push

app.py

@@ -117,7 +117,7 @@ def process_query(user_input, history):
     # Step 3: Generate a response using the search results
     response = client.chat_completion(
         model="Qwen/Qwen2.5-72B-Instruct",
-        messages=[{"role": "user", "content": f"Using the search results: {search_results_str} and chat history {history}, answer the user's query '{user_input}' concisely, using numerical data if available. "}],
+        messages=[{"role": "user", "content": f"Using the search results: {search_results_str} and chat history {history}, answer the user's query '{user_input}' concisely, using numerical data if available. if they are just making conversation, respond normally, without the data "}],
         max_tokens=3000,
         stream=True
     )

healthcheck.txt

@@ -1,23 +1,28 @@
 Objective
-This file outlines a structured approach to evaluate the financial health of a company using a set of key financial ratios and metrics. The model will analyze these ratios, apply context-specific logic, and derive a health score on a scale from 1 to 10. This score—known as the QuantiNeuron Health Check Score—serves as a snapshot indicator of the company's current financial viability.
+This file outlines a structured approach to evaluate the financial health of a company using a set of key financial ratios and metrics. The model analyzes these ratios, applies context-specific logic, and derives a health score on a scale from 1 to 10. This score—known as the QuantiNeuron Health Check Score—serves as a snapshot indicator of the company's current financial viability.
 
 Metrics and Ratios
 1. Liquidity Ratios
 Current Ratio = Current Assets / Current Liabilities
 Interpretation: A ratio between 1.5 and 3.0 is generally considered healthy. Below 1 indicates potential liquidity issues, while above 3 could signal inefficient capital allocation.
+
 Quick Ratio = (Current Assets - Inventory) / Current Liabilities
-Interpretation: A ratio above 1 indicates that the company can cover short-term obligations without selling inventory, which implies robust liquidity.
+Interpretation: A ratio above 1 indicates that the company can cover short-term obligations without selling inventory, suggesting robust liquidity.
+
 Logic:
 
 If Current Ratio < 1 or Quick Ratio < 0.8, mark as “Weak Liquidity.”
-If Current Ratio is between 1.5 and 3, and Quick Ratio > 1, mark as “Healthy Liquidity.”
+If Current Ratio is between 1.5 and 3 and Quick Ratio > 1, mark as “Healthy Liquidity.”
 2. Profitability Ratios
 Gross Profit Margin = (Revenue - Cost of Goods Sold) / Revenue
 Interpretation: Indicates core profitability before operational expenses. Higher values signal cost efficiency.
+
 Net Profit Margin = Net Income / Revenue
 Interpretation: Represents final profitability after all expenses. Higher percentages generally indicate a profitable business.
+
 Return on Assets (ROA) = Net Income / Total Assets
 Interpretation: Shows how effectively assets generate profit, with values over 5% considered healthy.
+
 Logic:
 
 High margins and ROA (>5%) indicate strong profitability, labeled as “Strong Profitability.”
@@ -25,8 +30,10 @@ If either margin is consistently low (<5%) over recent periods, flag as “Profi
 3. Leverage Ratios
 Debt-to-Equity Ratio = Total Debt / Total Equity
 Interpretation: A ratio below 2 is typically favorable, as it indicates less reliance on debt.
+
 Interest Coverage Ratio = Earnings Before Interest & Taxes (EBIT) / Interest Expense
 Interpretation: Values above 3 suggest that the company can comfortably pay its interest expenses.
+
 Logic:
 
 If Debt-to-Equity < 2 and Interest Coverage > 3, label as “Low Financial Risk.”
@@ -34,8 +41,10 @@ If Debt-to-Equity > 3 or Interest Coverage < 1.5, flag as “High Financial Risk
 4. Efficiency Ratios
 Asset Turnover Ratio = Revenue / Total Assets
 Interpretation: High values indicate efficient asset utilization.
+
 Inventory Turnover Ratio = Cost of Goods Sold / Average Inventory
 Interpretation: High turnover rates indicate efficient inventory management.
+
 Logic:
 
