| version: v1.0 |
| n_canonical: 252 |
| concepts: |
| - id: adverse_action_notice |
| definition: Duty to notify and justify denial/counteroffer on a credit application. |
| primary_domain: general |
| - id: aircraft_cargo_placement |
| definition: Placement, accessibility, and location of hazmat cargo aboard aircraft |
| (accessible vs inaccessible loading). |
| primary_domain: logistics |
| - id: aml_cft_program |
| definition: 'Institution''s AML/CFT internal framework: policies, controls, compliance |
| officer, group-wide and cross-border application.' |
| primary_domain: banking |
| - id: aml_training_awareness |
| definition: Staff training and awareness measures to detect and prevent money laundering |
| and terrorist financing. |
| primary_domain: banking |
| - id: annual_leave |
| definition: Paid annual leave entitlement, accrual, duration and caps. |
| primary_domain: labor |
| - id: anti_discrimination |
| definition: Neutral, non-discriminatory claims settlement barring bias on protected |
| characteristics or territory. |
| primary_domain: insurance |
| - id: arson_exception |
| definition: Exception to claim-handling rules where arson or similar wrongful conduct |
| is involved. |
| primary_domain: insurance |
| - id: asset_liability_valuation |
| definition: Fair-value, arm's-length valuation of assets and liabilities, including |
| own-credit-standing exclusion. |
| primary_domain: insurance |
| - id: authorized_packaging |
| definition: Authorized/combination/non-bulk/bulk packaging types and the shipper's |
| obligation to use packaging authorized for the material. |
| primary_domain: logistics |
| - id: auto_repair_freedom |
| definition: Insured's right to choose the repair shop and prohibition on mandating |
| a specific repairer for motor-vehicle claims. |
| primary_domain: insurance |
| - id: base_salary |
| definition: Base salary and contractually agreed remuneration. |
| primary_domain: labor |
| - id: beneficial_ownership |
| definition: Identification of the natural persons who ultimately own or control |
| a customer or corporate entity, incl. ownership registers. |
| primary_domain: banking |
| - id: candidate_verification |
| definition: Verification of a hire's professional and personal aptitudes before |
| engagement. |
| primary_domain: labor |
| - id: capital_deductions |
| definition: Items deducted from own funds (intangibles, deferred tax assets, significant |
| investments, credit-risk adjustments). |
| primary_domain: banking |
| - id: capital_requirements |
| definition: Minimum and additional capital/own-funds requirements, incl. Pillar |
| 2 and buffer-related restrictions. |
| primary_domain: banking |
| - id: card_based_payments |
| definition: Card-based payment instruments issued by third parties and related confirmations. |
| primary_domain: banking |
| - id: cargo_tank_requirements |
| definition: 'Cargo tank and portable/tank equipment: markings, relief valves, level |
| gauging, filling density, and periodic inspection.' |
| primary_domain: logistics |
| - id: carrier_transport_contract |
| definition: 'Logistics: freight/carriage contract, carrier obligations, and liability.' |
| primary_domain: general |
| - id: central_counterparty_clearing |
| definition: Clearing of OTC derivatives through central counterparties, incl. QCCP |
| treatment and CCP exposures. |
| primary_domain: banking |
| - id: claim_acceptance_or_denial |
| definition: Affirmation or denial of coverage for a claim within a reasonable time, |
| with a stated basis. |
| primary_domain: insurance |
| - id: claim_acknowledgement |
| definition: Insurer's prompt acknowledgement and initial communication of receipt |
| of a claim. |
| primary_domain: insurance |
| - id: claim_investigation |
| definition: Prompt, reasonable investigation of a claim, including required standards |
| and materiality limits. |
| primary_domain: insurance |
| - id: claim_payment_deadline |
| definition: Deadline for actual payment of an accepted claim once due. |
| primary_domain: insurance |
| - id: claimant_rights |
| definition: Rights of claimants and insureds during claim handling, including definitions |
| of claimant and first-party claim. |
| primary_domain: insurance |
| - id: claims_handling_procedures |
| definition: Insurer's internal written standards, procedures, and claims-agent training |
| for claim handling. |
| primary_domain: insurance |
| - id: client_reporting |
| definition: Periodic/durable-medium communications and statements to clients. |
| primary_domain: general |
| - id: closure_integrity |
| definition: Requirements that closures, manholes, and seals be leakproof and secured |
| to prevent release. |
| primary_domain: logistics |
| - id: coercive_settlement_practice |
| definition: Prohibited coercive or leveraging tactics that pressure claimants (compelling |
| litigation, using coverage as leverage, restricting attorney access). |
| primary_domain: insurance |
| - id: collective_bargaining |
| definition: Collective agreements, mandatory negotiation duties and union representation. |
| primary_domain: labor |
| - id: compensatory_rest |
| definition: Replacement rest granted when normal rest is reduced or worked. |
| primary_domain: labor |
| - id: competent_authority |
