proverbs.json

[
  "A goal without a plan is just a wish.",
  "The best time to plant a tree was 20 years ago. The second best time is now.",
  "Rule No. 1: Never lose money. Rule No. 2: Never forget Rule No. 1. - Warren Buffett",
  "An investment in knowledge pays the best interest. - Benjamin Franklin",
  "Price is what you pay. Value is what you get. - Warren Buffett",
  "Beware of little expenses; a small leak will sink a great ship. - Benjamin Franklin",
  "Don't put all your eggs in one basket.",
  "The stock market is filled with individuals who know the price of everything, but the value of nothing. - Philip Fisher",
  "Financial peace isn't the acquisition of stuff. It's learning to live on less than you make.",
  "A budget is telling your money where to go instead of wondering where it went.",
  "Compound interest is the eighth wonder of the world. - Albert Einstein",
  "It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. - Robert Kiyosaki",
  "The art is not in making money, but in keeping it.",
  "Buy when there's blood in the streets, even if the blood is your own. - Baron Rothschild",
  "Look before you leap.",
  "Do not save what is left after spending, but spend what is left after saving. - Warren Buffett",
  "The stock market is a device for transferring money from the impatient to the patient. - Warren Buffett",
  "If you don't find a way to make money while you sleep, you will work until you die. - Warren Buffett",
  "Risk comes from not knowing what you're doing. - Warren Buffett",
  "Know what you own, and know why you own it. - Peter Lynch",
  "The four most dangerous words in investing are: 'This time it's different'. - Sir John Templeton",
  "A penny saved is a penny earned.",
  "Patience is a key element of success. - Bill Gates",
  "Invest for the long haul. Don't get too greedy and don't get too scared. - Shelby M.C. Davis",
  "In the short run, the market is a voting machine but in the long run, it is a weighing machine. - Benjamin Graham",
  "The intelligent investor is a realist who sells to optimists and buys from pessimists. - Benjamin Graham",
  "Never invest in a business you cannot understand. - Warren Buffett",
  "It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price. - Warren Buffett",
  "The first rule of compounding: Never interrupt it unnecessarily. - Charlie Munger",
  "Every decade or so, dark clouds will fill the economic skies, and they will briefly rain gold. - Warren Buffett",
  "A bird in the hand is worth two in the bush.",
  "The big money is not in the buying or the selling, but in the waiting. - Charlie Munger",
  "Cut your losses short and let your winners run.",
  "A rising tide lifts all boats.",
  "Diversification is the only free lunch in finance. - Harry Markowitz",
  "Bull markets are born on pessimism, grow on skepticism, mature on optimism, and die on euphoria. - Sir John Templeton",
  "If you have trouble imagining a 20% loss in the stock market, you shouldn't be in stocks. - John Bogle",
  "Time in the market beats timing the market.",
  "The trend is your friend until the end when it bends.",
  "Never catch a falling knife.",
  "Invest in yourself. Your career is the engine of your wealth.",
  "The man who buys a security for any other reason than its investment value is speculating. - Benjamin Graham",
  "Wealth is the slave of a wise man. The master of a fool. - Seneca",
  "Money is a terrible master but an excellent servant. - P.T. Barnum",
  "If you can't explain it simply, you don't understand it well enough. - Albert Einstein",
  "History doesn't repeat itself, but it often rhymes. - Mark Twain",
  "Fortune favours the brave.",
  "The function of economic forecasting is to make astrology look respectable. - John Kenneth Galbraith",
  "You must gain control over your money or the lack of it will forever control you.",
  "Investing should be more like watching paint dry or watching grass grow. If you want excitement, take £800 and go to Las Vegas. - Paul Samuelson",
  "It's not whether you're right or wrong that's important, but how much money you make when you're right and how much you lose when you're wrong. - George Soros",
  "The stock market is a game of patience, not a race.",
  "A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.",
  "Wealth is not his that has it, but his that enjoys it. - Benjamin Franklin",
  "Buy on the rumour, sell on the news.",
  "You only have to do a very few things right in your life so long as you don't do too many things wrong. - Warren Buffett",
  "Don't look for the needle in the haystack. Just buy the haystack! - John Bogle",
  "The purpose of a budget is to help you see where you're going, not to make you feel guilty about where you've been.",
  "When buying shares, ask yourself, would you buy the whole company?",
  "To contract new debts is not the way to pay old ones.",
