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File size: 72,765 Bytes
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RegTech BR — Hugging Face Space
================================
Compliance analyzer for Brazilian crypto asset regulation.
Uses FAISS RAG + Claude Sonnet 4.6 to produce structured risk assessments.
"""
import os
import sys
import json
import re
import types
import html
import warnings
import unicodedata
import uuid
from pathlib import Path
import numpy as np
import requests
warnings.filterwarnings("ignore", category=DeprecationWarning, message=".*audioop.*")
try:
import audioop as _audioop
sys.modules.setdefault("pyaudioop", _audioop)
except Exception:
dummy_audioop = types.ModuleType("audioop")
sys.modules.setdefault("audioop", dummy_audioop)
sys.modules.setdefault("pyaudioop", dummy_audioop)
import gradio as gr
INDEX_DIR = Path(".")
print("Loading RegTech BR index...", flush=True)
required_files = [
INDEX_DIR / "chunks_meta.jsonl",
INDEX_DIR / "embeddings.npy",
INDEX_DIR / "faiss_index.bin",
]
missing_files = [str(p) for p in required_files if not p.exists()]
if missing_files:
for p in sorted(Path(".").iterdir()):
if p.is_file():
print(f" - {p.name} | {p.stat().st_size / 1024:.2f} KB", flush=True)
raise FileNotFoundError(
"Missing required index files:\n" + "\n".join(missing_files)
)
import faiss
from sentence_transformers import SentenceTransformer
CHUNKS: list[dict] = []
with open(INDEX_DIR / "chunks_meta.jsonl", encoding="utf-8") as f:
for line in f:
line = line.strip()
if line:
CHUNKS.append(json.loads(line))
EMBEDDINGS = np.load(INDEX_DIR / "embeddings.npy")
INDEX = faiss.read_index(str(INDEX_DIR / "faiss_index.bin"))
MODEL = SentenceTransformer("paraphrase-multilingual-MiniLM-L12-v2")
print(f"Index ready — {len(CHUNKS)} chunks, {INDEX.ntotal} vectors", flush=True)
# ============================================================
# Normalization and routing
# ============================================================
def normalize(text: str) -> str:
text = unicodedata.normalize("NFD", text or "")
text = "".join(c for c in text if unicodedata.category(c) != "Mn")
text = text.lower()
text = re.sub(r"[^a-z0-9]+", " ", text)
return re.sub(r"\s+", " ", text).strip()
AUTHORITY_KW = {
"BCB": [
"banco central", "bcb", "bacen", "psav", "psaav",
"prestadora de servicos de ativos virtuais",
"prestadores de servicos de ativos virtuais",
"ativo virtual", "ativos virtuais", "criptoativo", "criptoativos",
"autorizacao", "autorizar", "autorizada",
"cambio", "capital internacional", "mercado de cambio",
"segregacao patrimonial", "segregacao", "patrimonial",
"segregation", "segregate", "segregated", "commingle", "commingled",
"client assets", "customer assets", "customer funds", "own funds",
"custody", "custodial", "safekeeping",
"ativos dos clientes", "ativos de clientes",
"ativos de titularidade dos clientes",
"circular", "resolucao bcb", "instrucao normativa bcb",
],
"CVM": [
"cvm", "comissao de valores", "valores mobiliarios", "valor mobiliario",
"token", "tokens", "security token", "oferta publica",
"oferta publica de distribuicao", "investidor", "dividendos",
"receita da plataforma", "direito de voto", "captar", "captacao",
"rwa", "parecer", "parecer de orientacao",
],
"COAF": [
"coaf", "pessoa exposta politicamente", "pessoas expostas politicamente",
"pep", "politically exposed", "kyc", "conheca seu cliente",
"identificacao do cliente", "cliente anonimo", "anonimo", "anonima",
"prevencao", "lavagem", "terrorismo", "pld", "ftp", "pld ftp", "aml", "cft",
],
}
def detect_language(text: str) -> str:
"""Simple heuristic: if majority of common words are Portuguese, return 'pt', else 'en'."""
pt_markers = ["nossa", "nosso", "não", "nao", "para", "dos", "das", "uma", "com", "são", "sao",
"que", "por", "mas", "como", "qual", "quais", "ativos", "clientes", "serviços",
"empresa", "plataforma", "banco", "central", "criptoativos"]
q = normalize(text)
hits = sum(1 for m in pt_markers if m in q)
return "pt" if hits >= 2 else "en"
SOURCE_KW = {
"lei_14478": ["lei 14 478", "lei 14478", "lei n 14 478", "marco legal", "lei dos criptoativos"],
"decreto_11563": ["decreto 11 563", "decreto 11563", "decreto n 11 563"],
"bcb_circular_3978": ["circular 3978", "circular n 3978", "pld", "ftp", "lavagem", "terrorismo", "kyc", "identificacao do cliente", "anonimo", "anonima"],
"bcb_in701": [
"instrucao normativa 701", "instrucao normativa bcb 701", "certificacao tecnica",
"segregacao", "segregacao patrimonial", "ativos dos clientes",
"ativos virtuais de titularidade dos clientes", "segregation", "segregate",
"client assets", "customer assets", "customer funds", "own funds", "custody"
],
"bcb_res548": [
"resolucao 548", "resolucao bcb 548", "autorizacao psav", "autorizacao", "psav",
"authorization", "formal authorization", "without authorization", "virtual asset service provider",
"segregation", "client assets", "customer assets"
],
"cvm": ["cvm", "valores mobiliarios", "valor mobiliario", "token", "tokens", "oferta publica", "dividendos", "direito de voto"],
"coaf": ["coaf", "pep", "pessoa exposta politicamente", "pessoas expostas politicamente"],
}
def detect_route(query: str) -> dict:
q = normalize(query)
route = {"authority_filters": [], "source_id_contains": [], "query_expansion": []}
if any(normalize(k) in q for k in SOURCE_KW["lei_14478"]):
route["source_id_contains"].append("lei_14478")
route["query_expansion"].extend(["Lei 14.478 de 2022", "marco legal dos criptoativos", "prestadora de serviços de ativos virtuais"])
if any(normalize(k) in q for k in SOURCE_KW["decreto_11563"]):
route["source_id_contains"].append("decreto_11563")
route["query_expansion"].extend(["Decreto 11.563 de 2023", "Banco Central do Brasil", "prestadoras de serviços de ativos virtuais"])
hits = {a: sum(1 for k in kws if normalize(k) in q) for a, kws in AUTHORITY_KW.items()}
max_hits = max(hits.values()) if hits else 0
if max_hits:
route["authority_filters"] = [a for a, h in hits.items() if h == max_hits or h >= 2]
for key, kws in SOURCE_KW.items():
if any(normalize(k) in q for k in kws):
route["source_id_contains"].append(key)
if any(t in q for t in [
"segregacao", "patrimonial", "ativos dos clientes", "ativos de clientes",
"segregation", "segregate", "segregated", "client assets", "customer assets",
"customer funds", "own funds", "commingle", "commingled", "custody"
]):
route["authority_filters"].append("BCB")
route["source_id_contains"].extend(["bcb_in701", "bcb_res548", "lei_14478", "decreto_11563"])
route["query_expansion"].extend([
"segregação patrimonial de ativos virtuais",
"segregation of client assets",
"client assets must be segregated from own funds",
"ativos de titularidade da instituição",
"ativos de titularidade de clientes e usuários",
"prestadora de serviços de ativos virtuais"
])
if any(t in q for t in [
"sem autorizacao", "autorizacao", "banco central", "psav",
"without authorization", "formal authorization", "authorization", "authorisation",
"central bank", "virtual asset service provider", "vasp"
]):
route["authority_filters"].append("BCB")
route["source_id_contains"].extend(["bcb_res548", "bcb_in701", "lei_14478", "decreto_11563"])
route["query_expansion"].extend(["autorização para prestadora de serviços de ativos virtuais", "Banco Central do Brasil", "PSAV", "Resolução BCB 548"])
if any(t in q for t in ["kyc", "anonimo", "anonima", "identificacao", "lavagem"]):
route["authority_filters"].extend(["BCB", "COAF"])