 If Asset Turnover is above industry average and Inventory Turnover shows strong movement, mark as “Efficient Operations.”
@@ -43,25 +52,27 @@ Low turnover rates suggest operational inefficiencies, flagged as “Operational
 5. Growth Ratios
 Revenue Growth Rate (year-over-year or quarter-over-quarter)
 Interpretation: Positive, sustainable growth indicates business expansion.
+
 Earnings Per Share (EPS) Growth = (EPS in current period - EPS in prior period) / EPS in prior period
 Interpretation: Consistent positive EPS growth implies profitability and investor confidence.
+
 Logic:
 
 Strong growth in Revenue and EPS indicates “Positive Growth,” while negative trends raise “Growth Concerns.”
 Scoring Logic: QuantiNeuron Health Check Score
-To derive a QuantiNeuron Health Check Score (1-10), assign weighted values to each category based on their contribution to financial health. This score is a weighted aggregate that emphasizes profitability and liquidity, followed by leverage, efficiency, and growth.
-
-Step 1: Assign Ratings (1-5) for Each Metric
+To derive a QuantiNeuron Health Check Score (1-10), we assign weighted values to each category based on their contribution to financial health. This score is a weighted aggregate that emphasizes profitability and liquidity, followed by leverage, efficiency, and growth.
 
+Step 1: Assign Ratings (1-10) for Each Metric
 Based on each metric’s analysis, assign scores:
-5 = Very Strong
-4 = Strong
-3 = Average
-2 = Weak
+
+10 = Very Strong
+8-9 = Strong
+6-7 = Above Average
+4-5 = Average
+2-3 = Below Average
 1 = Very Weak
 Step 2: Weighted Category Score Calculation
-
-Weight each category:
+Apply weights to each category:
 
 Profitability: 25%
 Liquidity: 20%
@@ -72,15 +83,16 @@ Calculate weighted scores for each category:
 
 Category Score
 =
-(Category Rating)
+(
+Category Rating
+)
 ×
 Weight
 Category Score=(Category Rating)×Weight
 Step 3: Aggregate for Final Score
-
 Sum up the weighted scores to derive a total score out of 10.
-Step 4: Determine Health Check Tier
 
+Step 4: Determine Health Check Tier
 Score 9-10: “Excellent Health” (Low risk, high profitability)
 Score 7-8: “Good Health” (Generally strong but minor areas to improve)
 Score 5-6: “Moderate Health” (Mixed performance; moderate risk)
@@ -96,19 +108,61 @@ Efficient operations,
 Moderate growth,
 The model might assign:
 
-Liquidity = 4.5, Profitability = 4.8, Leverage = 2.0, Efficiency = 4.2, Growth = 3.5
-Calculating:
+Liquidity = 7, Profitability = 9, Leverage = 4, Efficiency = 8, Growth = 6
+Calculating weighted scores:
 
-Liquidity Score = 4.5 * 0.2 = 0.9
-Profitability Score = 4.8 * 0.25 = 1.2
-Leverage Score = 2.0 * 0.2 = 0.4
-Efficiency Score = 4.2 * 0.15 = 0.63
-Growth Score = 3.5 * 0.2 = 0.7
-Total Health Check Score = 0.9 + 1.2 + 0.4 + 0.63 + 0.7 = 3.83
+Liquidity Score = 
+7
+×
+0.2
+=
+1.4
+7×0.2=1.4
+Profitability Score = 
+9
+×
+0.25
+=
+2.25
+9×0.25=2.25
+Leverage Score = 
+4
+×
+0.2
+=
+0.8
+4×0.2=0.8
+Efficiency Score = 
+8
+×
+0.15
+=
+1.2
+8×0.15=1.2
+Growth Score = 
+6
+×
+0.2
+=
+1.2
+6×0.2=1.2
+Total Health Check Score = 
+1.4
++
+2.25
++
+0.8
++
+1.2
++
+1.2
+=
+6.85
+1.4+2.25+0.8+1.2+1.2=6.85
 
 Output
-The model will return:
+you will return:
 
 A QuantiNeuron Health Check Score on a 1-10 scale.
 A Health Summary, outlining strengths and weaknesses based on metrics.
-A Recommendation statement, if necessary, for areas needing attention.
+A Recommendation Statement, if necessary, for areas needing attention.