---
title: PFI Elite Preview
emoji: 🧠
colorFrom: gray
colorTo: purple
sdk: gradio
sdk_version: 6.2.0
app_file: app.py
pinned: false
short_description: High-density financial reasoning. Intentionally constrained.
---

# Personal Financial Intelligence (PFI)

**High-density financial reasoning. Intentionally constrained.**

⚠️ **Research Preview Only**

PFI is a cognitive financial reasoning system designed to explore how complex financial questions can be structured, analyzed, and framed under strict constraints.

This interface is intentionally limited.

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## What PFI *Is*

- Exploratory financial reasoning  
- Structural analysis of financial problems  
- Scenario framing and cognitive decomposition  
- Non-executive, non-predictive outputs  

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## What PFI *Is Not*

- Financial advice  
- Trading signals  
- Portfolio management  
- Decision execution  

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## Access Model

This Hugging Face Space represents a **preview layer only**.

- Limited usage
- No personalization
- No memory
- No execution capabilities

Commercial, extended, or personalized access requires **explicit licensing**.

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## Governance & Safety

PFI does **not** provide financial advice.  
All outputs are informational, exploratory, and non-executive.

Users remain fully responsible for any decisions made based on external information.

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## Licensing & Access

This Hugging Face Space provides **research-preview access only**.

Commercial, extended, personalized, or decision-support use requires an
explicit license issued by **BPM RED Academy**.

Licensing tiers include:
- PFI Pro (Structured Reasoning)
- PFI Elite (Personalized Financial Intelligence)
- Institutional & Enterprise deployments

Contact: governance@bpm.ba

© 2026 BPM RED Academy  
All rights reserved.