welcome css try

utils/quizdata.py

@@ -1,260 +1,440 @@
+
 quizzes_data = {
     1: {
-        "title": "Module 1: Budgeting Basics",
-        "description": "Learn the fundamentals of budgeting and money management",
+        "title": "Module 1: Understanding Money",
+        "description": "Learn the fundamentals of money and its roles",
         "level": "Beginner",
         "duration": "15 min",
         "questions": [
             {
-                "question": "Which of these is considered a 'need' rather than a 'want'?",
-                "options": ["Latest smartphone", "Designer clothes", "Basic shelter and housing", "Streaming subscriptions"],
-                "answer": "Basic shelter and housing",
-                "explanation": "Shelter is essential for survival, while others are lifestyle wants."
+                "question": "What is the primary purpose of money as described in the sources?",
+                "options": [
+                    "To collect shiny metal pieces and colorful paper bills",
+                    "To help us get the things we need and want by trading fairly",
+                    "To store in a piggy bank for a very long time",
+                    "To carry around chickens and cows for trading"
+                ],
+                "answer": "To help us get the things we need and want by trading fairly",
+                "explanation": "Money serves as a medium to facilitate fair trading for goods and services."
+            },
+            {
+                "question": "Which of the following is NOT described as one of money's 'three amazing superpowers'?",
+                "options": [
+                    "Medium of Exchange (Trading Helper)",
+                    "Store of Value (Saving Superpower)",
+                    "Unit of Account (Measuring Tool)",
+                    "Power to make things appear instantly"
+                ],
+                "answer": "Power to make things appear instantly",
+                "explanation": "The three superpowers of money are medium of exchange, store of value, and unit of account."
+            },
+            {
+                "question": "Before money existed, what was the system people used to get things they needed?",
+                "options": [
+                    "Using digital money",
+                    "Bartering, which means trading stuff directly",
+                    "Paying with stamped coins",
+                    "Using precious metals like gold"
+                ],
+                "answer": "Bartering, which means trading stuff directly",
+                "explanation": "Bartering was the direct exchange of goods and services before money was used."
             },
             {
-                "question": "What is the 50/30/20 budgeting rule?",
+                "question": "In Jamaica, which of these is an example of 'notes' or paper money?",
+                "options": ["$1 coin", "$10 coin", "$5000 note", "Digital money"],
+                "answer": "$5000 note",
+                "explanation": "Notes refer to paper currency, such as the $5000 note in Jamaica."
+            },
+            {
+                "question": "According to the sources, what is a 'need'?",
+                "options": [
+                    "Something you'd really like to have, like a new video game",
+                    "Something you absolutely must have to live a healthy and safe life",
+                    "An extra snack or fancy juice",
+                    "A cool toy or concert tickets"
+                ],
+                "answer": "Something you absolutely must have to live a healthy and safe life",
+                "explanation": "Needs are essentials required for survival and well-being, like food and shelter."
+            },
+            {
+                "question": "If you have $500 JMD and need new school shoes for $400, but also want patties for $300 and stickers for $200, what is the smart choice?",
                 "options": [
-                    "50% needs, 30% wants, 20% savings",
-                    "30% needs, 50% wants, 20% savings",
-                    "20% needs, 50% savings, 30% wants",
-                    "40% needs, 40% wants, 20% savings"
+                    "Buy the patties and stickers, then worry about shoes later",
+                    "Buy the shoes first, then save up for treats later",
+                    "Buy only the patties and skip everything else",
+                    "Spend all $500 on wants, hoping someone gives you shoes"
                 ],
-                "answer": "50% needs, 30% wants, 20% savings",
-                "explanation": "This rule allocates income to essentials, lifestyle, and savings/debt repayment."
+                "answer": "Buy the shoes first, then save up for treats later",
+                "explanation": "Prioritizing needs like school shoes ensures essential expenses are covered first."
             },
             {
-                "question": "What should you do first when creating a budget?",
+                "question": "What does 'earning money' mean?",
                 "options": [
-                    "Track your income and expenses for a month",
-                    "Get a loan",
-                    "Buy less food",
-                    "Invest in stocks"
+                    "Receiving money without doing anything",
+                    "Getting paid when you do something helpful or valuable for someone else",
+                    "Finding money on the ground",
+                    "Spending money on things you want"
                 ],
-                "answer": "Track your income and expenses for a month",
-                "explanation": "Tracking helps you understand spending patterns before planning a budget."