  "I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy. - Warren Buffett",
  "The price of a commodity will never go to zero. When you invest in commodities futures, you are not buying a piece of paper that says you own an intangible piece of company that can go bankrupt. - Jim Rogers",
  "It is not the man who has too little, but the man who craves more, that is poor. - Seneca",
  "It's not the employer who pays the wages. Employers only handle the money. It's the customer who pays the wages. - Henry Ford",
  "Markets can remain irrational longer than you can remain solvent. - John Maynard Keynes",
  "You can't produce a baby in one month by getting nine women pregnant. - Warren Buffett",
  "The individual investor should act consistently as an investor and not as a speculator. - Benjamin Graham",
  "An ounce of prevention is worth a pound of cure.",
  "Save money and money will save you.",
  "A fool and his money are soon parted.",
  "Never spend your money before you have earned it. - Thomas Jefferson",
  "The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. - T.T. Munger",
  "Wealth consists not in having great possessions, but in having few wants. - Epictetus",
  "Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. - Ayn Rand",
  "A wise man should have money in his head, but not in his heart. - Jonathan Swift",
  "Let him who would enjoy a good future waste none of his present. - Roger Babson",
  "Buy the fear, sell the greed.",
  "Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones. - Benjamin Franklin",
  "Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble. - Warren Buffett",
  "He that is of the opinion money will do everything may well be suspected of doing everything for money. - Benjamin Franklin",
  "If you want to know what God thinks of money, just look at the people he gave it to. - Dorothy Parker",
  "Don't test the depth of the river with both feet.",
  "If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed. - Edmund Burke",
  "A rich man is nothing but a poor man with money. - W. C. Fields",
  "The quickest way to double your money is to fold it over and put it back in your pocket. - Will Rogers",
  "You get recession, you get stock market declines. If you don't understand that's going to happen, then you're not ready, you won't do well in the markets. - Peter Lynch",
  "Behind every stock is a company. Find out what it's doing. - Peter Lynch",
  "In investing, what is comfortable is rarely profitable. - Robert Arnott",
  "If you owe the bank £100 that's your problem. If you owe the bank £100 million, that's the bank's problem. - J. Paul Getty",
  "The secret of getting ahead is getting started.",
  "The time to buy is when there's blood in the streets.",
  "All that glitters is not gold.",
  "A journey of a thousand miles begins with a single step.",
  "Don't count your chickens before they're hatched.",
  "Money is like a sixth sense – and you can't make use of the other five without it. - W. Somerset Maugham",
  "The art of living easily as to money is to pitch your scale of living one degree below your means. - Henry Taylor",
  "A simple fact that is hard to learn is that the time to save money is when you have some. - Joe Moore",
  "Formal education will make you a living; self-education will make you a fortune. - Jim Rohn",
  "The more you learn, the more you earn.",
  "It is better to have a permanent income than to be fascinating. - Oscar Wilde",
  "Investments are like buses, there's always another one coming.",
  "The best investment you can make is in yourself.",
  "Never invest in an idea you can't illustrate with a crayon. - Peter Lynch",
  "The stock market is a casino, but one where the odds are in your favour over the long run.",
  "A person who never made a mistake never tried anything new. - Albert Einstein",
  "Don't gamble; take all your savings and buy some good stock and hold it till it goes up, then sell it. If it don't go up, don't buy it. - Will Rogers",
  "I'd like to live as a poor man with lots of money. - Pablo Picasso",
  "There are two times in a man's life when he should not speculate: when he can't afford it and when he can. - Mark Twain",
  "It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent. - Charlie Munger",
  "The secret to wealth is simple: Find a way to do more for others than anyone else does. Become more valuable. - Tony Robbins",
  "He who buys what he does not need, steals from himself.",
  "A bargain is something you don't need at a price you can't resist.",
  "If you would be wealthy, think of saving as well as of getting. - Benjamin Franklin",
  "Empty bags cannot stand upright.",
  "Money is a good servant but a bad master. - Francis Bacon",
  "What we learn from history is that people don't learn from history.",
  "The only man who sticks closer to you in adversity than a friend is a creditor.",
