import { EventEmitter } from 'events'; // ========================================== // 1. ARCHITECTURE DEFINITIONS & TYPES // ========================================== interface Transaction { idempotencyKey: string; txId: string; amountInCents: number; direction: 'INBOUND_CHARGE' | 'OUTBOUND_PAYOUT'; account: string; } enum Rail { FEDNOW = 'FEDNOW_REALTIME_API', ACH = 'SAME_DAY_ACH_BATCH', WIRE = 'FEDWIRE_HIGH_VALUE' } // ========================================== // 2. THE ENTERPRISE CORE ENGINE // ========================================== class HyperScalePaymentSystem { // Real-time state memory pools private processedKeys = new Set(); private ledger: Array<{ txId: string; type: 'DEBIT' | 'CREDIT'; amount: number; account: string; time: number }> = []; private eventBus = new EventEmitter(); constructor() { this.initializeCoreListeners(); } /** * Gateway entry point for incoming requests */ public async handleTransactionRequest(req: Transaction): Promise { // IDEMPOTENCY GUARD: Prevent duplicate execution crashes or double charges if (this.processedKeys.has(req.idempotencyKey)) { return `[REJECTED] Duplicate transaction request blocked for key: ${req.idempotencyKey}`; } this.processedKeys.add(req.idempotencyKey); // ASYNC INGESTION: Drop transaction into message bus and return acceptance immediately this.eventBus.emit('ingest_transaction', req); return `[ACCEPTED] Transaction ${req.txId} queued successfully for processing.`; } /** * Core Distributed Event Pipelines */ private initializeCoreListeners() { this.eventBus.on('ingest_transaction', async (tx: Transaction) => { console.log(`\n⚡ [SYSTEM EVENT] Processing Tx: ${tx.txId} ($${(tx.amountInCents / 100).toFixed(2)})`); // 1. EXECUTE DOUBLE-ENTRY ACCOUNTING LOCK const now = Date.now(); if (tx.direction === 'INBOUND_CHARGE') { this.ledger.push({ txId: tx.txId, type: 'DEBIT', amount: tx.amountInCents, account: `CUSTOMER:${tx.account}`, time: now }); this.ledger.push({ txId: tx.txId, type: 'CREDIT', amount: tx.amountInCents, account: 'INTERNAL_TREASURY_REVENUE', time: now }); } else { this.ledger.push({ txId: tx.txId, type: 'DEBIT', amount: tx.amountInCents, account: 'INTERNAL_TREASURY_REVENUE', time: now }); this.ledger.push({ txId: tx.txId, type: 'CREDIT', amount: tx.amountInCents, account: `YOUR_EXTERNAL_BANK:${tx.account}`, time: now }); } console.log(` └─► [LEDGER COMMITTED] Write-Only record locked in database.`); // 2. EXECUTE SMART ROUTING RULES const optimalRail = this.calculateSmartRoute(tx.amountInCents, tx.direction); console.log(` └─► [ROUTING OUTCOME] Dispatched via network rail: [${optimalRail}]`); console.log(` ✓ [SETTLED] State finalized across clearing networks.`); }); } /** * Smart Router logic based on monetary cost constraints */ private calculateSmartRoute(amount: number, direction: 'INBOUND_CHARGE' | 'OUTBOUND_PAYOUT'): Rail { if (amount >= 10000000) return Rail.WIRE; // Transactions over $100k route through high-security FedWire if (direction === 'OUTBOUND_PAYOUT' || amount < 500000) return Rail.FEDNOW; // Instant settlement for rapid funds clear return Rail.ACH; // High volume non-urgent charges batch over ACH to reduce interchange fees } /** * Total account system validation audit helper */ public dumpAuditLogs() { console.log(`\n================== SYSTEM RECONCILIATION AUDIT ==================`); console.table(this.ledger); console.log(`=================================================================`); } } // ========================================== // 3. RUN INTERACTIVE SIMULATION RUNNER // ========================================== async function runSystemDemo() { const paymentEngine = new HyperScalePaymentSystem(); // Scenario A: Customer pays you $1,500.00 const response1 = await paymentEngine.handleTransactionRequest({ idempotencyKey: "id_key_001_prod", txId: "tx_99210_charge", amountInCents: 150000, direction: "INBOUND_CHARGE", account: "user_wallet_abc" }); console.log(response1); // Scenario B: Networks experience latency and resend the identical payload const response1Duplicate = await paymentEngine.handleTransactionRequest({ idempotencyKey: "id_key_001_prod", txId: "tx_99210_charge", amountInCents: 150000, direction: "INBOUND_CHARGE", account: "user_wallet_abc" }); console.log(response1Duplicate); // Scenario C: Automated sweep pays out $120,000.00 directly to your corporate holding bank const response2 = await paymentEngine.handleTransactionRequest({ idempotencyKey: "id_key_002_prod", txId: "tx_99211_payout", amountInCents: 12000000, direction: "OUTBOUND_PAYOUT", account: "holding_acc_9922" }); console.log(response2); // Yield runtime execution processing cycles to completely flush the event pipeline setTimeout(() => { paymentEngine.dumpAuditLogs(); }, 100); } runSystemDemo();