backend/data/schemes.json

{
  "schemes": [
    {
      "scheme_code": "PM_KISAN",
      "scheme_name": "PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)",
      "scheme_name_hindi": "प्रधानमंत्री किसान सम्मान निधि",
      "scheme_type": "direct_benefit",
      "state_specific": false,
      "applicable_states": [],
      "description": "Direct income support scheme providing ₹6,000 per year to small and marginal farmers in three equal installments of ₹2,000 each through Direct Benefit Transfer (DBT).",
      "description_hindi": "छोटे और सीमांत किसानों को प्रति वर्ष ₹6,000 की प्रत्यक्ष आय सहायता तीन समान किस्तों में प्रदान की जाती है।",
      "benefit_amount": "₹6,000 per year (₹2,000 × 3 installments)",
      "eligibility_criteria": {
        "land_holding": "Small and marginal farmers owning up to 2 hectares of cultivable land",
        "citizenship": "Indian citizen actively involved in agriculture",
        "land_ownership": "Land ownership must be registered in official state records",
        "aadhaar": "Valid Aadhaar number required",
        "bank_account": "Active bank account linked with Aadhaar",
        "exclusions": [
          "Income tax payers",
          "Government employees (serving or retired)",
          "Institutional landholders",
          "Professionals (doctors, engineers, lawyers, chartered accountants)"
        ]
      },
      "required_documents": [
        "Aadhaar Card",
        "Land ownership documents",
        "Bank account details (Aadhaar-linked)",
        "Passport-sized photograph"
      ],
      "application_process": "Online application through PM-KISAN portal (pmkisan.gov.in) or offline through Common Service Centers (CSCs) and state government offices. Complete eKYC verification using Aadhaar is mandatory.",
      "application_url": "https://pmkisan.gov.in/",
      "helpline_number": "155261 / 011-24300606",
      "deadline_type": "rolling",
      "deadline_date": null,
      "key_features": [
        "Direct fund transfer with no middlemen",
        "Funds for seeds, fertilizers, pesticides, and irrigation",
        "Reduced debt burden by eliminating dependence on informal loans",
        "Over ₹3.70 lakh crore disbursed to 11+ crore farmer families since launch",
        "Kisan-eMitra AI chatbot for assistance",
        "PM-KISAN mobile app available"
      ],
      "is_active": true,
      "last_updated": "2026-02-07"
    },
    {
      "scheme_code": "PMFBY",
      "scheme_name": "PMFBY (Pradhan Mantri Fasal Bima Yojana)",
      "scheme_name_hindi": "प्रधानमंत्री फसल बीमा योजना",
      "scheme_type": "insurance",
      "state_specific": false,
      "applicable_states": [],
      "description": "Comprehensive crop insurance scheme providing coverage against natural calamities, pests, and diseases with highly subsidized premiums. Covers yield loss, prevented sowing, post-harvest losses, and localized risks.",
      "description_hindi": "प्राकृतिक आपदाओं, कीटों और बीमारियों के खिलाफ व्यापक फसल बीमा योजना जो अत्यधिक सब्सिडी वाले प्रीमियम के साथ कवरेज प्रदान करती है।",
      "benefit_amount": "Up to ₹60,000 crop insurance cover per farmer",
      "eligibility_criteria": {
        "farmer_type": "All farmers (owner/tenant) growing notified crops in notified areas",
        "crops_covered": "Food crops, oilseeds, horticultural crops, commercial crops",
        "premium_rates": {
          "kharif_food_oilseeds": "2% maximum of sum insured",
          "rabi_food_oilseeds": "1.5% maximum of sum insured",
          "horticultural_commercial": "5% maximum of sum insured"
        },
        "government_subsidy": "Government covers remaining premium with no upper limit"
      },
      "required_documents": [
        "Land records",
        "Aadhaar Card",
        "Bank account details",
        "Sowing certificate (for tenant farmers)"
      ],
      "application_process": "Apply through commercial banks, cooperative banks, regional rural banks, insurance companies, or Common Service Centers (CSCs). Application must be submitted before crop sowing deadline.",
      "application_url": "https://pmfby.gov.in/",