  "A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain. - Mark Twain",
  "Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like. - Will Rogers",
  "Wealth is the ability to fully experience life. - Henry David Thoreau",
  "The way to stop financial joyriding is to arrest the chauffeur, not the passenger. - Alistair Darling",
  "You can't time the market. It's about time in the market.",
  "A good reputation is more valuable than money.",
  "Financial freedom is available to those who learn about it and work for it.",
  "Don't let the fear of losing be greater than the excitement of winning. - Robert Kiyosaki",
  "Where there is a will, there is a way.",
  "Patience and perseverance have a magical effect before which difficulties disappear and obstacles vanish. - John Quincy Adams",
  "It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently. - Warren Buffett",
  "The most important quality for an investor is temperament, not intellect. - Warren Buffett",
  "An economist is an expert who will know tomorrow why the things he predicted yesterday didn't happen today. - Laurence J. Peter",
  "The desire of gold is not for gold. It is for the means of freedom and benefit. - Ralph Waldo Emerson",
  "The person who doesn't know where his next pound is coming from usually doesn't know where his last pound went.",
  "It is thrifty to prepare today for the wants of tomorrow. - Aesop",
  "Credit is a system whereby a person who can't pay gets another person who can't pay to guarantee that he can pay. - Charles Dickens",
  "If you think nobody cares if you're alive, try missing a couple of car payments.",
  "It's easy to meet expenses - everywhere we go, there they are.",
  "Many folks think they aren't good at earning money, when what they don't know is how to use it. - Frank A. Clark",
  "A successful man is one who can lay a firm foundation with the bricks others have thrown at him. - David Brinkley",
  "Let your money work for you, so you don't have to work for it.",
  "I have not failed. I've just found 10,000 ways that won't work. - Thomas Edison",
  "The safe way to double your money is to fold it over once and put it in your pocket. - Kin Hubbard",
  "Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. - William A. Ward",
  "The lack of money is the root of all evil. - Mark Twain",
  "The broker said the stock was 'poised to move'. He was right. It moved down.",
  "Wall Street is the only place that people ride to in a Rolls-Royce to get advice from those who take the subway. - Warren Buffett",
  "The essence of investment management is the management of risks, not the management of returns. - Benjamin Graham",
  "To be a successful investor you must have a clear investment philosophy.",
  "Spend money on what matters to you. Save on what doesn't.",
  "If you are not willing to own a stock for 10 years, do not even think about owning it for 10 minutes. - Warren Buffett",
  "A creditor has a better memory than a debtor.",
  "Every asset is a liability unless it is producing income or appreciating.",
  "The investor's chief problem – and even his worst enemy – is likely to be himself. - Benjamin Graham",
  "Don't try to buy at the bottom and sell at the top. It can't be done except by liars. - Bernard Baruch",
  "There is no such thing as a free lunch.",
  "The return on investment in your own financial education is infinite.",
  "What goes up must come down.",
  "It's good to have money and the things that money can buy, but it's good, too, to check up once in a while and make sure that you haven't lost the things that money can't buy. - George Lorimer",
  "When you're in a hole, stop digging.",
  "A fine is a tax for doing wrong. A tax is a fine for doing well.",
  "If you don't own a home, buy one. If you own a home, buy another one. If you own two homes, buy a third. - John Paulson",
  "The more you learn, the less you fear.",
  "Debt is the worst poverty.",
  "He who has a 'why' to live can bear almost any 'how'. - Friedrich Nietzsche",
  "The goal isn't more money. The goal is living life on your terms.",
  "Never depend on a single income. Make investment to create a second source. - Warren Buffett",
  "The best way to predict the future is to create it. - Peter Drucker",
  "Risk is the price you pay for opportunity.",
  "A wise person should have money in their head, but not in their heart.",
  "If money is your hope for independence you will never have it. - Henry Ford",
  "Successful investing is about managing risk, not avoiding it.",
  "Every pro was once an amateur. Every expert was once a beginner.",
  "The more I practice, the luckier I get. - Gary Player",
  "Investing is a marathon, not a sprint.",
  "You miss 100% of the shots you don't take. - Wayne Gretzky",
  "The biggest risk of all is not taking one.",
  "A smooth sea never made a skilled sailor.",
  "Be so good they can't ignore you. - Steve Martin",
