feature,importance CREDIT_TERM,1664.4 EXT_SOURCE_MEAN,1048.2 AMT_ANNUITY,883.6 EXT_SOURCE_3,870.8 DAYS_ID_PUBLISH,870.2 EXT_SOURCE_2,865.2 PREV_AMT_ANNUITY_MEAN,844.0 EXT_SOURCE_MIN,841.6 BURO_DAYS_CREDIT_MAX,824.0 POS_CNT_INSTALMENT_MEAN,813.8 DAYS_REGISTRATION,811.8 DAYS_BIRTH,789.2 DAYS_LAST_PHONE_CHANGE,766.4 POS_COUNT,748.6 PREV_APP_CREDIT_RATIO,740.2 BURO_AMT_CREDIT_SUM_MEAN,739.8 ANNUITY_INCOME_RATIO,717.8 INS_DAYS_LATE_MEAN,705.4 PREV_DAYS_DECISION_MIN,700.6 PREV_DAYS_DECISION_MEAN,671.6 EXT_SOURCE_PRODUCT,669.2 INS_AMT_PAYMENT_SUM,668.2 INS_AMT_PAYMENT_MEAN,663.6 EXT_SOURCE_1,656.4 PREV_CNT_PAYMENT_MEAN,654.6 REGION_POPULATION_RELATIVE,647.2 CREDIT_INCOME_RATIO,630.2 PREV_LOAN_DIFF_MEAN,618.2 EXT_SOURCE_STD,611.8 BURO_DAYS_CREDIT_MEAN,605.6 AGE_YEARS,600.0 EMPLOYED_TO_AGE_RATIO,594.8 BURO_CREDIT_DURATION_MEAN,594.2 PREV_AMT_CREDIT_MAX,589.4 BURO_AMT_CREDIT_SUM_DEBT_MEAN,587.8 AMT_CREDIT,579.6 BURO_DAYS_CREDIT_MIN,577.4 AMT_GOODS_PRICE,572.0 GOODS_CREDIT_RATIO,565.8 BURO_AMT_CREDIT_SUM_SUM,551.4 BURO_CREDIT_DURATION_MAX,543.2 INS_DAYS_LATE_MAX,536.0 POS_MONTHS_BALANCE_MAX,512.8 INS_PAID_LATE_RATIO,507.6 DAYS_EMPLOYED,492.2 INS_COUNT,483.8 PREV_AMT_CREDIT_MEAN,478.6 INCOME_PER_PERSON,463.2 BURO_AMT_CREDIT_SUM_DEBT_SUM,442.6 PREV_DOWN_RATIO_MEAN,382.0 AMT_INCOME_TOTAL,376.2 PREV_APPROVED_RATIO,361.6 BURO_BB_MONTHS_COUNT_SUM,353.2 INS_PAYMENT_DIFF_MEAN,350.2 BURO_CREDIT_REPAID_MEAN,343.8 INS_PAYMENT_DIFF_MAX,334.6 PREV_RATE_DOWN_MEAN,319.2 INS_PAYMENT_RATIO_MEAN,289.0 HOUR_APPR_PROCESS_START,281.0 INS_PAYMENT_RATIO_MIN,263.2 BURO_AMT_CREDIT_MAX_OVERDUE_MEAN,256.0 EMPLOYED_YEARS,252.4 BURO_AMT_CREDIT_MAX_OVERDUE_MAX,251.0 TOTALAREA_MODE,225.8 CODE_GENDER,224.4 YEARS_BEGINEXPLUATATION_MODE,207.0 BURO_ACTIVE_COUNT,202.0 PREV_APPROVED_COUNT,201.8 BURO_CREDIT_COUNT,199.6 LANDAREA_MODE,196.8 PREV_REFUSED_COUNT,195.8 POS_SK_DPD_DEF_MEAN,192.0 PREV_COUNT,191.2 INS_PAID_FULL_RATIO,181.2 APARTMENTS_MODE,180.6 BASEMENTAREA_MODE,180.2 DOCUMENT_COUNT,176.0 NONLIVINGAREA_AVG,171.6 LIVINGAREA_MODE,170.2 FLAG_OWN_CAR,167.4 BURO_CREDIT_REPAID_SUM,164.2 BURO_AMT_ANNUITY_SUM,157.6 APARTMENTS_AVG,156.0 