financials.py

financials = {
    "latest_valuation": "7.5 billion USD",  # Updated valuation after Series F funding
    "total_funding": "816 million USD",
    "revenue_estimates": "250 million USD (2024)",  # Adjusted as per context, if needed
    "profit_loss": "Not disclosed",
    "ebitda": "Positive",
    "key_ratios": {
        "p_e_ratio": "Not applicable",
        "debt_to_equity": "Low"
    },
    "financial_growth": "20% YoY",
    "razorpay_fy24_data": {
        "revenue": {
            "total": "INR 2,501.4 crore",
            "growth": "9% YoY",
            "contribution_from_payments": "80%-85%",
            "contribution_from_software_subscriptions": "15%-20%",
            "annual_revenue_in_usd": "$302M"
        },
        "profit": {
            "total": "INR 34 crore",
            "growth": "4.5X YoY"
        },
        "expenses": {
            "total": "INR 2,454 crore",
            "growth": "7% YoY",
            "employee_expenses": "INR 611 crore",
            "employee_expenses_percentage": "25% of total expenses"
        },
        "growth": {
            "future_expectations": "50% YoY growth for the next 3-4 years",
            "revenue_growth_drivers": [
                "Deeper penetration of existing businesses",
                "New product offerings"
            ]
        },
        "international_expansion": {
            "focus_area": "Southeast Asia"
        },
        "total_payment_volume": {
            "annualized_tpv": "$180 billion"
        },
        "ipo_plans": {
            "planned_ipo_year": "2026",
            "target_revenue_by_2030": "$1 billion"
        },
        "headquarters": {
            "relocation": "Moving from the US to India"
        },
        "valuation_details": {
            "valuation_date": "December 2021",
            "valuation": "$7.5 billion",
            "funding_round": "Series F",
            "amount_raised": "$375 million",
            "co_led_by": ["Lone Pine Capital", "Alkeon Capital", "TCV"]
        }
    }
}