      "helpline_number": "011-23382012",
      "deadline_type": "seasonal",
      "deadline_date": "Kharif: End of July | Rabi: End of December",
      "key_features": [
        "Full sum-insured payable without any capping",
        "Coverage for natural disasters: fire, lightning, storms, hailstorms, cyclones, floods",
        "Drought and dry spell coverage",
        "Pest and disease coverage",
        "Post-harvest losses (up to 14 days)",
        "Prevented sowing coverage (up to 25% of sum-insured)",
        "Claims processing within 2 months of harvest",
        "Technology integration: satellite imagery, drones, UAVs for loss assessment",
        "Scheme continues through 2025-26 with ₹69,515.71 crore budget"
      ],
      "is_active": true,
      "last_updated": "2026-02-07"
    },
    {
      "scheme_code": "KCC",
      "scheme_name": "Kisan Credit Card (KCC)",
      "scheme_name_hindi": "किसान क्रेडिट कार्ड",
      "scheme_type": "credit",
      "state_specific": false,
      "applicable_states": [],
      "description": "Revolving credit facility providing short-term loans for crop production, post-harvest expenses, asset maintenance, and consumption needs with highly subsidized interest rates.",
      "description_hindi": "फसल उत्पादन, कटाई के बाद के खर्च, संपत्ति रखरखाव और उपभोग की जरूरतों के लिए अत्यधिक सब्सिडी वाली ब्याज दरों के साथ अल्पकालिक ऋण प्रदान करने वाली रिवॉल्विंग क्रेडिट सुविधा।",
      "benefit_amount": "Up to ₹3 lakh without collateral | Up to ₹5 lakh with annual increments",
      "eligibility_criteria": {
        "farmer_type": "Owner-cultivators, tenant farmers, sharecroppers, oral lessees",
        "activities_covered": "Agriculture and allied activities (dairy, poultry, fisheries)",
        "age_limit": "18-75 years (older applicants need co-borrower)",
        "citizenship": "Indian citizen"
      },
      "required_documents": [
        "Aadhaar Card",
        "Land records or proof of allied activities",
        "Application form with passport photo",
        "Bank account details"
      ],
      "application_process": "Apply through any bank branch or online through participating banks' digital portals. No processing fees for loans up to ₹3 lakh.",
      "application_url": "https://www.rbi.org.in/ (Apply through banks)",
      "helpline_number": "Contact respective bank branch",
      "deadline_type": "rolling",
      "deadline_date": null,
      "key_features": [
        "Base interest rate: 7% per annum for loans up to ₹3 lakh",
        "Government provides 2% upfront discount",
        "Additional 3% incentive for prompt repayment",
        "Effective rate: 4% per annum with timely repayment",
        "Revolving credit facility with flexible repayment",
        "Validity: 5 years with annual review",
        "No processing fees for loans up to ₹3 lakh",
        "Security: Hypothecation of crop up to ₹2 lakh; land charge above ₹2 lakh",
        "Modified Interest Subvention Scheme 2026 (RBI Circular 193/2026)"
      ],
      "is_active": true,
      "last_updated": "2026-02-07"
    },
    {
      "scheme_code": "PM_KUSUM",
      "scheme_name": "PM-KUSUM (Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyaan)",
      "scheme_name_hindi": "प्रधानमंत्री किसान ऊर्जा सुरक्षा एवं उत्थान महाअभियान",
      "scheme_type": "subsidy",
      "state_specific": false,
      "applicable_states": [],
      "description": "Solar agriculture scheme providing subsidies for standalone solar pumps, grid-connected solar plants, and solarization of existing pumps. Aims to add 34,800 MW solar capacity with farmers earning additional income from surplus power.",
      "description_hindi": "सौर कृषि योजना जो स्टैंडअलोन सौर पंप, ग्रिड-कनेक्टेड सौर संयंत्र और मौजूदा पंपों के सौरीकरण के लिए सब्सिडी प्रदान करती है।",
      "benefit_amount": "30-50% Central subsidy + 30% State subsidy (farmer pays 10-40%)",
      "eligibility_criteria": {
        "component_a": "Individual farmers, groups, cooperatives, panchayats for 500 kW to 2 MW solar plants",