YEARS_BEGINEXPLUATATION_AVG,151.2 CREDIT_ENQUIRY_TOTAL,150.8 BASEMENTAREA_AVG,150.2 LANDAREA_AVG,149.4 REGION_RATING_CLIENT_W_CITY,149.0 NONLIVINGAREA_MODE,146.4 LIVINGAREA_AVG,145.0 BASEMENTAREA_MEDI,142.4 NAME_FAMILY_STATUS_Married,137.2 LANDAREA_MEDI,136.8 APARTMENTS_MEDI,136.6 YEARS_BEGINEXPLUATATION_MEDI,134.4 NONLIVINGAREA_MEDI,134.2 OBS_60_CNT_SOCIAL_CIRCLE,128.0 POS_DPD_POSITIVE_RATIO,119.0 LIVINGAREA_MEDI,114.4 NAME_EDUCATION_TYPE_Higher education,110.2 AMT_REQ_CREDIT_BUREAU_YEAR,103.8 FLAG_WORK_PHONE,103.8 POS_SK_DPD_MEAN,103.0 OBS_30_CNT_SOCIAL_CIRCLE,103.0 AMT_REQ_CREDIT_BUREAU_QRT,102.8 POS_SK_DPD_MAX,97.4 DEF_30_CNT_SOCIAL_CIRCLE,91.2 FLAG_DOCUMENT_3,91.2 ENTRANCES_AVG,83.2 FLOORSMAX_AVG,81.2 NAME_EDUCATION_TYPE_Secondary / secondary special,74.8 POS_SK_DPD_DEF_MAX,73.8 REG_CITY_NOT_LIVE_CITY,68.6 DEF_60_CNT_SOCIAL_CIRCLE,67.4 NAME_INCOME_TYPE_Working,67.2 OCCUPATION_TYPE_Core staff,61.4 BURO_BB_DPD_MONTHS_SUM,60.6 AMT_REQ_CREDIT_BUREAU_MON,58.8 ORGANIZATION_TYPE_Self-employed,55.6 ENTRANCES_MODE,54.4 ENTRANCES_MEDI,52.4 CNT_FAM_MEMBERS,50.8 ORGANIZATION_TYPE_Business Entity Type 3,49.0 OCCUPATION_TYPE_Drivers,48.8 NAME_INCOME_TYPE_State servant,45.0 ELEVATORS_AVG,44.4 ORGANIZATION_TYPE_Industry: type 9,44.4 ORGANIZATION_TYPE_Military,43.8 ORGANIZATION_TYPE_Construction,43.2 FLAG_PHONE,43.2 NAME_CONTRACT_TYPE_Cash loans,42.0 REGION_RATING_CLIENT,41.8 ORGANIZATION_TYPE_School,41.0 CNT_CHILDREN,40.8 FLOORSMAX_MEDI,40.0 WALLSMATERIAL_MODE_Panel,40.0 OCCUPATION_TYPE_Laborers,37.6 ORGANIZATION_TYPE_Transport: type 3,37.4 NAME_HOUSING_TYPE_House / apartment,37.4 FLAG_OWN_REALTY,34.4 "WALLSMATERIAL_MODE_Stone, brick",32.6 BURO_OVERDUE_RATIO_MAX,30.0 NAME_TYPE_SUITE_Unaccompanied,29.2 ORGANIZATION_TYPE_Realtor,29.2 FLOORSMAX_MODE,29.0 ORGANIZATION_TYPE_Kindergarten,29.0 OCCUPATION_TYPE_Sales staff,27.8 ORGANIZATION_TYPE_Bank,27.6 OCCUPATION_TYPE_Medicine staff,25.8 ORGANIZATION_TYPE_Security Ministries,25.6 ELEVATORS_MODE,25.2 OCCUPATION_TYPE_High skill tech staff,24.2 NAME_FAMILY_STATUS_Single / not married,24.0 LIVE_CITY_NOT_WORK_CITY,23.8 FLAG_DOCUMENT_8,23.4 OCCUPATION_TYPE_Accountants,22.8 