// --- GAME DATA & CONFIGURATION --- const PERSONAS = { farmer: { id: 'farmer', name: 'Ramesh', age: 38, role: 'Cotton Farmer', location: 'Vidarbha, Maharashtra', description: 'You own 3 acres. Rain is your boss. One bad season can destroy 10 years of work.', img: 'http://static.photos/agriculture/640x360/12', stats: { income: 4000, stability: 30, safety: 20, debt: 20, scamRisk: 40, wealth: 10 }, startMoney: 15000, difficulty: 'Hard', special: 'monsoon_risk' }, woman: { id: 'woman', name: 'Sunita', age: 32, role: 'Tailoring & Home Manager', location: 'Ranchi, Jharkhand', description: 'You run a sewing business and manage a home of 5. Money mixes too easily. Can you keep them separate?', img: 'http://static.photos/people/640x360/45', stats: { income: 12000, stability: 50, safety: 40, debt: 10, scamRisk: 30, wealth: 20 }, startMoney: 8000, businessStartCash: 5000, difficulty: 'Medium', special: 'separation_wallets' // Enables dual wallet UI }, student: { id: 'student', name: 'Aman', age: 19, role: 'Engineering Student', location: 'Kota, Rajasthan', description: 'Your parents send money. Your friends spend money. FOMO is your enemy. Today habits build your future.', img: 'http://static.photos/education/640x360/88', stats: { income: 5000, stability: 80, safety: 10, debt: 0, scamRisk: 60, wealth: 5 }, startMoney: 2000, difficulty: 'Easy', special: 'impulse_control' }, young_adult: { id: 'young_adult', name: 'Rohit', age: 24, role: 'IT Support', location: 'Bangalore, Karnataka', description: 'You got a credit card. You got a salary. You have no idea how tax works. Welcome to the golden handcuffs.', img: 'http://static.photos/technology/640x360/33', stats: { income: 35000, stability: 60, safety: 30, debt: 30, scamRisk: 50, wealth: 15 }, startMoney: 5000, difficulty: 'Medium', special: 'lifestyle_inflation' } }; const SCENARIOS = { common: [ { id: 'c1', text: "You get a message on WhatsApp: 'Your SBI account is suspended. Click here to verify.'", type: 'scam', choices: [ { text: "Click link immediately (Panic)", effect: { money: -5000, safety: -20, scamRisk: +30 }, result: "SCAM! Your bank account is drained. You lose ₹5,000." }, { text: "Ignore and block", effect: { safety: +5, scamRisk: -5 }, result: "Smart move. You check the real app. Everything is fine." }, { text: "Call customer care", effect: { safety: +10, stability: +5 }, result: "It takes 20 minutes, but you confirm it was fake." } ] }, { id: 'c2', text: "A wedding invitation arrives from a distant relative. Gift expectations are high.", type: 'social', choices: [ { text: "Take a small loan for a good gift", effect: { money: +2000, debt: +15, stability: -10 }, result: "You look respectable at the wedding, but the loan EMI starts next month." }, { text: "Give what you can afford", effect: { money: -1000, stability: +5 }, result: "You give a modest gift. Nobody cares, but you are debt-free." }, { text: "Make an excuse and don't go", effect: { stability: -5, money: 0 }, result: "You save money but your mother is upset with you." } ] }, { id: 'c3', text: "A sudden fever hits the house. You need medicines fast.", type: 'shock', choices: [ { text: "Buy generic medicines from pharmacy", effect: { money: -500, safety: +10 }, result: "Effective and cheap. Health improves." }, { text: "Go to private hospital immediately", effect: { money: -3000, safety: +15, stability: -5 }, result: "Great care, but expensive. Your wallet hurts." }, { text: "Wait and see if it passes", effect: { safety: -20, stability: -5 }, result: "Condition worsens. You end up paying double later." } ] } ], farmer: [ { id: 'f1', text: "The monsoon is delayed. You have enough water for only 2 more weeks.", type: 'crisis', choices: [ { text: "Buy a diesel pump set on loan (₹15k)", effect: { money: +15000, debt: +30, safety: +10 }, result: "The pump saves the crop, but now you owe the money lender heavily." }, { text: "Pray and wait for rain", effect: { safety: -20, stability: -10 }, result: "Rain comes late. Crop yield is reduced by 40%.", shockResult: { money: -10000 } }, { text: "Sell the calf early to buy water", effect: { money: -500, wealth: -10, safety: +5 }, result: "You save the crop, but lost a future asset." } ] }, { id: 'f_insurance', text: "An agent offers 'Pradhan Mantri Fasal Bima Yojana' for ₹2,000. It covers crop failure.", type: 'decision', choices: [ { text: "Buy Insurance (₹2,000)", effect: { money: -2000, tags: ['insured_crop'] }, result: "You feel lighter. If disaster