route["source_id_contains"].extend(["bcb_circular_3978", "coaf_res036"])
route["query_expansion"].extend(["identificação e qualificação de clientes", "cliente anônimo", "prevenção à lavagem de dinheiro", "financiamento do terrorismo"])
for key in ["authority_filters", "source_id_contains", "query_expansion"]:
route[key] = list(dict.fromkeys(route[key]))
return route
def route_boost(chunk: dict, route: dict) -> float:
boost = 0.0
source_id = normalize(str(chunk.get("source_id", "")))
authority = chunk.get("authority")
for token in route.get("source_id_contains", []):
token_norm = normalize(str(token))
if token_norm and token_norm in source_id:
boost += 0.35
if authority in route.get("authority_filters", []):
boost += 0.08
return min(boost, 0.55)
def lexical_boost(query_norm: str, chunk: dict) -> float:
tags = chunk.get("tags", [])
if not isinstance(tags, list):
tags = [str(tags)]
parts = " ".join([str(chunk.get("source_id", "")), str(chunk.get("source_label", "")), str(chunk.get("authority", "")), " ".join(str(t) for t in tags), str(chunk.get("text", ""))])
chunk_norm = normalize(parts)
terms = [t for t in query_norm.split() if len(t) >= 4]
if not terms:
return 0.0
unique_terms = list(dict.fromkeys(terms))
hits = sum(1 for t in unique_terms if t in chunk_norm)
return min(0.12, hits / max(6, len(unique_terms)) * 0.12)
def retrieve(query: str, top_k: int = 6) -> list[dict]:
route = detect_route(query)
expanded = query + "\n" + "\n".join(route.get("query_expansion", []))
q_vec = MODEL.encode([expanded], normalize_embeddings=True, convert_to_numpy=True).astype(np.float32)
k_search = min(len(CHUNKS), max(top_k * 20, 30))
scores, indices = INDEX.search(q_vec, k_search)
query_norm = normalize(expanded)
ranked = []
for score, idx in zip(scores[0], indices[0]):
if idx < 0:
continue
semantic_score = float(score)
if semantic_score < 0.20:
continue
chunk = CHUNKS[int(idx)].copy()
final_score = semantic_score + lexical_boost(query_norm, chunk) + route_boost(chunk, route)
chunk["_score"] = semantic_score
chunk["_final"] = final_score
ranked.append(chunk)
ranked.sort(key=lambda r: float(r.get("_final", 0.0)), reverse=True)
seen = set()
unique = []
for r in ranked:
raw_cid = r.get("chunk_id", r.get("source_id", "unknown"))
try:
cid = json.dumps(raw_cid, sort_keys=True, ensure_ascii=False, default=str)
except Exception:
cid = str(raw_cid)
if cid not in seen:
seen.add(cid)
unique.append(r)
return unique[:top_k]
def format_context(results: list[dict]) -> str:
lines = []
for i, r in enumerate(results, 1):
article = f" — {r['article_hint']}" if r.get("article_hint") else ""
norm = f" [{r['normative_reference_hint']}]" if r.get("normative_reference_hint") else ""
lines.append(
f"[SOURCE {i}] {r.get('source_label', '')}{article}{norm}\n"
f"Source ID: {r.get('source_id', '?')} | Authority: {r.get('authority', '?')} | Score: {float(r.get('_final', 0.0)):.3f}\n"
f"{str(r.get('text', ''))[:700]}..."
)
return "\n\n---\n\n".join(lines)
# ============================================================
# Claude API
# ============================================================
SYSTEM = """You are RegTech BR, a specialist AI in Brazilian crypto asset regulation.
Analyze the compliance query and produce a structured JSON assessment.
Respond ONLY with valid JSON — no markdown fences.
Use EXACTLY these snake_case keys:
{
"risk_level": "LOW | MEDIUM | HIGH | UNCLEAR",
"compliance_status": "COMPLIANT | NON-COMPLIANT | REQUIRES_REVIEW | INSUFFICIENT_INFO",
"applicable_regulations": ["list of regulation names"],
"relevant_articles": ["list of specific article references"],
"finding": "2-5 sentence assessment",
"corrective_action": "specific steps or 'No action required'",
"confidence": "HIGH | MEDIUM | LOW",
"authority": "BCB | CVM | COAF | mixed | federal",
"suggested_followups": ["3 short follow-up questions in the same language as the query"]
}
Rules:
- Always populate applicable_regulations and relevant_articles as non-empty arrays.
- Use only regulation/article references present in the retrieved context.
- If an exact article is unclear, cite the closest source/article_hint from the retrieved context instead of leaving the array empty.
- If the query describes operating without required authorization, flag high risk.
- If the query describes weak KYC or anonymous transactions, flag high risk.
- If the query describes no segregation of client assets, flag high risk.
- If the query describes tokens with dividends, voting rights, or public fundraising, flag CVM securities risk.
- Base the answer strictly on the retrieved regulatory context.
- Always add a "suggested_followups" key: an array of 3 short follow-up questions in the SAME language as the query (Portuguese or English). Each question should explore a related compliance angle not yet covered by the finding.
"""
def extract_json_object(raw: str) -> str:
raw = (raw or "").strip()
raw = re.sub(r"^```(?:json)?", "", raw, flags=re.IGNORECASE).strip()
raw = re.sub(r"```$", "", raw).strip()
if raw.startswith("{") and raw.endswith("}"):
return raw
start = raw.find("{")
end = raw.rfind("}")
if start >= 0 and end > start:
return raw[start:end + 1]
return raw
# ============================================================
# Claude output normalization and safety fallback
# ============================================================
KEY_ALIASES = {
"risk_level": [
"risk_level", "riskLevel", "risk", "level", "nivel_risco", "nível_risco",
"nivel_de_risco", "nível_de_risco",
],
"compliance_status": [
"compliance_status", "complianceStatus", "status", "compliance",
"status_conformidade", "conformidade",
],
"applicable_regulations": [
"applicable_regulations", "applicableRegulations", "applicable regulation",
"applicable regulations", "regulations", "regulation", "laws", "legal_basis",
"legalBasis", "normas_aplicaveis", "normas_aplicáveis", "regulacoes_aplicaveis",
"regulações_aplicáveis", "regulamentacoes", "regulamentações",
],
"relevant_articles": [
"relevant_articles", "relevantArticles", "relevant articles", "articles",
"article_references", "legal_references", "citations", "references",
"artigos_relevantes", "artigos", "dispositivos", "dispositivos_relevantes",
],
"finding": [
"finding", "findings", "assessment", "analysis", "analise", "análise",
"conclusao", "conclusão", "avaliacao", "avaliação",
],
"corrective_action": [
"corrective_action", "correctiveAction", "action", "recommended_action",
"recommendation", "recomendacao", "recomendação", "acao_corretiva", "ação_corretiva",
],
"confidence": [
"confidence", "confidence_level", "confidenceLevel", "confianca", "confiança",
],
"authority": [
"authority", "authority_type", "regulator", "agency", "orgao", "órgão",
"autoridade", "autoridade_competente",
],
}
def _norm_key(key: str) -> str:
key = unicodedata.normalize("NFD", str(key or ""))
key = "".join(c for c in key if unicodedata.category(c) != "Mn")
key = re.sub(r"[^a-zA-Z0-9]+", "_", key).strip("_").lower()
return key
def _lookup_alias(data: dict, canonical_key: str):
if not isinstance(data, dict):
return None
direct_aliases = KEY_ALIASES.get(canonical_key, [])
for alias in direct_aliases:
if alias in data:
return data.get(alias)
norm_to_original = {_norm_key(k): k for k in data.keys()}
for alias in direct_aliases:
norm_alias = _norm_key(alias)
if norm_alias in norm_to_original:
return data.get(norm_to_original[norm_alias])
return None
def as_list(value) -> list[str]:
"""Coerce Claude output into a clean list of strings.
