---
tags:
- setfit
- sentence-transformers
- text-classification
- generated_from_setfit_trainer
widget:
- text: What is the function of the Centralized Support Office?
- text: How does Corporate Social Performance affect market competitiveness?
- text: Do Chief General Managers have the authority to approve large loans in a bank?
- text: How does LUMINOUS FORCE impact interest rates for borrowers?
- text: How does a Debenture Trustee ensure timely interest payments to investors?
metrics:
- accuracy
pipeline_tag: text-classification
library_name: setfit
inference: true
base_model: sentence-transformers/paraphrase-mpnet-base-v2
model-index:
- name: SetFit with sentence-transformers/paraphrase-mpnet-base-v2
results:
- task:
type: text-classification
name: Text Classification
dataset:
name: Unknown
type: unknown
split: test
metrics:
- type: accuracy
value: 0.8847755668671912
name: Accuracy
---
# SetFit with sentence-transformers/paraphrase-mpnet-base-v2
This is a [SetFit](https://github.com/huggingface/setfit) model that can be used for Text Classification. This SetFit model uses [sentence-transformers/paraphrase-mpnet-base-v2](https://huggingface.co/sentence-transformers/paraphrase-mpnet-base-v2) as the Sentence Transformer embedding model. A [LogisticRegression](https://scikit-learn.org/stable/modules/generated/sklearn.linear_model.LogisticRegression.html) instance is used for classification.
The model has been trained using an efficient few-shot learning technique that involves:
1. Fine-tuning a [Sentence Transformer](https://www.sbert.net) with contrastive learning.
2. Training a classification head with features from the fine-tuned Sentence Transformer.
## Model Details
### Model Description
- **Model Type:** SetFit
- **Sentence Transformer body:** [sentence-transformers/paraphrase-mpnet-base-v2](https://huggingface.co/sentence-transformers/paraphrase-mpnet-base-v2)
- **Classification head:** a [LogisticRegression](https://scikit-learn.org/stable/modules/generated/sklearn.linear_model.LogisticRegression.html) instance
- **Maximum Sequence Length:** 512 tokens
- **Number of Classes:** 360 classes
### Model Sources
- **Repository:** [SetFit on GitHub](https://github.com/huggingface/setfit)
- **Paper:** [Efficient Few-Shot Learning Without Prompts](https://arxiv.org/abs/2209.11055)
- **Blogpost:** [SetFit: Efficient Few-Shot Learning Without Prompts](https://huggingface.co/blog/setfit)
### Model Labels
| Label | Examples |
|:--------------------------------------------------------------------------------------------------------------------------------------|:------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| IB Golden Ager Term Deposit Product for Super Senior Citizens | - "How does IB Bank's Golden Ager Deposit help Super Senior Citizens?"
- 'Can I get a higher interest rate for Jewel Ager Deposit?'
- 'Is Golden Ager Deposit available for HUF (Hindu Undivided Family) accounts?'
|
| DEAF Transaction List | - 'Are Electronic Account File Transactions updated overnight?'
- 'How do I print my Electronic Account File Transaction list?'
- 'Are all transactions included in my Daily Electronic Account File?'
|
| Unleash your Entrepreneurial Skills with Indian Bank’s MSME Loans | - 'Do Cottage Industries qualify for MSME loans from Indian Bank?'
- 'How do Women Entrepreneurs benefit from MSME loans offered by Indian Bank?'
- 'How can Small Scale Industries leverage MSME loans for growth?'
|
| IB Home Improve | - 'How does a housing renovation loan affect my credit score?'
- 'What are the best loan options for villa improvement projects?'
- 'What are the benefits of home improvement loans for homeowners?'
|
| Lab Grown Diamond Scheme | - 'How does the bank verify the authenticity of a lab-grown diamond?'
- 'What are the fees associated with a man-made diamond loan?'
- 'What is the minimum value of a lab-created diamond required for a loan?'
|
| Reverse Mortgage | - 'Can I use a Home Equity Loan to pay for long-term care?'
- 'How does a Reverse Annuary Mortgage work with an existing mortgage?'
- 'What is the difference between a Home Reversion Scheme and a loan?'
|
| Bank’s Profile | - "Can I find a summary of the bank's deposit insurance coverage?"
- "What is the bank's bio, including its mission and vision?"
- "What is the bank's review of its performance over time?"
|
| PMMY-MUDRA-Tarun Plus | - 'What are the features of PMMY Tarun Plus scheme?'
- 'Is Pradhan Mantri Tarun Plus scheme only for existing businesses?'
- 'How to check eligibility for Mudra Tarun Plus loan?'
|
| Deposit Rates | - 'What is the average Deposit Rate offered by online banks?'
- 'Can I earn a higher Seeding Rate by setting up automatic transfers?'
- 'What is the impact of a Low Deposit Rate on my savings account?'
|
| IB i-Freedom Current Account | - 'How do I close my i-Freedom Account if I move abroad?'
- 'How do I apply for a Freedom current account with IB?'
- 'What is the interest rate on an i-Freedom Current Account?'
|
| Nodal Officers RBI Integrated Ombudsman Scheme, 2021 | - 'Can a Jurisdictional Nodal Officer help with credit card issues?'
- 'How does a Zone-wise Customer Service Officer handle customer feedback?'
- 'How does a Regional Ombudsman Scheme handle banking complaints?'
|
| SB for students under govt scholarship & SB for DBT | - 'What is the eligibility criteria for student government Scholarship SB accounts?'
- 'Can student saving accounts be converted to regular SB accounts?'
- 'Can students sb accounts be used for online transactions?'
|
| Fixed Deposit | - 'How do I choose the right Deposit scheme for me?'
- 'What are the benefits of a Short-Term Deposit for businesses?'
- 'What is the interest rate for a Long-Term Deposit scheme?'
|
| Privacy Policy IndOASIS | - 'How does Customer Information Protection Policy handle data leaks?'
- 'What are the penalties for violating Data Privacy Rules IndOASIS?'
- 'What is the purpose of IndOASIS Information Security Policy?'
|
| Welcome aboard! | - "What's included in our get started banking bundle?"
- 'What perks come with being on board our premium banking package?'
- "Onboarding made easy: what's the process like?"
|
| Loan/OD/Credit Card against Deposit | - 'Can I get a credit card against my overdraft deposit?'
- 'Can I use my credit deposit as collateral for a personal loan?'
- 'What is the minimum income required for credit deposit eligibility?'
|
| FCNR (B) DEPOSITS Rates | - 'Can I open an FCNR (B) Deposit account for my minor child?'
- 'What are the charges for maintaining an FCNR (B) Fixed Deposit account?'
- 'Can I deposit my entire savings in an FCNR (B) Deposit account?'
|
| Lending rates | - 'How do loan rates change for subprime borrowers?'
- 'What are the advance rates for a business line of credit?'
- 'Do investment credit rates fluctuate with market conditions?'
|
| Press Releases | - 'What is the importance of timely Issuing Statements in banking?'
- 'What is the significance of Issuing Statements in banking regulations?'
- 'How do banks utilize Communiqués to share financial results?'
|
| Defending Against Rising Online Frauds: Stay Cyber-Safe! | - 'How do I Stay Safe from Frauds when using public Wi-Fi for banking?'
- 'What measures can I take to defend against rising frauds in mobile banking?'
- 'What is the role of customers in Fraud Protection in banking services?'
|
| Weaver MUDRA | - 'How does Weaver MUDRA support the growth of handloom clusters?'
- 'What are the tax benefits for Weaver MUDRA loan borrowers?'
- 'What is the Handloom MUDRA loan scheme for weavers in India?'
|
| Investor Grievances | - 'What is the role of banking ombudsman in addressing Investor Grievances?'
- "Can I seek Compensation for investment losses due to bank's negligence?"
- 'Can I file a Petition against a bank for investment-related issues?'
|
| Vision and Mission | - "What is the bank's Next steps for improving online banking security?"
- "Does the bank's Mandate prioritize customer service excellence?"
- "How does the bank's Mandate shape its branch network expansion?"
|
| IND SAMPOORNA SALARY PACKAGE | - 'Can I expect a salary package hike during increments?'
- 'Are there any exceptions to the standard compensation package?'
- 'How is the Sampoorna package affected by location and cost of living?'
|
| Disclosures | - 'Must banks provide customers with a Clear Disclosure of account terms?'
- 'Can Open Communication policies reduce customer complaints?'
- 'Can customers request a copy of their Account Summary Disclosure?'
|
| IB Vidyarthi Suraksha (With PNB-Metlife) | - 'What is the eligibility criteria for IB Vidyarthi Suraksha policy?'
- 'Can I purchase Student Suraksha insurance online through PNB net banking?'
- 'How does Vidyarthi Suraksha policy benefit students pursuing higher education?'
|
| Digital Banking Unit: Shaping the Financial Future of India | - 'What benefits do Cyber Banking services offer to Indian customers?'
- 'How does Financial Inclusion through Technology empower rural Indians?'
- 'Can Digital Financial Inclusion initiatives really make a difference?'
|
| Wealth Management Services | - 'Can a Financial Independence service help me retire early?'
- 'How does a Financial Affluence service help with business succession planning?'
- 'What is the difference between Financial Security Planning and insurance?'
|
| IND Millionaire Recurring Deposit Account NRE | - 'Is IND Millionaire Recurring Deposit Account NRE available for minors?'
- 'What are the benefits of IND Millionaire Recurring Deposit Account NRE?'
- 'How to close IND Millionaire Recurring Deposit Account NRE prematurely?'
|
| Service Charges | - 'Can I avoid the Charges for account overdrafts?'
- 'How do I calculate the Tariffs for international transactions?'
- 'Can I avoid the Service Charges for low account balances?'
|
| Audio/ Video Recording/Concall Transcripts | - 'Can clients request access to Recorded Conference Call Audio Files?'
- 'Are Audio Recordings of Client Conversations used for coaching purposes?'
- 'Are Telephone Call Transcripts used for customer feedback analysis?'
|
| What’s New? | - "What's the news on new banking features and services?"
- 'What recent developments have improved online banking security?'
- "What's the latest information on cardless ATM access?"
|
| IB Plot Loan | - 'Can I get a land loan to buy a plot of land in a residential area?'
- 'Do you offer a terrain loan to non-resident Indians?'
- 'What is the eligibility criterion for availing a parcel loan from your bank?'
|
| TERMS AND CONDITIONS-TERM DEPOSIT ACCOUNT | - 'Are Terms & Conditions Term Deposit accounts government-insured?'
- 'Can I withdraw from a Term Deposit if I violate rules?'
- 'What is the minimum balance for Terms & Conditions Term Deposit?'
|
| IMAGE Email Id’s | - 'What is the importance of IMAGE Email Addresses in online banking security?'
- 'Can I use my IMAGE Contact Emails for receiving account statements?'
- 'What happens if I forget my IMAGE Email Contacts for password recovery?'
|
| Service Charges / Forex Rates | - 'Are there any Service Charges for using my credit card abroad?'
- 'How do I calculate the Currency Exchange charges for my transaction?'
- 'Can you explain the Service Charges for ATM withdrawals abroad?'
|
| Chief General Managers | - 'Can a Chief General Manager resolve customer disputes in a cooperative bank?'
- 'What are the goals of a Chief General Manager in a digital banking platform?'
- 'What role does a Chief General Manager play in launching new financial products?'
|
| Bharat Aadhaar Seeding Enabler | - 'Can I use the Bharat Aadhaar Seeding Enabler for credit card accounts?'
- 'How do I initiate the Bharat Aadhaar Seeding Enabler process?'
- 'What documents are required for the Aadhaar Linking Enabler process?'
|
| Customer On-Boarding using TAB | - 'What is the role of the Onboarding Tablet in customer authentication?'
- 'Onboarding Tab: What are the common pain points faced by customers?'
- 'How does the Onboarding Tab handle complex customer information?'
|
| N R I / Foreign Exchange | - 'What are the risks associated with N R I Exchange transactions?'
- 'How do I monitor Foreign Exchange market fluctuations?'
- 'How do Foreign Exchange rates affect my international transactions?'
|
| Financial Inclusion in India: Filling the Void | - 'Can Bridging Financial Gap initiatives improve healthcare outcomes?'
- 'Can Bridging Financial Gap initiatives increase access to insurance?'
- 'How does Economic Growth in India depend on financial literacy?'
|
| IND EQUIPMENT & WHEELS (CE/CV) scheme | - 'Can I get a loan for Industrial Machinery under CV scheme for business expansion?'
- 'Can I get a loan for Industrial Wheels under IND EQUIPMENT & WHEELS scheme?'
- 'What are the interest rates for Industrial Equipment financing under CE/CV scheme?'
|
| Indian Bank Debit Card Shopping Perks | - 'Are there any Birthday Shopping Offers for Indian Bank debit cardholders?'
- 'What are the Retail Benefits of using Indian Bank debit cards?'
- 'What Retail Therapy benefits do Indian Bank debit cards offer to customers?'
|
| IND Krishi Vaahan | - 'Does the bank provide insurance for krishi vahan purchases?'
- 'Does the bank provide krishi vahan financing for small-scale farmers?'
- 'What are the benefits of krishi motor financing from this bank?'
|
| What is a Credit Score and How it Shapes Financial Health | - 'How does Financial Health affect credit card application approvals?'
- 'What is the role of Financial Health in investment portfolio management?'
- 'What is the ideal Credit Score range for personal loan approvals?'
|
| Designated Authority for Whistle Blower Complaints | - 'How does the Authorized Whistleblower Complaints Receiver ensure customer confidentiality?'
- 'How does the Designated Authority for Whistle Blower Complaints handle repeat complaints?'
- 'Is the Authorized Whistleblower Complaints Receiver responsible for reporting to regulatory bodies?'
|
| IND Rupee Gain | - 'How does INR appreciation lead to Currency Gain?'
- 'What are the benefits of Rupee Gain for small business owners?'
- 'Are there any risks associated with Rupee Gain investments?'
|
| F.A.Qs | - 'What are the Most Frequently Asked Questions about personal loans?'
- 'How do I access the Frequently Asked Questions section on my mobile device?'
- 'Are there any Recurring Enquiries about mobile banking apps?'
|
| New Pension Scheme as an avenue for Tax Savings | - 'Can I take a loan against my New Pension Scheme account?'
- 'How does the Retirement scheme help in achieving long-term financial goals?'
- 'What are the Retirement Scheme benefits for salaried individuals in India?'
|
| Termination Clause Mobile Banking (IndSmart) | - 'How does the Expiration Term affect my loan repayment schedule?'
- 'How does the Termination Clause impact my credit score?'
- 'Can I dispute the Termination Decision made by the bank?'
|
| Current Account | - 'What is the daily withdrawal limit for a contemporary account?'
- 'What are the features of a real-time account?'