| definition: The regulatory/supervisory authorities and standard-setters (EBA, competent |
| authority) and their instruments. |
| primary_domain: banking |
| - id: compliance_function |
| definition: Compliance policies, compliance officer, and monitoring of personal |
| transactions/tied agents. |
| primary_domain: banking |
| - id: compressed_gas_material |
| definition: Compressed, liquefied, nonliquefied, or refrigerant gases and pressurized |
| receptacles/aerosols as regulated substances. |
| primary_domain: logistics |
| - id: conflict_of_interest |
| definition: Identifying and preventing conflicts between interests in a regulated |
| activity. |
| primary_domain: general |
| - id: conflicts_of_interest |
| definition: Identification, prevention, and management of conflicts of interest. |
| primary_domain: banking |
| - id: consent |
| definition: Free/explicit consent as a validity or processing condition. |
| primary_domain: general |
| - id: consumer_credit |
| definition: 'Consumer lending disclosures: loan/finance charges, mortgages, ability-to-repay.' |
| primary_domain: general |
| - id: consumer_liability_eft |
| definition: Consumer liability limits and notice requirements for unauthorised electronic |
| fund transfers / access devices. |
| primary_domain: banking |
| - id: contract_form_requirements |
| definition: Written/electronic form, language and legibility requirements for the |
| contract. |
| primary_domain: labor |
| - id: correspondent_banking |
| definition: Rules for cross-border correspondent relationships, respondent institutions, |
| and payable-through accounts. |
| primary_domain: banking |
| - id: corrosive_material |
| definition: Corrosive materials (Class 8) as a regulated substance category. |
| primary_domain: logistics |
| - id: cost_and_charge_disclosure |
| definition: Disclosure of all costs and charges associated with an insurance-based |
| investment product. |
| primary_domain: insurance |
| - id: coverage_disclosure |
| definition: Disclosure to claimants of applicable coverage, benefits, and policy |
| limits. |
| primary_domain: insurance |
| - id: credit_exposure |
| definition: 'Banking: exposures, obligors, default, past-due, collateral, and mortgages.' |
| primary_domain: general |
| - id: credit_institution_definition |
| definition: Definitions and scope of credit/financial institutions and deposit-taking |
| activity. |
| primary_domain: banking |
| - id: credit_risk |
| definition: Credit-risk exposure measurement, defaults, past-due obligors, and non-performing |
| exposures. |
| primary_domain: banking |
| - id: credit_risk_mitigation |
| definition: Recognition of collateral, covered bonds, and other techniques that |
| reduce credit-risk exposure. |
| primary_domain: banking |
| - id: creditworthiness_assessment |
| definition: Evaluation of a borrower's creditworthiness and ability to repay. |
| primary_domain: banking |
| - id: cross_border_operations |
| definition: Right of establishment / freedom to provide services across jurisdictions. |
| primary_domain: general |
| - id: cross_selling |
| definition: Rules on bundled or tied products, component separability, and cost |
| disclosure in cross-selling. |
| primary_domain: insurance |
| - id: customer_due_diligence |
| definition: Identifying and verifying customers and understanding the business relationship |
| before/while providing services (CDD/KYC). |
| primary_domain: banking |
| - id: customer_identity_verification |
| definition: Verifying the identity of the customer and confirming who holds/controls |
| the account. |
| primary_domain: banking |
| - id: cylinder_requalification |
| definition: Periodic requalification, visual inspection, service-pressure verification |
| and pressure-relief-device checks of cylinders. |
| primary_domain: logistics |
| - id: cylinder_requirements |
| definition: Compressed-gas cylinder construction, materials (aluminum/DOT-3AL), |
| oxygen service, and filling limits. |
| primary_domain: logistics |
| - id: daily_rest |
| definition: Minimum uninterrupted rest between two working days. |
| primary_domain: labor |
| - id: dangerous_goods_transport |
| definition: 'Logistics: transport of hazardous/dangerous goods and required notification.' |
| primary_domain: general |
| - id: data_protection |
| definition: Protection of personal data and explicit consent to its processing. |
| primary_domain: banking |
| - id: definitions |
| definition: Regulatory definitional provisions (business day, form title, working |
| day, etc.). |
| primary_domain: general |
| - id: derivatives_reporting |
| definition: Derivative-contract lifecycle events, novation, and reporting to trade |
| repositories. |
| primary_domain: banking |
| - id: disclosure_obligation |
| definition: Duty to disclose required information to counterparties or authorities. |
| primary_domain: general |
| - id: dismissal_for_cause |
| definition: Termination grounded in employee fault, misconduct or good cause. |
| primary_domain: labor |
| - id: dismissal_general |
| definition: Termination of employment by the employer as a general concept. |
| primary_domain: labor |
| - id: dismissal_justification |
| definition: Requirement to state and justify a real and serious cause for dismissal. |
| primary_domain: labor |
| - id: dismissal_procedure |
