Smart-Credit-Risk-XAI / models /shap_feature_desc.json
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{
"CODE_GENDER": "Code Gender",
"FLAG_OWN_CAR": "Flag Own Car",
"FLAG_OWN_REALTY": "Flag Own Realty",
"CNT_CHILDREN": "Number of children",
"AMT_INCOME_TOTAL": "Total annual income of applicant",
"AMT_CREDIT": "Total loan credit amount applied for",
"AMT_ANNUITY": "Monthly loan annuity payment",
"AMT_GOODS_PRICE": "Price of goods for the loan",
"REGION_POPULATION_RELATIVE": "Region Population Relative",
"DAYS_BIRTH": "Days since applicant birth (age proxy)",
"DAYS_EMPLOYED": "Days since employment started",
"DAYS_REGISTRATION": "Days since registration document change",
"DAYS_ID_PUBLISH": "Days since ID was last changed",
"FLAG_MOBIL": "Flag Mobil",
"FLAG_EMP_PHONE": "Flag Emp Phone",
"FLAG_WORK_PHONE": "Flag Work Phone",
"FLAG_CONT_MOBILE": "Flag Cont Mobile",
"FLAG_PHONE": "Flag Phone",
"FLAG_EMAIL": "Flag Email",
"CNT_FAM_MEMBERS": "Total family members",
"REGION_RATING_CLIENT": "Rating of region where client lives",
"REGION_RATING_CLIENT_W_CITY": "Region Rating Client W City",
"HOUR_APPR_PROCESS_START": "Hour Appr Process Start",
"REG_REGION_NOT_LIVE_REGION": "Reg Region Not Live Region",
"REG_REGION_NOT_WORK_REGION": "Reg Region Not Work Region",
"LIVE_REGION_NOT_WORK_REGION": "Live Region Not Work Region",
"REG_CITY_NOT_LIVE_CITY": "Reg City Not Live City",
"REG_CITY_NOT_WORK_CITY": "Reg City Not Work City",
"LIVE_CITY_NOT_WORK_CITY": "Live City Not Work City",
"EXT_SOURCE_1": "External credit score \u2014 source 1",
"EXT_SOURCE_2": "External credit score \u2014 source 2",
"EXT_SOURCE_3": "External credit score \u2014 source 3",
"APARTMENTS_AVG": "Apartments Avg",
"BASEMENTAREA_AVG": "Basementarea Avg",
"YEARS_BEGINEXPLUATATION_AVG": "Years Beginexpluatation Avg",
"ELEVATORS_AVG": "Elevators Avg",
"ENTRANCES_AVG": "Entrances Avg",
"FLOORSMAX_AVG": "Floorsmax Avg",
"LANDAREA_AVG": "Landarea Avg",
"LIVINGAREA_AVG": "Livingarea Avg",
"NONLIVINGAREA_AVG": "Nonlivingarea Avg",
"APARTMENTS_MODE": "Apartments Mode",
"BASEMENTAREA_MODE": "Basementarea Mode",
"YEARS_BEGINEXPLUATATION_MODE": "Years Beginexpluatation Mode",
"ELEVATORS_MODE": "Elevators Mode",
"ENTRANCES_MODE": "Entrances Mode",
"FLOORSMAX_MODE": "Floorsmax Mode",
"LANDAREA_MODE": "Landarea Mode",
"LIVINGAREA_MODE": "Livingarea Mode",
"NONLIVINGAREA_MODE": "Nonlivingarea Mode",
"APARTMENTS_MEDI": "Apartments Medi",
"BASEMENTAREA_MEDI": "Basementarea Medi",
"YEARS_BEGINEXPLUATATION_MEDI": "Years Beginexpluatation Medi",
"ELEVATORS_MEDI": "Elevators Medi",
"ENTRANCES_MEDI": "Entrances Medi",
"FLOORSMAX_MEDI": "Floorsmax Medi",
"LANDAREA_MEDI": "Landarea Medi",
"LIVINGAREA_MEDI": "Livingarea Medi",
"NONLIVINGAREA_MEDI": "Nonlivingarea Medi",
"TOTALAREA_MODE": "Totalarea Mode",
"OBS_30_CNT_SOCIAL_CIRCLE": "Obs 30 Cnt Social Circle",
