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{
"dataset": "full",
"target_col": "target",
"raw_num_cols": [
"num_previous_loans",
"num_previous_defaults",
"past_default_rate",
"days_since_last_loan",
"avg_time_bw_loans",
"avg_past_amount",
"avg_past_daily_burden",
"std_past_amount",
"std_past_daily_burden",
"trend_in_amount",
"trend_in_burden",
"Total_Amount",
"Total_Amount_to_Repay",
"duration",
"daily_burden",
"amount_ratio",
"burden_ratio",
"burden_percentile",
"borrower_history_strength",
"month",
"quarter",
"week_of_year",
"days_to_salary_day",
"days_to_local_festival",
"lender_id",
"lender_exposure_ratio",
"account_age_days",
"loan_frequency_per_year",
"repayment_consistency",
"latest_amount_ma3"
],
"raw_cat_cols": [
"duration_bucket",
"amount_bucket"
],
"pre_feature_names": [
"num__num_previous_loans",
"num__num_previous_defaults",
"num__past_default_rate",
"num__days_since_last_loan",
"num__avg_time_bw_loans",
"num__avg_past_amount",
"num__avg_past_daily_burden",
"num__std_past_amount",
"num__std_past_daily_burden",
"num__trend_in_amount",
"num__trend_in_burden",
"num__Total_Amount",
"num__Total_Amount_to_Repay",
"num__duration",
"num__daily_burden",
"num__amount_ratio",
"num__burden_ratio",
"num__burden_percentile",
"num__borrower_history_strength",
"num__month",
"num__quarter",
"num__week_of_year",
"num__days_to_salary_day",
"num__days_to_local_festival",
"num__lender_id",
"num__lender_exposure_ratio",
"num__account_age_days",
"num__loan_frequency_per_year",
"num__repayment_consistency",
"num__latest_amount_ma3",
"cat__duration_bucket_<=1m",
"cat__duration_bucket_<=1w",
"cat__duration_bucket_<=2m",
"cat__duration_bucket_<=2w",
"cat__duration_bucket_>2m",
"cat__amount_bucket_q1",
"cat__amount_bucket_q2",
"cat__amount_bucket_q3",
"cat__amount_bucket_q4"
],
"id_cols": [
"customer_id",
"tbl_loan_id"
],
"dropped_features": [
"interest_rate",
"lender_risk_profile",
"pseudo_disb_date",
"repayment_intensity"
],
"split_used": "time_split(pseudo_disb_date)"
} |