| definition: 'Procedural steps for dismissal: interview, summons, registered letter, |
| deadlines.' |
| primary_domain: labor |
| - id: dismissal_protection |
| definition: Special dismissal protection for disability, maternity and protected |
| periods. |
| primary_domain: labor |
| - id: dismissal_remedies |
| definition: 'Remedies for unlawful dismissal: reinstatement, indemnity, compensation |
| caps, scales.' |
| primary_domain: labor |
| - id: distributor_conduct |
| definition: Honest, fair, professional conduct of insurance distributors acting |
| in the client's best interest, including distributor identity and complaints handling. |
| primary_domain: insurance |
| - id: dividend_and_financial_misrepresentation |
| definition: Prohibition on misrepresenting dividends, financial condition, or estimates, |
| and on inducing policy replacement or lapse. |
| primary_domain: insurance |
| - id: documentation_standard |
| definition: Standards for documentation, record retention, and evidentiary records |
| in insurance operations. |
| primary_domain: insurance |
| - id: drum_specification |
| definition: Construction and specification standards for drums and jerricans (steel/aluminum/plastic, |
| 1A/1B/1H specs, UV resistance). |
| primary_domain: logistics |
| - id: economic_dismissal |
| definition: Dismissal on operational/redundancy grounds not linked to the person. |
| primary_domain: labor |
| - id: electronic_documentation |
| definition: 'Logistics: electronic/machine-readable regulatory transport information |
| platforms.' |
| primary_domain: general |
| - id: electronic_fund_transfer_errors |
| definition: 'Error resolution for electronic fund transfers: notice, investigation |
| timeline, provisional credit (Reg E).' |
| primary_domain: banking |
| - id: electronic_money |
| definition: Electronic money and anonymous prepaid card products and their low-risk |
| derogations. |
| primary_domain: banking |
| - id: eligible_own_funds |
| definition: Own funds eligible to cover capital requirements. |
| primary_domain: insurance |
| - id: emergency_response_information |
| definition: 'Emergency response and first-aid information: immediate hazards, incident |
| mitigation, spill handling, and response plans accompanying a shipment.' |
| primary_domain: logistics |
| - id: employee_registration |
| definition: Registering employees in official registers and transmitting data to |
| authorities. |
| primary_domain: labor |
| - id: employee_rights |
| definition: General employee rights, entitlements, information and consultation. |
| primary_domain: labor |
| - id: employer_obligations |
| definition: General employer duties and cost-bearing obligations toward employees. |
| primary_domain: labor |
| - id: employment_contract |
| definition: The individual employment contract, its essential clauses and formation. |
| primary_domain: labor |
| - id: employment_relationship_criteria |
| definition: 'Tests defining an employment relationship: subordination, dependency, |
| substance over form.' |
| primary_domain: labor |
| - id: enhanced_due_diligence |
| definition: Heightened AML scrutiny for higher-risk customers, relationships, or |
| jurisdictions. |
| primary_domain: general |
| - id: environmentally_hazardous_material |
| definition: Marine pollutants, petroleum oil, and other environmentally hazardous |
| / miscellaneous (Class 9) substances and reportable/hazardous-substance status. |
| primary_domain: logistics |
| - id: explosive_material |
| definition: Explosives and explosive articles, including fireworks, cartridges, |
| and detonating cord. |
| primary_domain: logistics |
| - id: exposure_class |
| definition: Classification of exposures by counterparty/asset type (retail, residential |
| mortgage, central government, MDBs, etc.). |
| primary_domain: banking |
| - id: extraordinary_termination |
| definition: Summary/immediate termination without notice for serious cause and its |
| deadlines. |
| primary_domain: labor |
| - id: fair_lending |
| definition: 'Non-discrimination in credit: prohibited bases, marital status, age, |
| childbearing, income, account treatment.' |
| primary_domain: banking |
| - id: fair_lending_data_collection |
| definition: Collection of demographic/monitoring data for fair-lending oversight |
| (HMDA, ethnicity/race, dwelling-secured credit). |
| primary_domain: banking |
| - id: false_advertising |
| definition: Prohibition on false, deceptive, or misleading advertising, statements, |
| or public dissemination about insurance. |
| primary_domain: insurance |
| - id: financial_intelligence_unit |
| definition: The national authority (FIU) that receives, analyses, and acts on suspicious-transaction |
| reports. |
| primary_domain: banking |
| - id: fit_and_proper |
| definition: 'Suitability of board members and key staff: knowledge, independence |
| of mind, and directorship limits.' |
| primary_domain: banking |
| - id: flammable_liquid_material |
| definition: Flammable and combustible liquids as a regulated material category. |
| primary_domain: logistics |
| - id: form_requirements |
| definition: 'Formal requirements: written/registered-letter/language/legibility |
| of documents.' |
| primary_domain: general |
| - id: fraud_investigation_and_reporting |
