revisi

app.py

@@ -1,57 +1,65 @@
-import os
+import pandas as pd
+import numpy as np
 import gradio as gr
+import os
 from transformers import pipeline
-from huggingface_hub import InferenceClient
-
-# Konfigurasi Pilar 1: Classifier (IndoBERT)
-MODEL_PATH = "archon_v1"
-CATEGORIES = ["Income", "Bills", "Transport", "Retail/E-commerce", "Cash Withdrawal", "Transfer Out", "General Debit"]
 
-# Konfigurasi Pilar 3: Generative NBO (Mistral-7B)
-HF_TOKEN = os.getenv("HF_TOKEN")
-llm_client = InferenceClient(model="mistralai/Mistral-7B-Instruct-v0.3", token=HF_TOKEN)
+# --- KONFIGURASI SISTEM ---
+MODEL_PATH = "archon_v1" # Folder model BERT hasil training Anda
+CATEGORIES = ["groceries", "utilities", "transport", "healthcare", "education", "restaurant", "entertainment"]
 
-class ArchonSystem:
+class ArchonBankEngine:
     def __init__(self):
-        # Pilar 1: Load Local Classifier 
+        # AI Layer: Automasi Klasifikasi Narasi Transaksi (Tahap 2)
         self.classifier = pipeline("text-classification", model=MODEL_PATH, tokenizer=MODEL_PATH)
+        self.load_data()
 
-    def analyze(self, text, amount, income, monthly_spending):
-        # 1. NLP Classification (Pilar 1)
-        pred = self.classifier(text)[0]
-        cat = CATEGORIES[int(pred['label'].split('_')[-1])]
+    def load_data(self):
+        # Tahap 1: Data Foundation (Merge Dataset)
+        self.df_txn = pd.read_csv('transactions.csv', parse_dates=['date'])
+        self.df_cust = pd.read_csv('customers.csv')
+        self.df_bal = pd.read_csv('balances_revised.csv', parse_dates=['month'])
+        self.df_rep = pd.read_csv('repayments_revised.csv', parse_dates=['due_date'])
+
+    def run_pipeline(self, customer_id):
+        # 1. Filter Data Nasabah
+        cust_txn = self.df_txn[self.df_txn['customer_id'] == customer_id].copy()
         
-        # 2. Risk Prediction (Pilar 2: Early Warning System)
-        # Menggunakan logika rasio pengeluaran adaptif
-        risk_score = (amount / income if income > 0 else 0) + (monthly_spending / income if income > 0 else 0)
-        risk_level = "High" if risk_score > 0.8 else ("Medium" if risk_score > 0.4 else "Low")
+        # 2. Tahap 2: AI Intelligence (Automasi Labeling)
+        # BERT mendeteksi merchant_category dari narasi yang ambigu
+        cust_txn['category'] = cust_txn['raw_description'].apply(lambda x: CATEGORIES[int(self.classifier(x)[0]['label'].split('_')[-1])])
         
-        # 3. Generative NBO Engine (Pilar 3: Personal Recommendation) [cite: 87, 136]
-        prompt = f"Role: Financial Advisor Bank Profesional. Nasabah bertransaksi {cat} sebesar Rp{amount:,.0f}. Risiko: {risk_level}. Beri 1 saran finansial singkat, natural, dan ramah dalam Bahasa Indonesia (Maks 20 kata)."
+        # 3. Tahap 4: Risk Labeling (Early Warning)
+        # Bobot: Expense 30%, Trend 20%, Overdraft 20%, Missed Payment 20%
+        # (Logika kalkulasi skor sesuai rumus di dokumen Anda)
+        risk_score = 0.75 # Simulasi hasil perhitungan
+        risk_level = "HIGH" if risk_score >= 0.7 else "LOW"
+        
+        # 4. Tahap 5: NBO Engine (Action Layer)
+        action = "restructuring_suggestion" if risk_level == "HIGH" else "promote_saving"
+        
+        # 5. Tahap 6: Explainable Summary (Untuk Manajemen)
+        summary = f"Nasabah terdeteksi berisiko {risk_level} karena rasio pengeluaran tinggi."
         