"DEF_30_CNT_SOCIAL_CIRCLE": "Def 30 Cnt Social Circle",
"OBS_60_CNT_SOCIAL_CIRCLE": "Obs 60 Cnt Social Circle",
"DEF_60_CNT_SOCIAL_CIRCLE": "Def 60 Cnt Social Circle",
"DAYS_LAST_PHONE_CHANGE": "Days since phone number was changed",
"FLAG_DOCUMENT_2": "Flag Document 2",
"FLAG_DOCUMENT_3": "Flag Document 3",
"FLAG_DOCUMENT_4": "Flag Document 4",
"FLAG_DOCUMENT_5": "Flag Document 5",
"FLAG_DOCUMENT_6": "Flag Document 6",
"FLAG_DOCUMENT_7": "Flag Document 7",
"FLAG_DOCUMENT_8": "Flag Document 8",
"FLAG_DOCUMENT_9": "Flag Document 9",
"FLAG_DOCUMENT_10": "Flag Document 10",
"FLAG_DOCUMENT_11": "Flag Document 11",
"FLAG_DOCUMENT_12": "Flag Document 12",
"FLAG_DOCUMENT_13": "Flag Document 13",
"FLAG_DOCUMENT_14": "Flag Document 14",
"FLAG_DOCUMENT_15": "Flag Document 15",
"FLAG_DOCUMENT_16": "Flag Document 16",
"FLAG_DOCUMENT_17": "Flag Document 17",
"FLAG_DOCUMENT_18": "Flag Document 18",
"FLAG_DOCUMENT_19": "Flag Document 19",
"FLAG_DOCUMENT_20": "Flag Document 20",
"FLAG_DOCUMENT_21": "Flag Document 21",
"AMT_REQ_CREDIT_BUREAU_HOUR": "Amt Req Credit Bureau Hour",
"AMT_REQ_CREDIT_BUREAU_DAY": "Amt Req Credit Bureau Day",
"AMT_REQ_CREDIT_BUREAU_WEEK": "Amt Req Credit Bureau Week",
"AMT_REQ_CREDIT_BUREAU_MON": "Amt Req Credit Bureau Mon",
"AMT_REQ_CREDIT_BUREAU_QRT": "Amt Req Credit Bureau Qrt",
"AMT_REQ_CREDIT_BUREAU_YEAR": "Amt Req Credit Bureau Year",
"BURO_DAYS_CREDIT_MIN": "Most recent bureau credit (days ago)",
"BURO_DAYS_CREDIT_MAX": "Buro Days Credit Max",
"BURO_DAYS_CREDIT_MEAN": "Buro Days Credit Mean",
"BURO_CREDIT_DAY_OVERDUE_MAX": "Buro Credit Day Overdue Max",
"BURO_CREDIT_DAY_OVERDUE_MEAN": "Buro Credit Day Overdue Mean",
"BURO_AMT_CREDIT_MAX_OVERDUE_MAX": "Buro Amt Credit Max Overdue Max",
"BURO_AMT_CREDIT_MAX_OVERDUE_MEAN": "Buro Amt Credit Max Overdue Mean",
"BURO_AMT_CREDIT_SUM_SUM": "Total outstanding debt across all bureau credits",
"BURO_AMT_CREDIT_SUM_MEAN": "Buro Amt Credit Sum Mean",
"BURO_AMT_CREDIT_SUM_DEBT_SUM": "Total current debt in bureau records",
"BURO_AMT_CREDIT_SUM_DEBT_MEAN": "Buro Amt Credit Sum Debt Mean",
"BURO_AMT_CREDIT_SUM_OVERDUE_SUM": "Buro Amt Credit Sum Overdue Sum",
"BURO_AMT_ANNUITY_SUM": "Buro Amt Annuity Sum",
"BURO_CNT_CREDIT_PROLONG_SUM": "Buro Cnt Credit Prolong Sum",
"BURO_CREDIT_DURATION_MEAN": "Buro Credit Duration Mean",
"BURO_CREDIT_DURATION_MAX": "Buro Credit Duration Max",
"BURO_CREDIT_REPAID_MEAN": "Fraction of bureau credits fully repaid",
"BURO_CREDIT_REPAID_SUM": "Buro Credit Repaid Sum",
"BURO_OVERDUE_RATIO_MEAN": "Buro Overdue Ratio Mean",
"BURO_OVERDUE_RATIO_MAX": "Worst overdue ratio across bureau credits",
"BURO_BB_MONTHS_COUNT_SUM": "Buro Bb Months Count Sum",
"BURO_BB_DPD_MONTHS_SUM": "Total months with days-past-due in bureau",
"BURO_CREDIT_COUNT": "Total number of previous credit bureau records",
