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+ DayCareProcedureBenefit
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+ OtherSurgicalBenefit
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+
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+ AmbulanceBenefit
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+ PremiumwaiverBenefit(PWB)
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+
49
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+
51
+ due to
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+ If you or any of the insured lives covered under the policy is hospitalised
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+ Accidental Body Injury or Sickness and the stay in hospital exceeds a connuous
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+ periodof24hours,thenforanyconnuousperiodof24hoursorpartthereof,
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+
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+ 1. Benefits offered under the plan are'
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+ - 'the Applicable Daily Benefit shall be effected on each policy anniversary during
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+ the
62
+
63
+ Cover Period and shall connue unl it a ains a maximum amount of 1.5 mes the
64
+
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+ Inial Daily Benefit. Thereaer, this amount in each Policy Year in future shall
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+
67
+ remainatthatmaximumlevela ained.
68
+
69
+
70
+ Further arithmec addion of an amount equal to “No Claim Benefit” (as
71
+
72
+ described in Para 1.G) below) provided the policy a racts and is eligible for
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+ it.
74
+
75
+ Thereshallbeno maximum limitfor such increase which meansthat ifthis policyis
76
+
77
+ eligible for “No Claim Benefit”, the same shall be granted throughout the Cover
78
+
79
+ Periodwithoutanymaximumlimit.
80
+
81
+ For members
82
+
83
+ subsequently under the policy, the benefit in the first year
84
+
85
+ included
86
+
87
+ shall be equal to Inial Daily Benefit amount and thereaer the Applicable Daily
88
+
89
+ Benefitshallincreaseasabove.
90
+
91
+ IfanyofthememberinsuredisrequiredtostayinanIntensiveCareUnitofahospital,
92
+
93
+ t
94
+
95
+ subject
96
+
97
+ benefit limits and
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+
99
+ wo mes the
100
+
101
+ Daily
102
+
103
+ will be payable
104
+
105
+ to
106
+
107
+ Applicable
108
+
109
+ Benefit'
110
+ - 'Benefitshallincreaseasabove.
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+
112
+ IfanyofthememberinsuredisrequiredtostayinanIntensiveCareUnitofahospital,
113
+
114
+ t
115
+
116
+ subject
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+
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+ benefit limits and
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+
120
+ wo mes the
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+
122
+ Daily
123
+
124
+ will be payable
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+
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+ to
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+
128
+ Applicable
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+
130
+ Benefit
131
+
132
+ condionsmenonedinPara11A)andexclusionsmenonedinPara15below.
133
+
134
+ During one period of 24 connuous hours (i.e. one day) of Hospitalisaon (aer
135
+
136
+ having completed the 24 hours as above), if the said Hospitalisaon included stay
137
+
138
+ inanIntensiveCareUnitaswellasinanyotherin-paent(non-IntensiveCareUnit)
139
+
140
+ ward of the Hospital, the Corporaon shall pay benefits as if the admission was
141
+ to
142
+
143
+ the Intensive Care Unit provided that the period of Hospitalisaon in the Intensive
144
+
145
+ CareUnitwasatleast4connuoushours.
146
+
147
+ payable
148
+
149
+ or
150
+
151
+ No benefit will be
152
+
153
+ for the first 24 hours of hospitalisaon. However, f
154
+
155
+ every
156
+
157
+ that extends for a connuous period of 7 days or more, the
158
+
159
+ Hospitalizaon
160
+
161
+ Daily Hospital Cash Benefit would also be paid for first 24 hours (day one) of
162
+
163
+ hospitalizaon, regardless of whether the Insured was admi ed in a general or'
164
+ - source_sentence: The policy covers the principal insured, spouse, children, and
165
+ parents. Each has different age ranges and premiums. For example, the principal
166
+ insured has different premiums depending on their age at entry. Spouses and parents
167
+ have their own rates. Children's premiums also vary with age. The coverage duration
168
+ is up to age 80 for general health and up to 25 for children's health, specifically
169
+ mentioning hospital cash, major surgical, and day care benefits.
170
+ sentences:
171
+ - '•
172
+
173
+ IncreasingHealthcovereveryyear
174
+
175
+
176
+
177
+ Lumpsumbenefitirrespecveofactualmedicalcosts
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+
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+
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+
181
+ Noclaimbenefit
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+
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+
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+
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+ Flexiblebenefitlimittochoosefrom
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+
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+
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+ Flexiblepremiumpaymentopons
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+
191
+
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+
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+ Veryeasytochooseyourplan
194
+
195
+ Step 1
196
+
197
+ 2
198
+
199
+ Step
200
+
201
+ Choose the level of Health cover you need
202
+
203
+ Work out the premium payable along with our Representave
204
+
205
+ Step 1: Choose the level of Health cover you need:
206
+
207
+ You can choose the amount of Inial Daily Benefit (i.e. the daily Hospital Cash
208
+ Benefit
209
+
210
+ applicableinthefirstyearofthepolicy)asperyourneedfromoutofthefollowingchoices:
211
+
212
+ ` 1000 per day
213
+
214
+ ` 2000 per day
215
+
216
+ ` 3000 per day
217
+
218
+ ` 4000 per day
219
+
220
+ This is the amount that will be payable to you in the event of hospitalisaon in
221
+ the first
222
+
223
+ year on a per day basis. The Major Surgical Benefit that you will be covered for
224
+ will be
225
+
226
+ 100 mes the Inial Daily Benefit you have chosen. Thus the inial Major Surgical
227
+
228
+ Benefit Sum Assured will be
229
+
230
+ 1 lakh, 2 lakh, 3 lakh, 4 lakh respecvely. Other benefits
231
+
232
+ `
233
+
234
+ such as Day Care Procedure Benefit, Other Surgical Benefit and Premium waiver'
235
+ - 'Each of the insured are covered for
236
+
237
+ risks up to age (80). Children are insured up
238
+
239
+ Health
240
+
241
+ toage25years.
