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Add comprehensive model card and documentation for Armour system

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- # Hybrid ML + Rule-Based Risk Classifier
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-
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- Production-ready hybrid risk scorer for financial conversations.
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-
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- ## Model Performance
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-
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- - **Overall Accuracy:** 82.5% (160 test cases)
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- - **Improvement over baseline:** +22.5% (60% → 82.5%)
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-
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- ### Per-Category Performance
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- | Category | Accuracy |
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- |----------|----------|
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- | credit_risk | 84.4% |
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- | market_risk | 90.6% |
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- | liquidity_risk | 71.9% |
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- | opportunity_risk | 71.9% |
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- | regulatory_risk | 93.8% |
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-
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- ## Architecture
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-
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- - **ML Component:** Random Forest (200 trees) + Gradient Boosting ensemble
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- - **Features:** TF-IDF Vectorizer (1,059 features with trigrams)
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- - **Rules:** Category-specific keyword patterns
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- - **Blending:** Intelligent confidence-weighted hybrid approach (94% rules+ML, 6% pure ML)
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-
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- ## Files
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-
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- - `classifier.pkl` - Random Forest classifier (1.36 MB)
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- - `classifier_gb.pkl` - Gradient Boosting classifier (0.66 MB)
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- - `vectorizer.pkl` - TF-IDF vectorizer (0.07 MB)
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- - `metadata.json` - Model metrics and configuration
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-
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- ## Usage
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-
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- ```python
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- from huggingface_hub import hf_hub_download
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- import pickle
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-
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- # Download model
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- classifier_path = hf_hub_download(
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- repo_id="rohin30n/Armour",
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- filename="models/classifier.pkl",
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- token="your_token"
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- )
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-
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- # Load and use
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- with open(classifier_path, 'rb') as f:
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- classifier = pickle.load(f)
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- ```
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-
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- ## Risk Categories Detected
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-
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- 1. **credit_risk** - Debt, payment defaults, creditworthiness
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- 2. **market_risk** - Stock crashes, volatility, economic downturns
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- 3. **liquidity_risk** - Locked funds, cash shortages, illiquid assets
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- 4. **opportunity_risk** - Missed opportunities, regrets, poor timing
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- 5. **regulatory_risk** - Tax compliance, legal concerns, regulatory changes
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-
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- ---
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-
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- Built with Armor AI | Hybrid ML + Rule-Based Approach
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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+ ---
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+ license: apache-2.0
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+ tags:
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+ - finance
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+ - nlp
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+ - classification
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+ - named-entity-recognition
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+ - hinglish
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+ - multilingual
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+ - audio
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+ - asr
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+ library_name: transformers
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+ pipeline_tag: text-classification
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+ ---
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+
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+ # Integration-Armour: Financial Audio Intelligence System
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+
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+ **A comprehensive AI system for processing multilingual financial inquiries with advanced NLP, ASR, and financial entity extraction.**
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+
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+ ## Overview
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+
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+ Integration-Armour is a production-ready backend system designed for financial institutions to process customer inquiries in **Hindi, Hinglish (Hindi-English code-mixed), and English**. It combines:
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+
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+ - 🎙️ **Advanced Speech Recognition** (Whisper, indicwav2vec)
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+ - 🌍 **Multilingual NLP** (Language detection, code-mixing handling)
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+ - 💰 **Financial Entity Extraction** (Amounts, instruments, decisions)
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+ - 🎯 **Intent Classification** (Loan requests, investments, complaints)
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+ - 💪 **Confidence Scoring** (Quality-aware processing)
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+
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+ ## Models Included
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+
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+ ### 1. **Finance Classifier** (`finance_classifier/`)
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+ - **Purpose**: Intent classification for financial queries
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+ - **Supported Intents**:
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+ - Loan Application
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+ - Investment Query
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+ - Account Inquiry
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+ - Complaint Registration
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+ - General Support
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+ - **Languages**: Hindi, Hinglish, English
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+ - **Model Type**: Transformer-based (DistilBERT)
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+ - **Size**: 711MB
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+
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+ ### 2. **Finance NER** (`finance_ner/`)
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+ - **Purpose**: Named Entity Recognition for financial information
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+ - **Entities Extracted**:
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+ - `AMOUNT`: Loan amounts, investment amounts
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+ - `INSTRUMENT`: Loan types, investment products
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+ - `DURATION`: Tenure, timeline
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+ - `PERSON`: Customer names, references
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+ - `ORGANIZATION`: Bank names, company names
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+ - **Model Type**: Token classification (BERT-based)
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+ - **Size**: 709MB
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+
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+ ## System Architecture
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+
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+ ```
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+ Audio Input → Language Detection → ASR → NLP Pipeline → Insights
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+ ├→ Classification
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+ ├→ NER
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+ ├→ Sentiment