+                "answer": "Getting paid when you do something helpful or valuable for someone else",
+                "explanation": "Earning money involves providing value or services in exchange for payment."
             },
             {
-                "question": "How often should you review and update your budget?",
-                "options": ["Every week", "Monthly", "Yearly", "Never"],
-                "answer": "Monthly",
-                "explanation": "Budgets should be reviewed monthly to reflect financial changes."
+                "question": "When you earn money, the sources suggest a '3-Way Split.' What are the three categories?",
+                "options": [
+                    "Food, clothes, shelter",
+                    "Save, spend, share",
+                    "Coins, notes, digital",
+                    "Needs, wants, gifts"
+                ],
+                "answer": "Save, spend, share",
+                "explanation": "The 3-Way Split involves dividing money into saving, spending, and sharing."
             },
             {
-                "question": "What percentage of income should ideally go to housing costs?",
-                "options": ["10% or less", "30% or less", "50% or less", "70% or less"],
-                "answer": "30% or less",
-                "explanation": "Experts recommend keeping housing costs at 30% or less of gross income."
+                "question": "What is the definition of 'saving money'?",
+                "options": [
+                    "Spending all your money right away on things you want",
+                    "Putting some of your money aside instead of spending it right away, so you can use it later",
+                    "Trading money for goods and services",
+                    "Giving all your money to others"
+                ],
+                "answer": "Putting some of your money aside instead of spending it right away, so you can use it later",
+                "explanation": "Saving involves setting money aside for future use rather than immediate spending."
             },
+            {
+                "question": "According to the sources, what does 'spending wisely' primarily involve?",
+                "options": [
+                    "Buying the first thing you see, regardless of price",
+                    "Thinking carefully before you use your money to get the most value out of it",
+                    "Only buying wants and avoiding needs",
+                    "Spending all your money as quickly as possible"
+                ],
+                "answer": "Thinking carefully before you use your money to get the most value out of it",
+                "explanation": "Spending wisely means making thoughtful decisions to maximize value."
+            }
         ]
     },
     2: {
-        "title": "Module 2: Saving & Emergency Funds",
-        "description": "Master the art of saving and building financial security",
+        "title": "Module 2: Basic Budgeting",
+        "description": "Learn how to create and manage a simple budget",
         "level": "Beginner",
-        "duration": "12 min",
+        "duration": "15 min",
         "questions": [
             {
-                "question": "What is the primary purpose of an emergency fund?",
+                "question": "What is a budget described as in the sources?",
+                "options": [
+                    "A random guess about how much money you might spend",
+                    "A plan for your money, deciding how much to spend, save, or give away",
+                    "A list of all the things you want to buy",
+                    "A way to make money without working"
+                ],
+                "answer": "A plan for your money, deciding how much to spend, save, or give away",
+                "explanation": "A budget is a strategic plan to allocate money for various purposes."
+            },
+            {
+                "question": "Why are budgets important, according to the sources?",
                 "options": [
-                    "To buy luxury items",
-                    "To cover unexpected expenses",
-                    "To invest in the stock market",
-                    "To pay monthly bills"
+                    "They allow you to spend all your money on fun things without consequences",
+                    "They help you avoid spending all your money in one place and ensure money lasts for needs and wants",
+                    "They show you how much money you can borrow",
+                    "They are only for grown-ups and not relevant for kids"
                 ],
-                "answer": "To cover unexpected expenses",
-                "explanation": "An emergency fund provides financial security during unplanned situations."
+                "answer": "They help you avoid spending all your money in one place and ensure money lasts for needs and wants",
+                "explanation": "Budgets help manage money effectively to cover both needs and wants."
             },
             {
-                "question": "How much should you ideally save in an emergency fund?",
+                "question": "What is 'income' in the context of personal finance?",
                 "options": [
-                    "1 month of expenses",
-                    "3–6 months of expenses",
-                    "12 months of expenses",
-                    "No fixed amount"
+                    "Money you spend on snacks and bus fare",
+                    "Money you get, like allowance, gifts, or cash from helping out",
+                    "The total cost of items you sell",
+                    "The amount of money you lose in a business"
                 ],
-                "answer": "3–6 months of expenses",
-                "explanation": "Experts recommend saving enough to cover 3–6 months of living expenses."