        "component_b": "Farmers in off-grid areas for standalone solar pumps up to 7.5 HP",
        "component_c": "Farmers with existing grid-connected pumps for solarization"
      },
      "required_documents": [
        "Aadhaar Card",
        "Land ownership documents",
        "Electricity connection details (for Component C)",
        "Bank account details",
        "Mobile number"
      ],
      "application_process": "Online registration through PM-KUSUM portal (pmkusum.mnre.gov.in). Select Farmer Registration, provide details including name, mobile, Aadhaar, and address. Loan application forms also available on portal.",
      "application_url": "https://pmkusum.mnre.gov.in/",
      "helpline_number": "1800-180-3333",
      "deadline_type": "fixed",
      "deadline_date": "March 31, 2026",
      "key_features": [
        "Component A: 10,000 MW decentralized grid-connected solar plants",
        "Component B: 14 lakh standalone solar agriculture pumps",
        "Component C: 35 lakh solarisation of grid-connected pumps",
        "Central Financial Assistance: 30% (50% in NE states and hill regions)",
        "State subsidy: minimum 30%",
        "Farmer contribution: 40% (20% in special regions)",
        "Bank financing available to reduce farmer's payment to 10%",
        "Performance-based incentives: ₹0.40 per unit or ₹6.6 lakh per MW for 5 years",
        "Farmers can sell surplus power to DISCOMs",
        "Free electricity for irrigation",
        "Total scheme budget: ₹34,422 crore"
      ],
      "is_active": true,
      "last_updated": "2026-02-07"
    },
    {
      "scheme_code": "SOIL_HEALTH_CARD",
      "scheme_name": "Soil Health Card Scheme",
      "scheme_name_hindi": "मृदा स्वास्थ्य कार्ड योजना",
      "scheme_type": "subsidy",
      "state_specific": false,
      "applicable_states": [],
      "description": "Free soil testing service providing farmers with printed or digital reports on soil nutrients, pH levels, organic carbon, and micronutrients. Includes crop-wise fertilizer recommendations to reduce costs and improve productivity.",
      "description_hindi": "मुफ्त मृदा परीक्षण सेवा जो किसानों को मिट्टी के पोषक तत्वों, पीएच स्तर, जैविक कार्बन और सूक्ष्म पोषक तत्वों पर मुद्रित या डिजिटल रिपोर्ट प्रदान करती है।",
      "benefit_amount": "FREE soil testing and recommendations (worth ₹500-1,000)",
      "eligibility_criteria": {
        "farmer_type": "All farmers",
        "frequency": "Once every 2 years",
        "land_type": "All agricultural land"
      },
      "required_documents": [
        "Aadhaar Card",
        "Land ownership documents",
        "Contact details"
      ],
      "application_process": "Contact District Agriculture Office for soil sample collection. Trained personnel collect samples using grid-based methods. Samples sent to government-recognized laboratories for testing. Soil Health Card generated in 22 languages within 7-15 days.",
      "application_url": "https://soilhealth.dac.gov.in/",
      "helpline_number": "Contact District Agriculture Office",
      "deadline_type": "rolling",
      "deadline_date": null,
      "key_features": [
        "Testing parameters: NPK (Nitrogen, Phosphorus, Potassium), pH, Organic Carbon",
        "Micronutrients tested: Zinc, Iron, Copper, Manganese, Boron",
        "Crop-wise fertilizer dosage recommendations",
        "Available in 22 languages and local units",
        "Web and smartphone-based portal access",
        "Track sample status online",
        "Soil maps showing pH status",
        "Need-based use of external inputs",
        "Increased productivity and reduced cultivation costs",
        "Sustainable soil health management",
        "Fertilizer savings: 10-15% through optimized use"
      ],
      "is_active": true,
      "last_updated": "2026-02-07"
    },
    {
      "scheme_code": "MSP",
      "scheme_name": "MSP (Minimum Support Price)",
      "scheme_name_hindi": "न्यूनतम समर्थन मूल्य",
      "scheme_type": "price_support",
      "state_specific": false,
      "applicable_states": [],
