NBO recommendation

app.py

@@ -110,8 +110,8 @@ class ArchonMasterEngine:
             msg += f"\n* **Tren Saldo**: Saldo saat ini Rp{last_bal:,.0f}. "
             msg += "Terjadi penurunan saldo rata-rata, mengindikasikan tabungan mulai tergerus." if len(u_bal) > 1 and last_bal < u_bal.iloc[-2]['avg_balance'] else "Saldo tumbuh stabil."
 
-        msg += f"\n\n<div class='nbo-box'>**🎯 REKOMENDASI TINDAKAN (NBO): {action}**\n\n"
-        msg += f"**Definisi:** {detail}\n\n"
+        msg += f"\n\n<div class='nbo-box'>🎯 REKOMENDASI TINDAKAN (NBO): {action}\n\n"
+        msg += f"**Bagaimana?:** {detail}\n\n"
         msg += f"**Langkah-langkah Strategis:**\n"
         for i, s in enumerate(steps, 1): msg += f"{i}. {s}\n"
         msg += f"</div>"