242
+
243
+
244
+
245
+ Hospitalcashbenefit(HCB)
246
+
247
+
248
+
249
+ MajorSurgicalBenefit(MSB)
250
+
251
+
252
+
253
+ DayCareProcedureBenefit
254
+
255
+
256
+
257
+ OtherSurgicalBenefit
258
+
259
+
260
+
261
+ AmbulanceBenefit
262
+
263
+
264
+
265
+ PremiumwaiverBenefit(PWB)
266
+
267
+ A) HospitalCashBenefit:
268
+
269
+ due to
270
+
271
+ If you or any of the insured lives covered under the policy is hospitalised
272
+
273
+ Accidental Body Injury or Sickness and the stay in hospital exceeds a connuous
274
+
275
+ periodof24hours,thenforanyconnuousperiodof24hoursorpartthereof,
276
+
277
+ 1. Benefits offered under the plan are'
278
+ - '(Premiums indicated are exclusive of Taxes)
279
+
280
+ Who can be insured?
281
+
282
+ You (as Principal Insured (PI)), your spouse, your children, your parents and
283
+ parents of
284
+
285
+ yourspousecanallbeinsured
286
+
287
+ onepolicy.Quiteareliefisn''tit,tohaveallinsured
288
+
289
+ under
290
+
291
+ underonepolicy!
292
+
293
+ Theminimumandmaximumageatentryisasunder:
294
+
295
+ PRINCIPAL INSURED (Male)
296
+
297
+ Age at entry
298
+
299
+ 20
300
+
301
+ 30
302
+
303
+ 40
304
+
305
+ 50
306
+
307
+ Premium ( )
308
+
309
+ `
310
+
311
+ 1922.65
312
+
313
+ 2242.90
314
+
315
+ 2799.70
316
+
317
+ 3768.00
318
+
319
+ SPOUSE (Female) / PARENT (of PI/Spouse) (Female)
320
+
321
+ Premium ( )
322
+
323
+ `
324
+
325
+ 1393.15
326
+
327
+ 1730.65
328
+
329
+ 2240.60
330
+
331
+ 2849.10
332
+
333
+ Age at entry
334
+
335
+ 20
336
+
337
+ 30
338
+
339
+ 40
340
+
341
+ 50
342
+
343
+ CHILD
344
+
345
+ Premium ( )
346
+
347
+ `
348
+
349
+ 792.00
350
+
351
+ 794.75
352
+
353
+ 812.35
354
+
355
+ 870.75
356
+
357
+ Age at entry
358
+
359
+ 0
360
+
361
+ 5
362
+
363
+ 10
364
+
365
+ 15
366
+
367
+ Self / spouse
368
+
369
+ Parents / parents-in-law
370
+
371
+ Children
372
+
373
+ Minimum age
374
+
375
+ at entry
376
+
377
+ 18 years
378
+
379
+ 18 years
380
+
381
+ 91 days
382
+
383
+ Maximum age
384
+
385
+ at entry
386
+
387
+ 65 years (last birthday)
388
+
389
+ 75 (last birthday)
390
+
391
+ 17 years (last birthday)
392
+
393
+ Howlongareeachinsuredunderthispolicy?
394
+
395
+ Each of the insured are covered for
396
+
397
+ risks up to age (80). Children are insured up
398
+
399
+ Health
400
+
401
+ toage25years.
402
+
403
+
404
+
405
+ Hospitalcashbenefit(HCB)
406
+
407
+
408
+
409
+ MajorSurgicalBenefit(MSB)
410
+
411
+
412
+
413
+ DayCareProcedureBenefit
414
+
415
+ •'
416
+ - source_sentence: Okay, let's tackle this. The user wants me to generate two high-quality,
417
+ diverse questions based on the context provided about LIC's Jeevan Arogya. The
418
+ first question needs to be a direct factual one, and the second a complex scenario-based
419
+ one. They should not overlap and be challenging.
420
+ sentences:
421
+ - 'LIC''s JEEVAN AROGYA (UIN: 512N266V02)
422
+
423
+ (A Non-linked, Non-Parcipang,
424
+
425
+ Individual, Health Insurance Plan)
426
+
427
+ LIC''s Jeevan Arogya is a unique non-parcipang non-linked plan which provides
428
+
429
+ health insurance cover against certain specified health risks and provides you
430
+ with
431
+
432
+ mely support in case of medical emergencies and helps you and your family remain
433
+
434
+ financiallyindependentindifficultmes.
435
+
436
+ Health has been a major concern on everybody''s mind, including yours. In these
437
+ days
438
+
439
+ ofskyrockengmedicalexpenses,whenafamilymemberisill,itisatraumacmefor
440
+
441
+ the rest of the family. As a caring person, you do not want to let any unfortunate
442
+
443
+ incident to affect your plans for you and your family. So why let any medical
444
+
445
+ emergenciessha eryourpeaceofmind.
446
+
447
+ LIC''sJeevanArogyagivesyou:
448
+
449
+
450
+
451
+ Valuablefinancialproteconincaseofhospitalisaon,surgeryetc
452
+
453
+
454
+
455
+ IncreasingHealthcovereveryyear
456
+
457
+
458
+
459
+ Lumpsumbenefitirrespecveofactualmedicalcosts
460
+
461
+
462
+
463
+ Noclaimbenefit
464
+
465
+
466
+
467
+ Flexiblebenefitlimittochoosefrom
468
+
469
+
470
+
471
+ Flexiblepremiumpaymentopons
472
+
473
+ •'
474
+ - 'Benefit Sum Assured will be
475
+
476
+ 1 lakh, 2 lakh, 3 lakh, 4 lakh respecvely. Other benefits
477
+
478
+ `
479
+
480
+ such as Day Care Procedure Benefit, Other Surgical Benefit and Premium waiver
481
+
482
+ Benefit (PWB) menoned below shall also be payable depending upon the daily
483
+
484
+ HospitalCashBenefitchosen.