Handles arrays, strings, numbers, and arrays of objects such as:
[{"name": "Lei 14.478/2022"}, {"article": "Art. 7º"}]
"""
if value is None:
return []
if isinstance(value, list):
out = []
for item in value:
out.extend(as_list(item))
return list(dict.fromkeys([str(v).strip() for v in out if str(v).strip()]))
if isinstance(value, dict):
preferred = [
"name", "title", "reference", "article", "regulation", "law",
"text", "label", "value", "source", "source_label",
]
for key in preferred:
if key in value and value[key]:
return as_list(value[key])
return [
"; ".join(f"{k}: {v}" for k, v in value.items() if v)
]
text_value = str(value).strip()
if not text_value:
return []
return [text_value]
def infer_regulations_from_results(results: list[dict], max_items: int = 4) -> list[str]:
regs = []
for r in results or []:
label = str(r.get("source_label") or "").strip()
norm_ref = str(r.get("normative_reference_hint") or "").strip()
source_id = str(r.get("source_id") or "").strip()
if label:
item = label
if norm_ref and norm_ref not in item:
item = f"{item} — {norm_ref}"
elif norm_ref:
item = norm_ref
else:
item = source_id
if item:
regs.append(item)
return list(dict.fromkeys(regs))[:max_items]
def infer_articles_from_results(results: list[dict], max_items: int = 6) -> list[str]:
articles = []
for r in results or []:
article = str(r.get("article_hint") or "").strip()
norm_ref = str(r.get("normative_reference_hint") or "").strip()
label = str(r.get("source_label") or "").strip()
source_id = str(r.get("source_id") or "").strip()
if article and norm_ref:
item = f"{norm_ref} — {article}"
elif article and label:
item = f"{label} — {article}"
elif article:
item = article
elif norm_ref:
item = norm_ref
elif source_id:
item = source_id
else:
item = ""
if item:
articles.append(item)
return list(dict.fromkeys(articles))[:max_items]
def canonicalize_report(report: dict, results: list[dict]) -> dict:
"""Normalize Claude response keys and guarantee non-empty legal-reference arrays."""
if not isinstance(report, dict):
report = {}
canonical = dict(report)
for key in KEY_ALIASES:
value = _lookup_alias(report, key)
if value is not None:
canonical[key] = value
canonical["risk_level"] = str(canonical.get("risk_level", "UNCLEAR")).upper().replace("-", "_")
canonical["compliance_status"] = (
str(canonical.get("compliance_status", "INSUFFICIENT_INFO"))
.upper()
.replace("_", "-")
)
canonical["confidence"] = str(canonical.get("confidence", "LOW")).upper()
regs = as_list(canonical.get("applicable_regulations"))
if not regs:
regs = infer_regulations_from_results(results)
print(
"[WARN] applicable_regulations empty or missing in Claude response; "
f"filled from retrieved sources: {regs}",
flush=True,
)
articles = as_list(canonical.get("relevant_articles"))
if not articles:
articles = infer_articles_from_results(results)
print(
"[WARN] relevant_articles empty or missing in Claude response; "
f"filled from retrieved sources: {articles}",
flush=True,
)
canonical["applicable_regulations"] = regs
canonical["relevant_articles"] = articles
if not canonical.get("finding"):
canonical["finding"] = "Assessment generated from the retrieved regulatory context."
if not canonical.get("corrective_action"):
canonical["corrective_action"] = "Review the cited regulatory sources and update the compliance procedure accordingly."
if not canonical.get("authority"):
authorities = [str(r.get("authority")) for r in results or [] if r.get("authority")]
canonical["authority"] = "mixed" if len(set(authorities)) > 1 else (authorities[0] if authorities else "?")
return canonical
def debug_print_claude(raw: str, clean: str, parsed: dict | None = None) -> None:
print("\n" + "=" * 72, flush=True)
print("CLAUDE RAW RESPONSE START", flush=True)
print(raw or "<EMPTY RAW RESPONSE>", flush=True)
print("CLAUDE RAW RESPONSE END", flush=True)
print("-" * 72, flush=True)
print("CLAUDE EXTRACTED JSON START", flush=True)
print(clean or "<EMPTY EXTRACTED JSON>", flush=True)
print("CLAUDE EXTRACTED JSON END", flush=True)
if isinstance(parsed, dict):
print("-" * 72, flush=True)
print(f"CLAUDE PARSED KEYS: {sorted(parsed.keys())}", flush=True)
print(
"CLAUDE LEGAL ARRAYS: "
f"applicable_regulations={parsed.get('applicable_regulations')!r}; "
f"relevant_articles={parsed.get('relevant_articles')!r}",
flush=True,
)
print("=" * 72 + "\n", flush=True)
def call_claude(query: str, context: str) -> dict | None:
api_key = os.environ.get("ANTHROPIC_API_KEY", "")
if not api_key:
print("Missing ANTHROPIC_API_KEY.", flush=True)
return None
prompt = (
f"COMPLIANCE QUERY:\n{query}\n\n"
f"REGULATORY CONTEXT:\n\n{context}\n\n"
"Produce a structured compliance assessment. "
"Return ONLY valid JSON using EXACTLY these keys: "
"risk_level, compliance_status, applicable_regulations, relevant_articles, "
"finding, corrective_action, confidence, authority, suggested_followups. "
"The arrays applicable_regulations, relevant_articles, and suggested_followups must be non-empty."
)
try:
response = requests.post(
"https://api.anthropic.com/v1/messages",
headers={
"Content-Type": "application/json",
"x-api-key": api_key,
"anthropic-version": "2023-06-01",
},
json={
"model": "claude-sonnet-4-20250514",
"max_tokens": 1400,
"system": SYSTEM,
"messages": [{"role": "user", "content": prompt}],
},
timeout=90,
)
print(f"Claude HTTP status: {response.status_code}", flush=True)
response.raise_for_status()
payload = response.json()
raw = "".join(
block.get("text", "")
for block in payload.get("content", [])
if block.get("type") == "text"
)
clean = extract_json_object(raw)
try:
parsed = json.loads(clean)
debug_print_claude(raw, clean, parsed)
return parsed
except json.JSONDecodeError as json_exc:
debug_print_claude(raw, clean, None)
print(f"Claude JSON parse error: {json_exc}", flush=True)
return None
except Exception as exc:
print(f"Claude error: {type(exc).__name__}: {exc}", flush=True)
return None
# ============================================================
# HTML rendering
# ============================================================
RISK_COLOR = {
"HIGH": "#dc2626",
"MEDIUM": "#d97706",
"LOW": "#16a34a",
"UNCLEAR": "#6b7280",
}
STATUS_ICON = {
"NON-COMPLIANT": "⛔",
"COMPLIANT": "✅",
"REQUIRES_REVIEW": "⚠️",
"INSUFFICIENT_INFO": "❓",
}
def esc(value) -> str:
return html.escape("" if value is None else str(value))
def render_value_rows(items, accent: str, empty_label: str) -> str:
"""Render legal references without ul/li, because Gradio/theme CSS can hide list items."""
values = as_list(items)
if not values:
values = [empty_label]
accent = "#94a3b8"
rows = []
for item in values:
rows.append(
f"""
<div style="display:flex;align-items:flex-start;gap:0.55rem;
margin:0.35rem 0;padding:0.45rem 0.55rem;border-radius:6px;
background:#0f172a;border:1px solid #334155;overflow:visible">
<span style="color:{accent};font-weight:700;line-height:1.35;flex:0 0 auto">•</span>
<span style="color:{accent};font-size:0.82rem;line-height:1.45;
white-space:normal;word-break:break-word;overflow-wrap:anywhere;display:block">{esc(item)}</span>
</div>
"""
)
return "".join(rows)
def render_followups(followups: list, lang: str = "en") -> str:
"""Render suggested follow-up questions as clickable chips below the evidence."""
items = [str(f).strip() for f in (followups or []) if str(f).strip()]
if not items:
return ""
label = "Explore related questions" if lang == "en" else "Explorar questões relacionadas"
chips = "".join(
f"""<div onclick="
var tb = document.querySelector('.query-box textarea');
if(tb){{tb.value={json.dumps(item)};tb.dispatchEvent(new Event('input',{{bubbles:true}}));}}
" style="cursor:pointer;background:#0f172a;border:1px solid #1e3a5f;border-radius:8px;
padding:0.6rem 0.9rem;margin:0.35rem 0;color:#93c5fd;font-size:0.82rem;
font-family:'IBM Plex Mono',monospace;line-height:1.45;
transition:border-color 0.15s,background 0.15s"
onmouseover="this.style.borderColor='#38bdf8';this.style.background='#172554'"
onmouseout="this.style.borderColor='#1e3a5f';this.style.background='#0f172a'">
<span style="color:#475569;margin-right:0.4rem">→</span>{esc(item)}
</div>"""
for item in items[:4]
)
return f"""
<div style="font-family:'IBM Plex Mono',monospace;background:#0a0f1e;border:1px solid #172554;
border-radius:12px;padding:1rem 1.1rem;margin-top:0.5rem">
<div style="color:#475569;font-size:0.72rem;text-transform:uppercase;
letter-spacing:0.12em;margin-bottom:0.6rem">{esc(label)}</div>
{chips}
</div>
"""
def render_report(report: dict, query: str, results: list[dict]) -> str:
risk = str(report.get("risk_level", "UNCLEAR")).upper()
status = str(report.get("compliance_status", "INSUFFICIENT_INFO")).upper().replace("_", "-")
confidence = str(report.get("confidence", "LOW")).upper()
authority = str(report.get("authority", "?"))