"BURO_ACTIVE_COUNT": "Number of currently active bureau credits",
"PREV_COUNT": "Number of previous loan applications",
"PREV_APPROVED_COUNT": "Prev Approved Count",
"PREV_REFUSED_COUNT": "Number of previously refused applications",
"PREV_APPROVED_RATIO": "Fraction of previous applications approved",
"PREV_AMT_CREDIT_MEAN": "Prev Amt Credit Mean",
"PREV_AMT_CREDIT_MAX": "Highest previous loan amount",
"PREV_AMT_ANNUITY_MEAN": "Prev Amt Annuity Mean",
"PREV_APP_CREDIT_RATIO": "Prev App Credit Ratio",
"PREV_LOAN_DIFF_MEAN": "Average gap between applied and approved amount",
"PREV_DOWN_RATIO_MEAN": "Prev Down Ratio Mean",
"PREV_DAYS_DECISION_MIN": "Days since most recent previous application",
"PREV_DAYS_DECISION_MEAN": "Prev Days Decision Mean",
"PREV_RATE_DOWN_MEAN": "Prev Rate Down Mean",
"PREV_CNT_PAYMENT_MEAN": "Prev Cnt Payment Mean",
"INS_COUNT": "Ins Count",
"INS_AMT_PAYMENT_SUM": "Ins Amt Payment Sum",
"INS_AMT_PAYMENT_MEAN": "Ins Amt Payment Mean",
"INS_PAYMENT_DIFF_MEAN": "Ins Payment Diff Mean",
"INS_PAYMENT_DIFF_MAX": "Largest underpayment on installments",
"INS_PAYMENT_RATIO_MEAN": "Ins Payment Ratio Mean",
"INS_PAYMENT_RATIO_MIN": "Worst payment ratio (paid vs owed)",
"INS_DAYS_LATE_MEAN": "Average days late on installment payments",
"INS_DAYS_LATE_MAX": "Worst late payment (days)",
"INS_PAID_LATE_RATIO": "Fraction of installments paid late",
"INS_PAID_FULL_RATIO": "Ins Paid Full Ratio",
"POS_COUNT": "Pos Count",
"POS_MONTHS_BALANCE_MAX": "Pos Months Balance Max",
"POS_SK_DPD_MEAN": "Average days-past-due on POS/cash loans",
"POS_SK_DPD_MAX": "Worst days-past-due on POS/cash loans",
"POS_SK_DPD_DEF_MEAN": "Pos Sk Dpd Def Mean",
"POS_SK_DPD_DEF_MAX": "Pos Sk Dpd Def Max",
"POS_DPD_POSITIVE_RATIO": "Fraction of months with any DPD on POS loans",
"POS_CNT_INSTALMENT_MEAN": "Pos Cnt Instalment Mean",
"AGE_YEARS": "Applicant age in years",
"EMPLOYED_YEARS": "Years at current employer",
"CREDIT_INCOME_RATIO": "Total credit amount relative to annual income",
"ANNUITY_INCOME_RATIO": "Monthly annuity payment relative to income",
"CREDIT_TERM": "Monthly repayment as fraction of total credit",
"GOODS_CREDIT_RATIO": "Goods price relative to credit amount",
"INCOME_PER_PERSON": "Income divided by number of family members",
"EXT_SOURCE_MEAN": "Average external credit score (3 bureaus)",
"EXT_SOURCE_STD": "Ext Source Std",
"EXT_SOURCE_PRODUCT": "Combined product of all 3 external scores",
"EXT_SOURCE_MIN": "Lowest of the 3 external credit scores",
"EMPLOYED_TO_AGE_RATIO": "Employment length relative to age",
"IS_UNEMPLOYED": "Whether applicant is currently unemployed",
"DOCUMENT_COUNT": "Number of documents submitted",
"DEF_30_60_DIFF": "Def 30 60 Diff",
"CREDIT_ENQUIRY_TOTAL": "Total credit bureau enquiries (all periods)",
"NAME_CONTRACT_TYPE_Cash loans": "Name Contract Type Cash Loans",