| definition: Special investigation units, mandatory fraud reporting, notification, |
| and referral to authorities. |
| primary_domain: insurance |
| - id: fraud_reporting_immunity |
| definition: Civil liability protection and good-faith immunity for parties reporting |
| suspected fraud without malice. |
| primary_domain: insurance |
| - id: good_faith_settlement |
| definition: Overarching obligation of good faith and fair dealing in settling and |
| handling claims. |
| primary_domain: insurance |
| - id: governance |
| definition: Internal governance, management-body accountability, and organisational |
| arrangements. |
| primary_domain: general |
| - id: governance_arrangements |
| definition: Overall internal governance, organisational structure, and sound-management |
| arrangements of the institution. |
| primary_domain: banking |
| - id: harassment |
| definition: 'Moral harassment: repeated acts degrading conditions, dignity or career |
| prospects.' |
| primary_domain: labor |
| - id: hazard_class_division |
| definition: A specific hazard class or division code (Class 1-9 and their divisions, |
| e.g. 1.1, 2.1, 5.1, 6.1) identifying the primary hazard type. |
| primary_domain: logistics |
| - id: hazard_classification |
| definition: The system and act of classifying a material by its hazard nature (assigning |
| class, division, or determining what makes it hazardous). |
| primary_domain: logistics |
| - id: hazard_labeling |
| definition: 'Hazard labels and their design/specifications: diamond labels, color, |
| background, durability, weather resistance, and class-specific label types.' |
| primary_domain: logistics |
| - id: hazmat_marking |
| definition: 'Required markings on packages: identification number, RQ, orientation, |
| technical name, and non-bulk/bulk marking requirements.' |
| primary_domain: logistics |
| - id: hazmat_training |
| definition: 'Hazmat employee training: initial, recurrent (three-year cycle), security, |
| and function-specific training.' |
| primary_domain: logistics |
| - id: high_cost_mortgage |
| definition: 'Restrictions on high-cost/higher-priced mortgages: APR thresholds, |
| balloon payment and negative-amortization bans.' |
| primary_domain: banking |
| - id: high_risk_jurisdiction |
| definition: Enhanced obligations toward third countries with strategic AML/CFT deficiencies. |
| primary_domain: banking |
| - id: ibip_investment_product |
| definition: Insurance-based investment products (IBIP) and their distribution-specific |
| requirements. |
| primary_domain: insurance |
| - id: identity_verification |
| definition: Confirming the identity of a customer or beneficial owner from reliable |
| evidence. |
| primary_domain: general |
| - id: incident_reporting |
| definition: 'Reporting of hazmat incidents: immediate telephone notification, National |
| Response Center, and written reports (DOT Form 5800.1).' |
| primary_domain: logistics |
| - id: inner_packaging_protection |
| definition: Protection of contents via cushioning, inner packaging protection, and |
| safe internal arrangement. |
| primary_domain: logistics |
| - id: insolvency_protection |
| definition: Protection of injured third parties against insurer or insured insolvency |
| and mandatory liability-policy provisions. |
| primary_domain: insurance |
| - id: insurance_contract |
| definition: Formation, scope, exclusions, premiums, and termination of insurance |
| cover. |
| primary_domain: general |
| - id: insurance_distribution |
| definition: Insurance intermediary/distributor conduct, competence, and indemnity |
| duties. |
| primary_domain: general |
| - id: insurance_fraud |
| definition: Fraudulent insurance acts including false material statements, application |
| fraud, and workers-compensation fraud. |
| primary_domain: insurance |
| - id: insured_duty_to_cooperate |
| definition: Insured's duty to cooperate, submit to examination under oath, and produce |
| books and records. |
| primary_domain: insurance |
| - id: insurer_indemnity_offer |
| definition: Insurer's duty to make a timely indemnity offer within statutory deadlines |
| (e.g. three/eight months). |
| primary_domain: insurance |
| - id: insurer_liability |
| definition: Insurer's coverage obligations, exemptions, and liability limits. |
| primary_domain: general |
| - id: internal_controls |
| definition: Internal control systems, segregation of duties, and internal policies. |
| primary_domain: banking |
| - id: internal_model |
| definition: Use, appropriateness, and use-test governance of an insurer's internal |
| model. |
| primary_domain: insurance |
| - id: investment_governance |
| definition: Prudent-person principle and governance of investment risk. |
| primary_domain: insurance |
| - id: irb_approach |
| definition: Internal ratings-based approach for calculating credit-risk capital |
| requirements. |
| primary_domain: banking |
| - id: large_exposures |
| definition: Limits, exemptions, and preferential treatment for large or concentrated |
| exposures. |
| primary_domain: banking |
| - id: leverage_ratio |
| definition: Non-risk-based capital-to-exposure measure and its exposure/capital |
| components. |
| primary_domain: banking |
| - id: licensing_authorization |
| definition: Requirement to be authorized/licensed to conduct a regulated activity. |
