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import gradio as gr |
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def audit_regbi(advice_text): |
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flags = [] |
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score = 100 |
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if "fiduciary" not in advice_text.lower(): |
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flags.append("⚠️ Missing 'Fiduciary' Standard acknowledgement.") |
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score -= 20 |
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if "conflict of interest" not in advice_text.lower() and "disclosure" not in advice_text.lower(): |
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flags.append("🚨 Critical: No Conflict of Interest Disclosure detected.") |
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score -= 40 |
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if "commission" in advice_text.lower() or "fee" in advice_text.lower(): |
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if "offset" not in advice_text.lower(): |
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flags.append("⚠️ Fee structure mentioned without 'Offset' or 'Net' clarification.") |
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score -= 15 |
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if score < 60: |
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verdict = "FAIL: HIGH REGULATORY RISK" |
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else: |
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verdict = "PASS: COMPLIANT" |
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return f"VERDICT: {verdict}\nRISK SCORE: {score}/100\n\nFINDINGS:\n" + "\n".join(flags) |
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iface = gr.Interface( |
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fn=audit_regbi, |
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inputs=gr.Textbox(lines=10, placeholder="Paste Investment Advice / Client Email here..."), |
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outputs="text", |
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title="⚖️ WealthGuard RegBI Auditor", |
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description="Audits client communications for SEC Regulation Best Interest (Reg BI) compliance markers." |
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) |
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iface.launch() |