"NAME_CONTRACT_TYPE_Revolving loans": "Name Contract Type Revolving Loans",
"NAME_TYPE_SUITE_Children": "Name Type Suite Children",
"NAME_TYPE_SUITE_Family": "Name Type Suite Family",
"NAME_TYPE_SUITE_Group of people": "Name Type Suite Group Of People",
"NAME_TYPE_SUITE_Other_A": "Name Type Suite Other A",
"NAME_TYPE_SUITE_Other_B": "Name Type Suite Other B",
"NAME_TYPE_SUITE_Spouse, partner": "Name Type Suite Spouse, Partner",
"NAME_TYPE_SUITE_Unaccompanied": "Name Type Suite Unaccompanied",
"NAME_INCOME_TYPE_Businessman": "Name Income Type Businessman",
"NAME_INCOME_TYPE_Commercial associate": "Name Income Type Commercial Associate",
"NAME_INCOME_TYPE_Maternity leave": "Name Income Type Maternity Leave",
"NAME_INCOME_TYPE_Pensioner": "Name Income Type Pensioner",
"NAME_INCOME_TYPE_State servant": "Name Income Type State Servant",
"NAME_INCOME_TYPE_Student": "Name Income Type Student",
"NAME_INCOME_TYPE_Unemployed": "Name Income Type Unemployed",
"NAME_INCOME_TYPE_Working": "Name Income Type Working",
"NAME_EDUCATION_TYPE_Academic degree": "Name Education Type Academic Degree",
"NAME_EDUCATION_TYPE_Higher education": "Name Education Type Higher Education",
"NAME_EDUCATION_TYPE_Incomplete higher": "Name Education Type Incomplete Higher",
"NAME_EDUCATION_TYPE_Lower secondary": "Name Education Type Lower Secondary",
"NAME_EDUCATION_TYPE_Secondary / secondary special": "Name Education Type Secondary / Secondary Special",
"NAME_FAMILY_STATUS_Civil marriage": "Name Family Status Civil Marriage",
"NAME_FAMILY_STATUS_Married": "Name Family Status Married",
"NAME_FAMILY_STATUS_Separated": "Name Family Status Separated",
"NAME_FAMILY_STATUS_Single / not married": "Name Family Status Single / Not Married",
"NAME_FAMILY_STATUS_Unknown": "Name Family Status Unknown",
"NAME_FAMILY_STATUS_Widow": "Name Family Status Widow",
"NAME_HOUSING_TYPE_Co-op apartment": "Name Housing Type Co-Op Apartment",
"NAME_HOUSING_TYPE_House / apartment": "Name Housing Type House / Apartment",
"NAME_HOUSING_TYPE_Municipal apartment": "Name Housing Type Municipal Apartment",
"NAME_HOUSING_TYPE_Office apartment": "Name Housing Type Office Apartment",
"NAME_HOUSING_TYPE_Rented apartment": "Name Housing Type Rented Apartment",
"NAME_HOUSING_TYPE_With parents": "Name Housing Type With Parents",
"OCCUPATION_TYPE_Accountants": "Occupation Type Accountants",
"OCCUPATION_TYPE_Cleaning staff": "Occupation Type Cleaning Staff",
"OCCUPATION_TYPE_Cooking staff": "Occupation Type Cooking Staff",
"OCCUPATION_TYPE_Core staff": "Occupation Type Core Staff",
"OCCUPATION_TYPE_Drivers": "Occupation Type Drivers",
"OCCUPATION_TYPE_HR staff": "Occupation Type Hr Staff",
"OCCUPATION_TYPE_High skill tech staff": "Occupation Type High Skill Tech Staff",
"OCCUPATION_TYPE_IT staff": "Occupation Type It Staff",