strikes, you won't lose everything." }, { text: "Save the money (Keep ₹2,000)", effect: { money: 0, tags: ['uninsured_crop'] }, result: "You keep the cash today. But you are exposed to nature's fury.", karmaConsequence: 'drought_check' } ] }, { id: 'f_drought', text: "A severe drought hits the region. Crops are failing everywhere.", type: 'crisis', requiredTags: ['uninsured_crop'], // Only if they didn't buy insurance choices: [ { text: "Accept the loss", effect: { money: -40000, stability: -40, safety: -20 }, result: "Years of work gone. You have to take a massive loan to survive next season." } ] }, { id: 'f_drought_safe', text: "A severe drought hits the region. Crops are failing everywhere.", type: 'crisis', requiredTags: ['insured_crop'], // Only if insured choices: [ { text: "Claim Insurance", effect: { money: +30000, stability: +10 }, result: "Insurance payout arrives! You survive the drought without falling into debt." } ] } ], woman: [ { id: 'w1', text: "A customer orders 10 blouses for a festival, asks to pay 'later'.", type: 'business', choices: [ { text: "Accept (Need the work)", effect: { tags: ['mixed_wallets'] }, result: "She doesn't pay for 3 months. Your business cash flow stops because you used home money for groceries.", shockResult: { businessCash: -5000 } }, { text: "Demand 50% advance", effect: { businessCash: +1000, stability: +10 }, result: "She agrees. You have money to buy materials immediately." }, { text: "Refuse politely", effect: { money: 0, stability: -5 }, result: "You lose the work, but keep your dignity and safety." } ] }, { id: 'w2', text: "Groceries are running low. You have ₹2,000 in business cash and ₹500 in home cash.", type: 'routine', choices: [ { text: "Pay from Business Cash (Easy)", effect: { businessCash: -1500, tags: ['mixed_wallets'], stability: -5 }, result: "Groceries bought. But now you can't buy fabric for the next order." }, { text: "Pay from Home Cash (Tight)", effect: { money: -500, wealth: +5, tags: ['separated_wallets'] }, result: "You skip a meal or two, but your business capital is safe." } ] }, { id: 'w3', text: "Big order! 50 school uniforms. Need ₹5,000 fabric immediately.", type: 'business', choices: [ { text: "Use business savings", effect: { businessCash: -5000, money: +10000, tags: ['separated_wallets'] }, result: "You complete the order, make profit, and business grows." }, { text: "Borrow from local lender", effect: { money: +5000, debt: +20 }, result: "You pay high interest. Profit is eaten up by the loan.", shockResult: { stability: -10 } } ] } ], student: [ { id: 's1', text: "Friends are going to Goa for the weekend. You don't have the money.", type: 'social', choices: [ { text: "Borrow from Parents (Lie about fees)", effect: { money: 5000, debt: +20, stability: -10, scamRisk: +10, tags: ['habitual_liar'] }, result: "Fun trip. But you start a habit of lying for money." }, { text: "Use 'Buy Now Pay Later' app", effect: { money: 5000, debt: +30, safety: -10, tags: ['credit_addict'] }, result: "Instant approval. Now you owe the app + high interest." }, { text: "Stay back and study", effect: { wealth: +10, stability: +5, tags: ['focused'] }, result: "FOMO hits hard, but your grades improve." } ] }, { id: 's2', text: "You see a YouTube video: 'Turn ₹500 into ₹50,000 with Crypto'.", type: 'scam', choices: [ { text: "Invest immediately", effect: { money: -500, wealth: -10, tags: ['crypto_gambler'] }, result: "It's a rug pull. Your money is gone in seconds.", karmaConsequence: 'future_loan_rejection' }, { text: "Watch full video, then research", effect: { scamRisk: -10 }, result: "You find comments calling it a scam. You dodged a bullet." } ] }, { id: 's3', text: "Flash sale on sneakers! 70% OFF for 1 hour.", type: 'social', choices: [ { text: "Buy Now!", effect: { money: -2000, tags: ['impulse_buyer'] }, result: "They look cool. But you eat instant noodles for two weeks." }, { text: "Ignore", effect: { wealth: +5 }, result: "Resisting feels good. Your savings stay intact." } ] } ], young_adult: [ { id: 'y1', text: "Salary credited! Bank offers a pre-approved personal loan for 'Travel'.", type: 'credit', choices: [ { text: "Take the loan (Trip to Europe)", effect: { money: 100000, debt: +40, stability: -20 }, result: "Instagram photos look great. The EMI is 40% of your salary." }, { text: "Start a SIP (Mutual Fund) instead", effect: { money: -10000, wealth: +20, stability: +10, tags: ['investor'] }, result: "Not exciting today, but your future