app.py

import gradio as gr
import pandas as pd

def calculate_de_ratio(
    long_term_borrowings,
    debentures,
    bonds,
    term_loans,
    equity_share_capital,
    preference_share_capital,
    reserves_surplus,
    retained_earnings
):
    # Totals
    total_debt = long_term_borrowings + debentures + bonds + term_loans
    shareholders_equity = (
        equity_share_capital
        + preference_share_capital
        + reserves_surplus
        + retained_earnings
    )

    # Avoid division by zero
    de_ratio = total_debt / shareholders_equity if shareholders_equity != 0 else 0

    # Markdown summary
    summary = f"""
### 📊 Debt–Equity Ratio Summary

- **Total Debt:** ₹ {total_debt:,.2f}  
- **Shareholders’ Equity:** ₹ {shareholders_equity:,.2f}  
- **Debt–Equity Ratio:** **{de_ratio:.2f}**
"""

    # Table data
    data = {
        "Component": [
            "Long-term Borrowings",
            "Debentures",
            "Bonds",
            "Term Loans",
            "Equity Share Capital",
            "Preference Share Capital",
            "Reserves & Surplus",
            "Retained Earnings",
        ],
        "Amount (₹)": [
            long_term_borrowings,
            debentures,
            bonds,
            term_loans,
            equity_share_capital,
            preference_share_capital,
            reserves_surplus,
            retained_earnings,
        ],
    }

    df = pd.DataFrame(data)

    return summary, df


with gr.Blocks() as demo:
    gr.Markdown("# 💰 Debt–Equity Ratio Calculator")

    with gr.Row():
        with gr.Column():
            gr.Markdown("## Total Debt Components")
            long_term_borrowings = gr.Number(label="Long-term Borrowings", value=0)
            debentures = gr.Number(label="Debentures", value=0)
            bonds = gr.Number(label="Bonds", value=0)
            term_loans = gr.Number(label="Term Loans", value=0)

        with gr.Column():
            gr.Markdown("## Shareholders’ Equity Components")
            equity_share_capital = gr.Number(label="Equity Share Capital", value=0)
            preference_share_capital = gr.Number(label="Preference Share Capital", value=0)
            reserves_surplus = gr.Number(label="Reserves & Surplus", value=0)
            retained_earnings = gr.Number(label="Retained Earnings", value=0)

    calculate_btn = gr.Button("Calculate")

    output_md = gr.Markdown()
    output_table = gr.Dataframe()

    calculate_btn.click(
        fn=calculate_de_ratio,
        inputs=[
            long_term_borrowings,
            debentures,
            bonds,
            term_loans,
            equity_share_capital,
            preference_share_capital,
            reserves_surplus,
            retained_earnings,
        ],
        outputs=[output_md, output_table],
    )

demo.launch()