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Lapse & Surrender Study 2023-25: Gradio app on the scelo library
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cff-version: 1.2.0
title: "Lapse & Surrender Study 2023–25 · scelo"
message: >-
If you use this Space or its data, please cite the dataset, and the SOA Research Institute and
LIMRA data request it answers.
type: software
authors:
- family-names: Denewade
given-names: Ali
affiliation: "Intelligent Actuaries"
url: "https://huggingface.co/spaces/intelligentactuaries/lapse-surrender-study-scelo"
repository-code: "https://huggingface.co/spaces/alidenewade/lapse-surrender-study-scelo"
license: MIT
version: "1.0.0"
date-released: "2026-09-30"
keywords:
- actuarial science
- lapse
- experience study
- VM-51
- synthetic data
references:
- type: data
title: "Synthetic Term and Whole Life Lapse and Surrender Study, 2023–2025: 10,000 synthetic policyholders in the VM-51 layout"
authors:
- family-names: Denewade
given-names: Ali
affiliation: "Intelligent Actuaries"
year: 2026
url: "https://huggingface.co/datasets/intelligentactuaries/synthetic-lapse-surrender-study-2023-2025"
license: CC-BY-4.0
notes: "Synthetic data. Not SOA or LIMRA data."
- type: report
title: "2023–2025 Term and Whole Life Lapse and Surrender Experience Study Data Request"
authors:
- name: "Society of Actuaries Research Institute"
- name: "LIMRA"
year: 2026
month: 7
url: "https://www.soa.org/research/opportunities/2026/2023-2025-term-whole-life-lapse-sur-exp-study-data-request/"
- type: software
title: "scelo"
authors:
- name: "Intelligent Actuaries"
version: "0.1.0"
url: "https://docs.intelligentactuaries.com/scelo/libraries/"
repository-code: "https://github.com/intelligentactuaries/scelo"