color = RISK_COLOR.get(risk, "#6b7280")
icon = STATUS_ICON.get(status, "❓")
regs_items = as_list(report.get("applicable_regulations"))
arts_items = as_list(report.get("relevant_articles"))
print(
"RENDER LEGAL ARRAYS: "
f"regulations_count={len(regs_items)}; articles_count={len(arts_items)}; "
f"regulations={regs_items!r}; articles={arts_items!r}",
flush=True,
)
regs_html = render_value_rows(regs_items, "#93c5fd", "Not specified by Claude or fallback")
arts_html = render_value_rows(arts_items, "#86efac", "Not specified by Claude or fallback")
seen_src = set()
unique_results = []
for r in results:
sid = str(r.get("source_id", ""))
if sid not in seen_src:
seen_src.add(sid)
unique_results.append(r)
srcs = "".join(
f'<span style="background:#1e3a5f;color:#bfdbfe;padding:3px 9px;'
f'border-radius:5px;font-size:0.75rem;margin:3px;display:inline-block;'
f'border:1px solid #2563eb">{esc(r.get("source_id", ""))}</span>'
for r in unique_results
)
finding = esc(report.get("finding", "—"))
corrective_action = esc(report.get("corrective_action", "—"))
return f"""
<div style="font-family:'IBM Plex Mono',monospace;background:#0f172a;color:#e2e8f0;
padding:1.5rem;border-radius:12px;border:1px solid #1e3a5f;line-height:1.6;
overflow:visible">
<div style="display:flex;gap:1rem;align-items:center;margin-bottom:1.2rem;flex-wrap:wrap">
<span style="background:{color};color:#fff;padding:4px 14px;border-radius:6px;
font-weight:700;font-size:0.9rem;letter-spacing:0.05em">
{esc(risk)} RISK
</span>
<span style="background:#1e293b;color:#e2e8f0;padding:4px 14px;border-radius:6px;
font-size:0.9rem;border:1px solid #334155">
{icon} {esc(status)}
</span>
<span style="color:#cbd5e1;font-size:0.8rem">
confidence: {esc(confidence)} · authority: {esc(authority)}
</span>
</div>
<div style="background:#1e293b;border-radius:8px;padding:1rem;margin-bottom:1rem;
border-left:3px solid {color}">
<div style="color:#cbd5e1;font-size:0.75rem;text-transform:uppercase;
letter-spacing:0.1em;margin-bottom:0.5rem">Finding</div>
<div style="color:#f8fafc;font-size:0.88rem">{finding}</div>
</div>
<div style="background:#1e293b;border-radius:8px;padding:1rem;margin-bottom:1rem">
<div style="color:#cbd5e1;font-size:0.75rem;text-transform:uppercase;
letter-spacing:0.1em;margin-bottom:0.5rem">Corrective Action</div>
<div style="color:#f8fafc;font-size:0.88rem">{corrective_action}</div>
</div>
<div style="display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));
gap:1rem;margin-bottom:1rem;align-items:start;overflow:visible">
<div style="background:#1e293b;border-radius:8px;padding:1rem;min-height:96px;
border:1px solid #334155;overflow:visible">
<div style="color:#cbd5e1;font-size:0.75rem;text-transform:uppercase;
letter-spacing:0.1em;margin-bottom:0.65rem">Applicable Regulations</div>
<div style="display:block;overflow:visible">{regs_html}</div>
</div>
<div style="background:#1e293b;border-radius:8px;padding:1rem;min-height:96px;
border:1px solid #334155;overflow:visible">
<div style="color:#cbd5e1;font-size:0.75rem;text-transform:uppercase;
letter-spacing:0.1em;margin-bottom:0.65rem">Relevant Articles</div>
<div style="display:block;overflow:visible">{arts_html}</div>
</div>
</div>
<div style="margin-top:0.8rem">
<div style="color:#cbd5e1;font-size:0.7rem;text-transform:uppercase;
letter-spacing:0.1em;margin-bottom:0.4rem">Sources retrieved</div>
{srcs}
</div>
</div>
"""
def render_error(msg: str) -> str:
return f"""
<div style="background:#1c1917;color:#fca5a5;padding:1.2rem;border-radius:8px;
border:1px solid #7f1d1d;font-family:monospace">
⚠️ {esc(msg)}
</div>
"""
def render_evidence_summary(results: list[dict]) -> str:
"""Render a compact, visible summary of the retrieved RAG evidence."""
if not results:
return """
<div style="font-family:'IBM Plex Mono',monospace;background:#0f172a;color:#94a3b8;
padding:1rem;border-radius:10px;border:1px solid #1e3a5f;margin-top:0.8rem">
No retrieved evidence to display.
</div>
"""
rows = []
for i, r in enumerate(results, 1):
source_id = esc(r.get("source_id", "unknown"))
authority = esc(r.get("authority", "?"))
article = esc(r.get("article_hint", "—") or "—")
norm = esc(r.get("normative_reference_hint", "") or "")
score = f"{float(r.get('_final', 0.0)):.3f}"
text = esc(str(r.get("text", ""))[:260].strip())
norm_line = f" · {norm}" if norm else ""
rows.append(f"""
<div style="background:#111827;border:1px solid #26364f;border-radius:8px;
padding:0.85rem;margin:0.55rem 0">
<div style="display:flex;gap:0.5rem;align-items:center;flex-wrap:wrap;margin-bottom:0.35rem">
<span style="color:#e2e8f0;font-weight:700">SOURCE {i}</span>
<span style="background:#1e3a5f;color:#93c5fd;padding:2px 8px;border-radius:4px;font-size:0.72rem">{source_id}</span>
<span style="color:#94a3b8;font-size:0.72rem">{authority} · {article}{norm_line} · score {score}</span>
</div>
<div style="color:#cbd5e1;font-size:0.78rem;line-height:1.55">{text}...</div>
</div>
""")
return f"""
<div style="font-family:'IBM Plex Mono',monospace;background:#0f172a;color:#e2e8f0;
padding:1rem;border-radius:12px;border:1px solid #1e3a5f;margin:1rem 0">
<div style="color:#94a3b8;font-size:0.75rem;text-transform:uppercase;
letter-spacing:0.1em;margin-bottom:0.4rem">
Evidence retrieved from RAG
</div>
<div style="color:#64748b;font-size:0.74rem;margin-bottom:0.5rem">
Compact view of the chunks used as context for Claude. The full raw context remains available below.
</div>
{''.join(rows)}
</div>
"""
# ============================================================
# Gradio app
# ============================================================
def build_dynamic_scenarios(max_items: int = 9) -> list[str]:
"""Build UI scenarios from the currently loaded regulatory index.
This keeps the dropdown aligned with the corpus mounted in the Space.
When the raw regulations/index are updated, the scenario list changes
without manually editing fixed example strings.
"""
corpus_parts = []
for c in CHUNKS:
tags = c.get("tags", [])
if not isinstance(tags, list):
tags = [tags]
corpus_parts.extend([
str(c.get("source_id", "")),
str(c.get("source_label", "")),
str(c.get("authority", "")),
str(c.get("article_hint", "")),
str(c.get("normative_reference_hint", "")),
" ".join(str(t) for t in tags),
str(c.get("text", ""))[:900],
])
corpus_blob = normalize(" ".join(corpus_parts))
source_ids = {str(c.get("source_id", "")) for c in CHUNKS}
def has_any(*terms: str) -> bool:
return any(normalize(t) in corpus_blob for t in terms if t)
def has_source(*tokens: str) -> bool:
return any(any(tok in sid for sid in source_ids) for tok in tokens)
scenarios: list[str] = []
def add_when(condition: bool, text: str) -> None:
if condition and text not in scenarios:
scenarios.append(text)