      "description": "Government-announced minimum prices for 22 agricultural crops ensuring farmers receive fair remuneration. Procurement done through FCI and state agencies at MSP when market prices fall below announced rates.",
      "description_hindi": "22 कृषि फसलों के लिए सरकार द्वारा घोषित न्यूनतम मूल्य जो किसानों को उचित पारिश्रमिक सुनिश्चित करता है।",
      "benefit_amount": "Guaranteed minimum price for 22 crops (varies by crop and season)",
      "eligibility_criteria": {
        "farmer_type": "All farmers growing notified crops",
        "crops_covered": {
          "kharif": "Paddy, Jowar, Bajra, Ragi, Maize, Tur, Moong, Urad, Groundnut, Sunflower, Soyabean, Sesamum, Nigerseed, Cotton",
          "rabi": "Wheat (₹2,585/quintal), Barley, Gram, Lentil/Masur (₹7,000/quintal), Rapeseed-Mustard (₹6,200/quintal), Safflower (₹6,540/quintal)"
        }
      },
      "required_documents": [
        "Land records",
        "Aadhaar Card",
        "Bank account details",
        "Registration at procurement center"
      ],
      "application_process": "Register at nearest FCI procurement center or state-designated mandi. Bring produce for quality check. Payment made within 48-72 hours through Direct Benefit Transfer to bank account.",
      "application_url": "https://fci.gov.in/ (Contact local FCI office)",
      "helpline_number": "1800-180-1111 (FCI Toll-Free)",
      "deadline_type": "seasonal",
      "deadline_date": "Varies by crop and season (announced before sowing)",
      "key_features": [
        "22 mandated agricultural crops covered",
        "MSP announced before each sowing season by CACP",
        "Wheat MSP 2026-27: ₹2,585/quintal (increased by ₹160)",
        "Procurement by FCI for cereals and coarse cereals",
        "PM-AASHA scheme for pulses, oilseeds, copra (25% production limit)",
        "Cotton Corporation of India for cotton procurement",
        "Jute Corporation of India for jute procurement",
        "Quality check at procurement centers",
        "Direct payment to farmers' bank accounts",
        "Transparent auction process",
        "No quantity limits for wheat, paddy, cotton, jute"
      ],
      "is_active": true,
      "last_updated": "2026-02-07"
    },
    {
      "scheme_code": "PMKSY",
      "scheme_name": "PMKSY - Per Drop More Crop (Pradhan Mantri Krishi Sinchayee Yojana)",
      "scheme_name_hindi": "प्रधानमंत्री कृषि सिंचाई योजना - प्रति बूंद अधिक फसल",
      "scheme_type": "subsidy",
      "state_specific": false,
      "applicable_states": [],
      "description": "Micro-irrigation subsidy scheme promoting water-saving technologies through drip and sprinkler irrigation systems. Focuses on enhancing water use efficiency, increasing crop productivity, and targeting water-scarce regions.",
      "description_hindi": "ड्रिप और स्प्रिंकलर सिंचाई प्रणालियों के माध्यम से जल-बचत प्रौद्योगिकियों को बढ़ावा देने वाली सूक्ष्म-सिंचाई सब्सिडी योजना।",
      "benefit_amount": "Subsidy on drip and sprinkler irrigation systems (varies by state, typically 40-55%)",
      "eligibility_criteria": {
        "farmer_type": "All farmers",
        "land_type": "Agricultural land with water source",
        "priority_crops": "Water-intensive crops (sugarcane, banana, cotton)",
        "priority_regions": "Water-scarce and water-stressed regions"
      },
      "required_documents": [
        "Aadhaar Card",
        "Land ownership documents",
        "Water source details",
        "Bank account details"
      ],
      "application_process": "Apply online through state agriculture department portal or visit District Agriculture Office. Submit application with required documents. After approval, install system through empaneled vendors. Subsidy credited after installation verification.",
      "application_url": "https://pmksy.gov.in/",
      "helpline_number": "Contact State Agriculture Department",
      "deadline_type": "rolling",
      "deadline_date": null,
      "key_features": [
        "Drip irrigation coverage: 5.32 lakh hectares (2022-23)",
        "Sprinkler irrigation coverage: 5.70 lakh hectares (2022-23)",
        "Total coverage: 11.02 lakh hectares",