485
+
486
+ Step 2: Work out the premium payable along with our representave
487
+
488
+ Your premium will depend on your age, gender, the Health cover opon you have
489
+
490
+ chosen, whether you are Principal Insured or other insured life and the mode of
491
+
492
+ payment.
493
+
494
+ Tables below give an indicave annual premium, payable yearly, for all health benefits
495
+
496
+ corresponding to an Inial Daily Benefit of
497
+
498
+ 1000 per day, for some of the ages in
499
+
500
+
501
+ respectof variouslivesthatcanbecoveredunderasinglepolicy:'
502
+ - 'Contact your LIC agent or nearest branch or
503
+
504
+ visit our website
505
+
506
+ or
507
+
508
+ www.licindia.in
509
+
510
+ SMS
511
+
512
+ to
513
+
514
+ , (e.g. Mumbai.’)
515
+
516
+ ‘YOUR CITY NAME’
517
+
518
+ 566773'
519
+ - source_sentence: Okay, let's tackle this. The user wants two high-quality questions
520
+ based on the provided insurance policy context. First, I need to make sure I understand
521
+ the context thoroughly.
522
+ sentences:
523
+ - '(Premiums indicated are exclusive of Taxes)
524
+
525
+ Who can be insured?
526
+
527
+ You (as Principal Insured (PI)), your spouse, your children, your parents and
528
+ parents of
529
+
530
+ yourspousecanallbeinsured
531
+
532
+ onepolicy.Quiteareliefisn''tit,tohaveallinsured
533
+
534
+ under
535
+
536
+ underonepolicy!
537
+
538
+ Theminimumandmaximumageatentryisasunder:
539
+
540
+ PRINCIPAL INSURED (Male)
541
+
542
+ Age at entry
543
+
544
+ 20
545
+
546
+ 30
547
+
548
+ 40
549
+
550
+ 50
551
+
552
+ Premium ( )
553
+
554
+ `
555
+
556
+ 1922.65
557
+
558
+ 2242.90
559
+
560
+ 2799.70
561
+
562
+ 3768.00
563
+
564
+ SPOUSE (Female) / PARENT (of PI/Spouse) (Female)
565
+
566
+ Premium ( )
567
+
568
+ `
569
+
570
+ 1393.15
571
+
572
+ 1730.65
573
+
574
+ 2240.60
575
+
576
+ 2849.10
577
+
578
+ Age at entry
579
+
580
+ 20
581
+
582
+ 30
583
+
584
+ 40
585
+
586
+ 50
587
+
588
+ CHILD
589
+
590
+ Premium ( )
591
+
592
+ `
593
+
594
+ 792.00
595
+
596
+ 794.75
597
+
598
+ 812.35
599
+
600
+ 870.75
601
+
602
+ Age at entry
603
+
604
+ 0
605
+
606
+ 5
607
+
608
+ 10
609
+
610
+ 15
611
+
612
+ Self / spouse
613
+
614
+ Parents / parents-in-law
615
+
616
+ Children
617
+
618
+ Minimum age
619
+
620
+ at entry
621
+
622
+ 18 years
623
+
624
+ 18 years
625
+
626
+ 91 days
627
+
628
+ Maximum age
629
+
630
+ at entry
631
+
632
+ 65 years (last birthday)
633
+
634
+ 75 (last birthday)
635
+
636
+ 17 years (last birthday)
637
+
638
+ Howlongareeachinsuredunderthispolicy?
639
+
640
+ Each of the insured are covered for
641
+
642
+ risks up to age (80). Children are insured up
643
+
644
+ Health
645
+
646
+ toage25years.
647
+
648
+
649
+
650
+ Hospitalcashbenefit(HCB)
651
+
652
+
653
+
654
+ MajorSurgicalBenefit(MSB)
655
+
656
+
657
+
658
+ DayCareProcedureBenefit
659
+
660
+ •'
661
+ - '•
662
+
663
+ IncreasingHealthcovereveryyear
664
+
665
+
666
+
667
+ Lumpsumbenefitirrespecveofactualmedicalcosts
668
+
669
+
670
+
671
+ Noclaimbenefit
672
+
673
+
674
+
675
+ Flexiblebenefitlimittochoosefrom
676
+
677
+
678
+
679
+ Flexiblepremiumpaymentopons
680
+
681
+
682
+
683
+ Veryeasytochooseyourplan
684
+
685
+ Step 1
686
+
687
+ 2
688
+
689
+ Step
690
+
691
+ Choose the level of Health cover you need
692
+
693
+ Work out the premium payable along with our Representave
694
+
695
+ Step 1: Choose the level of Health cover you need:
696
+
697
+ You can choose the amount of Inial Daily Benefit (i.e. the daily Hospital Cash
698
+ Benefit
699
+
700
+ applicableinthefirstyearofthepolicy)asperyourneedfromoutofthefollowingchoices:
701
+
702
+ ` 1000 per day
703
+
704
+ ` 2000 per day
705
+
706
+ ` 3000 per day
707
+
708
+ ` 4000 per day
709
+
710
+ This is the amount that will be payable to you in the event of hospitalisaon in
711
+ the first
712
+
713
+ year on a per day basis. The Major Surgical Benefit that you will be covered for
714
+ will be
715
+
716
+ 100 mes the Inial Daily Benefit you have chosen. Thus the inial Major Surgical
717
+
718
+ Benefit Sum Assured will be
719
+
720
+ 1 lakh, 2 lakh, 3 lakh, 4 lakh respecvely. Other benefits
721
+
722
+ `
723
+
724
+ such as Day Care Procedure Benefit, Other Surgical Benefit and Premium waiver'
725
+ - 'Benefit Sum Assured will be
726
+
727
+ 1 lakh, 2 lakh, 3 lakh, 4 lakh respecvely. Other benefits
728
+
729
+ `
730
+
731
+ such as Day Care Procedure Benefit, Other Surgical Benefit and Premium waiver
732
+
733
+ Benefit (PWB) menoned below shall also be payable depending upon the daily
734
+
735
+ HospitalCashBenefitchosen.
