Untrack local IDE state; tidy .gitignore

Retry transient failures in FRED + NewsAPI fetchers

Scheduled live refresh: APScheduler cron mon-fri @10/13/16 ET

Add NewsAPI.org adapter + dispatch in live_refresh

Live as_of banner + real rates-driven bond price history

Fix live reprice: use MatrixPriceResult fields + correct ConfidenceInputs schema

Add live data layer: Gemini LLM + FRED + SEC EDGAR + GDELT

Merge remote-tracking branch 'hf/main'

chore: exclude tsbuildinfo from git

ValuationOS — initial commit (Phases 1–5)

initial commit