ORGANIZATION_TYPE_Police,22.4 NAME_INCOME_TYPE_Commercial associate,22.2 ELEVATORS_MEDI,22.2 NAME_TYPE_SUITE_Family,21.4 NAME_HOUSING_TYPE_Municipal apartment,21.2 AMT_REQ_CREDIT_BUREAU_WEEK,20.2 FONDKAPREMONT_MODE_reg oper account,20.2 FLAG_DOCUMENT_18,19.8 BURO_OVERDUE_RATIO_MEAN,19.6 NAME_HOUSING_TYPE_Office apartment,19.2 ORGANIZATION_TYPE_Medicine,18.2 REG_CITY_NOT_WORK_CITY,18.0 NAME_EDUCATION_TYPE_Incomplete higher,17.8 FLAG_EMAIL,17.8 NAME_FAMILY_STATUS_Civil marriage,17.2 FONDKAPREMONT_MODE_reg oper spec account,17.0 ORGANIZATION_TYPE_Industry: type 12,16.8 NAME_EDUCATION_TYPE_Lower secondary,16.8 "NAME_TYPE_SUITE_Spouse, partner",16.4 FLAG_DOCUMENT_13,15.6 ORGANIZATION_TYPE_Hotel,15.6 OCCUPATION_TYPE_Low-skill Laborers,14.4 NAME_FAMILY_STATUS_Separated,14.4 BURO_CNT_CREDIT_PROLONG_SUM,14.0 OCCUPATION_TYPE_Cleaning staff,13.6 NAME_TYPE_SUITE_Children,13.4 EMERGENCYSTATE_MODE_No,13.4 BURO_AMT_CREDIT_SUM_OVERDUE_SUM,13.2 ORGANIZATION_TYPE_Other,13.0 NAME_FAMILY_STATUS_Widow,12.8 OCCUPATION_TYPE_Managers,11.6 FLAG_DOCUMENT_6,11.0 NAME_HOUSING_TYPE_Rented apartment,10.6 HOUSETYPE_MODE_block of flats,9.8 FLAG_DOCUMENT_11,9.2 FLAG_EMP_PHONE,8.8 ORGANIZATION_TYPE_Government,8.6 FONDKAPREMONT_MODE_org spec account,8.4 LIVE_REGION_NOT_WORK_REGION,8.2 REG_REGION_NOT_LIVE_REGION,8.2 ORGANIZATION_TYPE_Trade: type 2,7.8 REG_REGION_NOT_WORK_REGION,7.8 ORGANIZATION_TYPE_University,7.6 ORGANIZATION_TYPE_Legal Services,7.6 ORGANIZATION_TYPE_Trade: type 6,7.4 NAME_HOUSING_TYPE_With parents,7.2 WALLSMATERIAL_MODE_Block,7.0 OCCUPATION_TYPE_Security staff,6.8 FONDKAPREMONT_MODE_not specified,6.8 ORGANIZATION_TYPE_Housing,6.6 ORGANIZATION_TYPE_Business Entity Type 2,6.4 WALLSMATERIAL_MODE_Others,6.0 ORGANIZATION_TYPE_Industry: type 5,6.0 HOUSETYPE_MODE_specific housing,5.8 FLAG_DOCUMENT_5,5.8 ORGANIZATION_TYPE_Transport: type 4,5.4 BURO_CREDIT_DAY_OVERDUE_MEAN,5.2 NAME_CONTRACT_TYPE_Revolving loans,5.0 ORGANIZATION_TYPE_Business Entity Type 1,4.8 ORGANIZATION_TYPE_Electricity,4.8 NAME_INCOME_TYPE_Pensioner,4.2 FLAG_DOCUMENT_15,4.0 ORGANIZATION_TYPE_Trade: type 3,4.0 OCCUPATION_TYPE_Private service staff,4.0 