736
+
737
+ Step 2: Work out the premium payable along with our representave
738
+
739
+ Your premium will depend on your age, gender, the Health cover opon you have
740
+
741
+ chosen, whether you are Principal Insured or other insured life and the mode of
742
+
743
+ payment.
744
+
745
+ Tables below give an indicave annual premium, payable yearly, for all health benefits
746
+
747
+ corresponding to an Inial Daily Benefit of
748
+
749
+ 1000 per day, for some of the ages in
750
+
751
+
752
+ respectof variouslivesthatcanbecoveredunderasinglepolicy:'
753
+ - source_sentence: Okay, I need to create two high-quality, diverse questions based
754
+ on the given insurance policy context. Let me start by understanding the context
755
+ thoroughly.
756
+ sentences:
757
+ - 'Benefitshallincreaseasabove.
758
+
759
+ IfanyofthememberinsuredisrequiredtostayinanIntensiveCareUnitofahospital,
760
+
761
+ t
762
+
763
+ subject
764
+
765
+ benefit limits and
766
+
767
+ wo mes the
768
+
769
+ Daily
770
+
771
+ will be payable
772
+
773
+ to
774
+
775
+ Applicable
776
+
777
+ Benefit
778
+
779
+ condionsmenonedinPara11A)andexclusionsmenonedinPara15below.
780
+
781
+ During one period of 24 connuous hours (i.e. one day) of Hospitalisaon (aer
782
+
783
+ having completed the 24 hours as above), if the said Hospitalisaon included stay
784
+
785
+ inanIntensiveCareUnitaswellasinanyotherin-paent(non-IntensiveCareUnit)
786
+
787
+ ward of the Hospital, the Corporaon shall pay benefits as if the admission was
788
+ to
789
+
790
+ the Intensive Care Unit provided that the period of Hospitalisaon in the Intensive
791
+
792
+ CareUnitwasatleast4connuoushours.
793
+
794
+ payable
795
+
796
+ or
797
+
798
+ No benefit will be
799
+
800
+ for the first 24 hours of hospitalisaon. However, f
801
+
802
+ every
803
+
804
+ that extends for a connuous period of 7 days or more, the
805
+
806
+ Hospitalizaon
807
+
808
+ Daily Hospital Cash Benefit would also be paid for first 24 hours (day one) of
809
+
810
+ hospitalizaon, regardless of whether the Insured was admi ed in a general or'
811
+ - 'Hospitalizaon
812
+
813
+ Daily Hospital Cash Benefit would also be paid for first 24 hours (day one) of
814
+
815
+ hospitalizaon, regardless of whether the Insured was admi ed in a general or
816
+
817
+ specialwardorinanintensivecareunit.
818
+
819
+ B) Major
820
+
821
+ Benefit:
822
+
823
+ Surgical
824
+
825
+ In the event of an Insured under this plan, due to medical necessity, undergoing
826
+
827
+ one of the surgeries defined in Major Surgical Benefit Annexure, within the cover
828
+
829
+ period in a hospital due to Accidental Bodily Injury or Sickness, the respecve
830
+
831
+ benefit percentage of the Major Surgical Benefit Sum Assured, as specified against
832
+
833
+ each of the eligible surgeries menoned in Major Surgical Benefit Annexure, shall
834
+
835
+ be paid subject to benefit limits and condions menoned in Para 11B) and
836
+
837
+ exclusionsmenonedinPara15below.'
838
+ - 'Hospitalizaon
839
+
840
+ Daily Hospital Cash Benefit would also be paid for first 24 hours (day one) of
841
+
842
+ hospitalizaon, regardless of whether the Insured was admi ed in a general or
843
+
844
+ specialwardorinanintensivecareunit.
845
+
846
+ B) Major
847
+
848
+ Benefit:
849
+
850
+ Surgical
851
+
852
+ In the event of an Insured under this plan, due to medical necessity, undergoing
853
+
854
+ one of the surgeries defined in Major Surgical Benefit Annexure, within the cover
855
+
856
+ period in a hospital due to Accidental Bodily Injury or Sickness, the respecve
857
+
858
+ benefit percentage of the Major Surgical Benefit Sum Assured, as specified against
859
+
860
+ each of the eligible surgeries menoned in Major Surgical Benefit Annexure, shall
861
+
862
+ be paid subject to benefit limits and condions menoned in Para 11B) and
863
+
864
+ exclusionsmenonedinPara15below.'
