{
  "expenses": [],
  "budget": 0,
  "savings": 0,
  "goals": {
    "monthly": 0,
    "target": 0
  },
  "badges": {
    "bronze": 0,
    "silver": 0,
    "gold": 0
  },
  "reminders": [],
  "receipts": [],
  "currency": "USD",
  "analytics": {
    "weekend_spending": 0,
    "highest_category": ""
  }
}