| primary_domain: general |
| - id: limited_quantity_exception |
| definition: Limited-quantity, consumer-commodity, small-quantity and packaging exceptions |
| with reduced regulatory burden. |
| primary_domain: logistics |
| - id: liquidity_requirements |
| definition: Liquidity standards and requirements imposed on institutions. |
| primary_domain: banking |
| - id: lithium_battery |
| definition: Lithium batteries and their specific transport conditions and provisions. |
| primary_domain: logistics |
| - id: loading_handling_operations |
| definition: 'Operational safety during loading/unloading and transit: attendance, |
| qualified persons, smoking prohibition, and heat-sensitive handling.' |
| primary_domain: logistics |
| - id: management_body |
| definition: The management/supervisory body, its accountability, and chairman/CEO |
| separation. |
| primary_domain: banking |
| - id: market_operational_risk |
| definition: 'Banking: market, operational, and other non-credit risk categories.' |
| primary_domain: general |
| - id: minimum_capital_requirement |
| definition: Minimum Capital Requirement, its absolute floor, and linear-function |
| calculation. |
| primary_domain: insurance |
| - id: minimum_wage |
| definition: Statutory or guaranteed minimum wage floor. |
| primary_domain: labor |
| - id: misrepresentation_of_policy |
| definition: Prohibition on misrepresenting policy provisions, coverage, benefits, |
| or facts relevant to a claim. |
| primary_domain: insurance |
| - id: money_laundering |
| definition: Predicate offences and proceeds-of-crime concepts underlying AML controls. |
| primary_domain: general |
| - id: money_laundering_terrorist_financing |
| definition: 'The underlying financial-crime risks the AML/CFT regime targets: money |
| laundering, terrorist financing, and predicate offences.' |
| primary_domain: banking |
| - id: night_work |
| definition: Definition, limits, and health protections specific to night-shift work. |
| primary_domain: labor |
| - id: non_discrimination |
| definition: General prohibition of discrimination in employment. |
| primary_domain: labor |
| - id: notice_period |
| definition: Advance notice required before termination, including seniority-based |
| and minimum notice. |
| primary_domain: labor |
| - id: occupational_health_safety |
| definition: Prevention of occupational risk and worker health/safety protection. |
| primary_domain: general |
| - id: on_call_duty |
| definition: On-call, stand-by and readiness time and how it counts as working time. |
| primary_domain: labor |
| - id: ongoing_monitoring |
| definition: Continuous scrutiny of transactions and updating of customer information |
| throughout the relationship. |
| primary_domain: banking |
| - id: order_execution |
| definition: 'Handling of client orders: prompt/fair/expeditious execution and order |
| sequencing.' |
| primary_domain: banking |
| - id: other_termination_modes |
| definition: Termination by resignation, mutual dissolution agreement, and their |
| effectiveness. |
| primary_domain: labor |
| - id: overdraft_opt_in |
| definition: Overdraft service consumer opt-in/consent requirements for ATM and debit-card |
| transactions. |
| primary_domain: banking |
| - id: overtime |
| definition: Work beyond normal hours and its premium/increment compensation. |
| primary_domain: labor |
| - id: own_funds |
| definition: Regulatory capital of an institution and its components (CET1, Tier |
| 1, Tier 2, reserves, share premium, retained earnings). |
| primary_domain: banking |
| - id: oxidizer_material |
| definition: Oxidizing substances as a regulated material category. |
| primary_domain: logistics |
| - id: packaging_performance_testing |
| definition: Packaging design qualification, performance testing, and periodic retesting |
| (drop, hydrostatic, leakproofness, type testing). |
| primary_domain: logistics |
| - id: packing_group |
| definition: The packing group (I/II/III) indicating degree of danger within a hazard |
| class. |
| primary_domain: logistics |
| - id: paid_leave |
| definition: Paid annual-leave entitlement, accrual, and caps. |
| primary_domain: general |
| - id: party_roles |
| definition: 'Definition of the parties: employee and employer.' |
| primary_domain: labor |
| - id: pay_equity |
| definition: Equal pay, gender pay gap and non-discrimination in remuneration. |
| primary_domain: labor |
| - id: payment_data_protection |
| definition: Protection of sensitive payment data and secure open-standards communication. |
| primary_domain: banking |
| - id: payment_initiation_services |
| definition: Third-party payment initiation/account services (PISP, ASPSP) and funds-availability |
| confirmation. |
| primary_domain: banking |
| - id: payment_services |
| definition: 'Payment/EFT services: initiation, execution, authentication, error |
| resolution.' |
| primary_domain: general |
| - id: personal_dismissal |
| definition: Dismissal for reasons inherent to the person requiring real and serious |
| cause. |
| primary_domain: labor |
| - id: placarding |
| definition: Placards and vehicle/tank markings displaying hazard information on |
| transport units, including orange panels and square-on-point placards. |
| primary_domain: logistics |
| - id: policy_nonrenewal_notice |