-        try:
-            nbo_msg = llm_client.chat_completion(messages=[{"role": "user", "content": prompt}], max_tokens=80).choices[0].message.content
-        except:
-            nbo_msg = "Pertahankan kebiasaan menabung Anda dan pantau pengeluaran melalui dashboard Archon."
-
         return {
-            "Analysis": f"Category: {cat} | Resilience Status: {risk_level}",
-            "Archon's Personalized Advice": nbo_msg
+            "ID Nasabah": customer_id,
+            "Level Risiko": risk_level,
+            "Rekomendasi Aksi": action,
+            "Penjelasan": summary
         }
 
-# UI Skala Industri
-archon = ArchonSystem()
+engine = ArchonBankEngine()
+
+# --- DASHBOARD UNTUK MANAJEMEN ---
+def manager_dashboard(cust_id):
+    return engine.run_pipeline(cust_id)
+
 demo = gr.Interface(
-    fn=archon.analyze,
-    inputs=[
-        gr.Textbox(label="Transaction Narrative"), 
-        gr.Number(label="Amount (Rp)"), 
-        gr.Number(label="Monthly Income (Rp)"), 
-        gr.Number(label="Total Current Spending (Rp)")
-    ],
+    fn=manager_dashboard,
+    inputs=gr.Textbox(label="Masukkan Customer ID (Contoh: C0001)"),
     outputs="json",
-    title="Archon-AI: Financial Resilience Engine",
-    description="Managed Services Provider (MSP) solution for Indonesian Banking."
+    title="🛡️ Archon-AI: Industrial Banking Automation",
+    description="Sistem automasi pengelolaan sumber daya informasi bank berdasarkan perilaku nasabah."
 )
 
 if __name__ == "__main__":

balances_revised.csv

@@ -0,0 +1,1441 @@
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customers.csv

@@ -0,0 +1,121 @@
+customer_id,age,segment,monthly_income,products_owned,tenure_months
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offers.csv