+                "answer": "Money you get, like allowance, gifts, or cash from helping out",
+                "explanation": "Income is the money received from various sources like allowances or earnings."
             },
             {
-                "question": "Where should you keep your emergency fund?",
+                "question": "What are 'expenses' defined as?",
                 "options": [
-                    "In a checking or savings account",
-                    "In risky stocks",
-                    "In real estate",
-                    "Locked in a retirement account"
+                    "Money coming into your pocket",
+                    "Money you save for future goals",
+                    "The things you spend your money on, like snacks or school supplies",
+                    "Extra money left over after all spending"
                 ],
-                "answer": "In a checking or savings account",
-                "explanation": "Emergency funds should be liquid and easily accessible."
+                "answer": "The things you spend your money on, like snacks or school supplies",
+                "explanation": "Expenses are the costs incurred when spending money on goods or services."
+            },
+            {
+                "question": "If your income is JMD 500 and your expenses are JMD 300, how much money do you have left to save or spend later?",
+                "options": ["JMD 800", "JMD 500", "JMD 200", "JMD 300"],
+                "answer": "JMD 200",
+                "explanation": "Subtracting expenses (JMD 300) from income (JMD 500) leaves JMD 200."
             },
             {
-                "question": "What is the difference between saving and investing?",
+                "question": "What is 'profit' in a business context?",
                 "options": [
-                    "Saving is riskier than investing",
-                    "Investing is short-term, saving is long-term",
-                    "Saving is for safety, investing is for growth",
-                    "They are the same thing"
+                    "When you spend more money than you make",
+                    "The money you owe to others",
+                    "When you make more money than you spend after paying for everything",
+                    "The total amount of money you earn from sales, before subtracting costs"
                 ],
-                "answer": "Saving is for safety, investing is for growth",
-                "explanation": "Savings are secure, while investments aim for higher returns with more risk."
+                "answer": "When you make more money than you spend after paying for everything",
+                "explanation": "Profit is the money left after subtracting all business costs from revenue."
             },
+            {
+                "question": "What is 'loss' in a business context?",
+                "options": [
+                    "When you make more money than you spend",
+                    "When you spend more money than you make",
+                    "The total sales from your products",
+                    "The money you save from your earnings"
+                ],
+                "answer": "When you spend more money than you make",
+                "explanation": "A loss occurs when business expenses exceed the revenue earned."
+            },
+            {
+                "question": "If you spend JMD 200 on ingredients for bulla cakes and sell them for JMD 500, what is your profit?",
+                "options": ["JMD 200", "JMD 500", "JMD 300", "JMD 700"],
+                "answer": "JMD 300",
+                "explanation": "Profit is revenue (JMD 500) minus costs (JMD 200), which equals JMD 300."
+            },
+            {
+                "question": "What is a 'saving goal'?",
+                "options": [
+                    "Spending all your money on small items right away",
+                    "A target you set to save up for something special",
+                    "A plan to lend money to friends",
+                    "An unexpected expense that reduces your money"
+                ],
+                "answer": "A target you set to save up for something special",
+                "explanation": "A saving goal is a specific target for accumulating money for a future purpose."
+            },
+            {
+                "question": "What is 'opportunity cost' when making money choices?",
+                "options": [
+                    "The total amount of money you have",
+                    "The money you earn from a business",
+                    "What you give up when you pick one thing over another",
+                    "The cheapest price for an item"
+                ],
+                "answer": "What you give up when you pick one thing over another",
+                "explanation": "Opportunity cost is the value of the next best alternative forgone when making a choice."
+            }
         ]
     },
     3: {
-        "title": "Module 3: Investment Fundamentals",
-        "description": "Understanding the basics of investing and growing wealth",
-        "level": "Intermediate",
-        "duration": "20 min",
+        "title": "Module 3: Money in Action",
+        "description": "Understand how money is used in everyday transactions",
+        "level": "Beginner",
+        "duration": "15 min",
         "questions": [
             {
-                "question": "Which of these is considered a low-risk investment?",
-                "options": ["Stocks", "Bonds", "Cryptocurrency", "Options trading"],
-                "answer": "Bonds",
-                "explanation": "Bonds are generally safer than stocks and other volatile investments."