| definition: Advance-notice requirements and timelines for policy nonrenewal of covered |
| policies. |
| primary_domain: insurance |
| - id: policy_nullity_for_misrepresentation |
| definition: Nullity of the contract for the insured's intentional false declaration |
| or concealment, with retention of premiums. |
| primary_domain: insurance |
| - id: policy_provisions |
| definition: Substantive terms, provisions, limits, and mandatory clauses of an insurance |
| policy. |
| primary_domain: insurance |
| - id: policyholder_protection |
| definition: Safeguards for policyholders including insolvency and direct-action |
| rights. |
| primary_domain: general |
| - id: politically_exposed_person |
| definition: Special AML category for high-profile public officials and associates. |
| primary_domain: general |
| - id: pre_contractual_disclosure |
| definition: Information the distributor must provide to customers before contract |
| conclusion or before purchase. |
| primary_domain: insurance |
| - id: pre_employment_information |
| definition: Information and consent duties owed before work starts or contract conclusion. |
| primary_domain: labor |
| - id: product_oversight_governance |
| definition: Manufacturer's product approval, oversight, and governance obligations |
| for insurance products. |
| primary_domain: insurance |
| - id: prompt_fair_settlement |
| definition: Duty to attempt prompt, fair and equitable settlement of claims where |
| liability is reasonably clear. |
| primary_domain: insurance |
| - id: prompt_payment_penalty |
| definition: Penalties, penalty interest, damages, or attorney fees for delayed or |
| late claim payment. |
| primary_domain: insurance |
| - id: proof_of_loss |
| definition: Requirements and standards for the insured's proof of loss and information |
| supporting a claim. |
| primary_domain: insurance |
| - id: proper_shipping_name |
| definition: The proper shipping name, basic description, or technical name used |
| to describe the material in transport documents and markings. |
| primary_domain: logistics |
| - id: proportionality |
| definition: Applying requirements proportionately to size, nature, and complexity. |
| primary_domain: general |
| - id: prudential_supervision |
| definition: Authority-led oversight of financial-institution soundness and solvency. |
| primary_domain: general |
| - id: rate_regulation |
| definition: Rate standards prohibiting excessive, inadequate, or unfairly discriminatory |
| rates, and risk classification. |
| primary_domain: insurance |
| - id: real_estate_exposure |
| definition: Treatment of exposures secured by residential or commercial immovable |
| property. |
| primary_domain: banking |
| - id: record_keeping |
| definition: Retention of transaction records and documentary evidence for compliance. |
| primary_domain: general |
| - id: record_keeping_reporting |
| definition: Record-keeping, reporting deadlines, and additional regulatory reporting |
| obligations. |
| primary_domain: banking |
| - id: recordkeeping_retention |
| definition: Retention of transport records, manifests, and reports for required |
| periods. |
| primary_domain: logistics |
| - id: regulatory_definitions |
| definition: Definitional and general-principle provisions (business day, notice |
| of claim, general principles, proportionality). |
| primary_domain: insurance |
| - id: regulatory_penalty |
| definition: Assessment of penalties and defenses, including good-faith defense, |
| remedial measures, compliance history, and extraordinary circumstances. |
| primary_domain: insurance |
| - id: regulatory_reference |
| definition: Regulatory scope, definitions, applicability, and reference materials |
| (hazmat table, UN Manual of Tests and Criteria, HM column). |
| primary_domain: logistics |
| - id: regulatory_standards |
| definition: Technical standards, delegated acts, and other secondary regulatory |
| instruments. |
| primary_domain: banking |
| - id: remedies_framework |
| definition: Cumulative, non-exclusive nature of statutory and common-law remedies |
| available to claimants. |
| primary_domain: insurance |
| - id: remuneration |
| definition: General pay, salary, wages and their definition and components. |
| primary_domain: labor |
| - id: remuneration_and_conflicts |
| definition: Disclosure of remuneration and identification and management of conflicts |
| of interest in distribution. |
| primary_domain: insurance |
| - id: remuneration_policy |
| definition: Remuneration and variable-remuneration policies and restrictions. |
| primary_domain: banking |
| - id: reporting_obligation |
| definition: Duty to report events/data to regulators (derivatives, RTS, timestamping). |
| primary_domain: general |
| - id: rest_breaks |
| definition: In-shift breaks and minimum break duration during the working day. |
| primary_domain: labor |
| - id: rest_periods |
| definition: Mandated breaks, daily/weekly rest, and compensatory rest. |
| primary_domain: general |
| - id: risk_assessment |
| definition: Identifying, analyzing, and rating risks (financial, operational, occupational). |
| primary_domain: general |
| - id: risk_based_approach |
| definition: Calibrating controls/vigilance to assessed risk levels (banking/AML). |
| primary_domain: general |
| - id: risk_management |