@@ -0,0 +1,285 @@
+customer_id,offer_type,channel,responded,response_time_days
+C0001,saving_boost,rm_call,1,7.0
+C0001,personal_loan,rm_call,0,
+C0002,personal_loan,push_notif,0,3.0
+C0003,saving_boost,rm_call,1,7.0
+C0004,personal_loan,rm_call,0,1.0
+C0005,saving_boost,push_notif,0,7.0
+C0006,saving_boost,rm_call,0,
+C0006,saving_boost,rm_call,0,3.0
+C0006,saving_boost,rm_call,1,
+C0006,limit_increase,push_notif,1,1.0
+C0007,personal_loan,push_notif,1,3.0
+C0007,personal_loan,push_notif,1,
+C0007,personal_loan,rm_call,1,7.0
+C0008,limit_increase,rm_call,1,1.0
+C0009,limit_increase,push_notif,1,
+C0010,personal_loan,rm_call,1,
+C0011,saving_boost,push_notif,0,1.0
+C0011,limit_increase,rm_call,1,
+C0012,saving_boost,rm_call,0,7.0
+C0012,limit_increase,rm_call,1,
+C0012,saving_boost,rm_call,1,
+C0013,limit_increase,push_notif,0,
+C0013,personal_loan,push_notif,1,3.0
+C0014,saving_boost,push_notif,1,1.0
+C0014,saving_boost,push_notif,0,3.0
+C0014,limit_increase,push_notif,0,
+C0014,personal_loan,push_notif,0,1.0
+C0015,personal_loan,push_notif,1,1.0
+C0015,personal_loan,push_notif,0,7.0
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+C0016,personal_loan,push_notif,1,7.0
+C0017,personal_loan,push_notif,0,7.0
+C0017,personal_loan,rm_call,0,
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+C0018,saving_boost,push_notif,0,1.0
+C0019,saving_boost,push_notif,1,1.0
+C0020,personal_loan,push_notif,0,1.0
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+C0021,personal_loan,push_notif,1,1.0
+C0022,saving_boost,push_notif,1,3.0
+C0022,personal_loan,rm_call,1,7.0
+C0023,saving_boost,push_notif,0,7.0
+C0023,personal_loan,push_notif,0,7.0
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+C0024,limit_increase,push_notif,1,3.0
+C0024,limit_increase,rm_call,0,3.0
+C0025,personal_loan,rm_call,0,7.0
+C0025,limit_increase,rm_call,0,7.0
+C0026,personal_loan,push_notif,1,1.0
+C0026,saving_boost,rm_call,1,7.0
+C0026,personal_loan,push_notif,1,1.0
+C0027,limit_increase,push_notif,0,7.0
+C0027,personal_loan,push_notif,0,
+C0027,personal_loan,rm_call,1,
+C0027,personal_loan,rm_call,1,
+C0028,saving_boost,push_notif,0,3.0
+C0029,limit_increase,push_notif,1,
+C0029,limit_increase,push_notif,1,7.0
+C0029,saving_boost,rm_call,0,7.0
+C0030,limit_increase,push_notif,1,7.0
+C0030,personal_loan,rm_call,0,7.0
+C0031,limit_increase,rm_call,1,1.0
+C0031,limit_increase,rm_call,0,3.0
+C0031,personal_loan,rm_call,0,3.0
+C0032,limit_increase,rm_call,0,
+C0032,limit_increase,push_notif,0,7.0
+C0032,limit_increase,push_notif,1,7.0
+C0032,saving_boost,push_notif,0,7.0
+C0033,limit_increase,push_notif,0,3.0
+C0033,limit_increase,push_notif,1,
+C0034,limit_increase,rm_call,1,1.0
+C0034,limit_increase,rm_call,0,
+C0034,limit_increase,rm_call,0,
+C0034,personal_loan,rm_call,0,
+C0035,limit_increase,rm_call,1,
+C0035,limit_increase,push_notif,1,
+C0035,personal_loan,rm_call,1,7.0
+C0035,saving_boost,push_notif,0,
+C0036,saving_boost,rm_call,0,1.0
+C0037,limit_increase,push_notif,0,1.0
+C0037,limit_increase,push_notif,0,3.0
+C0038,limit_increase,rm_call,0,1.0
+C0038,limit_increase,push_notif,0,3.0
+C0038,saving_boost,rm_call,1,1.0
+C0038,saving_boost,push_notif,0,7.0
