Spaces:
Running
Running
| { | |
| "records": [ | |
| { | |
| "num_previous_loans": 8, | |
| "num_previous_defaults": 0, | |
| "past_default_rate": 0.0, | |
| "days_since_last_loan": 40, | |
| "avg_time_bw_loans": 120, | |
| "avg_past_amount": 8000, | |
| "avg_past_daily_burden": 200, | |
| "std_past_amount": 500, | |
| "std_past_daily_burden": 20, | |
| "trend_in_amount": 1.05, | |
| "trend_in_burden": 0.9, | |
| "Total_Amount": 6000, | |
| "Total_Amount_to_Repay": 7200, | |
| "duration": 45, | |
| "daily_burden": 160, | |
| "amount_ratio": 0.4, | |
| "burden_ratio": 0.25, | |
| "duration_bucket": "45", | |
| "amount_bucket": "low", | |
| "burden_percentile": 0.15, | |
| "borrower_history_strength": "strong", | |
| "month": 5, | |
| "quarter": 2, | |
| "week_of_year": 18, | |
| "days_to_salary_day": 5, | |
| "days_to_local_festival": 40, | |
| "lender_id": "L_low1", | |
| "lender_exposure_ratio": 0.05, | |
| "account_age_days": 900, | |
| "loan_frequency_per_year": 3, | |
| "repayment_consistency": 0.98, | |
| "latest_amount_ma3": 5500 | |
| }, | |
| { | |
| "num_previous_loans": 6, | |
| "num_previous_defaults": 0, | |
| "past_default_rate": 0.0, | |
| "days_since_last_loan": 25, | |
| "avg_time_bw_loans": 90, | |
| "avg_past_amount": 12000, | |
| "avg_past_daily_burden": 300, | |
| "std_past_amount": 700, | |
| "std_past_daily_burden": 30, | |
| "trend_in_amount": 1.0, | |
| "trend_in_burden": 0.95, | |
| "Total_Amount": 10000, | |
| "Total_Amount_to_Repay": 11500, | |
| "duration": 60, | |
| "daily_burden": 190, | |
| "amount_ratio": 0.55, | |
| "burden_ratio": 0.35, | |
| "duration_bucket": "60", | |
| "amount_bucket": "mid", | |
| "burden_percentile": 0.25, | |
| "borrower_history_strength": "strong", | |
| "month": 7, | |
| "quarter": 3, | |
| "week_of_year": 27, | |
| "days_to_salary_day": 12, | |
| "days_to_local_festival": 25, | |
| "lender_id": "L_low2", | |
| "lender_exposure_ratio": 0.08, | |
| "account_age_days": 750, | |
| "loan_frequency_per_year": 4, | |
| "repayment_consistency": 0.95, | |
| "latest_amount_ma3": 10500 | |
| }, | |
| { | |
| "num_previous_loans": 4, | |
| "num_previous_defaults": 0, | |
| "past_default_rate": 0.0, | |
| "days_since_last_loan": 15, | |
| "avg_time_bw_loans": 60, | |
| "avg_past_amount": 15000, | |
| "avg_past_daily_burden": 450, | |
| "std_past_amount": 1200, | |
| "std_past_daily_burden": 40, | |
| "trend_in_amount": 1.05, | |
| "trend_in_burden": 1.0, | |
| "Total_Amount": 15000, | |
| "Total_Amount_to_Repay": 17500, | |
| "duration": 45, | |
| "daily_burden": 389, | |
| "amount_ratio": 0.8, | |
| "burden_ratio": 0.55, | |
| "duration_bucket": "45", | |
| "amount_bucket": "mid", | |
| "burden_percentile": 0.45, | |
| "borrower_history_strength": "medium", | |
| "month": 2, | |
| "quarter": 1, | |
| "week_of_year": 8, | |
| "days_to_salary_day": 18, | |
| "days_to_local_festival": 50, | |
| "lender_id": "L_mid1", | |
| "lender_exposure_ratio": 0.12, | |
| "account_age_days": 500, | |
| "loan_frequency_per_year": 5, | |
| "repayment_consistency": 0.88, | |
| "latest_amount_ma3": 16000 | |
| }, | |
| { | |
| "num_previous_loans": 3, | |
| "num_previous_defaults": 0, | |
| "past_default_rate": 0.0, | |
| "days_since_last_loan": 10, | |
| "avg_time_bw_loans": 45, | |
| "avg_past_amount": 17000, | |
| "avg_past_daily_burden": 520, | |
| "std_past_amount": 1500, | |
| "std_past_daily_burden": 60, | |
| "trend_in_amount": 1.1, | |
| "trend_in_burden": 1.05, | |
| "Total_Amount": 20000, | |
| "Total_Amount_to_Repay": 23000, | |
| "duration": 30, | |
| "daily_burden": 750, | |