- 'Can I link my instantaneous account to mobile banking?'
|
| CENTRAL BANK DIGITAL CURRENCY (CBDC) -Indian Bank Digital Rupee Application | - 'Can I use central virtual currency for online shopping?'
- 'Will Virtual Currency be used for government subsidies?'
- 'How does central virtual currency improve transaction transparency?'
|
| NPS VATSALYA | - 'What is the minimum tenure to stay invested in National Pension VATSALYA?'
- 'Can I change my investment option in National Pension VATSALYA mid-term?'
- 'What are the documents required to open a National Pension VATSALYA account?'
|
| IMAGE Computer Centre | - 'How does the Digital Facility handle customer online banking complaints?'
- 'What services does the IT Department offer to small business banking clients?'
- 'How does the Information Centre prevent phishing attacks on customers?'
|
| Account Opening Forms NRI | - 'What is the deadline for submitting the NRI Account Opening Documents?'
- 'Can I use a representative to submit the Non-Resident Banking Application?'
- 'Can I get help with filling out the NRI Account Application Form?'
|
| Doorstep Banking | - 'What is the process for doorstep banking password reset?'
- 'Do entranceway banking services offer personalized financial advice?'
- 'What is the role of doorstep banking in rural development?'
|
| Digital Insurance Platform | - 'Can Virtual Insurance Services be used for retirement planning products?'
- 'How does Cyber Insurance Platform improve risk management for bankers?'
- 'What are the advantages of Online Insurance Solutions for banking customers?'
|
| How to Save Tax 101: A Comprehensive Guide to Tax Saving Investment Options | - 'What are the tax implications of withdrawing from tax-saving investments before maturity?'
- 'How do exemption schemes aid in fiscal prudence for the average salaried individual?'
- 'What are the eligibility criteria for deductions under Section 80C of the Income Tax Act?'
|
| Recurring Deposit | - 'Can I take a Regular Deposit loan against my account?'
- 'Can I open a Regular Savings Plan online?'
- 'How to check the balance of a Recurring Deposit account?'
|
| IND MSME VEHICLE | - 'Is Small Business Auto loan available for startup owners?'
- 'What are the documents required for Small Enterprise Vahan loan?'
- 'Can I use MSME Vehicle loan for vehicle fuel expenses?'
|
| “New SB Product for Pensioners” IND PENSION PRIME | - 'What are the fees associated with Senior Savings Deposit scheme?'
- 'Can I transfer funds from my Senior Deluxe Savings Account to another account?'
- 'Can I use my Pension Plus Debit Card for international transactions?'
|
| IB CORP SB Payroll Package Scheme for Salaried Class | - 'What is the interest rate offered by Corp SB accounts?'
- 'Does the Payroll Package Scheme offer free debit cards?'
- 'What are the requirements for Corporate Savings Scheme eligibility?'
|
| Block Lost ATM Card | - 'Can I Block Lost ATM using phone banking?'
- 'Is it necessary to Block ATM in case of theft?'
- 'Can I request Block Lost Debit Card if card is damaged?'
|
| IB Sammaan | - 'Can I get travel insurance with the Esteem credit card?'
- 'Do Respect current accounts have checkbook facilities?'
- 'How do I apply for the Glory gold credit card?'
|
| IB PROFESSIONAL | - 'What are the key Professional networks for IB professionals?'
- 'How do occupation experts collaborate with cross-functional teams in IB?'
- 'What are the key challenges faced by occupation experts in investment banking?'
|
| Credit Life Insurance Coverages in association with M/s. Aditya Birla Sun Life Insurance | - 'What is the maximum sum assured for credit life insurance with Birla Sun Life?'
- 'What is the minimum sum assured for credit life insurance with Aditya Birla Sun Life?'
- 'How does credit life insurance with Birla Sun Life benefit my business?'
|
| V-CIP | - 'What are the challenges of implementing Video Customer Identification?'
- 'Can Online Identity Verification reduce wait times for customers?'
- 'Can Virtual Customer Identification reduce operational costs?'
|
| IND Micro Food Processing Enterprises- (PMFME) | - 'Can a food manufacture enterprise apply for a term loan for equipment purchase?'
- 'How does a food manufacture company benefit from invoice financing?'
- 'Is the PMFME scheme applicable to small Food Processing units in rural areas?'
|
| Kisan Credit Card (KCC) | - 'Can I use my Kisan Credit Card for fertilizer purchases?'
- 'Farmer Credit Cards are available in which banks?'
- "What is the Rural Credit Facility scheme's eligibility criteria?"
|
| SELF HELP GROUP (SHG) SHAKTI | - 'How does the Shakti Self-Help Model impact rural development?'
- 'How does the Collective Empowerment Initiative promote savings?'
- "What is the significance of Shakti in promoting women's empowerment?"
|
| New SB Product for Salaried Customers IND SALARY SURAKSHA | - 'What are the eligibility criteria for Income Suraksha?'
- 'How does Salary Suraksha impact my loan eligibility?'
- 'What is the claim process for Salary Security?'
|
| Another Option for Pension | - 'What are the Pension Alternative Strategies for risk-averse investors?'
- 'How do I choose the Right Pension Alternative for my age?'
- 'What are the Features of Pension Alternatives for high-net-worth individuals?'
|
| NRI and Forex | - 'How do I transfer funds internationally using Overseas Currency Trading?'
- 'Can I get a Foreign Currency Exchange card for international transactions?'
- 'How do I open an International Currency Exchange account for my dependents?'
|
| Investor / Analyst Presentation | - 'What is the main theme of the latest Investor Call?'
- "What is the Bank's Policy on Investor Disclosure?"
- 'How does the Investor Outreach Program work?'
|
| Customer Centric Services | - 'How can Human-Centered Banking improve customer engagement?'
- 'How does Personalized Banking improve customer experience?'
- 'What is the importance of User-Centric Design in mobile banking apps?'
|
| IMAGE Training Philosophy | - "How does IMAGE's Educational Philosophy impact customer satisfaction?"
- "How does IMAGE's Educational Doctrine impact customer loyalty?"
- 'What Learning Methodology does IMAGE use for cross-selling strategies?'
|
| NRI Home Loan | - 'What is the foreclosure procedure for a non-resident house loan?'
- 'What are the benefits of a non-resident apartment loan over a regular loan?'
- 'What are the benefits of NRI home loans for Indian citizens abroad?'
|
| Interest Rates on Personal Segment Loan Products: Floating | - 'How does the Personal segment Floating interest rate compare to other loan products?'
- 'How does the Personal segment Floating interest rate impact my monthly installments?'
- 'What is the average interest rate on a Variable Personal segment loan?'
|
| Annual General Meeting | - 'What are the procedures for the yearly general meeting of shareholders?'
- 'How are decisions made at the annual meeting of bank members?'
- 'How do I submit a proposal for the yearly bank meeting?'
|
| Nomination: A Must Have in Your Accounts | - 'Who can be designated as a beneficiary in a fixed deposit account?'
- 'Who can appoint a beneficiary in a corporate bank account?'
- 'Does a joint account require a designation of successor?'
|
| Media Speaks | - 'What are the benefits of Expert Interviews on banking topics?'
- 'What are the benefits of Media Appearances for banking brands?'
- 'How do Newspaper Articles on banking trends impact customer decisions?'
|
| Debit Cards | - 'What is the cash withdrawal limit for a business bankcard?'
- 'Can I get a statement of my cashpoint transactions for tax purposes?'
- 'Can I use my bankcard to make a purchase in a foreign currency?'
|
| The Convenience Revolution: Mobile Banking Explained | - 'How does the Wireless Banking Convenience Revolution impact financial literacy?'
- 'Can the Electronic Payment Convenience Shift reduce late payment fees?'
- 'What are the challenges facing the Online Banking Convenience Evolution?'
|
| SB FOR CENTRAL / STATE GOVERNMENT / CONSULAR OFFICES & IND PFMS | - 'What are the requirements to open an SB PFMS account?'
- 'Can I apply for an SB PFMS account online?'
- 'Are SB State Govt accounts eligible for mobile banking?'
|
| Education Loan Subsidy Schemes | - 'Can NRI students avail Educational compensation from Indian banks?'
- 'Is education compensation only for undergraduate degrees?'
- 'What are the eligibility criteria for student subsidy schemes in banks?'
|
| IB MSME Jewel Loan | - 'What is the eligibility criteria for IB MSME Jewel Loan for women entrepreneurs?'
- 'What is the repayment tenure for IB MSME Jewelry Loan?'
- 'Is IB MSME Jewelery Loan available for new business ventures?'
|
| IMAGE | - 'Can I take a photograph of my deposit slip to submit online?'
- 'Can I take a screenshot of my account activity to submit to customer support?'
- 'Picture this: I lost my debit card, can I still access my account?'
|
| Foreign Branches | - 'What is the difference between an Overseas Branch and a representative office?'
- 'Can an International Branch provide foreign exchange hedging solutions?'
- 'How do Foreign Branches handle customer complaints?'
|
| IB Home Loan Flexi | - 'Can I prepay my Home Flexi loan without incurring any penalties?'
- 'Can I use the Real Estate Flexi loan to purchase a commercial property?'
- 'How does the House Flexi loan interest rate compare to other banks?'
|
| INDIAN BANK MUTUAL FUND | - 'Can I withdraw my Indian Bank Mutual Financial investment prematurely?'
- 'How to redeem my Indian Bank Mutual Fund units online?'
- 'What is the NAV of Indian Bank Mutual Fund today?'
|
| MD & CEO Speeches / Media Interaction | - "How will the CEO's speech impact the bank's provisioning for bad loans?"
- "What innovative solutions did the CEO's address promise to customers?"
- "Did the top executive's statement provide an update on the bank's capital adequacy ratio?"
|
| Extraordinary General Meetings | - 'Can an Emergency General Meeting be convened by shareholders of a bank?'
- 'Can an Extraordinary General Meeting be held at a branch office of a bank?'
- 'What is the notice period for an Extraordinary General Assembly in banking?'
|
| Loan for Purchase of “Van / Minibus / Bus / Ambulance” to Institutions / Firms / PSU / Company / Hospitals | - 'What documents are required for Minibus Institution loan applications?'
- 'Can an Institution purchase multiple Minibuses with a single loan?'
- 'How does the bank verify the business vintage of a Bus firm?'
|
| IMPORTANT TERMS AND CONDITIONS SB | - 'What are the rules SB for account closures and terminations?'
- 'What are the consequences of not complying with the Saving T&C?'
- 'Can I opt-out of certain Terms Conditions Savings for my account?'
|
| External Sites | - 'Can I use Site bookmarking for quick access to online banking?'
- 'How do I report suspicious activity on an RBI details page?'
- 'Can I access the Foreign banking institution site from my mobile device?'
|
| PMSurya Ghar: Muft Bijli Yojana Roof Top Solar Loan Scheme | - 'What is the interest rate for senior citizens applying for Muft Bijli Yojna loan?'
- 'What are the documents required for Pradhan Mantri Solar loan application?'
- 'What is the interest rate for Pradhan Mantri Muft Bijali Yojana loan at my bank?'
|
| Tab Banking | - "Can I transfer funds using my tablet's banking application?"
- 'Is the tablet banking app available for both iOS and Android?'
- 'How does the slate banking app enable mobile banking for customers?'
|
| Welfare of Minorities | - 'Can banks play a role in Empowering Minority Entrepreneurs through financing?'
- 'Do banks offer Minority-Focused Financial Education and Awareness programs?'
- 'Does the bank offer specialized services for Underrepresented Segment Financial Inclusion?'
|
| MSME AUTO RENEWAL | - 'How does Micro Small Medium Enterprises RENEWAL impact credit scores in banking?'
- 'How long does it take for Micro Small Medium Enterprises auto RENEWAL to get approved?'
- 'Is MSME RENEWAL available for small-scale industries in the manufacturing sector?'
|
| IND PASHUDHAN Mitra- Animal Husbandry Infrastructure Development Fund (AHIDF) | - 'How does the AHIDF impact the overall livestock industry?'
- 'How does the AHIDF support animal husbandry infrastructure development in rural areas?'
- 'How much funding can I get from the Animal Husbandry Infrastructure Fund for poultry farming?'
|
| Customer Complaints / Awareness | - 'What are the key performance indicators for measuring Customer Feedback in banking?'
- 'What is the process for escalating Customer Complaints to the banking ombudsman?'
- 'What are the benefits of implementing a Customer Complaint Awareness program?'
|
| MSME | - 'What is the process for availing of a Micro Enterprise business loan?'
- 'Can I get a business debit card for my Micro Enterprise?'
- 'Can I avail of digital banking services for my Small and Medium Enterprise?'
|
| IB Tradewell | - 'What is the process for applying for a Commerce Facility loan?'
- 'How does Trade Facilitation reduce risks in international trade?'
- 'What are the interest rates for Supply Chain Financing?'
|
| Don’t Be a Money Mule: Protect Yourself from Fraud | - 'What are the consequences of becoming an Accidental Fraudster?'
- 'How can I avoid being a Cash Courier for fraudsters?'
- 'What is a Financial Proxy and how can it harm my bank account?'
|
| Digitizing the Indian Banking Experience | - 'What are the challenges of Implementing Digital Solutions in Indian banks?'
- 'Can Cybernetic Transformation lead to faster loan approvals in Indian banks?'
- 'What are the benefits of Digitalization in Improving Customer Service?'
|
| Colombo Branch | - 'Can I request a credit limit increase at the Lankan Banking Institution?'
- 'What services does the National Metropolis Branch offer?'
- 'How do I update my account information at the Commercial Capital Branch?'
|
| Say No to Queues and Yes to Fastag!!!!! | - 'Will No Delay Banking reduce waiting time?'
- 'Will Electronic Toll Collection simplify my banking transactions?'
- 'Is Express Lane available for mobile banking apps?'
|
| Quick Contact | - 'Can I use the Contact Form for account-specific inquiries?'
- 'Contact Us page is not loading, what should I do?'
- 'How do I escalate an issue to the Expedited Support team?'
|
| Dairy Loan | - 'Can I get a Curd Loan with a low credit score?'
- 'Do I need collateral for a Milk Loan from a bank?'
- 'How does a Dairy Farm Loan impact my credit score?'
|
| NRI Plot Loan | - 'What is the maximum loan tenure for an NRI land purchase loan?'
- 'Can I get a loan for a plot purchase in a smart city?'
- 'Can I get a loan for a non-resident property without a co-applicant?'
|
| Event Updates/ Newspaper Advertisement | - 'When will the bank announce its Year-End Event Schedule?'
- 'How do banks utilize Newspaper Inserts for targeted marketing?'
- 'What are the highlights of the recent Financial Inclusion Event Updates?'
|
| IND-SURYA SHAKTI | - 'How does STARLIGHT POTENCY affect credit scores?'
- 'What are the benefits of using LUMINOUS POTENCY for business expansion?'