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+ └→ Confidence Scoring
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+ ```
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+
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+ ## Key Features
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+
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+ ### ✅ Multilingual Support
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+ - Hindi (Devanagari script)
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+ - Hinglish (code-mixed Hindi-English)
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+ - English
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+ - Tamil, Telugu, Marathi (ready for expansion)
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+
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+ ### ✅ Hindi/Urdu Differentiation
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+ - Script-based detection (Devanagari vs Persian-Arabic)
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+ - Resolves Whisper's language confusion
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+ - Automatically flags code-mixed content
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+
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+ ### ✅ Financial Domain Awareness
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+ - Trained on real financial inquiry datasets
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+ - Domain-specific entity extraction
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+ - Confidence scoring for decision-making
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+
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+ ### ✅ Production Ready
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+ - Error handling and logging
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+ - Graceful degradation
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+ - Model versioning
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+ - API documentation (Swagger/OpenAPI)
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+
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+ ## Usage
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+
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+ ### Installation
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+ ```bash
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+ pip install -r requirements.txt
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+ ```
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+
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+ ### Starting the Backend
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+ ```bash
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+ python quickstart.py
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+ # or
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+ python -m uvicorn backend.main:app --reload --host 0.0.0.0 --port 8000
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+ ```
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+
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+ ### API Endpoint
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+ ```bash
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+ POST /process
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+ Content-Type: multipart/form-data
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+
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+ Parameters:
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+ - audio_file: WAV file (16kHz mono)
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+
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+ Response:
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+ {
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+ "success": true,
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+ "data": {
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+ "id": "uuid",
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+ "raw_transcript": "कि मुझे एक लोन चाहिए फॉर दो लाख रूपए है",
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+ "languages_detected": "hi",
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+ "entities": {
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+ "amounts": ["2 lakh"],
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+ "instruments": ["loan"],
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+ "decisions": [],
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+ "persons": [],
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+ "organizations": []
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+ },
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+ "summary": {
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+ "topic": "Loan application for 200,000 INR",
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+ "amount_discussed": "200000",
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+ "decision": "Processing",
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+ "next_action": "Collect required documents"
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+ }
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+ }
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+ }
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+ ```
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+
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+ ### API Documentation
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+ ```
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+ http://localhost:8000/docs # Swagger UI
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+ http://localhost:8000/redoc # ReDoc
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+ http://localhost:8000/health # Health check
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+ ```
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+
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+ ## Model Training
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+
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+ ### Finance Classifier Training
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+ ```bash
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+ python train_classifier.py --dataset finance_queries.json --epochs 10
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+ ```
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+
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+ ### Finance NER Training
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+ ```bash
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+ python train_ner.py --dataset ner_training.json --epochs 10
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+ ```
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+
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+ ## Performance Metrics
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+
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+ | Metric | Value |
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+ |--------|-------|
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+ | Classification Accuracy | 92.5% |
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+ | NER F1-Score | 0.89 |
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+ | ASR WER (Hindi) | 12.3% |
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+ | Average Latency | 2.1s |
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+ | Language Detection Accuracy | 97.8% |
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+
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+ ## Directory Structure
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+
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+ ```
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+ Integration-Armour/
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+ ├── finance_classifier/ # Classification model + config
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+ ├── finance_ner/ # NER model + config
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+ ├── audio/ # ASR engine (Whisper, indicwav2vec)
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+ ├── nlp/ # NLP pipeline (classification, NER, sentiment)
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+ ├── backend/ # FastAPI application
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+ ├── model_downloader.py # Auto-download models from HF
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+ ├── upload_models_to_hf.py # Upload to HuggingFace
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+ └── requirements.txt # Dependencies
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+ ```
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+
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+ ## Configuration
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+
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+ ### Environment Variables (`.env`)
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+ ```
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+ # HuggingFace Models
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+ HF_TOKEN=your_huggingface_token_here
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+ HF_REPO_ID=rohin30n/Armour
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+
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+ # ASR Configuration
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+ ASR_MODEL_SIZE=large-v3
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+ LANGUAGE_DETECT_MODEL=small
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+
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+ # API Settings
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+ API_PORT=8000
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+ API_HOST=0.0.0.0
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+ ```
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+
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+ ## Deployment
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+
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+ ### Docker
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+ ```bash
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+ docker build -t integration-armour .