        "Drip systems for 0.2 to 5.0 hectares",
        "Sprinkler types: portable, micro, mini, semi-permanent, large volume",
        "Micro-level water storage and conservation activities",
        "Fertigation promotion using micro-irrigation",
        "Increased water use efficiency",
        "Increased crop productivity and farmer income",
        "Employment opportunities for skilled and unskilled workers",
        "Updated 2025 Operational Guidelines with detailed specifications"
      ],
      "is_active": true,
      "last_updated": "2026-02-07"
    },
    {
      "scheme_code": "E_NAM",
      "scheme_name": "e-NAM (Electronic National Agriculture Market)",
      "scheme_name_hindi": "इलेक्ट्रॉनिक राष्ट्रीय कृषि बाज़ार",
      "scheme_type": "market_access",
      "state_specific": false,
      "applicable_states": [],
      "description": "Pan-India electronic trading portal networking 1,473 APMC mandis across 23 states and 4 UTs. Provides transparent online trading, real-time price discovery, and online payment directly to farmers' bank accounts.",
      "description_hindi": "23 राज्यों और 4 केंद्र शासित प्रदेशों में 1,473 एपीएमसी मंडियों को जोड़ने वाला अखिल भारतीय इलेक्ट्रॉनिक ट्रेडिंग पोर्टल।",
      "benefit_amount": "FREE registration | Better price realization through transparent trading",
      "eligibility_criteria": {
        "farmer_type": "All farmers",
        "trader_type": "All registered traders",
        "mandi_boards": "APMC mandis across India"
      },
      "required_documents": [
        "Aadhaar Card",
        "Bank account details (for farmers)",
        "Trade license (for traders)",
        "PAN Card (for traders)",
        "GST registration (for traders)"
      ],
      "application_process": "Register online at enam.gov.in. Select registration type (farmer/trader). Enter personal and bank details. Upload required documents. Complete KYC verification. Start trading on integrated mandis.",
      "application_url": "https://enam.gov.in/",
      "helpline_number": "1800-270-0224",
      "deadline_type": "rolling",
      "deadline_date": null,
      "key_features": [
        "1,473 mandis integrated across 23 states and 4 UTs",
        "Transparent online trading with enhanced market accessibility",
        "Real-time price discovery for stable price realization",
        "Online payment directly to farmers' bank accounts",
        "Access to commodity price information via mobile app",
        "Reduced transaction costs",
        "Removal of information asymmetry",
        "Efficient supply chain and warehouse-based sales",
        "System automation for mandi boards",
        "Quality control laboratory guidelines",
        "Free e-NAM software for mandis",
        "Government grants up to ₹75 lakh per mandi for infrastructure",
        "Trained mandi analysts provided for one year",
        "24/7 helpdesk support"
      ],
      "is_active": true,
      "last_updated": "2026-02-07"
    },
    {
      "scheme_code": "PKVY",
      "scheme_name": "PKVY (Paramparagat Krishi Vikas Yojana)",
      "scheme_name_hindi": "परम्परागत कृषि विकास योजना",
      "scheme_type": "subsidy",
      "state_specific": false,
      "applicable_states": [],
      "description": "Cluster-based organic farming scheme providing end-to-end support from production through certification and marketing. Offers ₹31,500 per hectare over 3 years for organic inputs, certification, training, and marketing support.",
      "description_hindi": "क्लस्टर-आधारित जैविक खेती योजना जो उत्पादन से लेकर प्रमाणन और विपणन तक समग्र सहायता प्रदान करती है।",
      "benefit_amount": "₹31,500 per hectare over 3 years",
      "eligibility_criteria": {
        "farmer_type": "Indian citizen aged 18 years or above",
        "land_holding": "Maximum 2 hectares per farmer",
        "cluster_requirement": "Minimum 50 farmers with 20 hectares total land",
        "farming_type": "Willing to adopt organic farming practices"
      },
      "required_documents": [
        "Aadhaar Card",
        "Land ownership documents",
        "Bank account details",