  "The difference between ordinary and extraordinary is that little extra. - Jimmy Johnson",
  "Stop chasing the money and start chasing the passion. - Tony Hsieh",
  "If you want something you've never had, you must be willing to do something you've never done.",
  "The secret of success is to do the common thing uncommonly well. - John D. Rockefeller Jr.",
  "If you fail to plan, you are planning to fail.",
  "A budget isn't about restricting what you can spend. It's about making sure you're spending your money in the way that's most important to you.",
  "The market does not know you exist. You can do nothing to influence it. You can only control your behaviour.",
  "An investment operation is one which, upon thorough analysis, promises safety of principal and an adequate return. Operations not meeting these requirements are speculative. - Benjamin Graham",
  "The time to repair the roof is when the sun is shining. - John F. Kennedy",
  "It's not what you earn, it's what you keep.",
  "Those who do not remember the past are condemned to repeat it. - George Santayana",
  "If a little is good, more is not necessarily better.",
  "The stock market has a simple rule: one for you, one for me. You get the experience, I get the money.",
  "The person who is richest is the one who is content with the least.",
  "Avoid debt the way you would avoid a plague.",
  "He who sows sparingly will also reap sparingly, and he who sows bountifully will also reap bountifully.",
  "If you want to be rich, you need to be financially literate.",
  "Wealth is having assets that earn while you sleep.",
  "The best-laid schemes of mice and men often go awry. - Robert Burns",
  "A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty. - Winston Churchill",
  "Success is the sum of small efforts, repeated day in and day out. - Robert Collier",
  "The only place where success comes before work is in the dictionary. - Vidal Sassoon",
  "Don't let what you cannot do interfere with what you can do. - John Wooden",
  "The key to successful investing is to have a long-term plan and stick to it.",
  "The most powerful force in the universe is compound interest.",
  "The financial world is a jungle. It's up to you to be the lion or the gazelle.",
  "The market will fluctuate. - J.P. Morgan",
  "In bull markets, you feel smart. In bear markets, you realise you were just lucky.",
  "Never confuse genius with a bull market.",
  "The only certainty is uncertainty.",
  "Investing is the art of using knowledge to manage uncertainty.",
  "It's better to be roughly right than precisely wrong. - John Maynard Keynes",
  "A diamond is a chunk of coal that did well under pressure.",
  "When you invest, you are buying a day that you don't have to work. - Aya Laraya",
  "A ship in harbour is safe, but that is not what ships are built for. - John A. Shedd",
  "If you don't programme your money, it will programme you.",
  "Too much analysis leads to paralysis.",
  "When in doubt, stay out.",
  "Good things come to those who wait.",
  "The best time to double your money is when it's folded in your pocket.",
  "Money doesn't buy happiness, but it can buy you a better class of memories.",
  "Fools rush in where angels fear to tread.",
  "Cash is king.",
  "Your income is your greatest wealth-building tool.",
  "The sooner you start, the more time your money has to grow.",
  "The only free cheese is in the mousetrap.",
  "A closed mouth gathers no feet.",
  "Don't mistake activity for achievement.",
  "The best dividend is a rising stock price.",
  "The market can be irrational, but it is not stupid.",
  "Investing without research is like playing stud poker and never looking at the cards. - Peter Lynch",
  "You don't need to be a rocket scientist. Investing is not a game where the guy with the 160 IQ beats the guy with 130 IQ. - Warren Buffett",
  "Every time you borrow money, you're robbing your future self.",
  "The greatest reward in becoming a millionaire is not the amount of money that you earn. It is the kind of person that you have to become to become a millionaire. - Jim Rohn",
  "If you want to go fast, go alone. If you want to go far, go together.",
  "It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change. - Charles Darwin",
  "Great companies are built on great products.",
  "If you are not failing, you are not innovating enough. - Elon Musk",
  "The wise man builds his house on the rock, not on the sand.",
  "Buy on the cannons, sell on the trumpets.",
  "A diversified portfolio is the key to surviving market storms.",
  "The early bird catches the worm.",
  "Slow and steady wins the race.",
  "Never bet the farm.",
  "A goal is a dream with a deadline. - Napoleon Hill",
  "The most successful investors are the ones who are emotionally detached from their investments.",
