{
  "feature_names": [
    "mths_since_recent_inq",
    "purpose_debt_consolidation",
    "addr_state_NE",
    "purpose_other",
    "purpose_wedding",
    "title_length",
    "purpose_vacation",
    "addr_state_SD",
    "addr_state_OH",
    "addr_state_VT",
    "addr_state_WY",
    "purpose_home_improvement",
    "addr_state_AR",
    "dti",
    "purpose_small_business",
    "last_fico_range_low",
    "addr_state_KY",
    "emp_length_numeric",
    "addr_state_TN",
    "addr_state_UT",
    "title_has_car",
    "addr_state_WA",
    "addr_state_KS",
    "addr_state_VA",
    "pct_tl_nvr_dlq",
    "int_rate_times_loan",
    "addr_state_ID",
    "loan_to_income",
    "addr_state_MA",
    "addr_state_ME",
    "mths_since_recent_bc",
    "addr_state_DE",
    "addr_state_MT",
    "addr_state_DC",
    "home_ownership_MORTGAGE",
    "addr_state_IA",
    "addr_state_LA",
    "mo_sin_old_rev_tl_op",
    "title_has_medical",
    "addr_state_NY",
    "addr_state_IL",
    "title_has_credit",
    "purpose_major_purchase",
    "addr_state_AL",
    "addr_state_CA",
    "verification_status_Verified",
    "verification_status_Source Verified",
    "total_bal_ex_mort",
    "addr_state_MD",
    "purpose_medical",
    "addr_state_MS",
    "revol_util_decimal",
    "addr_state_CT",
    "years_since_earliest_cr",
    "title_has_home",
    "mo_sin_old_il_acct",
    "addr_state_NC",
    "addr_state_RI",
    "addr_state_CO",
    "addr_state_OR",
    "addr_state_AZ",
    "addr_state_NV",
    "addr_state_MI",
    "addr_state_IN",
    "total_bc_limit",
    "home_ownership_OWN",
    "addr_state_SC",
    "subprime_high_dti",
    "home_ownership_RENT",
    "mo_sin_rcnt_rev_tl_op",
    "title_has_consolidation",
    "has_delinq_history",
    "addr_state_FL",
    "title_has_debt",
    "addr_state_NJ",
    "addr_state_WV",
    "addr_state_NH",
    "addr_state_HI",
    "title_has_card",
    "addr_state_TX",
    "annual_inc",
    "addr_state_GA",
    "addr_state_WI",
    "addr_state_MO",
    "addr_state_MN",
    "total_acc",
    "grade_numeric",
    "addr_state_PA",
    "addr_state_NM",
    "purpose_renewable_energy",
    "addr_state_OK",
    "last_fico_range_high",
    "revol_bal",
    "purpose_house",
    "purpose_moving",
    "title_word_count",
    "avg_cur_bal",
    "purpose_credit_card"
  ],
  "feature_count": 98,
  "categorical_features": [
    "purpose_debt_consolidation",
    "addr_state_NE",
    "purpose_other",
    "purpose_wedding",
    "purpose_vacation",
    "addr_state_SD",
    "addr_state_OH",
    "addr_state_VT",
    "addr_state_WY",
    "purpose_home_improvement",
    "addr_state_AR",
    "purpose_small_business",
    "addr_state_KY",
    "addr_state_TN",
    "addr_state_UT",
    "addr_state_WA",
    "addr_state_KS",
    "addr_state_VA",
    "addr_state_ID",
    "addr_state_MA",
    "addr_state_ME",
    "addr_state_DE",
    "addr_state_MT",
    "addr_state_DC",
    "home_ownership_MORTGAGE",
    "addr_state_IA",
    "addr_state_LA",
    "addr_state_NY",
    "addr_state_IL",
    "purpose_major_purchase",
    "addr_state_AL",
    "addr_state_CA",
    "verification_status_Verified",
    "verification_status_Source Verified",
    "addr_state_MD",
    "purpose_medical",
    "addr_state_MS",
    "addr_state_CT",
    "addr_state_NC",
    "addr_state_RI",
    "addr_state_CO",
    "addr_state_OR",
    "addr_state_AZ",
    "addr_state_NV",
    "addr_state_MI",
    "addr_state_IN",
    "home_ownership_OWN",
    "addr_state_SC",
    "home_ownership_RENT",
    "addr_state_FL"
  ]
}