self will thank you." }, { text: "Buy a new iPhone on EMI", effect: { money: -10000, debt: +20, wealth: -5 }, result: "You look cool. Asset value drops immediately." } ] }, { id: 'y2', text: "Company announces layoffs. You have 6 months of expenses saved.", type: 'shock', choices: [ { text: "Panic and look for job now", effect: { stability: -10 }, result: "You survive the cut, but the stress was unnecessary." }, { text: "Relax, you have a fund", effect: { stability: +20, safety: +20 }, result: "You are laid off, but you survive 4 months comfortably without panic." }, { text: "Invest savings in stock market", effect: { wealth: -20, safety: -30 }, result: "Market crashes the next week. You lose your safety net.", shockResult: { money: -20000, stability: -20 } } ] }, { id: 'y_loan_reject', text: "You apply for a home loan to buy a flat.", type: 'finance', requiredTags: ['credit_addict', 'crypto_gambler', 'habitual_liar'], choices: [ { text: "Submit Application", effect: { stability: -20 }, result: "REJECTED. Your credit score is ruined by past impulsive decisions and 'Buy Now Pay Later' apps." } ] } ] }; // --- STATE MANAGEMENT --- class GameState { constructor() { this.reset(); } reset() { this.personaId = null; this.month = 1; this.year = 1; this.money = 0; this.businessCash = 0; // For Sunita this.stats = { stability: 50, safety: 50, debt: 0, scamRisk: 0, wealth: 20 }; this.karmaTags = []; // "Invisible Future Meter" tags this.history = []; this.currentScenario = null; this.gameOver = false; } loadPersona(id) { const p = PERSONAS[id]; this.personaId = id; this.money = p.startMoney; this.businessCash = p.businessStartCash || 0; this.stats = { ...p.stats }; this.month = 1; this.year = 1; this.gameOver = false; this.karmaTags = []; } nextTurn() { this.month++; if (this.month > 12) { this.month = 1; this.year++; } // Passive Income/Expense const persona = PERSONAS[this.personaId]; // Dual Wallet Income Logic if (persona.special === 'separation_wallets') { this.businessCash += persona.income; } else { this.money += persona.income; } // Debt Interest Effect (Compounding) if (this.stats.debt > 50) { this.money -= 2000; this.stats.stability -= 2; } // Game Over Condition (10 Years or Bankruptcy) if (this.year > 10 || (this.money < -20000 && this.businessCash < -20000)) { this.gameOver = true; return 'end'; } return 'continue'; } applyEffect(effect) { if (!effect) return; // Financials if (effect.money) this.money += effect.money; if (effect.businessCash) this.businessCash += effect.businessCash; // Stats if (effect.stability) this.updateStat('stability', effect.stability); if (effect.safety) this.updateStat('safety', effect.safety); if (effect.debt) this.updateStat('debt', effect.debt); if (effect.scamRisk) this.updateStat('scamRisk', effect.scamRisk); if (effect.wealth) this.updateStat('wealth', effect.wealth); // Karma Tags (The Invisible Hand) if (effect.tags) { effect.tags.forEach(tag => { if (!this.karmaTags.includes(tag)) { this.karmaTags.push(tag); } }); } // Clamp stats 0-100 for (let key in this.stats) { this.stats[key] = Math.max(0, Math.min(100, this.stats[key])); } } updateStat(key, value) { this.stats[key] += value; } getScenario() { // 1. Check for Karma-triggered specific events first // If user has tags ['uninsured_crop'], prioritize drought event if (this.karmaTags.includes('uninsured_crop') && Math.random() > 0.6) { return SCENARIOS.farmer.find(s => s.id === 'f_drought'); } if (this.karmaTags.includes('insured_crop') && Math.random() > 0.6) { return SCENARIOS.farmer.find(s => s.id === 'f_drought_safe'); } if (this.personaId === 'young_adult' && (this.karmaTags.includes('credit_addict') || this.karmaTags.includes('crypto_gambler')) && Math.random() > 0.7) { return SCENARIOS.young_adult.find(s => s.id === 'y_loan_reject'); } // 2. Standard Logic: 30% Common, 70% Persona Specific const pool = Math.random() > 0.3 ? SCENARIOS[this.personaId] : SCENARIOS.common; const available = pool.filter(s => { if (!s.requiredTags) return true; // If scenario requires tags, check if player has ANY of them return s.requiredTags.some(tag => this.karmaTags.includes(tag)); }); return available.length > 0 ? available[Math.floor(Math.random() * available.length)] : pool[Math.floor(Math.random() * pool.length)]; } } const state = new GameState(); // --- GAME LOGIC --- const mainContent = document.getElementById('main-content'); function initGame() { renderHome(); } function renderHome() { mainContent.innerHTML = `