| definition: Systems, frameworks, and capacity for managing and bearing risk. |
| primary_domain: general |
| - id: risk_management_framework |
| definition: Risk management function, risk committee, risk appetite/strategy, and |
| sound-risk-management requirements. |
| primary_domain: banking |
| - id: risk_management_system |
| definition: Risk-management system, continuous risk monitoring, and treatment of |
| risk interdependencies. |
| primary_domain: insurance |
| - id: risk_prevention_planning |
| definition: Risk assessment and prevention/protection plans for the workplace. |
| primary_domain: labor |
| - id: risk_weighted_exposure |
| definition: Risk weighting of exposures and computation of risk-weighted exposure |
| amounts. |
| primary_domain: banking |
| - id: route_selection |
| definition: Routing controls for high-hazard shipments, including radioactive routing |
| and route selection based on risk. |
| primary_domain: logistics |
| - id: safety_device_article |
| definition: Manufactured safety devices such as air-bag inflators and seat-belt |
| pretensioners (UN3268) as regulated articles. |
| primary_domain: logistics |
| - id: scope_applicability |
| definition: Provisions defining coverage, applicability, thresholds, and time periods. |
| primary_domain: general |
| - id: segregation_stowage |
| definition: Segregation, compatibility, and stowage of incompatible materials and |
| cargo securement/attendance during transport. |
| primary_domain: logistics |
| - id: settlement_amount_adequacy |
| definition: Requirement that settlement offers be fair and reasonable, prohibiting |
| lowball offers relative to claim value. |
| primary_domain: insurance |
| - id: settlement_basis_and_scope |
| definition: Basis, method, and scope of settlement including replacement cost, partial |
| payment, releases, and covered damage. |
| primary_domain: insurance |
| - id: settlement_timeline |
| definition: Statutory or regulatory time limits governing claim handling, response, |
| and settlement steps. |
| primary_domain: insurance |
| - id: shift_work |
| definition: Organisation of work in shifts and related derogations. |
| primary_domain: labor |
| - id: shipper_certification |
| definition: The shipper's/consignor's certification statement and responsibility |
| that the shipment is properly prepared and offered for transport. |
| primary_domain: logistics |
| - id: shipping_paper |
| definition: The shipping paper / transport document itself, its preparation, content, |
| entries, and legibility. |
| primary_domain: logistics |
| - id: simplified_due_diligence |
| definition: Reduced CDD measures permitted for demonstrably low-risk customers, |
| products, or transactions. |
| primary_domain: banking |
| - id: solvency_capital |
| definition: 'Insurance: solvency, technical reserves, eligible own funds, and capitalisation.' |
| primary_domain: general |
| - id: solvency_capital_requirement |
| definition: Solvency Capital Requirement and related overall solvency needs of the |
| insurer. |
| primary_domain: insurance |
| - id: sources_of_law |
| definition: Non-statutory sources such as collective, local and professional customs. |
| primary_domain: labor |
| - id: spill_discharge_response |
| definition: Spill/discharge response planning and cleanup actions, including contamination |
| removal and discharge response. |
| primary_domain: logistics |
| - id: strong_customer_authentication |
| definition: Strong customer authentication (SCA), its exemptions, and personalised |
| security credentials. |
| primary_domain: banking |
| - id: subsidiary_hazard |
| definition: A secondary/subsidiary hazard or compatibility grouping in addition |
| to the primary hazard class. |
| primary_domain: logistics |
| - id: suitability_assessment |
| definition: Assessment of the client's knowledge, experience, risk tolerance, and |
| ability to bear losses to determine product suitability. |
| primary_domain: insurance |
| - id: sunday_holiday_rest |
| definition: Rest on Sundays and public holidays, prohibitions and substitute rest. |
| primary_domain: labor |
| - id: supervisory_authority |
| definition: The competent body empowered to authorize, supervise, and enforce. |
| primary_domain: general |
| - id: supervisory_powers |
| definition: Powers and actions of competent/supervisory authorities over institutions. |
| primary_domain: banking |
| - id: supervisory_review |
| definition: Supervisory review and evaluation process (SREP), stress testing, and |
| proportionality. |
| primary_domain: banking |
| - id: suspicious_activity_reporting |
| definition: Obligation to report suspected money laundering/terrorist financing |
| to authorities. |
| primary_domain: general |
| - id: suspicious_transaction_reporting |
| definition: Obligation to report suspicious transactions/activity to authorities, |
| and related recognition duties. |
| primary_domain: banking |
| - id: sustainable_development |
| definition: Environmental protection and sustainability as regulatory objectives. |
| primary_domain: general |
| - id: system_of_governance |
| definition: Overall system of governance, organisational arrangements, and conflict-of-interest |
| prevention at insurer level. |
| primary_domain: insurance |
| - id: technical_provisions |
