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Create app.py
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import streamlit as st
from faiss import IndexFlatL2
import numpy as np
from transformers import T5Tokenizer, T5ForConditionalGeneration
from graphviz import Digraph
import torch
# Initialize T5 model for both summarization and feature extraction
tokenizer = T5Tokenizer.from_pretrained("t5-large")
model = T5ForConditionalGeneration.from_pretrained("t5-large")
# Initialize FAISS index
index = IndexFlatL2(1024) # T5 embeddings are 1024-dimensional
responses = [] # Store responses for FAISS
# Streamlit page setup
st.title("Banking AI Decision-Making Assistant πŸ€–")
st.markdown("""
### **Understanding AI Reasoning Methods**
Before answering, here’s how AI chooses the best reasoning method for your banking use case:
| Method | How It Works | Best For | Example Use Cases |
|--------|-------------|----------|------------------|
| **Chain-of-Thought (CoT)** | Step-by-step reasoning | Math, logic, coding | Solving word problems, code generation |
| **Tree-of-Thoughts (ToT)** | Explores multiple solution paths | Games, decision-making | Chess, strategic planning |
| **Self-Consistency (SC)** | Selects the most frequent correct answer | Fact-checking, accuracy | Medical diagnosis, legal cases |
| **PAL (Program-Aided LMs)** | Uses external tools for precise answers | Math, finance, databases | Financial projections, data queries |
| **ReAct (Reasoning + Acting)** | AI interacts with tools & takes actions | AI Agents, automation | AI assistants, automated workflows |
| **Graph-of-Thoughts (GoT)** | Thoughts form a flexible network | Research, innovation | Scientific discovery, brainstorming |
""")
# Collect use case from the user
st.markdown("### **Describe Your Banking Use Case:**")
use_case = st.text_area("Enter your banking use case:")
# Initialize session state for responses
if 'responses' not in st.session_state:
st.session_state.responses = {}
# Collect responses from user - checkboxes for independent selection
st.session_state.responses['multiple_factors'] = st.checkbox(
"πŸ”„ Does this involve multiple decision factors? (e.g., risk, compliance, fraud)",
value=False,
key="multiple_factors"
)
st.session_state.responses['real_time_validation'] = st.checkbox(
"⏳ Does this require real-time validation? (e.g., fraud detection, transaction monitoring)",
value=False,
key="real_time_validation"
)
st.session_state.responses['user_feedback'] = st.checkbox(
"πŸ‘₯ Does this need user feedback handling? (e.g., customer disputes, support tickets)",
value=False,
key="user_feedback"
)
st.session_state.responses['complexity'] = st.checkbox(
"🧩 Is the decision-making process complex? (e.g., multi-step approvals, AI model predictions)",
value=False,
key="complexity"
)
st.session_state.responses['security_concern'] = st.checkbox(
"πŸ” Are there security concerns? (e.g., sensitive data, encryption, compliance)",
value=False,
key="security_concern"
)
st.session_state.responses['automation_level'] = st.checkbox(
"πŸ€– Is this process fully automated? (e.g., auto-loan approvals, AI-driven compliance checks)",
value=False,
key="automation_level"
)
# Function to determine the best AI method based on responses
def determine_method(responses):
"""Determines the best AI method based on user responses."""
if responses['multiple_factors'] and responses['complexity']:
rationale = "Yes, this requires multi-step decision-making, strategic planning."
return "Tree-of-Thoughts (ToT)", rationale
elif responses['real_time_validation']:
rationale = "Yes, this requires real-time data validation for fraud detection or monitoring."
return "PAL (Program-Aided LMs)", rationale
elif responses['user_feedback']:
rationale = "Yes, this involves dynamic user feedback handling."
return "ReAct (Reasoning + Acting)", rationale
elif responses['security_concern']:
rationale = "Yes, there are concerns regarding data security and accuracy."
return "Self-Consistency (SC)", rationale
elif responses['automation_level']:
rationale = "Yes, this process requires a fully automated system with external tools."
return "PAL (Program-Aided LMs)", rationale
else:
rationale = "No, this decision-making is more straightforward and does not involve complex factors."
return "Chain-of-Thought (CoT)", rationale
# Function to store responses in FAISS index
def store_response(responses):
"""Stores user responses in FAISS."""
response_str = " ".join([f"{key}: {value}" for key, value in responses.items()])
inputs = tokenizer(response_str, return_tensors="pt", padding=True, truncation=True)
with torch.no_grad(): # Disable gradient calculation for inference
outputs = model.encoder(inputs["input_ids"]) # Encoder for feature extraction
embeddings = outputs.last_hidden_state.mean(dim=1).detach().numpy() # Use mean of hidden states as embedding
# Add the embeddings to the FAISS index
index.add(np.array(embeddings))
# Function to generate a decision tree visualization
def visualize_decision_tree(responses, selected_method, rationale):
"""Generates a decision tree visualization using Graphviz."""
dot = Digraph()
dot.node("Use Case Input", "🏦 Banking Use Case")
dot.node("Multiple Decision Factors", f"Yes: {responses['multiple_factors']}" if responses['multiple_factors'] else "No")
dot.node("Real-Time Validation", f"Yes: {responses['real_time_validation']}" if responses['real_time_validation'] else "No")
dot.node("User Feedback Handling", f"Yes: {responses['user_feedback']}" if responses['user_feedback'] else "No")
dot.node("Complexity", f"High: {responses['complexity']}" if responses['complexity'] else "Low")
dot.node("Security Concern", f"Yes: {responses['security_concern']}" if responses['security_concern'] else "No")
dot.node("Automation Level", f"Automated: {responses['automation_level']}" if responses['automation_level'] else "Human Oversight")
dot.node("Final Method", f"🎯 {selected_method}\nRationale: {rationale}")
# Connect nodes
dot.edge("Use Case Input", "Multiple Decision Factors")
dot.edge("Multiple Decision Factors", "Real-Time Validation")
dot.edge("Real-Time Validation", "User Feedback Handling")
dot.edge("User Feedback Handling", "Complexity")
dot.edge("Complexity", "Security Concern")
dot.edge("Security Concern", "Automation Level")
dot.edge("Automation Level", "Final Method")
st.graphviz_chart(dot)
# Summarization using T5
def get_summary(use_case):
"""Generates a summary using T5."""
try:
inputs = tokenizer(f"summarize: {use_case}", return_tensors="pt", max_length=512, truncation=True)
summary_ids = model.generate(inputs["input_ids"], max_length=200, num_beams=4, early_stopping=True)
summary = tokenizer.decode(summary_ids[0], skip_special_tokens=True)
return summary
except Exception as e:
st.error(f"❌ Error generating summary: {e}")
return None
# Analyze button
if st.button("πŸ” Analyze Use Case"):
# Get summary of the use case
summary = get_summary(use_case)
if summary:
st.write("### **πŸ“„ Summary of Your Use Case:**")
st.write(summary)
# Determine the best AI method
method, rationale = determine_method(st.session_state.responses)
st.write(f"## πŸš€ Recommended AI Method: {method}")
st.write(f"### Reasoning: {rationale}")
# Store response in FAISS index
store_response(st.session_state.responses)
# Visualize the decision tree
visualize_decision_tree(st.session_state.responses, method, rationale)