app.py

#importing necessary packages and modules
import gradio as gr
import joblib
import numpy as np

# Load the trained loan model
model = joblib.load("loan_RFmodel.joblib")

#This function 
#Takes input from user and uses the trained model to predict loan eligibility.

def predict_loan_status(
    married,
    dependents,
    education,
    applicant_income,
    coapplicant_income,
    loan_amount,
    loan_amount_term,
    credit_history,
    property_area
):

    #Encoding the categorical variables for model prediction
    married = 1 if married == "Yes" else 0
    education = 1 if education == "Graduate" else 0

    property_area_map = {
        "Urban": 2,
        "Semiurban": 1,
        "Rural": 0
    }
    property_area = property_area_map[property_area]

    # Combine inputs into model-ready format
    features = np.array([[
        married,
        dependents,
        education,
        applicant_income,
        coapplicant_income,
        loan_amount,
        loan_amount_term,
        credit_history,
        property_area
    ]])

    # Making prediction
    prediction = model.predict(features)[0]

    return "Loan Approved" if prediction == 1 else "Loan Rejected"

# Building the Gradio User Interface
Gardio_interface = gr.Interface(
    fn=predict_loan_status,
    inputs=[
        gr.Radio(["Yes", "No"], label="Married"),
        gr.Number(label="Number of Dependents"),
        gr.Radio(["Graduate", "Not Graduate"], label="Education"),
        gr.Number(label="Applicant Income"),
        gr.Number(label="Coapplicant Income"),
        gr.Number(label="Loan Amount"),
        gr.Number(label="Loan Amount Term(Days)"),
        gr.Radio([1, 0], label="Credit History (1 = Good, 0 = Bad)"),
        gr.Radio(["Urban", "Semiurban", "Rural"], label="Property Area"),
    ],
    outputs="text",
    title="Loan Status Prediction System",
    description="Predict whether a loan application will be approved or rejected using a trained machine learning model."
)

if __name__ == "__main__":
    Gardio_interface.launch()