ORGANIZATION_TYPE_Restaurant,4.0 NAME_TYPE_SUITE_Other_B,4.0 FLAG_DOCUMENT_16,3.8 BURO_CREDIT_DAY_OVERDUE_MAX,3.8 ORGANIZATION_TYPE_Industry: type 2,3.4 ORGANIZATION_TYPE_Trade: type 7,3.4 EMERGENCYSTATE_MODE_Yes,3.0 ORGANIZATION_TYPE_Services,2.6 WALLSMATERIAL_MODE_Wooden,2.6 ORGANIZATION_TYPE_Industry: type 11,2.6 IS_UNEMPLOYED,2.4 FLAG_DOCUMENT_14,2.4 ORGANIZATION_TYPE_Agriculture,2.4 ORGANIZATION_TYPE_Transport: type 2,2.2 NAME_TYPE_SUITE_Group of people,2.0 OCCUPATION_TYPE_Cooking staff,2.0 ORGANIZATION_TYPE_Industry: type 3,2.0 ORGANIZATION_TYPE_Security,1.8 NAME_TYPE_SUITE_Other_A,1.8 WALLSMATERIAL_MODE_Mixed,1.6 ORGANIZATION_TYPE_Postal,1.6 OCCUPATION_TYPE_Waiters/barmen staff,1.2 ORGANIZATION_TYPE_Emergency,1.0 ORGANIZATION_TYPE_Insurance,1.0 WALLSMATERIAL_MODE_Monolithic,1.0 NAME_HOUSING_TYPE_Co-op apartment,0.8 OCCUPATION_TYPE_Secretaries,0.8 ORGANIZATION_TYPE_Telecom,0.8 AMT_REQ_CREDIT_BUREAU_HOUR,0.8 OCCUPATION_TYPE_Realty agents,0.6 HOUSETYPE_MODE_terraced house,0.6 FLAG_CONT_MOBILE,0.4 ORGANIZATION_TYPE_Industry: type 1,0.4 ORGANIZATION_TYPE_Culture,0.4 OCCUPATION_TYPE_IT staff,0.4 FLAG_DOCUMENT_21,0.2 ORGANIZATION_TYPE_Industry: type 4,0.2 ORGANIZATION_TYPE_Industry: type 7,0.2 OCCUPATION_TYPE_HR staff,0.2 FLAG_DOCUMENT_9,0.0 FLAG_DOCUMENT_12,0.0 FLAG_DOCUMENT_7,0.0 FLAG_DOCUMENT_10,0.0 FLAG_DOCUMENT_2,0.0 FLAG_DOCUMENT_20,0.0 AMT_REQ_CREDIT_BUREAU_DAY,0.0 FLAG_DOCUMENT_17,0.0 FLAG_DOCUMENT_19,0.0 FLAG_MOBIL,0.0 ORGANIZATION_TYPE_XNA,0.0 FLAG_DOCUMENT_4,0.0 NAME_INCOME_TYPE_Maternity leave,0.0 NAME_INCOME_TYPE_Businessman,0.0 DEF_30_60_DIFF,0.0 NAME_EDUCATION_TYPE_Academic degree,0.0 NAME_INCOME_TYPE_Unemployed,0.0 NAME_INCOME_TYPE_Student,0.0 NAME_FAMILY_STATUS_Unknown,0.0 ORGANIZATION_TYPE_Advertising,0.0 ORGANIZATION_TYPE_Cleaning,0.0 ORGANIZATION_TYPE_Industry: type 13,0.0 ORGANIZATION_TYPE_Industry: type 10,0.0 ORGANIZATION_TYPE_Industry: type 8,0.0 ORGANIZATION_TYPE_Industry: type 6,0.0 ORGANIZATION_TYPE_Religion,0.0 ORGANIZATION_TYPE_Mobile,0.0 ORGANIZATION_TYPE_Trade: type 5,0.0 ORGANIZATION_TYPE_Trade: type 4,0.0 ORGANIZATION_TYPE_Trade: type 1,0.0 ORGANIZATION_TYPE_Transport: type 1,0.0