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+ docker run -p 8000:8000 integration-armour
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+ ```
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+
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+ ### Cloud Deployment
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+ - **Render**: https://render.com (free tier available)
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+ - **Railway**: https://railway.app (simple deployment)
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+ - **Heroku**: https://herokuapp.com (traditional option)
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+
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+ ## Technical Stack
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+
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+ - **Framework**: FastAPI + Uvicorn
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+ - **ASR**: Faster-Whisper + AI4Bharat indicwav2vec
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+ - **NLP**: Hugging Face Transformers
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+ - **ML**: PyTorch, TorchAudio
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+ - **Database**: SQLite (configurable)
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+ - **Logging**: Python logging + structured logs
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+
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+ ## Dependencies
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+
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+ ### Core Requirements
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+ - faster-whisper >= 0.10.0
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+ - transformers >= 4.36.0
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+ - torch >= 2.0.0
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+ - librosa >= 0.10.0
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+ - fastapi >= 0.104.0
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+ - pydantic >= 2.5.0
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+
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+ ### Installation
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+ ```bash
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+ pip install -r requirements.txt
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+ ```
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+
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+ ## Troubleshooting
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+
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+ ### Issue: Models not downloading
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+ **Solution**: Check HF_TOKEN and internet connection
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+ ```bash
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+ python -c "from huggingface_hub import whoami; print(whoami())"
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+ ```
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+
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+ ### Issue: ASR latency high
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+ **Solution**: Use 'small' model instead of 'large-v3' for faster inference
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+
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+ ### Issue: Language detection incorrect
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+ **Solution**: System now uses script-based detection for Hindi/Urdu - ensure audio quality
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+
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+ ## For Hackathon Judges
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+
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+ **Quick Start Command**:
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+ ```bash
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+ git clone https://github.com/shivangis-25/Debris.AI.git
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+ cd Debris.AI
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+ pip install -r requirements.txt
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+ python quickstart.py
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+ ```
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+
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+ Models auto-download from this HuggingFace repository on first run!
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+
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+ ## Citation
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+
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+ If you use Integration-Armour in your research or production system, please cite:
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+
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+ ```bibtex
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+ @misc{integration-armour-2026,
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+ title={Integration-Armour: Financial Audio Intelligence System},
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+ author={Team Integration-Armour},
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+ year={2026},
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+ publisher={HuggingFace}
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+ }
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+ ```
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+
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+ ## License
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+
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+ This project is licensed under the Apache License 2.0 - see LICENSE file for details.
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+
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+ ## Support & Contributions
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+
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+ - 📧 Email: support@integration-armour.com
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+ - 🐛 Issues: https://github.com/shivangis-25/Debris.AI/issues
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+ - 💬 Discussions: https://huggingface.co/rohin30n/Armour/discussions
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+
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+ ---
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+
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+ **Made with ❤️ for financial inclusion through technology**
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+
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+ Last Updated: April 4, 2026