Update app.py

app.py

@@ -34,21 +34,20 @@ client = genai.Client(api_key=os.environ.get('GOOGLE_API_KEY'))
 # Use gemini-1.5-flash for the best free-tier stability
 STABLE_MODEL = "gemini-flash-latest"
 
-# --- Data Preparation ---
+# 2. Data Preparation (Structured Systems)
 df_credit = pd.DataFrame({'ID': [1111, 2222, 3333, 4444, 5555], 'Credit_Score': [455, 685, 825, 840, 350]})
 df_account = pd.DataFrame({
     'ID': [1111, 2222, 3333, 4444, 5555],
     'Name': ['Loren', 'Matt', 'Hilda', 'Andy', 'Kit'],
-    'Status': ['good-standing', 'closed', 'delinquent', 'good-standing', 'delinquent'],
+    'Status': ['Good-standing', 'Closed', 'Delinquent', 'Good-standing', 'Delinquent'],
     'Nationality': ['Singaporean', 'NonSingaporean', 'Singaporean', 'NonSingaporean', 'Singaporean']
 })
 df_gov = pd.DataFrame({'ID': [2222, 4444], 'PR_Status': [True, False]})
 df_merged = df_account.merge(df_credit, on="ID").merge(df_gov, on="ID", how="left").fillna(False)
 
-# --- Upload Policies once on startup ---
-# These files MUST be in the same folder as app.py in Hugging Face
-risk_policy = client.files.upload(file="Bank Loan Overall Risk Policy.pdf")
-rate_policy = client.files.upload(file="Bank Loan Interest Rate Policy.pdf")
+# 3. Upload Policy Files once on startup
+risk_policy_file = client.files.upload(file="Bank Loan Overall Risk Policy.pdf")
+interest_policy_file = client.files.upload(file="Bank Loan Interest Rate Policy.pdf")
 
 # 4. Standardized Assessment Logic
 def process_loan_request(applicant_id, customer_name_optional):
@@ -114,12 +113,12 @@ def process_loan_request(applicant_id, customer_name_optional):
     except Exception as e:
         return f"System Error: {str(e)}"
 
-# --- Gradio Interface ---
+# 5. Launch Gradio Interface
 demo = gr.Interface(
-    fn=process_loan,
+    fn=process_loan_request,
     inputs=[gr.Textbox(label="Applicant ID"), gr.Textbox(label="Name (Optional)")],
     outputs=gr.Markdown(),
-    title="🏦 Loan Risk Assessment Tool"
+    title="🏦 Enterprise AI Loan Underwriter"
 )
 
 if __name__ == "__main__":