  "The market is a pendulum that forever swings between unsustainable optimism and unjustified pessimism. - Benjamin Graham",
  "The key to making money in stocks is not to get scared out of them. - Peter Lynch",
  "A tax on capital gains is a tax on the progress of a country.",
  "Never follow the crowd.",
  "The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack of will. - Vince Lombardi",
  "Do not be embarrassed by your failures, learn from them and start again. - Richard Branson",
  "It’s how you deal with failure that determines how you achieve success.",
  "If you are working on something that you really care about, you don’t have to be pushed. The vision pulls you. - Steve Jobs",
  "The price of inaction is far greater than the cost of a mistake.",
  "The only thing that is constant is change. - Heraclitus",
  "Wealth, after all, is a relative thing, since he that has little and wants less is richer than he that has much and wants more. - Charles Caleb Colton",
  "It's not your salary that makes you rich, it's your spending habits.",
  "A business that makes nothing but money is a poor business. - Henry Ford",
  "I find that the harder I work, the more luck I seem to have. - Thomas Jefferson",
  "You must have a long-term vision to short-term setbacks.",
  "Don't measure your wealth by the money you have, measure it by the things you have that you wouldn't sell for money.",
  "The goal is to have money work for you, not you work for money.",
  "The road to success is always under construction.",
  "He who has health has hope; and he who has hope, has everything. - Thomas Carlyle",
  "A man in debt is so far a slave.",
  "The market is not a place for amateurs.",
  "Liquidity is a coward. It only exists when you don't need it.",
  "Forecasts may tell you a great deal about the forecaster; they tell you nothing about the future. - Warren Buffett",
  "What seems too high and risky to the majority generally goes higher and what seems low and cheap generally goes lower. - William O'Neil",
  "You pay a very high price in the stock market for a cheery consensus. - Warren Buffett",
  "The stock market will always do what it has to do to make the majority of people wrong.",
  "The four most expensive words are 'this time is different'.",
  "It takes a character to sit with all that cash and do nothing. I didn't get to where I am by going after mediocre opportunities. - Charlie Munger",
  "The stock market is a no-called-strike game. You don't have to swing at everything. - Warren Buffett",
  "Trade what you see, not what you think.",
  "No price is too low for a bear or too high for a bull.",
  "If you don't study the great successes, you will learn nothing.",
  "A great business at a fair price is superior to a fair business at a great price. - Charlie Munger",
  "The name of the game is to be a survivor.",
  "Investing is a business of probabilities, not certainties.",
  "The market owes you nothing.",
  "Let your profits run, but don't let them run away.",
  "A rolling stone gathers no moss.",
  "Don't just do something, stand there! - Jack Bogle",
  "The aim of the wise is not to secure pleasure, but to avoid pain. - Aristotle",
  "The stock market is a story. It’s a story about the future.",
  "The first rule of any technology used in a business is that automation applied to an efficient operation will magnify the efficiency. The second is that automation applied to an inefficient operation will magnify the inefficiency. - Bill Gates",
  "You can't connect the dots looking forward; you can only connect them looking backwards. - Steve Jobs",
  "It’s not what you say, it’s what you do.",
  "The markets are a marathon, not a sprint. Pace yourself.",
  "Over-diversification is a protection against ignorance.",
  "If you can't take a small loss, sooner or later you will take the mother of all losses. - Ed Seykota",
  "The trend is your friend, except at the end where it bends.",
  "The best trades are the ones in which you have all three things going for you: fundamentals, technicals, and market tone. - Michael Marcus",
  "It is not the critic who counts... The credit belongs to the man who is actually in the arena. - Theodore Roosevelt",
  "A plan is a list of things that don't happen.",
  "Success is not final, failure is not fatal: it is the courage to continue that counts. - Winston Churchill",
  "The best time for planning a book is while you're doing the dishes. - Agatha Christie",
  "It’s not hard to make decisions when you know what your values are. - Roy Disney",
  "Focus on being productive instead of busy.",
  "The stock market can be a brutal teacher.",
  "The moment you make a mistake, you've got to be honest about it and correct it.",
  "The world is full of obvious things which nobody by any chance ever observes. - Sherlock Holmes",
  "It's the repetition of affirmations that leads to belief. And once that belief becomes a deep conviction, things begin to happen. - Muhammad Ali",