- 'What is the minimum income requirement for Celestial Force loans?'
|
| Careers | - 'Can I build a profession in securities trading?'
- 'What are the job prospects in branch management?'
- 'What are the career advancement opportunities in wealth management?'
|
| Tarun Plus Scheme | - 'What are the features of the Young Virtuoso Deposit?'
- 'Can I avail a personal loan facility with the Emerging Prodigy Account?'
- 'How does the Budding Prodigy Program help in financial literacy?'
|
| Lending rates for RMD | - 'What is the typical loan term for a Retirement Account Distribution?'
- 'What is the maximum amount I can borrow against my Retirement Account Disbursement?'
- 'How do Retirement Income Withdrawals impact loan approval rates?'
|
| How-to Videos Internet Banking | - 'How do Virtual Class Videos assist with online savings account management?'
- 'Can Web-based Guidance Videos assist with updating account information?'
- 'Can Web-based Learning Resources help with online card activation?'
|
| Ind Mortgage | - 'Can I use a Home Equity Loan to fund my education expenses?'
- 'What is the maximum Loan-to-Value ratio for a Residential Mortgage?'
- 'How does a Private Mortgage Insurance affect my monthly payments?'
|
| What and How of Phishing | - 'How do scammers use clickjacking to steal sensitive banking information online?'
- 'Can quid pro quo attacks be used to steal sensitive banking information?'
- 'What is the role of baiting in compromising customer banking security?'
|
| Policies and Regulations | - 'What are the Norms for resolving customer disputes?'
- 'Can Guidelines for loan refinancing be negotiated?'
- 'What are the Regulations for opening a joint account?'
|
| Capital Gains | - 'Do I need to pay tax on Appreciation of My Assets?'
- 'How to calculate Tax on Profit from Sale of Investments?'
- 'What is the tax rate on Investment Proceeds in a savings account?'
|
| Subsidiaries and Joint Ventures | - 'How do Allied businesses in banking share market research?'
- "Can I invest in an Affiliate company's IPO as a bank customer?"
- 'How do Allied companies share customer data in banking?'
|
| IMAGE Principal’s Message | - 'Can customers contact the Principal directly through the Message from IMAGE Principal?'
- 'Is the Message from IMAGE Principal visible on mobile banking apps?'
- 'What is the significance of the Message from IMAGE Principal in online banking?'
|
| IND COURT | - 'Are judicial remedies available for online banking fraud?'
- 'Can a judicial order force a bank to waive fees?'
- 'What is the process for resolving disputes in the Tribunal?'
|
| IB Tax Saver Scheme | - 'What are the Tax Relief benefits for salaried individuals?'
- 'Can I get Tax Savings on investments made through phone banking?'
- 'What are the features of the Tax Saver scheme for young investors?'
|
| Services rendered free of charge | - 'Are on-us ATM transactions completely cost-free?'
- 'Can I get a complimentary overdraft protection plan?'
- 'Are charge-free international transactions available for premium cards?'
|
| Ind Netbanking | - 'How to reset my Internet Banking password if I forget it?'
- 'How to generate an Online Banking user ID and password?'
- 'How to track my Online Banking transaction history?'
|
| IND Non-Callable Deposit | - 'Can I open a Joint Non-Liquid Deposit account?'
- 'Is a Non-Redeemable Deposit a low-risk investment option?'
- 'Can I nominate a beneficiary for a Non-Redeemable Deposit?'
|
| General Managers | - 'How do General Managers in banking prioritize tasks and responsibilities?'
- 'How do Senior Leaders in banking drive business growth?'
- 'How do Senior Banking Executives handle branch operations?'
|
| Supply Chain Finance | - 'How does Supply Chain Finance reduce the risk of foreign exchange fluctuations?'
- 'What are the different types of Supplier Financing solutions offered by banks?'
- 'What are the eligibility criteria for Supplier Finance programs?'
|
| Business Responsibility and Sustainability Report | - 'Can Corporate Citizenship reporting increase customer advocacy ratings?'
- 'What are the benefits of Socially Responsible Investing for retail customers?'
- 'How does Responsible Business Practices influence employee training programs?'
|
| Privacy Policy IB Merchant App | - 'What kind of data does the Merchant App Privacy Policy collect from my device?'
- 'How often is the Privacy Policy Merchant App updated for banking apps?'
- 'How does the Privacy Policy of Merchant App protect my personal data?'
|
| Financing Agriculturists for Purchase of Tractors & Other Farm Machinery | - 'How do banks evaluate the credit history of an agriculturist for financing?'
- 'Are there any special financing schemes for women agriculturists for Agri Machines?'
- 'What is the processing fee for an Agricultural Machinery loan?'
|
| NRE FD/ MMD/ RD ACCOUNTS | - 'What is the minimum balance required for a Non-Resident External MMD account?'
- 'How to link my NRE Recurring Deposit account to my savings account?'
- 'Can I jointly hold a NRE Fixed Deposit account with my spouse?'
|
| Corporate Governance Reports | - 'What is the significance of Executive Responsibility in banking risk management?'
- 'Does Management Oversight ensure customer data protection in banks?'
- 'Can Corporate Oversight enhance customer experience in online banking?'
|
| Welcome to a New Year of Good Returns with Ind-Swagat | - 'Does Indian Reception come with dedicated customer support?'
- 'How do I enroll for Indian Respect Rewards?'
- 'How do I activate Indian Hospitality on my net banking?'
|
| Best Practices code of the Bank | - 'Are there any Benchmarks for measuring customer satisfaction rates?'
- 'Can you explain the Accepted Principles for responsible investment advice?'
- 'What are the Industry Standards for customer onboarding processes?'
|
| Savings Bank Account | - 'Can I close my Savings Bank account online?'
- 'Can I use my Saving account to pay bills online?'
- 'What are the benefits of converting a Savings account to a current account?'
|
| Important Contacts | - 'Can I designate different emergency contacts for different accounts?'
- 'Do Customer Contacts receive priority service from the bank?'
- 'What is the process to authenticate Contact Information for new accounts?'
|
| Chief Vigilance Officer | - 'How does Chief Vigilance Officer ensure transparency in customer transactions?'
- 'Can Chief Vigilance Officer initiate disciplinary action against banking officials?'
- 'How does CVO balance customer satisfaction with banking regulatory requirements?'
|
| E Confirmation of Bank Guarantee | - 'What are the benefits of an E-confirmation Guarantee for exporters?'
- 'What are the eligibility criteria for an e-Confirm Guarantee?'
- 'Is an e-confirm bg valid for a specific period?'
|
| Indian Bank One Co-Branded Credit Card | - 'Do I need to pay a late payment fee for the single-brand credit card?'
- 'How to reset my solo partnership credit card PIN online?'
- 'Joint partnership credit card: What are the eligibility criteria?'
|
| Privacy Policy Digital Currency | - 'What is the process for reporting Online Rupee Privacy Policy violations?'
- 'Does Digital Currency Privacy Policy have a dispute resolution process?'
- 'How does Digital Rupee Privacy Policy handle anonymous data collection?'
|
| Common Account Opening Form-Non Individuals | - 'What is the fee for a Non-Individual Customer Account Creation Application?'
- 'Do I need to provide a Certificate of Incorporation for a Corporate Account Opening?'
- 'What is the purpose of a Company Account Registration Document?'
|
| Shareholding Pattern | - "What is the Shareholding Distribution of ABC Bank's promoters?"
- 'How does Ownership Structure impact banking services?'
- "Can a bank's Equity Pattern impact its credit rating?"
|
| Security | - 'What is the Defense against unauthorized access to my account?'
- 'How do I Prevent fraudulent activity on my credit card?'
- 'Is my money Secure in a fixed deposit account?'
|
| IND SUPREME 300 DAYS | - 'Is the Ultimate 300 Day Savings Plan available for minors?'
- 'Can I convert my savings account to a Paramount 300-Day Fixed Deposit?'
- 'Can I get a loan against my Supreme 300-Day Deposit certificate?'
|
| Find the Best Avenues for Tax Savings with Indian Bank | - "How does Indian Bank's tax-saving calculator work?"
- "What are the tax-incentive benefits of Indian Bank's business loans?"
- 'Tax-reduction strategies: How can Indian Bank help me develop them?'
|
| Interest Rates for Small Savings Schemes | - 'Can I close my Small Savings Scheme prematurely without penalty?'
- 'What are the benefits of investing in Small Investment Schemes?'
- 'How does the rate for Senior Citizen Savings Scheme compare to others?'
|
| NRE and RFC SB interest Rates | - 'Can I transfer funds from my NRE account to a local savings account?'
- 'Is the interest rate on RFC accounts higher than NRO accounts?'
- 'What is the average interest rate on External Rupee savings accounts?'
|
| Loyalty Program Delights: Unlocking Special Rewards for Your Loyalty | - 'Can Devotion Incentives programs be used in conjunction with credit card rewards?'
- 'How do Loyalty Delights programs recognize and reward customer milestones?'
- 'How do Devotion Surprises programs enhance overall banking satisfaction?'
|
| Debenture Trustee | - "How does a Debenture Trust protect investors' interests?"
- 'Can a Debt Trustee be appointed for a syndicated loan facility?'
- 'What are the fees associated with engaging a Debenture Trustee?'
|
| IndSMART: Indian Bank’s Omni channel Mobile App | - 'How do I report a lost debit card on the Omni channel App?'
- 'How do I initiate a new FD using IndSMART Mobile app?'
- "What are the features of Indian Bank's IndSMART Omni channel App?"
|
| SHG Bank Linkage Programme Direct Linkage to SHGs | - 'How does Community Based Financial Inclusion Programme improve credit score?'
- 'Can an SHG member use ATM card through SHG Bank Linkage?'
- 'How does Group Banking for Empowerment scheme benefit rural women?'
|
| IB MY OWN SHOP | - "How do I deposit cash into my department store's account?"
- 'How do I set up online banking for my hypermarket?'
- 'How do I set up automatic payments for my general store?'
|
| Scheme on financing Manufacturers / Suppliers / Vendors of Solar panels and other ancillary products | - 'What financing options are available for Solar Panel Assembly Unit Owners?'
- 'Can Green Technology Component Suppliers avail financing for their capital expenditures?'
- 'Can Eco-Friendly Panel Suppliers get financing for their infrastructure development?'
|
| IND PM Vishwakarma | - "Is Head of the Government Vishwakarma's credit card suitable for frequent travelers?"
- "What are the benefits of Prime Minister Vishwakarma's pension scheme?"
- "How does Head of Government Vishwakarma's policy impact credit scores?"
|
| OD against Gold Jewels | - 'Can I take an Overdraft Jewel loan against gold ETFs?'
- 'What are the benefits of taking an Overdraft Jewel from a bank?'
- 'Do I need to provide income proof for OD Gold application?'
|
| Ind Jet Remit (RTGS) | - "Can I modify a real time payment once it's initiated?"
- 'Is real time payment system available for all bank accounts?'
- 'How do I know if my RTGS transaction is successful?'
|
| IND Professional Special | - 'How does a Skilled Practitioner like me benefit from priority banking services?'
- 'Do Expert Advisors like me receive a higher interest rate on savings accounts?'
- 'What perks do Seasoned Practitioners like me receive in our forex services?'
|
| Positive Pay System (PPS) | - 'How does the Fraud Protection Service prevent check fraud in business accounts?'
- 'Can the Positive Pay System (PPS) be used for personal checking accounts?'
- 'Can the Positive Pay Fraud Prevention system detect altered check amounts?'
|
| Corporate Governance | - 'Can Governance Practices enhance banking sector reputation?'
- 'How does Business Governance impact banking product development?'
- 'Can Company Governance frameworks ensure ethical lending practices?'
|
| Financial Results | - 'What is the current trend in Allahabad Fund Results this year?'
- 'Does the bank provide personalized Financial Performance insights to customers?'
- 'Can I receive Financial Performance alerts for large transactions?'
|
| Indian Bank, IFSC Banking Unit, GIFT City | - 'How do I check my IFSC Banking Unit account balance online?'
- 'What are the benefits of having an IFSC Banking Unit account for NRIs?'
- 'Are there any charges for using IFSC Banking Unit GIFT City services?'
|
| Important Notices to Shareholders / Bondholders | - 'Can Capital Providers opt-out of receiving important notices electronically?'
- 'Can a notice to Bondholders be sent electronically or only by mail?'
- 'How do Security Owners contact the bank with questions about a notice?'
|
| Indian Bank Financial Results | - "What is the provision coverage ratio in Indian Bank's latest Financial Report?"
- "How do Indian Bank's Financial Results affect loan interest rates?"
- "Can I get a copy of Indian Bank's Financial Report at a branch?"
|
| KCC Marine Gold Scheme | - "Are there any processing fees for Sea Farmers' Credit Card?"
- "Are there any subsidies for Sea Farmers' Credit scheme holders?"
- 'What is the interest rate on Naval Agricultural Credit Card?'
|
| Corporate Social Responsiblity | - 'Can Responsible Financing practices reduce banking sector criticism?'
- 'What is the importance of Philanthropy in banking corporate culture?'
- 'Can Responsible Lending practices reduce banking sector risks?'
|
| IB Produce Marketing Loan Loan Against eNWRs | - 'What are the benefits of Commodity Marketing Finance Loan Against Negotiable Warehouse Receipts?'
- 'Can I use Commodity Marketing Loan Against eNWRs for export-oriented business?'
- 'What are the documents required for Agricultural Produce Loan Against eNWRs?'
|
| Annual Reports | - 'How do I obtain a copy of my Annual Banking Statement?'
- 'Can I customize the format of my Annual Financial Disclosure?'
- 'What is included in the Annual Financial Review for banking customers?'
|
| Tenders / Auction | - 'Can I negotiate the terms of a Bid Award for a credit card?'
- 'What is the role of a Tender Notice in a loan application?'
- 'What are the benefits of a Single-Stage Tender for a small business loan?'
|
| IB Vehicle Loan | - 'Do you offer fixed or floating interest rates for Motor Loans?'
- 'What are the benefits of taking a Vaahan Loan from your bank?'
- 'Do you offer Car Loans for senior citizens?'
|
| SOVA Android Trojan ALERT!! | - 'What are the signs of a SOVA Trojan Alert infection on my banking app?'
- 'How does the Android SOVA Trojan Warning impact online banking security?'
- 'How does the SOVA Trojan Alert use phishing attacks to steal banking credentials?'
|
| MCA Payment | - 'What is the difference between Corporate Affairs Payment and wire transfer?'
- 'What are the benefits of using the Company Affairs Payment method?'
- 'Can I use the Ministry Corporate Affairs Payment service for investment payments?'
|
| WORKING CAPITAL | - 'Can Cash flow management improve WORKING CAPITAL efficiency?'
- 'What is the relationship between operational capital and business profitability?'
- 'Can operating capital be used to finance long-term investments?'
|
| Online Collection Products | - 'How does Online Collection handle payment disputes?'