# Corpus-driven regulatory themes. These appear only when the loaded
# index contains matching rules/sources, so they evolve with the corpus.
add_when(
has_source("bcb_res548") or has_any("autorizacao", "psav", "prestadora de servicos de ativos virtuais"),
"A crypto platform wants to operate exchange, custody, or intermediation services in Brazil before formal BCB authorization. What is the compliance risk?",
)
add_when(
has_source("bcb_res520", "bcb_in701") or has_any("segregacao patrimonial", "ativos de titularidade dos clientes", "client assets"),
"A PSAV keeps client virtual assets in wallets or accounts mixed with its own corporate treasury. Which segregation and custody obligations should be checked?",
)
add_when(
has_source("bcb_in701") or has_any("certificacao tecnica", "instrucao normativa bcb 701"),
"A PSAV is preparing its technical certification package for BCB review. Which governance, security, and operational evidence should be validated?",
)
add_when(
has_source("bcb_circular_3978") or has_any("pld", "ftp", "lavagem", "terrorismo", "kyc", "cliente anonimo"),
"A crypto service allows simplified onboarding and small anonymous transfers. Which AML/CFT and customer identification controls are required?",
)
add_when(
has_any("cvm", "valores mobiliarios", "oferta publica", "dividendos", "direito de voto", "token"),
"A token pays revenue share, grants voting rights, and will be publicly offered to Brazilian investors. Is there CVM securities risk?",
)
add_when(
has_any("coaf", "pessoa exposta politicamente", "pep"),
"A customer is a politically exposed person using a crypto platform. What enhanced due diligence or reporting obligations may apply?",
)
add_when(
has_any("cambio", "capital internacional", "cross border", "stablecoin", "pagamento internacional"),
"A platform uses stablecoins or crypto rails for cross-border payments and FX-like settlement. Which Brazilian regulatory perimeter should be assessed?",
)
add_when(
has_any("diretor responsavel", "responsavel por pld", "responsavel formalmente designado", "governanca"),
"A crypto platform has no formally appointed officer responsible for AML/CFT and compliance controls. What is the regulatory exposure?",
)
# Add source-specific scenarios so newly added documents can appear in the UI
# even before a custom scenario rule is written for them.
latest_by_source: dict[str, dict] = {}
for c in CHUNKS:
sid = str(c.get("source_id", "")).strip()
if sid and sid not in latest_by_source:
latest_by_source[sid] = c
priority_terms = ["2026", "2025", "psav", "bcb", "cvm", "coaf", "lei_14478", "decreto_11563"]
def source_priority(item: tuple[str, dict]) -> tuple[int, str]:
sid, c = item
hay = normalize(" ".join([
sid,
str(c.get("source_label", "")),
str(c.get("normative_reference_hint", "")),
]))
score = sum(1 for t in priority_terms if normalize(t) in hay)
return (-score, sid)
for sid, c in sorted(latest_by_source.items(), key=source_priority):
if len(scenarios) >= max_items:
break
label = str(c.get("source_label", "") or sid).strip()
article = str(c.get("article_hint", "") or "").strip()
authority = str(c.get("authority", "") or "").strip()
article_part = f", especially {article}" if article else ""
authority_part = f" ({authority})" if authority else ""
text = (
f"Review a crypto compliance issue under {label}{authority_part}{article_part}. "
"Which obligations, risks, and corrective actions should be checked?"
)
if text not in scenarios:
scenarios.append(text)
fallback = [
"Describe a crypto product, policy, or control gap and assess which Brazilian crypto regulations may apply.",
"Review whether a virtual asset service provider needs BCB authorization, AML/CFT controls, or CVM analysis.",
]
return (scenarios or fallback)[:max_items]
SCENARIOS = build_dynamic_scenarios()
def scenario_note(message: str, color: str = "#94a3b8") -> str:
return (
f"<div style='color:{color};font-size:0.76rem;"
"font-family:IBM Plex Mono,monospace;margin-top:0.35rem'>"
f"{esc(message)}"
"</div>"
)
def load_next_scenario(cursor: int | None) -> tuple[str, dict, int, str]:
"""Cycle through generated scenarios one by one.
Each click loads a different scenario into the query box, updates the
dropdown selection, and advances the internal cursor. This avoids the
previous behavior where the same selected scenario was repeatedly copied.
"""
choices = build_dynamic_scenarios()
if not choices:
return (
"",
gr.update(choices=[], value=None),
0,
scenario_note("No scenarios were generated from the current index.", "#fca5a5"),
)
try:
idx = int(cursor or 0) % len(choices)
except Exception:
idx = 0
scenario = choices[idx]
next_cursor = (idx + 1) % len(choices)
note = scenario_note(
f"Loaded scenario {idx + 1}/{len(choices)}. Click Load next scenario to rotate to another issue."
)
return scenario, gr.update(choices=choices, value=scenario), next_cursor, note
def refresh_scenarios() -> tuple[dict, int, str]:
choices = build_dynamic_scenarios()
note = scenario_note(
f"Regenerated {len(choices)} scenarios from the currently loaded regulatory index. "
"To reflect new laws or resolutions, update the corpus/index first, then restart or refresh."
)
return gr.update(choices=choices, value=None), 0, note
def infer_followups(query: str, results: list[dict], lang: str = "en") -> list[str]:
"""Fallback follow-up questions when Claude omits suggested_followups."""
source_blob = normalize(" ".join(str(r.get("source_id", "")) + " " + str(r.get("source_label", "")) for r in results or []))
if lang == "pt":
base = [
"Quais documentos e evidências seriam necessários para demonstrar conformidade ao regulador?",
"Há risco de enquadramento simultâneo por BCB, CVM ou COAF neste caso?",
"Quais controles internos deveriam ser priorizados antes de continuar a operação?",
]
if "cvm" in source_blob:
base.insert(0, "Esse produto pode ser tratado como valor mobiliário ou oferta pública sujeita à CVM?")
if "coaf" in source_blob or "3978" in source_blob:
base.insert(0, "Quais obrigações de PLD/FTP, KYC e comunicação devem ser avaliadas?")
if "548" in source_blob or "psav" in source_blob:
base.insert(0, "A atividade exige autorização prévia do Banco Central como PSAV?")
return list(dict.fromkeys(base))[:3]
base = [
"Which documents and evidence would be needed to demonstrate compliance to the regulator?",
"Is there simultaneous BCB, CVM, or COAF perimeter risk in this case?",
"Which internal controls should be prioritized before continuing the operation?",
]
if "cvm" in source_blob:
base.insert(0, "Could this product be treated as a security or public offering subject to CVM oversight?")
if "coaf" in source_blob or "3978" in source_blob:
base.insert(0, "Which AML/CFT, KYC, and reporting obligations should be assessed?")
if "548" in source_blob or "psav" in source_blob:
base.insert(0, "Does this activity require prior BCB authorization as a PSAV?")
return list(dict.fromkeys(base))[:3]
def write_context_file(query: str, context: str, results: list[dict], report: dict | None = None) -> str:
"""Write the full RAG context to a downloadable text file for audit/debug use."""
out_dir = Path(os.environ.get("REGTECH_CONTEXT_DIR", "/tmp/regtech_br_contexts"))
out_dir.mkdir(parents=True, exist_ok=True)
out_path = out_dir / f"regtech_br_retrieved_context_{uuid.uuid4().hex[:10]}.txt"
source_lines = []
for i, r in enumerate(results or [], 1):
source_lines.append(
f"[{i}] source_id={r.get('source_id', '?')} | "
f"authority={r.get('authority', '?')} | "
f"article_hint={r.get('article_hint', '') or '—'} | "
f"normative_reference_hint={r.get('normative_reference_hint', '') or '—'} | "
f"score={float(r.get('_final', 0.0)):.3f}"
)
report_json = json.dumps(report or {}, ensure_ascii=False, indent=2, default=str)
sources_summary = "\n".join(source_lines)
content = f"""RegTech BR — Retrieved Regulatory Context
=========================================
Compliance query
----------------
{query}
Structured assessment JSON
--------------------------
{report_json}
Retrieved sources summary
-------------------------
{sources_summary}
Full raw RAG context
--------------------
{context}
"""
out_path.write_text(content, encoding="utf-8")
return str(out_path)
def render_context_download(path: str) -> str:
"""Render a lightweight download card without gr.File.
Gradio 4.44.0 can crash while generating API metadata for gr.File
on Spaces. A plain HTML link avoids that schema bug.
The launch() call exposes REGTECH_CONTEXT_DIR through allowed_paths.
"""
if not path:
return ""
safe_path = esc(path)
filename = esc(Path(path).name)
return f"""
<div style="font-family:'IBM Plex Mono',monospace;background:#0f172a;color:#e2e8f0;
padding:0.9rem 1rem;border-radius:10px;border:1px solid #1e3a5f;
margin:0.8rem 0">
<div style="color:#94a3b8;font-size:0.72rem;text-transform:uppercase;
letter-spacing:0.1em;margin-bottom:0.35rem">
Download audit context
</div>
<div style="color:#64748b;font-size:0.74rem;margin-bottom:0.55rem">
Full raw retrieved regulatory context exported as a text file.
</div>
<a href="/file={safe_path}" download="{filename}"
style="display:inline-block;background:#1e3a5f;color:#bfdbfe;border:1px solid #2563eb;
border-radius:6px;padding:0.45rem 0.7rem;text-decoration:none;font-size:0.78rem">
Download {filename}
</a>
</div>
"""
def make_followup_button_updates(followups: list[str], lang: str):
"""Prepare a compact recommendation panel using real Gradio buttons.