+                "question": "What are the common payment methods used in Jamaica mentioned in the sources?",
+                "options": [
+                    "Only trading goods directly",
+                    "Jamaican dollars (coins/notes), cards, or mobile apps",
+                    "Only digital money",
+                    "Only large stone wheels as money"
+                ],
+                "answer": "Jamaican dollars (coins/notes), cards, or mobile apps",
+                "explanation": "In Jamaica, payments can be made with cash, cards, or mobile apps."
+            },
+            {
+                "question": "When paying with cash, what is an important step to ensure a fair transaction?",
+                "options": [
+                    "Just give any amount of money",
+                    "Avoid looking at the shopkeeper",
+                    "Always check your change to avoid being short-changed",
+                    "Only use coins, never notes"
+                ],
+                "answer": "Always check your change to avoid being short-changed",
+                "explanation": "Checking change ensures you receive the correct amount back in a transaction."
+            },
+            {
+                "question": "What does 'keeping track of money' primarily involve?",
+                "options": [
+                    "Remembering only how much money you spend",
+                    "Writing down or remembering what you earn and spend",
+                    "Hiding your money in a secret place",
+                    "Spending money as soon as you get it"
+                ],
+                "answer": "Writing down or remembering what you earn and spend",
+                "explanation": "Tracking money involves recording both income and expenses for financial awareness."
+            },
+            {
+                "question": "According to the sources, what can a small notebook be used for to track money?",
+                "options": [
+                    "To draw pictures of what you want to buy",
+                    "To write down every dollar you get (income) and every dollar you spend (expenses)",
+                    "To keep secret messages",
+                    "To write down complicated math problems"
+                ],
+                "answer": "To write down every dollar you get (income) and every dollar you spend (expenses)",
+                "explanation": "A notebook helps track financial transactions by recording income and expenses."
             },
             {
-                "question": "What is diversification in investing?",
+                "question": "What are 'taxes' primarily used for by the government?",
                 "options": [
-                    "Putting all money into one stock",
-                    "Spreading investments across different assets",
-                    "Investing only in foreign companies",
-                    "Investing only in real estate"
+                    "To make things cost more for fun",
+                    "To run the country and provide services like roads, schools, and hospitals",
+                    "To give everyone free money",
+                    "To buy luxury items for government officials"
                 ],
-                "answer": "Spreading investments across different assets",
-                "explanation": "Diversification reduces risk by not relying on a single asset."
+                "answer": "To run the country and provide services like roads, schools, and hospitals",
+                "explanation": "Taxes fund essential public services like infrastructure and education."
+            },
+            {
+                "question": "In Jamaica, what is the common tax added to the price of goods like snacks or drinks?",
+                "options": ["Income Tax", "Property Tax", "General Consumption Tax (GCT)", "Sales Tax"],
+                "answer": "General Consumption Tax (GCT)",
+                "explanation": "GCT is a tax applied to the sale of goods and services in Jamaica."
             },
             {
-                "question": "Which investment typically has the highest risk?",
-                "options": ["Savings account", "Treasury bonds", "Stocks", "Cryptocurrency"],
-                "answer": "Cryptocurrency",
-                "explanation": "Cryptocurrencies are highly volatile compared to traditional investments."
+                "question": "If a patty costs JMD 100 and the GCT is 15%, what is the total cost with tax?",
+                "options": ["JMD 100", "JMD 115", "JMD 85", "JMD 150"],
+                "answer": "JMD 115",
+                "explanation": "GCT of 15% on JMD 100 is JMD 15, so total cost is JMD 100 + JMD 15 = JMD 115."
             },
             {
-                "question": "What does 'compound interest' mean?",
+                "question": "What does 'giving and sharing' primarily mean in the context of money?",
                 "options": [
-                    "Interest earned only on the original deposit",
-                    "Interest earned on both the deposit and accumulated interest",
-                    "A type of tax on investments",
-                    "A penalty for late payments"
+                    "Spending all your money on yourself",
+                    "Using your money or time to help others, like donating to a charity",
+                    "Only sharing with close family members",
+                    "Lending money to friends without expecting it back"
                 ],
-                "answer": "Interest earned on both the deposit and accumulated interest",
-                "explanation": "Compound interest accelerates growth by earning interest on interest."
+                "answer": "Using your money or time to help others, like donating to a charity",
+                "explanation": "Giving and sharing involve using resources to benefit others or support causes."
             },
             {
-                "question": "Which of these is considered a retirement investment account?",
-                "options": ["401(k)", "Credit card", "Checking account", "Car loan"],
-                "answer": "401(k)",
-                "explanation": "A 401(k) is a retirement savings account that offers tax advantages."