- 'What is the minimum payment amount for Online Collect?'
- 'How does E-Collection handle payment failures?'
|
| Application Downloads | - 'What is the Digital Content Retrieval process for customer support?'
- 'Are there any security risks associated with Form Downloads?'
- 'Can I use a Downloadable Platform for loan applications?'
|
| WhatsApp Banking | - 'Is Whats App banking secure for online transactions?'
- 'How do I resolve issues with Whats App banking login?'
- 'Can I use WP banking to check my credit score?'
|
| Specialist Officers Exam Result (SO) | - 'SO exam result: What is the role of a specialist officer in banking?'
- 'How to get a certified copy of my Specialist Officers Exam Result from bank?'
- 'What is the criteria for selecting candidates based on Specialist Officers Exam Marks?'
|
| Interest Rates on Personal Segment Loan Products Fixed | - 'Can Retail Banking Products help me consolidate debt?'
- 'Do Personal Banking Services offer competitive interest rates?'
- 'How do Interest Rates on Personal Advances affect loan tenures?'
|
| Corporate credit | - 'How do Banks verify Corporate Creditworthiness?'
- 'How do Commercial Credit Cards affect cash flow management?'
- 'What are the eligibility criteria for Commercial Borrowing?'
|
| Login Procedure for Internet Banking | - 'What is the signin protocol for corporate internet banking users?'
- 'What are the benefits of using the signin process for mobile banking apps?'
- 'What are the requirements for the login sequence for online banking?'
|
| Forex Remittance Facility through Internet Banking- Retail | - 'How secure is the Retail Forex Remittance Service online platform?'
- 'Can I track my Retail Forex Remittance Service status online?'
- 'What is the minimum amount for a Forex Remittance via Internet Banking Retail transfer?'
|
| Empanelments / Engagements | - 'Can I cancel a Syndication arrangement with the bank?'
- 'What are the fees associated with a Representation Agreement?'
- 'What are the terms and conditions of a Federation Partnership?'
|
| IND-SME EASE | - 'How does Industry-Specific Made Easy banking solution aid in cash flow management?'
- 'Does Easy Solution for Small and Medium Enterprises support digital wallets?'
- 'What are the benefits of Small and Medium Enterprise Simplified Accounting Ease in invoicing?'
|
| Awards & Accolades | - 'How do Accolades impact customer trust in banking institutions?'
- 'What Prestigious Awards has the bank won for its financial inclusion initiatives?'
- "How do Recognition and Accolades impact a bank's credibility?"
|
| SB Platinum Savings Bank Platinum Account with Sweep facility | - 'Can I get a debit card with my SB Platinum Sweep account?'
- 'How does the Savings Platinum Sweep facility work?'
- 'How long does it take to open a Platinum Savings Sweep account online?'
|
| Tap, Pay and Go: RuPay NCMC Card | - 'Can I use RuPay NCMC Card for fuel purchases?'
- 'Can I use Tap Pay RuPay NCMC card for education fees payment?'
- 'Can I use RuPay NCMC Card for credit transactions?'
|
| BSBDA AND SMALL ACCOUNT | - 'What is the process for closing a Small Deposit Account?'
- 'Can I use my Simple Savings Account for online transactions?'
- 'How do I apply for a Moderate Savings Account online?'
|
| NRI INFO BEAM Monthly Newsletter | - 'What is the frequency of special editions of the Monthly NRI INFO BEAM Update?'
- 'Is the NRI INFO BEAM Monthly Newsletter available in multiple languages?'
- 'Can I use the insights from the Monthly NRI INFO BEAM Update for trading?'
|
| Re-KYC: Periodic Update of KYC Details | - 'Can I check the status of my Re-KYC submission online?'
- 'Does the bank provide guidance on the Re-KYC process to customers?'
- 'What is the deadline for completing the Re-KYC process?'
|
| Indian Bank Annual Reports | - "What are the benefits of reading Indian Bank's Financial Yearly Disclosure?"
- "Can I attend Indian Bank's Annual Financial Report presentation?"
- 'What does the Financial Year Report of Indian Bank reveal about its profitability?'
|
| Units of IMAGE | - 'How do Visual Representations impact online banking accessibility?'
- 'Do Snapshot Documents require a signature upon receipt?'
- 'Do Visual Representations require encryption for security?'
|
| Lending rates for Retail Assets | - 'Do Credit History affect Medical Loan lending rates?'
- 'What are the Auto Loan financing rates for used cars versus new cars?'
- 'What are the rates for Used Car Loans for first-time buyers?'
|
| Loan / OD against NSC / KVP / Relief bonds of RBI / LIC policies | - 'What is the processing fee for Overdraft Secured by NSC/KVP/Relief Bonds/LIC?'
- 'What are the documents required for Collateral NSC KVP RBI Bonds application?'
- 'What are the benefits of taking Overdraft LIC Policies for business use?'
|
| Azadi Ka Amrit Mahotsav #TogetherforBiggerThings | - 'How does the Golden Jubilee of Independence promote financial inclusion?'
- 'Are banks offering exclusive investment opportunities during the Independence Gala?'
- 'Are banks offering exclusive services during the Independence Gala to senior citizens?'
|
| Forex Rates for Treasury | - 'What are the key components of a Currency Strategy in banking?'
- 'How do we manage Currency Risk in our trade finance services?'
- 'What is the significance of International Liquidity Management in treasury operations?'
|
| Credit Cards | - 'Can I use my Rupay-Select Card for online transactions?'
- 'Can I use my platinum payment card for contactless payments?'
- 'How does a borrowing card affect my credit score?'
|
| IB Pension Loan | - 'Can a Senior Citizen Loan be used for home renovations?'
- "Can a retiree's spouse be a co-applicant for a Pensioner Loan?"
- 'What is the maximum loan amount for a Golden Agers Loan?'
|
| Managing Director & CEO’s Profile | - "How does a CEO's Profile reflect on banking services quality?"
- "How does the Managing Director's Profile impact banking innovation?"
- "What does a CEO Profile reveal about a bank's values?"
|
| Variable Recurring Deposit | - 'Can I open a Variable Recurring Deposit account online?'
- 'Can I open a Joint Adjustable Periodic Deposit account with my spouse?'
- 'Is a Fluctuating Recurring Deposit eligible for nomination facility?'
|
| NETC FASTag | - "Can I use my bank's ATM to recharge my FASTag?"
- 'Can I use my debit card to recharge my NETC Toll Tag?'
- 'Can I recharge my National Electronic Toll Collection FASTag using mobile banking?'
|
| Merchant UPI QR Code | - 'What are the benefits of using UPI QR Code Merchants for small businesses?'
- 'Is UPI Payment Code secure for transactions?'
- 'What are the charges for using merchants qr code payments?'
|
| Interest Rate for Agri Products | - 'How does the Agri Product rate impact my loan eligibility criteria?'
- 'How do Agri Product rates impact my farming business profitability?'
- 'What are the Agri Product rates for horticulture and floriculture farming?'
|
| Regulatory Disclosures Section | - 'What Regulatory Details are required for online banking registration?'
- 'Can I customize the Regulatory Disclosures Section for my business account?'
- 'Where can I find the Regulatory Information about fees and charges?'
|
| Ind Advantage (Reward Program) | - "What is the Advantage program's points expiration policy?"
- 'Does the Advantage program offer personalized rewards offers?'
- "What is the Advantage program's rewards redemption process?"
|
| Head Office Departments | - 'How does the Centralized Headquarters handle customer complaints?'
- 'Who is in charge of the Central Operations Office?'
- 'What banking services are available at the Home Office?'
|
| One Time Settlement for NPA Borrowers (eOTS) | - 'What are the benefits of opting for a Single Settlement of Non-Performing Assets?'
- 'Can I negotiate the One Time Settlement amount with the bank?'
- 'Can I negotiate the terms of the One Time Settlement agreement?'
|
| IB Mahila Shakti For Women | - 'What is the purpose of Women Empowerment initiative in Indian banking?'
- 'What are the features of Women Shakti savings account?'
- 'Can Women Power be used for international transactions?'
|
| Remittance To India | - 'Do I need to show proof of identity for remitting funds to India?'
- 'Can I set up a recurring remittance to India for rent payments?'
- 'Can I schedule a recurring money transfer to India online?'
|
| e Payment of Indirect Taxes | - 'Can I make Indirect Tax Payment online from multiple accounts?'
- 'How does Digital Indirect Tax Payment reduce errors?'
- 'Can I set up automatic Indirect Tax Payment online?'
|
| Fixed ROI for Retail Loans | - 'Can I take a fixed-return loan for my wedding expenses?'
- 'Can I use a fixed-yield loan to consolidate my debt?'
- 'What is the difference between a fixed-return loan and a variable loan?'
|
| Salary Loan IB Clean Loan to Salaried Class | - 'How long does it take to process a salary-based loan application?'
- 'What is the interest rate for a clean loan for salaried professionals?'
- 'What is the maximum loan amount for a clean loan for salaried class?'
|
| Indian Bank Prepaid Card App Terms and Conditions | - 'Do the Terms & Conditions Prepaid Card App cover purchase protection?'
- 'Are the Prepaid Card App Terms & Conditions available in Hindi?'
- 'What is the arbitration process under the Terms & Conditions Prepaid Card App?'
|
| IBEX GOLD CARD SCHEME (GCS) FOR EXPORTERS | - 'What is the collateral requirement for export financing under GCS?'
- 'Can IBEX Exporters obtain a gold debit card for business expenses?'
- 'Can IBEX Gold Exporters negotiate better exchange rates?'
|
| Jewel Loan | - 'Do you offer Jewelery loans for business purposes?'
- 'How do I check my Gem loan application status?'
- 'What is the maximum loan amount for a Precious Stone?'
|
| Life Insurance | - "How does a bank's Level Premium Term Insurance policy work?"
- "What are the exclusions in a bank's Accidental Death Insurance policy?"
- 'Can I get a Personal Protection policy through my local bank branch?'
|
| Cyber Awareness Content | - 'What role does Electronic Transaction security play in preventing account takeovers?'
- 'How can banks measure the effectiveness of Cyber Awareness Content?'
- 'How does Electronic Transaction security impact banking customer satisfaction?'
|
| REPO Based Lending Rate for MSME | - 'How does Medium Enterprise Repo Based Lending Rate affect loan top-up?'
- 'What is the impact of Repo Rate on Micro Enterprise loan interest rates?'
- 'What is the current Repo Rate for Small and Medium Enterprises in India?'
|
| e-OD Against Deposit | - 'What is the interest rate on an e-OD Deposit account?'
- 'Can I use my e-Overdraft Deposit for online transactions?'
- 'How do I check my e-Overdraft Deposit account balance online?'
|
| How-to Videos Mobile Banking | - 'Can I find Mobile Coaching videos for setting up account alerts?'
- 'Can Handheld Demos show me how to reset my mobile banking password?'
- 'How can Cellular Lessons help me with mobile banking enrollment?'
|
| IB Doctor Plus | - 'What is the purpose of Hospital Specialist Plus in budgeting?'
- "How does Doctor's Office Plus assist in account consolidation?"
- 'Can Hospital Care Plus be used for investment advice?'
|
| Pre Approved Business Loan | - 'How do I qualify for a Pre-Approved Business Loan with my bank?'
- 'What are the interest rates for a Pre-approval Business Loan?'
- 'What are the fees associated with a Pre-Approved Business Loan?'
|
| Government Deposit Schemes | - 'How do I track the interest on my Govt Deposit account online?'
- 'Can I premature withdraw from a Government Deposit scheme?'
- 'Can I invest in a Government Deposit scheme through a mobile app?'
|
| Interest Rates on SB / NRO / NRE Accounts | - 'Can I earn interest on my Non-Resident Ordinary account in India?'
- 'How do I calculate interest on my Ordinary Non-Resident account?'
- 'Can I earn interest on my Foreign Currency Non-Resident account?'
|
| Home Loans: A Strategic Move to Preserve Your Savings | - 'What are the key features of a domestic discerning investment in home loans?'
- 'What are the common mistakes to avoid in a residential strategic move?'
- 'What are the benefits of a domestic sharp investment for small business owners?'
|
| Internet banking | - 'Can I apply for a loan through Digital Banking?'
- 'Can I link multiple accounts through Internet Banking?'
- 'What are the features of Internet Banking?'
|
| IB Star Agro Mills (Rice Mill, Dhal Mill, Oil Mill and Flour Mill) | - 'Can Rice Mills use a business credit card for fuel expenses?'
- 'Can Dhal Mills use credit cards for business expenses?'
- 'Do Flour Mills need a business plan for a startup loan?'
|
| Access Restricted | - 'Can I still transfer funds with Restricted Permissions on my account?'
- 'How do I regain Full Access to my blocked debit card?'
- 'Why is my online banking limited to View-Only Access mode?'
|
| IndSMART Mobile Banking App Checksum | - 'How to resolve IndSMART Mobile App Checksum errors on my device?'
- 'What is the process to activate IndSMART App Checksum on my phone?'
- 'Mobile App Checksum is not working on my tablet, what to do?'
|
| Kisan Credit Card (KCC) Animal Husbandry and Fisheries | - 'Can I use my Animal Husbandry Kisan Credit Card to purchase veterinary services?'
- 'What is the repayment tenure for a Kisan Credit Animal Husbandry loan?'
- 'What is the minimum credit limit for a KCC Fisheries Card?'
|
| IB CONTRACTORS | - 'How do freelance constructors benefit from our online banking platform?'
- "Can a construction company use our bank's merchant services?"
- 'How do independent constructors with our bank manage their supply chain?'
|
| Government Sponsored Jan Suraksha Schemes: Trio Pack for Your Financial Security | - 'Can I avail reg. suraksha service along with my existing life insurance policy?'
- 'What are the key features of Government Sponsored Jan Suraksha schemes?'
- 'How does the Trio Pack Security scheme provide protection against critical illnesses?'
|
| Nodal Officers_Ombudsman Scheme,2022 | - 'Can Key Response Officers resolve issues related to credit scores?'
- 'Are Centralized Help Officials responsible for resolving insurance-related issues?'
- 'How do Focal Point Authorities handle online banking transaction disputes?'
|
| IND NAVYA | - 'How does Tidal Financial Technologies support online savings accounts?'
- 'Is Vessel Financial Technologies suitable for international banking transactions?'
- 'What is the role of Maritime Financial Solutions in online banking applications?'
|
| ATM / Debit Cards | - 'What is the process for disputing a Debit Card transaction?'
- 'Can I use my Check Card to get a cash advance?'
- 'Can I use my Bank Debit Card for contactless payments?'
|
| IND GURUDEV | - 'Does GuruDEV provide guidance on retirement planning?'
- "Indi GuruDEV's approach to creating a personalized budget?"
- "The lecturer's take on the importance of credit history?"
|
| Investor Relations | - 'How can banks improve Investor Transparency?'