PAISA YUDDH

The Financial Survival Game of Bharat

You don't learn money. You survive with it.
No reset button. No right answers. Only consequences.

`; } window.selectPersona = (id) => { state.loadPersona(id); document.dispatchEvent(new Event('state-update')); renderGameInterface(); startTurn(); }; function renderGameInterface() { mainContent.innerHTML = `

Invisible Future Meter

You don't see the numbers, you feel the effects. These hidden stats determine your fate.

`; } function startTurn() { const turnResult = state.nextTurn(); if (turnResult === 'end') { renderEndScreen(); return; } const scenario = state.getScenario(); state.currentScenario = scenario; renderScenario(scenario); } function renderScenario(scenario) { const container = document.getElementById('scenario-container'); const containerContent = container.querySelector('.relative.z-10'); // Update background based on type const bgType = scenario.type === 'scam' ? 'technology' : scenario.type === 'crisis' ? 'nature' : 'abstract'; document.getElementById('scenario-bg').style.backgroundImage = `url('http://static.photos/${bgType}/640x360/${Math.floor(Math.random()*100)}')`; let iconColor = 'text-primary'; if(scenario.type === 'scam') iconColor = 'text-purple-500'; if(scenario.type === 'crisis') iconColor = 'text-red-500'; containerContent.innerHTML = `
Life Event: ${scenario.type}

${scenario.text}

${scenario.choices.map((choice, idx) => ` `).join('')}
`; feather.replace(); } window.handleChoice = (idx) => { const choice = state.currentScenario.choices[idx]; state.applyEffect(choice.effect); let resultText = choice.result; // Handle Shock Results (Random consequence) if (choice.shockResult && Math.random() > 0.5) { state.applyEffect(choice.shockResult); const shockMsg = choice.shockResult.text || "Unexpected financial hit due to previous risks!"; resultText += `

⚠️ SHOCK: ${shockMsg}
`; } // Check for Karma Consequences (The "Aha!" moment) if (choice.karmaConsequence === 'drought_check' && Math.random() > 0.4) { // Triggered if they didn't buy insurance previously and bad luck strikes resultText += `

💀 KARMA: The drought you feared has arrived next season!
`; } renderResult(resultText); // Visual Feedback: Karma Positive const container = document.getElementById('scenario-container'); if (choice.effect && choice.effect.tags && choice.effect.tags.includes('separated_wallets')) { container.classList.add('karma-positive'); setTimeout(() => container.classList.remove('karma-positive'), 2000); } document.dispatchEvent(new Event('state-update')); }; function renderResult(text) { const container = document.getElementById('scenario-container'); const containerContent = container.querySelector('.relative z-10'); containerContent.innerHTML = `
🎲

The Outcome

${text}
`; feather.replace(); } function renderEndScreen() { const title = state.money < 0 ? "FINANCIAL RUIN" : state.stats.wealth > 60 ? "FINANCIAL WARRIOR" : "SURVIVED"; const color = state.money < 0 ? "text-red-500" : "text-green-500"; // Analyze Karma const badHabits = state.karmaTags.filter(t => ['crypto_gambler', 'credit_addict', 'habitual_liar', 'mixed_wallets'].includes(t)); const goodHabits = state.karmaTags.filter(t => ['investor', 'separated_wallets', 'focused', 'insured_crop'].includes(t)); mainContent.innerHTML = `
${state.money < 0 ? '📉' : '🏆'}

${title}

10 Years have passed in the life of ${PERSONAS[state.personaId].name}

Final Net Worth
₹${(state.money + (state.businessCash || 0)).toLocaleString()}
Wealth Score
${state.stats.wealth}/100

Behavioral Analysis

Strengths
${goodHabits.length > 0 ? goodHabits.map(h => `
✓ ${h.replace('_', ' ')}
`).join('') :
No significant financial habits formed.
}
Risks Detected
${badHabits.length > 0 ? badHabits.map(h => `
⚠ ${h.replace('_', ' ')}
`).join('') :
Clean financial record.
}
`; } // Init window.onload = () => { feather.replace(); initGame(); };