+                "question": "Why is 'money safety' important?",
+                "options": [
+                    "To impress friends with how much money you have",
+                    "To protect your money so it doesn't get lost or stolen",
+                    "To hide money from your family",
+                    "To always carry all your money with you"
+                ],
+                "answer": "To protect your money so it doesn't get lost or stolen",
+                "explanation": "Money safety ensures your funds are secure from loss or theft."
             },
+            {
+                "question": "Which of these is a key tip for money safety?",
+                "options": [
+                    "Always show off your cash in public to prove you have it",
+                    "Share your bank card PIN or app passwords with trusted friends",
+                    "Keep your money in a small wallet or pocket and only take out what you need",
+                    "Buy anything that sounds 'too good to be true'"
+                ],
+                "answer": "Keep your money in a small wallet or pocket and only take out what you need",
+                "explanation": "Carrying only necessary money reduces the risk of loss or theft."
+            }
         ]
     },
     4: {
-        "title": "Module 4: Credit & Debt Management",
-        "description": "Learn how to manage credit and debt responsibly",
-        "level": "Intermediate",
-        "duration": "18 min",
+        "title": "Module 4: Simple Business Ideas",
+        "description": "Learn the basics of starting and running a small business",
+        "level": "Beginner",
+        "duration": "15 min",
         "questions": [
             {
-                "question": "Which of these improves your credit score?",
+                "question": "What is a 'business' as defined in the sources?",
                 "options": [
-                    "Paying bills on time",
-                    "Maxing out your credit cards",
-                    "Closing old credit accounts",
-                    "Missing payments occasionally"
+                    "When someone spends money on their wants",
+                    "When someone makes or sells something to earn money",
+                    "When people only trade things directly (bartering)",
+                    "A place where you can only buy things, not sell"
                 ],
-                "answer": "Paying bills on time",
-                "explanation": "On-time payments are the biggest factor in a good credit score."
+                "answer": "When someone makes or sells something to earn money",
+                "explanation": "A business involves creating or selling products/services to generate income."
             },
             {
-                "question": "What is a common consequence of only making minimum credit card payments?",
+                "question": "What is the starting point for any business idea?",
                 "options": [
-                    "You avoid all interest charges",
-                    "It takes longer to pay off debt with more interest",
-                    "Your credit score immediately improves",
-                    "You save money in the long run"
+                    "Just hoping people will buy something",
+                    "Figuring out something people want or need",
+                    "Spending all your money on supplies",
+                    "Waiting for someone else to tell you what to sell"
                 ],
-                "answer": "It takes longer to pay off debt with more interest",
-                "explanation": "Minimum payments extend repayment time and increase total interest costs."
+                "answer": "Figuring out something people want or need",
+                "explanation": "A successful business starts by identifying a demand for a product or service."
             },
             {
-                "question": "What is a 'debt-to-income ratio'?",
+                "question": "What are 'costs' in a business?",
                 "options": [
-                    "Your income compared to your expenses",
-                    "Your monthly debt compared to your monthly income",
-                    "Your total debt compared to your savings",
-                    "Your credit score number"
+                    "The money you earn from selling things",
+                    "The money you spend to run your business",
+                    "The extra money you get to keep after sales",
+                    "The price customers pay for your product"
                 ],
-                "answer": "Your monthly debt compared to your monthly income",
-                "explanation": "Lenders use this ratio to assess your ability to manage debt."
+                "answer": "The money you spend to run your business",
+                "explanation": "Costs are the expenses incurred to operate a business, like supplies or transport."
             },
             {
-                "question": "Which strategy is best for paying off multiple debts quickly?",
+                "question": "Which of these is an example of a 'fixed cost' for a lemonade stand?",
                 "options": [
-                    "Debt snowball (pay smallest debts first)",
-                    "Debt avalanche (pay highest interest debts first)",
-                    "Pay all debts equally",
-                    "Ignore debts until they go away"
+                    "The lemons bought for each batch of lemonade",
+                    "The sugar used in the lemonade",
+                    "A table you use every day to sell your lemonade",
+                    "The cups given to customers"
                 ],
-                "answer": "Debt avalanche (pay highest interest debts first)",
-                "explanation": "Debt avalanche minimizes interest payments by targeting high-interest debt first."