        "Farmer group formation documents"
      ],
      "application_process": "Form a farmer group with at least 50 farmers. Contact District Agriculture Officer. Submit Aadhaar, bank details, and land documents. Upon approval, receive funds through Direct Benefit Transfer in phases over 3 years.",
      "application_url": "Contact District Agriculture Office",
      "helpline_number": "Contact District Agriculture Office",
      "deadline_type": "rolling",
      "deadline_date": null,
      "key_features": [
        "₹15,000/ha for on-farm and off-farm organic inputs (via DBT)",
        "₹4,500/ha for marketing, packaging, and branding",
        "₹3,000/ha for certification and residue analysis",
        "₹9,000/ha for training and capacity building",
        "NPOP (National Programme for Organic Production) certification for exports",
        "PGS-India (Participatory Guarantee System) for domestic markets",
        "Cluster-based approach for economies of scale",
        "Since 2015-16: 14.99 lakh hectares covered",
        "52,289 clusters formed",
        "25.30 lakh farmers benefited",
        "Premium prices for organic produce",
        "Environmental sustainability"
      ],
      "is_active": true,
      "last_updated": "2026-02-07"
    },
    {
      "scheme_code": "GJ_KISAN_SAHAY",
      "scheme_name": "Mukhyamantri Kisan Sahay Yojana (Gujarat)",
      "scheme_name_hindi": "मुख्यमंत्री किसान सहाय योजना (गुजरात)",
      "scheme_type": "insurance",
      "state_specific": true,
      "applicable_states": ["Gujarat"],
      "description": "Gujarat state crop insurance scheme providing financial assistance to farmers who suffer crop losses due to natural calamities. No premium required from farmers. Covers drought, unseasonal rains, heavy rains, floods, and locust attacks.",
      "description_hindi": "गुजरात राज्य फसल बीमा योजना जो प्राकृतिक आपदाओं के कारण फसल नुकसान झेलने वाले किसानों को वित्तीय सहायता प्रदान करती है।",
      "benefit_amount": "₹20,000 per hectare (33-60% loss) | ₹25,000 per hectare (>60% loss)",
      "eligibility_criteria": {
        "farmer_type": "8-A landholders and Forest Right Act recognized farmers",
        "state": "Gujarat residents only",
        "calamities_covered": "Drought, unseasonal rains, heavy rains, floods, locust attacks",
        "premium": "No premium or enrollment fee required"
      },
      "required_documents": [
        "Aadhaar Card",
        "8-A land records or Forest Right Act certificate",
        "Bank account details (for DBT)",
        "Residence proof"
      ],
      "application_process": "Apply online through e-gram centers on Gujarat Agriculture Department portal (agri.gujarat.gov.in). No income criteria restriction. Assistance transferred directly to bank account within 30 days of application approval.",
      "application_url": "https://agri.gujarat.gov.in/",
      "helpline_number": "Contact District Agriculture Office Gujarat",
      "deadline_type": "event_based",
      "deadline_date": "Apply within specified period after calamity declaration",
      "key_features": [
        "Zero premium for farmers",
        "Quick disbursement within 30 days",
        "Direct Benefit Transfer to bank accounts",
        "Covers multiple natural calamities",
        "Expected to benefit 56 lakh farmers across Gujarat",
        "Launched on August 10, 2020",
        "No income criteria restriction",
        "Automatic coverage for all eligible farmers",
        "State government fully funds the scheme",
        "Compensation based on crop loss percentage"
      ],
      "is_active": true,
      "last_updated": "2026-02-07"
    },
    {
      "scheme_code": "GJ_KISAN_SURYODAY",
      "scheme_name": "Kisan Suryoday Yojana (Gujarat)",
      "scheme_name_hindi": "किसान सूर्योदय योजना (गुजरात)",
      "scheme_type": "electricity",
      "state_specific": true,
      "applicable_states": ["Gujarat"],
      "description": "Gujarat state scheme providing daytime electricity to farmers for agricultural activities between 5:00 AM and 9:00 PM. Utilizes solar and non-conventional energy sources to ensure reliable power supply for irrigation.",