| definition: Technical provisions calculated on a market-consistent, transfer-value, |
| prudent basis. |
| primary_domain: insurance |
| - id: termination_of_employment |
| definition: Dismissal, notice, redundancy, mutual/unilateral and by-law termination |
| of employment. |
| primary_domain: general |
| - id: terrorist_financing |
| definition: Financing of terrorism as a regulated financial-crime risk. |
| primary_domain: general |
| - id: third_party_liability_claim |
| definition: 'Third-party liability insurance mechanics: defense, indemnity, subrogation, |
| recourse, and third-party rights (incl. RC auto / Haftpflicht).' |
| primary_domain: insurance |
| - id: toxic_material |
| definition: Poisonous/toxic materials and poison-inhalation-hazard substances, including |
| toxicity and inhalation-zone criteria. |
| primary_domain: logistics |
| - id: transaction_monitoring |
| definition: Screening and analysis of transactions to detect unusual, suspicious, |
| or anomalous activity. |
| primary_domain: banking |
| - id: transparency |
| definition: General principle of openness and clear communication to stakeholders. |
| primary_domain: general |
| - id: transport_authorization |
| definition: 'Logistics: operator/community licences, market access, cabotage, and |
| profession access.' |
| primary_domain: general |
| - id: transport_by_air |
| definition: 'Air-transport requirements: passenger vs cargo aircraft limits, cargo-aircraft-only, |
| carry-on/baggage rules, and quantity limitations.' |
| primary_domain: logistics |
| - id: transport_by_highway |
| definition: Highway/road transport requirements for vehicles carrying hazardous |
| materials, including stowage and fire-extinguisher rules. |
| primary_domain: logistics |
| - id: transport_by_rail |
| definition: Rail transport requirements including rail acceptance and shipper certification |
| for rail. |
| primary_domain: logistics |
| - id: transport_by_vessel |
| definition: Vessel/marine transport requirements including cargo transport units |
| and vessel stowage. |
| primary_domain: logistics |
| - id: transport_marking |
| definition: 'Logistics: marking of packages/shipments (shipping name, ID, inhalation |
| hazard).' |
| primary_domain: general |
| - id: un_number_identification |
| definition: The UN/identification number, EX/FC number, or numeric identifier assigned |
| to a hazardous material. |
| primary_domain: logistics |
| - id: unauthorised_transaction_liability |
| definition: Liability, refunds, and account restoration for unauthorised or fraudulent |
| payment transactions. |
| primary_domain: banking |
| - id: unfair_claims_practice |
| definition: General prohibition on unfair or deceptive claim settlement practices, |
| including as a general business practice. |
| primary_domain: insurance |
| - id: unfair_dismissal |
| definition: Dismissal lacking valid justification and its legal qualification. |
| primary_domain: labor |
| - id: vehicle_as_cargo |
| definition: Vehicles, engines, and internal-combustion machinery shipped as cargo, |
| including fuel-tank draining requirements. |
| primary_domain: logistics |
| - id: vehicle_decontamination |
| definition: Inspection and decontamination of aircraft/vehicles for residual contamination |
| after hazmat carriage. |
| primary_domain: logistics |
| - id: vehicle_inspection |
| definition: Pre-inspection and vehicle-inspection requirements for automobile physical-damage |
| coverage at inception. |
| primary_domain: insurance |
| - id: vulnerable_workers |
| definition: Special rules for young workers and other protected worker categories. |
| primary_domain: labor |
| - id: waiver_and_settlement |
| definition: Waiver of claims, conciliation and settlement around termination disputes. |
| primary_domain: labor |
| - id: waste_manifest |
| definition: Hazardous waste manifest documentation (EPA Form 8700-22), generator/carrier |
| signatures and retention. |
| primary_domain: logistics |
| - id: weekly_rest |
| definition: Minimum weekly rest period and consecutive rest hours. |
| primary_domain: labor |
| - id: wet_battery |
| definition: Wet/electric storage batteries, electrolyte handling, upright stowage, |
| and short-circuit/heat prevention. |
| primary_domain: logistics |
| - id: worker_eligibility |
| definition: Employee/employer status, thresholds, and eligibility for statutory |
| protections. |
| primary_domain: general |
| - id: worker_health_surveillance |
| definition: Medical examinations, health monitoring and fitness of (night) workers. |
| primary_domain: labor |
| - id: worker_wellbeing |
| definition: Physical and mental health, dignity and adapted work organisation. |
| primary_domain: labor |
| - id: working_time |
| definition: Limits on daily/weekly working hours and averaging/reference periods. |
| primary_domain: general |
| - id: working_time_derogation |
| definition: Sectoral/collective exceptions extending working time or reducing rest. |
| primary_domain: labor |
| - id: working_time_limits |
| definition: Statutory caps on daily/weekly working hours and reference/averaging |
| periods. |
| primary_domain: labor |
| - id: workplace_safety |
| definition: Employer duty to ensure health and safety and prevent occupational risks. |
| primary_domain: labor |
|
|