Native Radio cards can inherit light theme styles in Spaces, making text
difficult to read on a dark UI. Buttons give stable contrast and make the
interaction clearer: each recommendation is a next-search action.
"""
items = [str(f).strip() for f in followups if str(f).strip()][:3]
visible = bool(items)
if lang == "pt":
title = "Pesquise mais com estas recomendações"
subtitle = "Clique em uma recomendação para carregá-la no campo principal. Depois, execute Analyze para fazer uma nova busca RAG."
else:
title = "Research further with these recommendations"
subtitle = "Click a recommendation to load it into the main input. Then run Analyze to start a new RAG search."
header = f"""
<div class="followup-panel-copy followup-panel-shell">
<div class="followup-panel-kicker">{esc(title)}</div>
<div class="followup-panel-subtitle">{esc(subtitle)}</div>
</div>
""" if visible else ""
button_updates = []
for i in range(3):
if i < len(items):
button_updates.append(gr.update(value=f"→ {items[i]}", visible=True))
else:
button_updates.append(gr.update(value="", visible=False))
return gr.update(value=header, visible=visible), items, *button_updates
def render_followup_detail(selected: str, original_query: str = "") -> str:
"""Render an explanatory card when a recommendation is selected."""
selected = str(selected or "").strip()
original_query = str(original_query or "").strip()
if not selected:
return ""
lang = detect_language(original_query or selected)
title = "Investigação recomendada" if lang == "pt" else "Recommended next investigation"
subtitle = (
"A recomendação foi carregada no campo principal. Clique em Analyze para pesquisar esse novo ângulo no índice regulatório."
if lang == "pt"
else "The recommendation was loaded into the main input. Click Analyze to search this new angle in the regulatory index."
)
original_label = "Prompt inicial" if lang == "pt" else "Initial prompt"
next_label = "Pergunta para pesquisar" if lang == "pt" else "Question to research"
why_label = "Por que isso ajuda" if lang == "pt" else "Why this helps"
why_text = (
"Ela transforma a conclusão anterior em uma checagem adicional: autorização, custódia, evidências, controles ou perímetro regulatório."
if lang == "pt"
else "It turns the previous assessment into an additional check: authorization, custody, evidence, controls, or regulatory perimeter."
)
original_html = ""
if original_query:
original_html = f"""
<div class="recommendation-mini">
<div class="recommendation-mini-label">{esc(original_label)}</div>
<div class="recommendation-mini-text">{esc(original_query[:420])}</div>
</div>
"""
return f"""
<div class="recommendation-card">
<div class="recommendation-kicker">{esc(title)}</div>
<div class="recommendation-subtitle">{esc(subtitle)}</div>
{original_html}
<div class="recommendation-mini recommendation-next">
<div class="recommendation-mini-label">{esc(next_label)}</div>
<div class="recommendation-mini-text">{esc(selected)}</div>
</div>
<div class="recommendation-hint"><b>{esc(why_label)}:</b> {esc(why_text)}</div>
</div>
"""
def apply_followup_by_index(index: int, followup_items: list[str], original_query: str = "") -> tuple[str, str]:
"""Load a button-selected follow-up into the query box and show a detail card."""
try:
items = [str(x).strip() for x in (followup_items or []) if str(x).strip()]
selected = items[index] if index < len(items) else ""
except Exception:
selected = ""
return selected, render_followup_detail(selected, original_query)
QUICK_CHECK_META = {
"BCB": {
"title": "BCB · Authorization",
"focus": "Checks whether the activity falls inside the Central Bank authorization perimeter for PSAV/VASP operations.",
"inspect": "authorization status, corporate structure, service scope, custody/intermediation activity, and transitional risk.",
},
"CVM": {
"title": "CVM · Securities",
"focus": "Checks whether token rights may create securities, public offering, or investment contract risk.",
"inspect": "revenue share, voting rights, fundraising, investor expectation of profit, and public distribution mechanics.",
},
"COAF": {
"title": "COAF · AML/KYC",
"focus": "Checks AML/CFT exposure, customer identification, suspicious activity monitoring, and reporting obligations.",
"inspect": "KYC thresholds, anonymous transactions, PEP handling, transaction monitoring, and escalation/reporting procedures.",
},
"Lei 14.478": {
"title": "Lei 14.478",
"focus": "Checks the federal legal perimeter for virtual asset service providers and the legal basis for complementary regulation.",
"inspect": "service-provider characterization, virtual asset scope, regulator competence, and relationship with BCB/CVM/COAF rules.",
},
"Segregação": {
"title": "Segregação",
"focus": "Checks whether client assets are separated from the company’s own funds and whether custody controls are adequate.",
"inspect": "wallet/account separation, proof of reserves, custody agreements, reconciliation, and insolvency protection controls.",
},
}
def render_quick_check_detail(label: str, loaded_query: str, current_prompt: str = "") -> str:
"""Show contextual guidance when a quick regulatory check button is clicked."""
meta = QUICK_CHECK_META.get(label, {})
title = meta.get("title", label)
current_prompt = str(current_prompt or "").strip()
lang = detect_language(current_prompt or loaded_query)
focus_pt = {
"BCB": "Verifica se a atividade entra no perímetro de autorização do Banco Central para operações de PSAV/VASP.",
"CVM": "Verifica se os direitos do token podem gerar risco de valor mobiliário, oferta pública ou contrato de investimento.",
"COAF": "Verifica exposição de PLD/FTP, identificação de clientes, monitoramento e comunicação de operações suspeitas.",
"Lei 14.478": "Verifica o enquadramento legal federal das prestadoras de serviços de ativos virtuais e a base das normas complementares.",
"Segregação": "Verifica se os ativos dos clientes estão separados dos recursos próprios da empresa e se a custódia é adequada.",
}
inspect_pt = {
"BCB": "autorização, estrutura societária, escopo dos serviços, custódia/intermediação e risco de transição.",
"CVM": "participação em receitas, direito de voto, captação, expectativa de lucro do investidor e oferta pública.",
"COAF": "limites de KYC, transações anônimas, PEP, monitoramento transacional e comunicação/escalonamento.",
"Lei 14.478": "caracterização da PSAV, escopo de ativo virtual, competência regulatória e relação com BCB/CVM/COAF.",
"Segregação": "separação de carteiras/contas, proof of reserves, contratos de custódia, reconciliação e proteção em insolvência.",
}
if lang == "pt":
kicker = "Check regulatório selecionado"
focus = focus_pt.get(label, meta.get("focus", "Carrega uma consulta regulatória no campo principal."))
inspect = inspect_pt.get(label, meta.get("inspect", "o perímetro regulatório e as evidências de controle."))
inspect_label = "O que este check vai investigar"
context_label = "Contexto do prompt inicial"
query_label = "Consulta carregada"
relation_label = "Como usar"
relation = "A consulta foi colocada no campo principal. Clique em Analyze para rodar uma nova análise contra o índice regulatório, usando este novo ângulo como aprofundamento do caso inicial."
else:
kicker = "Quick regulatory check selected"
focus = meta.get("focus", "Loads a regulatory test query into the main input.")
inspect = meta.get("inspect", "the relevant regulatory perimeter and control evidence.")
inspect_label = "What this check will inspect"
context_label = "Initial prompt context"
query_label = "Loaded example query"
relation_label = "How to use"
relation = "The query was placed in the main input. Click Analyze to run a new assessment against the regulatory index using this new angle as a follow-up to the original case."
related = ""
if current_prompt:
related = f"""
<div class="quick-detail-mini">
<div class="quick-detail-label">{esc(context_label)}</div>
<div class="quick-detail-text">{esc(current_prompt[:420])}</div>
</div>
"""
return f"""
<div class="quick-detail-card">
<div class="quick-detail-kicker">{esc(kicker)}</div>
<div class="quick-detail-title">{esc(title)}</div>
<div class="quick-detail-body">{esc(focus)}</div>
<div class="quick-detail-mini">
<div class="quick-detail-label">{esc(inspect_label)}</div>
<div class="quick-detail-text">{esc(inspect)}</div>
</div>
{related}
<div class="quick-detail-mini quick-detail-query">
<div class="quick-detail-label">{esc(query_label)}</div>
<div class="quick-detail-text">{esc(loaded_query)}</div>
</div>
<div class="quick-detail-hint"><b>{esc(relation_label)}:</b> {esc(relation)}</div>
</div>
"""
def load_shortcut_with_detail(label: str, current_prompt: str = "", analyzed_prompt: str = "") -> tuple[str, str]:
"""Load a quick check and show extra context tied to the original analyzed prompt."""
