed with small tails of pending, failed, and reversed. All entirely synthetic.
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## License & Usage
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Released under CC BY-NC 4.0 — personal, research, and educational use permitted, attribution required, no commercial use.
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---
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Created by Zia Data Labs. Questions or feedback: zia.data.team@protonmail.com
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