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"version": "1.0",
"best_threshold": 0.8,
"feature_names_after_ohe": [
"checking_status_A11",
"checking_status_A12",
"checking_status_A13",
"checking_status_A14",
"credit_history_A30",
"credit_history_A31",
"credit_history_A32",
"credit_history_A33",
"credit_history_A34",
"loan_purpose_A40",
"loan_purpose_A41",
"loan_purpose_A410",
"loan_purpose_A42",
"loan_purpose_A43",
"loan_purpose_A44",
"loan_purpose_A45",
"loan_purpose_A46",
"loan_purpose_A48",
"loan_purpose_A49",
"savings_account_A61",
"savings_account_A62",
"savings_account_A63",
"savings_account_A64",
"savings_account_A65",
"employment_duration_A71",
"employment_duration_A72",
"employment_duration_A73",
"employment_duration_A74",
"employment_duration_A75",
"personal_status_sex_A91",
"personal_status_sex_A92",
"personal_status_sex_A93",
"personal_status_sex_A94",
"guarantors_A101",
"guarantors_A102",
"guarantors_A103",
"property_type_A121",
"property_type_A122",
"property_type_A123",
"property_type_A124",
"other_installment_plans_A141",
"other_installment_plans_A142",
"other_installment_plans_A143",
"housing_type_A151",
"housing_type_A152",
"housing_type_A153",
"job_type_A171",
"job_type_A172",
"job_type_A173",
"job_type_A174",
"telephone_A191",
"telephone_A192",
"foreign_worker_A201",
"foreign_worker_A202",
"credit_duration_months",
"credit_amount",
"installment_rate",
"residence_since",
"age_years",
"existing_credits",
"dependents"
],
"cat_cols": [
"checking_status",
"credit_history",
"loan_purpose",
"savings_account",
"employment_duration",
"personal_status_sex",
"guarantors",
"property_type",
"other_installment_plans",
"housing_type",
"job_type",
"telephone",
"foreign_worker"
],
"num_cols": [
"credit_duration_months",
"credit_amount",
"installment_rate",
"residence_since",
"age_years",
"existing_credits",
"dependents"
],
"target": "approved",
"cost_matrix": {
"FP": 5.0,
"FN": 1.0
},
"sklearn_version": "1.6.1",
"xgboost_version": "2.1.1",
"joblib_version": "1.4.2",
"pandas_version": "2.2.2",
"numpy_version": "1.26.0"
}
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