query = load_shortcut(label)
context_prompt = str(analyzed_prompt or "").strip() or str(current_prompt or "").strip()
return query, render_quick_check_detail(label, query, context_prompt)
def empty_followup_outputs():
"""Return blank updates for the recommendation button panel."""
hidden_header = gr.update(value="", visible=False)
hidden_buttons = [gr.update(value="", visible=False) for _ in range(3)]
return hidden_header, [], *hidden_buttons
def analyze(query: str):
hidden_download = ""
empty_detail = ""
empty_state = ""
followup_header, followup_state, f1, f2, f3 = empty_followup_outputs()
if not query or not query.strip():
return (
render_error("Please enter a compliance query."),
"",
hidden_download,
followup_header,
followup_state,
f1,
f2,
f3,
empty_detail,
empty_state,
)
query = query.strip()
lang = detect_language(query)
print("\n" + "=" * 72, flush=True)
print(f"NEW QUERY [{lang.upper()}]: {query}", flush=True)
results = retrieve(query)
print(f"Retrieved chunks: {len(results)}", flush=True)
for i, r in enumerate(results, 1):
print(
f"[RAG {i}] source_id={r.get('source_id')} | "
f"authority={r.get('authority')} | "
f"article_hint={r.get('article_hint')} | "
f"normative_reference_hint={r.get('normative_reference_hint')} | "
f"final_score={float(r.get('_final', 0.0)):.3f}",
flush=True,
)
if not results:
return (
render_error("No relevant regulatory chunks found. Try rephrasing your query."),
"",
hidden_download,
followup_header,
followup_state,
f1,
f2,
f3,
empty_detail,
query,
)
context = format_context(results)
report = call_claude(query, context)
if not report:
context_path = write_context_file(query, context, results, report=None)
return (
render_error("Could not reach Claude API. Check that ANTHROPIC_API_KEY is set as a Space Secret."),
render_evidence_summary(results),
render_context_download(context_path),
followup_header,
followup_state,
f1,
f2,
f3,
empty_detail,
query,
)
report = canonicalize_report(report, results)
print(
"FINAL NORMALIZED REPORT LEGAL ARRAYS: "
f"applicable_regulations={report.get('applicable_regulations')!r}; "
f"relevant_articles={report.get('relevant_articles')!r}",
flush=True,
)
followups = as_list(report.get("suggested_followups"))
if not followups:
followups = infer_followups(query, results, lang)
print(f"[WARN] suggested_followups empty; filled from fallback: {followups!r}", flush=True)
followup_header, followup_state, f1, f2, f3 = make_followup_button_updates(followups, lang)
context_path = write_context_file(query, context, results, report=report)
return (
render_report(report, query, results),
render_evidence_summary(results),
render_context_download(context_path),
followup_header,
followup_state,
f1,
f2,
f3,
empty_detail,
query,
)
CSS = """
@import url('https://fonts.googleapis.com/css2?family=IBM+Plex+Mono:wght@400;500;700&family=IBM+Plex+Sans:wght@300;400;600&display=swap');
body { background: #0a0f1e !important; }
.gradio-container {
background: #0a0f1e !important;
font-family: 'IBM Plex Sans', sans-serif !important;
max-width: 900px !important;
margin: 0 auto !important;
}
#header {
text-align: center;
padding: 2rem 0 1rem;
border-bottom: 1px solid #1e3a5f;
margin-bottom: 1.5rem;
}
#header h1 {
font-family: 'IBM Plex Mono', monospace;
font-size: 1.8rem;
color: #38bdf8;
letter-spacing: -0.02em;
margin: 0 0 0.3rem;
}
#header p {
color: #94a3b8;
font-size: 0.86rem;
margin: 0;
}
.input-panel {
background: #0f172a;
border: 1px solid #1e3a5f;
border-radius: 14px;
padding: 1rem;
margin-bottom: 0.75rem;
}
.query-box textarea {
background: #0b1220 !important;
border: 1px solid #1e3a5f !important;
color: #e2e8f0 !important;
font-family: 'IBM Plex Mono', monospace !important;
font-size: 0.9rem !important;
border-radius: 8px !important;
}
.query-box textarea:focus {
border-color: #38bdf8 !important;
box-shadow: 0 0 0 2px rgba(56,189,248,0.15) !important;
}
.analyze-btn {
background: #0369a1 !important;
color: #fff !important;
font-family: 'IBM Plex Mono', monospace !important;
font-weight: 700 !important;
letter-spacing: 0.05em !important;
border: none !important;
border-radius: 8px !important;
height: 44px !important;
font-size: 0.85rem !important;
transition: background 0.2s !important;
}
.analyze-btn:hover { background: #0284c7 !important; }
.shortcut-panel {
background: transparent;
border: 1px solid #172554;
border-radius: 12px;
padding: 0.75rem 0.85rem;
margin: 0.3rem 0 1.1rem;
}
.shortcut-title {
color: #64748b;
font-family: 'IBM Plex Mono', monospace;
font-size: 0.72rem;
text-transform: uppercase;
letter-spacing: 0.12em;
margin-bottom: 0.55rem;
}
.shortcut-row { gap: 0.5rem !important; }
.chip-btn {
background: #111827 !important;
color: #93c5fd !important;
border: 1px solid #1e3a5f !important;
border-radius: 999px !important;
min-height: 34px !important;
height: 34px !important;
padding: 0 0.85rem !important;
font-family: 'IBM Plex Mono', monospace !important;
font-size: 0.78rem !important;
font-weight: 600 !important;
box-shadow: none !important;
}
.chip-btn:hover {
background: #1e3a5f !important;
color: #dbeafe !important;
border-color: #38bdf8 !important;
}
.context-box textarea {
background: #0f172a !important;
border: 1px solid #1e293b !important;
color: #cbd5e1 !important;
font-family: 'IBM Plex Mono', monospace !important;
font-size: 0.75rem !important;
}
.followup-panel,
.followup-panel-shell {
background: #0f172a !important;
border: 1px solid #1e3a5f !important;
border-radius: 16px !important;
padding: 1rem !important;
margin: 1rem 0 0.55rem !important;
box-shadow: 0 0 0 1px rgba(56,189,248,0.04) inset !important;
}
.followup-panel-copy {
font-family: 'IBM Plex Mono', monospace;
background: transparent;
margin-bottom: 0.65rem;
}
.followup-panel-kicker {
color: #38bdf8;
font-size: 0.76rem;
text-transform: uppercase;
letter-spacing: 0.12em;
margin-bottom: 0.35rem;
}
.followup-panel-subtitle {
color: #cbd5e1;
font-size: 0.78rem;
line-height: 1.55;
}
.followup-btn {
background: #0b1220 !important;
color: #bfdbfe !important;
border: 1px solid #26364f !important;
border-radius: 10px !important;
min-height: 48px !important;
height: auto !important;
padding: 0.65rem 0.8rem !important;
margin: 0.25rem 0 !important;
font-family: 'IBM Plex Mono', monospace !important;
font-size: 0.79rem !important;
font-weight: 500 !important;
text-align: left !important;
white-space: normal !important;
line-height: 1.45 !important;
box-shadow: none !important;
}
.followup-btn:hover {
background: #172554 !important;
color: #eff6ff !important;
border-color: #38bdf8 !important;
}
.followup-btn span,
.followup-btn div,
.followup-btn p {
color: inherit !important;
white-space: normal !important;
text-align: left !important;
}
.quick-accordion,
.quick-accordion > div,
.quick-accordion details,
.quick-accordion summary,
.quick-accordion .wrap,
.quick-accordion .block {
background: #0a0f1e !important;
color: #e2e8f0 !important;
border-color: #172554 !important;
}
.quick-accordion {
border: 1px solid #172554 !important;
border-radius: 14px !important;
margin-top: 1.1rem !important;
overflow: hidden !important;
}
.quick-accordion summary {
color: #dbeafe !important;
font-family: 'IBM Plex Mono', monospace !important;
font-size: 0.82rem !important;
letter-spacing: 0.02em !important;
}
.quick-note {
background: #0f172a;
border: 1px solid #1e3a5f;
color: #cbd5e1;
border-radius: 12px;
padding: 0.85rem 1rem;
margin-bottom: 0.85rem;
font-family: 'IBM Plex Mono', monospace;
font-size: 0.78rem;
line-height: 1.55;
}
.quick-note-title {
color: #38bdf8;
text-transform: uppercase;
letter-spacing: 0.12em;
font-size: 0.7rem;
margin-bottom: 0.25rem;
}
#quick_checks,
#quick_checks details,
#quick_checks summary,