- "What is the Role of Investor Information in a bank's risk management?"
- 'What are the key components of Investor Communications for banks?'
|
| IB COMFORT- DOMESTIC AND NRE | - 'What is the minimum balance requirement for Comfort Domestic account holders?'
- 'What is the interest rate on Comfort NRE fixed deposits?'
- 'What are the documents required for Comfort NRE account opening?'
|
| IND HEALTH CARE | - 'Can I use my Sanitation Services card for online transactions?'
- "How does the bank's Medical Loan scheme work?"
- 'How do I track my Medical Expenses using online banking?'
|
| Login procedure for Mobile Banking | - 'What are the requirements for Mobile Banking Login Credentials?'
- 'Can I customize my Mobile Banking Login Experience?'
- 'How does the Mobile Banking Automatic Logout feature work?'
|
| Jaffna Branch | - 'How do I check my account balance at the Jaffna Provincial Center?'
- 'How long does it take to process a transaction at the Northern Provincial Office?'
- 'Can I open a savings account at the Jaffna Provincial Hub?'
|
| Privacy Policy Corporate Merchant App | - "How does the App's Corporate Data Encryption Protocol work?"
- 'What is the purpose of the Merchant Services Data Retention Policy?'
- 'Can I request changes to the Merchant Services Data Collection Policy?'
|
| Credit Life Insurance Coverages in Association with M/s. Kotak Life | - "What is the premium for Kotak Assurance's credit life insurance?"
- 'Is Kotak Life Assurance mandatory for personal loans?'
- 'How does Kotak Life Insurance Company Ltd. define "outstanding debt"?'
|
| IMAGE Contact Us | - 'How do I verify my account information with the Picture Support Team?'
- 'What is the email address for Picture Customer Complaints?'
- 'Where do I find the Iconic Contact Us details on the mobile app?'
|
| IndOASIS Terms and Conditions | - 'How do I report unauthorized access under IndOASIS Terms Conditions?'
- 'Can I use IndOASIS for international transactions under these Terms & conditions IndOASIS?'
- 'Who is the authority responsible for enforcing IndOASIS Terms?'
|
| Annual General Meetings and Extraordinary General Meetings | - 'How do I verify my shareholding for a Shareholder Assembly?'
- 'Can I raise a concern about corporate governance during a Shareholder Assembly?'
- 'What is the quorum required for a valid Shareholder Assembly in banking?'
|
| IB Home Loan Plus | - 'What is the minimum loan amount for IB Villa Plus loan?'
- 'What is the processing fee for IB House Plus loan application?'
- 'What are the prepayment charges for IB Home Plus loan?'
|
| Money multiplier Deposits | - 'Can I open a Money multiplier Deposit account online?'
- 'How does a Money multiplier Deposit affect my credit score?'
- 'How do Money multi Deposits contribute to economic growth?'
|
| DISPLAY OF INFORMATION SECURED ASSETS POSSESSED UNDER THE SARFAESI ACT 2002 | - 'Can a bank Reveal Details of Mortgaged Properties to borrowers?'
- 'How does the Display of Secured Assets help in Risk Management?'
- 'How does a bank Display Information on Pledged Assets to customers?'
|
| Applications supported by Blocked Amount (ASBA) | - 'What is the process for ASBA Applications in public issue of debt securities?'
- 'Are ASBA Applications supported for all types of customers?'
- 'What are the benefits of using Applications supported Blocked for IPOs?'
|
| National Common Mobility Card (NCMC) | - 'What is the process for resolving issues with my National Mobility Card?'
- 'How does a National Mobility Card eliminate the need for cash transactions?'
- 'What are the advantages of contactless payment methods for banking customers?'
|
| Block Lost Credit Card | - 'What information do I need to provide to block credit card?'
- 'What are the consequences of Credit Blocking without notifying the bank?'
- 'Is it necessary to report credit card theft to the credit bureau?'
|
| Doorstep Banking: Your Convenience, Our Priority | - 'How does doorstep banking facilitate bill payment and settlements?'
- 'Are doorstep banking services available for small business owners?'
- 'Do doorstep banking agents offer personalized financial planning advice?'
|
| IndOASIS Checksum | - 'What is the advantage of using Ind OASIS Checksum in online banking?'
- 'What is the process for resetting my IndOASIS Checksum?'
- 'What happens if my IndOASIS Checksum fails during a transaction?'
|
| Lending rates for Export Credit | - 'What is the maximum Overseas Lending Rate allowed by regulatory bodies?'
- 'How do Export Trade Facility rates impact profit margins for exporters?'
- 'What is the typical Export Credit Period for short-term loans?'
|
| MSME LAP | - 'How to track the status of Medium Enterprises LAP application?'
- 'What are the benefits of Micro Small Medium Enterprises property loan?'
- 'How to calculate EMI for Medium Enterprises property loan?'
|
| IB HARIT | - 'How does Instant Bank Account Information work for online transactions?'
- 'What is the role of Up-to-Date Account Information in budgeting?'
- 'Can Current Account Data be used for insurance purposes?'
|
| Dividend Details | - 'What is the deadline for receiving Dividend Earnings Information?'
- 'How do I use my Dividend Details to track my investment performance?'
- 'How do I access historical Dividend Information statements?'
|
| MACT SB | - 'How does the Tribunal for Motor Accident Compensation process claims?'
- 'Is the Motor Vehicle Accident Claims Tribunal a government agency?'
- "What is the Motor Vehicle Accident Compensation Tribunal's stance on fraud?"
|
| ONLINE SHISHU MUDRA LOAN | - 'What documents are required for a Child Mudra loan online application?'
- 'What are the pre-closure charges for a Shishu Mudra loan online?'
- 'What is the minimum age requirement for a Child Mudra loan online application?'
|
| Premium Services | - 'Do Luxury account holders receive special investment opportunities?'
- 'Is the High-Net-Worth investment strategy tailored to my goals?'
- 'What is the fee structure for High-End ATM withdrawals?'
|
| Home Loan to Corporate Entity | - 'What are the prepayment charges for a home Corporate loan?'
- 'What are the tax benefits of a home loan for a house Corporate entity?'
- 'What is the repayment tenure for a real estate Corporate home loan?'
|
| Agricultural Godowns / Cold Storage | - 'What are the risks associated with financing a Storage Unit for agricultural produce?'
- 'Can I secure a loan using my Cold Storage unit as collateral?'
- 'Can I finance a new agri warehouse construction through a bank loan?'
|
| PSB LOANS IN 59 MINUTES | - 'Can I get a business loan through PSB 59minutes?'
- 'How can I track my Public Sector 59 Minute loan application status?'
- 'Can I apply for a PSB 59minute loan with a co-applicant?'
|
| LOAN AGAINST LEASE RENTALS | - 'Can I get a Loan Against Lease Rentals for a new business venture?'
- 'How to calculate Loan Against Lease Rentals eligibility based on Lease Rent?'
- 'Can I avail Loan Against Lease Rentals for retail business expansion?'
|
| E-ALLAHABAD BANK | - "What are the features of the Allahabad Bank's online trading platform?"
- "Can I view my transaction history on the Sangam City's online platform?"
- "What are the benefits of using the City of Gods' online banking services?"
|
| Special Non-Resident Rupee Account (SNRR) | - 'Can I transfer funds from my NR Rupee account to my resident account?'
- 'Can I open an SNRR account with a zero balance?'
- 'What are the interest rates offered on a non-resident Rupee account?'
|
| “IND Corp SB Elite” Payroll package scheme for Salaried Class with bundled Group Personal Accidental Insurance (PAI) | - 'How does the Corp SB Elite package define "accident" for insurance purposes?'
- 'What is the customer support process for Accidental Insurance queries in IND Corp SB Elite?'
- 'How does Corp SB Elite package benefit employees with bundled Accident Insurance?'
|
| Sukanya Samriddhi Account Scheme | - "What is the minimum age requirement to open a Daughter's Financial Welfare Account?"
- "What is the interest rate applicable on a Girl's Financial Freedom Account?"
- 'What is the Girl Child Prosperity Scheme offered by banks in India?'
|
| Jewel Loan: Unlock the Value of Your Gold for Financial Flexibility | - 'Can I use my Treasure Trove Financial Flexibility to fund my education expenses?'
- 'Can I use my Family Heirloom Financial Freedom to purchase a new property?'
- 'What is the repayment tenure for Golden Financial Freedom loans?'
|
| IB Smart Kid | - 'What is the eligibility criteria for a clever juvenile to apply?'
- 'What are the benefits of a whiz kid savings account?'
- 'Can a smart SHISHU account be used for mobile banking?'
|
| CONTACTS FOR QUERIES | - 'What are the Customer Support Contacts for online banking password reset?'
- 'How do I reach Telephone Support Centers for Banking Queries about account closure?'
- 'Can I visit Customer Service Centers for Queries in person?'
|
| Joint Liability Group (JLG) | - 'What is the minimum number of members required for a Joint Liability Circle?'
- 'What are the benefits of a Cooperative Debt Liability plan for entrepreneurs?'
- 'Is a Mutual Responsibility Circle account insured?'
|
| TERM LOAN | - 'What is the interest rate for a short-term credit line?'
- 'What are the benefits of a temporary borrowing facility?'
- 'What are the repayment options for a fixed-period loan?'
|
| KCC Gold Plus | - 'Can I get discounts on loan interest rates with my Prime Membership?'
- 'How do I apply for a High-Value Savings plan online?'
- 'How does a Premium Account affect my loan eligibility?'
|
| NRE SB ACCOUNTS | - 'What is the customer support contact number for NRE Saving account holders?'
- 'Can I open an NRE Saving account for a minor?'
- 'What is the interest rate offered on an NRE SB account?'
|
| e Payment of Direct Taxes | - 'How do I get a receipt for e Payment of Direct Taxes?'
- 'What is the process for correcting errors in eTax Payment?'
- 'Can I use a prepaid card for Direct Taxes Online Payment?'
|
| Open Online Account with Video-Based Customer Identification Process (V- CIP) | - 'How does V-CIP ensure secure customer verification for online bank accounts?'
- 'Can I pause the V-CIP process and resume later for online account opening?'
- 'How does Video-Based Customer ID verify my address for online banking?'
|
| BE Safe in Your Cyber Behaviour | - 'Are there any Secure Internet Practices for banking websites?'
- 'How can I develop a Culture of Cybersecurity in online banking?'
- 'Practicing Safe Online Banking: What are the key takeaways?'
|
| IND GST ADVANTAGE | - 'What is the GST Concession rate for my business category?'
- 'How does the GST Perk impact my forex transactions?'
- 'Can the GST Boon be claimed on my credit limit?'
|
| Resident Foreign Currency account for Returning Indians | - 'What is the validity period of a Resident Foreign Currency account debit card?'
- 'Can I receive foreign currency remittances in my Resident Foreign Currency account?'
- 'How do I surrender my Foreign Currency account upon returning to India?'
|
| First Quarter Financial Results 2024-25 | - 'Will Early Quarter Earnings influence personal finance management tools?'
- 'Do Opening Quarter Financials signal a change in credit card fees?'
- 'How will Initial Quarter Earnings impact customer savings account interest rates?'
|
| FCNR (B) Accounts | - 'How do I renew my Foreign Currency Fixed Deposit?'
- 'Can I open a Joint Foreign Currency Account with my spouse?'
- 'How does a Non-Resident Foreign Currency account help me manage funds?'
|
| Notifications | - 'What are the different types of Account Notifications for credit score changes?'
- 'Will I receive Email Notifications for changes to my account information?'
- 'Can I set up customized Banking Notifications for specific transactions?'
|
| Capital Gains SB account | - 'Are there any tax benefits associated with a Capital Gains Savings account?'
- 'Can I access my sb gain account from any ATM?'
- 'Can I open a Capital Gains SB account online?'
|
| Whistle Blower Policy | - 'Can customers report fraud anonymously under the Whistle Blower Policy?'
- 'What is the process for documenting whistleblower reports?'
- 'Whistleblower Protection Policy: Are reporters protected from retaliation?'
|
| IB RERA Current Account | - 'What is the RERA Current account maintenance fee?'
- 'Can I convert my savings account to a RERA Current account?'
- 'What are the advantages of having an IB RERA Current account for developers?'
|
| Investor Guide / FAQ | - 'Can I find investment market analysis in the Investor FAQ?'
- 'What does the Investor Information section provide for new customers?'
- 'Is the Investor Information section updated regularly?'
|
| Financial Inclusion | - 'What are the challenges of Implementing Universal Banking in remote areas?'
- 'Can Increased Financial Accessibility reduce inequality in developing regions?'
- 'Can Broader Banking Access improve economic stability for marginalized groups?'
|
| Corporate Blog | - "How does an Official Blog contribute to a bank's thought leadership?"
- 'Can a Corporate Blog in banking increase customer loyalty?'
- 'How often should a Corporate Blog in banking be updated?'
|
| Savings Bank Account for Pensioners | - 'What is the interest rate offered on SB Pension accounts?'
- 'What is the customer care number for Savings Pensioners account queries?'
- 'Can I link my Saving Pension account to a fixed deposit?'
|
| Internet/Mobile/Tele Banking | - 'Can I check my account balance through mobile banking services?'
- 'Is it possible to update my phone number through online banking?'
- 'What is the maximum limit for transactions through tele-banking services?'
|
| Frequently Asked Questions Internet Banking and Mobile Banking | - 'What are the Frequently Raised Concerns about Mobile Banking Fees?'
- 'What are the Commonly Raised Queries about Mobile Banking Account Balances?'
- 'What are the Most Asked Questions about Internet Banking Registration?'
|
| Agriculture Loan | - 'How does a Krishi loan affect my credit history?'
- 'Do I need a co-applicant for an Agricultural loan?'
- 'What is the minimum amount I can borrow under Agri loan?'
|
| IB Gen X For the Vibrant Youth | - 'Do older millennials prefer online banking services?'
- 'What are the financial values of the Sandwich Generation?'
- 'What are the banking needs of the Sandwich Generation?'
|
| Death Claim Settlement | - 'Does my bank offer a Death Benefit Acceleration Rider option?'
- 'Is there a deadline for submitting a Life Insurance Claim after death?'
- 'Can I submit a Deceased Policyholder Settlement request online?'
|
| MSME DIGI Jewel Loan and Jewel Loan (Re-Pledge) | - 'How does Micro Small Medium Enterprises jewel loan help in business growth?'
- 'How does MSME DIGI Jewel Loan help in meeting working capital requirements?'
- 'Can I use MSME DIGI Jewel Loan for business acquisition?'
|
| Motor Accident Claim Tribunal Deposit(MACAD) Scheme | - 'Can I take a Motor Accident Claims Tribunal Deposit certificate online?'
- 'What is the process for claiming Motor Accident Claims Tribunal Deposit amount?'