+                "answer": "A table you use every day to sell your lemonade",
+                "explanation": "Fixed costs, like a table, remain constant regardless of sales volume."
             },
-        ]
-    },
-    5: {
-        "title": "General Financial Knowledge",
-        "description": "Test your overall financial literacy across all topics",
-        "level": "Intermediate",
-        "duration": "25 min",
-        "questions": [
             {
-                "question": "What does 'inflation' mean?",
+                "question": "What is 'revenue' in a business?",
                 "options": [
-                    "Decrease in overall price levels",
-                    "Increase in overall price levels",
-                    "A government tax increase",
-                    "Stock market growth"
+                    "The money you have left after paying for everything",
+                    "The total money you spend to make your product",
+                    "The total money you get from your customers from sales, before subtracting costs",
+                    "The amount of profit you make"
                 ],
-                "answer": "Increase in overall price levels",
-                "explanation": "Inflation is the general rise in prices over time."
+                "answer": "The total money you get from your customers from sales, before subtracting costs",
+                "explanation": "Revenue is the total income from sales before deducting any expenses."
             },
             {
-                "question": "What is the main purpose of insurance?",
-                "options": [
-                    "To generate investment returns",
-                    "To protect against financial loss",
-                    "To avoid paying taxes",
-                    "To increase monthly expenses"
-                ],
-                "answer": "To protect against financial loss",
-                "explanation": "Insurance transfers financial risk from you to the insurer."
+                "question": "If you sell 10 bottles of sorrel drink at J$100 each, what is your total revenue?",
+                "options": ["J$100", "J$10", "J$1,000", "J$900"],
+                "answer": "J$1,000",
+                "explanation": "Revenue is calculated as 10 bottles x J$100 per bottle = J$1,000."
             },
             {
-                "question": "What is net income?",
+                "question": "What is 'profit' in a business context?",
                 "options": [
-                    "Total income before taxes",
-                    "Income after taxes and deductions",
-                    "The same as gross income",
-                    "Investment profits only"
+                    "The money you owe to suppliers",
+                    "The money you have left after you subtract your costs from your revenue",
+                    "The total amount of money you earn before any costs",
+                    "The amount of money you lose when a business doesn't do well"
                 ],
-                "answer": "Income after taxes and deductions",
-                "explanation": "Net income is the money you take home after deductions."
+                "answer": "The money you have left after you subtract your costs from your revenue",
+                "explanation": "Profit is the net income after subtracting all business costs from revenue."
             },
             {
-                "question": "Which financial product typically has the highest interest rate?",
-                "options": ["Mortgage loan", "Credit card", "Student loan", "Car loan"],
-                "answer": "Credit card",
-                "explanation": "Credit cards usually have higher interest rates than other types of loans."
+                "question": "If your revenue from selling mangoes is J$1,000 and your costs (baskets, transport) are J$400, what is your profit?",
+                "options": ["J$1,400", "J$400", "J$1,000", "J$600"],
+                "answer": "J$600",
+                "explanation": "Profit is revenue (J$1,000) minus costs (J$400), which equals J$600."
             },
             {
-                "question": "What is diversification in finance?",
+                "question": "What is 'advertising' primarily about in business?",
                 "options": [
-                    "Spreading money across different assets to reduce risk",
-                    "Putting all money into one high-performing stock",
-                    "Avoiding investments completely",
-                    "Buying only government bonds"
+                    "Keeping your business a secret",
+                    "Telling people about your business so they know what you're selling",
+                    "Only giving away free samples",
+                    "Spending a lot of money on billboards"
                 ],
-                "answer": "Spreading money across different assets to reduce risk",
-                "explanation": "Diversification reduces exposure to risk by investing in various asset classes."
+                "answer": "Telling people about your business so they know what you're selling",
+                "explanation": "Advertising promotes your business to attract customers."
             },
+            {
+                "question": "Which of these is a simple, low-cost advertising idea for a small business?",
+                "options": [
+                    "Buying expensive TV commercials",
+                    "Making a clear, catchy sign or spreading the word through friends and neighbours",
+                    "Printing thousands of flyers for every house in the city",
+                    "Hiring a famous celebrity to endorse your product"
+                ],
+                "answer": "Making a clear, catchy sign or spreading the word through friends and neighbours",
+                "explanation": "Low-cost advertising, like signs or word-of-mouth, is effective for small businesses."
+            }
         ]
-    },
+    }
 }