#quick_checks > div,
#quick_checks .wrap,
#quick_checks .block,
#quick_checks .form,
#quick_checks .prose {
background: #0a0f1e !important;
color: #e2e8f0 !important;
border-color: #172554 !important;
}
#quick_checks summary {
color: #dbeafe !important;
}
#quick_checks button {
box-shadow: none !important;
}
.recommendation-card {
font-family: 'IBM Plex Mono', monospace;
background: #0f172a;
border: 1px solid #1e3a5f;
border-radius: 14px;
padding: 1rem;
margin: 0.45rem 0 1rem;
}
.recommendation-kicker,
.quick-detail-kicker {
color: #38bdf8;
font-size: 0.72rem;
text-transform: uppercase;
letter-spacing: 0.12em;
margin-bottom: 0.35rem;
}
.recommendation-subtitle,
.quick-detail-body,
.quick-detail-hint,
.recommendation-hint {
color: #cbd5e1;
font-size: 0.78rem;
line-height: 1.55;
margin-bottom: 0.7rem;
}
.recommendation-mini,
.quick-detail-mini {
background: #0b1220;
border: 1px solid #26364f;
border-radius: 10px;
padding: 0.7rem;
margin: 0.55rem 0;
}
.recommendation-next,
.quick-detail-query {
border-color: #2563eb;
}
.recommendation-mini-label,
.quick-detail-label {
color: #64748b;
font-size: 0.68rem;
text-transform: uppercase;
letter-spacing: 0.1em;
margin-bottom: 0.28rem;
}
.recommendation-mini-text,
.quick-detail-text {
color: #bfdbfe;
font-size: 0.78rem;
line-height: 1.5;
word-break: break-word;
}
.quick-detail-card {
font-family: 'IBM Plex Mono', monospace;
background: #0f172a;
border: 1px solid #1e3a5f;
border-radius: 14px;
padding: 1rem;
margin-top: 0.8rem;
}
.quick-detail-title {
color: #f8fafc;
font-size: 0.95rem;
font-weight: 700;
margin-bottom: 0.45rem;
}
.file-output {
background: #0f172a !important;
border: 1px solid #172554 !important;
border-radius: 12px !important;
padding: 0.6rem !important;
margin: 0.75rem 0 1rem !important;
}
.quick-note {
color: #cbd5e1;
font-family: 'IBM Plex Mono', monospace;
font-size: 0.78rem;
line-height: 1.55;
background:#0f172a;
border:1px solid #172554;
border-radius:12px;
padding:0.8rem;
margin-bottom:0.7rem;
}
label { color: #94a3b8 !important; font-size: 0.8rem !important; }
"""
SHORTCUT_QUERIES = {
"BCB": "Nossa plataforma presta serviços de compra, venda, custódia e intermediação de criptoativos para clientes no Brasil, mas ainda não possui autorização formal do Banco Central. Quais são os riscos e obrigações aplicáveis?",
"CVM": "Nosso token concede participação em receitas, direito de voto e será ofertado publicamente a investidores brasileiros. Isso pode caracterizar valor mobiliário ou oferta sujeita à CVM?",
"COAF": "Permitimos transações pequenas com cadastro simplificado e parte dos clientes pode operar sem identificação completa. Quais controles de PLD/FTP, KYC e comunicação devem ser avaliados?",
"Lei 14.478": "Qual é o enquadramento regulatório de uma prestadora de serviços de ativos virtuais segundo a Lei 14.478/2022 e normas complementares?",
"Segregação": "Nossa exchange mantém ativos virtuais de clientes em carteiras misturadas com recursos próprios da empresa. Quais obrigações de segregação patrimonial e custódia devem ser observadas?",
}
def load_shortcut(label: str) -> str:
return SHORTCUT_QUERIES.get(label, "")
with gr.Blocks(css=CSS, title="RegTech BR") as demo:
gr.HTML("""
<div id="header">
<h1>⚖ RegTech BR</h1>
<p>AI-assisted screening for Brazilian crypto compliance · BCB · CVM · COAF</p>
</div>
""")
with gr.Group(elem_classes=["input-panel"]):
with gr.Row():
with gr.Column(scale=4):
query_box = gr.Textbox(
label="Compliance query or document excerpt",
placeholder="Describe a crypto product, policy, control gap, or regulatory question in Portuguese or English...",
lines=5,
elem_classes=["query-box"],
)
with gr.Column(scale=1, min_width=130):
analyze_btn = gr.Button("Analyze →", elem_classes=["analyze-btn"])
report_html = gr.HTML(label="Compliance Assessment")
evidence_html = gr.HTML(label="Evidence retrieved from RAG")
current_query_state = gr.State("")
followup_items_state = gr.State([])
followup_header_html = gr.HTML(value="", visible=False)
followup_btn_1 = gr.Button("", visible=False, elem_classes=["followup-btn"])
followup_btn_2 = gr.Button("", visible=False, elem_classes=["followup-btn"])
followup_btn_3 = gr.Button("", visible=False, elem_classes=["followup-btn"])
followup_detail_html = gr.HTML(label="Selected recommendation details")
context_download_html = gr.HTML(label="Download full retrieved regulatory context")
with gr.Accordion("Quick regulatory checks — guided examples", open=False, elem_id="quick_checks", elem_classes=["quick-accordion"]):
gr.HTML("""
<div class="quick-note">
<div class="quick-note-title">Guided checks</div>
Use these options when the assessment raises doubts or when you want to test another regulatory angle.
Each button loads a focused example, explains what it investigates, and keeps the previous prompt as context.
</div>
""")
with gr.Row(elem_classes=["shortcut-row"]):
bcb_btn = gr.Button("BCB · Authorization", elem_classes=["chip-btn"])
cvm_btn = gr.Button("CVM · Securities", elem_classes=["chip-btn"])
coaf_btn = gr.Button("COAF · AML/KYC", elem_classes=["chip-btn"])
lei_btn = gr.Button("Lei 14.478", elem_classes=["chip-btn"])
seg_btn = gr.Button("Segregação", elem_classes=["chip-btn"])
quick_detail_html = gr.HTML(label="Quick check details")
gr.HTML("""
<div style="text-align:center;color:#475569;font-size:0.74rem;
padding:1.5rem 0 0.5rem;font-family:'IBM Plex Mono',monospace">
⚠ Experimental compliance screening. Not legal advice. Results require qualified professional review.<br>
RegTech BR · Fernando Rodrigues · Kaggle: fernandosr85
</div>
""")
bcb_btn.click(fn=lambda current, analyzed: load_shortcut_with_detail("BCB", current, analyzed), inputs=[query_box, current_query_state], outputs=[query_box, quick_detail_html])
cvm_btn.click(fn=lambda current, analyzed: load_shortcut_with_detail("CVM", current, analyzed), inputs=[query_box, current_query_state], outputs=[query_box, quick_detail_html])
coaf_btn.click(fn=lambda current, analyzed: load_shortcut_with_detail("COAF", current, analyzed), inputs=[query_box, current_query_state], outputs=[query_box, quick_detail_html])
lei_btn.click(fn=lambda current, analyzed: load_shortcut_with_detail("Lei 14.478", current, analyzed), inputs=[query_box, current_query_state], outputs=[query_box, quick_detail_html])
seg_btn.click(fn=lambda current, analyzed: load_shortcut_with_detail("Segregação", current, analyzed), inputs=[query_box, current_query_state], outputs=[query_box, quick_detail_html])
followup_btn_1.click(fn=lambda items, original: apply_followup_by_index(0, items, original), inputs=[followup_items_state, current_query_state], outputs=[query_box, followup_detail_html])
followup_btn_2.click(fn=lambda items, original: apply_followup_by_index(1, items, original), inputs=[followup_items_state, current_query_state], outputs=[query_box, followup_detail_html])
followup_btn_3.click(fn=lambda items, original: apply_followup_by_index(2, items, original), inputs=[followup_items_state, current_query_state], outputs=[query_box, followup_detail_html])
analyze_outputs = [
report_html,
evidence_html,
context_download_html,
followup_header_html,
followup_items_state,
followup_btn_1,
followup_btn_2,
followup_btn_3,
followup_detail_html,
current_query_state,
]
analyze_btn.click(fn=analyze, inputs=[query_box], outputs=analyze_outputs)
query_box.submit(fn=analyze, inputs=[query_box], outputs=analyze_outputs)
if __name__ == "__main__":
port = int(os.environ.get("PORT", 7860))
context_dir = os.environ.get("REGTECH_CONTEXT_DIR", "/tmp/regtech_br_contexts")
demo.queue().launch(
server_name="0.0.0.0",
server_port=port,
share=True,
show_api=False,
allowed_paths=[context_dir],
) |