865
+ pipeline_tag: sentence-similarity
866
+ library_name: sentence-transformers
867
+ metrics:
868
+ - cosine_accuracy@1
869
+ - cosine_accuracy@3
870
+ - cosine_accuracy@5
871
+ - cosine_accuracy@10
872
+ - cosine_precision@1
873
+ - cosine_precision@3
874
+ - cosine_precision@5
875
+ - cosine_precision@10
876
+ - cosine_recall@1
877
+ - cosine_recall@3
878
+ - cosine_recall@5
879
+ - cosine_recall@10
880
+ - cosine_ndcg@10
881
+ - cosine_mrr@10
882
+ - cosine_map@100
883
+ model-index:
884
+ - name: SentenceTransformer based on sentence-transformers/all-MiniLM-L6-v2
885
+ results:
886
+ - task:
887
+ type: information-retrieval
888
+ name: Information Retrieval
889
+ dataset:
890
+ name: Unknown
891
+ type: unknown
892
+ metrics:
893
+ - type: cosine_accuracy@1
894
+ value: 0.033783783783783786
895
+ name: Cosine Accuracy@1
896
+ - type: cosine_accuracy@3
897
+ value: 0.0472972972972973
898
+ name: Cosine Accuracy@3
899
+ - type: cosine_accuracy@5
900
+ value: 0.06756756756756757
901
+ name: Cosine Accuracy@5
902
+ - type: cosine_accuracy@10
903
+ value: 0.14189189189189189
904
+ name: Cosine Accuracy@10
905
+ - type: cosine_precision@1
906
+ value: 0.033783783783783786
907
+ name: Cosine Precision@1
908
+ - type: cosine_precision@3
909
+ value: 0.015765765765765764
910
+ name: Cosine Precision@3
911
+ - type: cosine_precision@5
912
+ value: 0.013513513513513514
913
+ name: Cosine Precision@5
914
+ - type: cosine_precision@10
915
+ value: 0.014189189189189193
916
+ name: Cosine Precision@10
917
+ - type: cosine_recall@1
918
+ value: 0.033783783783783786
919
+ name: Cosine Recall@1
920
+ - type: cosine_recall@3
921
+ value: 0.0472972972972973
922
+ name: Cosine Recall@3
923
+ - type: cosine_recall@5
924
+ value: 0.06756756756756757
925
+ name: Cosine Recall@5
926
+ - type: cosine_recall@10
927
+ value: 0.14189189189189189
928
+ name: Cosine Recall@10
929
+ - type: cosine_ndcg@10
930
+ value: 0.07433254903506138
931
+ name: Cosine Ndcg@10
932
+ - type: cosine_mrr@10
933
+ value: 0.0544937794937795
934
+ name: Cosine Mrr@10
935
+ - type: cosine_map@100
936
+ value: 0.08155164318066088
937
+ name: Cosine Map@100
938
+ ---
939
+
940
+ # SentenceTransformer based on sentence-transformers/all-MiniLM-L6-v2
941
+
942
+ This is a [sentence-transformers](https://www.SBERT.net) model finetuned from [sentence-transformers/all-MiniLM-L6-v2](https://huggingface.co/sentence-transformers/all-MiniLM-L6-v2). It maps sentences & paragraphs to a 384-dimensional dense vector space and can be used for retrieval.
943
+
944
+ ## Model Details
945
+
946
+ ### Model Description
947
+ - **Model Type:** Sentence Transformer
948
+ - **Base model:** [sentence-transformers/all-MiniLM-L6-v2](https://huggingface.co/sentence-transformers/all-MiniLM-L6-v2) <!-- at revision c9745ed1d9f207416be6d2e6f8de32d1f16199bf -->
949
+ - **Maximum Sequence Length:** 256 tokens
950
+ - **Output Dimensionality:** 384 dimensions
951
+ - **Similarity Function:** Cosine Similarity
952
+ - **Supported Modality:** Text
953
+ <!-- - **Training Dataset:** Unknown -->
954
+ <!-- - **Language:** Unknown -->
955
+ <!-- - **License:** Unknown -->
956
+
957
+ ### Model Sources
958
+
959
+ - **Documentation:** [Sentence Transformers Documentation](https://sbert.net)
960
+ - **Repository:** [Sentence Transformers on GitHub](https://github.com/huggingface/sentence-transformers)
961
+ - **Hugging Face:** [Sentence Transformers on Hugging Face](https://huggingface.co/models?library=sentence-transformers)
962
+
963
+ ### Full Model Architecture
964
+
965
+ ```
966
+ SentenceTransformer(
967
+ (0): Transformer({'transformer_task': 'feature-extraction', 'modality_config': {'text': {'method': 'forward', 'method_output_name': 'last_hidden_state'}}, 'module_output_name': 'token_embeddings', 'architecture': 'BertModel'})
968
+ (1): Pooling({'embedding_dimension': 384, 'pooling_mode': 'mean', 'include_prompt': True})
969
+ (2): Normalize({})
970
+ )
971
+ ```
972
+
973
+ ## Usage
974
+
975
+ ### Direct Usage (Sentence Transformers)
976
+
977
+ First install the Sentence Transformers library:
978
+
979
+ ```bash
980
+ pip install -U sentence-transformers
981
+ ```
982
+ Then you can load this model and run inference.
983
+ ```python
984
+ from sentence_transformers import SentenceTransformer
985
+
986
+ # Download from the 🤗 Hub
987
+ model = SentenceTransformer("sentence_transformers_model_id")
988
+ # Run inference
989
+ sentences = [
990
+ 'Okay, I need to create two high-quality, diverse questions based on the given insurance policy context. Let me start by understanding the context thoroughly.',
991
+ 'Hospitalizaon\nDaily Hospital Cash Benefit would also be paid for first 24 hours (day one) of\nhospitalizaon, regardless of whether the Insured was admi ed in a general or\nspecialwardorinanintensivecareunit.\nB) Major\nBenefit:\nSurgical\nIn the event of an Insured under this plan, due to medical necessity, undergoing\none of the surgeries defined in Major Surgical Benefit Annexure, within the cover\nperiod in a hospital due to Accidental Bodily Injury or Sickness, the respecve\nbenefit percentage of the Major Surgical Benefit Sum Assured, as specified against\neach of the eligible surgeries menoned in Major Surgical Benefit Annexure, shall\nbe paid subject to benefit limits and condions menoned in Para 11B) and\nexclusionsmenonedinPara15below.',
992
+ 'Benefitshallincreaseasabove.\nIfanyofthememberinsuredisrequiredtostayinanIntensiveCareUnitofahospital,\nt\nsubject\nbenefit limits and\nwo mes the\nDaily\nwill be payable\nto\nApplicable\nBenefit\ncondionsmenonedinPara11A)andexclusionsmenonedinPara15below.\nDuring one period of 24 connuous hours (i.e. one day) of Hospitalisaon (aer\nhaving completed the 24 hours as above), if the said Hospitalisaon included stay\ninanIntensiveCareUnitaswellasinanyotherin-paent(non-IntensiveCareUnit)\nward of the Hospital, the Corporaon shall pay benefits as if the admission was to\nthe Intensive Care Unit provided that the period of Hospitalisaon in the Intensive\nCareUnitwasatleast4connuoushours.\npayable\nor\nNo benefit will be\nfor the first 24 hours of hospitalisaon. However, f\nevery\nthat extends for a connuous period of 7 days or more, the\nHospitalizaon\nDaily Hospital Cash Benefit would also be paid for first 24 hours (day one) of\nhospitalizaon, regardless of whether the Insured was admi ed in a general or',
993
+ ]
994
+ embeddings = model.encode(sentences)
995
+ print(embeddings.shape)
996
+ # [3, 384]
997
+
998
+ # Get the similarity scores for the embeddings
999
+ similarities = model.similarity(embeddings, embeddings)
1000
+ print(similarities)
1001
+ # tensor([[1.0000, 0.3726, 0.2615],
1002
+ # [0.3726, 1.0000, 0.7728],
1003
+ # [0.2615, 0.7728, 1.0000]])
1004
+ ```
1005
+ <!--
1006
+ ### Direct Usage (Transformers)
1007
+
1008
+ <details><summary>Click to see the direct usage in Transformers</summary>
1009
+
1010
+ </details>
1011
+ -->
1012
+
1013
+ <!--
1014
+ ### Downstream Usage (Sentence Transformers)
1015
+
1016
+ You can finetune this model on your own dataset.