+C0039,limit_increase,push_notif,1,
+C0039,saving_boost,push_notif,1,
+C0039,limit_increase,push_notif,0,
+C0039,limit_increase,rm_call,0,7.0
+C0040,saving_boost,push_notif,1,3.0
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+C0041,limit_increase,rm_call,1,3.0
+C0041,personal_loan,push_notif,0,1.0
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+C0041,limit_increase,push_notif,0,
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+C0042,saving_boost,push_notif,0,1.0
+C0043,limit_increase,push_notif,0,
+C0043,limit_increase,push_notif,1,
+C0044,personal_loan,rm_call,0,1.0
+C0044,limit_increase,rm_call,1,1.0
+C0044,limit_increase,push_notif,0,1.0
+C0045,limit_increase,rm_call,0,3.0
+C0045,personal_loan,push_notif,1,3.0
+C0045,limit_increase,push_notif,0,
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+C0047,personal_loan,push_notif,1,3.0
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+C0049,personal_loan,rm_call,0,7.0
+C0049,personal_loan,push_notif,0,
+C0049,limit_increase,rm_call,0,7.0
+C0050,saving_boost,rm_call,0,3.0
+C0050,saving_boost,rm_call,0,7.0
+C0050,personal_loan,push_notif,0,7.0
+C0051,personal_loan,push_notif,1,3.0
+C0051,saving_boost,push_notif,1,3.0
+C0052,saving_boost,rm_call,0,
+C0052,saving_boost,rm_call,0,7.0
+C0053,limit_increase,rm_call,1,3.0
+C0053,limit_increase,push_notif,0,
+C0054,personal_loan,push_notif,0,7.0
+C0055,saving_boost,push_notif,0,3.0
+C0055,saving_boost,rm_call,0,7.0
+C0055,personal_loan,push_notif,0,7.0
+C0056,saving_boost,push_notif,1,3.0
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+C0057,saving_boost,rm_call,0,3.0
+C0057,personal_loan,rm_call,0,
+C0057,limit_increase,rm_call,0,3.0
+C0057,saving_boost,rm_call,0,
+C0058,personal_loan,push_notif,1,
+C0058,personal_loan,rm_call,1,1.0
+C0058,personal_loan,rm_call,1,
+C0059,personal_loan,push_notif,1,3.0
+C0059,saving_boost,push_notif,1,1.0
+C0060,saving_boost,push_notif,1,7.0
+C0061,personal_loan,rm_call,1,
+C0061,limit_increase,push_notif,1,1.0
+C0061,saving_boost,push_notif,1,3.0
+C0062,personal_loan,push_notif,1,
+C0062,personal_loan,push_notif,1,1.0
+C0063,limit_increase,push_notif,1,1.0
+C0063,saving_boost,rm_call,1,
+C0064,saving_boost,push_notif,0,
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+C0064,saving_boost,push_notif,0,1.0
+C0064,limit_increase,push_notif,0,7.0
+C0065,limit_increase,rm_call,1,1.0
+C0065,limit_increase,rm_call,0,
+C0066,saving_boost,rm_call,1,7.0
+C0067,personal_loan,rm_call,0,
+C0068,limit_increase,push_notif,0,
+C0068,personal_loan,rm_call,0,1.0
+C0069,limit_increase,rm_call,1,7.0
+C0070,personal_loan,rm_call,0,7.0
+C0070,limit_increase,push_notif,1,3.0
+C0070,saving_boost,rm_call,0,
+C0070,limit_increase,rm_call,0,
+C0071,limit_increase,rm_call,0,1.0
+C0071,personal_loan,rm_call,1,
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+C0072,saving_boost,push_notif,0,1.0
+C0072,limit_increase,push_notif,1,3.0
+C0073,personal_loan,rm_call,0,
+C0073,personal_loan,push_notif,1,1.0
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+C0074,personal_loan,push_notif,1,7.0
+C0075,personal_loan,push_notif,0,
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+C0075,limit_increase,push_notif,0,1.0
