| [ |
| { |
| "lob": "Motor", |
| "auc_roc": 1.0, |
| "avg_precision": 1.0, |
| "precision_fraud": 1.0, |
| "recall_fraud": 1.0, |
| "f1_fraud": 1.0, |
| "n_train": 20000, |
| "n_test": 5000, |
| "n_fraud_train": 1600, |
| "fraud_rate": 0.08, |
| "features_used": [ |
| "driver_age", |
| "years_driving", |
| "years_ncd", |
| "vehicle_year", |
| "vehicle_value", |
| "annual_mileage", |
| "premium", |
| "voluntary_excess", |
| "compulsory_excess", |
| "reserve_amount", |
| "claim_amount", |
| "recovery_amount", |
| "previous_claims_3y", |
| "days_to_report", |
| "policy_age_days", |
| "witnesses", |
| "dashcam", |
| "police_report", |
| "claim_reserve_ratio", |
| "claim_premium_ratio", |
| "new_policy", |
| "late_report", |
| "vehicle_age" |
| ], |
| "top_features": { |
| "claim_reserve_ratio": "0.48872024", |
| "days_to_report": "0.43656266", |
| "policy_age_days": "0.057298034", |
| "previous_claims_3y": "0.014383504", |
| "witnesses": "0.0020713843", |
| "dashcam": "0.00096420496", |
| "driver_age": "0.0", |
| "years_driving": "0.0", |
| "years_ncd": "0.0", |
| "vehicle_year": "0.0" |
| } |
| }, |
| { |
| "lob": "Property", |
| "auc_roc": 1.0, |
| "avg_precision": 1.0, |
| "precision_fraud": 1.0, |
| "recall_fraud": 1.0, |
| "f1_fraud": 1.0, |
| "n_train": 12000, |
| "n_test": 3000, |
| "n_fraud_train": 960, |
| "fraud_rate": 0.08, |
| "features_used": [ |
| "property_age_years", |
| "rebuild_value", |
| "contents_value", |
| "premium", |
| "voluntary_excess", |
| "compulsory_excess", |
| "reserve_amount", |
| "claim_amount", |
| "previous_claims_3y", |
| "days_to_report", |
| "policy_age_days", |
| "has_cctv", |
| "loss_adjuster_appointed", |
| "unoccupied_30_days", |
| "alarm_installed", |
| "locks_bs3621", |
| "claim_reserve_ratio", |
| "claim_premium_ratio", |
| "new_policy", |
| "late_report" |
| ], |
| "top_features": { |
| "days_to_report": "0.40884864", |
| "policy_age_days": "0.37601757", |
| "claim_reserve_ratio": "0.1996711", |
| "previous_claims_3y": "0.014420756", |
| "late_report": "0.0010419991", |
| "property_age_years": "0.0", |
| "rebuild_value": "0.0", |
| "contents_value": "0.0", |
| "premium": "0.0", |
| "voluntary_excess": "0.0" |
| } |
| }, |
| { |
| "lob": "Liability", |
| "auc_roc": 1.0, |
| "avg_precision": 1.0, |
| "precision_fraud": 1.0, |
| "recall_fraud": 1.0, |
| "f1_fraud": 1.0, |
| "n_train": 8000, |
| "n_test": 2000, |
| "n_fraud_train": 640, |
| "fraud_rate": 0.08, |
| "features_used": [ |
| "claimant_age", |
| "reserve_amount", |
| "claim_amount", |
| "solicitor_costs", |
| "medical_costs", |
| "previous_claims_3y", |
| "days_to_report", |
| "solicitor_involved", |
| "independent_witness", |
| "medical_evidence_delay_days", |
| "cctv_available", |
| "claim_reserve_ratio", |
| "late_report" |
| ], |
| "top_features": { |
| "previous_claims_3y": "0.561369", |
| "days_to_report": "0.43863094", |
| "claimant_age": "0.0", |
| "reserve_amount": "0.0", |
| "claim_amount": "0.0", |
| "solicitor_costs": "0.0", |
| "medical_costs": "0.0", |
| "solicitor_involved": "0.0", |
| "independent_witness": "0.0", |
| "medical_evidence_delay_days": "0.0" |
| } |
| } |
| ] |