1017
+
1018
+ <details><summary>Click to expand</summary>
1019
+
1020
+ </details>
1021
+ -->
1022
+
1023
+ <!--
1024
+ ### Out-of-Scope Use
1025
+
1026
+ *List how the model may foreseeably be misused and address what users ought not to do with the model.*
1027
+ -->
1028
+
1029
+ ## Evaluation
1030
+
1031
+ ### Metrics
1032
+
1033
+ #### Information Retrieval
1034
+
1035
+ * Evaluated with [<code>InformationRetrievalEvaluator</code>](https://sbert.net/docs/package_reference/sentence_transformer/evaluation.html#sentence_transformers.sentence_transformer.evaluation.InformationRetrievalEvaluator)
1036
+
1037
+ | Metric | Value |
1038
+ |:--------------------|:-----------|
1039
+ | cosine_accuracy@1 | 0.0338 |
1040
+ | cosine_accuracy@3 | 0.0473 |
1041
+ | cosine_accuracy@5 | 0.0676 |
1042
+ | cosine_accuracy@10 | 0.1419 |
1043
+ | cosine_precision@1 | 0.0338 |
1044
+ | cosine_precision@3 | 0.0158 |
1045
+ | cosine_precision@5 | 0.0135 |
1046
+ | cosine_precision@10 | 0.0142 |
1047
+ | cosine_recall@1 | 0.0338 |
1048
+ | cosine_recall@3 | 0.0473 |
1049
+ | cosine_recall@5 | 0.0676 |
1050
+ | cosine_recall@10 | 0.1419 |
1051
+ | **cosine_ndcg@10** | **0.0743** |
1052
+ | cosine_mrr@10 | 0.0545 |
1053
+ | cosine_map@100 | 0.0816 |
1054
+
1055
+ <!--
1056
+ ## Bias, Risks and Limitations
1057
+
1058
+ *What are the known or foreseeable issues stemming from this model? You could also flag here known failure cases or weaknesses of the model.*
1059
+ -->
1060
+
1061
+ <!--
1062
+ ### Recommendations
1063
+
1064
+ *What are recommendations with respect to the foreseeable issues? For example, filtering explicit content.*
1065
+ -->
1066
+
1067
+ ## Training Details
1068
+
1069
+ ### Training Dataset
1070
+
1071
+ #### Unnamed Dataset
1072
+
1073
+ * Size: 20 training samples
1074
+ * Columns: <code>sentence_0</code> and <code>sentence_1</code>
1075
+ * Approximate statistics based on the first 20 samples:
1076
+ | | sentence_0 | sentence_1 |
1077
+ |:--------|:----------------------------------------------------------------------------------|:------------------------------------------------------------------------------------|
1078
+ | type | string | string |
1079
+ | details | <ul><li>min: 26 tokens</li><li>mean: 56.7 tokens</li><li>max: 98 tokens</li></ul> | <ul><li>min: 44 tokens</li><li>mean: 214.1 tokens</li><li>max: 256 tokens</li></ul> |
1080
+ * Samples:
1081
+ | sentence_0 | sentence_1 |
1082
+ |:------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|:-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
1083
+ | <code>What happens if a policyholder chooses a lower Initial Daily Benefit (e.g., ₹1,000) but later requires a major surgery costing significantly more than the 100x multiplier of their selected daily benefit? How does the policy’s lump sum benefit structure affect their coverage in this scenario?</code> | <code>•<br>IncreasingHealthcovereveryyear<br>•<br>Lumpsumbenefitirrespecveofactualmedicalcosts<br>•<br>Noclaimbenefit<br>•<br>Flexiblebenefitlimittochoosefrom<br>•<br>Flexiblepremiumpaymentopons<br>•<br>Veryeasytochooseyourplan<br>Step 1<br>2<br>Step<br>Choose the level of Health cover you need<br>Work out the premium payable along with our Representave<br>Step 1: Choose the level of Health cover you need:<br>You can choose the amount of Inial Daily Benefit (i.e. the daily Hospital Cash Benefit<br>applicableinthefirstyearofthepolicy)asperyourneedfromoutofthefollowingchoices:<br>` 1000 per day<br>` 2000 per day<br>` 3000 per day<br>` 4000 per day<br>This is the amount that will be payable to you in the event of hospitalisaon in the first<br>year on a per day basis. The Major Surgical Benefit that you will be covered for will be<br>100 mes the Inial Daily Benefit you have chosen. Thus the inial Major Surgical<br>Benefit Sum Assured will be<br>1 lakh, 2 lakh, 3 lakh, 4 lakh respecvely. Other benefits<br>`<br>such as Day Care Procedure Benefit, Other Surgical Benefit and Premium waiver</code> |
1084