+C0075,personal_loan,rm_call,1,
+C0076,personal_loan,push_notif,1,
+C0077,saving_boost,push_notif,0,1.0
+C0077,limit_increase,rm_call,1,3.0
+C0077,limit_increase,rm_call,0,7.0
+C0078,personal_loan,rm_call,1,1.0
+C0079,saving_boost,rm_call,1,
+C0079,limit_increase,push_notif,1,
+C0080,limit_increase,rm_call,1,1.0
+C0080,personal_loan,push_notif,1,
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+C0080,limit_increase,push_notif,1,7.0
+C0081,saving_boost,push_notif,1,
+C0082,personal_loan,push_notif,0,7.0
+C0082,personal_loan,push_notif,1,7.0
+C0082,saving_boost,rm_call,1,7.0
+C0083,saving_boost,rm_call,0,3.0
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+C0084,saving_boost,rm_call,0,1.0
+C0084,limit_increase,push_notif,0,1.0
+C0085,limit_increase,rm_call,1,
+C0085,personal_loan,push_notif,1,1.0
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+C0087,saving_boost,push_notif,1,
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+C0089,limit_increase,rm_call,1,3.0
+C0089,personal_loan,push_notif,0,
+C0089,saving_boost,rm_call,1,
+C0090,limit_increase,rm_call,1,
+C0090,personal_loan,push_notif,1,7.0
+C0091,limit_increase,rm_call,1,
+C0091,limit_increase,push_notif,1,1.0
+C0092,limit_increase,rm_call,1,7.0
+C0093,limit_increase,push_notif,1,1.0
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+C0095,limit_increase,rm_call,0,3.0
+C0096,personal_loan,push_notif,1,
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+C0097,personal_loan,push_notif,1,7.0
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+C0100,personal_loan,push_notif,0,1.0
+C0101,limit_increase,push_notif,0,7.0
+C0102,limit_increase,rm_call,0,3.0
+C0103,personal_loan,rm_call,1,7.0
+C0103,limit_increase,push_notif,0,7.0
+C0104,saving_boost,rm_call,1,3.0
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+C0106,personal_loan,rm_call,0,
+C0106,personal_loan,rm_call,1,
+C0107,personal_loan,push_notif,1,
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+C0109,saving_boost,rm_call,1,
+C0109,personal_loan,push_notif,1,
+C0110,saving_boost,rm_call,1,
+C0110,personal_loan,rm_call,0,7.0
+C0110,personal_loan,push_notif,1,1.0
+C0110,limit_increase,rm_call,0,7.0
+C0111,limit_increase,push_notif,0,1.0
+C0111,saving_boost,rm_call,1,1.0
+C0112,personal_loan,rm_call,0,3.0
+C0113,limit_increase,rm_call,1,1.0
+C0113,saving_boost,push_notif,0,
+C0113,saving_boost,push_notif,1,7.0
+C0113,personal_loan,push_notif,1,1.0
+C0114,saving_boost,rm_call,0,1.0
+C0114,limit_increase,push_notif,1,
+C0114,saving_boost,push_notif,1,3.0
+C0114,saving_boost,rm_call,0,3.0
+C0115,saving_boost,push_notif,0,3.0
+C0115,personal_loan,rm_call,1,
+C0115,saving_boost,rm_call,0,3.0
+C0116,limit_increase,rm_call,1,7.0
+C0116,personal_loan,push_notif,0,
+C0117,personal_loan,rm_call,0,
+C0117,saving_boost,rm_call,1,7.0
+C0117,personal_loan,push_notif,1,7.0
+C0117,saving_boost,push_notif,0,3.0
+C0118,personal_loan,push_notif,1,
+C0118,personal_loan,push_notif,0,3.0
+C0119,saving_boost,rm_call,0,3.0
+C0120,personal_loan,rm_call,1,
+C0120,limit_increase,push_notif,0,3.0
+C0120,saving_boost,push_notif,1,3.0
+C0120,personal_loan,rm_call,0,7.0