- 'What is the Motor Accident Claims Tribunal Deposit scheme for?'
|
| NRI A/cs | - 'Can a Foreign Citizen of Indian Origin invest in Indian real estate?'
- 'What is the process for opening a Overseas Indian account online?'
- 'What is the interest rate on Non-Resident Ordinary accounts for NRIs?'
|
| Point of Sale (PoS) | - 'How do I know if a merchant uses a PoS terminal?'
- 'Can I use my debit card at a Point Sales terminal?'
- 'How does a PoS machine process customer transactions?'
|
| Compressed Bio Gas plant financing under Sustainable alternative towards affordable Transportation | - 'What is the repayment tenure for a Bio Methane Enrichment Plant loan?'
- 'Can a Bio-CNG Generation Plant be used as collateral for a loan?'
- 'What are the benefits of Bio Gas Upgradation Plant financing for the environment?'
|
| Non-Resident Ordinary Account | - 'How to check the balance of my nro sb account online?'
- 'How to update my address on my nro sb account?'
- 'What are the documents required to open a nr Ordinary sb account?'
|
| Service Charges on ATM Services | - 'How to avoid debit Charges on ATM withdrawals?'
- 'Are ATM charge exemptions available for senior citizens?'
- 'ATM charge disputes can be filed online, true or false?'
|
| Featured Products / Services / Schemes | - 'How do I cancel or modify a Highlighted Deal?'
- 'What are the fees associated with Headline Offers?'
- 'How do I stay updated on changes to Flagship Services?'
|
| CORPORATE LOAN | - 'What are the common uses of a corporate loan for businesses?'
- "How does a business loan affect a company's credit score?"
- 'How do commercial loans support business growth strategies?'
|
| IndSMART | - 'Is Intelligent Securities Risk Management and Tracking available for mobile banking apps?'
- 'Can Intelligent Decision Support and Risk Taking Analytics improve investment decisions?'
- 'Is Implementing Smart Risk and Trading Analytics used in private banking?'
|
| IMPORTANT TERMS AND CONDITIONS CA | - 'Who is responsible for understanding Current Conditions of my loan?'
- 'Can I opt out of the TERMS CONDITIONS CA for my debit card?'
- 'How do I dispute a transaction under T & C CA?'
|
| Details of Outstanding Tier 1 and Tier 2 Bonds | - 'What is the impact of inflation on Tier one and tier two investments?'
- 'What are the fees associated with Bond Issuance investments?'
- 'Can I gift my Outstanding Tier Bonds to a family member?'
|
| Stay Safe: Watch Out for Suspicious Files, APKs, and Links | - 'How do I avoid falling prey to Deceptive Downloads from the internet?'
- 'Can I use Public Wi-Fi to access my online banking without risks?'
- "How do I report a Phishing Attempt to my bank's security team?"
|
| IMAGE Infrastructure | - 'What is the structure of ATMs to ensure cash dispensing reliability?'
- 'What is the makeup of omnichannel banking for enhanced customer experience?'
- 'What is the design of self-service kiosks for improved customer convenience?'
|
| Online Loans | - 'Can I use Digital Credit to finance my home renovation costs?'
- 'Do Online Lenders offer loans to borrowers with bad credit history?'
- 'Can I use Cyber Banking to apply for a loan from the comfort of my home?'
|
| IND KISAN SAUR SHAKTHI (PM KUSUM) Additional Component (Component C- Feeder level Solarisation) | - 'Can I get a loan for Solar Feeder Level Component from a private bank?'
- 'What are the required documents for a KSS loan application?'
- 'Can I use Saur Shakthi funds for installing solar panels?'
|
| BHIM Aadhaar Pay | - 'What are the charges for using Aadhaar Payment System?'
- 'How do I link my Aadhaar number to my bank account for AEPS?'
- 'How does Aadhaar Enabled Payment System benefit merchants?'
|
| Non-Life Insurance | - 'What are the key features of Motor Insurance offered by banks?'
- "What is the purpose of Terrorism Insurance in a bank's product offerings?"
- "How does a bank's Home Insurance policy work?"
|
| Short Term Deposits | - 'What are the charges for withdrawing from a Transient Deposit?'
- 'How is interest calculated on a Short-Term Savings Account?'
- 'What are the tax benefits of a Short-Term Investment Scheme?'
|
| IND-SME E-VAAHAN | - 'Is SME VAahan available for all types of commercial vehicles?'
- 'Can I cancel my SME E-Transport transaction in case of errors?'
- 'Can I use SME Online Vaahan for bulk transactions?'
|
| IB Home Loan | - "How does IB's Housing Finance scheme cater to pensioners?"
- "What is the foreclosure process for IB's Housing Loans?"
- 'How does Flat Financing work in Islamic Banking?'
|
| Sukanya Samriddhi Account | - 'Are there any restrictions on Sukanya Samriddhi Yojana account withdrawals?'
- "Can I deposit money online into my child's Sukanya Samriddhi account?"
- 'Sukanya Samriddhi Yojana account matures after how many years?'
|
| Privacy Policy Mobile Banking (IndSmart) | - "How does IndSmart's Data Protection Policy address data breaches?"
- "What personal data is collected under IndSmart's Confidentiality Agreement?"
- "What is IndSmart's process for updating its Data Protection Policy for mobile banking?"
|
| Important Communication regarding Amalgamation (Internet Banking / Mobile Banking) | - 'How does Critical Internet Banking Consolidation Notification benefit me as a premium customer?'
- 'What does Critical Internet Amalgamation Notice entail for my account security?'
- 'How does Mobile Banking Consolidation Alert impact my recurring deposits?'
|
| Disclaimer | - "What is a bank's Legal Disclaimer Notice, and how does it work?"
- "Is a bank's Notice of Exclusion applicable to all account types?"
- "Is a bank's Notice of Disclaimer of Warranty applicable to all customers?"
|
| Add to your Financial Stability with IND Shakti 555 days | - 'Can I use IND Shakti 555 days in banking for international transactions?'
- 'Can I withdraw my money anytime from IND Shakti 555 days in banking?'
- 'What is the significance of 555 days in banking for Financial Stability IND Shakti?'
|
| IND- KRISHI INFRA FUND (AGRICULTURE INFRA FUND) | - 'What are the interest rates for Krishi Infrastructure Fund loans?'
- 'Is Krishi Infrastructure Fund available for rural development projects?'
- 'How does Agriculture Infrastructure Fund benefit the agricultural value chain?'
|
| Analyst Coverage on Bank’s Share Price | - "How does Stock Coverage influence a bank's customer acquisition strategy?"
- "What is the role of Stock Coverage in a bank's M&A decisions?"
- 'What is the role of Share Price Coverage in portfolio management?'
|
| Ind Lakhpati Didi Scheme | - 'Can I apply for a Millionaire Didi credit card online?'
- 'What are the benefits of the Lakhpati Didi scheme for senior citizens?'
- 'What are the benefits of the Millionaire Didi scheme for working women?'
|
| Amalgamation | - 'What happens to customer accounts during a Corporate Consolidation process?'
- 'Will a Financial Integration result in higher banking fees?'
- 'Will an Amalgamation of banks result in better customer support?'
|
| Home Loan Scheme for Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG) individuals: Urban Areas | - 'Are there any special benefits for a Weaker Section woman availing of this scheme?'
- 'Can a person from the Underprivileged Segment get a top-up loan?'
- 'Can an individual from the Lower-Income Stratum use the loan for renovation?'
|
| IND SME Secure | - 'What is the purpose of the Business Identity Shield program?'
- 'Can I use Business Security Solutions for international transactions?'
- 'What is the process for enrolling in Small Business Protection services?'
|
| Personal Loan | - 'Can I take a second Individual Loan from the same bank?'
- 'Can I prepay my Consumer Loan without penalties?'
- 'Can I take a Joint Private Loan with my spouse?'
|
| OVERDRAFT FACILITY IN SB SALARY A/C“IB INSTA CASH” | - 'How long does it take to process my OD Insta Cash application on my salary account?'
- 'OD Insta Cash is only available for which salary account holders?'
- 'Can I manage my OD Insta Cash account online through net banking?'
|
| Agricultural Jewel Loan Scheme | - 'Can I use the Agri Jewelry loan for farm renovation?'
- 'Can I apply for Agri Gold loan online?'
- 'What is the interest rate on Krishi Jewel loan for short-term crops?'
|
| Scheme for financing MSMEs for setting up Biomass Pellets manufacturing units | - 'What are the environmental benefits of biomass pellet manufacturing unit financing for MSMEs?'
- 'What is the interest rate for Medium, Small, and Micro Enterprises in biomass pellet financing?'
- 'What are the benefits of biomass pellet manufacturing unit financing for women entrepreneurs among MSMEs?'
|
| IB Education Loan (IBA) | - 'What is the interest rate for Academic loan applications with IBA?'
- 'Can an Educational institution recommend IBA for student loans?'
- 'How does IBA handle default cases for Academic loans?'
|
| IND SUPER 400 DAYS | - 'Is Top Rated 400 Days Deposit eligible for tax benefits?'
- 'Are there any penalties for breaking my Priority 400 Days Deposit?'
- 'How does Elite 400 Days Deposit account work in IND?'
|
| Executive Director’s Profile | - "Can I access the Executive Director Bio on the bank's website?"
- 'Can I contact the Executive Director Profile directly for investment advice?'
- 'How does the ED Profile drive business growth and expansion?'
|
| Choosing the Right Term Deposit: Fixed, Recurring or Money Multiplier Your Best Fit? | - 'Can I close my Money Multiplier Deposits prematurely without penalty?'
- 'How do Money Multiplier Deposits work in tandem with existing investments?'
- 'Are Recurring Deposit interest rates higher for longer tenures?'
|
| NEFT | - 'Can I initiate an Online Money Transfer to an account in another country?'
- 'What is the process for Online Money Transfer to NRE accounts?'
- 'Can I receive a refund for a failed Online Money Transfer?'
|
| IND MSME SAKHI | - 'How does MSME SAKHI support startups founded by women?'
- 'Can MSME SAKHI be used for business restructuring?'
- 'How does the IND MSME SAKHI scheme support small business owners?'
|
| Investors Services Center | - 'How do I contact the Investor Assistance Platform for queries?'
- 'What are the benefits of using the Investor Support Portal?'
- 'How does the Investor Solutions Office handle account disputes?'
|
| Terms and Conditions Indian Bank Digital Rupee | - 'Do Digital Rupee Terms Conditions vary for different bank branches?'
- 'Are Digital Currency Conditions the same for all account types?'
- 'Do the Rules Digital Currency apply to ATM withdrawals?'
|
| e-Allahabad Bank Journey | - 'Has the Allahabad Journey improved your banking relationships?'
- 'What are the primary goals of the e-Allahabad Experience?'
- 'What are the most popular features of the e-Allahabad Journey?'
|
| Food and Agro Processing | - 'Do banks offer customized loans for food manufacturing startups?'
- 'Can I get a loan to set up a food processing and packaging unit?'
- 'Can I get a loan to upgrade my food packaging and processing machinery?'
|
| Premium Current Account | - 'How do I request a debit card replacement for my Deluxe Banking Account?'
- 'How do I transfer funds between accounts with my Platinum Checking Account?'
- 'Are there any special privileges for long-term Deluxe Banking Account holders?'
|
| IB Loan against Sovereign Gold Bond | - 'Can I use my Sovereign jewel Bond as collateral for a business loan?'
- "Can I get a loan against my Sovereign jewelry Bonds if I'm self-employed?"
- 'What is the loan-to-value ratio for Sovereign jewelry Bond?'
|
| CA FOR STATE /CENTRAL GOVT & CONSULAR & IND PFMS | - 'What is the process for claiming CA Current State govt refund?'
- 'Can I link my CA Current central govt account to a debit card?'
- 'How do I check my CA Current PMFS account balance?'
|
| IB Kishore Savings Bank Account for Minors | - 'How to update the nominee details of a Minor sb account?'
- 'What is the interest rate offered on a Kishore sb account?'
- 'How to apply for a Minors Savings account online?'
|
| Centralized Pension Processing Centre | - 'How does the Centralized Pension Process Centre handle pension payment delays?'
- 'How long does it take for the Pension Centre to process pension applications?'
- 'Can I update my pension account information at the Pension Processing Hub?'
|
| IB HOME ENRICH | - 'Can I use Home Enrich to pay my property taxes?'
- 'Can I use Villa Enrich to purchase a new property?'
- 'What are the benefits of using Home Enrich for property management?'
|
| QIP WEBSITE DISCLAIMER | - 'Does the Placement Disclaimer affect my investment returns?'
- 'Can customers file claims against banks for QIP Disclaimer breaches?'
- 'How does the Qualified Institutional Placement Disclaimer relate to risk management?'
|
| Disclosures made to Stock Exchanges | - 'What is the significance of Market Disclosure in banking risk assessment?'
- 'What information is exempt from Public Financial Disclosure requirements?'
- 'What triggers mandatory Market Filings for banks undergoing significant restructuring?'
|
| Statutory Central Auditors | - 'Are Central Auditors involved in auditing bank IT infrastructure?'
- 'What role do Official Auditors play in ensuring banking transparency?'
- 'What are the qualifications required to become a Central Auditor?'
|
| Board of Directors | - 'What are the responsibilities of Directors in risk management?'
- "Can a bank's customers attend Board memebers' meetings?"
- "Can Nomine Members influence bank's lending decisions?"
|
| RFC TERM DEPOSIT Rates | - 'Do all banks offer the same Fixed Rate CD rates for customers?'
- 'How does a Fixed Rate Term Deposit impact my financial goals?'
- 'Can I get a Fixed Return Investment with a debit card?'
|
| Derivatives | - 'How do I calculate the value of a Credit Derivative?'
- 'How do Total Return Swaps work in investment portfolios?'
- 'How do I use Swap Agreements to hedge against interest rate risks?'
|
| Agri Clinic and Agri Business Centres | - 'How does Agriculture Business Centre support agro-processing businesses?'
- 'How does Farm Business Centre support agricultural entrepreneurship?'
- 'How does Farmer Clinic facilitate partnerships between farmers and suppliers?'
|
| SMS Banking/ Missed Call Service | - 'What is the process to deactivate Telephone Alert Service for my account?'
- 'What are the types of alerts available through Mobile Information Service?'
- 'What is the process to update mobile numbers for Telephone Alert Service?'
|
| Nodal Officers- Customer service | - 'Who is the designated point of contact for Customer Feedback Management?'
- 'Can a Customer Advocate Officer assist with branch-related issues?'
- 'What is the process for resolving customer complaints with Escalation Handling officers?'
|
| SHG GRIHALAKSHMI (Housing Loan to SHG Members) | - 'What is the role of Self Help Group Shakti GRIHALAKSHMI in housing finance?'
- 'How do SHG Members benefit from Grihalakshmi housing loan scheme?'