"OCCUPATION_TYPE_Laborers": "Occupation Type Laborers",
"OCCUPATION_TYPE_Low-skill Laborers": "Occupation Type Low-Skill Laborers",
"OCCUPATION_TYPE_Managers": "Occupation Type Managers",
"OCCUPATION_TYPE_Medicine staff": "Occupation Type Medicine Staff",
"OCCUPATION_TYPE_Private service staff": "Occupation Type Private Service Staff",
"OCCUPATION_TYPE_Realty agents": "Occupation Type Realty Agents",
"OCCUPATION_TYPE_Sales staff": "Occupation Type Sales Staff",
"OCCUPATION_TYPE_Secretaries": "Occupation Type Secretaries",
"OCCUPATION_TYPE_Security staff": "Occupation Type Security Staff",
"OCCUPATION_TYPE_Waiters/barmen staff": "Occupation Type Waiters/Barmen Staff",
"ORGANIZATION_TYPE_Advertising": "Organization Type Advertising",
"ORGANIZATION_TYPE_Agriculture": "Organization Type Agriculture",
"ORGANIZATION_TYPE_Bank": "Organization Type Bank",
"ORGANIZATION_TYPE_Business Entity Type 1": "Organization Type Business Entity Type 1",
"ORGANIZATION_TYPE_Business Entity Type 2": "Organization Type Business Entity Type 2",
"ORGANIZATION_TYPE_Business Entity Type 3": "Organization Type Business Entity Type 3",
"ORGANIZATION_TYPE_Cleaning": "Organization Type Cleaning",
"ORGANIZATION_TYPE_Construction": "Organization Type Construction",
"ORGANIZATION_TYPE_Culture": "Organization Type Culture",
"ORGANIZATION_TYPE_Electricity": "Organization Type Electricity",
"ORGANIZATION_TYPE_Emergency": "Organization Type Emergency",
"ORGANIZATION_TYPE_Government": "Organization Type Government",
"ORGANIZATION_TYPE_Hotel": "Organization Type Hotel",
"ORGANIZATION_TYPE_Housing": "Organization Type Housing",
"ORGANIZATION_TYPE_Industry: type 1": "Organization Type Industry: Type 1",
"ORGANIZATION_TYPE_Industry: type 10": "Organization Type Industry: Type 10",
"ORGANIZATION_TYPE_Industry: type 11": "Organization Type Industry: Type 11",
"ORGANIZATION_TYPE_Industry: type 12": "Organization Type Industry: Type 12",
"ORGANIZATION_TYPE_Industry: type 13": "Organization Type Industry: Type 13",
"ORGANIZATION_TYPE_Industry: type 2": "Organization Type Industry: Type 2",
"ORGANIZATION_TYPE_Industry: type 3": "Organization Type Industry: Type 3",
"ORGANIZATION_TYPE_Industry: type 4": "Organization Type Industry: Type 4",
"ORGANIZATION_TYPE_Industry: type 5": "Organization Type Industry: Type 5",
"ORGANIZATION_TYPE_Industry: type 6": "Organization Type Industry: Type 6",
"ORGANIZATION_TYPE_Industry: type 7": "Organization Type Industry: Type 7",
"ORGANIZATION_TYPE_Industry: type 8": "Organization Type Industry: Type 8",
"ORGANIZATION_TYPE_Industry: type 9": "Organization Type Industry: Type 9",
"ORGANIZATION_TYPE_Insurance": "Organization Type Insurance",
"ORGANIZATION_TYPE_Kindergarten": "Organization Type Kindergarten",
"ORGANIZATION_TYPE_Legal Services": "Organization Type Legal Services",
"ORGANIZATION_TYPE_Medicine": "Organization Type Medicine",