      "description_hindi": "गुजरात राज्य योजना जो किसानों को कृषि गतिविधियों के लिए सुबह 5:00 बजे से रात 9:00 बजे तक दिन के समय बिजली प्रदान करती है।",
      "benefit_amount": "Daytime electricity supply (5 AM - 9 PM) for agricultural use",
      "eligibility_criteria": {
        "state": "Gujarat residents only",
        "farmer_type": "All farmers involved in agricultural activities",
        "land_type": "Agricultural land with electricity connection"
      },
      "required_documents": [
        "Aadhaar Card",
        "Land ownership proof",
        "Electricity connection details",
        "Residence proof"
      ],
      "application_process": "Apply offline at nearest Gujarat electricity board office with required documents including identity proof, land ownership proof, and passport-sized photographs.",
      "application_url": "Contact Gujarat Energy Department",
      "helpline_number": "Contact local electricity board office",
      "deadline_type": "rolling",
      "deadline_date": null,
      "key_features": [
        "Operating hours: 5:00 AM to 9:00 PM (currently 7:00 AM to 5:00 PM)",
        "17,018 villages enabled with daytime electricity",
        "98.66% of Gujarat covered",
        "19.69 lakh farmers benefited",
        "98% of substations shifted to daytime operations",
        "Government investment: ₹5,353.62 crore",
        "40 new substations constructed",
        "4,640.73 circuit km of transmission lines",
        "3,927.72 circuit km of distribution network",
        "Solar and non-conventional energy sources",
        "Target: All farmers by March 2026",
        "Reduced dependence on conventional power lines"
      ],
      "is_active": true,
      "last_updated": "2026-02-07"
    },
    {
      "scheme_code": "GJ_AGR50_TRACTOR",
      "scheme_name": "AGR-50 Scheme - Tractor Subsidy (Gujarat)",
      "scheme_name_hindi": "एजीआर-50 योजना - ट्रैक्टर सब्सिडी (गुजरात)",
      "scheme_type": "subsidy",
      "state_specific": true,
      "applicable_states": ["Gujarat"],
      "description": "Gujarat state farm mechanization scheme providing financial assistance for tractor purchases. Offers 25% subsidy on tractor cost to promote agricultural mechanization and reduce manual labor.",
      "description_hindi": "गुजरात राज्य कृषि यंत्रीकरण योजना जो ट्रैक्टर खरीद के लिए वित्तीय सहायता प्रदान करती है।",
      "benefit_amount": "Up to 40 HP: 25% or ₹45,000 (whichever is less) | 40-60 HP: 25% or ₹60,000 (whichever is less)",
      "eligibility_criteria": {
        "state": "Permanent residents of Gujarat",
        "farmer_type": "All farmers",
        "tractor_source": "Must purchase from authorized dealers of empaneled manufacturers"
      },
      "required_documents": [
        "Aadhaar Card",
        "Land ownership documents",
        "Residence proof",
        "Bank account details",
        "Tractor purchase invoice"
      ],
      "application_process": "Apply online through I-Khedut Portal (ikhedut.gujarat.gov.in). Select AGR-50 scheme. Upload required documents. Purchase tractor from empaneled dealer. Submit invoice for subsidy claim. Subsidy credited to bank account after verification.",
      "application_url": "https://ikhedut.gujarat.gov.in/",
      "helpline_number": "Contact District Agriculture Office Gujarat",
      "deadline_type": "rolling",
      "deadline_date": null,
      "key_features": [
        "Launched in 2011-12",
        "100% state-funded scheme",
        "Subsidy for tractors up to 60 PTO HP",
        "Up to 40 PTO HP: 25% of cost or ₹45,000 (whichever is less)",
        "Above 40 to 60 PTO HP: 25% of cost or ₹60,000 (whichever is less)",
        "Online application through I-Khedut Portal",
        "Empaneled manufacturers and authorized dealers",
        "Quick subsidy disbursement",
        "Promotes agricultural mechanization",
        "Reduces manual labor and increases efficiency",
        "Part of broader Krishi Yantra Subsidy Yojana"
      ],
      "is_active": true,
      "last_updated": "2026-02-07"
    }
  ]
}