- 'What is the maximum loan amount for SHG Grihalakshmi housing loan?'
|
| IB Salaam Special Account for Defence Personnel | - 'Do Defence Personnel need to maintain a minimum account balance for Salaam?'
- "How does the Salaam Defence Account support Defence Personnel's long-term goals?"
- 'What are the features of the Salaam Defence Account debit card?'
|
| Online Services | - 'How do I view my account balance using E Banking?'
- 'How do I reset my Virtual Banking password?'
- 'Can I apply for a loan using Digital Lending services?'
|
## Evaluation
### Metrics
| Label | Accuracy |
|:--------|:---------|
| **all** | 0.8848 |
## Uses
### Direct Use for Inference
First install the SetFit library:
```bash
pip install setfit
```
Then you can load this model and run inference.
```python
from setfit import SetFitModel
# Download from the 🤗 Hub
model = SetFitModel.from_pretrained("kneau007/my-classifier-3")
# Run inference
preds = model("What is the function of the Centralized Support Office?")
```
## Training Details
### Training Set Metrics
| Training set | Min | Median | Max |
|:-------------|:----|:--------|:----|
| Word count | 5 | 10.4925 | 17 |
| Label | Training Sample Count |
|:--------------------------------------------------------------------------------------------------------------------------------------|:----------------------|
| ATM / Debit Cards | 26 |
| Access Restricted | 26 |
| Account Opening Forms NRI | 24 |
| Add to your Financial Stability with IND Shakti 555 days | 22 |
| Agri Clinic and Agri Business Centres | 26 |
| Agricultural Godowns / Cold Storage | 22 |
| Agricultural Jewel Loan Scheme | 25 |
| Agriculture Loan | 22 |
| Amalgamation | 29 |
| Analyst Coverage on Bank’s Share Price | 22 |
| Annual General Meeting | 24 |
| Annual General Meetings and Extraordinary General Meetings | 24 |
| Annual Reports | 26 |
| Another Option for Pension | 24 |
| Application Downloads | 26 |
| Applications supported by Blocked Amount (ASBA) | 24 |
| Audio/ Video Recording/Concall Transcripts | 27 |
| Awards & Accolades | 24 |
| Azadi Ka Amrit Mahotsav #TogetherforBiggerThings | 22 |
| BE Safe in Your Cyber Behaviour | 27 |
| BHIM Aadhaar Pay | 26 |
| BSBDA AND SMALL ACCOUNT | 25 |
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| IND Krishi Vaahan | 25 |
| IND MSME SAKHI | 21 |
| IND MSME VEHICLE | 22 |
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| IND NAVYA | 27 |
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| IND Professional Special | 23 |
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| IND SAMPOORNA SALARY PACKAGE | 28 |
| IND SME Secure | 23 |
| IND SUPER 400 DAYS | 26 |
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| IND-SME EASE | 27 |
| IND-SURYA SHAKTI | 23 |
| INDIAN BANK MUTUAL FUND | 23 |
| Important Communication regarding Amalgamation (Internet Banking / Mobile Banking) | 24 |
| Important Contacts | 24 |
| Important Notices to Shareholders / Bondholders | 26 |
| Ind Advantage (Reward Program) | 23 |
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| Internet banking | 21 |
| Internet/Mobile/Tele Banking | 23 |
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| Investor Grievances | 23 |
| Investor Guide / FAQ | 23 |
| Investor Relations | 24 |
| Investors Services Center | 24 |
| Jaffna Branch | 23 |
| Jewel Loan | 26 |
| Jewel Loan: Unlock the Value of Your Gold for Financial Flexibility | 24 |
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| Loan/OD/Credit Card against Deposit | 23 |
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| Managing Director & CEO’s Profile | 21 |
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| What and How of Phishing | 27 |
| What is a Credit Score and How it Shapes Financial Health | 20 |
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| What’s New? | 21 |
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| “New SB Product for Pensioners” IND PENSION PRIME | 27 |
### Training Hyperparameters
- batch_size: (16, 16)
- num_epochs: (1, 1)
- max_steps: -1
- sampling_strategy: oversampling
- num_iterations: 20
- body_learning_rate: (2e-05, 2e-05)
- head_learning_rate: 2e-05
- loss: CosineSimilarityLoss
- distance_metric: cosine_distance
- margin: 0.25
- end_to_end: False
- use_amp: False
- warmup_proportion: 0.1
- l2_weight: 0.01
- seed: 42
- eval_max_steps: -1
- load_best_model_at_end: False
### Training Results
| Epoch | Step | Training Loss | Validation Loss |
|:------:|:-----:|:-------------:|:---------------:|
| 0.0000 | 1 | 0.1742 | - |
| 0.0023 | 50 | 0.1432 | - |
| 0.0046 | 100 | 0.1385 | - |
| 0.0069 | 150 | 0.1431 | - |
| 0.0093 | 200 | 0.1246 | - |
| 0.0116 | 250 | 0.1228 | - |
| 0.0139 | 300 | 0.1167 | - |
| 0.0162 | 350 | 0.1117 | - |
| 0.0185 | 400 | 0.1115 | - |
| 0.0208 | 450 | 0.0999 | - |
| 0.0231 | 500 | 0.0942 | - |
| 0.0255 | 550 | 0.0907 | - |
| 0.0278 | 600 | 0.0846 | - |
| 0.0301 | 650 | 0.0824 | - |
| 0.0324 | 700 | 0.0832 | - |
| 0.0347 | 750 | 0.0802 | - |
| 0.0370 | 800 | 0.0829 | - |
| 0.0393 | 850 | 0.076 | - |
| 0.0417 | 900 | 0.0691 | - |
| 0.0440 | 950 | 0.0745 | - |
| 0.0463 | 1000 | 0.0708 | - |
| 0.0486 | 1050 | 0.0663 | - |
| 0.0509 | 1100 | 0.0643 | - |
| 0.0532 | 1150 | 0.065 | - |
| 0.0555 | 1200 | 0.0599 | - |
| 0.0579 | 1250 | 0.0569 | - |
| 0.0602 | 1300 | 0.0581 | - |
| 0.0625 | 1350 | 0.0604 | - |
| 0.0648 | 1400 | 0.0574 | - |
| 0.0671 | 1450 | 0.0531 | - |
| 0.0694 | 1500 | 0.0543 | - |
| 0.0717 | 1550 | 0.0484 | - |
| 0.0741 | 1600 | 0.0417 | - |
| 0.0764 | 1650 | 0.0438 | - |
| 0.0787 | 1700 | 0.0432 | - |
| 0.0810 | 1750 | 0.043 | - |
| 0.0833 | 1800 | 0.0436 | - |
| 0.0856 | 1850 | 0.0457 | - |
| 0.0880 | 1900 | 0.0405 | - |
| 0.0903 | 1950 | 0.0401 | - |
| 0.0926 | 2000 | 0.0381 | - |
| 0.0949 | 2050 | 0.0414 | - |
| 0.0972 | 2100 | 0.0352 | - |
| 0.0995 | 2150 | 0.0389 | - |
| 0.1018 | 2200 | 0.0399 | - |
| 0.1042 | 2250 | 0.033 | - |
| 0.1065 | 2300 | 0.0319 | - |
| 0.1088 | 2350 | 0.0331 | - |
| 0.1111 | 2400 | 0.03 | - |
| 0.1134 | 2450 | 0.0292 | - |
| 0.1157 | 2500 | 0.0343 | - |
| 0.1180 | 2550 | 0.0301 | - |
| 0.1204 | 2600 | 0.0334 | - |
| 0.1227 | 2650 | 0.0257 | - |
| 0.1250 | 2700 | 0.0326 | - |
| 0.1273 | 2750 | 0.0303 | - |
| 0.1296 | 2800 | 0.028 | - |
| 0.1319 | 2850 | 0.0236 | - |
| 0.1342 | 2900 | 0.0234 | - |
| 0.1366 | 2950 | 0.0238 | - |
| 0.1389 | 3000 | 0.0255 | - |
| 0.1412 | 3050 | 0.0258 | - |
| 0.1435 | 3100 | 0.0225 | - |
| 0.1458 | 3150 | 0.0175 | - |
| 0.1481 | 3200 | 0.0254 | - |
| 0.1504 | 3250 | 0.0258 | - |
| 0.1528 | 3300 | 0.022 | - |
| 0.1551 | 3350 | 0.0268 | - |
| 0.1574 | 3400 | 0.0222 | - |
| 0.1597 | 3450 | 0.0186 | - |
| 0.1620 | 3500 | 0.0217 | - |
| 0.1643 | 3550 | 0.0187 | - |
| 0.1666 | 3600 | 0.019 | - |
| 0.1690 | 3650 | 0.0197 | - |
| 0.1713 | 3700 | 0.022 | - |
| 0.1736 | 3750 | 0.0195 | - |
| 0.1759 | 3800 | 0.0204 | - |
| 0.1782 | 3850 | 0.0196 | - |
| 0.1805 | 3900 | 0.016 | - |
| 0.1828 | 3950 | 0.0239 | - |
| 0.1852 | 4000 | 0.019 | - |
| 0.1875 | 4050 | 0.0174 | - |
| 0.1898 | 4100 | 0.019 | - |
| 0.1921 | 4150 | 0.0214 | - |
| 0.1944 | 4200 | 0.0162 | - |
| 0.1967 | 4250 | 0.0203 | - |
| 0.1990 | 4300 | 0.0165 | - |
| 0.2014 | 4350 | 0.0201 | - |
| 0.2037 | 4400 | 0.0115 | - |
| 0.2060 | 4450 | 0.018 | - |
| 0.2083 | 4500 | 0.0175 | - |
| 0.2106 | 4550 | 0.0186 | - |
| 0.2129 | 4600 | 0.0165 | - |
| 0.2152 | 4650 | 0.0151 | - |
| 0.2176 | 4700 | 0.0165 | - |
| 0.2199 | 4750 | 0.0145 | - |
| 0.2222 | 4800 | 0.0155 | - |
| 0.2245 | 4850 | 0.0141 | - |
| 0.2268 | 4900 | 0.02 | - |
| 0.2291 | 4950 | 0.014 | - |
| 0.2314 | 5000 | 0.0141 | - |
| 0.2338 | 5050 | 0.0163 | - |
| 0.2361 | 5100 | 0.0161 | - |
| 0.2384 | 5150 | 0.0123 | - |
| 0.2407 | 5200 | 0.0164 | - |
| 0.2430 | 5250 | 0.0161 | - |
| 0.2453 | 5300 | 0.0152 | - |
| 0.2477 | 5350 | 0.0174 | - |
| 0.2500 | 5400 | 0.0123 | - |
| 0.2523 | 5450 | 0.0157 | - |
| 0.2546 | 5500 | 0.0201 | - |
| 0.2569 | 5550 | 0.0139 | - |
| 0.2592 | 5600 | 0.0137 | - |
| 0.2615 | 5650 | 0.0153 | - |
| 0.2639 | 5700 | 0.0167 | - |
| 0.2662 | 5750 | 0.0099 | - |
| 0.2685 | 5800 | 0.0075 | - |
| 0.2708 | 5850 | 0.0117 | - |
| 0.2731 | 5900 | 0.0106 | - |
| 0.2754 | 5950 | 0.0176 | - |
| 0.2777 | 6000 | 0.0154 | - |
| 0.2801 | 6050 | 0.0091 | - |
| 0.2824 | 6100 | 0.0133 | - |
| 0.2847 | 6150 | 0.0138 | - |
| 0.2870 | 6200 | 0.0142 | - |
| 0.2893 | 6250 | 0.0181 | - |
| 0.2916 | 6300 | 0.0102 | - |
| 0.2939 | 6350 | 0.0145 | - |
| 0.2963 | 6400 | 0.0115 | - |
| 0.2986 | 6450 | 0.0128 | - |
| 0.3009 | 6500 | 0.0117 | - |
| 0.3032 | 6550 | 0.015 | - |
| 0.3055 | 6600 | 0.0119 | - |
| 0.3078 | 6650 | 0.0076 | - |
| 0.3101 | 6700 | 0.0103 | - |
| 0.3125 | 6750 | 0.008 | - |
| 0.3148 | 6800 | 0.01 | - |
| 0.3171 | 6850 | 0.0103 | - |
| 0.3194 | 6900 | 0.0102 | - |
| 0.3217 | 6950 | 0.0115 | - |
| 0.3240 | 7000 | 0.011 | - |
| 0.3263 | 7050 | 0.0112 | - |
| 0.3287 | 7100 | 0.01 | - |
| 0.3310 | 7150 | 0.0123 | - |
| 0.3333 | 7200 | 0.0085 | - |
| 0.3356 | 7250 | 0.0085 | - |
| 0.3379 | 7300 | 0.011 | - |
| 0.3402 | 7350 | 0.0126 | - |
| 0.3425 | 7400 | 0.0078 | - |
| 0.3449 | 7450 | 0.0097 | - |
| 0.3472 | 7500 | 0.007 | - |
| 0.3495 | 7550 | 0.0152 | - |
| 0.3518 | 7600 | 0.0098 | - |
| 0.3541 | 7650 | 0.0095 | - |
| 0.3564 | 7700 | 0.0095 | - |
| 0.3587 | 7750 | 0.0105 | - |
| 0.3611 | 7800 | 0.0122 | - |
| 0.3634 | 7850 | 0.0101 | - |
| 0.3657 | 7900 | 0.0127 | - |
| 0.3680 | 7950 | 0.0114 | - |