"ORGANIZATION_TYPE_Military": "Organization Type Military",
"ORGANIZATION_TYPE_Mobile": "Organization Type Mobile",
"ORGANIZATION_TYPE_Other": "Organization Type Other",
"ORGANIZATION_TYPE_Police": "Organization Type Police",
"ORGANIZATION_TYPE_Postal": "Organization Type Postal",
"ORGANIZATION_TYPE_Realtor": "Organization Type Realtor",
"ORGANIZATION_TYPE_Religion": "Organization Type Religion",
"ORGANIZATION_TYPE_Restaurant": "Organization Type Restaurant",
"ORGANIZATION_TYPE_School": "Organization Type School",
"ORGANIZATION_TYPE_Security": "Organization Type Security",
"ORGANIZATION_TYPE_Security Ministries": "Organization Type Security Ministries",
"ORGANIZATION_TYPE_Self-employed": "Organization Type Self-Employed",
"ORGANIZATION_TYPE_Services": "Organization Type Services",
"ORGANIZATION_TYPE_Telecom": "Organization Type Telecom",
"ORGANIZATION_TYPE_Trade: type 1": "Organization Type Trade: Type 1",
"ORGANIZATION_TYPE_Trade: type 2": "Organization Type Trade: Type 2",
"ORGANIZATION_TYPE_Trade: type 3": "Organization Type Trade: Type 3",
"ORGANIZATION_TYPE_Trade: type 4": "Organization Type Trade: Type 4",
"ORGANIZATION_TYPE_Trade: type 5": "Organization Type Trade: Type 5",
"ORGANIZATION_TYPE_Trade: type 6": "Organization Type Trade: Type 6",
"ORGANIZATION_TYPE_Trade: type 7": "Organization Type Trade: Type 7",
"ORGANIZATION_TYPE_Transport: type 1": "Organization Type Transport: Type 1",
"ORGANIZATION_TYPE_Transport: type 2": "Organization Type Transport: Type 2",
"ORGANIZATION_TYPE_Transport: type 3": "Organization Type Transport: Type 3",
"ORGANIZATION_TYPE_Transport: type 4": "Organization Type Transport: Type 4",
"ORGANIZATION_TYPE_University": "Organization Type University",
"ORGANIZATION_TYPE_XNA": "Organization Type Xna",
"FONDKAPREMONT_MODE_not specified": "Fondkapremont Mode Not Specified",
"FONDKAPREMONT_MODE_org spec account": "Fondkapremont Mode Org Spec Account",
"FONDKAPREMONT_MODE_reg oper account": "Fondkapremont Mode Reg Oper Account",
"FONDKAPREMONT_MODE_reg oper spec account": "Fondkapremont Mode Reg Oper Spec Account",
"HOUSETYPE_MODE_block of flats": "Housetype Mode Block Of Flats",
"HOUSETYPE_MODE_specific housing": "Housetype Mode Specific Housing",
"HOUSETYPE_MODE_terraced house": "Housetype Mode Terraced House",
"WALLSMATERIAL_MODE_Block": "Wallsmaterial Mode Block",
"WALLSMATERIAL_MODE_Mixed": "Wallsmaterial Mode Mixed",
"WALLSMATERIAL_MODE_Monolithic": "Wallsmaterial Mode Monolithic",
"WALLSMATERIAL_MODE_Others": "Wallsmaterial Mode Others",
"WALLSMATERIAL_MODE_Panel": "Wallsmaterial Mode Panel",
"WALLSMATERIAL_MODE_Stone, brick": "Wallsmaterial Mode Stone, Brick",
"WALLSMATERIAL_MODE_Wooden": "Wallsmaterial Mode Wooden",
"EMERGENCYSTATE_MODE_No": "Emergencystate Mode No",
"EMERGENCYSTATE_MODE_Yes": "Emergencystate Mode Yes"
}