+ | <code>Okay, let's tackle this. The user wants me to generate two high-quality, diverse questions based on the context provided about LIC's Jeevan Arogya. The first question needs to be a direct factual one, and the second a complex scenario-based one. They should not overlap and be challenging.</code> | <code>LIC's JEEVAN AROGYA (UIN: 512N266V02)<br>(A Non-linked, Non-Parcipang,<br>Individual, Health Insurance Plan)<br>LIC's Jeevan Arogya is a unique non-parcipang non-linked plan which provides<br>health insurance cover against certain specified health risks and provides you with<br>mely support in case of medical emergencies and helps you and your family remain<br>financiallyindependentindifficultmes.<br>Health has been a major concern on everybody's mind, including yours. In these days<br>ofskyrockengmedicalexpenses,whenafamilymemberisill,itisatraumacmefor<br>the rest of the family. As a caring person, you do not want to let any unfortunate<br>incident to affect your plans for you and your family. So why let any medical<br>emergenciessha eryourpeaceofmind.<br>LIC'sJeevanArogyagivesyou:<br>•<br>Valuablefinancialproteconincaseofhospitalisaon,surgeryetc<br>•<br>IncreasingHealthcovereveryyear<br>•<br>Lumpsumbenefitirrespecveofactualmedicalcosts<br>•<br>Noclaimbenefit<br>•<br>Flexiblebenefitlimittochoosefrom<br>•<br>Flexiblepremiumpaymentopons<br>•</code> |
1085
+ | <code>Okay, let me tackle this. The user wants two high-quality, diverse questions based on the given insurance policy context. First, I need to understand the context thoroughly.</code> | <code>Each of the insured are covered for<br>risks up to age (80). Children are insured up<br>Health<br>toage25years.<br>•<br>Hospitalcashbenefit(HCB)<br>•<br>MajorSurgicalBenefit(MSB)<br>•<br>DayCareProcedureBenefit<br>•<br>OtherSurgicalBenefit<br>•<br>AmbulanceBenefit<br>•<br>PremiumwaiverBenefit(PWB)<br>A) HospitalCashBenefit:<br>due to<br>If you or any of the insured lives covered under the policy is hospitalised<br>Accidental Body Injury or Sickness and the stay in hospital exceeds a connuous<br>periodof24hours,thenforanyconnuousperiodof24hoursorpartthereof,<br>1. Benefits offered under the plan are</code> |
1086
+ * Loss: [<code>MatryoshkaLoss</code>](https://sbert.net/docs/package_reference/sentence_transformer/losses.html#matryoshkaloss) with these parameters:
1087
+ ```json
1088
+ {
1089
+ "loss": "MultipleNegativesRankingLoss",
1090
+ "matryoshka_dims": [
1091
+ 384,
1092
+ 256,
1093
+ 128,
1094
+ 64
1095
+ ],
1096
+ "matryoshka_weights": [
1097
+ 1,
1098
+ 1,
1099
+ 1,
1100
+ 1
1101
+ ],
1102
+ "n_dims_per_step": -1
1103
+ }
1104
+ ```
1105
+
1106
+ ### Training Hyperparameters
1107
+ #### Non-Default Hyperparameters
1108
+
1109
+ - `per_device_train_batch_size`: 10
1110
+ - `per_device_eval_batch_size`: 10
1111
+ - `num_train_epochs`: 5
1112
+ - `multi_dataset_batch_sampler`: round_robin
1113
+
1114
+ #### All Hyperparameters
1115
+ <details><summary>Click to expand</summary>
1116
+
1117
+ - `do_predict`: False
1118
+ - `prediction_loss_only`: True
1119
+ - `per_device_train_batch_size`: 10
1120
+ - `per_device_eval_batch_size`: 10
1121
+ - `gradient_accumulation_steps`: 1
1122
+ - `eval_accumulation_steps`: None
1123
+ - `torch_empty_cache_steps`: None
1124
+ - `learning_rate`: 5e-05
1125
+ - `weight_decay`: 0.0
1126
+ - `adam_beta1`: 0.9
1127
+ - `adam_beta2`: 0.999
1128
+ - `adam_epsilon`: 1e-08
1129
+ - `max_grad_norm`: 1
1130
+ - `num_train_epochs`: 5
1131
+ - `max_steps`: -1
1132
+ - `lr_scheduler_type`: linear
1133
+ - `lr_scheduler_kwargs`: None
1134
+ - `warmup_ratio`: None
1135
+ - `warmup_steps`: 0
1136
+ - `log_level`: passive
1137
+ - `log_level_replica`: warning
1138
+ - `log_on_each_node`: True
1139
+ - `logging_nan_inf_filter`: True
1140
+ - `enable_jit_checkpoint`: False
1141
+ - `save_on_each_node`: False
1142
+ - `save_only_model`: False
1143
+ - `restore_callback_states_from_checkpoint`: False
1144
+ - `use_cpu`: False
1145
+ - `seed`: 42
1146
+ - `data_seed`: None
1147
+ - `bf16`: False
1148
+ - `fp16`: False
1149
+ - `bf16_full_eval`: False
1150
+ - `fp16_full_eval`: False
1151
+ - `tf32`: None
1152
+ - `local_rank`: -1
1153
+ - `ddp_backend`: None
1154
+ - `debug`: []
1155
+ - `dataloader_drop_last`: False
1156
+ - `dataloader_num_workers`: 0
1157
+ - `dataloader_prefetch_factor`: None
1158
+ - `disable_tqdm`: False
1159
+ - `remove_unused_columns`: True
1160
+ - `label_names`: None
1161
+ - `load_best_model_at_end`: False
1162
+ - `ignore_data_skip`: False
1163
+ - `fsdp`: []
1164
+ - `fsdp_config`: {'min_num_params': 0, 'xla': False, 'xla_fsdp_v2': False, 'xla_fsdp_grad_ckpt': False}
1165
+ - `accelerator_config`: {'split_batches': False, 'dispatch_batches': None, 'even_batches': True, 'use_seedable_sampler': True, 'non_blocking': False, 'gradient_accumulation_kwargs': None}