| "amount_ratio": 1.2, | |
| "burden_ratio": 0.9, | |
| "duration_bucket": "30", | |
| "amount_bucket": "mid", | |
| "burden_percentile": 0.65, | |
| "borrower_history_strength": "medium", | |
| "month": 5, | |
| "quarter": 2, | |
| "week_of_year": 18, | |
| "days_to_salary_day": 10, | |
| "days_to_local_festival": 40, | |
| "lender_id": "L_mid2", | |
| "lender_exposure_ratio": 0.18, | |
| "account_age_days": 400, | |
| "loan_frequency_per_year": 6, | |
| "repayment_consistency": 0.82, | |
| "latest_amount_ma3": 18000 | |
| }, | |
| { | |
| "num_previous_loans": 5, | |
| "num_previous_defaults": 1, | |
| "past_default_rate": 0.2, | |
| "days_since_last_loan": 7, | |
| "avg_time_bw_loans": 40, | |
| "avg_past_amount": 18000, | |
| "avg_past_daily_burden": 600, | |
| "std_past_amount": 2200, | |
| "std_past_daily_burden": 90, | |
| "trend_in_amount": 1.15, | |
| "trend_in_burden": 1.1, | |
| "Total_Amount": 22000, | |
| "Total_Amount_to_Repay": 26000, | |
| "duration": 30, | |
| "daily_burden": 867, | |
| "amount_ratio": 1.35, | |
| "burden_ratio": 1.05, | |
| "duration_bucket": "30", | |
| "amount_bucket": "high", | |
| "burden_percentile": 0.75, | |
| "borrower_history_strength": "weak", | |
| "month": 9, | |
| "quarter": 3, | |
| "week_of_year": 36, | |
| "days_to_salary_day": 20, | |
| "days_to_local_festival": 10, | |
| "lender_id": "L_high1", | |
| "lender_exposure_ratio": 0.25, | |
| "account_age_days": 300, | |
| "loan_frequency_per_year": 8, | |
| "repayment_consistency": 0.7, | |
| "latest_amount_ma3": 21000 | |
| }, | |
| { | |
| "num_previous_loans": 7, | |
| "num_previous_defaults": 2, | |
| "past_default_rate": 0.29, | |
| "days_since_last_loan": 5, | |
| "avg_time_bw_loans": 30, | |
| "avg_past_amount": 22000, | |
| "avg_past_daily_burden": 750, | |
| "std_past_amount": 3000, | |
| "std_past_daily_burden": 120, | |
| "trend_in_amount": 1.2, | |
| "trend_in_burden": 1.2, | |
| "Total_Amount": 25000, | |
| "Total_Amount_to_Repay": 30000, | |
| "duration": 25, | |
| "daily_burden": 1200, | |
| "amount_ratio": 1.6, | |
| "burden_ratio": 1.3, | |
| "duration_bucket": "25", | |
| "amount_bucket": "high", | |
| "burden_percentile": 0.85, | |
| "borrower_history_strength": "weak", | |
| "month": 11, | |
| "quarter": 4, | |
| "week_of_year": 46, | |
| "days_to_salary_day": 25, | |
| "days_to_local_festival": 5, | |
| "lender_id": "L_high2", | |
| "lender_exposure_ratio": 0.32, | |
| "account_age_days": 250, | |
| "loan_frequency_per_year": 9, | |
| "repayment_consistency": 0.6, | |
| "latest_amount_ma3": 24000 | |
| }, | |
| { | |
| "num_previous_loans": 9, | |
| "num_previous_defaults": 4, | |
| "past_default_rate": 0.44, | |
| "days_since_last_loan": 2, | |
| "avg_time_bw_loans": 20, | |
| "avg_past_amount": 26000, | |
| "avg_past_daily_burden": 950, | |
| "std_past_amount": 4000, | |
| "std_past_daily_burden": 180, | |
| "trend_in_amount": 1.3, | |
| "trend_in_burden": 1.35, | |
| "Total_Amount": 30000, | |
| "Total_Amount_to_Repay": 36000, | |
| "duration": 20, | |
| "daily_burden": 1500, | |
| "amount_ratio": 2.0, | |
| "burden_ratio": 1.8, | |
| "duration_bucket": "20", | |
| "amount_bucket": "high", | |
| "burden_percentile": 0.95, | |
| "borrower_history_strength": "weak", | |
| "month": 1, | |
| "quarter": 1, | |
| "week_of_year": 3, | |
| "days_to_salary_day": 28, | |
| "days_to_local_festival": 2, | |
| "lender_id": "L_high3", | |
| "lender_exposure_ratio": 0.4, | |
| "account_age_days": 150, | |
| "loan_frequency_per_year": 12, | |
| "repayment_consistency": 0.4, | |
| "latest_amount_ma3": 28000 | |
| } | |
| ] | |
| } |