  "The harder the conflict, the more glorious the triumph. - Thomas Paine",
  "You have to be willing to be misunderstood if you're going to innovate. - Jeff Bezos",
  "The biggest financial mistake I've made is not investing in myself sooner.",
  "Control your emotions or they will control your finances.",
  "A thousand-mile journey starts with a single step. A thousand-pound portfolio starts with a single pound.",
  "Don't let the tax tail wag the investment dog. - Warren Buffett",
  "The time of maximum pessimism is the best time to buy. - John Templeton",
  "The only value of stock forecasters is to make fortune-tellers look good.",
  "I am more concerned about the return of my money than the return on my money. - Will Rogers",
  "It's not about timing the market, but about time in the market. - Ken Fisher",
  "The money you have is a tool. The money you want is a dream.",
  "A good company is not necessarily a good investment.",
  "You are your greatest asset. Put your time, effort and money into training, grooming, and encouraging your greatest asset. - Tom Hopkins",
  "Investing is not about beating the markets. It's about meeting your financial goals.",
  "The intelligent investor gets interested in big growth stocks not when they are at their most popular, but when something goes wrong.",
  "You will never have more money than you believe you are worthy of.",
  "The price of anything is the amount of life you exchange for it. - Henry David Thoreau",
  "If you live for having it all, what you have is never enough. - Vicki Robin",
  "The best defence is a good offence. Invest in your financial literacy.",
  "Hope is not a strategy.",
  "A budget is a moral document.",
  "Save for a rainy day.",
  "Look after the pennies and the pounds will look after themselves.",
  "Where there's muck, there's brass.",
  "The stock market is a device to transfer wealth from the active to the patient.",
  "If you can count your money, you don't have a billion dollars. - J. Paul Getty",
  "In this world, nothing can be said to be certain, except death and taxes. - Benjamin Franklin",
  "The rich invest their money and spend what is left. The poor spend their money and invest what is left.",
  "When you know better, you do better.",
  "The stock market is always right, until it is wrong.",
  "Never invest in any idea you can’t illustrate with a crayon. - Peter Lynch",
  "It's not a stock market, it's a market of stocks.",
  "A person's success in life can usually be measured by the number of uncomfortable conversations he or she is willing to have. - Tim Ferriss",
  "Don't be afraid to give up the good to go for the great. - John D. Rockefeller",
  "The stock market is a forward-looking mechanism.",
  "A goal properly set is halfway reached.",
  "Discipline is the bridge between goals and accomplishment. - Jim Rohn",
  "The secret of change is to focus all of your energy, not on fighting the old, but on building the new. - Socrates",
  "The most important investment you can make is in yourself. - Warren Buffett",
  "Successful investing takes time, discipline and patience.",
  "The first wealth is health. - Ralph Waldo Emerson",
  "The stock market is like a roller coaster. If you get on, you know you're going to have ups and downs.",
  "The biggest lesson in investing is that the market is always right.",
  "Investing is simple, but not easy.",
  "The future is uncertain, and that's the good news.",
  "The stock market is not a science, it's an art.",
  "You don't get paid for having an opinion. You get paid for being right.",
  "The game of speculation is the most uniformly fascinating game in the world. But it is not a game for the stupid, the mentally lazy, the person of inferior emotional balance, or the get-rich-quick adventurer. They will die poor. - Jesse Livermore",
  "It's not what happens to you, but how you react to it that matters. - Epictetus",
  "The best preparation for tomorrow is doing your best today.",
  "Quality is never an accident; it is always the result of high intention, sincere effort, intelligent direction and skillful execution.",
  "End the year on a high note by reviewing your financial plan.",
  "The best thing money can buy is financial freedom.",
  "Reflect on your financial wins and losses of the year.",
  "Money grows on the tree of persistence.",
  "Wealth is a mindset. It's not about having a lot of money.",
  "Financial independence is the new retirement.",
  "The greatest legacy you can leave your children is a good financial education.",
  "Plan your work and work your plan.",
  "The market is a great humbler.",
  "Never stop learning, because life never stops teaching.",
  "Set your financial goals for the new year.",
  "Don’t tell me what you value, show me your budget, and I’ll tell you what you value. - Joe Biden"
]