1166
+ - `parallelism_config`: None
1167
+ - `deepspeed`: None
1168
+ - `label_smoothing_factor`: 0.0
1169
+ - `optim`: adamw_torch_fused
1170
+ - `optim_args`: None
1171
+ - `group_by_length`: False
1172
+ - `length_column_name`: length
1173
+ - `project`: huggingface
1174
+ - `trackio_space_id`: trackio
1175
+ - `ddp_find_unused_parameters`: None
1176
+ - `ddp_bucket_cap_mb`: None
1177
+ - `ddp_broadcast_buffers`: False
1178
+ - `dataloader_pin_memory`: True
1179
+ - `dataloader_persistent_workers`: False
1180
+ - `skip_memory_metrics`: True
1181
+ - `push_to_hub`: False
1182
+ - `resume_from_checkpoint`: None
1183
+ - `hub_model_id`: None
1184
+ - `hub_strategy`: every_save
1185
+ - `hub_private_repo`: None
1186
+ - `hub_always_push`: False
1187
+ - `hub_revision`: None
1188
+ - `gradient_checkpointing`: False
1189
+ - `gradient_checkpointing_kwargs`: None
1190
+ - `include_for_metrics`: []
1191
+ - `eval_do_concat_batches`: True
1192
+ - `auto_find_batch_size`: False
1193
+ - `full_determinism`: False
1194
+ - `ddp_timeout`: 1800
1195
+ - `torch_compile`: False
1196
+ - `torch_compile_backend`: None
1197
+ - `torch_compile_mode`: None
1198
+ - `include_num_input_tokens_seen`: no
1199
+ - `neftune_noise_alpha`: None
1200
+ - `optim_target_modules`: None
1201
+ - `batch_eval_metrics`: False
1202
+ - `eval_on_start`: False
1203
+ - `use_liger_kernel`: False
1204
+ - `liger_kernel_config`: None
1205
+ - `eval_use_gather_object`: False
1206
+ - `average_tokens_across_devices`: True
1207
+ - `use_cache`: False
1208
+ - `prompts`: None
1209
+ - `batch_sampler`: batch_sampler
1210
+ - `multi_dataset_batch_sampler`: round_robin
1211
+ - `router_mapping`: {}
1212
+ - `learning_rate_mapping`: {}
1213
+
1214
+ </details>
1215
+
1216
+ ### Training Logs
1217
+ | Epoch | Step | cosine_ndcg@10 |
1218
+ |:-----:|:----:|:--------------:|
1219
+ | 1.0 | 2 | 0.0742 |
1220
+ | 2.0 | 4 | 0.0742 |
1221
+ | 3.0 | 6 | 0.0742 |
1222
+ | 4.0 | 8 | 0.0742 |
1223
+ | 5.0 | 10 | 0.0743 |
1224
+
1225
+
1226
+ ### Training Time
1227
+ - **Training**: 4.9 seconds
1228
+
1229
+ ### Framework Versions
1230
+ - Python: 3.12.13
1231
+ - Sentence Transformers: 5.4.1
1232
+ - Transformers: 5.0.0
1233
+ - PyTorch: 2.10.0+cu128
1234
+ - Accelerate: 1.13.0
1235
+ - Datasets: 4.8.5
1236
+ - Tokenizers: 0.22.2
1237
+
1238
+ ## Citation
1239
+
1240
+ ### BibTeX
1241
+
1242
+ #### Sentence Transformers
1243
+ ```bibtex
1244
+ @inproceedings{reimers-2019-sentence-bert,
1245
+ title = "Sentence-BERT: Sentence Embeddings using Siamese BERT-Networks",
1246
+ author = "Reimers, Nils and Gurevych, Iryna",
1247
+ booktitle = "Proceedings of the 2019 Conference on Empirical Methods in Natural Language Processing",
1248
+ month = "11",
1249
+ year = "2019",
1250
+ publisher = "Association for Computational Linguistics",
1251
+ url = "https://arxiv.org/abs/1908.10084",
1252
+ }
1253
+ ```
1254
+
1255
+ #### MatryoshkaLoss
1256
+ ```bibtex
1257
+ @misc{kusupati2024matryoshka,
1258
+ title={Matryoshka Representation Learning},
1259
+ author={Aditya Kusupati and Gantavya Bhatt and Aniket Rege and Matthew Wallingford and Aditya Sinha and Vivek Ramanujan and William Howard-Snyder and Kaifeng Chen and Sham Kakade and Prateek Jain and Ali Farhadi},
1260
+ year={2024},
1261
+ eprint={2205.13147},
1262
+ archivePrefix={arXiv},
1263
+ primaryClass={cs.LG}
1264
+ }
1265
+ ```
1266
+
1267
+ #### MultipleNegativesRankingLoss
1268
+ ```bibtex
1269
+ @misc{oord2019representationlearningcontrastivepredictive,
1270
+ title={Representation Learning with Contrastive Predictive Coding},
1271
+ author={Aaron van den Oord and Yazhe Li and Oriol Vinyals},
1272
+ year={2019},
1273
+ eprint={1807.03748},
1274
+ archivePrefix={arXiv},
1275
+ primaryClass={cs.LG},
1276
+ url={https://arxiv.org/abs/1807.03748},
1277
+ }
1278
+ ```
1279
+
1280
+ <!--
1281
+ ## Glossary
1282
+
1283
+ *Clearly define terms in order to be accessible across audiences.*
1284
+ -->
1285
+
1286
+ <!--
1287
+ ## Model Card Authors
1288
+
1289
+ *Lists the people who create the model card, providing recognition and accountability for the detailed work that goes into its construction.*
1290
+ -->
1291
+
1292
+ <!--
1293
+ ## Model Card Contact
1294
+
1295
+ *Provides a way for people who have updates to the Model Card, suggestions, or questions, to contact the Model Card authors.*
1296
+ -->
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