repayments_revised.csv

@@ -0,0 +1,427 @@
+customer_id,due_date,paid_date,days_late,status
+C0003,2024-07-01,2024-07-01,0,on_time
+C0003,2024-08-01,2024-08-01,0,on_time
+C0003,2024-09-01,2024-09-01,0,on_time
+C0003,2024-10-01,2024-10-01,0,on_time
+C0003,2024-11-01,,3,late
+C0003,2024-12-01,,3,late
+C0004,2024-07-01,,7,late
+C0004,2024-08-01,2024-08-01,0,on_time
+C0004,2024-09-01,,7,late
+C0004,2024-10-01,,3,late
+C0004,2024-11-01,2024-11-01,0,on_time
+C0004,2024-12-01,,14,late
+C0008,2024-07-01,2024-07-01,0,on_time
+C0008,2024-08-01,,3,late
+C0008,2024-09-01,2024-09-01,0,on_time
+C0008,2024-10-01,,7,late
+C0008,2024-11-01,,3,late
+C0008,2024-12-01,2024-12-01,0,on_time
+C0009,2024-07-01,2024-07-01,0,on_time
+C0009,2024-08-01,,14,late
+C0009,2024-09-01,2024-09-01,0,on_time
+C0009,2024-10-01,2024-10-01,0,on_time
+C0009,2024-11-01,2024-11-01,0,on_time
+C0009,2024-12-01,,3,late
+C0011,2024-07-01,2024-07-01,0,on_time
+C0011,2024-08-01,2024-08-01,0,on_time
+C0011,2024-09-01,2024-09-01,0,on_time
+C0011,2024-10-01,,3,late
+C0011,2024-11-01,2024-11-01,0,on_time
+C0011,2024-12-01,,3,late
+C0012,2024-07-01,2024-07-01,0,on_time
+C0012,2024-08-01,2024-08-01,0,on_time
+C0012,2024-09-01,,7,late
+C0012,2024-10-01,2024-10-01,0,on_time
+C0012,2024-11-01,2024-11-01,0,on_time
+C0012,2024-12-01,2024-12-01,0,on_time
+C0016,2024-07-01,2024-07-01,0,on_time
+C0016,2024-08-01,2024-08-01,0,on_time
+C0016,2024-09-01,,3,late
+C0016,2024-10-01,2024-10-01,0,on_time
+C0016,2024-11-01,2024-11-01,0,on_time
+C0016,2024-12-01,2024-12-01,0,on_time
+C0017,2024-07-01,2024-07-01,0,on_time
+C0017,2024-08-01,2024-08-01,0,on_time
+C0017,2024-09-01,2024-09-01,0,on_time
+C0017,2024-10-01,2024-10-01,0,on_time
+C0017,2024-11-01,2024-11-01,0,on_time
+C0017,2024-12-01,2024-12-01,0,on_time
+C0018,2024-07-01,2024-07-01,0,on_time
+C0018,2024-08-01,,7,late
+C0018,2024-09-01,,7,late
+C0018,2024-10-01,,7,late
+C0018,2024-11-01,2024-11-01,0,on_time
+C0018,2024-12-01,,3,late
+C0019,2024-07-01,,14,late
+C0019,2024-08-01,,3,late
+C0019,2024-09-01,2024-09-01,0,on_time
+C0019,2024-10-01,2024-10-01,0,on_time
+C0019,2024-11-01,2024-11-01,0,on_time
+C0019,2024-12-01,2024-12-01,0,on_time
+C0020,2024-07-01,,3,late
+C0020,2024-08-01,2024-08-01,0,on_time
+C0020,2024-09-01,2024-09-01,0,on_time
+C0020,2024-10-01,2024-10-01,0,on_time
+C0020,2024-11-01,,14,late
+C0020,2024-12-01,2024-12-01,0,on_time
+C0021,2024-07-01,2024-07-01,0,on_time
+C0021,2024-08-01,2024-08-01,0,on_time
+C0021,2024-09-01,2024-09-01,0,on_time
+C0021,2024-10-01,2024-10-01,0,on_time
+C0021,2024-11-01,2024-11-01,0,on_time
+C0021,2024-12-01,,3,late
+C0023,2024-07-01,2024-07-01,0,on_time
+C0023,2024-08-01,2024-08-01,0,on_time
+C0023,2024-09-01,2024-09-01,0,on_time
+C0023,2024-10-01,2024-10-01,0,on_time
+C0023,2024-11-01,2024-11-01,0,on_time
+C0023,2024-12-01,2024-12-01,0,on_time
+C0030,2024-07-01,2024-07-01,0,on_time
+C0030,2024-08-01,2024-08-01,0,on_time
+C0030,2024-09-01,,7,late
+C0030,2024-10-01,2024-10-01,0,on_time
+C0030,2024-11-01,2024-11-01,0,on_time
+C0030,2024-12-01,2024-12-01,0,on_time
+C0033,2024-07-01,2024-07-01,0,on_time
+C0033,2024-08-01,2024-08-01,0,on_time
+C0033,2024-09-01,,7,late
+C0033,2024-10-01,,3,late
+C0033,2024-11-01,,3,late
+C0033,2024-12-01,,7,late
+C0034,2024-07-01,2024-07-01,0,on_time
+C0034,2024-08-01,2024-08-01,0,on_time
+C0034,2024-09-01,2024-09-01,0,on_time
+C0034,2024-10-01,,3,late
+C0034,2024-11-01,,7,late
+C0034,2024-12-01,2024-12-01,0,on_time
+C0036,2024-07-01,,3,late
+C0036,2024-08-01,,3,late
+C0036,2024-09-01,2024-09-01,0,on_time
+C0036,2024-10-01,2024-10-01,0,on_time
+C0036,2024-11-01,,3,late
+C0036,2024-12-01,,14,late
+C0037,2024-07-01,2024-07-01,0,on_time
+C0037,2024-08-01,2024-08-01,0,on_time
+C0037,2024-09-01,,3,late
+C0037,2024-10-01,2024-10-01,0,on_time
+C0037,2024-11-01,,7,late
+C0037,2024-12-01,,14,late
+C0039,2024-07-01,,3,late
+C0039,2024-08-01,2024-08-01,0,on_time
+C0039,2024-09-01,2024-09-01,0,on_time
+C0039,2024-10-01,2024-10-01,0,on_time
+C0039,2024-11-01,2024-11-01,0,on_time
+C0039,2024-12-01,2024-12-01,0,on_time
+C0040,2024-07-01,2024-07-01,0,on_time
+C0040,2024-08-01,2024-08-01,0,on_time
+C0040,2024-09-01,2024-09-01,0,on_time
+C0040,2024-10-01,,3,late
+C0040,2024-11-01,2024-11-01,0,on_time
+C0040,2024-12-01,,3,late
+C0043,2024-07-01,2024-07-01,0,on_time
+C0043,2024-08-01,,3,late
+C0043,2024-09-01,2024-09-01,0,on_time
+C0043,2024-10-01,2024-10-01,0,on_time
+C0043,2024-11-01,,3,late
+C0043,2024-12-01,2024-12-01,0,on_time
+C0044,2024-07-01,2024-07-01,0,on_time
+C0044,2024-08-01,2024-08-01,0,on_time
+C0044,2024-09-01,,14,late
+C0044,2024-10-01,2024-10-01,0,on_time
+C0044,2024-11-01,2024-11-01,0,on_time
+C0044,2024-12-01,2024-12-01,0,on_time
+C0045,2024-07-01,2024-07-01,0,on_time
+C0045,2024-08-01,,7,late
+C0045,2024-09-01,2024-09-01,0,on_time
+C0045,2024-10-01,,14,late
+C0045,2024-11-01,2024-11-01,0,on_time
+C0045,2024-12-01,2024-12-01,0,on_time
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