Terms of Service

Last Updated: February 27, 2026 (v1.2.0)

Important: Grip is an analytics tool, not a financial advisor. Use this data for informational purposes only.

01. Service Description

Grip Intelligence provides a personal financial dashboard that aggregates bank transaction data via automated email syncing. The system uses a hybrid extraction pipeline: a local rule-based engine for primary extraction, with Groq AI as a fallback for ambiguous emails. All data is sanitized before any external processing.

02. Data Access & Consent

By using the Gmail sync feature, you grant Grip a limited license to read transaction-related emails. You can revoke this consent at any time via your Google Account security settings. Grip will only access emails that match financial alert patterns (debit/credit alerts, bank notifications). Marketing and promotional emails are filtered out automatically.

03. External AI Services

Grip may send anonymized, PII-sanitized email snippets to Groq's API as a fallback when the local extraction engine is unable to parse a transaction. By using Grip, you consent to this limited, sanitized data transfer. No raw personal identifiers (card numbers, PAN, Aadhaar, UPI IDs) are ever sent to external services.

04. Prohibited Use

You may not use Grip for any illegal financial activities or attempt to reverse-engineer our proprietary Intelligence Engine.

05. Liability

Grip is provided "as-is." We are not responsible for financial decisions made based on the projections or "Safe to Spend" metrics provided by the tool. Transaction extraction accuracy depends on the format of your bank's notification emails and may not be 100% accurate in all cases.

06. Contact

For questions regarding these terms, contact amitkr.dey1998@gmail.com