| 0.3703 | 8000 | 0.0111 | - |
| 0.3726 | 8050 | 0.0092 | - |
| 0.3749 | 8100 | 0.0092 | - |
| 0.3773 | 8150 | 0.0111 | - |
| 0.3796 | 8200 | 0.0084 | - |
| 0.3819 | 8250 | 0.0064 | - |
| 0.3842 | 8300 | 0.0101 | - |
| 0.3865 | 8350 | 0.0125 | - |
| 0.3888 | 8400 | 0.0139 | - |
| 0.3911 | 8450 | 0.0083 | - |
| 0.3935 | 8500 | 0.0071 | - |
| 0.3958 | 8550 | 0.0061 | - |
| 0.3981 | 8600 | 0.0062 | - |
| 0.4004 | 8650 | 0.0084 | - |
| 0.4027 | 8700 | 0.0097 | - |
| 0.4050 | 8750 | 0.0089 | - |
| 0.4074 | 8800 | 0.0078 | - |
| 0.4097 | 8850 | 0.012 | - |
| 0.4120 | 8900 | 0.0047 | - |
| 0.4143 | 8950 | 0.0085 | - |
| 0.4166 | 9000 | 0.0112 | - |
| 0.4189 | 9050 | 0.01 | - |
| 0.4212 | 9100 | 0.0101 | - |
| 0.4236 | 9150 | 0.0093 | - |
| 0.4259 | 9200 | 0.0143 | - |
| 0.4282 | 9250 | 0.0111 | - |
| 0.4305 | 9300 | 0.0079 | - |
| 0.4328 | 9350 | 0.009 | - |
| 0.4351 | 9400 | 0.0103 | - |
| 0.4374 | 9450 | 0.0098 | - |
| 0.4398 | 9500 | 0.0123 | - |
| 0.4421 | 9550 | 0.011 | - |
| 0.4444 | 9600 | 0.0034 | - |
| 0.4467 | 9650 | 0.0027 | - |
| 0.4490 | 9700 | 0.005 | - |
| 0.4513 | 9750 | 0.0053 | - |
| 0.4536 | 9800 | 0.0084 | - |
| 0.4560 | 9850 | 0.0074 | - |
| 0.4583 | 9900 | 0.0078 | - |
| 0.4606 | 9950 | 0.0096 | - |
| 0.4629 | 10000 | 0.0125 | - |
| 0.4652 | 10050 | 0.0095 | - |
| 0.4675 | 10100 | 0.0045 | - |
| 0.4698 | 10150 | 0.0054 | - |
| 0.4722 | 10200 | 0.0084 | - |
| 0.4745 | 10250 | 0.009 | - |
| 0.4768 | 10300 | 0.0089 | - |
| 0.4791 | 10350 | 0.0069 | - |
| 0.4814 | 10400 | 0.0092 | - |
| 0.4837 | 10450 | 0.0067 | - |
| 0.4860 | 10500 | 0.0073 | - |
| 0.4884 | 10550 | 0.008 | - |
| 0.4907 | 10600 | 0.0073 | - |
| 0.4930 | 10650 | 0.007 | - |
| 0.4953 | 10700 | 0.0088 | - |
| 0.4976 | 10750 | 0.0096 | - |
| 0.4999 | 10800 | 0.008 | - |
| 0.5022 | 10850 | 0.0101 | - |
| 0.5046 | 10900 | 0.0099 | - |
| 0.5069 | 10950 | 0.0102 | - |
| 0.5092 | 11000 | 0.0051 | - |
| 0.5115 | 11050 | 0.0079 | - |
| 0.5138 | 11100 | 0.0077 | - |
| 0.5161 | 11150 | 0.0078 | - |
| 0.5184 | 11200 | 0.0055 | - |
| 0.5208 | 11250 | 0.0056 | - |
| 0.5231 | 11300 | 0.0108 | - |
| 0.5254 | 11350 | 0.0078 | - |
| 0.5277 | 11400 | 0.0061 | - |
| 0.5300 | 11450 | 0.009 | - |
| 0.5323 | 11500 | 0.0046 | - |
| 0.5346 | 11550 | 0.0038 | - |
| 0.5370 | 11600 | 0.005 | - |
| 0.5393 | 11650 | 0.0085 | - |
| 0.5416 | 11700 | 0.0067 | - |
| 0.5439 | 11750 | 0.0087 | - |
| 0.5462 | 11800 | 0.0078 | - |
| 0.5485 | 11850 | 0.0113 | - |
| 0.5508 | 11900 | 0.01 | - |
| 0.5532 | 11950 | 0.0102 | - |
| 0.5555 | 12000 | 0.0085 | - |
| 0.5578 | 12050 | 0.0096 | - |
| 0.5601 | 12100 | 0.0055 | - |
| 0.5624 | 12150 | 0.0065 | - |
| 0.5647 | 12200 | 0.009 | - |
| 0.5671 | 12250 | 0.0081 | - |
| 0.5694 | 12300 | 0.0103 | - |
| 0.5717 | 12350 | 0.0058 | - |
| 0.5740 | 12400 | 0.0084 | - |
| 0.5763 | 12450 | 0.0077 | - |
| 0.5786 | 12500 | 0.0073 | - |
| 0.5809 | 12550 | 0.004 | - |
| 0.5833 | 12600 | 0.0081 | - |
| 0.5856 | 12650 | 0.0067 | - |
| 0.5879 | 12700 | 0.0077 | - |
| 0.5902 | 12750 | 0.0084 | - |
| 0.5925 | 12800 | 0.0051 | - |
| 0.5948 | 12850 | 0.0063 | - |
| 0.5971 | 12900 | 0.0075 | - |
| 0.5995 | 12950 | 0.0035 | - |
| 0.6018 | 13000 | 0.006 | - |
| 0.6041 | 13050 | 0.0062 | - |
| 0.6064 | 13100 | 0.0072 | - |
| 0.6087 | 13150 | 0.0042 | - |
| 0.6110 | 13200 | 0.0089 | - |
| 0.6133 | 13250 | 0.0077 | - |
| 0.6157 | 13300 | 0.0054 | - |
| 0.6180 | 13350 | 0.005 | - |
| 0.6203 | 13400 | 0.0052 | - |
| 0.6226 | 13450 | 0.0064 | - |
| 0.6249 | 13500 | 0.004 | - |
| 0.6272 | 13550 | 0.0055 | - |
| 0.6295 | 13600 | 0.0061 | - |
| 0.6319 | 13650 | 0.0032 | - |
| 0.6342 | 13700 | 0.0068 | - |
| 0.6365 | 13750 | 0.0069 | - |
| 0.6388 | 13800 | 0.0034 | - |
| 0.6411 | 13850 | 0.0044 | - |
| 0.6434 | 13900 | 0.007 | - |
| 0.6457 | 13950 | 0.0047 | - |
| 0.6481 | 14000 | 0.0036 | - |
| 0.6504 | 14050 | 0.0052 | - |
| 0.6527 | 14100 | 0.0054 | - |
| 0.6550 | 14150 | 0.0032 | - |
| 0.6573 | 14200 | 0.006 | - |
| 0.6596 | 14250 | 0.0061 | - |
| 0.6619 | 14300 | 0.0085 | - |
| 0.6643 | 14350 | 0.0046 | - |
| 0.6666 | 14400 | 0.009 | - |
| 0.6689 | 14450 | 0.0101 | - |
| 0.6712 | 14500 | 0.0072 | - |
| 0.6735 | 14550 | 0.0024 | - |
| 0.6758 | 14600 | 0.0109 | - |
| 0.6781 | 14650 | 0.0042 | - |
| 0.6805 | 14700 | 0.0084 | - |
| 0.6828 | 14750 | 0.0097 | - |
| 0.6851 | 14800 | 0.0064 | - |
| 0.6874 | 14850 | 0.0074 | - |
| 0.6897 | 14900 | 0.0038 | - |
| 0.6920 | 14950 | 0.0051 | - |
| 0.6943 | 15000 | 0.0078 | - |
| 0.6967 | 15050 | 0.0037 | - |
| 0.6990 | 15100 | 0.0084 | - |
| 0.7013 | 15150 | 0.0077 | - |
| 0.7036 | 15200 | 0.0072 | - |
| 0.7059 | 15250 | 0.0108 | - |
| 0.7082 | 15300 | 0.0022 | - |
| 0.7105 | 15350 | 0.0065 | - |
| 0.7129 | 15400 | 0.0049 | - |
| 0.7152 | 15450 | 0.0078 | - |
| 0.7175 | 15500 | 0.0035 | - |
| 0.7198 | 15550 | 0.0023 | - |
| 0.7221 | 15600 | 0.0063 | - |
| 0.7244 | 15650 | 0.0045 | - |
| 0.7268 | 15700 | 0.0031 | - |
| 0.7291 | 15750 | 0.0032 | - |
| 0.7314 | 15800 | 0.0072 | - |
| 0.7337 | 15850 | 0.0061 | - |
| 0.7360 | 15900 | 0.0048 | - |
| 0.7383 | 15950 | 0.0062 | - |
| 0.7406 | 16000 | 0.006 | - |
| 0.7430 | 16050 | 0.0055 | - |
| 0.7453 | 16100 | 0.0041 | - |
| 0.7476 | 16150 | 0.005 | - |
| 0.7499 | 16200 | 0.0093 | - |
| 0.7522 | 16250 | 0.0043 | - |
| 0.7545 | 16300 | 0.0082 | - |
| 0.7568 | 16350 | 0.0017 | - |
| 0.7592 | 16400 | 0.003 | - |
| 0.7615 | 16450 | 0.0061 | - |
| 0.7638 | 16500 | 0.0051 | - |
| 0.7661 | 16550 | 0.0089 | - |
| 0.7684 | 16600 | 0.0041 | - |
| 0.7707 | 16650 | 0.0068 | - |
| 0.7730 | 16700 | 0.0057 | - |
| 0.7754 | 16750 | 0.0047 | - |
| 0.7777 | 16800 | 0.0049 | - |
| 0.7800 | 16850 | 0.0039 | - |
| 0.7823 | 16900 | 0.0075 | - |
| 0.7846 | 16950 | 0.0067 | - |
| 0.7869 | 17000 | 0.0063 | - |
| 0.7892 | 17050 | 0.002 | - |
| 0.7916 | 17100 | 0.0081 | - |
| 0.7939 | 17150 | 0.0043 | - |
| 0.7962 | 17200 | 0.004 | - |
| 0.7985 | 17250 | 0.0048 | - |
| 0.8008 | 17300 | 0.006 | - |
| 0.8031 | 17350 | 0.0044 | - |
| 0.8054 | 17400 | 0.0062 | - |
| 0.8078 | 17450 | 0.0049 | - |
| 0.8101 | 17500 | 0.0066 | - |
| 0.8124 | 17550 | 0.007 | - |
| 0.8147 | 17600 | 0.004 | - |
| 0.8170 | 17650 | 0.0037 | - |
| 0.8193 | 17700 | 0.0085 | - |
| 0.8216 | 17750 | 0.0047 | - |
| 0.8240 | 17800 | 0.0033 | - |
| 0.8263 | 17850 | 0.0047 | - |
| 0.8286 | 17900 | 0.0049 | - |
| 0.8309 | 17950 | 0.0049 | - |
| 0.8332 | 18000 | 0.0064 | - |
| 0.8355 | 18050 | 0.0016 | - |
| 0.8378 | 18100 | 0.0083 | - |
| 0.8402 | 18150 | 0.0062 | - |
| 0.8425 | 18200 | 0.0028 | - |
| 0.8448 | 18250 | 0.0054 | - |
| 0.8471 | 18300 | 0.0036 | - |
| 0.8494 | 18350 | 0.0014 | - |
| 0.8517 | 18400 | 0.0042 | - |
| 0.8540 | 18450 | 0.0042 | - |
| 0.8564 | 18500 | 0.0057 | - |
| 0.8587 | 18550 | 0.006 | - |
| 0.8610 | 18600 | 0.0059 | - |
| 0.8633 | 18650 | 0.0025 | - |
| 0.8656 | 18700 | 0.005 | - |
| 0.8679 | 18750 | 0.0084 | - |
| 0.8702 | 18800 | 0.0078 | - |
| 0.8726 | 18850 | 0.0048 | - |
| 0.8749 | 18900 | 0.0073 | - |
| 0.8772 | 18950 | 0.0049 | - |
| 0.8795 | 19000 | 0.005 | - |
| 0.8818 | 19050 | 0.0075 | - |
| 0.8841 | 19100 | 0.0078 | - |
| 0.8865 | 19150 | 0.0037 | - |
| 0.8888 | 19200 | 0.0042 | - |
| 0.8911 | 19250 | 0.005 | - |
| 0.8934 | 19300 | 0.0084 | - |
| 0.8957 | 19350 | 0.0034 | - |
| 0.8980 | 19400 | 0.0033 | - |
| 0.9003 | 19450 | 0.0036 | - |
| 0.9027 | 19500 | 0.0089 | - |
| 0.9050 | 19550 | 0.0026 | - |
| 0.9073 | 19600 | 0.0017 | - |
| 0.9096 | 19650 | 0.0028 | - |
| 0.9119 | 19700 | 0.0052 | - |
| 0.9142 | 19750 | 0.0092 | - |
| 0.9165 | 19800 | 0.0063 | - |
| 0.9189 | 19850 | 0.0057 | - |
| 0.9212 | 19900 | 0.0042 | - |
| 0.9235 | 19950 | 0.0064 | - |
| 0.9258 | 20000 | 0.0023 | - |
| 0.9281 | 20050 | 0.0043 | - |
| 0.9304 | 20100 | 0.008 | - |
| 0.9327 | 20150 | 0.0045 | - |
| 0.9351 | 20200 | 0.0014 | - |
| 0.9374 | 20250 | 0.0069 | - |
| 0.9397 | 20300 | 0.0056 | - |
| 0.9420 | 20350 | 0.0065 | - |
| 0.9443 | 20400 | 0.0055 | - |
| 0.9466 | 20450 | 0.0025 | - |
| 0.9489 | 20500 | 0.0071 | - |
| 0.9513 | 20550 | 0.0038 | - |
| 0.9536 | 20600 | 0.002 | - |
| 0.9559 | 20650 | 0.0038 | - |
| 0.9582 | 20700 | 0.0044 | - |
| 0.9605 | 20750 | 0.0022 | - |
| 0.9628 | 20800 | 0.0014 | - |
| 0.9651 | 20850 | 0.0075 | - |
| 0.9675 | 20900 | 0.0042 | - |
| 0.9698 | 20950 | 0.0065 | - |
| 0.9721 | 21000 | 0.007 | - |
| 0.9744 | 21050 | 0.0053 | - |
| 0.9767 | 21100 | 0.0071 | - |
| 0.9790 | 21150 | 0.0068 | - |
| 0.9813 | 21200 | 0.0059 | - |
| 0.9837 | 21250 | 0.0057 | - |
| 0.9860 | 21300 | 0.0092 | - |
| 0.9883 | 21350 | 0.0046 | - |
| 0.9906 | 21400 | 0.0043 | - |
| 0.9929 | 21450 | 0.0075 | - |
| 0.9952 | 21500 | 0.0041 | - |
| 0.9975 | 21550 | 0.0051 | - |
| 0.9999 | 21600 | 0.0045 | - |
### Framework Versions
- Python: 3.11.11
- SetFit: 1.1.1
- Sentence Transformers: 3.4.1
- Transformers: 4.48.3
- PyTorch: 2.6.0+cu124
- Datasets: 3.4.0
- Tokenizers: 0.21.0
## Citation
### BibTeX
```bibtex
@article{https://doi.org/10.48550/arxiv.2209.11055,
doi = {10.48550/ARXIV.2209.11055},
url = {https://arxiv.org/abs/2209.11055},
author = {Tunstall, Lewis and Reimers, Nils and Jo, Unso Eun Seo and Bates, Luke and Korat, Daniel and Wasserblat, Moshe and Pereg, Oren},
keywords = {Computation and Language (cs.CL), FOS: Computer and information sciences, FOS: Computer and information sciences},
title = {Efficient Few-Shot Learning Without Prompts},
publisher = {arXiv},
year = {2022},
copyright = {Creative Commons Attribution 4.0 International}
}
```